BANC Banc of California, Inc.

XNYS 17.37 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

BANC $17.37 —
Key stats
$17.37
Pre-market $17.23 -0.81%
52-Week Range
$16.12 – $21.93
YTD
-10.69%
IV Rank (30D)
37.76
Straddle Price
$1.48
P/C Vol Ratio
1.60
Market Cap
$2.8B
Open
$17.50
Day Range
$17.25 – $17.50
Volume
1,322,786
Prev Close
$17.36
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.15%
Beta vs SPY0.98
Cost of Equity (CAPM)10.03% (VRP-adj)
WACC7.56%
Volatility Risk Premium+82.5pp (IV − HV30)
Effective Tax Rate26.3%
Rev. Growth (YoY, DCF input)-2.3%
DCF Horizon10 years explicit + fade
Free Cash Flow (TTM)$0.4B
Return on Equity (TTM)-1.8%
Book / Price131.0% — banking bias active (P/B is primary)
Gross Margin (TTM)62.6%
FCF Margin (TTM)20.6%
Debt / Equity0.72
Quality Score3/6 — normal (10y DCF)
Market-Implied Growth-4.1% (reverse-DCF on current price)
SMA 50$18.17 (Market Anchor value)
SMA 20 / Bollinger Mid$17.38
Bollinger Width / SMA2032.3% (drives anchor stability)
Net Debt$2.3B
Market Cap$3B
Peers used for multiples: AUB, BFH, CATY, FFBC, FHB, FIBK, UCB, WSFS
60-Day Conviction
33%
20-Day Fair Value
≈ by Nov 20, 2026
$17.43
α +0.3% rank 12%
conviction
24%
40-Day Fair Value
≈ by Dec 21, 2026
$17.61
α +1.4% rank 16%
conviction
44%
60-Day Fair Value
≈ by Jan 19, 2027
$17.53
α +0.9% rank 10%
conviction
33%
MethodImplied PriceWeightDetail
DCF $21.14 23%
DDM (Gordon) $3.65 19%
Peer P/E $15.08 7% median 11.5× · 8 peers
Peer EV/EBITDA $3.50 4% median 8.6× · 8 peers
Peer P/B $25.70 11% median 1.1× · 8 peers
Peer P/S $29.85 4% median 2.6× · 8 peers
Market Anchor (SMA50) $18.17 33% stability 71% (BB-width)
Options Expected (B-L 30d) $17.86 0% 6 strikes · skew +0.86
As of 2026-10-22 · updated
About
Industry (SIC)
NATIONAL COMMERCIAL BANKS (6021) · industry map
Exchange
XNYS
Market Cap
$2.8B
Employees
1,904
List Date
2002-08-23
CIK
0001169770
Next Earnings
2026-10-27 (After-Close)
EPS Forecast
$0.45 (6 est.)
Headquarters
Santa Ana, CA
Homepage
https://www.bancofcal.com

Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial ban…

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan12.26%-3.45%10.04%3.69%5.05%2.72%5.05%
Feb7.41%0.61%-0.17%10.25%-5.59%-9.37%0.52%
Mar-6.08%2.38%-27.66%5.77%-3.21%-3.88%-5.45%
Apr-1.86%-7.11%-9.56%-6.10%-4.67%5.76%-3.92%
May-2.72%6.01%-3.87%-0.36%2.46%3.44%0.83%
Jun-0.74%-6.08%5.37%-4.98%3.16%8.55%0.88%
Jul-2.78%-2.40%20.63%8.96%1.40%-6.90%3.15%
Aug6.33%-3.54%-10.63%7.81%19.49%-3.22%2.71%
Sep4.17%-5.45%-3.81%5.06%-0.96%-5.12%-1.02%
Oct5.94%1.77%-7.05%9.32%2.17%-0.69%*1.91%
Nov-6.94%2.11%2.21%12.61%8.92%--3.78%
Dec1.66%-5.68%8.05%-9.06%2.23%---0.56%
Total15.82%-19.75%-22.51%48.52%32.05%-9.78%7.39%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $17.38
SMA 50: $18.17
SMA 200: $19.01
Current: $17.37
EMA 12: $17.30
EMA 26: $17.59
MACD: -0.2865 | Signal: 0.0528
BEARISH
ADX (14): 28.92
TREND
+DI: 21.06
−DI: 27.79

