NBBK NB Bancorp, Inc. Common Stock
XNAS 22.98 DelayedStock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
NBBK
$22.98
—
Key stats
$22.98
- 52-Week Range
- $17.16 – $23.47
- YTD
- +17.67%
- IV Rank (30D)
- 3.2
- Straddle Price
- $0.93
- P/C Vol Ratio
- 6.27
- Market Cap
- $1.0B
- Open
- $22.91
- Day Range
- $22.59 – $23.02
- Volume
- 17,749
- Prev Close
- $23.05
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.12% |
| Beta vs SPY | 0.89 |
| Cost of Equity (CAPM) | 9.57% (VRP-adj) |
| WACC | 9.62% |
| Volatility Risk Premium | +52.0pp (IV − HV30) |
| Effective Tax Rate | 28.8% |
| Rev. Growth (YoY, DCF input) | +30.0% |
| DCF Horizon | 12 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.1B |
| Return on Equity (TTM) | 7.0% |
| Book / Price | 96.1% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.69 (target ROE vs peer median) |
| Gross Margin (TTM) | 61.8% |
| FCF Margin (TTM) | 20.5% |
| Debt / Equity | 0.00 |
| Quality Score | 4/6 — high quality (12y DCF) |
| Market-Implied Growth | -9.0% (reverse-DCF on current price) |
| SMA 50 | $22.50 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $22.32 |
| Bollinger Width / SMA20 | 24.4% (drives anchor stability) |
| Net Debt | $-0.3B |
| Market Cap | $1B |
Peers used for multiples: CBSH, EBC, FULT, HWC, UBSI, WSFS, WTFC
(filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$84.11
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $173.62 | 41% | |
| DDM (Gordon) | $8.04 | 0% | |
| Peer P/E | $13.15 | 12% | median 12.5× · 7 peers |
| Peer EV/EBITDA | n/a | 0% | median 11.2× · 7 peers |
| Peer P/B | $29.02 | 18% | median 1.3× · 7 peers |
| Peer P/S | $22.68 | 6% | median 3.0× · 7 peers |
| Market Anchor (SMA50) | $22.50 | 23% | stability 28% (BB-width) |
| Options Expected (B-L 30d) | $23.88 | 0% | 7 strikes · skew -0.63 |
As of 2026-10-23 · updated
Related
About
- Industry (SIC)
- SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED (6036) · industry map
- Exchange
- XNAS
- Market Cap
- $1.0B
- Employees
- 526
- List Date
- 2023-12-28
- CIK
- 0001979330
- Headquarters
- Needham, MA
- Homepage
- https://www.nbbancorp.com
NB Bancorp Inc operates as the holding company of Needham Bank. The group's business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate and multifamily loans, one- to four-family residential real estate loans, construction and land development loans, commercial and industrial loans, consumer loans, and other related services.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|
| Jan | -- | 2.94% | 7.94% | 11.21% | 7.36% |
| Feb | -- | -1.20% | 2.60% | -3.22% | -0.61% |
| Mar | -- | -2.57% | -6.61% | -2.32% | -3.83% |
| Apr | -- | 7.50% | -4.56% | -7.62% | -1.56% |
| May | -- | 3.49% | -1.63% | 0.50% | 0.79% |
| Jun | -- | 0.87% | 7.14% | 7.31% | 5.11% |
| Jul | -- | 26.37% | -5.54% | 6.63% | 9.15% |
| Aug | -- | 3.34% | 11.84% | -3.42% | 3.92% |
| Sep | -- | -0.43% | -6.66% | 0.36% | -2.24% |
| Oct | -- | 3.62% | 2.79% | 3.37%* | 3.26% |
| Nov | -- | 7.82% | 10.43% | -- | 9.12% |
| Dec | -2.32% | -9.97% | -0.50% | -- | -4.26% |
| Total | -2.32% | 45.44% | 15.86% | 11.90% | 17.72% |
* Only 4 year(s) of data available.
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $22.34
SMA 50: $22.50
SMA 200: $21.42
Current: $22.98
EMA 12: $22.43
EMA 26: $22.42
MACD: 0.0171 | Signal: 0.0854
BEARISH
ADX (14): 15.90
RANGE
+DI: 22.91
−DI: 20.32
Momentum Oscillators
RSI (14): 58.24
NEUTRAL
Stoch %K: 88.17
Stoch %D: 74.32
Williams %R: -7.20
Volume & Volatility
BB Upper: $23.00
BB Lower: $21.67
NEUTRAL
OBV: 6,926,387
Vol SMA 20: 264,015
Vol ROC: -90.81%
ATR: $0.53
True Range: $0.46
HV 20: 24.3%
HV 30: 20.7%
HV 60: 19.6%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis
Here is my response in the format of a structured report:
Executive Summary
Overall assessment: NEUTRAL (confidence level: 6/10) Key drivers and primary risks: The stock price has been range-bound, with no clear trend direction. The recent overbought reading on the Bollinger Bands suggests potential consolidation or correction. Recent news sentiment impact: Neutral headlines have not had a significant impact on the stock price.
