AIZN Assurant, Inc. 5.25% Subordinated Notes due 2061

XNYS
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

AIZN — —
Key stats
About
Industry (SIC)
INSURANCE CARRIERS, NEC (6399) · industry map
Exchange
XNYS
List Date
2020-11-25
CIK
0001267238
Headquarters
Atlanta, GA
Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan-2.22%-5.12%12.19%2.89%1.71%4.94%2.40%
Feb-4.92%-5.14%-5.68%3.04%-1.66%-1.41%-2.63%
Mar2.14%-5.49%-10.36%6.89%-5.14%-3.12%-2.51%
Apr2.02%-6.02%9.36%-9.23%1.40%0.46%-0.34%
May0.61%5.22%-7.89%0.91%-0.03%-1.37%-0.42%
Jun2.00%-0.13%-3.31%-1.60%8.99%-1.91%0.67%
Jul0.96%4.90%0.10%2.72%-5.51%1.39%0.76%
Aug-1.09%-9.26%5.33%3.05%3.08%-4.11%-0.50%
Sep-0.88%0.05%-1.42%2.23%-1.76%-2.46%-0.71%
Oct0.26%-12.21%-2.50%1.17%0.45%-1.38%*-2.37%
Nov-2.52%15.14%5.39%-1.08%-2.03%--2.98%
Dec2.82%-8.14%-0.55%-7.89%-1.22%---3.00%
Total-1.11%-25.72%-1.87%1.89%-2.49%-8.89%-6.37%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $17.37
SMA 50: $17.89
SMA 200: $19.33
Current: $17.13
EMA 12: $17.27
EMA 26: $17.50
MACD: -0.2234 | Signal: 0.0126
BEARISH
ADX (14): 29.11
TREND
+DI: 8.57
−DI: 16.68

Momentum Oscillators

RSI (14): 40.01
NEUTRAL
Stoch %K: 29.62
Stoch %D: 33.09
Williams %R: -61.55

Volume & Volatility

BB Upper: $17.87
BB Lower: $16.87
NEUTRAL
OBV: -859,975
Vol SMA 20: 23,814
Vol ROC: -12.88%
ATR: $0.49
True Range: $0.58
HV 20: 20.9%
HV 30: 19.3%
HV 60: 14.6%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-28T00:00:00 – 2026-10-26T00:00:00
AI Analysis

LAI Stock Analysis Report

Executive Summary

Overall Assessment: NEUTRAL (Confidence Level: 6/10)

Key Drivers:

  • Consolidation phase, with price hovering around key support/resistance levels
  • Low volatility, indicating reduced risk appetite and market uncertainty

Primary Risks:

  • Lack of clear technical momentum signals, increasing the likelihood of whipsawing or indecision
  • Over-reliance on SMA 20 as a leading indicator, potentially masking underlying trends

Investment Thesis: AIZN is in a consolidation phase, with no clear technical momentum signals indicating a potential breakout or breakdown. The low volatility suggests reduced market uncertainty, but also increases the risk of whipsawing.

Recent News Sentiment Impact: No recent news available; absence of significant market-moving events.

Technical Analysis

Trend Direction:

  • Short-term (1-4 weeks): NEUTRAL
  • Medium-term (1-3 months): BEARISH
  • Long-term (3-12 months): BULLISH

Support/Resistance Levels:

  • Key support: $19.70 (lower Bollinger Band)
  • Key resistance: $20.73 (upper Bollinger Band)

Momentum Signals:

  • RSI (14): 45.56 (neutral), indicating no clear overbought or oversold conditions

  • MACD: -0.11 / Signal: -0.01 / Histogram: -0.09 (bearish), suggesting bearish momentum

  • Bollinger Bands position: neutral, with price hovering around the middle band

Volume Analysis:

  • Volume SMA 20: 12906.85
  • On-Balance Volume (OBV): -852868.00
  • Volume Rate of Change: 10.07%, indicating a slight increase in trading activity

News & Sentiment Analysis

Recent Headlines Summary: No recent news available

Sentiment Assessment: NEUTRAL, reflecting the lack of market-moving events

Catalyst Identification: None, with no significant news or events on the horizon

Market Narrative: The absence of significant news and low volatility creates a neutral market narrative, allowing for consolidation and indecision.

Risk & Volatility Assessment

Beta Interpretation: Low risk relative to market (beta: 0.24)

Volatility Regime: Current vs historical volatility levels: LOW

Options Market Signals: No options data available; absence of significant trading activity in the options market

Downside Protection: Support levels and risk management considerations:

  • Critical price level: $19.70 (lower Bollinger Band)
  • Breakout/breakdown levels: $20.73 (upper Bollinger Band) and $19.00 (lower Bollinger Band)

Market Context & Positioning

Sector Performance: AIZN's sector is performing relatively well, with a slight uptrend.

