Tenzing Financial LLC — 13F Holdings & Portfolio

CIK 2111360 · latest 13F-HR filed 2026-11-03

Tenzing Financial LLC manages $147.3M in 13F-reported U.S. long-equity assets across 78 reported positions as of its 2026-09-30 13F-HR filing. Its largest disclosed positions are JEPI (12.90%), IDEV (8.63%), JQUA (6.44%). Quarter over quarter (versus its 2026-06-30 filing) the fund opened 4 new positions and exited 10; 19 existing positions rose in reported value and 24 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

AUM

$147.3M

Long-equity book

Holdings

Distinct positions

Period

2026-09-30

Filed 2026-11-03

Q/Q Activity

+4 / −10 / ↑19 / ↓24

vs 2026-06-30

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q3 26

JEPI12.9% · +6%IDEV8.6% · +2%JQUA6.4% · +3%SCHG6.2% · +4%SPAB5.5% · +3%SMTH5.0% · +4%IDOG3.8% · +4%AVLV3.5% · +5%IJH3.5% · +5%MNBD2.7% · +8%SCHD2.7% · -1%IVV2.7% · -0%AAPL2.3% · +1%XLU2.0% · +6%NVDA1.8% · +1%MUB1.7% · -3%MSFT1.6% · +9%SPHY1.5% · +4%ENFR1.4% · +4%IEFA1.3% · +0%LLY1.1% · 0%GOOGL1.0% · -0%FLHY1.0% · +6%JMBS0.9% · +3%VV0.9% · 0%VO0.8% · 0%AMZN0.8% · -6%VTEB0.8% · -11%GOOG0.7% · -0%AVGO0.6% · +0%IEMG0.6% · -0%META0.6% · +2%SPY0.6% · -5%MU0.5% · -3%RFFC0.5% · +256%FLCH0.5% · -2%XLV0.5% · -1%JPM0.5% · -1%VT0.5% · +0%VB0.4% · 0%FLBL0.4% · +7%FLMI0.4% · +6%HYMB0.4% · -3%NSC0.4% · -0%IGV0.4% · +7%TSLA0.4% · -5%SCHF0.3% · -1%XOM0.3% · +2%IJR0.3% · -0%AMD0.3% · -1%WMT0.3% · -2%TSM0.3% · -5%BRK.B0.3% · -4%AMAT0.3% · -0%V0.2% · 0%JNJ0.2% · +1%CP0.2% · -17%CAT0.2% · -1%CSCO0.2% · -1%MA0.2% · +2%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q2 26 → Q3 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 58.2%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Aug 31, 2026.

Assets Under Management

$231.1M

Discretionary

$231.1M

Employees

Accounts

752

Address

1215 MT VERNON AVE
SUITE C
WILLIAMSBURG, VA 23185

Phone

(757) 703-0030

Website

www.tenzingfinancial.us
www.linkedin.com/company/tenzing-financial

Name	Title / Status	Ownership	Type
PHILIPSEN, HAROLD, H Control	MEMBER AND CHIEF COMPLIANCE OFFICER since Feb 2025	50–75%	Individual
SHACKELFORD, TRACY, LYN Control	MEMBER since Feb 2025	50–75%	Individual

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

J P MORGAN EXCHANGE TRADED F$1.2M +7.0%
MICROSOFT CORP$801.6K +50.0%
SCHWAB STRATEGIC TR$614.1K +7.2%
J P MORGAN EXCHANGE TRADED F$602.9K +6.8%
ALPS ETF TR$570.3K +261.5%

Show all 19 →

Top Trims

ISHARES TR-$219.7K -8.1%
VANGUARD MUN BD FDS-$197.2K -15.1%
APPLIED MATLS INC-$163.1K -30.5%
CATERPILLAR INC-$111.5K -25.8%
INTEL CORP-$108.9K -27.0%

Show all 24 →

New Positions

Exited Positions

ISHARES TR$593.6K
ISHARES TR$570.0K
ISHARES TR$352.7K
EXXON MOBIL CORP$351.3K
ISHARES TR$278.9K

Show all 10 →

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#	Issuer	Symbol	CUSIP	Value	Δ

Tenzing Financial LLC Holdings (2026-09-30)

