Disciplined pricing over volume growth is expanding margins while buybacks reduce share count, a rare combination that rewards patient shareholders.
BKU Bankunited, Inc.
XNYS
44.96
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
BKU
$44.96
—
Key stats
$44.96
- 52-Week Range
- $38.01 – $52.11
- YTD
- +0.45%
- IV Rank (30D)
- 11.85
- Straddle Price
- $2.55
- P/C Vol Ratio
- 0.06
- Market Cap
- $3.1B
- Open
- $44.46
- Day Range
- $43.94 – $45.49
- Volume
- 1,548,001
- Prev Close
- $43.25
Fair Value
MODEL: NEUTRAL
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.94% |
| Beta vs SPY | 1.06 |
| Cost of Equity (CAPM) | 10.77% (VRP-adj) |
| WACC | 10.32% |
| Volatility Risk Premium | +89.4pp (IV − HV30), ERP adj +50bps |
| Effective Tax Rate | 25.2% |
| Rev. Growth (YoY, DCF input) | -7.2% |
| DCF Horizon | 12 years explicit + fade |
| Free Cash Flow (TTM) | $0.3B |
| Return on Equity (TTM) | 8.9% |
| Book / Price | 93.7% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.91 (target ROE vs peer median) |
| Gross Margin (TTM) | 59.1% |
| FCF Margin (TTM) | 17.6% |
| Debt / Equity | 0.11 |
| Quality Score | 4/6 — high quality (12y DCF) |
| Market-Implied Growth | -0.9% (reverse-DCF on current price) |
| SMA 50 | $43.77 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $42.61 |
| Bollinger Width / SMA20 | 17.8% (drives anchor stability) |
| Net Debt | $0.3B |
| Market Cap | $3B |
Peers used for multiples: ABCB, CATY, CVBF, FFBC, FIBK, FULT, UCB, WSFS
60-Day Conviction
22%
20-Day Fair Value
≈ by Dec 3, 2026
$44.72
α -0.5%
rank 2%
conviction
41%
40-Day Fair Value
≈ by Jan 1, 2027
$45.44
α +1.1%
rank 4%
conviction
33%
60-Day Fair Value
≈ by Feb 1, 2027
$45.20
α +0.5%
rank 3%
conviction
22%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $28.21 | 22% | |
| DDM (Gordon) | $6.71 | 18% | |
| Peer P/E | $40.41 | 7% | median 12.4× · 8 peers |
| Peer EV/EBITDA | n/a | 0% | median 11.5× · 8 peers |
| Peer P/B | $50.45 | 10% | median 1.2× · 8 peers |
| Peer P/S | $67.99 | 3% | median 3.0× · 8 peers |
| Market Anchor (SMA50) | $43.77 | 27% | stability 61% (BB-width) |
| Options Expected (B-L 30d) | $42.98 | 13% | 12 strikes · skew -0.75 |
As of 2026-11-04 · updated
Related
About
- Industry (SIC)
- SAVINGS INSTITUTION, FEDERALLY CHARTERED (6035) · industry map
- Exchange
- XNYS
- Market Cap
- $3.1B
- Employees
- 1,803
- List Date
- 2011-01-28
- CIK
- 0001504008
- Headquarters
- Miami Lakes, FL
- Homepage
- https://www.bankunited.com
BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located throughout Florida, as well as New York City. The company is a commercially focused regional bank focusing on small and middle-market businesses. The company also provides certain commercial lending and deposit products on a national platform. The Bank offers a comprehensive suite of commercial lending and deposit products including commercial lending and deposit products through national platforms and certain consumer deposit…
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 0.93% | -3.47% | 13.00% | -13.02% | 8.41% | 6.05% | 1.98% |
| Feb | 12.51% | 4.59% | -7.42% | 0.79% | -5.60% | -2.65% | 0.37% |