Technical Analysis
Trend Direction:
- Short-term (1-4 weeks): Range-bound
- Medium-term (1-3 months): Uptrend
- Long-term (3-12 months): Uptrend
Support/Resistance Levels: The 20-day SMA and upper Bollinger Band ($21.25) serve as resistance, while the 50-day SMA ($20.25) serves as support.
Momentum Signals:
- RSI: Neutral (65.63)
- MACD signal: Bullish
- Bollinger Bands position: Overbought
Volume Analysis: The volume has been declining, indicating a lack of institutional interest and potential bearish momentum.
News & Sentiment Analysis
Recent Headlines Summary: All recent headlines are neutral, with no significant impact on the stock price.
Sentiment Assessment: Neutral Catalyst Identification: No clear catalysts identified. Market Narrative: The market narrative is mixed, with some neutral news headlines suggesting consolidation or correction.
Risk & Volatility Assessment
Beta Interpretation: The beta of 0.55 indicates that the stock is less volatile than the market.
Volatility Regime: The current volatility level is low, with a stock volatility of 0.27%.
Options Market Signals:
- IV Rank: Low (0.7%)
- Current IV: 53.7%
- Expected Move: $2.52
- Volume Flow: Bearish bias
Downside Protection: Support levels are the 50-day SMA ($20.25) and the lower Bollinger Band ($19.37).
Market Context & Positioning
Sector Performance: The stock is performing relatively well within its sector.
Institutional Activity: The volume has been declining, indicating a lack of institutional interest.
Correlation Analysis: The stock is less correlated with the market (R-squared: 0.26), which may indicate potential diversification benefits.
Relative Valuation: The stock is trading near its mean reversion level, suggesting potential value.
Key Levels & Action Items
Critical Price Levels:
- Resistance: Upper Bollinger Band ($21.25)
- Support: Lower Bollinger Band ($19.37)
Breakout/Breakdown Levels:
- Breakout above the upper Bollinger Band ($21.25) for further upside potential
- Breakdown below the lower Bollinger Band ($19.37) for potential bearish momentum
Time-Sensitive Catalysts: No time-sensitive catalysts identified.
Risk Management: Stop-loss levels: $20.05 (50-day SMA). Position sizing considerations: 2% maximum risk per trade.
Please let me know if you would like me to modify anything or if this meets your requirements!
Generated
News
All NBBK news →
Earnings History
11 of 11 under expected move
Avg Expected Move
9.29%
Avg Actual Move
1.11%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2024-04-24 | Pre-Market | 13.06% | 1.28% | 0.10x | Within |
| 2024-07-24 | Pre-Market | 10.76% | 1.93% | 0.18x | Within |
| 2024-10-30 | After-Close | 10.54% | 0.80% | 0.08x | Within |
| 2025-01-22 | Pre-Market | 4.79% | 0.39% | 0.08x | Within |
| 2025-04-22 | Pre-Market | 8.74% | 2.02% | 0.23x | Within |
| 2025-07-23 | Pre-Market | 8.80% | 1.89% | 0.21x | Within |
| 2025-10-22 | Pre-Market | 8.16% | 0.67% | 0.08x | Within |
| 2026-01-22 | After-Close | 10.77% | 1.26% | 0.12x | Within |
| 2026-04-22 | Pre-Market | 9.61% | 0.63% | 0.07x | Within |
| 2026-07-22 | Pre-Market | 11.17% | 0.24% | 0.02x | Within |
| 2026-10-15 | Pre-Market | 5.76% | 1.08% | 0.19x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
NBBK Options Activity & IV Rank
NBBK IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 25.9%
7-DTE IV: —
Expected Move: $0.93
7-DTE Move: $0.93
Days to Exp: 28 (2026-11-20)
Options Flow
Call Volume: 67
Put Volume: 420
P/C Volume: 6.269
BEARISH
Call OI: 164
Put OI: 772
P/C OI: 4.707
Total OI: 936
ATM Options Pricing
ATM Call: $0.53
ATM Put: $0.40
Call %: 2.3%
Put %: 1.7%
Chain Summary
Chain Volume: 896
Chain OI: 2,308
Last Updated: 10/23/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
LOW γ vs HISTORY
Estimated net dealer gamma is at the 9th percentile of this name's own daily history, near the low end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
9%
vs own history
GEX tilt
-0.32
OI-weighted, today
Vanna tilt
-0.51
δ-sensitivity to IV
Charm tilt
+0.22
δ-decay vs time
Vanna tilt -0.51: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably if implied volatility changed.
