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Commonwealth Retirement Investments LLC — 13F Holdings & Portfolio

CIK 1963787 · latest 13F-HR filed 2026-08-03

Backtest portfolio

Commonwealth Retirement Investments LLC manages $368.4M in 13F-reported U.S. long-equity assets across 417 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are AVGO (7.46%), ABBV (3.83%), JNJ (3.58%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 299 new positions and exited 2; 62 existing positions rose in reported value and 36 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$368.4M

Long-equity book

Holdings
417

Distinct positions

Period
2026-06-30

Filed 2026-08-03

Q/Q Activity
+299 / −2 / ↑62 / ↓36

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
AVGO7.5% · +16%ABBV3.8% · +4%JNJ3.6% · +27%MSFT3.5% · +20%MRK2.9% · -11%IVV2.7% · +7%PG2.7% · +353%HD2.6% · +9%CVX2.6% · +16%BND2.3% · +5%LRCX2.3% · -39%PEP2.1% · -4%JPM2.1% · -38%LMT2.0% · -8%MS2.0% · newMO1.9% · -19%UNH1.8% · +52%CSCO1.8% · -0%V1.7% · -12%PULS1.5% · -24%AMAT1.5% · -57%IVW1.4% · +7%IVE1.4% · +6%DYNF1.4% · +10%IEMG1.3% · +8%HPQ1.2% · +262%XOM1.2% · -58%MA1.2% · +6%ALL1.1% · +6%MET1.1% · +65%EFV1.0% · +9%CMCSA1.0% · newAAPL1.0% · 0%NVDA0.9% · +548%RF0.9% · +85%AFL0.9% · +107%KLAC0.8% · +898%COP0.8% · +72%MRSH0.8% · newBAI0.8% · +4%INTU0.7% · newAMGN0.7% · -38%TROW0.7% · -34%MTUM0.7% · +4%EFG0.7% · +10%THRO0.6% · +7%QUAL0.6% · +7%BBY0.6% · +7%TJX0.6% · -40%PUSH0.6% · +98%PRU0.6% · +8%COST0.6% · -1%TSCO0.5% · +2%ADP0.5% · +2%PAYX0.5% · +34%DRI0.5% · +8%TRV0.5% · +5%PFG0.5% · -8%EOG0.4% · +4%BLCR0.4% · +7%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 34.2%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Mar 20, 2026.

Assets Under Management
$377.0M
Discretionary
$377.0M
Employees
12
Accounts
1,001
Address
9030 STONY POINT PARKWAY
SUITE 470
RICHMOND, VA 23235
Phone
(804) 282-1238
Website
Name Title / Status Ownership Type
COMMONWEALTH RETIREMENT ADVISORS, LLC ControlOWNER
since Jan 2017
75% or moreDomestic Entity
DRAKE, RYAN, PATRICK ControlPRESIDENT & MANAGING MEMBER
since Jan 2017
Less than 5%Individual
LEE, CHRISTOPHER, SOMBATCHAROEN ControlDIRECTOR
since Jan 2019
Less than 5%Individual
MONDAY, DAVID, LEE ControlCHAIRMAN EMERITUS
since Jan 2017
Less than 5%Individual
PELOS, CONSTANTINE, ANDREW ControlCHIEF COMPLIANCE OFFICER
since Oct 2021
Less than 5%Individual
DRAKE, RYAN, PATRICK Control
Indirect owner via COMMONWEALTH RETIREMENT ADVISORS
MANAGING MEMBER
since Jan 2017
75% or moreIndividual
LEE, CHRISTOPHER, SOMBATCHAROEN
Indirect owner via COMMONWEALTH RETIREMENT ADVISORS, LLC
MEMBER OF BOARD OF MANAGERS
since Jan 2019
General partner, trustee or managerIndividual
Ownership & leadership changes · 8 filings with changes since Dec 1, 2016