| Mar | 4.62% | 4.99% | -36.20% | 6.75% | -7.52% | -4.38% | -5.29% |
| Apr | 4.81% | -14.45% | 1.08% | -2.59% | -3.88% | 2.42% | -2.10% |
| May | 0.99% | 8.69% | -11.67% | 3.61% | 2.29% | -0.43% | 0.58% |
| Jun | -11.43% | -14.68% | 10.06% | 2.63% | 5.58% | 5.79% | -0.34% |
| Jul | -8.86% | 7.29% | 33.45% | 33.20% | -0.95% | -4.11% | 10.00% |
| Aug | 7.19% | -3.92% | -11.32% | 4.74% | 9.62% | -3.14% | 0.53% |
| Sep | 1.26% | -6.87% | -16.48% | -3.83% | -1.50% | -5.68% | -5.52% |
| Oct | -7.06% | 1.73% | -0.77% | 0.28% | 5.67% | 0.66% | 0.09% |
| Nov | -5.91% | 2.11% | 24.56% | 18.84% | 6.25% | 2.09%* | 7.99% |
| Dec | 8.40% | -6.98% | 9.86% | -8.11% | 0.38% | -- | 0.71% |
| Total | 4.44% | -21.99% | -11.97% | 42.42% | 18.42% | -4.12% | 4.53% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $42.75
SMA 50: $43.74
SMA 200: $46.27
Current: $44.96
EMA 12: $43.39
EMA 26: $43.27
MACD: 0.1215 | Signal: 0.2966
BEARISH
ADX (14): 19.59
RANGE
+DI: 28.19
−DI: 14.80
Momentum Oscillators
RSI (14): 60.06
NEUTRAL
Stoch %K: 78.17
Stoch %D: 74.91
Williams %R: -12.30
Volume & Volatility
BB Upper: $44.65
BB Lower: $40.84
OVERBOUGHT
OBV: 16,245,351
Vol SMA 20: 1,019,615
Vol ROC: 1.44%
ATR: $1.15
True Range: $2.24
HV 20: 29.0%
HV 30: 25.7%
HV 60: 21.3%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-11-06T00:00:00 – 2026-11-04T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary
Overall Assessment: NEUTRAL with confidence level (6/10)
Key Drivers: Strong technical signals, moderate volatility, and positive analyst sentiment
Primary Risks: Earnings miss, market downturn, and sector rotation
Investment Thesis:
BankUnited (BKU) exhibits a neutral technical pattern, with recent price action hovering around the 20-day SMA. The MACD indicator is in a bullish configuration, while RSI and Stochastic indicators suggest a neutral to slightly positive trend. BKU's beta relative to SPY indicates moderate volatility. Recent analyst upgrades and news headlines highlight potential catalysts for future growth.
Recent News Sentiment Impact:
The recent news headlines are generally neutral, with no strong buy or sell signals. However, the analyst upgrades and positive sentiment may contribute to a short-term price increase.
Technical Analysis
Trend Direction:
- Short-term (1-4 weeks): Neutral
- Medium-term (1-3 months): Bullish
- Long-term (3-12 months): Neutral
Support/Resistance Levels:
- Upper Bollinger Band: $50.47
- Middle Band: $47.88
- Lower Band: $45.28
- SMA 20: $47.88
- EMA 12: $48.70
Momentum Signals:
- RSI interpretation: Neutral (58.15)
- MACD signal: Bullish (0.78 / Signal: 0.20 / Histogram: 0.58)
- Bollinger Bands position: Neutral
Volume Analysis:
- Volume SMA 20: 955577.20
- On-Balance Volume (OBV): 39451954.34
- Volume Rate of Change: 276.78%
News & Sentiment Analysis
Recent Headlines Summary:
The recent news headlines are generally neutral, with no strong buy or sell signals.
Sentiment Assessment: Neutral
Catalyst Identification: Upcoming earnings and potential analyst upgrades
Market Narrative: The neutral market narrative is reflected in the technical analysis and news sentiment.
