F&G Annuities & Life, Inc.(FG)

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

Snapshot
$26.93
52-Week Range
$20.57 – $36.70
YTD
-10.35%
IV Rank (30D)
50.42
Straddle Price
$3.15
P/C Vol Ratio
0.51
Market Cap
$3.5B
Fair Value
+50.0% vs price
Confidence: 45% Alpha Score: 77.37

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 0.5% and dividend payments are stable.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)4.50%
Beta vs SPY1.00
Cost of Equity (CAPM)10.00% (VRP-adj)
WACC8.10%
Volatility Risk Premium+81.3pp (IV − HV30), ERP adj +50bps
Effective Tax Rate16.1%
Rev. Growth (YoY, DCF input)+30.0%
DCF Horizon12 years explicit + fade
Forward Tilt (NTM/TTM)×1.10 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$4.5B
Return on Equity (TTM)11.1%
Book / Price139.8% — banking bias active (P/B is primary)
Bank Quality Adj×1.12 (target ROE vs peer median)
Gross Margin (TTM)28.9%
FCF Margin (TTM)77.8%
Debt / Equity0.45
Quality Score4/6 — high quality (12y DCF)
SMA 50$27.75 (Market Anchor value)
SMA 20 / Bollinger Mid$27.55
Bollinger Width / SMA2041.0% (drives anchor stability)
Net Debt$0.8B
Market Cap$4B
Peers used for multiples: ALL, BAC, CRBG, HPE, LNC, MTB, PCG (filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$1379.13
Current Price
$27.02
Deviation
+50.0%
MethodImplied PriceWeightDetail
DCF $3666.23 37%
DDM (Gordon) $20.37 30%
Peer P/E $30.33 11% median 13.3× · 7 peers
Peer EV/EBITDA n/a 0% median 13.5× · 7 peers
Peer P/B $45.19 17% median 1.2× · 7 peers
Peer P/S $77.94 6% median 1.5× · 7 peers
Market Anchor (SMA50) $27.75 0% stability 0% (BB-width)
Options Expected (B-L 30d) n/a 0%
As of 2026-06-26 · updated 2026-06-26 20:59:30.580000
Info
Industry (SIC)
LIFE INSURANCE (6311)
Exchange
XNYS
Market Cap
$3.5B

F&G Annuities & Life Inc is a provider of insurance solutions serving retail annuity and life customers as well as institutional clients. Through its insurance subsidiaries, including FGL Insurance and Fidelity & Guaranty Life Insurance Company of New York it markets a broad portfolio of deferred annuities (fixed indexed annuities (FIAs) and multi-year guarantee annuities (MYGAs) or other fixed rate annuities), immediate annuities, indexed universal life (IUL) insurance, funding agreements through funding agreement-backed notes issuances and the Federal Home Loan Bank of Atlanta (FHLB)), and p…

Chart
Seasonality
MonthAvg ReturnYears of Data
Jan +4.75% 4
Feb -11.76% 4
Mar -1.04% 4
Apr +1.30% 4
May +1.13% 4
Jun +3.47% 4
Jul +10.10% 3
Aug +4.33% 3
Sep -4.37% 3
Oct +0.49% 3
Nov +19.13% 3
Dec +1.23% 4
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators
SMA 20: $27.52
SMA 50: $27.76
SMA 200: $28.65
Current: $27.02
EMA 12: $27.30
EMA 26: $27.48
MACD: -0.1740 | Signal: -0.1478
BEARISH
ADX (14): 15.18
RANGE
+DI: 16.84
−DI: 25.75
Momentum Oscillators
RSI (14): 46.69
NEUTRAL
Stoch %K: 14.44
Stoch %D: 24.85
Williams %R: -73.04
Volume & Volatility
BB Upper: $29.10
BB Lower: $25.95
NEUTRAL
OBV: -9,888,854
Vol SMA 20: 721,805
Vol ROC: 56.63%
ATR: $0.99
True Range: $0.97
HV 20: 44.5%
HV 30: 38.2%
HV 60: 41.9%

Data Summary
Data Points: 500
Last Updated: 2026-06-26T21:15:19.553000
Date Range: 2024-06-28T00:00:00 – 2026-06-26T00:00:00
AI Analysis

Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

News
Earnings History
7 of 7 under expected move
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2024-08-05 After-Close 16.13% 6.87% 0.43x Within
2024-11-06 After-Close 11.21% 2.96% 0.26x Within
2025-05-07 Pre-Market 10.38% 0.34% 0.03x Within
2025-08-06 Pre-Market 13.19% 2.31% 0.18x Within
2025-11-06 After-Close 13.81% 3.15% 0.23x Within
2026-02-19 After-Close 12.36% 6.68% 0.54x Within
2026-05-06 After-Close 11.54% 8.11% 0.70x Within
Options Activity
IV Rank (30D)
50.42
IV Rank (7D)
50.42
Avg IV
99.4%
Straddle (30D)
$3.15
Straddle (7D)
$3.15
P/C Volume
0.51
Spread Scanner GPU

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
pts EXTREME
ATM — / Wing —
30 DTE / 10d
pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Beta (1Y vs SPY)
0.92
Correlation (SPY)
30.9%
0.10
Ann. Volatility
37.0%
SPY Volatility
12.5%

Moderate volatility - stock generally follows market

Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-03-31
Diluted shares outstanding: 132,750,000 (as of 2025-12-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

335 filers124,772,953 shares$3.15B value93.99% of float
# Filer Shares Value % of Total % of Float Period
1 Fidelity National Financial, Inc. 94,662,347 $2.40B 76.05% 71.31% 2026-03-31
2 Brave Warrior Advisors, LLC 5,353,141 $135.54M 4.30% 4.03% 2026-03-31
3 VANGUARD GROUP INC Custodian 3,807,765 $117.47M 3.73% 2.87% 2025-12-31
4 BlackRock, Inc. Custodian 4,113,353 $104.15M 3.30% 3.10% 2026-03-31
5 DIMENSIONAL FUND ADVISORS LP Custodian 1,480,179 $37.48M 1.19% 1.11% 2026-03-31
6 NOMURA ASSET MANAGEMENT INTERNATIONAL INC. 1,261,801 $31.95M 1.01% 0.95% 2026-03-31
7 AMERIPRISE FINANCIAL INC Custodian 963,666 $24.40M 0.77% 0.73% 2026-03-31
8 GEODE CAPITAL MANAGEMENT, LLC Custodian 904,300 $22.90M 0.73% 0.68% 2026-03-31
9 STATE STREET CORP 829,417 $21.00M 0.67% 0.62% 2026-03-31
10 AMERICAN CENTURY COMPANIES INC 632,338 $16.01M 0.51% 0.48% 2026-03-31
11 Nuveen, LLC Custodian 565,518 $14.32M 0.45% 0.43% 2026-03-31
12 MILLENNIUM MANAGEMENT LLC Custodian 545,062 $13.80M 0.44% 0.41% 2026-03-31
13 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 488,775 $12.38M 0.39% 0.37% 2026-03-31
14 MORGAN STANLEY Custodian 382,431 $11.80M 0.37% 0.29% 2025-12-31
15 Bank of New York Mellon Corp Custodian 411,454 $10.42M 0.33% 0.31% 2026-03-31
16 NORTHERN TRUST CORP Custodian 388,389 $9.83M 0.31% 0.29% 2026-03-31
17 HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC 353,750 $8.96M 0.28% 0.27% 2026-03-31
18 GOLDMAN SACHS GROUP INC Custodian 341,281 $8.64M 0.27% 0.26% 2026-03-31
19 DENALI ADVISORS LLC 273,600 $6.93M 0.22% 0.21% 2026-03-31
20 STEPHENS INC /AR/ 266,175 $6.74M 0.21% 0.20% 2026-03-31
21 UBS Group AG Custodian 253,719 $6.42M 0.20% 0.19% 2026-03-31
22 SEB Asset Management AB 229,461 $5.81M 0.18% 0.17% 2026-03-31
23 PDT Partners, LLC 226,875 $5.74M 0.18% 0.17% 2026-03-31
24 Livforsakringsbolaget Skandia, Omsesidigt 18,579 $5.46M 0.17% 0.01% 2026-03-31
25 AQR CAPITAL MANAGEMENT LLC Custodian 195,097 $4.94M 0.16% 0.15% 2026-03-31
3 filers$1.33M notional
# Filer Notional Value % of Total Period
1 SUSQUEHANNA INTERNATIONAL GROUP, LLP Custodian $774.79K 58.25% 2026-03-31
2 CITADEL ADVISORS LLC Custodian $497.18K 37.38% 2026-03-31
3 SIMPLEX TRADING, LLC Custodian $58.24K 4.38% 2026-03-31
