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SOUTHERN MICHIGAN BANK & TRUST — 13F Holdings & Portfolio

CIK 1173227 · latest 13F-HR filed 2026-07-21

Backtest portfolio

SOUTHERN MICHIGAN BANK & TRUST manages $281.3M in 13F-reported U.S. long-equity assets across 422 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are SCHG (18.69%), SCHV (12.62%), BIV (11.83%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 22 new positions, exited 24, added to 199, and trimmed 105.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
51 WEST PEARL ST
COLDWATER, MI 49036
Phone
(517) 279-5500
Filing Manager
SOUTHERN MICHIGAN BANK & TRUST
COLDWATER, MI
Signatory
Melissa Natzke-Barlow
VP, Operations Supervisor
Loading holdings…
AUM

$281.3M

Long-equity book

Holdings

422

Distinct positions

Period

2026-06-30

Filed 2026-07-21

Q/Q Activity

+22 / −24 / ↑199 / ↓105

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • Schwab U.S. Large Cap Growth ETF$7.6M +17.0%
  • Schwab U.S. Large Cap Value ETF$4.9M +16.2%
  • Vanguard Mid Cap ETF$2.4M +12.9%
  • Caterpillar Inc$1.9M +113.9%
  • NVIDIA Corp$1.1M +18.6%
Show all 199 →

Top Trims

  • iShares Core S&P 500 ETF-$3.9M -95.7%
  • Vanguard Growth ETF-$604.0K -85.5%
  • Vanguard Real Estate Index Fund ETF-$505.4K -48.0%
  • Vanguard Tax Exempt Bond ETF-$315.5K -38.1%
  • Dow Inc-$199.9K -98.2%
Show all 105 →

New Positions

  • British American TobaccoPLC ADR$315.0K
  • Honeywell International Inc$211.0K
  • Honeywell Aerospace Inc$208.4K
  • Space Exploration Technologies Corp.$76.9K
  • Dimensional ETF Trust World Ex U.S. Core Equity 2$47.9K
Show all 22 →

Exited Positions

  • Honeywell International Inc$426.1K
  • Marathon Petroleum Corp$293.0K
  • Hologic Inc$90.7K
  • Vanguard Total Bond Market ETF$79.2K
  • iShares Barclays 7-10 year Treasury Bond Fund$67.5K
Show all 24 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 Schwab U.S. Large Cap Growth ETF SCHG 808524300 $52.6M 18.69% 1,553,292 SH
2 Schwab U.S. Large Cap Value ETF SCHV 808524409 $35.5M 12.62% 1,019,784 SH
3 Vanguard Intermediate Term Bond ETF BIV 921937819 $33.3M 11.83% 433,842 SH
4 iShares Intermediate Govt Credit Bond ETF GVI 464288612 $29.9M 10.63% 281,916 SH
5 Vanguard Mid Cap ETF VO 922908629 $20.8M 7.39% 258,108 SH
6 State Street SPDR Portfolio Short Term Corporate Bond ETF SPSB 78464A474 $10.2M 3.61% 338,691 SH
7 NVIDIA Corp NVDA 67066G104 $7.1M 2.51% 35,262 SH
8 Apple Inc AAPL 037833100 $6.8M 2.42% 23,496 SH
9 Armstrong Global Holding Inc. Series A — 039000997 $4.8M 1.70% 47,852 SH
10 Alphabet Inc Class A GOOGL 02079K305 $4.6M 1.63% 12,832 SH
11 Caterpillar Inc CAT 149123101 $3.5M 1.25% 3,302 SH
12 Amazon.com Inc AMZN 023135106 $3.1M 1.09% 12,854 SH
13 State Street SPDR S&P Dividend ETF SDY 78464A763 $2.6M 0.92% 16,921 SH
14 iShares Russell 1000 Growth ETF IWF 464287614 $2.5M 0.88% 19,836 SH
15 Abbvie Inc. ABBV 00287Y109 $2.4M 0.84% 9,445 SH
16 Microsoft Corp MSFT 594918104 $2.0M 0.71% 5,337 SH
17 Alphabet Inc Class C GOOG 02079K107 $1.9M 0.69% 5,483 SH
18 iShares Russell 1000 Value ETF IWD 464287598 $1.7M 0.59% 6,901 SH
19 Visa Inc V 92826C839 $1.5M 0.55% 4,485 SH
20 Broadcom Inc AVGO 11135F101 $1.5M 0.54% 4,036 SH
21 Johnson & Johnson JNJ 478160104 $1.5M 0.52% 5,794 SH
22 Costco Wholesale Corporation COST 22160K105 $1.4M 0.51% 1,521 SH
23 Meta Platforms Inc META 30303M102 $1.3M 0.45% 2,272 SH
24 Cisco Systems Inc CSCO 17275R102 $1.1M 0.40% 9,642 SH
25 Stryker Corporation SYK 863667101 $1.0M 0.37% 3,314 SH
26 Procter & Gamble Co PG 742718109 $1.0M 0.37% 7,053 SH
27 Norfolk Southern Corp NSC 655844108 $1.0M 0.36% 3,249 SH
28 Micron Technology Inc MU 595112103 $1.0M 0.36% 884 SH
29 Deere & Co DE 244199105 $1.0M 0.36% 1,602 SH
30 McDonalds Corp MCD 580135101 $961.2K 0.34% 3,556 SH
31 Mastercard Inc MA 57636Q104 $934.2K 0.33% 1,819 SH
32 Home Depot Inc HD 437076102 $917.3K 0.33% 2,601 SH
33 Southern Co SO 842587107 $915.8K 0.33% 9,568 SH
34 Union Pacific Corp UNP 907818108 $876.7K 0.31% 3,223 SH
35 iShares Core S&P Mid Cap ETF IJH 464287507 $875.3K 0.31% 11,351 SH
36 General Dynamics Corp GD 369550108 $845.2K 0.30% 2,386 SH
37 Applied Materials Inc AMAT 038222105 $828.6K 0.29% 1,146 SH
38 JP Morgan Chase & Co JPM 46625H100 $827.8K 0.29% 2,529 SH
39 Lilly Eli & Co LLY 532457108 $767.6K 0.27% 640 SH
40 Lam Research Corp LRCX 512807306 $758.8K 0.27% 1,751 SH
41 Ciena Corp CIEN 171779309 $735.8K 0.26% 1,500 SH
42 Abbott Laboratories ABT 002824100 $721.4K 0.26% 7,950 SH
43 Altria Group Inc MO 02209S103 $680.8K 0.24% 9,462 SH
44 Walmart Inc WMT 931142103 $604.1K 0.21% 5,334 SH
45 Merck & Co Inc MRK 58933Y105 $602.8K 0.21% 4,691 SH
46 Eaton Corp PLC ADR ETN G29183103 $552.7K 0.20% 1,297 SH
47 Vanguard Real Estate Index Fund ETF VNQ 922908553 $547.3K 0.19% 5,676 SH
48 Philip Morris International Inc PM 718172109 $520.8K 0.19% 2,879 SH
49 Vanguard Tax Exempt Bond ETF VTEB 922907746 $512.2K 0.18% 10,127 SH
50 Exxon Mobil Corp XOM 30231G102 $508.9K 0.18% 3,722 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-21 $281.3M 422 0001140361-26-029087
2026-03-31 2026-04-27 $260.6M 424 0001140361-26-017080