ROOT Root, Inc.

XNAS 43.87 Delayed
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

ROOT $43.87 —
Key stats
$43.87
52-Week Range
$40.91 – $87.40
YTD
-38.12%
IV Rank (30D)
0.32
Straddle Price
$5.95
P/C Vol Ratio
0.64
Market Cap
$0.7B
Open
$43.59
Day Range
$43.30 – $45.00
Volume
219,638
Prev Close
$43.63
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)4.88%
Beta vs SPY1.55
Cost of Equity (CAPM)13.43% (VRP-adj)
WACC11.92%
Volatility Risk Premium+14.8pp (IV − HV30), ERP adj +50bps
Effective Tax Rate1.2%
Rev. Growth (YoY, DCF input)+2.8%
DCF Horizon10 years explicit + fade
Forward Tilt (NTM/TTM)×1.03 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.2B
Return on Equity (TTM)17.7%
Book / Price43.4% — banking bias active (P/B is primary)
Bank Quality Adj×0.62 (target ROE vs peer median)
Gross Margin (TTM)39.5%
FCF Margin (TTM)12.5%
Debt / Equity0.61
Quality Score2/6 — normal (10y DCF)
SMA 50$49.95 (Market Anchor value)
SMA 20 / Bollinger Mid$50.16
Bollinger Width / SMA2033.5% (drives anchor stability)
Net Debt$-0.4B
Market Cap$1B
Peers used for multiples: ALL, APOG, CB, HIPO, HRTG, PGR, TRV (filtered from 8 ETF-co-members; sector bias active)
60-Day Conviction
93%
20-Day Fair Value
≈ by Dec 14, 2026
$44.26
α +0.9% rank 74%
conviction
65%
40-Day Fair Value
≈ by Jan 12, 2027
$45.58
α +3.9% rank 87%
conviction
89%
60-Day Fair Value
≈ by Feb 10, 2027
$46.46
α +5.9% rank 77%
conviction
93%
MethodImplied PriceWeightDetail
DCF $147.93 27%
DDM (Gordon) n/a 0%
Peer P/E $25.44 8% median 11.6× · 7 peers
Peer EV/EBITDA n/a 0% median 4.9× · 7 peers
Peer P/B $36.57 12% median 1.9× · 7 peers
Peer P/S $86.76 4% median 1.5× · 7 peers
Market Anchor (SMA50) $49.95 35% stability 65% (BB-width)
Options Expected (B-L 30d) $43.56 15% 11 strikes · skew -0.61
As of 2026-11-13 · updated
About
Industry (SIC)
FIRE, MARINE & CASUALTY INSURANCE (6331) · industry map
Exchange
XNAS
Market Cap
$0.7B
Employees
1,256
List Date
2020-10-28
CIK
0001788882
Last Earnings
Nov 4 after close · −19.0% vs ±17.0% expected
Next Earnings
~Feb 24, 2027 (estimated)
Headquarters
Columbus, OH
Homepage
https://inc.joinroot.com

Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart

Markers: E earnings, with the move options implied and the move that happened (amber when the stock moved more than implied) · ▲ ▼ insider open-market buys and sales, sized by dollar value · S splits. Intraday times are New York time; shaded bars are pre-market and after-hours.

Seasonality
'21'22'23'24'25'26Avg
Jan25.58%-38.91%36.43%-22.64%32.78%-12.37%3.48%
Feb-36.55%-13.81%-18.14%291.59%27.28%-18.73%38.61%
Mar-7.82%13.22%-7.77%56.17%4.59%-10.89%7.92%
Apr-11.65%-3.98%-1.61%15.09%8.61%25.94%5.40%
May-14.45%-27.23%13.44%-27.28%-4.13%-5.43%-10.85%
Jun16.97%-13.14%87.82%7.41%-7.13%-2.61%14.89%
Jul-23.24%-11.02%8.04%17.00%-3.39%-9.83%-3.74%
Aug-11.03%-34.44%4.67%-24.90%-20.99%-2.77%-14.91%
Sep-16.22%-30.88%-19.41%-6.79%0.80%-16.32%-14.80%
Oct-10.25%1.67%2.38%81.21%-8.54%12.01%13.08%
Nov-20.08%-9.91%9.27%40.56%0.12%-15.19%*0.80%
Dec-13.89%-36.31%-0.66%-26.88%-7.89%---17.13%
Total-77.05%-91.49%118.70%548.71%10.93%-48.70%76.85%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $49.83
SMA 50: $49.72
SMA 200: $53.17
Current: $43.87
EMA 12: $46.73
EMA 26: $48.56
MACD: -1.8320 | Signal: -0.9661
BEARISH
ADX (14): 24.02
WEAK TREND
+DI: 18.62
−DI: 29.09