? What is this?
· 10 ATM contracts, 2k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
ATM 24.7% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)3.2LowOct 23
Straddle Price (30 DTE)$0.93Oct 23
Beta Analysis
Risk Metrics
Beta: 0.3234
Alpha: 22.10%
Correlation: 0.1619
R-Squared: 2.6%
Stock Volatility: 25.5%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own NBBK
4 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $6.1M | #1937 of 6285 | +149.0% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $2.8M | #1787 of 3138 | -50.2% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $1.7M | #2655 of 3716 | -48.5% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $32K | #3555 of 4729 | 0.0% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
NBBK Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 38,044,263 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
3 filers$2.72M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $1.80M | 66.46% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $889.57K | 32.76% | 2026-06-30 |
| 3 | Simplex Trading, LLC Custodian | $21.13K | 0.78% | 2026-06-30 |
3 filers$885.35K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $490.22K | 55.37% | 2026-06-30 |
| 2 | IMC-Chicago, LLC Custodian | $357.10K | 40.33% | 2026-06-30 |
| 3 | Simplex Trading, LLC Custodian | $38.03K | 4.30% | 2026-06-30 |
NBBK Insider Trading (Form 4)
Latest: 2026-08-21Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-21 | Joseph P Campanelli | President & CEO | Buy (P) | +2,000 | $21.75 | $43.5K | EDGAR |
| 2026-08-21 | Jean-Pierre Lapointe | SEVP and CFO | Buy (P) | +200 | $21.80 | $4.4K | EDGAR |
| 2026-08-18 | Kevin Henkin | EVP, Chief Credit Officer | Sell (S) | −2,000 | $22.93 | -$45.9K | EDGAR |
| 2026-05-18 | Joseph P Campanelli | President & CEO | Buy (P) | +3,000 | $19.18 | $57.5K | EDGAR |
| 2026-05-15 | Joseph R Nolan Jr | Director | — | — | — | EDGAR | |
| 2026-05-15 | Christopher R. Lynch | Director | — | — | — | EDGAR | |
| 2026-05-15 | Kenneth C. Montgomery | Director | — | — | — | EDGAR | |
| 2026-05-15 | William Darcey | Director | — | — | — | EDGAR | |
| 2026-05-15 | Mark Whalen | Director | — | — | — | EDGAR | |
| 2026-05-15 | Angela Jackson | Director | — | — | — | EDGAR | |
| 2026-04-27 | Kenneth C. Montgomery | Director | Tax (F) | −5,015 | $19.82 | -$99.4K | EDGAR |
| 2026-04-27 | Angela Jackson | Director | Tax (F) | −4,918 | $19.82 | -$97.5K | EDGAR |
| 2026-04-27 | Joseph R Nolan Jr | Director | Tax (F) | −4,918 | $19.82 | -$97.5K | EDGAR |
| 2026-04-27 | Mark Whalen | Director | Tax (F) | −4,918 | $19.82 | -$97.5K | EDGAR |
| 2026-04-27 | Christopher R. Lynch | Director | Tax (F) | −4,150 | $19.82 | -$82.3K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
NBBK Insider Holdings
23 insiders · @ $22.98
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Joseph P Campanelli | President & CEO | 383,467 | $8.81M | $1.39M | 15 | 2026-08-21 |
| 2 | Hope Pascucci | Director | 212,402 | $4.88M | $1.22M | 6 | 2026-04-24 |
| 3 | William Darcey | Director | 162,639 | $3.74M | $86.5K | 5 | 2026-05-15 |
| 4 | Christopher R. Lynch | Director | 156,922 | $3.61M | $1.8K | 10 | 2026-05-15 |
| 5 | Francis Orfanello | Director | 143,140 | $3.29M | $190.5K | 4 | 2026-01-06 |
| 6 | Mary Susan Elliott | Director | 117,195 | $2.69M | $217.9K | 3 | 2026-01-30 |
| 7 | Jean-Pierre Lapointe | SEVP and CFO | 114,870 | $2.64M | $143.6K | 8 | 2026-08-21 |
| 8 | Mark Whalen | Director | 107,639 | $2.47M | $0 | 4 | 2026-05-15 |
| 9 | Paul J. Ayoub | Director | 97,512 | $2.24M | $209.9K | 4 | 2026-01-06 |
| 10 | Joseph R Nolan Jr | Director | 87,739 | $2.02M | $136.4K | 6 | 2026-05-15 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
