RCS Financial Planning, LLC — 13F Holdings & Portfolio
CIK 1963347 · latest 13F-HR filed 2026-04-21
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
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AUM
$192.8M
Long-equity book
Holdings
98
Distinct positions
Period
2026-03-31
Filed 2026-04-21
Q/Q Activity
+21 / −13 / ↑14 / ↓35
vs 2025-12-31
Firm Profile & Key People
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- ISHARES TR$816.0K +49.2%
- DIMENSIONAL ETF TRUST$725.9K +7.5%
- VANGUARD INDEX FDS$412.6K +19.8%
- SCHWAB STRATEGIC TR$345.8K +65.5%
- SCHWAB STRATEGIC TR$274.7K +41.3%
Top Trims
- ISHARES TR-$5.4M -64.8%
- ISHARES TR-$4.5M -77.7%
- BLACKROCK ETF TRUST-$4.2M -80.0%
- ISHARES TR-$4.2M -80.4%
- ISHARES TR-$3.7M -86.3%
New Positions
- FIDELITY MERRIMACK STR TR$1.2M
- FIDELITY COVINGTON TRUST$915.7K
- FIDELITY COVINGTON TRUST$810.4K
- FIDELITY MERRIMACK STR TR$756.0K
- FIDELITY COVINGTON TRUST$715.3K
Exited Positions
- ISHARES GOLD TR$1.4M
- ISHARES TR$1.3M
- MARSH & MCLENNAN COS INC$1.2M
- BLACKROCK ETF TRUST II$958.4K
- ISHARES TR$913.1K
All Holdings
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | DFAC | 25434V708 | $26.5M | 13.77% | 682,997 | SH |
| 2 | DIMENSIONAL ETF TRUST | DFCF | 25434V872 | $17.4M | 9.03% | 412,228 | SH |
| 3 | FIDELITY MERRIMACK STR TR | FBND | 316188309 | $16.9M | 8.75% | 368,095 | SH |
| 4 | DIMENSIONAL ETF TRUST | DFIC | 25434V799 | $10.8M | 5.60% | 303,850 | SH |
| 5 | DIMENSIONAL ETF TRUST | DFSV | 25434V815 | $10.4M | 5.38% | 296,092 | SH |
| 6 | DIMENSIONAL ETF TRUST | DUHP | 25434V831 | $9.5M | 4.93% | 258,740 | SH |
| 7 | DIMENSIONAL ETF TRUST | DFSD | 25434V864 | $7.8M | 4.04% | 162,515 | SH |
| 8 | FIDELITY MERRIMACK STR TR | FLDR | 316188408 | $6.2M | 3.20% | 122,905 | SH |
| 9 | DIMENSIONAL ETF TRUST | DFEM | 25434V732 | $5.6M | 2.90% | 161,993 | SH |
| 10 | VANGUARD MUN BD FDS | VTEB | 922907746 | $4.7M | 2.43% | 94,040 | SH |
| 11 | VANGUARD INDEX FDS | VUG | 922908736 | $3.4M | 1.78% | 7,870 | SH |
| 12 | APPLE INC | AAPL | 037833100 | $3.3M | 1.73% | 13,129 | SH |
| 13 | CROWDSTRIKE HLDGS INC | CRWD | 22788C105 | $3.1M | 1.59% | 7,836 | SH |
| 14 | AMERICAN CENTY ETF TR | AVDV | 025072802 | $3.0M | 1.55% | 29,960 | SH |
| 15 | ISHARES TR | IVV | 464287200 | $2.9M | 1.52% | 4,475 | SH |
| 16 | VANGUARD INDEX FDS | VTV | 922908744 | $2.5M | 1.29% | 12,703 | SH |
| 17 | ISHARES TR | MUB | 464288414 | $2.5M | 1.28% | 23,315 | SH |
| 18 | DIMENSIONAL ETF TRUST | DFAU | 25434V104 | $2.3M | 1.19% | 50,683 | SH |
| 19 | VANGUARD TAX-MANAGED FDS | VEA | 921943858 | $2.1M | 1.09% | 32,733 | SH |