5 filers$1.80M notional
# Filer Notional Value % of Total Period
1 SUSQUEHANNA INTERNATIONAL GROUP, LLP Custodian $883.67K 49.05% 2026-03-31
2 CITADEL ADVISORS LLC Custodian $292.55K 16.24% 2026-03-31
3 K2 PRINCIPAL FUND, L.P. $253.20K 14.05% 2026-03-31
4 Caption Management, LLC $253.20K 14.05% 2026-03-31
5 SIMPLEX TRADING, LLC Custodian $119.00K 6.61% 2026-03-31
Insider Activity
Latest: 2023-12-12
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2023-12-12 Christopher O Blunt President & CEO Tax (F) −476 $27.53 -$13.1K EDGAR
2023-12-12 Wendy J.B. Young CFO Tax (F) −96 $27.53 -$2.6K EDGAR
2023-12-12 John David Jr. Currier President, Retail Markets Tax (F) −76 $27.53 -$2.1K EDGAR
2023-11-17 Douglas Martinez Director Award (A) +5,172 EDGAR
2023-11-17 David Edward Martin CRO Award (A) +8,619 EDGAR
2023-11-17 Celina J. Wang Doka Director Award (A) +5,172 EDGAR
2023-11-17 John D Rood Director Award (A) +5,172 EDGAR
2023-11-17 Wendy J.B. Young CFO Award (A) +28,319 EDGAR
2023-11-17 RAYMOND R QUIRK Director Award (A) +5,172 EDGAR
2023-11-17 John David Jr. Currier President, Retail Markets Award (A) +28,319 EDGAR
2023-11-17 Douglas K Ammerman Director Award (A) +5,172 EDGAR
2023-11-17 WILLIAM P II FOLEY Executive Chairman Award (A) +160,060 EDGAR
2023-11-17 Christopher O Blunt President & CEO Award (A) +196,996 EDGAR
2023-11-17 Leena Punjabi Chief Investment Officer Award (A) +16,006 EDGAR
2023-11-17 Michael Joseph Nolan Director Award (A) +5,172 EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
Insider Holdings
14 insiders · @ $27.02
Officers, directors, and 10%+ owners ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Fidelity National Financial, Inc. 10%+ Owner 106,098,568 $2.87B $0 1 2022-12-05
2 WILLIAM P II FOLEY Executive Chairman 996,238 $26.92M $0 3 2023-11-17
3 Christopher O Blunt President & CEO 429,219 $11.60M $2.68M 15 2023-12-12
4 RAYMOND R QUIRK Director 162,857 $4.40M $0 3 2023-11-17
5 John David Jr. Currier President, Retail Markets 41,087 $1.11M $0 5 2023-12-12
6 Scott D. Cochran President, Inst. & New Markets 41,015 $1.11M $0 3 2023-11-07
7 Wendy J.B. Young CFO 40,958 $1.11M $0 5 2023-12-12
8 Michael Joseph Nolan Director 40,227 $1.09M $0 3 2023-11-17
9 Douglas K Ammerman Director 35,317 $954.3K $201.7K 3 2023-11-17
10 Leena Punjabi Chief Investment Officer 30,065 $812.4K $0 4 2023-11-17
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
Notice of Proposed Sale (Form 144)
Latest: 2025-09-18
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. Amendments (Form 144/A) and post-cancellation refilings can inflate this if you sum naively; the rollup above excludes filings with zero stated value.

Source & freshness: Parsed directly from EDGAR primary-doc XML. Daily refresh; new filings typically appear here the morning after they hit EDGAR.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2025-09-18 Punjabi Leena Officer 3,000 $101.4K 2025-09-18 Fidelity Brokerage Services LLC EDGAR
2024-11-12 Punjabi Leena Officer 1,250 $58.8K 2024-11-11 Fidelity Brokerage Services LLC EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed.
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

P/E Ratio14.6
P/B Ratio0.8
P/S Ratio0.6
EV/EBITDA2.9
TTM Revenue$5.7B
TTM Net Income$0.2B
TTM EPS$1.85
ROE11.1%
Dividend Yield4.67%
Debt/Equity0.48