NBBK Board & Officers
As of SEC filings through Aug 21, 2026Directors 13
- Angela Jackson · since Dec 27, 2023
- Christopher R. Lynch · since Dec 27, 2023
- Francis Orfanello · since Dec 27, 2023
- Hope Pascucci · since Dec 27, 2023
- Joseph P Campanelli · since Dec 27, 2023
- Joseph R Nolan Jr · since Dec 27, 2023
- Mark Whalen · since Dec 27, 2023
- Mary Susan Elliott · since Dec 27, 2023
- Muhammad Raza · since Dec 27, 2023
- Paul J. Ayoub · since Dec 27, 2023
- William Darcey · since Dec 27, 2023
- Kenneth C. Montgomery · since Sep 12, 2024
- Joseph B Reilly · since Nov 15, 2025
Officers 11
- Joseph P Campanelli · President & CEO · since Dec 27, 2023
- Matthew G Schulman · EVP, President Needham Prv Bnk · since Mar 2, 2026
- Jean-Pierre Lapointe · SEVP and CFO · listed since Feb 2026
- Christine Roberts · SEVP and COO · listed since Feb 2026
- James J. White · EVP, Chief Administrative Offc · since Dec 27, 2023
- Kevin Henkin · EVP, Chief Credit Officer · since Dec 27, 2023
- Peter Bakkala · EVP and Chief Risk Officer · since Dec 27, 2023
- Paul A Evangelista · EVP, Dir Spec. Bank. Ctr. · since Dec 27, 2023
- Stephanie Maiona · EVP, Senior Comm. Lender · since Dec 27, 2023
- Matthew Richardson · EVP, Treasury & Cash Mgmt Svcs · since Jul 7, 2025
- James B. Daley · SVP - Dir Structured Finance · since Jan 22, 2025
Changes in the last 10 years (32)
| Mar 2, 2026 | Matthew G Schulman became EVP, President Needham Prv Bnk |
| Feb 27, 2026 | Jean-Pierre Lapointe listed as SEVP and CFO (previously EVP and CFO) in SEC filings |
| Feb 27, 2026 | Christine Roberts listed as SEVP and COO (previously EVP and COO) in SEC filings |
| Nov 15, 2025 | Joseph B Reilly became a director |
| Jul 7, 2025 | Matthew Richardson became EVP, Treasury & Cash Mgmt Svcs |
| Jan 22, 2025 | James B. Daley became SVP - Dir Structured Finance |
| Jan 6, 2025 | Christine Roberts became EVP and COO |
| Sep 12, 2024 | Kenneth C. Montgomery became a director |
| Jul 24, 2024 | The company announced the departure of Salvatore J Rinaldi as EVP and COO in an SEC filing |
| Feb 1, 2024 | The company announced the departure of Danielle Walsh as EVP and CFO in an SEC filing |
| Feb 1, 2024 | Jean-Pierre Lapointe became EVP and CFO |
| Dec 27, 2023 | William Darcey became a director |
| Dec 27, 2023 | Stephanie Maiona became EVP, Senior Comm. Lender |
| Dec 27, 2023 | Salvatore J Rinaldi became EVP and COO |
| Dec 27, 2023 | Peter Bakkala became EVP and Chief Risk Officer |
| Dec 27, 2023 | Paul J. Ayoub became a director |
| Dec 27, 2023 | Paul A Evangelista became EVP, Dir Spec. Bank. Ctr. |
| Dec 27, 2023 | Muhammad Raza became a director |
| Dec 27, 2023 | Michael J. Sinclair became EVP, Rsdntl & Cons Lend |
| Dec 27, 2023 | Mary Susan Elliott became a director |
| Dec 27, 2023 | Mark Whalen became a director |
| Dec 27, 2023 | Margaret Watson became SVP, General Counsel |
| Dec 27, 2023 | Kevin Henkin became EVP, Chief Credit Officer |
| Dec 27, 2023 | Joseph R Nolan Jr became a director |
| Dec 27, 2023 | Joseph P Campanelli became a director |
| Dec 27, 2023 | Joseph P Campanelli became President & CEO |
| Dec 27, 2023 | James J. White became EVP, Chief Administrative Offc |
| Dec 27, 2023 | Hope Pascucci became a director |
| Dec 27, 2023 | Francis Orfanello became a director |
| Dec 27, 2023 | Danielle Walsh became EVP and CFO |
| Dec 27, 2023 | Christopher R. Lynch became a director |
| Dec 27, 2023 | Angela Jackson became a director |
Not reported recently (2)
- Margaret Watson · Last reported as SVP, General Counsel in an SEC filing dated Dec 27, 2023
- Michael J. Sinclair · Last reported as EVP, Rsdntl & Cons Lend in an SEC filing dated Dec 27, 2023
