Waterford Advisors, LLC — 13F Holdings & Portfolio
CIK 1960657 · latest 13F-HR filed 2026-05-15
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
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AUM
$315.3M
Long-equity book
Holdings
57
Distinct positions
Period
2026-03-31
Filed 2026-05-15
Q/Q Activity
+10 / −1 / ↑10 / ↓21
vs 2025-12-31
Firm Profile & Key People
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- DIMENSIONAL ETF TRUST$1.7M +6.9%
- DIMENSIONAL ETF TRUST$547.3K +5.4%
- STATE STR SPDR S&P 500 ETF T$161.0K +17.7%
- CHEVRON CORPORATION$90.9K +43.3%
- EXXON MOBIL CORP$86.7K +26.7%
Top Trims
- VANGUARD INDEX FDS-$3.8M -12.7%
- VANGUARD INDEX FDS-$530.9K -9.2%
- KEYCORP-$378.0K -21.8%
- MICROSOFT CORP-$335.9K -25.4%
- APPLE INC-$236.0K -10.2%
New Positions
- VANGUARD BD INDEX FDS$18.9M
- VANGUARD BD INDEX FDS$15.1M
- VANGUARD BD INDEX FDS$11.0M
- SCHWAB STRATEGIC TR$9.3M
- ISHARES TR$8.5M
All Holdings
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | ISHARES TR | IVV | 464287200 | $58.1M | 18.42% | 91,462 | SH |
| 2 | VANGUARD INDEX FDS | VTV | 922908744 | $30.2M | 9.57% | 156,352 | SH |
| 3 | VANGUARD INDEX FDS | VUG | 922908736 | $26.3M | 8.33% | 62,520 | SH |
| 4 | DIMENSIONAL ETF TRUST | DFNM | 25434V849 | $25.5M | 8.09% | 536,335 | SH |
| 5 | VANGUARD TAX-MANAGED FDS | VEA | 921943858 | $24.6M | 7.82% | 397,267 | SH |
| 6 | SCHWAB STRATEGIC TR | SCHA | 808524607 | $19.2M | 6.10% | 684,686 | SH |
| 7 | VANGUARD BD INDEX FDS | BSV | 921937827 | $18.9M | 6.00% | 396,082 | SH |
| 8 | VANGUARD BD INDEX FDS | BLV | 921937793 | $15.1M | 4.78% | 192,529 | SH |
| 9 | VANGUARD BD INDEX FDS | BND | 921937835 | $11.0M | 3.48% | 160,040 | SH |
| 10 | VANGUARD INTL EQUITY INDEX F | VWO | 922042858 | $10.8M | 3.44% | 206,964 | SH |
| 11 | DIMENSIONAL ETF TRUST | DFSV | 25434V815 | $10.6M | 3.37% | 284,843 | SH |
| 12 | SCHWAB STRATEGIC TR | SCHH | 808524847 | $9.3M | 2.96% | 402,510 | SH |
| 13 | ISHARES TR | REET | 46434V647 | $8.5M | 2.69% | 342,507 | SH |
| 14 | VANGUARD INDEX FDS | VOT | 922908538 | $5.2M | 1.66% | 22,862 | SH |
| 15 | SCHWAB STRATEGIC TR | SCHF | 808524805 | $5.1M | 1.61% | 211,231 | SH |
| 16 | SCHWAB STRATEGIC TR | SCHG | 808524300 | $4.4M | 1.40% | 147,643 | SH |
| 17 | RTX CORPORATION | RTX | 75513E101 | $2.8M | 0.90% | 15,105 | SH |
| 18 | COMMERCE BANCSHARES INC | CBSH | 200525103 | $2.6M | 0.82% | 44,863 | SH |
| 19 | INVESCO EXCHANGE TRADED FD T | RSP | 46137V357 | $2.5M | 0.81% | 13,526 | SH |
| 20 | BERKSHIRE HATHAWAY INC DEL | BRK.A | 084670108 | $2.1M | 0.68% | 3 | SH |
