BLFY Blue Foundry Bancorp Common Stock

XNAS 13.24 Delayed
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

BLFY $13.24 —
Key stats
$13.24
52-Week Range
$7.61 – $14.74
YTD
+5.84%
Straddle Price
$1.12
P/C Vol Ratio
0.11
Market Cap
$0.3B
Open
$12.99
Day Range
$12.79 – $13.29
Volume
717,911
Prev Close
$12.79
Fair Value
+13.7% vs price

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)4.00%
Beta vs SPY1.00
Cost of Equity (CAPM)9.50% (VRP-adj)
WACC9.50%
Volatility Risk Premium+53.3pp (IV − HV30), ERP adj +50bps
Effective Tax Rate21.0%
Rev. Growth (YoY, DCF input)+10.3%
DCF Horizon10 years explicit + fade
Forward Tilt (NTM/TTM)×1.10 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$-0.0B
Return on Equity (TTM)-3.2%
Book / Price119.1% — banking bias active (P/B is primary)
Gross Margin (TTM)50.6%
FCF Margin (TTM)-8.6%
Debt / Equity0.00
Quality Score2/6 — normal (10y DCF)
SMA 50$13.36 (Market Anchor value)
SMA 20 / Bollinger Mid$12.90
Bollinger Width / SMA2061.5% (drives anchor stability)
Net Debt$-0.1B
Market Cap$0B
Peers used for multiples: BBT, FLG, HBCP, HFWA, NBBK, NECB, SMBC, TCBX, TSBK (SIC-code peers; ETF co-membership was sector-incoherent)
Blended Fair Value
$15.05
Deviation
+13.7%
MethodImplied PriceWeightDetail
DCF n/a 0%
DDM (Gordon) n/a 0%
Peer P/E n/a 0% median 11.1× · 8 peers
Peer EV/EBITDA n/a 0% median 8.3× · 9 peers
Peer P/B $15.93 75% median 1.0× · 9 peers
Peer P/S $12.43 25% median 2.3× · 9 peers
Market Anchor (SMA50) $13.36 0% stability 0% (BB-width)
Options Expected (B-L 30d) n/a 0%
As of 2026-06-01 · updated
About
Industry (SIC)
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED (6036) · industry map
Exchange
XNAS
Market Cap
$0.3B
Employees
184
List Date
2021-07-16
CIK
0001846017
Headquarters
Rutherford, NJ
Homepage
https://www.bluefoundrybank.com

Blue Foundry Bancorp is a full-service bank. Its business consists of originating one-to-four-family residential, multi-family, and non-residential real estate mortgages, home equity loans and lines of credit, and commercial and industrial loans. It attracts retail deposits from the general public in the areas surrounding its banking offices, through its borrowers, and through its online presence, offering a wide variety of deposit products. The bank also invests in securities. Its revenues are derived from interest on loans and, to a lesser extent, interest on mortgage-backed and other invest…

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
Insufficient price history — listed 1924 days ago. Seasonality patterns need at least one full year of data.
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $12.90
SMA 50: $13.36
SMA 200: $10.67
Current: $13.24
EMA 12: $12.94
EMA 26: $13.05
MACD: -0.1082 | Signal: 0.0504
BEARISH
ADX (14): 22.21
WEAK TREND
+DI: 20.82
−DI: 23.17

Momentum Oscillators

RSI (14): 54.28
NEUTRAL
Stoch %K: 66.60
Stoch %D: 66.65
Williams %R: -4.95

Volume & Volatility

BB Upper: $13.41
BB Lower: $12.39
NEUTRAL
OBV: 7,322,313
Vol SMA 20: 234,435
Vol ROC: 261.53%
ATR: $0.39
True Range: $0.50
HV 20: 24.4%
HV 30: 31.2%
HV 60: 31.1%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-04-03T00:00:00 – 2026-03-31T00:00:00
AI Analysis

Here is my comprehensive stock analysis report for BLFY:

Executive Summary Overall Assessment: NEUTRAL (Confidence Level: 6/10) Key Drivers: Technical signals indicating a potential consolidation phase, low volatility, and mixed options activity. Primary Risks: Potential upside limited by recent bearish MACD signal, ongoing earnings uncertainty.

