Bank of the James Financial Group, Inc(BOTJ)
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
- Industry (SIC)
- STATE COMMERCIAL BANKS (6022)
- Exchange
- XNAS
- Market Cap
- $0.1B
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand l…
| Month | Avg Return | Years of Data |
|---|---|---|
| Jan | +3.33% | 15 |
| Feb | -0.03% | 15 |
| Mar | -4.00% | 15 |
| Apr | +0.96% | 15 |
| May | +2.17% | 15 |
| Jun | +0.09% | 15 |
| Jul | +5.29% | 14 |
| Aug | -2.34% | 14 |
| Sep | -0.69% | 14 |
| Oct | +3.21% | 14 |
| Nov | +5.04% | 14 |
| Dec | +2.71% | 14 |
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
Momentum Oscillators
Volume & Volatility
Data Summary
Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.
Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.
Each spread is ranked by a composite score built in three stages. Full documentation →
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
RR25 and BF25 from the live options chain. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Enter a ticker to render the implied volatility surface.
- Beta (1Y vs SPY)
- 0.16
- Correlation (SPY)
- 7.8%
- R²
- 0.01
- Ann. Volatility
- 25.9%
- SPY Volatility
- 12.4%
Low volatility - stock moves less than market
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-05-08 | PHILLIP C JAMERSON | Director | Buy (P) | +1,000 | $23.40 | $23.4K | EDGAR |
| 2026-05-07 | LEWIS C ADDISON | Director | Buy (P) | +82 | $23.18 | $1.9K | EDGAR |
| 2026-05-07 | WILLIAM C III BRYANT | Director | Buy (P) | +1,043 | $23.11 | $24.1K | EDGAR |
| 2026-02-20 | WILLIAM C III BRYANT | Director | Buy (P) | +996 | $20.49 | $20.4K | EDGAR |
| 2026-02-20 | ROBERT R CHAPMAN | President | Buy (P) | +1,200 | $20.89 | $25.1K | EDGAR |
| 2026-02-11 | LEWIS C ADDISON | Director | Buy (P) | +93 | $20.50 | $1.9K | EDGAR |
| 2025-12-01 | PHILLIP C JAMERSON | Director | Buy (P) | +1,114 | $16.73 | $18.6K | EDGAR |
| 2025-11-19 | LEWIS C ADDISON | Director | Buy (P) | +113 | $16.75 | $1.9K | EDGAR |
| 2025-11-19 | WILLIAM C III BRYANT | Director | Buy (P) | +59 | $16.75 | $988 | EDGAR |
| 2025-11-18 | PHILLIP C JAMERSON | Director | Buy (P) | +589 | $16.75 | $9.9K | EDGAR |
| 2025-08-26 | WILLIAM C III BRYANT | Director | Buy (P) | +2,525 | $15.43 | $39.0K | EDGAR |
| 2025-08-15 | J TODD SCRUGGS | Secretary-Treasurer | Buy (P) | +356 | $14.30 | $5.1K | EDGAR |
| 2025-08-14 | LEWIS C ADDISON | Director | Buy (P) | +134 | $14.00 | $1.9K | EDGAR |
| 2025-08-13 | HARRY P JR UMBERGER | EVP - Chief Credit Officer | Buy (P) | +138 | $13.88 | $1.9K | EDGAR |
| 2025-08-12 | MICHAEL A SYREK | President - Bank of the James | Buy (P) | +250 | $13.97 | $3.5K | EDGAR |
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | WATT R JR FOSTER | Director | 131,679 | $3.26M | $747.1K | 34 | 2024-02-07 |
| 2 | ROBERT R CHAPMAN | President | 124,118 | $3.07M | $266.7K | 60 | 2026-02-20 |
| 3 | JAMES F DALY | Director | 77,970 | $1.93M | $982.5K | 1 | 2016-08-09 |
| 4 | WILLIAM C III BRYANT | Director | 77,716 | $1.92M | $671.1K | 58 | 2026-05-07 |
| 5 | LYDIA K LANGLEY | Director | 45,400 | $1.12M | $473.0K | 21 | 2020-07-29 |
| 6 | J TODD SCRUGGS | Secretary-Treasurer | 33,507 | $829.6K | $22.0K | 9 | 2025-08-15 |
| 7 | JOHN R JR ALFORD | Director | 25,000 | $619.0K | $195.4K | 27 | 2024-02-20 |
| 8 | LEWIS C ADDISON | Director | 19,721 | $488.3K | $88.7K | 30 | 2026-05-07 |
| 9 | PHILLIP C JAMERSON | Director | 18,190 | $450.4K | $215.6K | 7 | 2026-05-08 |
| 10 | THOMAS W JR PETTYJOHN | Director | 17,995 | $445.6K | $38.4K | 7 | 2023-05-12 |
| 11 | MICHAEL A SYREK | President - Bank of the James | 15,007 | $371.6K | $96.7K | 17 | 2025-08-12 |
| 12 | JULIE P DOYLE | Director | 11,903 | $294.7K | $203.8K | 17 | 2024-02-09 |
| 13 | AUBREY DOUGLAS III DALTON | Director | 11,353 | $281.1K | $3.6K | 1 | 2023-05-15 |
| 14 | AUGUSTUS A JR PETTICOLAS | Director | 2,560 | $63.4K | $1.9K | 1 | 2023-05-12 |
| 15 | HARRY P JR UMBERGER | EVP - Chief Credit Officer | 2,025 | $50.1K | $4.3K | 4 | 2025-08-13 |
| 16 | ERIC JOHN JR SORENSON | EVP | 1,966 | $48.7K | $6.1K | 1 | 2023-05-05 |
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.