RELY Remitly Global, Inc. Common Stock
XNAS
23.87
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
RELY
$23.87
—
What changed
Recent filings, trades and movesKey stats
$23.87
- 52-Week Range
- $12.08 – $28.00
- YTD
- +80.57%
- IV Rank (30D)
- 16.26
- Straddle Price
- $2.70
- P/C Vol Ratio
- 1.18
- Market Cap
- $4.8B
- Open
- $22.78
- Day Range
- $22.73 – $23.91
- Volume
- 1,932,383
- Prev Close
- $22.32
Fair Value
MODEL: NEUTRAL
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.90% |
| Beta vs SPY | 1.05 |
| Cost of Equity (CAPM) | 9.90% (VRP-adj) |
| WACC | 10.55% |
| Volatility Risk Premium | -7.7pp (IV − HV30), ERP adj -25bps |
| Effective Tax Rate | 21.0% |
| Rev. Growth (YoY, DCF input) | +15.3% |
| DCF Horizon | 15 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.4B |
| Return on Equity (TTM) | 29.7% |
| Book / Price | 24.6% |
| Gross Margin (TTM) | 62.4% |
| FCF Margin (TTM) | 23.2% |
| Debt / Equity | 0.00 |
| Quality Score | 6/6 — compounder (15y DCF) |
| Market-Implied Growth | -1.5% (reverse-DCF on current price) |
| SMA 50 | $23.59 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $24.38 |
| Bollinger Width / SMA20 | 18.7% (drives anchor stability) |
| Net Debt | $-0.7B |
| Market Cap | $5B |
Peers used for multiples: AGX, COF, CPAY, ENVA, MA, TOST, V, XYZ
60-Day Conviction
25%
20-Day Fair Value
≈ by Dec 8, 2026
$23.61
α -1.1%
rank 56%
conviction
69%
40-Day Fair Value
≈ by Jan 6, 2027
$23.79
α -0.3%
rank 56%
conviction
14%
60-Day Fair Value
≈ by Feb 4, 2027
$24.08
α +0.9%
rank 73%
conviction
25%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $63.38 | 23% | |
| DDM (Gordon) | n/a | 0% | |
| Peer P/E | $53.99 | 11% | median 29.7× · 8 peers |
| Peer EV/EBITDA | $31.96 | 11% | median 20.4× · 8 peers |
| Peer P/B | $42.57 | 2% | median 7.8× · 8 peers |
| Peer P/S | $27.77 | 7% | median 3.0× · 8 peers |
| Market Anchor (SMA50) | $23.59 | 27% | stability 57% (BB-width) |
| Options Expected (B-L 30d) | $22.64 | 20% | 17 strikes · skew +0.92 |
As of 2026-11-09 · updated
Related
About
- Industry (SIC)
- SERVICES-BUSINESS SERVICES, NEC (7389) · industry map
- Exchange
- XNAS
- Market Cap
- $4.8B
- Employees
- 3,200
- List Date
- 2021-09-23
- CIK
- 0001782170
- Last Earnings
- Nov 4 after close · −20.4% vs ±17.0% expected
- Next Earnings
- ~Feb 17, 2027 (estimated)
- Headquarters
- Seattle, WA
- Homepage
- https://www.remitly.com
Remitly Global Inc provides integrated financial services to immigrants, including helping customers send money internationally in a quick, reliable, and more cost-effective manner by leveraging digital channels. It supports cross-border transmissions across the globe. The company's revenue is generated from transaction fees charged to customers, and foreign exchange spreads between the foreign exchange rate offered to customers and the foreign exchange rate on the company's currency purchases.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -- | -39.45% | 7.01% | -9.79% | 4.91% | 0.00% | -7.46% |
| Feb | -- | -14.12% | 17.60% | 18.85% | 0.67% | 25.28% | 9.66% |
| Mar | -- | -8.86% | 18.28% | 1.22% | -10.81% | -7.44% | -1.52% |
| Apr | -- | 7.25% | -1.81% | -13.02% | -3.44% | 38.98% | 5.59% |
| May | -- | -6.25% | 5.95% | -25.91% | 5.38% | -12.15% | -6.60% |
| Jun | -- | -32.51% | 1.46% | -6.55% | -12.90% | 6.56% | -8.79% |
| Jul | -- | 17.95% | 2.83% | 9.44% | -10.62% | -1.62% | 3.60% |
| Aug | -- | 11.00% | 27.86% | -0.66% | 17.35% | 11.51% | 13.41% |
| Sep | -24.25% | 3.73% | -0.63% | -0.37% | -13.85% | -17.00% | -8.73% |
| Oct | -18.72% | 11.30% | 7.03% | 34.28% | -0.87% | 12.43% | 7.58% |
| Nov | -27.94% | -10.45% | -21.93% | 14.54% | -17.71% | -5.66%* | -11.53% |
| Dec | -9.84% | 8.94% | -7.21% | 8.77% | 4.31% | -- | 0.99% |