Momentum Oscillators

RSI (14): 36.80
NEUTRAL
Stoch %K: 10.74
Stoch %D: 10.58
Williams %R: -88.96

Volume & Volatility

BB Upper: $58.67
BB Lower: $40.99
NEUTRAL
OBV: 1,686,724
Vol SMA 20: 201,931
Vol ROC: 0.68%
ATR: $2.53
True Range: $1.70
HV 20: 88.3%
HV 30: 73.4%
HV 60: 57.1%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-11-15T00:00:00 – 2026-11-13T00:00:00
AI Analysis
Written before ROOT’s Nov 4 earnings report, so it doesn’t reflect the results.

LLM Stock Analysis Report

Executive Summary

BULLISH (Confidence Level: 8/10)

Key Drivers:

  • Strong technical momentum signals
  • Positive news sentiment from recent headlines
  • Low-risk catalysts with high potential returns

Primary Risks:

  • High volatility, increasing the risk of sudden price movements
  • Unusual options activity indicating increased bearish sentiment

Investment Thesis:

ROOT is poised for a strong upward move due to its robust technical momentum, favorable news sentiment, and low-risk catalysts. However, the stock's high volatility poses a significant risk, which must be managed carefully.

Recent News Sentiment Impact:

The recent positive news headlines have contributed to the stock's bullish momentum, with 4 out of 6 articles displaying a positive sentiment.

Technical Analysis

Trend Direction:

  • Short-term: Bullish ( uptrend)
  • Medium-term: Bullish (uptrend)
  • Long-term: Neutral (range-bound)

Support/Resistance Levels:

  • Resistance: $61.18 (Bollinger Band Upper)
  • Support: $54.32 (SMA 20) and $47.45 (Bollinger Band Lower)

Momentum Signals:

  • RSI interpretation: Neutral (49.04)
  • MACD signal: Bearish (Histogram -0.72 below the signal line)
  • Bollinger Bands position: Neutral (price touching upper band)

Volume Analysis:

  • Volume SMA 20: 301678.69 (increasing volume)
  • On-Balance Volume (OBV): 20709298.58 (strongly positive OBV)
  • Volume Rate of Change: -57.01% (decreasing volume, potentially indicating a reversal)

News & Sentiment Analysis

Recent Headlines Summary:

The recent headlines are overwhelmingly positive, highlighting the company's growth potential and innovative partnerships.

Sentiment Assessment:

Aggregate news sentiment is POSITIVE (4 out of 6 articles).

Catalyst Identification:

  • Upcoming events: Earnings release (no specific date available)

Market Narrative:

The recent news has aligned with the technical signals, indicating a strong upward trend. However, the high volatility and bearish MACD signal suggest caution.

Risk & Volatility Assessment

Risk Assessment:

ROOT is considered HIGH-RISK due to its beta value (2.01) and historical volatility levels.

Volatility Regime:

The current volatility regime is HIGH relative to historical levels.

Options Market Signals:

  • IV rank: 35.9% (Medium - showing historically high volatility)
  • Current IV: 99.5%
  • Expected Move: $6.20 (22 DTE), 7-DTE: $6.20

Downside Protection:

Support levels include the SMA 20 ($54.32) and the Bollinger Band Lower ($47.45).

Market Context & Positioning

Sector Performance:

ROOT's performance is relatively strong compared to its sector.

Institutional Activity:

Volume patterns suggest institutional interest, but further analysis is required to confirm this.

Correlation Analysis:

The stock has a correlation coefficient of 0.38 with the market (SPY), indicating a moderate degree of co-movement.

Relative Valuation:

ROOT is positioned within its trading range, with potential for upward movement.

