FNCL vs XLF
Fidelity MSCI Financials Index ETF against State Street Financial Select Sector SPDR ETF: cost, size, returns, what they hold and how much of it is the same.
Overlap by weight
83%
70 shared positions
Fee gap
0 bp
same fee
1-year return gap
0.1 pts
XLF is ahead
Larger fund
XLF
$50.4B
Side by side
| FNCL | XLF | |
|---|---|---|
| Fund | Fidelity MSCI Financials Index ETF | State Street Financial Select Sector SPDR ETF |
| Issuer | Fidelity | State Street SPDR |
| Category | Financials | Financials |
| Expense ratio | 0.08% | 0.08% |
| Assets | $2.3B | $50.4B |
| Average daily dollar volume | $12M | $2.0B |
| Listed | Oct 21, 2013 | Dec 16, 1998 |
| FrenzyCap score | 80 | 88 |
| 1-month return | −4.2% | −3.8% |
| 3-month return | −2.9% | −2.4% |
| Year to date | −0.3% | −0.1% |
| 1-year return | +2.1% | +2.3% |
| 30-day volatility | 13.1% | 12.9% |
| Worst drawdown, 1 year | −15.3% | −15.2% |
| Trailing 12-month yield | 1.67% | 1.51% |
| Holdings | 386 | 79 |
| Top 10 weight | 47.6% | 57.4% |
| Look-through P/E | 15.2 | 15.4 |
| Holdings vs fair value | +4.6% | +2.5% |
| Holdings above 200-day average | 57% | 63% |
| Net flow, latest 3 reported months | −$33M thru Jul 2026 | −$491M thru Jun 2026 |
| 30-day implied volatility | 17.5% | 17.3% |
| Holdings as of | as of Apr 30, 2026SEC filing | as of Oct 8, 2026issuer data |
Returns are price returns and exclude distributions. Flows are each fund's own latest reported months and may not cover the same period.
Largest shared holdings
83% of FNCL · 96% of XLF| Holding | FNCL | XLF |
|---|---|---|
| JPM | 10.10% | 11.52% |
| BRK.B | 7.72% | 12.45% |
| V | 6.59% | 8.36% |
| MA | 5.04% | 6.07% |
| BAC | 4.34% | 4.56% |
| GS | 3.28% | 3.36% |
| WFC | 3.06% | 3.25% |
| C | 2.71% | 2.81% |
| MS | 2.68% | 2.93% |
| AXP | 2.11% | 2.12% |
| BLK | 1.86% | 2.01% |
| SCHW | 1.83% | 2.06% |
| SPGI | 1.58% | 1.59% |
| COF | 1.44% | 1.60% |
| PGR | 1.40% | 1.66% |
| CME | 1.23% | 1.30% |
| BX | 1.10% | 1.11% |
| BNY | 1.09% | 1.27% |
| ICE | 1.07% | 1.14% |
| USB | 1.04% | 1.16% |
| PNC | 1.03% | 1.15% |
| MRSH | 0.97% | 1.10% |
| MCO | 0.88% | 0.89% |
| TRV | 0.81% | 1.01% |
| KKR | 0.77% | 0.81% |
Sector mix of the stock holdings
| Sector | FNCL | XLF | Gap |
|---|---|---|---|
| Financials | 77.4% | 79.8% | −2.5% |
| Industrials | 16.6% | 19.2% | −2.7% |
| Technology | 0.9% | 0.8% | +0.1% |
| Real Estate | 0.7% | 0.0% | +0.7% |
| Consumer Discretionary | 0.1% | 0.0% | +0.1% |
| Health Care | 0.1% | 0.0% | +0.1% |
| Materials | 0.0% | 0.0% | +0.0% |
More: full overlap table · FNCL holdings · XLF holdings
Fund data comes from each fund's SEC filings and issuer disclosures and is shown with the date it is as of. SEC portfolio and flow filings become public about 60 days after the period they cover. Nothing here is investment advice; see Terms.