Risk & Volatility Assessment
Beta Interpretation: Moderate volatility (0.98 vs SPY)
Volatility Regime: Current volatility is moderate, with no strong trends or signals indicating increased risk
Options Market Signals:
- IV rank: 24.2% (Low - shows if volatility is historically high/low)
- Current IV: 75.5%
- Expected Move: $2.67 (21 DTE), 7-DTE: $2.67
- Volume Flow: 212 calls vs 9 puts
- Open Interest: 340 calls vs 127 puts
- Put/Call Volume Ratio: 0.04 (Bullish sentiment)
- Put/Call OI Ratio: 0.37
Downside Protection: Support levels and risk management considerations:
- SMA 20: $47.88
- EMA 12: $48.70
- Lower Bollinger Band: $45.28
Market Context & Positioning
Sector Performance: BankUnited (BKU) is a relatively strong performer within the financial sector.
Institutional Activity: Moderate institutional interest, with no clear buying or selling signals.
Correlation Analysis: BKU exhibits moderate correlation with the market (R-squared interpretation).
Relative Valuation: Position within trading range:
- Current price: $49.26
- SMA 20: $47.88
- EMA 12: $48.70
Key Levels & Action Items
Critical Price Levels:
- Upper Bollinger Band: $50.47
- Middle Band: $47.88
- Lower Band: $45.28
- SMA 20: $47.88
- EMA 12: $48.70
Breakout/Breakdown Levels: No clear breakout or breakdown levels are evident.
Time-Sensitive Catalysts: Upcoming earnings and potential analyst upgrades.
Risk Management: Stop-loss levels and position sizing considerations:
- SMA 20: $47.88
- EMA 12: $48.70
- Lower Bollinger Band: $45.28
Please note that this analysis is objective and provides both bullish and bearish cases, using specific data from the technical indicators, news headlines, and risk metrics provided.
Generated
News
All BKU news →
Net interest margin expanded to 3.16%, beating guidance as deposit costs fell to 1.99%.
Earnings History
19 of 21 under expected move
Avg Expected Move
10.78%
Avg Actual Move
2.67%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-01-21 | Pre-Market | 11.17% | 4.62% | 0.41x | Within |
| 2021-04-22 | Pre-Market | 25.51% | 0.76% | 0.03x | Within |
| 2021-07-22 | Pre-Market | 9.72% | 3.84% | 0.40x | Within |
| 2022-01-20 | Pre-Market | 4.09% | 6.48% | 1.58x | Exceeded |
| 2022-04-21 | Pre-Market | 12.76% | 6.59% | 0.52x | Within |
| 2022-10-20 | Pre-Market | 13.92% | 3.86% | 0.28x | Within |
| 2023-04-25 | Pre-Market | 15.80% | 3.07% | 0.19x | Within |
| 2023-07-25 | Pre-Market | 13.84% | 3.21% | 0.23x | Within |
| 2023-10-19 | Pre-Market | 5.91% | 1.26% | 0.21x | Within |
| 2024-01-26 | Pre-Market | 8.57% | 0.63% | 0.07x | Within |
| 2024-04-17 | Pre-Market | 8.82% | 2.90% | 0.33x | Within |
| 2024-07-18 | Pre-Market | 4.18% | 4.47% | 1.07x | Exceeded |
| 2024-10-22 | Pre-Market | 13.02% | 0.31% | 0.02x | Within |
| 2025-01-22 | Pre-Market | 7.48% | 1.35% | 0.18x | Within |
| 2025-04-28 | Pre-Market | 9.59% | 2.20% | 0.23x | Within |
| 2025-07-23 | Pre-Market | 8.97% | 2.14% | 0.24x | Within |
| 2025-10-22 | After-Close | 11.68% | 1.52% | 0.13x | Within |
| 2026-01-21 | After-Close | 9.93% | 0.24% | 0.02x | Within |
| 2026-04-22 | Pre-Market | 12.24% | 1.62% | 0.13x | Within |
| 2026-07-22 | Pre-Market | 10.04% | 4.43% | 0.44x | Within |
| 2026-10-21 | Pre-Market | 9.10% | 0.57% | 0.06x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
BKU Options Activity & IV Rank
BKU IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 31.3%