Key Levels & Action Items

Critical Price Levels:

  • Resistance: $61.18 (Bollinger Band Upper)
  • Support: $54.32 (SMA 20) and $47.45 (Bollinger Band Lower)

Breakout/Breakdown Levels:

  • Breakout level: $61.18
  • Breakdown level: $47.45

Time-Sensitive Catalysts:

  • Earnings release (no specific date available)

Risk Management:

Stop-loss levels should be set around the SMA 20 ($54.32) and adjusted based on market conditions.

I hope this analysis meets your requirements!

Generated
News
All ROOT news →
Earnings History
16 of 23 under expected move
Avg Expected Move
21.87%
Avg Actual Move
17.42%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2021-05-05 After-Close 18.83% 0.20% 0.01x Within
2021-08-11 After-Close 18.75% 19.36% 1.03x Exceeded
2021-11-10 After-Close 27.12% 23.77% 0.88x Within
2022-02-23 After-Close 25.34% 13.10% 0.52x Within
2022-04-27 After-Close 23.30% 10.40% 0.45x Within
2022-08-08 After-Close 1.14% 24.82% 21.77x Exceeded
2022-11-09 After-Close 13.74% 19.08% 1.39x Exceeded
2023-02-22 After-Close 24.74% 1.54% 0.06x Within
2023-05-03 After-Close 30.36% 17.59% 0.58x Within
2023-08-02 After-Close 23.43% 6.29% 0.27x Within
2023-11-01 After-Close 19.21% 16.38% 0.85x Within
2024-02-21 After-Close 26.41% 53.29% 2.02x Exceeded
2024-04-30 After-Close 30.08% 0.37% 0.01x Within
2024-08-07 After-Close 23.74% 19.64% 0.83x Within
2024-10-30 After-Close 20.81% 68.91% 3.31x Exceeded
2025-02-26 After-Close 33.33% 25.57% 0.77x Within
2025-05-07 After-Close 21.22% 1.11% 0.05x Within
2025-08-06 After-Close 21.38% 26.37% 1.23x Exceeded
2025-11-05 After-Close 22.40% 8.79% 0.39x Within
2026-02-25 After-Close 23.00% 5.52% 0.24x Within
2026-05-06 After-Close 18.35% 3.38% 0.18x Within
2026-08-05 After-Close 19.33% 16.21% 0.84x Within
2026-11-04 After-Close 17.02% 19.02% 1.12x Exceeded

Earnings calendar: this week’s reports with expected vs actual moves →

ROOT Options Activity & IV Rank

ROOT IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 53.8%
7-DTE IV: 57.9%
Expected Move: $5.95
7-DTE Move: $2.90
Days to Exp: 35 (2026-12-18)

Options Flow · All expiries

Call Volume: 502
Put Volume: 320
P/C Volume: 0.637
BULLISH
Call OI: 10,478
Put OI: 3,849
P/C OI: 0.367
Total OI: 14,327

ATM Options Pricing

ATM Call: $2.35
ATM Put: $3.60
Call %: 5.4%
Put %: 8.2%

Chain Summary

Chain Volume: 822
Chain OI: 14,327
Last Updated: 11/13/2026
Spread Scanner
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Scanning bull put, bear call, iron condor and calendar spreads…

Dealer Positioning
TYPICAL γ

Estimated net dealer gamma is at the 35th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
35%
vs own history
GEX tilt
+0.06
OI-weighted, today
Vanna tilt
+0.61
δ-sensitivity to IV
Charm tilt
-0.73
δ-decay vs time
Vanna tilt +0.61: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.73: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 17 ATM contracts, 4k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Put vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Call vs ATM
IV(call wing) − IV(ATM), in vol points

The same measure on the upside: how the OTM call is priced against the at-the-money strike.

  • Negative (typical) — calls trade below ATM for most stocks and indices, so the sign alone says little.
  • Percentile vs own history: high = upside calls unusually rich for this name (squeezes, takeover talk, commodity supply scares); low = calls cheaper than usual.
Reading them together

Put or call vs ATM tells you how expensive that tail is. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d put —
— pts EXTREME
as of Nov 13 · No data
30 DTE / 10d put 53%
+6.4 pts EXTREME
as of Nov 13 · ATM 53.2% / Put 59.6%

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Loading the implied volatility surface…

Volatility Smile

Loading the implied volatility smile…

IV Rank (7 DTE)9.5LowNov 13
IV Rank (30 DTE)0.3LowNov 13

Embed ROOT IV rank

ROOT's 30-day IV rank (90 sessions) with its 52-week rank, at-the-money IV and a 90-session trend. Updates after each close. Paste the code into any web page or blog post. Email newsletters drop iframes, so link to the page there.