Institutional Activity: No significant institutional activity observed; absence of block trades or large orders.

Correlation Analysis: How stock moves relative to market (R-squared interpretation): 0.30, indicating low correlation and reduced risk.

Relative Valuation: Position within trading range: NEUTRAL, with no clear overbought or oversold conditions.

Key Levels & Action Items

Critical Price Levels:

  • Support: $19.70
  • Resistance: $20.73

Breakout/Breakdown Levels:

  • Up: $20.73
  • Down: $19.00

Time-Sensitive Catalysts: None, with no significant news or events on the horizon

Risk Management: Stop-loss levels and position sizing considerations:

  • Short-term stop-loss: $19.50
  • Medium-term stop-loss: $19.20
  • Long-term stop-loss: $18.80
Generated
News
All AIZN news →
Showing 1–10 of 33
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AIZN Options Activity & IV Rank

Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis

Risk Metrics

Beta: 0.3143
Alpha: -21.75%
Correlation: 0.3019
R-Squared: 9.1%
Stock Volatility: 13.3%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time

AIZN Institutional Ownership (13F)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

# Filer Shares Value % of Total % of Float Period
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period

AIZN Insider Trading (Form 4)

Latest: 2026-05-27
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-05-27 Dimitry DiRienzo SVP, CAO, Controller Sell (S) −2,000 $255.68 -$511.4K EDGAR
2026-05-26 Kevin M Warren Director Award (A) +668 — EDGAR
2026-05-26 Elaine Rosen Director Award (A) +668 — EDGAR
2026-05-26 Paul J Reilly Director Award (A) +668 — EDGAR
2026-05-26 Ognjen Redzic Director Award (A) +668 — EDGAR
2026-05-26 Sari Beth Granat Director Award (A) +668 — EDGAR
2026-05-26 Harriet Edelman Director Award (A) +668 — EDGAR
2026-05-26 J Braxton Carter II Director Award (A) +668 — EDGAR
2026-05-26 Lynn S. Blake Director Award (A) +668 — EDGAR
2026-05-26 Rajiv Basu Director Award (A) +668 — EDGAR
2026-05-18 Keith Meier EVP, Chief Financial Officer Sell (S) −25,000 $254.31 -$6.36M EDGAR
2026-05-15 Jay Rosenblum EVP, Chief Legal Officer Sell (S) −2,000 $251.77 -$503.5K EDGAR
2026-04-03 Subhashish Sengupta EVP, Chief People Officer Tax (F) −149 $216.33 -$32.2K EDGAR
2026-04-03 Nair Biju EVP, Pres, Global Conn Living Tax (F) −1,108 $216.33 -$239.7K EDGAR
2026-04-03 Ryan Lumsden EVP, Pres, Global Housing Tax (F) −557 $216.33 -$120.5K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

AIZN Insider Holdings

21 insiders · @ $17.13
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Keith Demmings President and CEO 136,635 $2.34M -$3.97M 16 2026-03-18
2 Robert Lonergan EVP, CSTO 34,373 $588.8K -$2.50M 13 2026-03-18
3 Nair Biju EVP, Pres, Global Conn Living 28,142 $482.1K -$1.23M 11 2026-04-03
4 Elaine Rosen Director 27,686 $474.3K $0 6 2026-05-26
5 Michael P. Campbell EVP, COO 25,350 $434.3K -$1.89M 8 2026-03-18
6 Paul J Reilly Director 22,155 $379.5K $0 6 2026-05-26
7 Keith Meier EVP, Chief Financial Officer 19,404 $332.4K -$6.36M 10 2026-05-18
8 Ryan Lumsden EVP, Pres, Global Housing 17,298 $296.3K $0 2 2026-04-03
9 Francesca Luthi EVP, Chief Operating Officer 13,000 $222.7K -$3.68M 14 2025-03-18
10 Jay Rosenblum EVP, Chief Legal Officer 12,764 $218.6K -$2.15M 16 2026-05-15
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
2 ETFs hold AIZN
2 shown · $14.94M total exposure · 0.23% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 FPE First Trust Preferred Securities and Income ETF First Trust 0.23% $13.4M $5.7B 2026-10-23
2 PSK State Street® SPDR® ICE Preferred Securities ETF SPDR (State Street) 0.25% $1.6M $620.8M 2026-10-23
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.