| Total | -60.00% | -52.58% | 59.15% | 18.43% | -35.81% | 45.70% | -4.18% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $24.39
SMA 50: $23.53
SMA 200: $20.85
Current: $23.86
EMA 12: $24.09
EMA 26: $24.00
MACD: 0.0909 | Signal: -0.2232
BULLISH
ADX (14): 24.93
WEAK TREND
+DI: 27.57
−DI: 29.91
Momentum Oscillators
RSI (14): 49.46
NEUTRAL
Stoch %K: 25.53
Stoch %D: 39.77
Williams %R: -56.83
Volume & Volatility
BB Upper: $26.65
BB Lower: $22.14
NEUTRAL
OBV: 28,245,510
Vol SMA 20: 3,225,791
Vol ROC: -10.56%
ATR: $1.43
True Range: $1.59
HV 20: 96.5%
HV 30: 81.0%
HV 60: 67.9%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-11-08T00:00:00 – 2026-11-06T00:00:00
AI Analysis
Written before RELY’s Nov 4 earnings report, so it doesn’t reflect the results.
Here is the comprehensive stock analysis report for RELY:
Executive Summary
Overall assessment: BULLISH (8/10)
Key drivers: Positive news sentiment, bullish momentum signals, and a strong technical setup.
Primary risks: High volatility, potential for overbought conditions, and increased options activity that may impact price movements.
Investment thesis: RELY is poised to continue its uptrend, driven by positive news sentiment and technical momentum. The stock's high beta and volatility suggest it may experience larger price swings than the broader market.
Recent news sentiment impact: Positive news headlines have contributed to the stock's recent rally, with articles highlighting the company's growth potential and strong leadership.
Technical Analysis
Trend Direction:
- Short-term (1-4 weeks): Bullish
- Medium-term (1-3 months): Bullish
- Long-term (3-12 months): Neutral/Bullish
Support/Resistance Levels:
- SMA 20: $22.51 (resistance)
- SMA 50: $19.56 (support)
- Upper Bollinger Band: $24.99 (resistance)
Momentum Signals:
- RSI interpretation: Overbought (>70), but showing signs of mean reversion
- MACD signal: Bullish crossover above the signal line
- Bollinger Bands position: Squeeze, suggesting potential mean reversion
Volume Analysis:
- Volume SMA 20: 6098357.85 (increasing volume)
- On-Balance Volume (OBV): -23089699.76 (bearish OBV)
- Volume Rate of Change: -84.07% (decreasing volume)
News & Sentiment Analysis
Recent Headlines Summary:
- Positive news about the company's growth potential
- Recognition of top technology executives, including one from RELY
- Appointment of a new board member with technology expertise
- Article highlighting the company's strong leadership and growth prospects
- Neutral article discussing the Nasdaq correction
Sentiment Assessment: POSITIVE (60% positive news headlines)
Catalyst Identification:
- No immediate catalysts, but upcoming earnings and product launches may drive price movements in the near term.
Market Narrative:
- Positive news sentiment aligns with the stock's technical setup, suggesting a continued uptrend.
- However, high volatility and options activity may lead to larger price swings than usual.
Risk & Volatility Assessment
Beta Interpretation: High-risk stock (beta > 1.2)
Volatility Regime: Current volatility is higher than historical levels
Options Market Signals:
- IV rank: Low
- Put/call ratios: Bullish sentiment
- Unusual activity: Increased options trading, but no clear patterns or trends.
Downside Protection:
- Support levels: SMA 50 ($19.56), lower Bollinger Band ($20.02)
- Risk management considerations: Stop-loss levels should be set around $22.51 (SMA 20) to minimize potential losses in case of a reversal.
Market Context & Positioning
Sector Performance: RELY is outperforming the broader technology sector and market
Institutional Activity: Increasing volume and institutional interest suggest a strong technical setup.