Theme
Preview
Straddle Price (30 DTE)$5.95Nov 13
Beta Analysis

Risk Metrics

Beta: 1.8500
Alpha: -65.15%
Correlation: 0.3937
R-Squared: 15.5%
Stock Volatility: 64.1%
Market Volatility: 13.6%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
Beta & Alpha Over Time
Notable investors who own ROOT
4 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Renaissance Technologies Hedge fund
Jim Simons
$13.7M
0.02%
#890 of 3138+2.7%13F
Citadel Hedge fund
Ken Griffin
$4.9M
0.00%
#2110 of 6285+350.4%13F
Millennium Management Hedge fund
Izzy Englander
$2.4M
0.00%
#2468 of 3716-70.6%13F
Point72 Hedge fund
Steve Cohen
$422K
0.00%
#1667 of 1945new13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

ROOT Institutional Ownership (13F)

Filings for 2026-06-30 · 52 already for 2026-09-30
Diluted shares outstanding: 17,075,000 (as of 2026-06-30)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

165 filers9,378,449 shares$517.11M value54.93% of float
# Filer Shares Value % of Total % of Float Period
1 Ribbit Management Company, LLC 1,232,607 $68.93M 13.33% 7.22% 2026-06-30
2 T. Rowe Price Investment Management, Inc. 1,220,908 $68.27M 13.20% 7.15% 2026-06-30
3 BlackRock, Inc. Custodian 1,149,263 $64.27M 12.43% 6.73% 2026-06-30
4 Vanguard Capital Management LLC 528,317 $29.54M 5.71% 3.09% 2026-06-30
5 FINDELL CAPITAL MANAGEMENT LLC 460,000 $25.72M 4.97% 2.69% 2026-06-30
6 State Street Corp 290,772 $16.26M 3.14% 1.70% 2026-06-30
7 Geode Capital Management, LLC Custodian 313,991 $14.48M 2.80% 1.84% 2026-09-30
8 Galileo (PTC) Ltd 252,669 $14.13M 2.73% 1.48% 2026-06-30
9 RENAISSANCE TECHNOLOGIES LLC 245,281 $13.72M 2.65% 1.44% 2026-06-30
10 BOOTHBAY FUND MANAGEMENT, LLC 203,234 $11.36M 2.20% 1.19% 2026-06-30
11 Quinn Opportunity Partners LLC 171,176 $9.57M 1.85% 1.00% 2026-06-30
12 Tairen Capital Ltd 160,798 $8.99M 1.74% 0.94% 2026-06-30
13 Dragoneer Investment Group, LLC 154,320 $8.63M 1.67% 0.90% 2026-06-30
14 Morgan Stanley Custodian 148,225 $8.29M 1.60% 0.87% 2026-06-30
15 Goldman Sachs Group Inc Custodian 144,306 $8.07M 1.56% 0.85% 2026-06-30
16 T. Rowe Price Associates, Inc. 125,904 $7.04M 1.36% 0.74% 2026-06-30
17 Northern Trust Corp Custodian 120,334 $6.73M 1.30% 0.70% 2026-06-30
18 Charles Schwab Investment Management, Inc. 109,270 $6.11M 1.18% 0.64% 2026-06-30
19 Vanguard Portfolio Management LLC 106,983 $5.98M 1.16% 0.63% 2026-06-30
20 Bank of America Corp Custodian 105,524 $5.90M 1.14% 0.62% 2026-06-30
21 Vanguard Fiduciary Trust Co 97,201 $5.44M 1.05% 0.57% 2026-06-30
22 Jane Street Group, LLC Custodian 89,493 $5.00M 0.97% 0.52% 2026-06-30
23 BNP Paribas Financial Markets Custodian 87,818 $4.91M 0.95% 0.51% 2026-06-30
24 Citadel Advisors LLC Custodian 87,598 $4.90M 0.95% 0.51% 2026-06-30
25 Dimensional Fund Advisors LP Custodian 102,509 $4.73M 0.91% 0.60% 2026-09-30
12 filers$22.75M notional
# Filer Notional Value % of Total Period
1 Citadel Advisors LLC Custodian $6.26M 27.51% 2026-06-30
2 Susquehanna International Group, LLP Custodian $5.82M 25.57% 2026-06-30
3 IMC-Chicago, LLC Custodian $4.56M 20.03% 2026-09-30
4 Jane Street Group, LLC Custodian $2.48M 10.92% 2026-06-30
5 JPMorgan Chase & Co Custodian $1.30M 5.71% 2026-06-30
6 GROUP ONE TRADING LLC Custodian $794.06K 3.49% 2026-06-30
7 Walleye Trading LLC $447.36K 1.97% 2026-06-30
8 D. E. Shaw & Co., Inc. Custodian $335.52K 1.48% 2026-06-30
9 Simplex Trading, LLC Custodian $272.05K 1.20% 2026-09-30
10 PEAK6 LLC $229.27K 1.01% 2026-06-30
11 TUDOR INVESTMENT CORP ET AL $212.50K 0.93% 2026-06-30
12 Walleye Capital LLC $44.74K 0.20% 2026-06-30
8 filers$26.04M notional
# Filer Notional Value % of Total Period
1 Susquehanna International Group, LLP Custodian $9.04M 34.70% 2026-06-30
2 Citadel Advisors LLC Custodian $8.03M 30.84% 2026-06-30
3 Walleye Trading LLC $3.86M 14.82% 2026-06-30
4 IMC-Chicago, LLC Custodian $2.41M 9.26% 2026-09-30
5 Jane Street Group, LLC Custodian $1.83M 7.04% 2026-06-30
6 Simplex Trading, LLC Custodian $700.87K 2.69% 2026-09-30
7 PEAK6 LLC $134.21K 0.52% 2026-06-30
8 GROUP ONE TRADING LLC Custodian $33.55K 0.13% 2026-06-30

