CUBI CUSTOMERS BANCORP INC
XNYS
78.73
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
CUBI
$78.73
—
Key stats
$78.73
- 52-Week Range
- $63.44 – $84.38
- YTD
- +5.68%
- IV Rank (30D)
- 71.69
- Straddle Price
- $7.78
- P/C Vol Ratio
- 0.27
- Market Cap
- $2.6B
- Open
- $75.65
- Day Range
- $75.65 – $79.57
- Volume
- 306,731
- Prev Close
- $76.31
Fair Value
MODEL: LONG
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.15% |
| Beta vs SPY | 1.18 |
| Cost of Equity (CAPM) | 11.64% (VRP-adj) |
| WACC | 9.01% |
| Volatility Risk Premium | +41.7pp (IV − HV30), ERP adj +50bps |
| Effective Tax Rate | 23.4% |
| Rev. Growth (YoY, DCF input) | +3.6% |
| DCF Horizon | 10 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.04 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.2B |
| Return on Equity (TTM) | 12.9% |
| Book / Price | 83.5% — banking bias active (P/B is primary) |
| Gross Margin (TTM) | 59.8% |
| FCF Margin (TTM) | 15.2% |
| Debt / Equity | 0.81 |
| Quality Score | 3/6 — normal (10y DCF) |
| Market-Implied Growth | +5.1% (reverse-DCF on current price) |
| SMA 50 | $77.53 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $74.96 |
| Bollinger Width / SMA20 | 6.9% (drives anchor stability) |
| Net Debt | $1.6B |
| Market Cap | $3B |
Peers used for multiples: BUSE, COIN, EBC, GLXY
(filtered from 8 ETF-co-members; sector bias active)
60-Day Conviction
50%
20-Day Fair Value
≈ by Nov 20, 2026
$78.95
α +0.3%
rank 24%
conviction
19%
40-Day Fair Value
≈ by Dec 21, 2026
$79.70
α +1.2%
rank 24%
conviction
40%
60-Day Fair Value
≈ by Jan 19, 2027
$79.84
α +1.4%
rank 16%
conviction
50%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $65.88 | 21% | |
| DDM (Gordon) | n/a | 0% | |
| Peer P/E | n/a | 0% | |
| Peer EV/EBITDA | $71.14 | 3% | median 10.6× · 4 peers |
| Peer P/B | $90.18 | 10% | median 1.4× · 4 peers |
| Peer P/S | $128.17 | 3% | median 2.8× · 4 peers |
| Market Anchor (SMA50) | $77.53 | 43% | stability 100% (BB-width) |
| Options Expected (B-L 30d) | $76.67 | 20% | 19 strikes · skew +0.47 |
As of 2026-10-22 · updated
Related
About
- Industry (SIC)
- STATE COMMERCIAL BANKS (6022) · industry map
- Exchange
- XNYS
- Market Cap
- $2.6B
- Employees
- 869
- List Date
- 2011-12-28
- CIK
- 0001488813
- Next Earnings
- 2026-10-22 (After-Close)
- EPS Forecast
- $2.14 (8 est.)