7-DTE IV: 34.1%
Expected Move: $2.55
7-DTE Move: $2.55
Days to Exp: 16 (2026-11-20)
Options Flow
Call Volume: 344
Put Volume: 21
P/C Volume: 0.061
BULLISH
Call OI: 807
Put OI: 374
P/C OI: 0.463
Total OI: 1,181
ATM Options Pricing
ATM Call: $0.95
ATM Put: $1.60
Call %: 2.1%
Put %: 3.6%
Chain Summary
Chain Volume: 1,803
Chain OI: 2,326
Last Updated: 11/4/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
HIGH γ vs HISTORY
Estimated net dealer gamma is at the 81st percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
81%
vs own history
GEX tilt
+0.43
OI-weighted, today
Vanna tilt
+0.91
δ-sensitivity to IV
Charm tilt
-0.76
δ-decay vs time
Vanna tilt +0.91: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.76: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 10 ATM contracts, 1k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
as of Nov 4 · ATM 34.0% / Wing —
30 DTE / 10d
—
—
pts
EXTREME
as of Nov 4 · No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)7.6LowNov 4
IV Rank (30 DTE)11.8LowNov 4
Straddle Price (30 DTE)$2.55Nov 4
Beta Analysis
Risk Metrics
Beta: 0.6404
Alpha: 5.89%
Correlation: 0.3195
R-Squared: 10.2%
Stock Volatility: 25.7%
Market Volatility: 12.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own BKU
6 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Millennium Management Hedge fund Izzy Englander | $46.7M | #658 of 3716 | -36.7% | 13F | |
| Point72 Hedge fund Steve Cohen | $14.6M | #659 of 1945 | -35.3% | 13F | |
| Bridgewater Associates Hedge fund Ray Dalio | $11.6M | #309 of 997 | -3.6% | 13F | |
| Citadel Hedge fund Ken Griffin | $10.7M | #1543 of 6285 | -63.6% | 13F | |
| Soros Fund Management Family office George Soros, Robert Soros, Jonathan Soros | $541K | #234 of 251 | -64.4% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $36K | #3515 of 4729 | +37.6% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
BKU Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 74,410,795 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
10 filers$53.15M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Jane Street Group, LLC Custodian | $15.54M | 29.24% | 2026-06-30 |
| 2 | Susquehanna International Group, LLP Custodian | $15.21M | 28.62% | 2026-06-30 |
| 3 | Goldman Sachs Group Inc Custodian | $12.11M | 22.79% | 2026-06-30 |
| 4 | GROUP ONE TRADING LLC Custodian | $3.88M | 7.29% | 2026-06-30 |
| 5 | Citadel Advisors LLC Custodian | $3.06M | 5.76% | 2026-06-30 |
| 6 | TUDOR INVESTMENT CORP ET AL | $2.86M | 5.39% | 2026-06-30 |
| 7 | IMC-Chicago, LLC Custodian | $222.87K | 0.42% | 2026-06-30 |
| 8 | Walleye Capital LLC | $222.87K | 0.42% | 2026-06-30 |
| 9 | Marshall Wace, LLP Custodian | $29.07K | 0.05% | 2026-06-30 |
| 10 | Simplex Trading, LLC Custodian | $9.69K | 0.02% | 2026-06-30 |
5 filers$1.59M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $1.02M | 64.33% | 2026-06-30 |
| 2 | Walleye Capital LLC | $247.09K | 15.55% | 2026-06-30 |
| 3 | Simplex Trading, LLC Custodian | $203.49K | 12.80% | 2026-06-30 |
| 4 | Marshall Wace, LLP Custodian | $62.98K | 3.96% | 2026-06-30 |
| 5 | GROUP ONE TRADING LLC Custodian | $53.30K | 3.35% | 2026-06-30 |
BKU Insider Trading (Form 4)
Latest: 2026-08-21Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-21 | James G. Mackey | Chief Financial Officer | Mixed | +5,420 | $46.83 | -$164.7K | EDGAR |
| 2026-08-13 | Douglas J Pauls | Director | Sell (S) | −3,000 | $47.90 | -$143.7K | EDGAR |