| 21 | APPLE INC | AAPL | 037833100 | $2.1M | 0.66% | 8,385 | SH |
| 22 | VANGUARD INDEX FDS | VNQ | 922908553 | $1.5M | 0.46% | 16,743 | SH |
| 23 | PROGRESSIVE CORP | PGR | 743315103 | $1.4M | 0.45% | 7,056 | SH |
| 24 | KEYCORP | KEY | 493267108 | $1.4M | 0.43% | 69,833 | SH |
| 25 | SCHWAB STRATEGIC TR | SCHV | 808524409 | $1.1M | 0.35% | 34,807 | SH |
| 26 | STATE STR SPDR S&P 500 ETF T | SPY | 78462F103 | $1.1M | 0.34% | 1,692 | SH |
| 27 | NVIDIA CORPORATION | NVDA | 67066G104 | $1.0M | 0.32% | 6,202 | SH |
| 28 | MICROSOFT CORP | MSFT | 594918104 | $984.3K | 0.31% | 2,742 | SH |
| 29 | VANGUARD INDEX FDS | VB | 922908751 | $927.5K | 0.29% | 3,654 | SH |
| 30 | ISHARES TR | EFA | 464287465 | $822.7K | 0.26% | 8,746 | SH |
| 31 | CARRIER GLOBAL CORPORATION | CARR | 14448C104 | $727.4K | 0.23% | 13,381 | SH |
| 32 | AMPHENOL CORP | APH | 032095101 | $710.0K | 0.23% | 5,959 | SH |
| 33 | JPMORGAN CHASE & CO | JPM | 46625H100 | $628.0K | 0.20% | 2,213 | SH |
| 34 | ISHARES INC | EWZ | 464286400 | $592.7K | 0.19% | 3,388 | SH |
| 35 | CATERPILLAR INC | CAT | 149123101 | $590.7K | 0.19% | 885 | SH |
| 36 | SCHWAB STRATEGIC TR | SCHB | 808524102 | $530.3K | 0.17% | 21,744 | SH |
| 37 | OTIS WORLDWIDE CORP | OTIS | 68902V107 | $510.6K | 0.16% | 6,690 | SH |
| 38 | HOME DEPOT INC | HD | 437076102 | $424.8K | 0.13% | 1,313 | SH |
| 39 | EXXON MOBIL CORP | XOM | 30231G102 | $411.9K | 0.13% | 2,402 | SH |
| 40 | VISA INC | V | 92826C839 | $387.0K | 0.12% | 1,292 | SH |
| 41 | AMGEN INC | AMGN | 031162100 | $349.0K | 0.11% | 1,000 | SH |
| 42 | SCHWAB STRATEGIC TR | SCHE | 808524706 | $331.0K | 0.10% | 11,780 | SH |
| 43 | MERCK & CO INC | MRK | 58933Y105 | $328.1K | 0.10% | 2,778 | SH |
| 44 | META PLATFORMS INC | META | 30303M102 | $320.3K | 0.10% | 597 | SH |
| 45 | SCHWAB STRATEGIC TR | SCHX | 808524201 | $304.4K | 0.10% | 9,987 | SH |
| 46 | ISHARES TR | TECB | 46436E502 | $304.0K | 0.10% | 12,548 | SH |
| 47 | CHEVRON CORPORATION | CVX | 166764100 | $301.1K | 0.10% | 1,429 | SH |
| 48 | ISHARES TR | LDEM | 46436E601 | $300.2K | 0.10% | 12,406 | SH |
| 49 | SHERWIN WILLIAMS CO | SHW | 824348106 | $275.8K | 0.09% | 873 | SH |
| 50 | JOHNSON & JOHNSON | JNJ | 478160104 | $274.3K | 0.09% | 1,131 | SH |
Filing History
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-03-31 | 2026-05-15 | $315.3M | 57 | 0001960657-26-000002 |
| 2025-12-31 | 2026-02-20 | $256.0M | 48 | 0001960657-26-000001 |
| 2025-09-30 | 2025-11-14 | $289.2M | 54 | 0001960657-25-000007 |