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CITIZENS & NORTHERN CORP — 13F Holdings & Portfolio

CIK 810958 · latest 13F-HR filed 2026-07-17

Backtest portfolio

CITIZENS & NORTHERN CORP manages $437.7M in 13F-reported U.S. long-equity assets across 117 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VONG (13.50%), IEMG (6.44%), FREL (6.38%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 9 new positions, exited 11, added to 48, and trimmed 31.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
90-92 MAIN ST
WELLSBORO, PA 16901
Phone
(877) 838-2517
Filing Manager
CITIZENS & NORTHERN CORP
WELLSBORO, PA
Signatory
Mark A. Hughes
Executive Vice President and Chief Financial Officer
Loading holdings…
AUM

$437.7M

Long-equity book

Holdings

117

Distinct positions

Period

2026-06-30

Filed 2026-07-17

Q/Q Activity

+9 / −11 / ↑48 / ↓31

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • Vanguard Russell 1000 Growth ETF$16.9M +40.0%
  • iShares Core MSCI Emerging Mkts ETF$5.0M +21.4%
  • Advanced Micro Devices Inc$4.3M +137.2%
  • Broadcom Inc Common$2.7M +124.9%
  • Alphabet Inc Class C$2.4M +21.0%
Show all 48 →

Top Trims

  • iShares North American Natural Resources ETF-$5.5M -18.7%
  • Fidelity MSCI Real Estate Index ETF-$2.2M -7.3%
  • Exxon Mobil Corp-$898.0K -20.3%
  • Meta Platforms Inc-$760.8K -13.3%
  • iShares Barclays MBS Bond Fund ETF-$539.1K -15.5%
Show all 31 →

New Positions

  • Wells Fargo & Co New$4.3M
  • The Goldman Sachs Group Inc$1.2M
  • Carpenter Technology Corporation$235.6K
  • Progressive Corp Ohio common$220.4K
  • W W Grainger Inc$213.6K
Show all 9 →

Exited Positions

  • Vanguard Total International Bond Index Fund ETF$1.2M
  • Marsh$1.1M
  • iShares iBoxx $ High Yield Corp Bond ETF$873.3K
  • iShares Barclays TIPS Bond Fund$611.4K
  • Roper Industries Inc New$394.6K
Show all 11 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 Vanguard Russell 1000 Growth ETF VONG 92206C680 $59.1M 13.50% 462,175 SH
2 iShares Core MSCI Emerging Mkts ETF IEMG 46434G103 $28.2M 6.44% 340,138 SH
3 Fidelity MSCI Real Estate Index ETF FREL 316092857 $27.9M 6.38% 953,634 SH
4 iShares North American Natural Resources ETF IGE 464287374 $24.0M 5.49% 427,918 SH
5 iShares S&P MidCap 400 Index Fd IJH 464287507 $16.8M 3.83% 217,637 SH
6 Nvidia Corp NVDA 67066G104 $16.4M 3.75% 81,995 SH
7 Apple Computer Inc AAPL 037833100 $15.5M 3.54% 53,521 SH
8 State Street SPDR Portfolio S&P 400 Mid Cap ETF SPMD 78464A847 $14.1M 3.21% 208,139 SH
9 Alphabet Inc Class C GOOG 02079K107 $13.9M 3.18% 39,454 SH
10 iShares JPMorgan USD Emerging Markets Bond ETF EMB 464288281 $12.8M 2.93% 132,935 SH
11 Microsoft Corp MSFT 594918104 $10.9M 2.48% 29,135 SH
12 Dimensional U.S. Core Equity 2 ETF DFAC 25434V708 $10.6M 2.41% 238,023 SH
13 Amazon Communications Inc AMZN 023135106 $9.0M 2.06% 37,831 SH
14 Citizens Financial Services Inc CZFS 174615104 $8.5M 1.94% 117,063 SH
15 Citizens & Northern Corp CZNC 172922106 $8.1M 1.86% 349,492 SH
16 Advanced Micro Devices Inc AMD 007903107 $7.4M 1.69% 12,718 SH
17 JPMorgan Chase & Co JPM 46625H100 $5.8M 1.33% 17,802 SH
18 Corning Inc GLW 219350105 $5.0M 1.15% 19,658 SH
19 Meta Platforms Inc META 30303M102 $4.9M 1.13% 8,787 SH
20 Avantis International Equity ETF AVDE 025072703 $4.9M 1.12% 54,809 SH
21 Broadcom Inc Common AVGO 11135F101 $4.8M 1.10% 12,690 SH
22 Wells Fargo & Co New WFC 949746101 $4.3M 0.98% 51,763 SH
23 Caterpillar Inc CAT 149123101 $4.1M 0.94% 3,846 SH
24 Mastercard Inc Class A MA 57636Q104 $4.0M 0.92% 7,840 SH
25 Costco Wholesale Corp (New) COST 22160K105 $4.0M 0.92% 4,291 SH
26 Exxon Mobil Corp XOM 30231G102 $3.5M 0.81% 25,824 SH
27 Analog Devices Inc ADI 032654105 $3.1M 0.71% 7,847 SH
28 iShares Barclays MBS Bond Fund ETF MBB 464288588 $2.9M 0.67% 31,118 SH
29 KLA Corporation KLAC 482480100 $2.9M 0.65% 9,472 SH
30 Cisco Systems Inc CSCO 17275R102 $2.7M 0.62% 23,191 SH
31 CVS Health Corporation CVS 126650100 $2.7M 0.62% 26,315 SH
32 Procter & Gamble Co PG 742718109 $2.7M 0.62% 18,475 SH
33 Tjx Companies (New) TJX 872540109 $2.5M 0.58% 16,787 SH
34 Palo Alto Networks Inc Common PANW 697435105 $2.5M 0.57% 7,266 SH
35 RTX Corporation RTX 75513E101 $2.4M 0.55% 12,701 SH
36 Citigroup Inc Common New C 172967424 $2.3M 0.52% 16,391 SH
37 Eaton Corp ETN G29183103 $2.3M 0.52% 5,356 SH
38 Charles Schwab Corp SCHW 808513105 $2.3M 0.52% 24,570 SH
39 State Street SPDR S&P 500 ETF Trust SPY 78462F103 $2.1M 0.49% 2,877 SH
40 Johnson & Johnson JNJ 478160104 $2.1M 0.48% 8,218 SH
41 Oracle Corp ORCL 68389X105 $2.1M 0.47% 14,024 SH
42 GSK PLC ADR GSK 37733W204 $2.1M 0.47% 39,176 SH
43 Cencora, Inc. COR 03073E105 $2.0M 0.46% 7,156 SH
44 Medtronic PLC MDT G5960L103 $2.0M 0.46% 25,866 SH
45 Home Depot Inc HD 437076102 $2.0M 0.45% 5,627 SH
46 Boeing Co BA 097023105 $2.0M 0.45% 9,062 SH
47 Coca Cola Co KO 191216100 $1.9M 0.42% 22,806 SH
48 General Dynamics Corp GD 369550108 $1.8M 0.41% 5,113 SH
49 Blackstone Inc BX 09260D107 $1.8M 0.41% 15,154 SH
50 Avantis US Equity ETF AVUS 025072885 $1.8M 0.40% 13,829 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-17 $437.7M 117 0001104659-26-084554
2026-03-31 2026-04-27 $401.0M 119 0001104659-26-049177
2025-12-31 2026-01-28 $403.6M 124 0001104659-26-007427