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
ETF Holders
57 ETFs hold NBBK
25 shown · $141.93M total exposure · 0.03% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $26.4M | — | 2026-09-30 |
| 2 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.03% | $22.4M | $74.2B | 2026-10-21 |
| 3 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.03% | $10.9M | $31.5B | 2026-10-21 |
| 4 | FESM Fidelity Enhanced Small Cap Core ETF | Fidelity | 0.16% | $10.4M | $6.6B | 2026-10-21 |
| 5 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $9.5M | — | 2026-09-30 |
| 6 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.21% | $9.0M | $4.2B | 2026-10-21 |
| 7 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.06% | $8.1M | $13.9B | 2026-10-21 |
| 8 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.03% | $7.5M | — | 2026-10-21 |
| 9 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.02% | $6.1M | — | 2026-10-21 |
| 10 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.03% | $5.1M | — | 2026-09-30 |
| 11 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.16% | $3.8M | — | 2026-06-30 |
| 12 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.02% | $3.7M | — | 2026-05-31 |
| 13 | FSMD Fidelity Small-Mid Multifactor ETF | Fidelity | 0.11% | $2.7M | $2.5B | 2026-10-21 |
| 14 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.22% | $2.7M | $1.2B | 2026-10-21 |
| 15 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.01% | $2.2M | — | 2026-10-21 |
| 16 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.05% | $1.7M | $3.1B | 2026-10-21 |
| 17 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $1.5M | $96.2B | 2026-10-21 |
| 18 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.02% | $1.5M | — | 2026-10-21 |
| 19 | VFH Vanguard Financials ETF | Vanguard | 0.01% | $1.4M | — | 2026-09-30 |
| 20 | PSC Principal U.S. Small-Cap ETF | Nport | 0.05% | $1.2M | — | 2026-06-30 |
| 21 | DES WisdomTree U.S. SmallCap Dividend Fund | Nport | 0.04% | $848,222 | — | 2026-06-30 |
| 22 | PRFZ Invesco RAFI US 1500 Small-Mid ETF | Nport | 0.03% | $820,445 | — | 2026-07-31 |
| 23 | VTWV Vanguard Russell 2000 Value ETF | Vanguard | 0.06% | $807,092 | — | 2026-09-30 |
| 24 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.00% | $783,963 | — | 2026-10-21 |
| 25 | VFVA Vanguard U.S. Value Factor ETF | Vanguard | 0.07% | $670,939 | — | 2026-10-21 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
16.68
TTM Diluted EPS
$1.38
TTM Revenue
$381.44M
TTM Net Income
$52.63M
TTM Op. Cash Flow
$78.17M
Quarterly figures (10 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $110.20M | $14.98M | $0.36 | $27.33M |
| Q4 '25 | 2025-12-31 | $101.97M | $7.71M | $0.20 | $-440.00K |
| Q3 '25 | 2025-09-30 | $85.24M | $15.36M | $0.43 | $24.25M |
| Q2 '25 | 2025-06-30 | $84.03M | $14.58M | $0.39 | $27.04M |
| Q1 '25 | 2025-03-31 | $80.73M | $12.65M | $0.33 | $9.95M |
| Q4 '24 | 2024-12-31 | $82.01M | $15.61M | $0.40 | $21.28M |
| Q3 '24 | 2024-09-30 | $77.27M | $8.38M | $0.21 | $8.62M |
| Q2 '24 | 2024-06-30 | $74.10M | $9.45M | $0.24 | $24.70M |
| Q1 '24 | 2024-03-31 | $71.69M | $8.70M | $0.22 | $-11.41M |
| Q4 '23 | 2023-12-31 | $67.55M | $-13.62M | $-23443.77 | $13.22M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-08
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
16.68
P/B
1.04
P/S
2.30
EV/EBITDA
5.98
EV/Sales
1.44
ROE
6.2%
ROA
0.7%
Div Yield
1.21%
FCF Yield
8.93%
Debt/Equity
0.00
Current Ratio
—
Market Cap
$875.78M
as of 2026-10-23
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
1.81M
SI % of Float
4.49%
Days to Cover
6.48
Short Vol Ratio
66.5%
Free Float
40.29M
Float %
89.2%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-05-08