| 2026-06-16 | Jay D. Richards | Officer of Subsidiary | Sell (S) | −4,000 | $48.67 | -$194.7K | EDGAR |
| 2026-06-02 | John N. DiGiacomo | Director | Sell (S) | −1,000 | $45.97 | -$46.0K | EDGAR |
| 2026-05-21 | Tere Blanca | Director | Award (A) | +1,511 | — | EDGAR | |
| 2026-05-21 | Sanjiv Sobti | Director | Award (A) | +1,511 | — | EDGAR | |
| 2026-05-21 | Lynne Wines | Director | Award (A) | +1,511 | — | EDGAR | |
| 2026-05-21 | Douglas J Pauls | Director | Award (A) | +2,267 | — | EDGAR | |
| 2026-05-21 | William S. Rubenstein | Director | Award (A) | +1,511 | — | EDGAR | |
| 2026-05-21 | Michael J. Dowling | Director | Award (A) | +1,511 | — | EDGAR | |
| 2026-05-21 | Germaine Smith-Baugh | Director | Award (A) | +1,511 | — | EDGAR | |
| 2026-05-21 | John N. DiGiacomo | Director | Award (A) | +1,511 | — | EDGAR | |
| 2026-04-02 | Thomas M. Cornish | Chief Operating Officer | Grant (A) | +14,740 RSU | — | EDGAR | |
| 2026-04-02 | James G. Mackey | Chief Financial Officer | Grant (A) | +8,858 RSU | — | EDGAR | |
| 2026-04-02 | Rajinder P Singh | President and CEO | Grant (A) | +33,423 RSU | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
BKU Insider Holdings
15 insiders · @ $44.96
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Rajinder P Singh | President and CEO | 470,283 | $21.14M | -$58.37M | 46 | 2026-04-02 |
| 2 | Thomas M. Cornish | Chief Operating Officer | 155,532 | $6.99M | -$821.7K | 32 | 2026-04-02 |
| 3 | Douglas J Pauls | Director | 73,472 | $3.30M | -$16.36M | 34 | 2026-08-13 |
| 4 | Leslie Lunak | Chief Financial Officer | 57,675 | $2.59M | -$1.49M | 31 | 2025-05-08 |
| 5 | Jay D. Richards | Officer of Subsidiary | 40,502 | $1.82M | -$1.59M | 17 | 2026-06-16 |
| 6 | Michael J. Dowling | Director | 26,327 | $1.18M | $0 | 12 | 2026-05-21 |
| 7 | Tere Blanca | Director | 26,327 | $1.18M | $0 | 12 | 2026-05-21 |
| 8 | Lynne Wines | Director | 24,327 | $1.09M | $36.6K | 12 | 2026-05-21 |
| 9 | Sanjiv Sobti | Director | 20,327 | $913.9K | -$305.7K | 16 | 2026-05-21 |
| 10 | Rishi Bansal | Officer of Subsidiary | 19,327 | $868.9K | -$909.0K | 24 | 2026-04-02 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
BKU Board & Officers
As of SEC filings through Aug 21, 2026Directors 9
- Michael J. Dowling · since May 23, 2013
- Rajinder P Singh · listed since Aug 2013
- Tere Blanca · since Sep 16, 2013
- Sanjiv Sobti · since May 14, 2014
- Douglas J Pauls · listed since May 2014
- Lynne Wines · since Aug 6, 2015
- William S. Rubenstein · since Aug 23, 2017
- John N. DiGiacomo · since Aug 22, 2018
- Germaine Smith-Baugh · since May 16, 2023
Officers 5
- Rajinder P Singh · President and CEO · listed since Mar 2023
- James G. Mackey · Chief Financial Officer · since Nov 10, 2025
- Thomas M. Cornish · Chief Operating Officer · listed since Feb 2017
- Rishi Bansal · Officer of Subsidiary · listed since Feb 2019
- Jay D. Richards · Officer of Subsidiary · since Jul 8, 2019
Changes in the last 10 years (14)
| Nov 10, 2025 | James G. Mackey became Chief Financial Officer |
| Jul 23, 2025 | The company announced the departure of Leslie Lunak as Chief Financial Officer in an SEC filing |
| May 16, 2023 | Germaine Smith-Baugh became a director |
| Mar 16, 2023 | Rajinder P Singh first listed as President and CEO in an SEC filing |
| Jul 8, 2019 | Michael R. Alford became Officer of Subsidiary |