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 20, 2026 filing
  • ChangedLEE, CHRISTOPHER, SOMBATCHAROEN · ownership 10–25% → Less than 5%
  • ChangedMONDAY, DAVID, LEE · title CHAIRMAN → CHAIRMAN EMERITUS
Mar 9, 2022 filing
  • AddedLEE, CHRISTOPHER, SOMBATCHAROEN · DIRECTOR · 10–25% · control person
Oct 29, 2021 filing
  • No longer listedCORDLE, POLLY, WHITE · CHIEF COMPLIANCE OFFICER · Less than 5% · control person · listed since Feb 2018
  • AddedPELOS, CONSTANTINE, ANDREW · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
May 28, 2019 filing
  • AddedLEE, CHRISTOPHER, SOMBATCHAROEN · MEMBER OF BOARD OF MANAGERS · General partner, trustee or manager · indirect via COMMONWEALTH RETIREMENT ADVISORS, LLC
Mar 30, 2019 filing
  • No longer listedCOMMONWEALTH RETIREMENT ADVISORS · OWNER · 75% or more · control person · listed since Jan 2017
  • AddedCOMMONWEALTH RETIREMENT ADVISORS, LLC · OWNER · 75% or more · control person
  • ChangedMONDAY, DAVID, LEE · title PRESIDENT → CHAIRMAN
Mar 30, 2018 filing
  • AddedCORDLE, POLLY, WHITE · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • ChangedMONDAY, DAVID, LEE · title CHIEF COMPLIANCE OFFICER → PRESIDENT
Jan 31, 2017 filing
  • AddedDRAKE, RYAN, PATRICK · PRESIDENT · Less than 5% · control person
  • ChangedCOMMONWEALTH RETIREMENT ADVISORS · title MANAGING MEMBER → OWNER
  • ChangedDRAKE, RYAN, PATRICK · title PRESIDENT → PRESIDENT & MANAGING MEMBER
Jan 19, 2017 filing
  • No longer listedZGRAJEWICZ, EMILIE, SWAYZE · MANAGING MEMBER/CCO · 75% or more · control person · listed since Dec 2016
  • AddedCOMMONWEALTH RETIREMENT ADVISORS · MANAGING MEMBER · 75% or more · control person
  • AddedDRAKE, RYAN, PATRICK · MANAGING MEMBER · 75% or more · indirect via COMMONWEALTH RETIREMENT ADVISORS · control person
  • AddedMONDAY, DAVID, LEE · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
Dec 1, 2016 filing (earliest on record)
  • ListedZGRAJEWICZ, EMILIE, SWAYZE · MANAGING MEMBER/CCO · 75% or more · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Commonwealth Retirement Investments LLC Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 BROADCOM INC COM AVGO 11135F101 $27.5M 7.46% 72,778 SH
2 ABBVIE INC COM ABBV 00287Y109 $14.1M 3.83% 56,009 SH
3 JOHNSON & JOHNSON COM JNJ 478160104 $13.2M 3.58% 51,914 SH
4 MICROSOFT CORP COM MSFT 594918104 $12.9M 3.51% 34,705 SH
5 MERCK & CO INC COM MRK 58933Y105 $10.7M 2.91% 83,307 SH
6 ISHARES CORE S&P 500 ETF IVV 464287200 $9.9M 2.69% 13,227 SH
7 PROCTER & GAMBLE CO COM PG 742718109 $9.8M 2.66% 66,714 SH
8 HOME DEPOT INC COM HD 437076102 $9.6M 2.62% 27,329 SH
9 CHEVRON CORPORATION COM CVX 166764100 $9.6M 2.60% 57,873 SH
10 VANGUARD TOTAL BOND MARKET ETF BND 921937835 $8.6M 2.33% 116,970 SH
11 LAM RESEARCH CORP COM NEW LRCX 512807306 $8.4M 2.28% 19,357 SH
12 PEPSICO INC COM PEP 713448108 $7.7M 2.08% 56,569 SH