- Headquarters
- West Reading, PA
- Homepage
- https://www.customersbank.com
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering resi…
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 22.49% | -12.99% | 8.31% | -4.14% | 20.11% | 6.07% | 6.64% |
| Feb | 18.08% | 4.93% | 0.49% | 3.68% | -3.98% | -15.26% | 1.32% |
| Mar | 14.87% | -7.75% | -39.62% | -2.75% | -4.65% | 0.51% | -6.57% |
| Apr | 7.81% | -17.77% | 19.15% | -11.83% | -1.54% | 7.50% | 0.55% |
| May | 8.27% | -3.05% | 10.04% | -1.71% | 1.66% | -2.52% | 2.11% |
| Jun | 0.08% | -15.73% | 26.45% | 8.53% | 15.70% | 8.59% | 7.27% |
| Jul | -8.60% | 10.06% | 35.73% | 33.75% | 2.61% | -1.91% | 11.94% |
| Aug | 13.95% | -7.02% | -13.49% | -14.08% | 15.26% | -2.94% | -1.39% |
| Sep | 5.05% | -13.75% | -4.81% | -7.54% | -8.68% | -3.17% | -5.48% |
| Oct | 22.51% | 10.13% | 21.85% | 4.01% | 4.06% | 6.35%* | 11.48% |
| Nov | 4.69% | -2.39% | 11.31% | 23.58% | 1.32% | -- | 7.70% |
| Dec | 15.33% | -10.77% | 19.69% | -12.52% | 6.96% | -- | 3.74% |
| Total | 214.10% | -52.10% | 97.70% | 8.61% | 55.11% | 0.79% | 54.04% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $75.06
SMA 50: $77.45
SMA 200: $75.66
Current: $78.73
EMA 12: $75.67
EMA 26: $75.94
MACD: -0.2767 | Signal: 0.5209
BEARISH
ADX (14): 21.33
WEAK TREND
+DI: 32.91
−DI: 21.45
Momentum Oscillators
RSI (14): 63.01
NEUTRAL
Stoch %K: 86.37
Stoch %D: 77.94
Williams %R: -11.16
Volume & Volatility
BB Upper: $77.47
BB Lower: $72.64
OVERBOUGHT
OBV: 3,289,034
Vol SMA 20: 275,661
Vol ROC: 26.75%
ATR: $1.83
True Range: $3.92
HV 20: 20.7%
HV 30: 18.8%
HV 60: 21.5%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis
LLM Stock Analysis Report
SYMBOL: CUBI
Executive Summary: Overall assessment: NEUTRAL (confidence level: 6/10)
Key drivers:
- Technical indicators suggest a potential correction, with RSI and MACD indicating overbought conditions.
- Recent positive news headlines may have driven the stock's price up.
Primary risks:
- High volatility (beta >1.38) increases the risk of significant price swings.
- Earnings release approaching (Oct 30) may impact trading sentiment.
Investment thesis: CUBI is currently trading near its upper Bollinger Band, suggesting it may be overbought and due for a correction. However, recent positive news headlines could continue to drive prices higher in the short term.
Recent news sentiment impact: The two recent positive news headlines have contributed to the stock's price increase, but further upside may be limited by technical indicators.
Technical Analysis:
Trend Direction: Short-term (1-4 weeks): NEUTRAL, Medium-term (1-3 months): BULLISH, Long-term (3-12 months): BEARISH
Support/Resistance Levels: Key price levels to monitor:
- Upper Bollinger Band ($68.50)
- SMA 20 ($64.95)
Momentum Signals:
- RSI interpretation: Overbought (>70), potentially indicating a correction.
- MACD signal: Bearish (negative histogram).
- Bollinger Bands position: Overbought.
Volume Analysis: Volume trends suggest institutional interest, with:
- On-Balance Volume (OBV) increasing and
- Volume Rate of Change above average.
News & Sentiment Analysis:
Recent Headlines Summary: Positive news headlines about profit growth forecasts and supportive fundamentals.
Sentiment Assessment: Aggregate sentiment is POSITIVE due to recent news.
Catalyst Identification: Earnings release approaching (Oct 30).
Market Narrative: Technical indicators suggest a potential correction, while news headlines continue to drive prices higher.
Risk & Volatility Assessment:
Beta Interpretation: High risk (beta >1.38) relative to the market.
Volatility Regime: Current volatility is high compared to historical levels.
Options Market Signals:
- IV rank: Medium (58.5%)
- Put/Call volume ratio: 0.13 (Bullish sentiment)
- Unusual activity: High put buying and call selling
Downside Protection: Support levels at SMA 20 ($64.95) and lower Bollinger Band ($61.39).
Market Context & Positioning:
Sector Performance: CUBI's performance is strong relative to its sector.
Institutional Activity: Volume patterns suggest institutional interest.
Correlation Analysis: CUBI moves relatively strongly with the market (R-squared >0.8).
Relative Valuation: CUBI is positioned near the upper end of its trading range.
Key Levels & Action Items:
- Critical price levels to monitor:
- Upper Bollinger Band ($68.50)
- SMA 20 ($64.95)
- Breakout/breakdown levels:
- Lower Bollinger Band ($61.39) as potential support
- Time-sensitive catalysts:
- Earnings release approaching (Oct 30)
Risk Management: Stop-loss levels and position sizing considerations should be based on the stock's volatility and recent price action.