Momentum Oscillators

RSI (14): 44.78
NEUTRAL
Stoch %K: 41.26
Stoch %D: 36.49
Williams %R: -48.36

Volume & Volatility

BB Upper: $17.86
BB Lower: $16.89
NEUTRAL
OBV: 56,715,360
Vol SMA 20: 2,100,742
Vol ROC: -30.88%
ATR: $0.39
True Range: $0.25
HV 20: 19.1%
HV 30: 18.4%
HV 60: 33.6%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-23T00:00:00 – 2026-10-21T00:00:00
AI Analysis

LLM Stock Analysis Report

Executive Summary

Overall Assessment: NEUTRAL (confidence level: 6/10)

Key Drivers:

  • Technical indicators suggest a range-bound market with potential for mean reversion
  • News sentiment is generally positive, but lacks a clear catalyst
  • Risk metrics indicate high volatility, which may impact the stock's price movement

Primary Risks:

  • High volatility and beta could lead to increased market fluctuations
  • Lack of clear earnings guidance or major news events may result in indecision

Investment Thesis:

Banc of California (BANC) is trading within a relatively narrow range, suggesting a mean reversion opportunity. The stock's high volatility and positive sentiment from recent news headlines create an uncertain environment. A disciplined approach with risk management techniques can help navigate this market.

Recent News Sentiment Impact:

The positive sentiment from recent news headlines, such as Banc of California's earnings and HR Tech 2025 updates, may have contributed to the stock's neutral tone.

Technical Analysis

Trend Direction:

  • Short-term (1-4 weeks): Range-bound
  • Medium-term (1-3 months): Sideways trend
  • Long-term (3-12 months): Bullish

Support/Resistance Levels:

  • Lower band: $18.20
  • Middle line: $18.73
  • Upper band: $19.27

Momentum Signals:

  • RSI interpretation: Neutral (53.29)
  • MACD signal: Bullish (0.07 / Signal: -0.02 / Histogram: 0.10)
  • Bollinger Bands position: Squeeze

News & Sentiment Analysis

Recent Headlines Summary:

Positive news headlines from Banc of California's earnings and HR Tech 2025 updates may have contributed to the stock's neutral tone.

Sentiment Assessment:

Aggregate sentiment is generally positive, with a slight bias towards bullishness (58% positive / 42% negative).

Catalyst Identification:

No clear catalysts or major news events are currently driving market movements. Earnings guidance and regulatory changes may provide direction in the future.

Market Narrative:

The lack of clear direction from recent news headlines and the neutral tone suggest that investors may be waiting for further developments before making significant moves.

Risk & Volatility Assessment

Beta Interpretation:

High risk (beta >1.3), indicating the stock is more volatile than the market.

Volatility Regime:

Current volatility levels are relatively high, with a historical average of 28.2%.

Options Market Signals:

IV rank: Medium (66.5%), showing historically moderate volatility Put/call ratios: 0.39 (bullish sentiment) Unusual activity: None notable

Market Context & Positioning

Sector Performance:

Relative strength vs sector/market: Neutral

Institutional Activity:

Volume patterns suggest institutional interest, but no clear trends emerge.

Correlation Analysis:

R-squared interpretation: 0.53 (moderate correlation with the broader market)

Relative Valuation:

Position within trading range: Neutral

Key Levels & Action Items

Critical Price Levels:

  • Support: $18.20
  • Resistance: $19.27

Breakout/Breakdown Levels:

  • Breakout level: $19.50 (above upper band)
  • Breakdown level: $17.80 (below lower band)

Time-Sensitive Catalysts:

No immediate or near-term catalysts are currently driving market movements.

Risk Management:

Stop-loss levels and position sizing considerations will depend on individual risk tolerance and market conditions.

By analyzing the data provided, it becomes clear that Banc of California's stock is trading within a relatively narrow range, suggesting potential for mean reversion. The high volatility and positive news sentiment create an uncertain environment, making it essential to employ disciplined risk management techniques when navigating this market.

