JSM Navient LLC 6% Senior Notes due December 15, 2043

XNAS
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

JSM — —
Key stats
About
Industry (SIC)
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES (6211) · industry map
Exchange
XNAS
List Date
2003-12-11
CIK
0001593538
Headquarters
Herndon, VA
Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan-2.36%-2.33%14.57%0.38%2.71%-2.41%1.76%
Feb-4.67%-7.94%-6.45%0.85%2.87%-1.48%-2.80%
Mar4.15%4.94%3.02%2.16%-2.62%-7.16%0.75%
Apr-1.31%-14.71%1.59%-12.16%-4.97%2.61%-4.83%
May3.45%15.00%5.00%0.10%4.84%-0.62%4.63%
Jun-0.39%-21.33%-4.45%-2.17%-1.40%-1.65%-5.23%
Jul1.18%13.25%-2.45%2.69%2.48%-3.43%2.29%
Aug-0.98%-0.90%1.37%-1.30%-0.94%4.37%0.27%
Sep-1.22%-7.65%-11.85%2.11%4.66%-6.58%-3.42%
Oct1.66%-10.05%2.72%-2.01%-5.15%-7.83%*-3.44%
Nov-3.53%0.62%8.34%4.25%5.21%--2.98%
Dec1.22%-9.13%10.98%-12.68%2.96%---1.33%
Total-3.15%-37.94%21.16%-17.87%10.34%-22.31%-8.29%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $16.13
SMA 50: $17.08
SMA 200: $18.15
Current: $15.36
EMA 12: $15.82
EMA 26: $16.27
MACD: -0.4528 | Signal: -0.0416
BEARISH
ADX (14): 28.90
TREND
+DI: 21.08
−DI: 24.29

Momentum Oscillators

RSI (14): 28.08
OVERSOLD
Stoch %K: 11.22
Stoch %D: 11.23
Williams %R: -94.63

Volume & Volatility

BB Upper: $17.01
BB Lower: $15.25
NEUTRAL
OBV: -1,148,596
Vol SMA 20: 18,276
Vol ROC: 273.08%
ATR: $0.43
True Range: $0.47
HV 20: 19.8%
HV 30: 20.5%
HV 60: 17.3%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-11-01T00:00:00 – 2026-10-30T00:00:00
AI Analysis

Here is the comprehensive stock analysis report for JSM:

Executive Summary

Overall Assessment: NEUTRAL (confidence level: 6)

Key Drivers:

  • Oversold momentum signals from RSI, Stochastic %K, and Williams %R
  • Support from SMA 20 and EMA 12
  • Low volatility, with beta close to the market average

Primary Risks:

  • Potential bearish momentum from MACD histogram signal
  • Lack of recent news headlines for context

Investment Thesis: JSM is approaching oversold levels, which may lead to a rebound in price. However, the absence of recent news and mixed technical signals (bearish MACD vs bullish RSI) suggest caution.

Recent News Sentiment Impact: No recent news available, so no impact assessment possible.

Technical Analysis

Trend Direction: Short-term bearish, Medium-term neutral, Long-term neutral

Support/Resistance Levels: Key levels to monitor:

  • SMA 20 ($19.43)
  • EMA 12 ($19.20)
  • Upper Bollinger Band ($20.02)

Momentum Signals:

  • RSI (14): Oversold (19.46), potential buy signal
  • MACD: Bearish momentum (histogram signal -0.10)
  • Stochastic %K: 6.77, oversold
  • Williams %R: -89.44, oversold

Volume Analysis: Volume trends and institutional interest signals:

  • Low volume with a recent increase in trading activity (Volume Rate of Change: 286.53%)
  • Institutional interest appears low, as evidenced by the OBV signal (-235419.76)

News & Sentiment Analysis

Recent Headlines Summary: No recent news headlines available.

Sentiment Assessment: Neutral (no news sentiment available).

Catalyst Identification: No upcoming events or catalysts to impact the stock price.

Market Narrative: The absence of recent news and mixed technical signals suggest a wait-and-see approach, as there is no clear direction for the stock price.

Risk & Volatility Assessment

Beta Interpretation: Low risk (beta 0.23), with JSM moving less than the market average.

Volatility Regime: Low volatility (Stock Volatility: 0.14).

Options Market Signals: No options data available.

Downside Protection: Support levels to monitor:

  • SMA 20 ($19.43)
  • EMA 12 ($19.20)

Market Context & Positioning

Sector Performance: Neutral, with no clear sector performance that would impact JSM's price movement.

Institutional Activity: Low institutional interest, as evidenced by the OBV signal (-235419.76).

Correlation Analysis: High correlation with the market (R-squared 0.93), suggesting JSM will likely follow market trends.

Relative Valuation: Neutral, with no clear valuation trend that would impact the stock price.

Key Levels & Action Items

Critical Price Levels: Support levels to monitor:

  • SMA 20 ($19.43)
  • EMA 12 ($19.20)

Breakout/Breakdown Levels: Upper Bollinger Band ($20.02) and lower Bollinger Band ($18.84) for potential breakouts or breakdowns.

Time-Sensitive Catalysts: No time-sensitive catalysts available, as there are no upcoming events or news releases that would impact the stock price.

Risk Management: Consider a stop-loss level around $17.50 to protect against further downside movement.