Please note that this is a sample analysis report, and actual results may vary based on real-world data and market conditions.
Generated
News
All CUBI news →
Earnings History
17 of 21 under expected move
Avg Expected Move
14.13%
Avg Actual Move
6.66%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-01-27 | After-Close | 6.36% | 5.09% | 0.80x | Within |
| 2021-07-28 | After-Close | 9.80% | 3.57% | 0.36x | Within |
| 2021-10-27 | After-Close | 9.26% | 11.90% | 1.29x | Exceeded |
| 2022-01-24 | After-Close | 11.44% | 4.60% | 0.40x | Within |
| 2022-04-27 | After-Close | 33.58% | 5.94% | 0.18x | Within |
| 2022-07-27 | After-Close | 46.24% | 6.46% | 0.14x | Within |
| 2023-01-25 | After-Close | 11.49% | 15.95% | 1.39x | Exceeded |
| 2023-04-27 | After-Close | 19.03% | 17.10% | 0.90x | Within |
| 2023-07-27 | After-Close | 12.45% | 0.02% | 0.00x | Within |
| 2023-10-26 | After-Close | 12.39% | 17.81% | 1.44x | Exceeded |
| 2024-01-25 | After-Close | 10.14% | 3.50% | 0.35x | Within |
| 2024-04-25 | After-Close | 12.94% | 5.47% | 0.42x | Within |
| 2024-07-25 | After-Close | 12.65% | 4.37% | 0.35x | Within |
| 2024-10-31 | After-Close | 16.80% | 0.98% | 0.06x | Within |
| 2025-01-23 | After-Close | 12.12% | 13.90% | 1.15x | Exceeded |
| 2025-04-24 | After-Close | 9.74% | 2.94% | 0.30x | Within |
| 2025-07-24 | After-Close | 9.68% | 0.41% | 0.04x | Within |
| 2025-10-23 | After-Close | 11.59% | 6.96% | 0.60x | Within |
| 2026-01-22 | After-Close | 9.54% | 8.24% | 0.86x | Within |
| 2026-04-23 | After-Close | 9.46% | 3.99% | 0.42x | Within |
| 2026-07-23 | After-Close | 10.09% | 0.57% | 0.06x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
CUBI Options Activity & IV Rank
CUBI IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 40.5%
7-DTE IV: —
Expected Move: $7.78
7-DTE Move: $7.78
Days to Exp: 29 (2026-11-20)
Options Flow
Call Volume: 173
Put Volume: 47
P/C Volume: 0.272
BULLISH
Call OI: 397
Put OI: 104
P/C OI: 0.262
Total OI: 501
ATM Options Pricing
ATM Call: $4.40
ATM Put: $3.38
Call %: 5.6%
Put %: 4.3%
Chain Summary
Chain Volume: 377
Chain OI: 798
Last Updated: 10/22/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
HIGH γ vs HISTORY
Estimated net dealer gamma is at the 83rd percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
83%
vs own history
GEX tilt
+0.82
OI-weighted, today
Vanna tilt
+0.86
δ-sensitivity to IV
Charm tilt
-0.87
δ-decay vs time
Vanna tilt +0.86: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.87: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 11 ATM contracts, 1k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
ATM 43.3% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)71.7MediumOct 22
Straddle Price (30 DTE)$7.78Oct 22
Beta Analysis
Risk Metrics
Beta: 0.8562
Alpha: 12.92%
Correlation: 0.3678
R-Squared: 13.5%
Stock Volatility: 29.7%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Moderate volatility - stock generally follows market
Moderate volatility - stock generally follows market
Beta & Alpha Over Time
Notable investors who own CUBI
5 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Renaissance Technologies Hedge fund Jim Simons | $12.5M | #933 of 3138 | -12.4% | 13F | |
| Citadel Hedge fund Ken Griffin | $7.5M | #1792 of 6285 | +54.2% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $2.8M | #2388 of 3716 | -73.5% | 13F | |