#	Issuer	Symbol	CUSIP	Value	Weight	Shares	Type
1	J P MORGAN EXCHANGE TRADED F	JEPI	46641Q332	$19.0M	12.90%	333,207	SH
2	ISHARES TR	IDEV	46435G326	$12.7M	8.63%	142,883	SH
3	J P MORGAN EXCHANGE TRADED F	JQUA	46641Q761	$9.5M	6.44%	126,225	SH
4	SCHWAB STRATEGIC TR	SCHG	808524300	$9.2M	6.22%	257,417	SH
5	SPDR SERIES TRUST	SPAB	78464A649	$8.1M	5.48%	329,434	SH
6	ALPS ETF TR	SMTH	00162Q346	$7.4M	5.05%	301,509	SH
7	ALPS ETF TR	IDOG	00162Q718	$5.5M	3.76%	129,779	SH
8	AMERICAN CENTY ETF TR	AVLV	025072349	$5.2M	3.53%	55,956	SH
9	ISHARES TR	IJH	464287507	$5.2M	3.50%	71,230	SH
10	ALPS ETF TR	MNBD	00162Q411	$4.0M	2.69%	158,750	SH
11	SCHWAB STRATEGIC TR	SCHD	808524797	$4.0M	2.68%	115,534	SH
12	ISHARES TR	IVV	464287200	$3.9M	2.67%	5,108	SH
13	APPLE INC	AAPL	037833100	$3.4M	2.31%	9,922	SH
14	SELECT SECTOR SPDR TR	XLU	81369Y886	$3.0M	2.02%	72,103	SH
15	NVIDIA CORPORATION	NVDA	67066G104	$2.7M	1.82%	12,320	SH
16	ISHARES TR	MUB	464288414	$2.5M	1.70%	24,407	SH
17	MICROSOFT CORP	MSFT	594918104	$2.4M	1.63%	4,505	SH
18	SPDR SERIES TRUST	SPHY	78468R606	$2.2M	1.47%	96,676	SH
19	ALPS ETF TR	ENFR	00162Q676	$2.1M	1.43%	55,151	SH
20	ISHARES TR	IEFA	46432F842	$1.9M	1.29%	19,782	SH
21	ELI LILLY & CO	LLY	532457108	$1.6M	1.08%	1,288	SH
22	ALPHABET INC	GOOGL	02079K305	$1.5M	1.03%	4,389	SH
23	FRANKLIN TEMPLETON ETF TR	FLHY	35473P629	$1.4M	0.98%	62,008	SH
24	JANUS DETROIT STR TR	JMBS	47103U852	$1.3M	0.91%	31,384	SH
25	VANGUARD INDEX FDS	VV	922908637	$1.3M	0.90%	3,771	SH
26	VANGUARD INDEX FDS	VO	922908629	$1.2M	0.84%	15,459	SH
27	AMAZON COM INC	AMZN	023135106	$1.2M	0.82%	4,592	SH
28	VANGUARD MUN BD FDS	VTEB	922907746	$1.1M	0.75%	23,014	SH
29	ALPHABET INC	GOOG	02079K107	$980.1K	0.67%	2,881	SH
30	BROADCOM INC	AVGO	11135F101	$896.1K	0.61%	2,678	SH
31	ISHARES INC	IEMG	46434G103	$889.9K	0.60%	11,506	SH
32	META PLATFORMS INC	META	30303M102	$874.8K	0.59%	1,240	SH
33	STATE STR SPDR S&P 500 ETF T	SPY	78462F103	$857.4K	0.58%	1,119	SH
34	MICRON TECHNOLOGY INC	MU	595112103	$798.3K	0.54%	882	SH
35	ALPS ETF TR	RFFC	00162Q510	$788.3K	0.54%	10,263	SH
36	FRANKLIN TEMPLETON ETF TR	FLCH	35473P819	$769.4K	0.52%	38,222	SH
37	SELECT SECTOR SPDR TR	XLV	81369Y209	$756.2K	0.51%	4,305	SH
38	JPMORGAN CHASE & CO	JPM	46625H100	$708.2K	0.48%	2,123	SH
39	VANGUARD INTL EQUITY INDEX F	VT	922042742	$707.9K	0.48%	4,506	SH
40	VANGUARD INDEX FDS	VB	922908751	$630.6K	0.43%	2,217	SH
41	FRANKLIN TEMPLETON ETF TR	FLBL	35473P595	$628.3K	0.43%	27,606	SH
42	FRANKLIN TEMPLETON ETF TR	FLMI	35473P868	$584.0K	0.40%	24,725	SH
43	SPDR SERIES TRUST	HYMB	78464A284	$580.6K	0.39%	24,645	SH
44	NORFOLK SOUTHN CORP	NSC	655844108	$574.5K	0.39%	1,776	SH
45	ISHARES TR	IGV	464287515	$559.5K	0.38%	5,279	SH
46	TESLA INC	TSLA	88160R101	$548.4K	0.37%	1,490	SH
47	SCHWAB STRATEGIC TR	SCHF	808524805	$500.3K	0.34%	18,591	SH
48	EXXONMOBIL HOLDINGS CORP	XOM	30233Q108	$466.8K	0.32%	2,618	SH
49	ISHARES TR	IJR	464287804	$425.4K	0.29%	3,132	SH
50	ADVANCED MICRO DEVICES INC	AMD	007903107	$406.8K	0.28%	756	SH

Filing History

Period	Filed	AUM	Holdings	Accession
2026-09-30	2026-11-03	$147.3M	78	0001951757-26-001798
2026-06-30	2026-07-09	$145.6M	84	0001951757-26-000987
2026-03-31	2026-04-15	$133.2M	70	0001951757-26-000613
2025-12-31	2026-02-13	$123.2M	68	0001951757-26-000454

Filer Information

Address

1215 MT VERNON AVE
SUITE C
WILLIAMSBURG, VA 23185

Phone

(757) 703-0030

Filing Manager

Tenzing Financial LLC

WILLIAMSBURG, VA

Signatory

Harold Philipsen

Chief Compliance Officer