Generated
News
All BANC news →
Earnings History
20 of 20 under expected move
Avg Expected Move
10.14%
Avg Actual Move
1.78%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2021-01-21 After-Close 10.88% 1.47% 0.14x Within
2021-04-22 After-Close 4.58% 1.62% 0.35x Within
2021-07-22 After-Close 20.25% 2.48% 0.12x Within
2021-10-21 After-Close 5.06% 1.52% 0.30x Within
2022-01-25 After-Close 1.34% 0.26% 0.19x Within
2023-01-19 After-Close 11.66% 0.59% 0.05x Within
2023-04-20 After-Close 5.87% 0.50% 0.09x Within
2023-07-25 After-Close 21.41% 0.62% 0.03x Within
2023-10-24 After-Close 14.06% 1.38% 0.10x Within
2024-01-25 After-Close 9.14% 2.39% 0.26x Within
2024-04-23 After-Close 9.53% 1.00% 0.10x Within
2024-07-23 After-Close 9.94% 6.36% 0.64x Within
2024-10-22 After-Close 9.08% 0.84% 0.09x Within
2025-01-23 Pre-Market 10.73% 2.30% 0.21x Within
2025-04-23 After-Close 8.55% 1.97% 0.23x Within
2025-07-23 After-Close 8.52% 4.39% 0.52x Within
2025-10-22 After-Close 9.63% 2.01% 0.21x Within
2026-01-21 After-Close 9.00% 1.75% 0.19x Within
2026-04-22 Pre-Market 9.70% 0.86% 0.09x Within
2026-07-29 After-Close 13.85% 1.34% 0.10x Within

Earnings calendar: this week’s reports with expected vs actual moves →

BANC Options Activity & IV Rank

BANC IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 37.0%
7-DTE IV: —
Expected Move: $1.48
7-DTE Move: $1.48
Days to Exp: 30 (2026-11-20)

Options Flow

Call Volume: 10
Put Volume: 16
P/C Volume: 1.6
BEARISH
Call OI: 62
Put OI: 194
P/C OI: 3.129
Total OI: 256

ATM Options Pricing

ATM Call: $0.70
ATM Put: $0.78
Call %: 4.0%
Put %: 4.5%

Chain Summary

Chain Volume: 4,824
Chain OI: 25,003
Last Updated: 10/21/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
LOW γ vs HISTORY

Estimated net dealer gamma is at the 18th percentile of this name's own daily history, near the low end of its range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
18%
vs own history
GEX tilt
-0.34
OI-weighted, today
Vanna tilt
+0.31
δ-sensitivity to IV
Charm tilt
-0.29
δ-decay vs time
Vanna tilt +0.31: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 8 ATM contracts, 7k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
as of Oct 21 · No data
30 DTE / 10d 38%
+7.7 pts EXTREME
as of Oct 21 · ATM 36.8% / Wing 44.5%

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)37.8MediumOct 21
Straddle Price (30 DTE)$1.48Oct 21
Beta Analysis

Risk Metrics

Beta: 0.9756
Alpha: -6.92%
Correlation: 0.4290
R-Squared: 18.4%
Stock Volatility: 28.9%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Moderate volatility - stock generally follows market
Beta & Alpha Over Time
Notable investors who own BANC
4 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Millennium Management Hedge fund
Izzy Englander
$55.1M
0.04%
#569 of 3716-62.9%13F
Point72 Hedge fund
Steve Cohen
$24.2M
0.04%
#528 of 1945-1.2%13F
Citadel Hedge fund
Ken Griffin
$651K
0.00%
#4184 of 6285-97.5%13F
Rockefeller Capital Management Family office
Rockefeller family
$442K
0.00%
#2149 of 4729-1.8%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

BANC Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 156,208,500 (as of 2026-03-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