| Point72 Hedge fund Steve Cohen | $787K | #1536 of 1945 | +72.4% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $156K | #2735 of 4729 | +4.2% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
CUBI Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 33,646,561 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
3 filers$2.40M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $1.66M | 69.08% | 2026-06-30 |
| 2 | IMC-Chicago, LLC Custodian | $466.69K | 19.41% | 2026-06-30 |
| 3 | Citadel Advisors LLC Custodian | $276.85K | 11.51% | 2026-06-30 |
2 filers$395.50K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $387.59K | 98.00% | 2026-06-30 |
| 2 | GROUP ONE TRADING LLC Custodian | $7.91K | 2.00% | 2026-06-30 |
CUBI Insider Trading (Form 4)
Latest: 2026-09-17Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-09-17 | Robert J Buford | Director | Award (A) | +847 | $78.91 | $66.8K | EDGAR |
| 2026-09-17 | Robert Morris Krasne | Director | Award (A) | +847 | $78.91 | $66.8K | EDGAR |
| 2026-09-17 | T Lawrence Way | Director | Award (A) | +847 | $78.91 | $66.8K | EDGAR |
| 2026-09-17 | Andrea R. Allon | Director | Award (A) | +625 | $78.91 | $49.3K | EDGAR |
| 2026-09-17 | Dalton Talley Sirmans | Director | Award (A) | +736 | $78.91 | $58.1K | EDGAR |
| 2026-09-17 | Susan Dianne Looney | Director | Award (A) | +625 | $78.91 | $49.3K | EDGAR |
| 2026-09-17 | Mike Gill | Director | Award (A) | +625 | $78.91 | $49.3K | EDGAR |
| 2026-09-17 | Bernard Bennett Banks | Director | Award (A) | +879 | $78.91 | $69.4K | EDGAR |
| 2026-09-17 | Steven J Zuckerman | Director | Award (A) | +1,053 | $78.91 | $83.1K | EDGAR |
| 2026-09-08 | Nicholas John Robinson | Chief Risk Officer | Tax (F) | −479 | $79.64 | -$38.1K | EDGAR |
| 2026-08-17 | Andrea R. Allon | Director | Sell (S) | −10,000 | $82.81 | -$828.1K | EDGAR |
| 2026-08-05 | Jay S Sidhu | Chairman | Sell (S) | −68,821 | $80.09 | -$5.51M | EDGAR |
| 2026-07-31 | Jay S Sidhu | Chairman | Sell (S) | −31,179 | $79.19 | -$2.47M | EDGAR |
| 2026-06-16 | Susan Dianne Looney | Director | Award (A) | +625 | $78.21 | $48.9K | EDGAR |
| 2026-06-16 | Robert J Buford | Director | Award (A) | +849 | $78.21 | $66.4K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
CUBI Insider Holdings
21 insiders · @ $78.73
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Jay S Sidhu | Chairman | 671,458 | $52.86M | -$80.62M | 94 | 2026-08-05 |
| 2 | Samvir S. Sidhu | CEO | 540,050 | $42.52M | $915.7K | 45 | 2026-05-28 |
| 3 | Steven J Zuckerman | Director | 292,955 | $23.06M | $0 | 34 | 2026-09-17 |
| 4 | T Lawrence Way | Director | 131,909 | $10.39M | -$5.88M | 37 | 2026-09-17 |
| 5 | Daniel K Rothermel | Director | 115,561 | $9.10M | $153.6K | 35 | 2026-06-16 |
| 6 | Lyle Cunningham | Chief Banking Officer | 67,768 | $5.34M | -$3.82M | 24 | 2026-06-01 |
| 7 | Glenn Hedde | Pres Mortgage WarehouseLending | 53,754 | $4.23M | -$3.58M | 52 | 2025-04-08 |
| 8 | Philip Watkins | EVP, Head of Corp Development | 47,934 | $3.77M | -$415.6K | 19 | 2026-05-28 |
| 9 | Andrea R. Allon | Director | 31,624 | $2.49M | -$828.1K | 35 | 2026-09-17 |
| 10 | Robert J Buford | Director | 25,320 | $1.99M | $0 | 24 | 2026-09-17 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
CUBI Board & Officers
As of SEC filings through Sep 17, 2026Directors 11
- Jay S Sidhu · since May 15, 2013