| 20 | DIMENSIONAL ETF TRUST | DFAR | 25434V823 | $1.6M | 0.84% | 68,418 | SH |
| 21 | ISHARES TR | ESGU | 46435G425 | $1.5M | 0.78% | 10,641 | SH |
| 22 | ISHARES TR | QUAL | 46432F339 | $1.4M | 0.75% | 7,550 | SH |
| 23 | ISHARES TR | SUB | 464288158 | $1.4M | 0.73% | 13,286 | SH |
| 24 | VANGUARD BD INDEX FDS | BSV | 921937827 | $1.3M | 0.67% | 16,461 | SH |
| 25 | ISHARES TR | IUSB | 46434V613 | $1.3M | 0.67% | 27,868 | SH |
| 26 | ISHARES TR | SUSC | 46435G193 | $1.3M | 0.65% | 54,099 | SH |
| 27 | FIDELITY MERRIMACK STR TR | FSEC | 316188705 | $1.2M | 0.62% | 27,082 | SH |
| 28 | ISHARES TR | EFV | 464288877 | $1.2M | 0.61% | 15,846 | SH |
| 29 | BLACKROCK ETF TRUST | LCTU | 09290C509 | $1.1M | 0.59% | 16,333 | SH |
| 30 | BLACKROCK ETF TRUST | DYNF | 09290C103 | $1.1M | 0.55% | 18,157 | SH |
| 31 | ISHARES TR | IVW | 464287309 | $1.0M | 0.53% | 9,099 | SH |
| 32 | ISHARES TR | IVE | 464287408 | $1.0M | 0.53% | 4,854 | SH |
| 33 | ISHARES TR | EAGG | 46435U549 | $976.3K | 0.51% | 20,532 | SH |
| 34 | DIMENSIONAL ETF TRUST | DISV | 25434V781 | $955.6K | 0.50% | 24,229 | SH |
| 35 | VANGUARD INDEX FDS | VTI | 922908769 | $949.2K | 0.49% | 2,959 | SH |
| 36 | SCHWAB STRATEGIC TR | SCHF | 808524805 | $940.0K | 0.49% | 37,981 | SH |
| 37 | DIMENSIONAL ETF TRUST | DFAE | 25434V302 | $934.8K | 0.48% | 27,607 | SH |
| 38 | VANGUARD INTL EQUITY INDEX F | VWO | 922042858 | $918.8K | 0.48% | 16,999 | SH |
| 39 | FIDELITY COVINGTON TRUST | FDEV | 316092535 | $915.7K | 0.48% | 25,664 | SH |
| 40 | ISHARES INC | IEMG | 46434G103 | $881.6K | 0.46% | 12,639 | SH |
| 41 | SCHWAB STRATEGIC TR | SCHG | 808524300 | $874.0K | 0.45% | 30,002 | SH |
| 42 | ISHARES TR | IEFA | 46432F842 | $865.3K | 0.45% | 9,558 | SH |
| 43 | VANGUARD INDEX FDS | VV | 922908637 | $831.1K | 0.43% | 2,781 | SH |
| 44 | AMERICAN CENTY ETF TR | AVUV | 025072877 | $814.9K | 0.42% | 7,376 | SH |
| 45 | FIDELITY COVINGTON TRUST | FDRR | 316092832 | $810.4K | 0.42% | 13,782 | SH |
| 46 | SCHWAB STRATEGIC TR | SCHZ | 808524839 | $800.2K | 0.42% | 34,461 | SH |
| 47 | ISHARES TR | EFG | 464288885 | $780.7K | 0.40% | 7,010 | SH |
| 48 | FIDELITY MERRIMACK STR TR | FCOR | 316188101 | $756.0K | 0.39% | 15,981 | SH |
| 49 | VANGUARD CHARLOTTE FDS | BNDX | 92203J407 | $738.7K | 0.38% | 15,374 | SH |
| 50 | FIDELITY COVINGTON TRUST | FIVA | 316092717 | $715.3K | 0.37% | 20,548 | SH |
Filing History
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-03-31 | 2026-04-21 | $192.8M | 98 | 0001963347-26-000002 |
| 2025-12-31 | 2026-01-15 | $232.0M | 90 | 0001963347-26-000001 |