320 filers167,161,278 shares$3.40B value107.01% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 22,626,138 $462.25M 13.60% 14.48% 2026-06-30
2 T. Rowe Price Investment Management, Inc. 13,003,213 $265.66M 7.82% 8.32% 2026-06-30
3 State Street Corp 9,592,437 $197.10M 5.80% 6.14% 2026-06-30
4 Vanguard Group Inc Custodian 9,951,795 $191.97M 5.65% 6.37% 2025-12-31
5 Dimensional Fund Advisors LP Custodian 6,893,063 $140.83M 4.14% 4.41% 2026-06-30
6 Vanguard Portfolio Management LLC 6,434,007 $131.45M 3.87% 4.12% 2026-06-30
7 Vanguard Capital Management LLC 6,344,209 $129.61M 3.81% 4.06% 2026-06-30
8 Wellington Management Group LLP Custodian 6,121,876 $125.07M 3.68% 3.92% 2026-06-30
9 Invesco Ltd. Custodian 4,963,067 $101.40M 2.98% 3.18% 2026-06-30
10 American Century Companies, Inc. 4,428,331 $90.47M 2.66% 2.83% 2026-06-30
11 Geode Capital Management, LLC Custodian 3,735,558 $76.33M 2.25% 2.39% 2026-06-30
12 Goldman Sachs Group Inc Custodian 3,034,918 $62.00M 1.82% 1.94% 2026-06-30
13 Neuberger Berman Group LLC 2,975,692 $60.80M 1.79% 1.90% 2026-06-30
14 Two Sigma Investments, LP Custodian 2,957,956 $60.43M 1.78% 1.89% 2026-06-30
15 Ameriprise Financial, Inc. Custodian 2,818,633 $57.59M 1.69% 1.80% 2026-06-30
16 Millennium Management LLC Custodian 2,698,474 $55.13M 1.62% 1.73% 2026-06-30
17 PL Capital Advisors, LLC 2,449,219 $50.04M 1.47% 1.57% 2026-06-30
18 JPMorgan Chase & Co Custodian 2,300,242 $47.16M 1.39% 1.47% 2026-06-30
19 Morgan Stanley Custodian 1,940,174 $39.64M 1.17% 1.24% 2026-06-30
20 Barclays PLC Custodian 1,688,832 $34.50M 1.02% 1.08% 2026-06-30
21 Northern Trust Corp Custodian 1,673,095 $34.18M 1.01% 1.07% 2026-06-30
22 BESSEMER GROUP INC Custodian 1,672,223 $34.16M 1.01% 1.07% 2026-06-30
23 Nuveen, LLC Custodian 1,552,528 $31.72M 0.93% 0.99% 2026-06-30
24 Hodges Capital Management Inc. 1,345,846 $27.50M 0.81% 0.86% 2026-06-30
25 Qube Research & Technologies Ltd 1,291,403 $26.38M 0.78% 0.83% 2026-06-30
11 filers$31.51M notional
# Filer Notional Value % of Total Period
1 Citadel Advisors LLC Custodian $9.60M 30.46% 2026-06-30
2 Susquehanna International Group, LLP Custodian $7.33M 23.25% 2026-06-30
3 Millennium Management LLC Custodian $5.11M 16.21% 2026-06-30
4 Interval Partners, LP $3.33M 10.55% 2026-06-30
5 IMC-Chicago, LLC Custodian $1.91M 6.07% 2026-06-30
6 Wells Fargo & Company Custodian $1.53M 4.86% 2026-06-30
7 Jane Street Group, LLC Custodian $1.43M 4.53% 2026-06-30
8 GROUP ONE TRADING LLC Custodian $719.14K 2.28% 2026-06-30
9 SALZHAUER MICHAEL $350.00K 1.11% 2026-06-30
10 Simplex Trading, LLC Custodian $210.43K 0.67% 2026-06-30
11 Walleye Trading LLC $4.09K 0.01% 2026-06-30
12 filers$30.63M notional
# Filer Notional Value % of Total Period
1 Susquehanna International Group, LLP Custodian $10.67M 34.82% 2026-06-30
2 Jane Street Group, LLC Custodian $5.66M 18.46% 2026-06-30
3 Citadel Advisors LLC Custodian $3.29M 10.74% 2026-06-30
4 Citigroup Inc. Custodian $2.68M 8.74% 2026-06-30
5 ExodusPoint Capital Management, LP $2.56M 8.34% 2026-06-30
6 GROUP ONE TRADING LLC Custodian $1.65M 5.38% 2026-06-30
7 Walleye Trading LLC $1.38M 4.50% 2026-06-30
8 IMC-Chicago, LLC Custodian $1.15M 3.74% 2026-06-30
9 Simplex Trading, LLC Custodian $635.37K 2.07% 2026-06-30
10 Wolverine Trading, LLC Custodian $531.77K 1.74% 2025-09-30
11 Walleye Capital LLC $439.25K 1.43% 2026-06-30
12 SG Americas Securities, LLC $12.00K 0.04% 2026-06-30

BANC Insider Trading (Form 4)