2-3 sentence investment thesis: BLFY is in the process of consolidating after a recent decline. The stock's low volatility and neutral technical indicators suggest a possible trading range development, but caution should be exercised due to ongoing earnings uncertainty and the potential for further price movement.

Recent news sentiment impact: No recent news available.

Technical Analysis Trend Direction: Short-term (1-4 weeks): Consolidation phase; Medium-term (1-3 months): Uptrend; Long-term (3-12 months): Neutral

Support/Resistance Levels: * Lower support: $8.42 (Bollinger Band lower) * Resistance levels: $9.00 (SMA 20), $9.13 (SMA 50), $9.30 (SMA 200)

Momentum Signals:

RSI interpretation: Neutral, with a reading of 38.56 MACD signal: Bearish, indicating potential downside momentum Bollinger Bands position: Neutral, with the price touching the middle band

Volume Analysis: * Volume SMA 20: 43076.65 (neutral) * On-Balance Volume (OBV): -283766.00 (bearish) * Volume Rate of Change: -52.38% (bearish)

News & Sentiment Analysis Recent Headlines Summary: No recent news available

Sentiment Assessment: Neutral, with no recent news to influence sentiment.

Catalyst Identification: Next earnings release on 2025-10-29; estimated EPS is $-0.09.

Market Narrative: The lack of recent news and the bearish MACD signal suggest a potential consolidation phase, while the low volatility and neutral technical indicators indicate a possible trading range development.

Risk & Volatility Assessment Beta Interpretation: Low risk (beta 0.59), with a correlation coefficient of 0.40 indicating a relatively stable stock price movement.

Volatility Regime: Low volatility, with an average true range (ATR) of $0.29 and a True Range of $0.25.

Options Market Signals: * IV Rank: Medium (55.1%) * Current IV: 158.1% * Expected Move: $1.85 (35 DTE), 7-DTE: $1.10 * Volume Flow: 1 calls vs 0 puts * Open Interest: 11 calls vs 0 puts * Put/Call Volume Ratio: 0.00 (Bullish sentiment) * Put/Call OI Ratio: 0.00

Downside Protection: * Support levels: $8.42, $9.00, and $9.13 * Risk management considerations: Use stop-loss levels at critical price points.

Market Context & Positioning Sector Performance: Neutral, with the stock's performance aligned with its sector.

Institutional Activity: Volume patterns suggesting institutional interest are neutral.

Correlation Analysis: The stock's correlation coefficient of 0.40 indicates a relatively stable price movement compared to the market.

Relative Valuation: The stock is positioned within a trading range, with potential for further price movement.

Key Levels & Action Items Critical Price Levels: * Lower support: $8.42 * Resistance levels: $9.00, $9.13, and $9.30

Breakout/Breakdown Levels: * Breakout level: $9.58 (upper Bollinger Band) * Breakdown level: $8.42 (lower Bollinger Band)

Time-Sensitive Catalysts: * Next earnings release on 2025-10-29; estimated EPS is $-0.09.

Risk Management: * Stop-loss levels at critical price points * Position sizing considerations based on risk tolerance

Generated
Earnings History
10 of 10 under expected move
Avg Expected Move
14.59%
Avg Actual Move
2.03%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2023-07-26 After-Close 16.18% 0.96% 0.06x Within
2023-10-25 After-Close 6.58% 5.76% 0.88x Within
2024-01-24 After-Close 4.68% 0.10% 0.02x Within
2024-04-24 After-Close 28.00% 1.73% 0.06x Within
2024-07-24 After-Close 11.11% 4.35% 0.39x Within
2024-10-23 Pre-Market 8.47% 1.29% 0.15x Within
2025-01-29 After-Close 8.44% 1.02% 0.12x Within
2025-04-30 After-Close 14.45% 2.68% 0.19x Within
2025-07-30 After-Close 20.98% 1.72% 0.08x Within
2025-10-29 Pre-Market 26.97% 0.70% 0.03x Within

Earnings calendar: this week’s reports with expected vs actual moves →

BLFY Options Activity & IV Rank

Volatility Metrics

Current IV: —
7-DTE IV: —
Expected Move: $1.12
7-DTE Move: $1.12
Days to Exp: 17 (2026-04-17)

Options Flow

Call Volume: 9
Put Volume: 1
P/C Volume: 0.111
BULLISH
Call OI: 766
Put OI: 1
P/C OI: 0.001
Total OI: 767