Correlation Analysis: The stock has a moderate correlation with the SPY (0.26), indicating some dependence on market trends.
Relative Valuation: The stock is trading within its historical range, suggesting it may be overbought in the short term but has long-term growth potential.
Key Levels & Action Items
Critical Price Levels:
- SMA 20 ($22.51): resistance
- SMA 50 ($19.56): support
- Lower Bollinger Band ($20.02): support
Breakout/Breakdown Levels:
- Upper Bollinger Band ($24.99): potential breakout level
- Lower Bollinger Band ($20.02): potential breakdown level
Time-Sensitive Catalysts:
- No immediate catalysts, but upcoming earnings and product launches may drive price movements in the near term.
Risk Management:
- Stop-loss levels should be set around $22.51 (SMA 20) to minimize potential losses in case of a reversal.
- Position sizing considerations: Investors should consider reducing exposure if the stock moves above $24.99 or below $19.56, as these levels may indicate significant price movements.
Overall, RELY appears poised for continued growth, driven by positive news sentiment and technical momentum. However, high volatility and options activity suggest that larger price swings than usual are possible. Investors should monitor the stock's performance, adjusting their positions as necessary to manage risk.
Generated
News
All RELY news →
Management outlined how newer businesses and AI are reshaping the company's growth path.
Earnings History
10 of 18 under expected move
Avg Expected Move
17.43%
Avg Actual Move
16.22%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-11-10 | After-Close | 14.79% | 15.51% | 1.05x | Exceeded |
| 2022-02-16 | After-Close | 3.24% | 11.01% | 3.40x | Exceeded |
| 2022-05-05 | After-Close | 18.29% | 20.12% | 1.10x | Exceeded |
| 2023-02-22 | After-Close | 29.61% | 22.23% | 0.75x | Within |
| 2023-05-03 | After-Close | 15.92% | 5.85% | 0.37x | Within |
| 2023-08-02 | After-Close | 12.86% | 20.58% | 1.60x | Exceeded |
| 2023-11-01 | After-Close | 15.69% | 31.86% | 2.03x | Exceeded |
| 2024-02-21 | After-Close | 18.94% | 17.98% | 0.95x | Within |
| 2024-05-01 | After-Close | 15.85% | 12.20% | 0.77x | Within |
| 2024-07-31 | After-Close | 27.25% | 4.01% | 0.15x | Within |
| 2024-10-30 | After-Close | 21.79% | 17.82% | 0.82x | Within |
| 2025-05-07 | After-Close | 16.12% | 14.56% | 0.90x | Within |
| 2025-08-06 | After-Close | 20.49% | 15.06% | 0.73x | Within |
| 2025-11-05 | After-Close | 17.34% | 25.12% | 1.45x | Exceeded |
| 2026-02-18 | After-Close | 18.19% | 25.94% | 1.43x | Exceeded |
| 2026-05-06 | After-Close | 15.49% | 3.96% | 0.26x | Within |
| 2026-08-05 | After-Close | 14.96% | 7.73% | 0.52x | Within |
| 2026-11-04 | After-Close | 16.99% | 20.44% | 1.20x | Exceeded |
Earnings calendar: this week’s reports with expected vs actual moves →
RELY Options Activity & IV Rank
RELY IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 43.7%
7-DTE IV: 48.3%
Expected Move: $2.70
7-DTE Move: $1.62
Days to Exp: 39 (2026-12-18)
Options Flow · All expiries
Call Volume: 1,857
Put Volume: 2,184
P/C Volume: 1.176
NEUTRAL
Call OI: 26,347
Put OI: 8,657
P/C OI: 0.329
Total OI: 35,004
ATM Options Pricing
ATM Call: $1.23
ATM Put: $1.48
Call %: 5.1%
Put %: 6.2%
Chain Summary
Chain Volume: 4,041
Chain OI: 35,004
Last Updated: 11/9/2026
Spread Scanner
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Scanning bull put, bear call, iron condor and calendar spreads…
Dealer Positioning
TYPICAL γ
Estimated net dealer gamma is at the 62nd percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
62%
vs own history
GEX tilt
+0.25
OI-weighted, today
Vanna tilt
+0.31
δ-sensitivity to IV
Charm tilt
-0.15
δ-decay vs time
Vanna tilt +0.31: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
? What is this?