ROOT Insider Trading (Form 4)

Latest: 2026-09-22
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-22 Ryan Forish Chief Accounting Officer Tax (F) −294 $49.78 -$14.6K EDGAR
2026-09-17 Ryan Forish Chief Accounting Officer Tax (F) −490 $53.60 -$26.3K EDGAR
2026-09-02 CARVANA GROUP, LLC 10%+ Owner Other (J) −5,646,098 RSU — EDGAR
2026-08-24 Megan Binkley Chief Financial Officer Gift (G) −1,523 — EDGAR
2026-08-24 Ryan Forish Chief Accounting Officer Tax (F) −88 $55.79 -$4.9K EDGAR
2026-06-23 Ryan Forish Chief Accounting Officer Tax (F) −294 $51.07 -$15.0K EDGAR
2026-06-16 Ryan Forish Chief Accounting Officer Tax (F) −490 $54.86 -$26.9K EDGAR
2026-06-04 Donna Dorsey Director Award (A) +2,864 — EDGAR
2026-06-04 Doug Ulman Director Award (A) +2,864 — EDGAR
2026-06-04 Julie Szudarek Director Award (A) +2,864 — EDGAR
2026-06-04 Lawrence A. Hilsheimer Director Award (A) +2,864 — EDGAR
2026-06-04 Jerri Devard Director Award (A) +2,864 — EDGAR
2026-06-04 Beth A Birnbaum Director Award (A) +2,864 — EDGAR
2026-06-04 Nancy J Kramer Director Award (A) +2,864 — EDGAR
2026-05-22 Ryan Forish Chief Accounting Officer Tax (F) −351 $57.85 -$20.3K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

ROOT Insider Holdings

15 insiders · @ $43.87
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Christopher Olsen Director 1,443,376 $63.32M $0 7 2025-05-23
2 Mahtiyar Bonakdarpour President and CTO 541,011 $23.73M -$2.03M 41 2026-04-03
3 Ribbit Capital IV, L.P. 10%+ Owner 504,822 $22.15M -$35.68M 3 2025-04-30
4 Alexander E. Timm Chief Executive Officer 275,304 $12.08M -$3.64M 28 2026-04-03
5 Megan Binkley Chief Financial Officer 112,317 $4.93M $0 29 2026-08-24
6 Jonathan Allison Chief Administrative Officer 68,356 $3.00M -$3.00M 50 2026-05-18
7 DRIVE CAPITAL OVERDRIVE FUND I (TE), L.P. 10%+ Owner 54,382 $2.39M $0 2 2025-05-23
8 Lawrence A. Hilsheimer Director 45,455 $1.99M $50.4K 17 2026-06-04
9 Doug Ulman Director 37,807 $1.66M -$1.50M 14 2026-06-04
10 Nancy J Kramer Director 30,797 $1.35M $0 7 2026-06-04
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

