Zhang Financial LLC — 13F Holdings & Portfolio

CIK 1776290 · latest 13F-HR filed 2026-07-30

Zhang Financial LLC manages $3.42B in 13F-reported U.S. long-equity assets across 392 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VOO (6.88%), DFUS (6.37%), ITOT (5.98%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 34 new positions, exited 9, added to 227, and trimmed 61.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
5931 OAKLAND DR.
PORTAGE, MI 49024
Phone
(269) 385-5705
Filing Manager
Zhang Financial LLC
PORTAGE, MI
Signatory
Christopher T Reiff
Chief Compliance Officer
Loading holdings…
AUM

$3.42B

Long-equity book

Holdings

392

Distinct positions

Period

2026-06-30

Filed 2026-07-30

Q/Q Activity

+34 / −9 / ↑227 / ↓61

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • VANGUARD S&P$40.5M +20.8%
  • DIMENSIONAL US$38.3M +21.3%
  • ISHARES CORE$36.4M +21.6%
  • VANGUARD STAR FDS$31.5M +19.6%
  • VANGUARD INDEX FDS$22.8M +12.6%
Show all 227

Top Trims

  • ISHARES GOLD-$5.5M -13.6%
  • BERKSHIRE HATHAWAY-$3.5M -60.9%
  • DIMENSIONAL US-$2.8M -39.0%
  • BOOKING HOLDINGS-$1.9M -67.0%
  • ISHARES BITCOIN TR-$1.8M -13.8%
Show all 61

New Positions

  • DATADOG INC$2.1M
  • HONEYWELL INTL INC$1.3M
  • HONEYWELL AEROSPACE INC$1.3M
  • VANGUARD WELLINGTON FD$948.8K
  • SPACE EXPLORATION TECHN CORP$640.7K
Show all 34

Exited Positions

  • HONEYWELL INTL$3.0M
  • TERADYNE INC$861.2K
  • SELECT SECTOR$378.6K
  • DUPONT DE$223.8K
  • U S BANCORP DE$218.2K
Show all 9
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD S&P VOO 922908363 $235.6M 6.88% 342,986 SH
2 DIMENSIONAL US DFUS 25434V401 $218.0M 6.37% 2,660,097 SH
3 ISHARES CORE ITOT 464287150 $204.8M 5.98% 1,246,429 SH
4 VANGUARD INDEX FDS VTI 922908769 $203.6M 5.94% 550,162 SH
5 VANGUARD STAR FDS VXUS 921909768 $192.0M 5.61% 2,246,322 SH
6 VANGUARD INTERMEDIATE BIV 921937819 $146.9M 4.29% 1,914,897 SH
7 DIMENSIONAL US DFAC 25434V708 $143.7M 4.20% 3,238,499 SH
8 VANGUARD INTL EQUITY INDEX F VT 922042742 $116.1M 3.39% 739,897 SH
9 ISHARES CORE AGG 464287226 $108.3M 3.16% 1,094,000 SH
10 DIMENSIONAL ETF TRUST DFAI 25434V203 $87.1M 2.54% 2,110,994 SH
11 VANGUARD TOTAL BND 921937835 $70.7M 2.06% 962,703 SH
12 APPLE INC AAPL 037833100 $66.3M 1.94% 229,050 SH
13 VANGUARD MALVERN FDS VCRB 922020748 $56.2M 1.64% 727,196 SH
14 VANGUARD SMALL VBR 922908611 $54.9M 1.60% 226,097 SH
15 VANGUARD HIGH VYM 921946406 $54.3M 1.59% 343,695 SH
16 AVANTIS INTL AVDE 025072703 $42.4M 1.24% 475,617 SH
17 BNY MELLON BKLC 09661T107 $41.7M 1.22% 290,869 SH
18 DIMENSIONAL US DFAU 25434V104 $35.6M 1.04% 688,300 SH
19 ISHARES GOLD IAU 464285204 $35.3M 1.03% 467,941 SH
20 VANGUARD GROWTH VUG 922908736 $33.9M 0.99% 393,248 SH
21 AVANTIS U S AVUS 025072885 $33.2M 0.97% 259,250 SH
22 STRYKER CORP SYK 863667101 $32.6M 0.95% 103,679 SH
23 NVIDIA CORP NVDA 67066G104 $32.6M 0.95% 162,963 SH
24 VANGUARD TAX-MANAGED INTL FD VEA 921943858 $32.6M 0.95% 457,396 SH
25 VANGUARD SHORT VCSH 92206C409 $31.3M 0.91% 396,363 SH
26 MICRON TECHNOLOGY INC MU 595112103 $30.8M 0.90% 26,652 SH
27 VANGUARD MID VO 922908629 $30.3M 0.88% 376,125 SH
28 DIMENSIONAL US DFSV 25434V815 $29.1M 0.85% 750,732 SH
29 MICROSOFT CORP MSFT 594918104 $28.4M 0.83% 76,072 SH
30 VANGUARD S&P VOOV 921932703 $27.2M 0.79% 124,151 SH
31 AVANTIS U S AVUV 025072877 $24.5M 0.72% 196,622 SH
32 VANGUARD MEGA MGK 921910816 $23.7M 0.69% 269,582 SH
33 VANGUARD RUSSELL VONE 92206C730 $23.6M 0.69% 69,623 SH
34 SPDR PORTFOLIO SPTM 78464A805 $23.4M 0.68% 257,479 SH
35 ALPHABET INC GOOGL 02079K305 $22.6M 0.66% 63,201 SH
36 VANGUARD RUSSELL VONV 92206C714 $22.2M 0.65% 208,518 SH
37 AMAZON COM AMZN 023135106 $21.7M 0.63% 90,935 SH
38 ISHARES RUSSELL IWN 464287630 $21.7M 0.63% 97,906 SH
39 VANGUARD RUSSELL VONG 92206C680 $20.9M 0.61% 163,754 SH
40 SPDR S&P 500 ETF TR SPY 78462F103 $19.3M 0.56% 25,876 SH
41 ISHARES CORE IVV 464287200 $19.2M 0.56% 25,602 SH
42 SCHWAB STRATEGIC TR SCHB 808524102 $19.1M 0.56% 660,423 SH
43 ISHARES NATIONAL MUB 464288414 $16.6M 0.48% 154,233 SH
44 SCHWAB INTL SCHF 808524805 $15.9M 0.46% 572,438 SH
45 VANGUARD INTL EQUITY INDEX F VWO 922042858 $15.1M 0.44% 252,161 SH
46 VANGUARD VALUE VTV 922908744 $14.5M 0.42% 66,394 SH
47 BERKSHIRE HATHAWAY BRK.B 084670702 $13.0M 0.38% 25,978 SH
48 KLA CORP KLAC 482480100 $12.9M 0.38% 42,890 SH
49 BROADCOM INC AVGO 11135F101 $12.9M 0.38% 34,033 SH
50 FACEBOOK INC META 30303M102 $12.4M 0.36% 22,042 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-30 $3.42B 392 0001776290-26-000005
2026-03-31 2026-05-06 $2.89B 367 0001776290-26-000004
2025-12-31 2026-02-10 $2.68B 339 0001776290-26-000002