· 34 ATM contracts, 16k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Loading the implied volatility surface…
Volatility Smile
Loading the implied volatility smile…
IV Rank (7 DTE)14.0LowNov 9
IV Rank (30 DTE)16.3LowNov 9
Straddle Price (30 DTE)$2.70Nov 9
Beta Analysis
Risk Metrics
Beta: 1.6667
Alpha: 57.95%
Correlation: 0.4108
R-Squared: 16.9%
Stock Volatility: 55.8%
Market Volatility: 13.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
High volatility - stock moves more than market
Beta & Alpha Over Time
Notable investors who own RELY
3 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Millennium Management Hedge fund Izzy Englander | $15.1M | #1301 of 3716 | +7.3% | 13F | |
| Bridgewater Associates Hedge fund Ray Dalio | $12.9M | #282 of 997 | +145.5% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $810K | #1835 of 4729 | +3.8% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
RELY Institutional Ownership (13F)
Filings for 2026-06-30 · 155 already for 2026-09-30
? 13F Guide
Diluted shares outstanding: 219,326,264 (as of 2026-09-30)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
17 filers$37.08M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $10.49M | 28.28% | 2026-06-30 |
| 2 | IMC-Chicago, LLC Custodian | $3.94M | 10.63% | 2026-09-30 |
| 3 | GROUP ONE TRADING LLC Custodian | $3.72M | 10.04% | 2026-06-30 |
| 4 | Jane Street Group, LLC Custodian | $3.67M | 9.90% | 2026-06-30 |
| 5 | Citadel Advisors LLC Custodian | $3.58M | 9.66% | 2026-06-30 |
| 6 | Goldman Sachs Group Inc Custodian | $2.24M | 6.04% | 2026-06-30 |
| 7 | Barclays PLC Custodian | $2.15M | 5.79% | 2026-09-30 |
| 8 | Marathon Partners Equity Management, LLC | $2.10M | 5.65% | 2026-06-30 |
| 9 | Walleye Capital LLC | $1.19M | 3.21% | 2026-06-30 |
| 10 | Simplex Trading, LLC Custodian | $785.31K | 2.12% | 2026-09-30 |
| 11 | SIG BROKERAGE, LP | $672.30K | 1.81% | 2026-06-30 |
| 12 | Walleye Trading LLC | $638.68K | 1.72% | 2026-06-30 |
| 13 | Jefferies Financial Group Inc. | $623.13K | 1.68% | 2026-09-30 |
| 14 | Twin Tree Management, LP | $475.09K | 1.28% | 2026-06-30 |
| 15 | Point72 Asset Management, L.P. | $363.04K | 0.98% | 2026-06-30 |
| 16 | CAPITAL FUND MANAGEMENT S.A. | $246.51K | 0.66% | 2026-06-30 |
| 17 | Caption Management, LLC | $192.73K | 0.52% | 2026-06-30 |
11 filers$10.26M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $2.40M | 23.35% | 2026-06-30 |
| 2 | IMC-Chicago, LLC Custodian | $1.77M | 17.23% | 2026-09-30 |
| 3 | Citadel Advisors LLC Custodian | $1.41M | 13.70% | 2026-06-30 |
| 4 | Twin Tree Management, LP | $1.39M | 13.59% | 2026-06-30 |
| 5 | Walleye Capital LLC | $766.42K | 7.47% | 2026-06-30 |
| 6 | Jefferies Financial Group Inc. | $708.49K | 6.91% | 2026-09-30 |
| 7 | GROUP ONE TRADING LLC Custodian | $620.76K | 6.05% | 2026-06-30 |
| 8 | Jane Street Group, LLC Custodian | $571.46K | 5.57% | 2026-06-30 |
| 9 | Point72 Asset Management, L.P. | $324.94K | 3.17% | 2026-06-30 |
| 10 | Simplex Trading, LLC Custodian | $230.47K | 2.25% | 2026-09-30 |
| 11 | Walleye Trading LLC | $73.95K | 0.72% | 2026-06-30 |
RELY Insider Trading (Form 4)
Latest: 2026-11-06Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-11-06 | Joshua Hug | Director | Sell (S) | −11,000 | $21.82 | -$240.0K | EDGAR |
| 2026-10-08 | Joshua Hug | Director | Sell (S) | −11,000 | $23.12 | -$254.4K | EDGAR |
| 2026-09-10 | Joshua Hug | Director | Sell (S) | −11,000 | $24.66 | -$271.3K | EDGAR |