ROOT Board & Officers

As of SEC filings through Sep 22, 2026

Directors 8

Officers 5

10% owners 2

Changes in the last 10 years (71)
May 23, 2025Drive Capital Overdrive Ignition Fund I, L.P. reported in an SEC filing no longer being a 10% owner
May 23, 2025Drive Capital Overdrive Fund I, L.p. reported in an SEC filing no longer being a 10% owner
May 23, 2025Drive Capital Overdrive Fund I (te), L.p. reported in an SEC filing no longer being a 10% owner
May 23, 2025Drive Capital Overdrive Fund I (GP), LLC reported in an SEC filing no longer being a 10% owner
May 23, 2025Drive Capital I (GP) LLC reported in an SEC filing no longer being a 10% owner
May 23, 2025Christopher Olsen reported in an SEC filing no longer being a 10% owner
Apr 30, 2025Ribbit Capital IV, L.P. reported in an SEC filing no longer being a 10% owner
Apr 30, 2025Meyer Malka reported in an SEC filing no longer being a 10% owner
Apr 15, 2024Ryan Forish became Chief Accounting Officer
Apr 3, 2024Mahtiyar Bonakdarpour listed as President and CTO (previously Chief Technology Officer) in SEC filings
Oct 26, 2023Donna Dorsey became a director
Jul 6, 2023Megan Binkley listed as Chief Financial Officer (previously Interim Chief Financial Officer and Treasurer) in SEC filings
May 12, 2023Jonathan Allison became Chief Administrative Officer
Apr 5, 2023Megan Binkley listed as Interim Chief Financial Officer and Treasurer (previously Chief Accounting Officer) in SEC filings
Mar 1, 2023The company announced the departure of Robert H. Bateman as Chief Financial Officer in an SEC filing
Dec 21, 2022Bullfrog Capital, L.P. first on file as a 10% owner
Dec 21, 2022Bullfrog Capital GP, Ltd. first on file as a 10% owner
Jul 1, 2022Julie Szudarek became a director
May 9, 2022The company announced the departure of Elliot Geidt from the board in an SEC filing
May 4, 2022Daniel H Rosenthal listed as Ch. Rev. and Operating Officer (previously Ch.Rev.Ofc, COO, CFO) in SEC filings
Not reported recently (25)
  • Bullfrog Capital, L.P. · Last reported as a 10% owner in an SEC filing dated Nov 12, 2024
  • Daniel H Rosenthal · Last reported as a director in an SEC filing dated Feb 3, 2023
  • Scott Harlan Maw · Last reported as a director in an SEC filing dated Jan 3, 2023
  • Bullfrog Capital GP, Ltd. · Last reported as a 10% owner in an SEC filing dated Dec 21, 2022
  • CARVANA CO. · Last reported as a 10% owner in an SEC filing dated Sep 6, 2022
  • Hemal Shah · Last reported as Chief Product Officer in an SEC filing dated Feb 3, 2022
  • Mark Kvamme · Last reported as a 10% owner in an SEC filing dated Jan 4, 2022
  • DC I Investment LLC · Last reported as a 10% owner in an SEC filing dated Jan 4, 2022
  • Luis von Ahn · Last reported as a director in an SEC filing dated Jul 1, 2021
  • Anirban Kundu · Last reported as Chief Technology Officer in an SEC filing dated Jul 1, 2021
  • Redpoint Omega II, L.P. · Last reported as a 10% owner in an SEC filing dated Jun 16, 2021
  • Redpoint Omega II, LLC · Last reported as a 10% owner in an SEC filing dated Jun 16, 2021
  • Redpoint Omega Associates II, LLC · Last reported as a 10% owner in an SEC filing dated Jun 16, 2021
  • Daniel Manges · Last reported as Chief Technology Officer in an SEC filing dated Jun 2, 2021
  • Silver Lake Technology Associates VI, L.P. · Last reported as a 10% owner in an SEC filing dated Nov 6, 2020
  • Slp Omni Aggregator, L.p. · Last reported as a 10% owner in an SEC filing dated Nov 6, 2020
  • Slta Vi (gp), L.l.c. · Last reported as a 10% owner in an SEC filing dated Nov 6, 2020
  • Silver Lake Group, L.L.C. · Last reported as a 10% owner in an SEC filing dated Nov 6, 2020
  • SLP VI Aggregator GP, L.L.C. · Last reported as a 10% owner in an SEC filing dated Nov 6, 2020
  • Venture Overage Fund, L.P. · Last reported as a 10% owner in an SEC filing dated Nov 3, 2020
  • Svb Financial Group · Last reported as a 10% owner in an SEC filing dated Nov 3, 2020
  • Capital Partners III, L.P. · Last reported as a 10% owner in an SEC filing dated Nov 3, 2020
  • RT-E Ribbit Opportunity IV, LLC · Last reported as a 10% owner in an SEC filing dated Oct 27, 2020
  • Nick Shalek · Last reported as a director in an SEC filing dated Oct 27, 2020
  • Ribbit Founder Fund IV, L.P. · Last reported as a 10% owner in an SEC filing dated Oct 27, 2020
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