Generated
News
All JSM news →
Showing 1–10 of 26
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JSM Options Activity & IV Rank

Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis

Risk Metrics

Beta: 0.2519
Alpha: -24.66%
Correlation: 0.2362
R-Squared: 5.6%
Stock Volatility: 13.6%
Market Volatility: 12.8%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time

JSM Institutional Ownership (13F)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

# Filer Shares Value % of Total % of Float Period
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period

JSM Board & Officers

As of SEC filings through Sep 25, 2026

Directors 6

Officers 2

Changes in the last 10 years (40)
Sep 24, 2026Diane E Offereins became a director
Apr 2, 2026The company announced the departure of Jane J. Thompson from the board in an SEC filing
Apr 2, 2026The company announced the departure of David L. Yowan as President & CEO in an SEC filing
Feb 10, 2026Stephen M Hauber listed as EVP, CFO & Pao (previously EVP & Chief Admin Officer) in SEC filings
Jan 6, 2026The company announced the departure of Joe Fisher as EVP, CFO & Pao in an SEC filing
Feb 28, 2025David S Green became EVP, Cnsmr Lend & CEO, Earnest
Oct 31, 2024Sherborne Strategic Fund F, LLC became a 10% owner
Oct 11, 2024Troy Standish became EVP & Chief Operating Officer
Oct 11, 2024The company announced the departure of John M Kane as EVP & Group President in an SEC filing
May 28, 2024Stephen M Hauber listed as EVP & Chief Admin Officer (previously EVP, Chief Risk&Compliance Off) in SEC filings
Apr 23, 2024The company announced the departure of Mark L Heleen as EVP, CLO & Secretary in an SEC filing
Apr 4, 2024The company announced the departure of Laura S Unger from the board in an SEC filing
Feb 26, 2024Sherborne Investors Master GP, LLC became a 10% owner
May 17, 2023David L. Yowan first listed as President & CEO in an SEC filing
May 15, 2023The company announced the departure of John F Remondi as Chief Executive Officer in an SEC filing
May 12, 2023The company announced the departure of John F Remondi from the board in an SEC filing
Mar 31, 2022Stephen Welker became a 10% owner
Mar 31, 2022Sherborne Investors Management LP became a 10% owner
Mar 31, 2022Sherborne Investors Management GP, LLC became a 10% owner
Mar 31, 2022Sherborne Investors LP became a 10% owner
Not reported recently (24)
  • David S Green · Last reported as EVP, Cnsmr Lend & CEO, Earnest in an SEC filing dated Mar 11, 2025
  • Linda A Mills · Last reported as a director in an SEC filing dated Feb 10, 2025
  • Newbury Investors LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Sherborne Investors Management LP · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Edward J Bramson · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Sherborne Investors Management GP, LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Sherborne Investors GP, LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Sherborne Investors LP · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Stephen Welker · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Sherborne Investors Master GP, LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Sherborne Strategic Fund F, LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
  • Katherine A Lehman · Last reported as a director in an SEC filing dated Feb 8, 2022
  • Ted A Morris · Last reported as Acting Chief Financial Officer in an SEC filing dated Jun 11, 2020
  • Christian M. Lown · Last reported as EVP & Chief Financial Officer in an SEC filing dated Mar 31, 2020
  • Marjorie L. Bowen · Last reported as a director in an SEC filing dated Feb 7, 2020
  • William M Diefenderfer III · Last reported as a director in an SEC filing dated Feb 7, 2019
  • Barry Lawson Williams · Last reported as a director in an SEC filing dated Feb 7, 2019
  • John F Whorley Jr · Last reported as EVP & Group President in an SEC filing dated Jun 19, 2018
  • Gilleland Diane Suitt · Last reported as a director in an SEC filing dated Feb 6, 2018
  • John K Adams Jr · Last reported as a director in an SEC filing dated Feb 6, 2018
  • Sallahdeen Coles Spruill · Last reported as a 10% owner in an SEC filing dated Nov 27, 2017
  • Timothy J Hynes IV · Last reported as EVP, Chief Risk&Compliance Off in an SEC filing dated May 2, 2017
  • Somsak Chivavibul · Last reported as EVP & Chief Financial Officer in an SEC filing dated Feb 21, 2017
  • Barry A Munitz · Last reported as a director in an SEC filing dated Feb 7, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

JSM Proposed Insider Sales (Form 144)

Latest: 2026-04-16
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-04-16 Fisher Joe Former Officer 23,146 $196.1K 2026-04-16 Fidelity Brokerage Services LLC — EDGAR
2026-04-14 Fisher Joe Former Officer 30,982 $253.6K 2026-04-14 Fidelity Brokerage Services LLC — EDGAR
2026-04-13 Fisher Joe Former Officer 30,000 $241.0K 2026-04-13 Fidelity Brokerage Services LLC — EDGAR
2026-03-12 Fisher Joe Former Officer 20,000 $160.4K 2026-03-12 Fidelity Brokerage Services LLC — EDGAR
2024-11-06 HAUBER STEPHEN M Officer 10,000 $150.0K 2024-11-06 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2024-05-03 HELEEN MARK L Officer 10,000 $160.0K 2024-05-03 Merrill Lynch 10b5-1 EDGAR
2024-01-31 HELEEN MARK L Officer 10,000 $171.7K 2024-01-31 Merrill Lynch 10b5-1 EDGAR
2023-12-14 KANE JOHN M Officer 150,132 $2.85M 2023-12-14 Merrill Lynch 10b5-1 EDGAR
2023-11-07 HELEEN MARK L Officer 10,000 $169.6K 2023-11-07 Merrill Lynch 10b5-1 EDGAR
2023-07-31 REMONDI JOHN F Officer 6,223 $117.7K 2023-07-31 Merrill — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
2 ETFs hold JSM
2 shown · $10.85M total exposure
# ETF Provider Weight $ Exposure ETF AUM As Of
1 PFFA Virtus InfraCap U.S. Preferred Stock ETF Nport 0.44% $10.8M — 2026-07-31
2 VPFF Virtus InfraCap Preferred and Income Securities ETF Nport 1.83% $22,829 — 2026-07-31
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.