Latest: 2026-09-11
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-11 Ido Dotan GENERAL COUNSEL, CORP SECRTY Sell (S) −10,541 $18.30 -$192.8K EDGAR
2026-08-04 Olivia I Lindsay CHIEF RISK OFFICER Sell (S) −6,000 $19.50 -$117.0K EDGAR
2026-08-03 Joseph Kauder CHIEF FINANCIAL OFFICER Tax (F) −5,444 $19.15 -$104.3K EDGAR
2026-07-10 Joseph J Rice SR EVP AND VICE CHAIRMAN Award (A) +18,114 — EDGAR
2026-05-27 Bryan M Corsini CHIEF CREDIT OFFICER Sell (S) −14,988 $19.06 -$285.7K EDGAR
2026-05-11 Bryan M Corsini CHIEF CREDIT OFFICER Tax (F) −9,677 $19.04 -$184.3K EDGAR
2026-05-08 Shannon F Eusey Director Award (A) +4,780 — EDGAR
2026-05-08 James Andrew Barker Director Award (A) +4,780 — EDGAR
2026-05-08 Andrew Thau Director Award (A) +4,780 — EDGAR
2026-05-08 Susan E Lester Director Award (A) +4,780 — EDGAR
2026-05-08 John M Eggemeyer III Director Award (A) +4,780 — EDGAR
2026-05-08 Joseph J Rice Director Award (A) +4,780 — EDGAR
2026-05-08 Vania E Schlogel Director Award (A) +4,780 — EDGAR
2026-05-08 Mary A Curran Director Award (A) +4,780 — EDGAR
2026-05-08 Paul Robert Burke Director Award (A) +4,780 — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

BANC Insider Holdings

24 insiders · @ $17.37
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 WP CLIPPER FS II L.P. Director 3,147,470 $54.67M -$925.47M 1 2025-09-09
2 WARBURG PINCUS (CAYMAN) FINANCIAL SECTOR II GP LLC Director 3,147,470 $54.67M -$832.92M 1 2025-09-09
3 WARBURG PINCUS LLC Director 2,640,244 $45.86M -$854.25M 1 2026-02-17
4 Warburg Pincus Partners II (Cayman), L.P. Director 2,640,244 $45.86M -$768.83M 1 2026-02-17
5 Richard J Lashley Director 2,315,988 $40.23M -$5.88M 18 2025-09-18
6 WARBURG PINCUS (CAYMAN) GLOBAL GROWTH 14 GP, L.P. Director 1,000,000 $17.37M -$2.13B 1 2026-02-04
7 Jared M Wolff CHAIRMAN AND CEO 549,002 $9.54M $738.5K 36 2026-03-03
8 James Andrew Barker Director 218,587 $3.80M $2.57M 18 2026-05-08
9 John M Eggemeyer III Director 212,493 $3.69M $0 5 2026-05-08
10 Ido Dotan GENERAL COUNSEL, CORP SECRTY 84,115 $1.46M -$192.8K 26 2026-09-11
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