13 JPMORGAN CHASE & CO COM JPM 46625H100 $7.6M 2.06% 23,201 SH
14 LOCKHEED MARTIN CORP COM LMT 539830109 $7.5M 2.04% 14,755 SH
15 MORGAN STANLEY COM NEW MS 617446448 $7.4M 2.00% 35,181 SH
16 ALTRIA GROUP INC COM MO 02209S103 $7.0M 1.89% 96,961 SH
17 UNITEDHEALTH GROUP INC COM UNH 91324P102 $6.6M 1.80% 15,970 SH
18 CISCO SYS INC COM CSCO 17275R102 $6.5M 1.77% 55,605 SH
19 VISA INC COM CL A V 92826C839 $6.1M 1.65% 17,747 SH
20 PGIM ULTRA SHORT BOND ETF PULS 69344A107 $5.6M 1.52% 113,351 SH
21 APPLIED MATLS INC COM AMAT 038222105 $5.4M 1.46% 7,423 SH
22 ISHARES S&P 500 GROWTH ETF IVW 464287309 $5.2M 1.41% 37,688 SH
23 ISHARES S&P 500 VALUE ETF IVE 464287408 $5.1M 1.39% 22,609 SH
24 BLACKROCK U.S. EQUITY FACTOR ROTATION ETF DYNF 09290C103 $5.0M 1.36% 73,637 SH
25 ISHARES CORE MSCI EMERGING MARKETS ETF IEMG 46434G103 $4.7M 1.27% 56,585 SH
26 HP INC COM HPQ 40434L105 $4.5M 1.22% 204,084 SH
27 EXXONMOBIL HOLDINGS CORP COM SHS XOM 30233Q108 $4.5M 1.22% 32,750 SH
28 MASTERCARD INCORPORATED CL A MA 57636Q104 $4.3M 1.17% 8,379 SH
29 ALLSTATE CORP COM ALL 020002101 $4.0M 1.08% 16,679 SH
30 METLIFE INC COM MET 59156R108 $3.9M 1.06% 46,359 SH
31 ISHARES MSCI EAFE VALUE ETF EFV 464288877 $3.6M 0.97% 46,489 SH
32 COMCAST CORP NEW CL A CMCSA 20030N101 $3.6M 0.97% 144,895 SH
33 APPLE INC COM AAPL 037833100 $3.5M 0.95% 12,119 SH
34 NVIDIA CORPORATION COM NVDA 67066G104 $3.4M 0.91% 16,830 SH
35 REGIONS FINANCIAL CORP NEW COM RF 7591EP100 $3.4M 0.91% 111,131 SH
36 AFLAC INC COM AFL 001055102 $3.2M 0.87% 27,381 SH
37 KLA CORP COM NEW KLAC 482480100 $3.0M 0.82% 9,955 SH
38 CONOCOPHILLIPS COM COP 20825C104 $3.0M 0.81% 28,687 SH
39 MARSH & MCLENNAN COS INC COM MRSH 571748102 $3.0M 0.80% 17,770 SH
40 ISHARES A.I. INNOVATION AND TECH ACTIVE ETF BAI 09290C780 $2.9M 0.79% 55,411 SH
41 INTUIT COM INTU 461202103 $2.7M 0.75% 10,533 SH
42 AMGEN INC COM AMGN 031162100 $2.6M 0.71% 7,243 SH
43 PRICE T ROWE GROUP INC COM TROW 74144T108 $2.6M 0.71% 22,878 SH
44 ISHARES MSCI USA MOMENTUM FACTOR ETF MTUM 46432F396 $2.5M 0.68% 7,306 SH
45 ISHARES MSCI EAFE GROWTH ETF EFG 464288885 $2.5M 0.67% 19,734 SH
46 ISHARES U.S. THEMATIC ROTATION ACTIVE ETF THRO 09290C806 $2.4M 0.64% 54,861 SH
47 ISHARES MSCI USA QUALITY FACTOR ETF QUAL 46432F339 $2.3M 0.63% 10,637 SH
48 BEST BUY INC COM BBY 086516101 $2.3M 0.62% 30,208 SH
49 TJX COS INC NEW COM TJX 872540109 $2.1M 0.56% 13,736 SH
50 PGIM ULTRA SHORT MUNICIPAL BOND ETF PUSH 69344A768 $2.0M 0.55% 40,429 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-03 $368.4M 417 0001963787-26-000004
2026-03-31 2026-05-11 $323.2M 122 0001963787-26-000003
2025-12-31 2026-02-11 $310.6M 435 0001963787-26-000001
2025-09-30 2025-11-04 $294.2M 120 0001963787-25-000007
Filer Information
Address
9030 STONY POINT PARKWAY
SUITE 580
RICHMOND, VA 23235
Phone
(804) 282-1238
Filing Manager
Commonwealth Retirement Investments LLC
RICHMOND, VA
Signatory
Dean Pelos
Chief Compliance Officer