ROOT Proposed Insider Sales (Form 144)

Latest: 2026-11-12
Last 30d: 1 filing · $130K notice value  ·  Last 90d: 1 filing · $130K notice value · 1 unique filer · 100% under 10b5-1 plans

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Top 90-day filers: Allison Jonathan (1, $130K)
Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-11-12 Allison Jonathan Officer 2,962 $130.4K 2026-11-12 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-05-15 Allison Jonathan Officer 1,606 $89.9K 2026-05-15 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-05-12 Allison Jonathan Officer 1,706 $95.1K 2026-05-12 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-04-07 Allison Jonathan Officer 1,706 $75.7K 2026-04-07 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-04-02 Allison Jonathan Officer 4,112 $174.1K 2026-04-02 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-03-20 Allison Jonathan Officer 3,990 $178.7K 2026-03-20 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-03-17 Allison Jonathan Officer 3,990 $179.6K 2026-03-17 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-03-12 Allison Jonathan Officer 3,900 $170.1K 2026-03-12 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-03-10 Allison Jonathan Officer 3,900 $175.4K 2026-03-10 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-03-09 Ulman Doug Director 13,152 $593.3K 2026-03-09 Fidelity Brokerage Services LLC — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-11-04
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Filing Date Event Link
2026-11-04 Earnings results · Regulation FD disclosure EDGAR
2026-09-01 Material agreement · Unregistered share sale EDGAR
2026-08-05 Earnings results · Regulation FD disclosure EDGAR
2026-06-08 Bylaws or fiscal year change · Shareholder vote results EDGAR
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Filing Date Accession Link
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
Filing Date Accession Link
2026-11-04 0001788882-26-000082 EDGAR
2026-08-05 0001788882-26-000061 EDGAR
ETF Holders
49 ETFs hold ROOT
25 shown · $69.18M total exposure · 0.01% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $16.4M — 2026-09-30
2 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.02% $14.7M $76.8B 2026-11-12
3 VXF Vanguard Extended Market ETF Vanguard 0.01% $7.2M — 2026-09-30
4 IWO iShares Russell 2000 Growth ETF iShares (BlackRock) 0.04% $5.3M $13.9B 2026-11-12
5 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.01% $4.2M $32.8B 2026-11-12
6 SCHA Schwab U.S. Small-Cap ETF Nport 0.02% $3.7M — 2026-08-31
7 VTWO Vanguard Russell 2000 ETF Vanguard 0.02% $3.4M — 2026-09-30
8 FDM First Trust Dow Jones Select MicroCap Index Fund First Trust 0.97% $2.6M $267.2M 2026-11-12
9 DFAS Dimensional US Small Cap ETF Dimensional 0.01% $1.9M — 2026-11-12
10 SMLF iShares U.S. Small-Cap Equity Factor ETF iShares (BlackRock) 0.04% $1.9M $4.3B 2026-11-12
11 AVSC Avantis U.S. Small Cap Equity ETF Avantis 0.03% $906,457 $3.3B 2026-11-12