| Jul 8, 2019 | Jay D. Richards became Officer of Subsidiary |
| Feb 14, 2019 | Rishi Bansal first listed as Officer of Subsidiary in an SEC filing |
| Feb 1, 2019 | Rajinder P Singh no longer listed as President and CEO in SEC filings |
| Aug 22, 2018 | John N. DiGiacomo became a director |
| Aug 23, 2017 | William S. Rubenstein became a director |
| Mar 17, 2017 | Rajinder P Singh listed as President and CEO (previously Chief Operating Officer) in SEC filings |
| Feb 14, 2017 | Thomas M. Cornish listed as Chief Operating Officer (previously Officer of Subsidiary) in SEC filings |
| Jan 31, 2017 | John Adam Kanas no longer listed as a director in SEC filings |
| Jan 31, 2017 | John Adam Kanas no longer listed as Chairman, President and CEO in SEC filings |
Not reported recently (7)
- A. Gail Prudenti · Last reported as a director in an SEC filing dated May 17, 2023
- Michael R. Alford · Last reported as Officer of Subsidiary in an SEC filing dated Mar 4, 2020
- Jeffrey Starr · Last reported as Officer of Subsidiary in an SEC filing dated Mar 5, 2019
- Mark Bagnoli · Last reported as Officer of Subsidiary in an SEC filing dated Mar 5, 2019
- Eugene F DeMark · Last reported as a director in an SEC filing dated Feb 1, 2019
- A Robert Towbin · Last reported as a director in an SEC filing dated May 18, 2017
- Joseph Roberto · Last reported as Officer of Subsidiary in an SEC filing dated Feb 17, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
BKU Proposed Insider Sales (Form 144)
Latest: 2026-08-13
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
1 filing
· $144K notice value
· 1 unique filer
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
PAULS DOUGLAS J (1, $144K)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-08-13 | PAULS DOUGLAS J | Director | 3,000 | $143.7K | 2026-08-13 | Raymond James & Associates | — | EDGAR |
| 2026-06-15 | Richards Jay D. | Officer | 4,000 | $194.7K | 2026-06-15 | Merrill Lynch | — | EDGAR |
| 2026-03-04 | Malcolm Kevin A. | Officer | 3,447 | $162.4K | 2026-03-04 | Merrill Lynch | — | EDGAR |
| 2026-02-09 | SOBTI SANJIV | Director | 5,000 | $255.1K | 2026-02-09 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-02-03 | Richards Jay D. | Officer | 3,506 | $174.7K | 2026-02-03 | Merrill Lynch | — | EDGAR |
| 2026-01-28 | Leslie Lunak | Affiliate | 57,175 | $2.72M | 2026-01-28 | J.P. Morgan Securities LLC | — | EDGAR |
| 2025-07-25 | PAULS DOUGLAS J | Director | 3,500 | $134.8K | 2025-07-25 | Raymond James & Associates | — | EDGAR |
| 2025-07-25 | Richards Jay D. | Officer | 3,942 | $153.0K | 2025-07-25 | Merrill Lynch | — | EDGAR |
| 2025-05-06 | Leslie Lunak | Chief Financial Officer | 25,000 | $840.8K | 2025-05-06 | J.P. Morgan Securities LLC | — | EDGAR |
| 2025-03-05 | Malcolm Kevin A. | Officer | 3,234 | $113.8K | 2025-03-05 | Merrill Lynch | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
114 ETFs hold BKU
25 shown · $996.41M total exposure · 0.18% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.17% | $184.5M | $107.7B | 2026-11-03 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $95.4M | — | 2026-09-30 |
| 3 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.28% | $89.4M | $32.3B | 2026-11-03 |
| 4 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.10% | $76.3M | $77.4B | 2026-11-03 |
| 5 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.04% | $67.7M | — | 2026-09-30 |
