CZFS · Insider Trading
Citizens Financial Services, Inc. Common Stock
Every open-market purchase and sale reported by CZFS officers, directors and 10%+ beneficial owners on SEC Form 4, which must be filed within two business days of the transaction. Sales often reflect scheduled 10b5-1 plans or tax withholding rather than a directional view, so read counts alongside the size and the filer.
| Filed | Insider | Role | Type | Shares | Value |
|---|---|---|---|---|---|
| 2026-09-22 | R Joseph Landy | Director | G | −40 | — |
| 2026-09-15 | Janie M Hilfiger | Director | A | +70 | — |
| 2026-09-15 | John D Behm | Director | A | +70 | — |
| 2026-09-15 | Terry B Osborne | Director | A | +70 | — |
| 2026-09-15 | Roger C Graham Jr | Director | A | +70 | — |
| 2026-09-15 | Christopher W Kunes | Director | A | +70 | — |
| 2026-09-15 | Robert W Chappell | Director | A | +70 | — |
| 2026-09-15 | Thomas E. Freeman | Director | A | +70 | — |
| 2026-09-15 | Joseph B Bower Jr | Director | A | +70 | — |
| 2026-09-15 | Mickey L Jones | Director | A | +70 | — |
| 2026-09-15 | R Joseph Landy | Director | A | +70 | — |
| 2026-09-15 | Rinaldo A DePaola | Director | A | +70 | — |
| 2026-09-15 | John P Painter II | Director | A | +70 | — |
| 2026-09-08 | R Joseph Landy | Director | G | −20 | — |
| 2026-09-01 | Stephen J Guillaume | SENIOR VICE PRESIDENT | Buy | +24 | +$1.83K |
| 2026-08-05 | John P Painter II | Director | Buy | +160 | +$12.88K |
| 2026-07-23 | David Z Richards Jr | EXECUTIVE VICE PRESIDENT | A | +343 | — |
| 2026-07-09 | LeeAnn Gephart | EXECUTIVE VICE PRESIDENT | Sell | −15 | −$1.07K |
| 2026-07-09 | R Joseph Landy | Director | G | −20 | — |
| 2026-06-26 | Stephen J Guillaume | EXECUTIVE VICE PRESIDENT | A | +311 | — |
| 2026-06-26 | Jeffrey R White | EXECUTIVE VICE PRESIDENT | A | +336 | — |
| 2026-06-26 | LeeAnn Gephart | EXECUTIVE VICE PRESIDENT | A | +153 | — |
| 2026-06-26 | Jeffrey L Wilson | EXECUTIVE VICE PRESIDENT | A | +49 | — |
| 2026-06-26 | Randall E Black | CEO & PRESIDENT | A | +563 | — |
| 2026-06-25 | LeeAnn Gephart | EXECUTIVE VICE PRESIDENT | Sell | −29 | −$1.93K |
| 2026-06-16 | Thomas E. Freeman | Director | A | +88 | — |
| 2026-06-16 | Joseph B Bower Jr | Director | A | +88 | — |
| 2026-06-16 | Terry B Osborne | Director | A | +88 | — |
| 2026-06-16 | Roger C Graham Jr | Director | A | +88 | — |
| 2026-06-16 | R Joseph Landy | Director | A | +88 | — |
| 2026-06-16 | Rinaldo A DePaola | Director | A | +88 | — |
| 2026-06-16 | Janie M Hilfiger | Director | A | +88 | — |
| 2026-06-16 | John D Behm | Director | A | +29 | — |
| 2026-06-16 | Mickey L Jones | Director | A | +88 | — |
| 2026-06-16 | Christopher W Kunes | Director | A | +88 | — |
| 2026-06-16 | John P Painter II | Director | A | +88 | — |
| 2026-06-10 | R Joseph Landy | Director | G | −20 | — |
| 2026-06-02 | Stephen J Guillaume | SENIOR VICE PRESIDENT | Buy | +34 | +$2.10K |
| 2026-05-28 | LeeAnn Gephart | EXECUTIVE VICE PRESIDENT | Sell | −24 | −$1.55K |
| 2026-05-12 | John P Painter II | Director | Buy | +140 | +$8.91K |
| 2026-05-05 | R Joseph Landy | Director | G | −40 | — |
| 2026-03-19 | R Joseph Landy | Director | G | −20 | — |
| 2026-03-06 | John P Painter II | Director | Buy | +675 | +$41.17K |
| 2026-03-02 | Stephen J Guillaume | SENIOR VICE PRESIDENT | Buy | +13 | +$742 |
| 2026-01-12 | R Joseph Landy | Director | G | −40 | — |
| 2025-12-22 | LeeAnn Gephart | EXECUTIVE VICE PRESIDENT | A | +172 | — |
| 2025-12-22 | Randall E Black | CEO & PRESIDENT | A | +1,552 | — |
| 2025-12-16 | Roger C Graham Jr | Director | A | +96 | — |
| 2025-12-16 | R Joseph Landy | Director | A | +96 | — |
| 2025-12-16 | Terry B Osborne | Director | A | +96 | — |
| Insider | Role | Shares Held | Value |
|---|---|---|---|
| Roger C Graham Jr | Director | 69,964 | $5.78M |
| Randall E Black | CEO & PRESIDENT | 46,802 | $3.87M |
| Alletta M Schadler | Director | 30,139 | $2.49M |
| R Joseph Landy | Director | 28,051 | $2.32M |
| Rinaldo A DePaola | Director | 19,035 | $1.57M |
| Jeffrey L Wilson | EXECUTIVE VICE PRESIDENT | 15,491 | $1.28M |
| Mickey L Jones | Director | 15,055 | $1.24M |
| Terry B Osborne | Director | 13,430 | $1.11M |
| Thomas E. Freeman | Director | 13,423 | $1.11M |
| Christopher W Kunes | Director | 13,248 | $1.10M |
| John D Behm | Director | 13,203 | $1.09M |
| Robert W Chappell | Director | 13,106 | $1.08M |
| E Gene Kosa | Director | 7,000 | $578.70K |
| Stephen J Guillaume | SENIOR VICE PRESIDENT | 5,093 | $421.06K |
| John P Painter II | Director | 3,990 | $329.90K |
| Janie M Hilfiger | Director | 3,959 | $327.31K |
| Joseph B Bower Jr | Director | 2,091 | $172.91K |
| Jeffrey R White | EXECUTIVE VICE PRESIDENT | 2,022 | $167.15K |
| David Z Richards Jr | EXECUTIVE VICE PRESIDENT | 1,851 | $153.01K |
| LeeAnn Gephart | EXECUTIVE VICE PRESIDENT | 946 | $78.20K |
Form 4 reports a change in beneficial ownership by an officer, director or 10%+ holder, and must be filed within two business days of the transaction — so this is close to real time, unlike the 45-day-lagged 13F institutional data.
Transaction codes matter more than the raw buy/sell count. Code P is an open-market purchase — an insider choosing to buy with their own money, which is the signal most research treats as informative. Code S is a sale, but sales are frequently pre-scheduled under a 10b5-1 plan or cover tax withholding on vesting equity, so a run of sales often says nothing directional. Codes A and M are grants and option exercises rather than open-market decisions.
Full filing history and per-insider positions are on the CZFS quote page; the site-wide leaderboard is on the insider transactions hub.
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.