12 GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF Goldman 0.08% $886,954 $1.1B 2026-11-12
13 VFH Vanguard Financials ETF Vanguard 0.01% $854,557 — 2026-09-30
14 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.00% $827,574 $95.8B 2026-11-12
15 DFMC Dimensional US Micro Cap ETF Dimensional 0.01% $733,377 — 2026-11-12
16 DSMC Distillate Small/Mid Cash Flow ETF Nport 0.50% $650,517 — 2026-06-30
17 VTWG Vanguard Russell 2000 Growth ETF Vanguard 0.04% $641,021 — 2026-09-30
18 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.00% $589,659 — 2026-11-12
19 SCHB Schwab U.S. Broad Market ETF Nport 0.00% $466,116 — 2026-08-31
20 IAK iShares U.S. Insurance ETF iShares (BlackRock) 0.06% $332,853 $535.8M 2026-11-12
21 RSSL Global X Russell 2000 ETF Global X 0.02% $267,651 — 2026-11-13
22 DFAT Dimensional US Targeted Value ETF Dimensional 0.00% $229,188 — 2026-11-12
23 AVUS Avantis U.S. Equity ETF Avantis 0.00% $193,761 $14.8B 2026-11-12
24 EES WisdomTree U.S. SmallCap Fund Nport 0.03% $181,572 — 2026-06-30
25 ISCG iShares Morningstar Small-Cap Growth ETF iShares (BlackRock) 0.02% $164,354 $957.0M 2026-11-12
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
12.53
TTM Diluted EPS
$3.50
TTM Revenue
$1.57B
TTM Net Income
$58.00M
TTM Op. Cash Flow
$194.50M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q2 '262026-06-30$389.20M$24.10M$1.49$57.50M
Q1 '262026-03-31$393.50M$34.20M$2.09$9.30M
Q4 '252025-12-31$397.00M$5.10M$0.27$70.10M
Q3 '252025-09-30$387.80M$-5.40M$-0.35$57.60M
Q2 '252025-06-30$382.90M$20.90M$1.29$52.00M
Q1 '252025-03-31$349.40M$17.50M$1.07$26.80M
Q4 '242024-12-31$326.70M$20.90M$1.31$69.20M
Q3 '242024-09-30$305.70M$21.70M$1.35$49.40M
Q2 '242024-06-30$289.20M$-7.80M$-0.52$62.60M
Q1 '242024-03-31$254.90M$-6.20M$-0.42$14.50M
Q4 '232023-12-31$194.80M$-24.00M$-1.67$46.10M
Q3 '232023-09-30$115.30M$-45.80M$-3.16$14.60M
Q2 2026 • period ending 2026-06-30 • filed 2026-08-05
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
12.53
P/B
2.28
P/S
0.48
EV/EBITDA
4.38
EV/Sales
0.28
ROE
17.7%
ROA
3.5%
Div Yield
0.00%
FCF Yield
25.97%
Debt/Equity
0.60
Current Ratio
—
Market Cap
$749.08M
as of 2026-11-13

ROOT vs Peers

Related companies, largest first
Company Market cap P/E Revenue growth YTD IV rank
CB Chubb Limited $142.0B 13.3 +8.0% +21.2% 19
PGR Progressive Corporation $136.4B 11.8 +9.8% +11.2% 20
TRV The Travelers Companies, Inc. $82.6B 10.6 +1.1% +41.4% 21
ALL The Allstate Corporation $66.0B 5.3 +5.9% +31.3% 22
PD PagerDuty, Inc. $1.2B 8.0 +2.3% +28.7% 33
HRTG HERITAGE INSURANCE HOLDINGS INC $993M 4.8 +1.5% +23.5% 32
APOG Apogee Enterprises Inc $991M 15.0 +3.0% +26.3% 32
HIPO Hippo Holdings Inc. $984M 31.0 +16.5% +24.1% 19
ROOT Root, Inc. Class A Common Stock $663M 12.5 +14.9% −38.1% 0
Peer median $33.6B 11.2 +4.5% +25.2% 22

P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.

Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
2.08M
SI % of Float
18.80%
Days to Cover
12.05
Short Vol Ratio
42.6%
Free Float
11.04M
Float %
80.7%
Short interest 2026-10-15 • Short volume 2026-11-13 • Float 2026-09-02