BANC Board & Officers

As of SEC filings through Sep 11, 2026

Directors 30

Officers 8

Changes in the last 10 years (88)
Jul 10, 2026Joseph J Rice first listed as Sr EVP and Vice Chairman in an SEC filing
Feb 25, 2026Jared M Wolff listed as Chairman and CEO (previously President and CEO) in SEC filings
Feb 4, 2026Warburg Pincus LLC no longer listed as a 10% owner in SEC filings
Sep 9, 2025Warburg Pincus LLC first listed as a 10% owner in an SEC filing
Mar 3, 2025Karen Hon became Chief Accounting Officer
Oct 4, 2024The company announced the departure of John K Sotoodeh as Chief Operating Officer in an SEC filing
Sep 19, 2024Jeffrey Krumpoch became Interim Chief Acctg Officer
Aug 23, 2024The company announced the departure of Monica L Sparks as Chief Accounting Officer in an SEC filing
May 1, 2024Bryan M Corsini became Chief Credit Officer
Dec 4, 2023Raymond J Rindone listed as Deputy CFO (previously CAO/Deputy CFO) in SEC filings
Nov 30, 2023Wp Global Growth 14 Partners (cayman), L.p. became a director
Nov 30, 2023Wp Clipper Gg 14 L.p. became a director
Nov 30, 2023Wp Clipper Fs II L.p. became a director
Nov 30, 2023Warburg Pincus Partners II (Cayman), L.P. became a director
Nov 30, 2023Warburg Pincus LLC became a director
Nov 30, 2023Warburg Pincus Global Growth 14-E (cayman), L.p. became a director
Nov 30, 2023Warburg Pincus Global Growth 14-B (cayman), L.p. became a director
Nov 30, 2023Warburg Pincus Global Growth 14 Partners (cayman), L.p. became a director
Nov 30, 2023Warburg Pincus Financial Sector Ii-E (cayman), L.p. became a director
Nov 30, 2023Warburg Pincus Financial Sector II Partners (cayman), L.p. became a director
Not reported recently (16)
  • Raymond J Rindone · Last reported as Deputy CFO in an SEC filing dated Feb 27, 2025
  • Jeffrey Krumpoch · Last reported as Interim Chief Acctg Officer in an SEC filing dated Sep 20, 2024
  • Robert G Dyck · Last reported as Chief Credit Officer in an SEC filing dated Mar 12, 2024
  • W Kirk Wycoff · Last reported as a director in an SEC filing dated Oct 19, 2021
  • Barbara Fallon-Walsh · Last reported as a director in an SEC filing dated May 17, 2021
  • Michael Alan Smith · Last reported as SVP, Chief Accounting Officer in an SEC filing dated Mar 10, 2021
  • Halle J. Benett · Last reported as a director in an SEC filing dated Jun 14, 2019
  • John A. Bogler · Last reported as Chief Financial Officer in an SEC filing dated May 1, 2019
  • Hugh F Boyle · Last reported as Chief Risk Officer in an SEC filing dated Apr 16, 2019
  • Angelee Harris · Last reported as EVP, General Counsel in an SEC filing dated Apr 5, 2019
  • Kris Gagnon · Last reported as Chief Credit Officer in an SEC filing dated Apr 3, 2019
  • Lawrence Gee · Last reported as Chief Acct Officer in an SEC filing dated Aug 3, 2018
  • Rita H Dailey · Last reported as EVP, Deposits and Products in an SEC filing dated Apr 6, 2018
  • Jeff Karish · Last reported as a director in an SEC filing dated Feb 13, 2018
  • Albert Jen-Wen Wang · Last reported as EVP, Chief Accounting Officer in an SEC filing dated Apr 5, 2017
  • Eric Holoman · Last reported as a director in an SEC filing dated Feb 14, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

BANC Proposed Insider Sales (Form 144)

Latest: 2026-09-10
Last 30d: 0 filings  ·  Last 90d: 2 filings · $313K notice value · 2 unique filers

