SOUTHERN MICHIGAN BANK & TRUST — 13F Holdings & Portfolio

CIK 1173227 · latest 13F-HR filed 2026-04-27

SOUTHERN MICHIGAN BANK & TRUST manages $260.6M in 13F-reported U.S. long-equity assets across 424 reported positions as of its 2026-03-31 13F-HR filing. Its largest disclosed positions are SCHG (17.24%), BIV (12.85%), SCHV (11.72%).

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM

$260.6M

Long-equity book

Holdings

424

Distinct positions

Period

2026-03-31

Filed 2026-04-27

Q/Q Activity

no prior filing cached

Firm Profile & Key People
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All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 Schwab U.S. Large Cap Growth ETF SCHG 808524300 $44.9M 17.24% 1,542,593 SH
2 Vanguard Intermediate Term Bond ETF BIV 921937819 $33.5M 12.85% 433,773 SH
3 Schwab U.S. Large Cap Value ETF SCHV 808524409 $30.5M 11.72% 1,001,625 SH
4 iShares Intermediate Govt Credit Bond ETF GVI 464288612 $30.0M 11.52% 281,442 SH
5 Vanguard Mid Cap ETF VO 922908629 $18.4M 7.07% 64,157 SH
6 State Street SPDR Portfolio Short Term Corporate Bond ETF SPSB 78464A474 $10.1M 3.89% 337,503 SH
7 Apple Inc AAPL 037833100 $6.0M 2.29% 23,565 SH
8 NVIDIA Corp NVDA 67066G104 $6.0M 2.28% 34,117 SH
9 Armstrong Global Holding Inc. Series A 039000997 $4.8M 1.84% 47,852 SH
10 iShares Core S&P 500 ETF IVV 464287200 $4.1M 1.56% 6,221 SH
11 Alphabet Inc Class A GOOGL 02079K305 $3.9M 1.48% 13,428 SH
12 Amazon.com Inc AMZN 023135106 $2.7M 1.04% 12,979 SH
13 State Street SPDR S&P Dividend ETF SDY 78464A763 $2.5M 0.97% 17,282 SH
14 Abbvie Inc. ABBV 00287Y109 $2.1M 0.80% 9,537 SH
15 iShares Russell 1000 Growth ETF IWF 464287614 $2.0M 0.77% 4,687 SH
16 Microsoft Corp MSFT 594918104 $1.9M 0.74% 5,239 SH
17 Caterpillar Inc CAT 149123101 $1.6M 0.63% 2,320 SH
18 Costco Wholesale Corporation COST 22160K105 $1.6M 0.61% 1,599 SH
19 Alphabet Inc Class C GOOG 02079K107 $1.6M 0.61% 5,503 SH
20 Johnson & Johnson JNJ 478160104 $1.4M 0.55% 5,821 SH
21 Visa Inc V 92826C839 $1.4M 0.53% 4,540 SH
22 iShares Russell 1000 Value ETF IWD 464287598 $1.3M 0.51% 6,227 SH
23 Meta Platforms Inc META 30303M102 $1.2M 0.47% 2,129 SH
24 Broadcom Inc AVGO 11135F101 $1.2M 0.46% 3,863 SH
25 McDonalds Corp MCD 580135101 $1.1M 0.44% 3,691 SH
26 Stryker Corporation SYK 863667101 $1.1M 0.42% 3,321 SH
27 Vanguard Real Estate Index Fund ETF VNQ 922908553 $1.1M 0.40% 11,868 SH
28 Procter & Gamble Co PG 742718109 $1.0M 0.40% 7,168 SH
29 Norfolk Southern Corp NSC 655844108 $933.9K 0.36% 3,254 SH
30 Mastercard Inc MA 57636Q104 $929.4K 0.36% 1,860 SH
31 Southern Co SO 842587107 $927.8K 0.36% 9,613 SH
32 Home Depot Inc HD 437076102 $880.1K 0.34% 2,676 SH
33 Lilly Eli & Co LLY 532457108 $857.2K 0.33% 932 SH
34 Abbott Laboratories ABT 002824100 $850.7K 0.33% 8,286 SH
35 Vanguard Tax Exempt Bond ETF VTEB 922907746 $827.7K 0.32% 16,590 SH
36 General Dynamics Corp GD 369550108 $822.4K 0.32% 2,396 SH
37 Union Pacific Corp UNP 907818108 $782.0K 0.30% 3,223 SH
38 iShares Core S&P Mid Cap ETF IJH 464287507 $766.5K 0.29% 11,351 SH
39 Cisco Systems Inc CSCO 17275R102 $754.2K 0.29% 9,720 SH
40 Vanguard Growth ETF VUG 922908736 $706.7K 0.27% 1,618 SH
41 Walmart Inc WMT 931142103 $662.9K 0.25% 5,334 SH
42 Exxon Mobil Corp XOM 30231G102 $657.3K 0.25% 3,874 SH
43 Eaton Corp PLC ADR ETN G29183103 $648.1K 0.25% 1,812 SH
44 JP Morgan Chase & Co JPM 46625H100 $625.4K 0.24% 2,126 SH
45 Ciena Corp CIEN 171779309 $582.3K 0.22% 1,500 SH
46 Pepsico Inc PEP 713448108 $532.8K 0.20% 3,431 SH
47 Altria Group Inc MO 02209S103 $498.8K 0.19% 7,559 SH
48 Philip Morris International Inc PM 718172109 $490.4K 0.19% 2,966 SH
49 Lockheed Martin Corp LMT 539830109 $460.5K 0.18% 762 SH
50 Northup Grumman Corp NOC 666807102 $446.2K 0.17% 654 SH