ATM Options Pricing

ATM Call: $0.93
ATM Put: $0.20
Call %: 7.0%
Put %: 1.5%

Chain Summary

Chain Volume: 15
Chain OI: 772
Last Updated: 3/31/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
TYPICAL γ

Estimated net dealer gamma is at the 75th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
75%
vs own history
GEX tilt
-0.38
OI-weighted, today
Vanna tilt
+0.81
δ-sensitivity to IV
Charm tilt
-0.91
δ-decay vs time
Vanna tilt +0.81: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.91: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 4 ATM contracts, 0k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
+249.3 pts EXTREME
as of Mar 31 · ATM 43.1% / Wing 292.4%
30 DTE / 10d —
— pts EXTREME
as of Mar 31 · No data

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)$1.12Mar 31
Beta Analysis
Insufficient price history — listed 1924 days ago. Beta and correlation vs SPY require ~1 year of daily returns to be statistically meaningful.

BLFY Institutional Ownership (13F)

Latest filings — 2026-03-31
Diluted shares outstanding: 19,831,729 (as of 2025-12-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

3 filers861,510 shares$10.71M value4.34% of float
# Filer Shares Value % of Total % of Float Period
1 Vanguard Group Inc Custodian 860,458 $10.70M 99.87% 4.34% 2025-12-31
2 CWM, LLC Custodian 1,045 $13.84K 0.13% <0.01% 2026-03-31
3 Sunbelt Securities, Inc. 7 $93 <0.01% 0.00% 2026-03-31
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period

BLFY Insider Trading (Form 4)

Latest: 2026-04-01
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-04-01 Keith Owes Chief Risk Officer Disp (D) −8,982 — EDGAR
2026-04-01 Elizabeth Varki Jobes Director Disp (D) −21,502 — EDGAR
2026-04-01 Aleksandr Malkiman EVP and Chief Tech Officer Disp (D) −24,001 — EDGAR
2026-04-01 John F Kuntz Director Disp (D) −21,255 — EDGAR
2026-04-01 Robert Thomas Goldstein Director Disp (D) −75,670 — EDGAR
2026-04-01 Mirella Lang Director Disp (D) −44,028 — EDGAR
2026-04-01 Kenneth Grimbilas Director Disp (D) −100,965 — EDGAR
2026-04-01 Kelly Pecoraro EVP and CFO Disp (D) −48,146 — EDGAR
2026-04-01 James D Nesci President and CEO Disp (D) −170,332 — EDGAR
2026-04-01 Thomas Packwood SVP Chief Audit Officer Disp (D) −27,841 — EDGAR
2026-04-01 Jonathan M. Shaw Director Disp (D) −69,262 — EDGAR
2026-04-01 Patrick H. Kinzler Director Disp (D) −86,113 — EDGAR
2026-04-01 Acela Roselle EVP/Human Resources Director Disp (D) −42,382 — EDGAR
2026-04-01 James Christopher Ely Director Disp (D) −68,149 — EDGAR
2026-04-01 Elyse D. Beidner EVP and Chief Legal Officer Disp (D) −48,770 — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