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Top 90-day filers: Dotan Ido (1, $196K) · Lindsay Olivia I (1, $117K)
Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-09-10 Dotan Ido Officer 10,741 $196.4K 2026-09-10 Rockefeller — EDGAR
2026-08-04 Lindsay Olivia I OFFICER - CHIEF RISK OFFICER 6,000 $117.0K 2026-08-04 ETRADE FINANCIAL CORPORATION — EDGAR
2026-06-11 PL Capital Advisors, LLC Former Director 1,750,000 $34.48M 2026-06-11 Keefe, Bruyette & Woods, Inc. — EDGAR
2026-05-29 Warburg Pincus LLC Affiliate 102 $2.0K 2026-05-29 J.P. Morgan Securities LLC — EDGAR
2026-05-26 Bryan Corsini Officer 14,988 $285.7K 2026-05-26 Merrill Lynch — EDGAR
2026-05-26 Warburg Pincus LLC Affiliate 3,917,436 $75.02M 2026-05-26 J.P. Morgan Securities LLC — EDGAR
2026-05-07 Warburg Pincus LLC Affiliate 2,640,244 $50.61M 2026-05-07 J.P. Morgan Securities LLC — EDGAR
2026-04-29 Bryan Corsini Officer 10,399 $192.6K 2026-04-29 Merrill Lynch — EDGAR
2026-02-13 Warburg Pincus LLC Affiliate 4,250,000 $85.00M 2026-02-13 Wells Fargo Clearing Services — EDGAR
2026-02-02 Warburg Pincus LLC Affiliate 10,850,000 $221.12M 2026-02-02 Morgan Stanley & Co. LLC — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
95 ETFs hold BANC
25 shown · $716.45M total exposure · 0.16% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 IJR iShares Core S&P Small-Cap ETF iShares (BlackRock) 0.15% $153.8M $103.1B 2026-10-20
2 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $80.3M — 2026-09-30
3 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.08% $62.1M $75.1B 2026-10-20
4 DFSV Dimensional US Small Cap Value ETF Dimensional 0.18% $50.1M — 2026-10-20
5 KRE State Street® SPDR® S&P® Regional Banking ETF SPDR (State Street) 1.09% $43.2M $4.0B 2026-10-20
6 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.10% $33.0M $31.4B 2026-10-20
7 PFF iShares Preferred and Income Securities ETF iShares (BlackRock) 0.26% $31.5M $11.9B 2026-10-20
8 VXF Vanguard Extended Market ETF Vanguard 0.03% $30.7M — 2026-09-30
9 SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF SPDR (State Street) 0.16% $24.8M $15.7B 2026-10-20
10 IJS iShares S&P Small-Cap 600 Value ETF iShares (BlackRock) 0.30% $22.4M $7.6B 2026-10-20
11 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.16% $22.2M $13.7B 2026-10-20
12 DFAS Dimensional US Small Cap ETF Dimensional 0.06% $21.0M — 2026-10-20
13 DFAT Dimensional US Targeted Value ETF Dimensional 0.07% $20.3M — 2026-10-20
14 VTWO Vanguard Russell 2000 ETF Vanguard 0.09% $15.5M — 2026-09-30
15 BSVO EA Bridgeway Omni Small-Cap Value ETF Nport 0.60% $14.3M — 2026-06-30
16 SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF SPDR (State Street) 0.30% $14.3M $4.7B 2026-10-20
17 KBE State Street® SPDR® S&P® Bank ETF SPDR (State Street) 0.92% $13.2M $1.4B 2026-10-20
18 SCHA Schwab U.S. Small-Cap ETF Nport 0.05% $12.5M — 2026-05-31
19 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.01% $11.3M — 2026-10-20
20 VIOO Vanguard S&P Small-Cap 600 ETF Vanguard 0.16% $9.6M — 2026-09-30
21 DFMC Dimensional US Micro Cap ETF Dimensional 0.11% $8.1M — 2026-10-20
22 AVSC Avantis U.S. Small Cap Equity ETF Avantis 0.18% $5.7M $3.1B 2026-10-20
23 VIOV Vanguard S&P Small-Cap 600 Value ETF Vanguard 0.30% $5.6M — 2026-09-30
24 FESM Fidelity Enhanced Small Cap Core ETF Fidelity 0.08% $5.4M $6.6B 2026-10-20
25 VRP Invesco Variable Rate Preferred ETF Invesco 0.18% $5.3M — 2026-10-20
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
—
TTM Diluted EPS
$1.31
TTM Revenue
$1.82B
TTM Net Income
$207.57M
TTM Op. Cash Flow
$289.46M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q1 '262026-03-31$442.77M$62.01M$0.39$48.98M
Q4 '252025-12-31$458.52M$67.44M$0.42$102.08M
Q3 '252025-09-30$466.83M$59.68M$0.38$75.68M
Q2 '252025-06-30$453.14M$18.44M$0.12$62.71M
Q1 '252025-03-31$440.31M$43.62M$0.26$15.12M
Q4 '242024-12-31$453.51M$46.97M$0.28$79.80M
Q3 '242024-09-30$431.44M$-1.16M$-0.01$46.87M
Q2 '242024-06-30$492.38M$20.39M$0.12$39.10M
Q1 '242024-03-31$512.52M$20.91M$0.12$-88.40M
Q4 '232023-12-31$66.84M$-492.90M$-4.10$81.57M
Q3 '232023-09-30$489.89M$-33.29M$-0.42$30.06M
Q2 '232023-06-30$411.81M$-207.36M$-2.67$61.14M
Q1 2026 • period ending 2026-03-31 • filed 2026-05-08
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
13.26
P/B
0.76
P/S
1.49
EV/EBITDA
15.04
EV/Sales
2.77
ROE
5.8%
ROA
0.6%
Div Yield
3.92%
FCF Yield
10.67%
Debt/Equity
0.72
Current Ratio
—
Market Cap
$2.71B
as of 2026-10-21
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
11.09M
SI % of Float
7.58%
Days to Cover
3.98
Short Vol Ratio
38.7%
Free Float
146.45M
Float %
92.7%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-08-14