| 2026-09-04 | Nigel W Morris | Director | Sell (S) | −6,300 | $27.03 | -$170.3K | EDGAR |
| 2026-08-31 | Pankaj Sharma | Chief Business Officer | Sell (S) | −21,000 | $26.39 | -$554.2K | EDGAR |
| 2026-08-26 | Vikas D Mehta | Chief Financial Officer | Mixed Sell −25,000 · Tax −19,269 |
−44,269 | $26.34 | -$1.17M | EDGAR |
| 2026-08-26 | Nigel W Morris | Director | Sell (S) | −16,751 | $26.56 | -$444.9K | EDGAR |
| 2026-08-26 | Pankaj Sharma | Chief Business Officer | Tax (F) | −15,788 | $26.59 | -$419.8K | EDGAR |
| 2026-08-26 | Sebastian J Gunningham | Chief Executive Officer | Tax (F) | −22,809 | $26.59 | -$606.5K | EDGAR |
| 2026-08-19 | Nigel W Morris | Director | Sell (S) | −23,249 | $26.30 | -$611.4K | EDGAR |
| 2026-08-17 | Nigel W Morris | Director | Sell (S) | −31,000 | $25.98 | -$805.5K | EDGAR |
| 2026-08-13 | Phillip John Riese | Director | Mixed Sell −69,818 · Exer +69,818 |
— | $12.09 | -$1.60M | EDGAR |
| 2026-08-13 | Joshua Hug | Director | Sell (S) | −11,000 | $23.75 | -$261.2K | EDGAR |
| 2026-08-11 | Phillip John Riese | Director | Mixed Exer +370,182 · Sell −260,182 |
+110,000 | $10.48 | -$6.13M | EDGAR |
| 2026-08-11 | Nigel W Morris | Director | Sell (S) | −8,938 | $25.43 | -$227.3K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
RELY Insider Holdings
19 insiders · @ $23.86
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | PayU Fintech Investments B.V. | 10%+ Owner | 13,441,745 | $320.72M | -$464.09M | 2 | 2026-03-13 |
| 2 | Matthew B. Oppenheimer | Chief Executive Officer | 4,510,790 | $107.63M | -$10.93M | 25 | 2026-06-11 |
| 3 | Joshua Hug | Director | 2,942,389 | $70.21M | -$38.26M | 61 | 2026-11-06 |
| 4 | Nigel W Morris | Director | 1,804,756 | $43.06M | -$70.28M | 39 | 2026-09-04 |
| 5 | Ankur Sinha | Chief Product and Tech Officer | 1,230,314 | $29.36M | -$5.40M | 27 | 2026-05-27 |
| 6 | Vikas D Mehta | Chief Financial Officer | 968,735 | $23.11M | -$1.62M | 9 | 2026-08-26 |
| 7 | Sebastian J Gunningham | Chief Executive Officer | 741,840 | $17.70M | $0 | 3 | 2026-08-26 |
| 8 | Pankaj Sharma | Chief Business Officer | 716,022 | $17.08M | -$2.52M | 29 | 2026-08-31 |
| 9 | Phillip John Riese | Director | 330,912 | $7.90M | -$9.22M | 31 | 2026-08-13 |
| 10 | Bora Chung | Director | 159,325 | $3.80M | -$763.6K | 30 | 2026-06-11 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
RELY Board & Officers
As of SEC filings through Nov 6, 2026Directors 10
- Bora Chung · since Sep 22, 2021
- Laurent Le Moal · since Sep 22, 2021
- Margaret Mary Smyth · since Sep 22, 2021
- Matthew B. Oppenheimer · since Sep 22, 2021
- Nigel W Morris · since Sep 22, 2021
- Phillip John Riese · since Sep 22, 2021
- Phyllis J Campbell · since Apr 6, 2023
- Ryno Blignaut · since Apr 6, 2023
- Sebastian J Gunningham · since Feb 19, 2026
- Adam Messinger · since Apr 6, 2026
Officers 4
- Sebastian J Gunningham · Chief Executive Officer · since Feb 19, 2026
- Vikas D Mehta · Chief Financial Officer · since Aug 19, 2024
- Pankaj Sharma · Chief Business Officer · listed since Feb 2024
- Tai-Hong Fung · Chief Accounting Officer · since Apr 1, 2026
Changes in the last 10 years (54)
| Jun 8, 2026 | The company announced the departure of Ankur Sinha as Chief Product and Tech Officer in an SEC filing |
| May 4, 2026 | Saema Somalya reported in an SEC filing no longer being Clcao |
| Apr 6, 2026 | Adam Messinger became a director |
| Apr 1, 2026 | Tai-Hong Fung became Chief Accounting Officer |
| Mar 17, 2026 | The company announced the departure of Luke Tavis as Chief Accounting Officer in an SEC filing |