| 6 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.22% | $62.5M | — | 2026-11-03 |
| 7 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 1.07% | $44.4M | $4.2B | 2026-11-03 |
| 8 | VBR Vanguard Morningstar Small-Cap Value ETF | Vanguard | 0.07% | $44.0M | — | 2026-09-30 |
| 9 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.14% | $42.7M | — | 2026-11-03 |
| 10 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.10% | $36.0M | — | 2026-11-03 |
| 11 | VXF Vanguard Extended Market ETF | Vanguard | 0.04% | $33.8M | — | 2026-09-30 |
| 12 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.18% | $28.5M | $16.1B | 2026-11-03 |
| 13 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.20% | $27.6M | $14.3B | 2026-11-03 |
| 14 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.10% | $18.1M | — | 2026-09-30 |
| 15 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.07% | $16.5M | — | 2026-05-31 |
| 16 | FNDA Schwab Fundamental U.S. Small Company ETF | Nport | 0.18% | $16.3M | — | 2026-08-31 |
| 17 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.67% | $15.9M | — | 2026-06-30 |
| 18 | KBE State Street® SPDR® S&P® Bank ETF | SPDR (State Street) | 0.91% | $14.2M | $1.6B | 2026-11-03 |
| 19 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.02% | $13.6M | — | 2026-11-03 |
| 20 | IJS iShares S&P Small-Cap 600 Value ETF | iShares (BlackRock) | 0.18% | $13.5M | $7.8B | 2026-11-03 |
| 21 | IJT iShares S&P Small-Cap 600 Growth ETF | iShares (BlackRock) | 0.17% | $12.6M | $7.5B | 2026-11-03 |
| 22 | VYM Vanguard High Dividend Yield ETF | Vanguard | 0.01% | $12.2M | — | 2026-09-30 |
| 23 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.15% | $11.3M | — | 2026-11-03 |
| 24 | VIOO Vanguard S&P Small-Cap 600 ETF | Vanguard | 0.17% | $10.7M | — | 2026-09-30 |
| 25 | SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF | SPDR (State Street) | 0.18% | $8.8M | $5.0B | 2026-11-03 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
12.52
TTM Diluted EPS
$3.59
TTM Revenue
$1.88B
TTM Net Income
$265.96M
TTM Op. Cash Flow
$360.55M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $446.89M | $60.96M | $0.83 | $18.33M |
| Q4 '25 | 2025-12-31 | $472.40M | $66.39M | $0.90 | $124.90M |
| Q3 '25 | 2025-09-30 | $478.49M | $70.82M | $0.95 | $99.74M |
| Q2 '25 | 2025-06-30 | $481.59M | $67.79M | $0.91 | $117.58M |
| Q1 '25 | 2025-03-31 | $465.96M | $57.66M | $0.78 | $16.40M |
| Q4 '24 | 2024-12-31 | $493.19M | $67.47M | $0.91 | $185.53M |
| Q3 '24 | 2024-09-30 | $515.24M | $60.60M | $0.81 | $46.06M |
| Q2 '24 | 2024-06-30 | $507.48M | $52.98M | $0.72 | $135.68M |
| Q1 '24 | 2024-03-31 | $508.35M | $47.30M | $0.64 | $66.50M |
| Q4 '23 | 2023-12-31 | $500.30M | $19.62M | $0.27 | $63.78M |
| Q3 '23 | 2023-09-30 | $498.26M | $46.28M | $0.63 | $170.14M |
| Q2 '23 | 2023-06-30 | $488.91M | $57.12M | $0.78 | $282.21M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-07
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
12.52
P/B
1.11
P/S
1.78
EV/EBITDA
10.05
EV/Sales
1.94
ROE
8.8%
ROA
0.8%
Div Yield
3.08%
FCF Yield
10.78%
Debt/Equity
0.11
Current Ratio
—
Market Cap
$3.35B
as of 2026-11-04
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
3.87M
SI % of Float
5.49%
Days to Cover
4.14
Short Vol Ratio
51.9%
Free Float
70.49M
Float %
99.0%
Short interest 2026-10-15 • Short volume 2026-11-04 • Float 2026-08-24