BLFY Board & Officers

As of SEC filings through Apr 1, 2026
Changes in the last 10 years (47)
Apr 1, 2026Thomas Packwood reported in an SEC filing no longer being SVP Chief Audit Officer
Apr 1, 2026Robert Thomas Goldstein reported in an SEC filing no longer being a director
Apr 1, 2026Patrick H. Kinzler reported in an SEC filing no longer being a director
Apr 1, 2026Mirella Lang reported in an SEC filing no longer being a director
Apr 1, 2026Kenneth Grimbilas reported in an SEC filing no longer being a director
Apr 1, 2026Kelly Pecoraro reported in an SEC filing no longer being EVP and CFO
Apr 1, 2026Keith Owes reported in an SEC filing no longer being Chief Risk Officer
Apr 1, 2026Jonathan M. Shaw reported in an SEC filing no longer being a director
Apr 1, 2026John F Kuntz reported in an SEC filing no longer being a director
Apr 1, 2026James D Nesci reported in an SEC filing no longer being a director
Apr 1, 2026James D Nesci reported in an SEC filing no longer being President and CEO
Apr 1, 2026James Christopher Ely reported in an SEC filing no longer being a director
Apr 1, 2026Elyse D. Beidner reported in an SEC filing no longer being EVP and Chief Legal Officer
Apr 1, 2026Elizabeth Varki Jobes reported in an SEC filing no longer being a director
Apr 1, 2026Aleksandr Malkiman reported in an SEC filing no longer being EVP and Chief Tech Officer
Apr 1, 2026Acela Roselle reported in an SEC filing no longer being EVP/Human Resources Director
Sep 18, 2024Keith Owes became Chief Risk Officer
Jul 23, 2024John F Kuntz became a director
Apr 2, 2024The company announced the departure of Jason M. Goldberg as EVP and Chief Lending Officer in an SEC filing
Mar 8, 2023Robert Rowe listed as EVP and Chief Risk Officer (previously EVP and CRO) in SEC filings
Not reported recently (8)
  • Robert Rowe · Last reported as EVP and Chief Risk Officer in an SEC filing dated Mar 8, 2024
  • Margaret Letsche · Last reported as a director in an SEC filing dated Jan 29, 2024
  • Elizabeth Marie Miller · Last reported as EVP and CRO in an SEC filing dated Mar 8, 2023
  • Alexander Agnoletto · Last reported as VP and Interim CFO in an SEC filing dated May 11, 2022
  • Brent Michael Ciurlino · Last reported as EVP and CRO in an SEC filing dated May 6, 2022
  • Michele Dowling Johnson · Last reported as EVP/Chief Marketing Officer in an SEC filing dated Nov 23, 2021
  • Mugur Tolea · Last reported as EVP, Chief Tech Officer in an SEC filing dated Jul 15, 2021
  • Daniel N. Chen · Last reported as EVP and CFO in an SEC filing dated Jul 15, 2021
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

BLFY Proposed Insider Sales (Form 144)

Latest: 2025-06-17
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2025-06-17 Lang Mirella Director 4,520 $39.6K 2025-06-17 Merrill Lynch — EDGAR
2024-09-17 ROWE ROBERT Former Officer 1,000 $10.8K 2024-09-17 Fidelity Brokerage Services LLC — EDGAR
2024-08-28 Goldstein Robert Thomas Director 3,500 $37.8K 2024-08-28 Fidelity Brokerage Services LLC — EDGAR
2024-01-26 Letsche Margaret Director 2,567 $25.9K 2024-01-26 Fidelity Brokerage Services LLC — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
—
TTM Diluted EPS
$-0.51
TTM Revenue
$96.99M
TTM Net Income
$-10.03M
TTM Op. Cash Flow
$-8.02M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q4 '252025-12-31$25.49M$-3.51M$-0.18$-5.98M
Q3 '252025-09-30$24.55M$-1.87M$-0.10$-255.00K
Q2 '252025-06-30$23.84M$-1.96M$-0.10$2.01M
Q1 '252025-03-31$23.11M$-2.69M$-0.13$-3.79M
Q4 '242024-12-31$22.20M$-2.69M$-0.12$-512.00K
Q3 '242024-09-30$21.92M$-4.04M$-0.19$-3.69M
Q2 '242024-06-30$21.83M$-2.34M$-0.11$14.12M
Q1 '242024-03-31$21.29M$-2.84M$-0.13$-4.86M
Q4 '232023-12-31$20.91M$-2.93M$-0.13$-7.21M
Q3 '232023-09-30$20.54M$-1.43M$-0.06$776.00K
Q2 '232023-06-30$20.14M$-1.82M$-0.08$-1.27M
Q1 '232023-03-31$19.32M$-1.21M$-0.05$-4.42M
Q4 2025 • period ending 2025-12-31 • filed 2026-03-31
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
—
P/B
0.84
P/S
2.71
EV/EBITDA
—
EV/Sales
2.16
ROE
-3.2%
ROA
-0.5%
Div Yield
0.00%
FCF Yield
-3.05%
Debt/Equity
0.00
Current Ratio
—
Market Cap
$262.57M
as of 2026-03-31
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
550.07K
SI % of Float
3.19%
Days to Cover
2.56
Short Vol Ratio
39.9%
Free Float
17.24M
Float %
83.1%
Short interest 2026-03-31 • Short volume 2026-03-31 • Float 2025-11-14