| Mar 13, 2026 | Prosus N.V. reported in an SEC filing no longer being a 10% owner |
| Mar 13, 2026 | PayU Fintech Investments B.V. reported in an SEC filing no longer being a 10% owner |
| Mar 13, 2026 | Naspers Ltd reported in an SEC filing no longer being a 10% owner |
| Feb 19, 2026 | Sebastian J Gunningham became a director |
| Feb 19, 2026 | Sebastian J Gunningham became Chief Executive Officer |
| Feb 18, 2026 | The company announced the departure of Matthew B. Oppenheimer as Chief Executive Officer in an SEC filing |
| Mar 5, 2025 | The company announced the departure of Joshua Hug from the board in an SEC filing |
| Mar 5, 2025 | The company announced the departure of Joshua Hug as Vice Chair in an SEC filing |
| Feb 28, 2025 | Luke Tavis became Chief Accounting Officer |
| Feb 13, 2025 | Saema Somalya became Clcao |
| Jan 21, 2025 | The company announced the departure of Gail A Miller as Chief Accounting Officer in an SEC filing |
| Nov 22, 2024 | Ankur Sinha listed as Chief Product and Tech Officer (previously Chief Technology Officer) in SEC filings |
| Aug 19, 2024 | Vikas D Mehta became Chief Financial Officer |
| Jul 26, 2024 | The company announced the departure of Rene Yoakum as EVP, Customer and Culture in an SEC filing |
| Jul 26, 2024 | The company announced the departure of Hemanth Munipalli as Chief Financial Officer in an SEC filing |
| May 29, 2024 | Joshua Hug listed as Vice Chair (previously Chief Operating Officer) in SEC filings |
| Feb 27, 2024 | Pankaj Sharma listed as Chief Business Officer (previously EVP, International) in SEC filings |
| Nov 16, 2023 | Pankaj Sharma became EVP, International |
| May 23, 2023 | Gail A Miller became Chief Accounting Officer |
| Apr 6, 2023 | Ryno Blignaut became a director |
| Apr 6, 2023 | Phyllis J Campbell became a director |
| Apr 5, 2023 | The company announced the departure of Ron Shah from the board in an SEC filing |
| Sep 21, 2022 | Rene Yoakum became EVP, Customer and Culture |
| Sep 21, 2022 | Ankur Sinha became Chief Technology Officer |
| Jul 18, 2022 | Hemanth Munipalli became Chief Financial Officer |
| Mar 15, 2022 | Stripes III, LP reported in an SEC filing no longer being a 10% owner |
| Mar 15, 2022 | Stripes Holdings, LLC reported in an SEC filing no longer being a 10% owner |
| Mar 15, 2022 | Stripes GP III, LLC reported in an SEC filing no longer being a 10% owner |
| Mar 15, 2022 | Kenneth A Fox reported in an SEC filing no longer being a 10% owner |
| Sep 22, 2021 | William Kazuo Bryant became a director |
| Sep 22, 2021 | Susanna Morgan became Chief Financial Officer |
| Sep 22, 2021 | Stripes III, LP became a 10% owner |
| Sep 22, 2021 | Stripes Holdings, LLC became a 10% owner |
| Sep 22, 2021 | Stripes GP III, LLC became a 10% owner |
| Sep 22, 2021 | Ron Shah became a director |
| Sep 22, 2021 | Prosus N.V. became a 10% owner |
| Sep 22, 2021 | Phillip John Riese became a director |
| Sep 22, 2021 | PayU Fintech Investments B.V. became a 10% owner |
| Sep 22, 2021 | Nigel W Morris became a director |
| Sep 22, 2021 | Naspers Ltd became a 10% owner |
| Sep 22, 2021 | Matthew B. Oppenheimer became a director |
| Sep 22, 2021 | Matthew B. Oppenheimer became Chief Executive Officer |
| Sep 22, 2021 | Margaret Mary Smyth became a director |
| Sep 22, 2021 | Laurent Le Moal became a director |
| Sep 22, 2021 | Kenneth A Fox became a 10% owner |
| Sep 22, 2021 | Joshua Hug became a director |
| Sep 22, 2021 | Joshua Hug became Chief Operating Officer |
| Sep 22, 2021 | Charles H Stonecipher became a director |
| Sep 22, 2021 | Bora Chung became a director |
Not reported recently (3)
- Charles H Stonecipher · Last reported as a director in an SEC filing dated May 26, 2022
- William Kazuo Bryant · Last reported as a director in an SEC filing dated May 26, 2022
- Susanna Morgan · Last reported as Chief Financial Officer in an SEC filing dated Sep 22, 2021
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
RELY Proposed Insider Sales (Form 144)
Latest: 2026-11-06
? Form 144 Guide
Last 30d:
2 filings
· $267K notice value
· Last 90d:
12 filings
· $6.3M notice value
· 4 unique filers
· 83% under 10b5-1 plans
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
PHILLIP RIESE (2, $4.0M) · JOSHUA D. HUG (8, $1.1M) · VIKAS MEHTA (1, $665K) · PANKAJ SHARMA (1, $546K)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-11-06 | JOSHUA D. HUG | Director | 5,500 | $118.5K | 2026-11-06 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-11-05 | JOSHUA D. HUG | Director | 5,500 | $148.9K | 2026-11-05 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-10-07 | JOSHUA D. HUG | Director | 5,500 | $127.6K | 2026-10-07 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-10-06 | JOSHUA D. HUG | Director | 5,500 | $126.0K | 2026-10-06 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-09-09 | JOSHUA D. HUG | Director | 5,500 | $136.6K | 2026-09-09 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-09-08 | JOSHUA D. HUG | Director | 5,500 | $143.9K | 2026-09-08 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-08-28 | PANKAJ SHARMA | Officer | 21,000 | $545.7K | 2026-08-28 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-08-25 | VIKAS MEHTA | Officer | 25,000 | $664.8K | 2026-08-25 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-08-12 | JOSHUA D. HUG | Director | 5,500 | $129.9K | 2026-08-12 | Morgan Stanley Smith Barney LLC … | 10b5-1 | EDGAR |
| 2026-08-12 | PHILLIP RIESE | Director | 69,818 | $1.64M | 2026-08-12 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-11-04
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
| Filing Date | Accession | Link |
|---|
ETF Holders
101 ETFs hold RELY
25 shown · $859.47M total exposure · 0.12% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.15% | $157.6M | $103.8B | 2026-11-06 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.01% | $136.3M | — | 2026-09-30 |
| 3 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.05% | $96.6M | — | 2026-09-30 |
| 4 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.12% | $90.3M | $76.6B | 2026-11-06 |
| 5 | VBK Vanguard Morningstar Small-Cap Growth ETF | Vanguard | 0.12% | $53.8M | — | 2026-09-30 |
| 6 | VXF Vanguard Extended Market ETF | Vanguard | 0.05% | $48.3M | — | 2026-09-30 |
| 7 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.25% | $39.9M | $15.7B | 2026-11-05 |
| 8 | IWO iShares Russell 2000 Growth ETF | iShares (BlackRock) | 0.23% | $31.7M | $13.7B | 2026-11-06 |
| 9 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.09% | $31.3M | — | 2026-11-05 |
| 10 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.13% | $23.6M | — | 2026-09-30 |
| 11 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.10% | $22.0M | — | 2026-08-31 |
| 12 | IJT iShares S&P Small-Cap 600 Growth ETF | iShares (BlackRock) | 0.25% | $18.2M | $7.3B | 2026-11-06 |
| 13 | SLYG State Street® SPDR® S&P 600™ Small Cap Growth ETF | SPDR (State Street) | 0.35% | $16.1M | $4.6B | 2026-11-05 |
| 14 | VIOO Vanguard S&P Small-Cap 600 ETF | Vanguard | 0.25% | $15.2M | — | 2026-09-30 |
| 15 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.01% | $11.4M | — | 2026-11-05 |
| 16 | JSMD Janus Henderson Small/Mid Cap Growth Alpha ETF | Janus | 1.11% | $11.2M | $1.0B | 2026-11-06 |
| 17 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.13% | $9.5M | — | 2026-11-05 |
| 18 | SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF | SPDR (State Street) | 0.17% | $8.1M | $4.9B | 2026-11-05 |
| 19 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.21% | $6.8M | $3.2B | 2026-11-05 |
| 20 | VFH Vanguard Financials ETF | Vanguard | 0.05% | $6.3M | — | 2026-09-30 |
| 21 | IJS iShares S&P Small-Cap 600 Value ETF | iShares (BlackRock) | 0.08% | $5.9M | $7.5B | 2026-11-06 |
| 22 | DUSG Dimensional US Small Cap Growth ETF | Dimensional | 0.30% | $5.7M | — | 2026-11-05 |
| 23 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.01% | $5.1M | $93.2B | 2026-11-06 |
| 24 | VTWG Vanguard Russell 2000 Growth ETF | Vanguard | 0.26% | $4.4M | — | 2026-09-30 |
| 25 | FNY First Trust Mid Cap Growth AlphaDEX® Fund | First Trust | 0.80% | $4.3M | $535.3M | 2026-11-06 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
14.48
TTM Diluted EPS
$1.65
TTM Revenue
$1.90B
TTM Net Income
$363.73M
TTM Op. Cash Flow
$459.14M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q3 '26 | 2026-09-30 | $509.84M | $67.55M | $0.30 | $93.01M |
| Q2 '26 | 2026-06-30 | $495.16M | $205.91M | $0.93 | $134.62M |
| Q1 '26 | 2026-03-31 | $452.80M | $49.05M | $0.23 | $81.89M |
| Q4 '25 | 2025-12-31 | $442.18M | $41.22M | $0.19 | $149.62M |
| Q3 '25 | 2025-09-30 | $419.49M | $8.83M | $0.04 | $89.70M |
| Q2 '25 | 2025-06-30 | $411.85M | $6.54M | $0.03 | $54.69M |
| Q1 '25 | 2025-03-31 | $361.62M | $11.35M | $0.05 | $80.78M |
| Q4 '24 | 2024-12-31 | $351.89M | $-5.72M | $-0.03 | $-27.25M |
| Q3 '24 | 2024-09-30 | $336.53M | $1.92M | $0.01 | $146.76M |
| Q2 '24 | 2024-06-30 | $306.42M | $-12.09M | $-0.06 | $48.90M |
| Q1 '24 | 2024-03-31 | $269.12M | $-21.08M | $-0.11 | $-56.81M |
| Q4 '23 | 2023-12-31 | $264.76M | $-35.02M | $-0.19 | $-28.42M |
Q3 2026 • period ending 2026-09-30 • filed 2026-11-04
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
14.48
P/B
4.63
P/S
2.88
EV/EBITDA
19.57
EV/Sales
2.51
ROE
27.1%
ROA
19.5%
Div Yield
0.00%
FCF Yield
7.05%
Debt/Equity
0.00
Current Ratio
—
Market Cap
$5.22B
as of 2026-11-09
RELY vs Peers
Related companies, largest first| Company | Market cap | P/E | Revenue growth | YTD | IV rank |
|---|---|---|---|---|---|
| V VISA Inc. | $788.6B | 35.1 | +14.8% | +22.3% | 40 |
| MA Mastercard Incorporated | $568.6B | 34.4 | +15.3% | +17.0% | 27 |
| COF Capital One Financial | $121.4B | 12.0 | +37.3% | −19.4% | 65 |
| XYZ Block, Inc. | $51.7B | 120.2 | +6.9% | +36.6% | 20 |
| CPAY Corpay, Inc. | $29.1B | 27.9 | +20.4% | +52.9% | 7 |
| TOST Toast, Inc. | $20.1B | 37.7 | +22.1% | +2.0% | 26 |
| RELY Remitly Global, Inc. Common Stock | $4.8B | 14.5 | +23.0% | +80.5% | 16 |
| ENVA Enova International, Inc. | $4.2B | 11.5 | +23.2% | +2.8% | 23 |
| AGX Argan, Inc | $3.9B | 24.0 | +29.0% | −7.0% | 77 |
| Peer median | $40.4B | 31.1 | +21.2% | +9.9% | 26 |
P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
20.33M
SI % of Float
10.14%
Days to Cover
7.26
Short Vol Ratio
55.3%
Free Float
200.40M
Float %
94.7%
Short interest 2026-10-15 • Short volume 2026-11-06 • Float 2026-10-21