- Steven J Zuckerman · since May 15, 2013
- T Lawrence Way · since May 15, 2013
- Andrea R. Allon · since Jun 22, 2016
- Robert J Buford · since Sep 15, 2020
- Bernard Bennett Banks · since Jan 26, 2022
- Dalton Talley Sirmans · since Oct 29, 2025
- Mike Gill · since Oct 29, 2025
- Robert Morris Krasne · since Oct 29, 2025
- Susan Dianne Looney · since Oct 29, 2025
- Samvir S. Sidhu · listed since Jan 2026
Officers 9
- Samvir S. Sidhu · CEO · listed since Jan 2026
- Mark R McCollom · CFO Customers Bank · since Jun 25, 2025
- Stephen Francis Wyremski · Chief Operating Officer · since Jan 28, 2026
- Jessie John Deano Velasquez · Chief Accounting Officer · since Apr 20, 2020
- Thomas Henry Kasulka · Chief Credit Officer · since Feb 28, 2024
- Nicholas John Robinson · Chief Risk Officer · since Sep 18, 2024
- Lyle Cunningham · Chief Banking Officer · listed since Dec 2024
- Philip Watkins · EVP, Head of Corp Development · listed since Oct 2025
- Jay S Sidhu · Chairman · listed since Jan 2026
Changes in the last 10 years (47)
| Jun 16, 2026 | Robert Neil Mackay reported in an SEC filing no longer being a director |
| Jun 16, 2026 | Daniel K Rothermel reported in an SEC filing no longer being a director |
| Jan 28, 2026 | Stephen Francis Wyremski became Chief Operating Officer |
| Jan 7, 2026 | Samvir S. Sidhu listed as CEO (previously President) in SEC filings |
| Jan 7, 2026 | Samvir S. Sidhu first listed as a director in an SEC filing |
| Jan 5, 2026 | Jay S Sidhu listed as Chairman (previously Chairman & CEO) in SEC filings |
| Oct 29, 2025 | Susan Dianne Looney became a director |
| Oct 29, 2025 | Robert Morris Krasne became a director |
| Oct 29, 2025 | Mike Gill became a director |
| Oct 29, 2025 | Dalton Talley Sirmans became a director |
| Oct 27, 2025 | Philip Watkins listed as EVP, Head of Corp Development (previously CFO) in SEC filings |
| Jun 25, 2025 | Mark R McCollom became CFO Customers Bank |
| Mar 28, 2025 | The company announced the departure of Rajeev V Date from the board in an SEC filing |
| Jan 23, 2025 | Samvir S. Sidhu listed as President (previously President, CEO) in SEC filings |
| Dec 23, 2024 | Lyle Cunningham listed as Chief Banking Officer (previously Chief Lending Officer) in SEC filings |
| Oct 25, 2024 | Philip Watkins listed as CFO (previously CFO Customers Bank) in SEC filings |
| Sep 18, 2024 | Nicholas John Robinson became Chief Risk Officer |
| Apr 10, 2024 | The company announced the departure of Carla A Leibold as Chief Financial Officer in an SEC filing |
| Feb 28, 2024 | Thomas Henry Kasulka became Chief Credit Officer |
| Nov 15, 2023 | Lyle Cunningham listed as Chief Lending Officer (previously Director/Chief Lending Officer) in SEC filings |
| Oct 25, 2023 | Philip Watkins became CFO Customers Bank |
| Oct 25, 2023 | Joan Patricia Cheney became Chief Risk Officer |
| Aug 28, 2023 | The company announced the departure of Andrew Hertz Bowman as EVP and Chief Credit Officer in an SEC filing |
| Sep 28, 2022 | Rajeev V Date became a director |
| Mar 24, 2022 | The company announced the departure of Rick Burkey from the board in an SEC filing |
| Mar 23, 2022 | Lyle Cunningham became Director/Chief Lending Officer |
| Feb 25, 2022 | Samvir S. Sidhu listed as President, CEO (previously Head of Corporate Development) in SEC filings |
| Jan 26, 2022 | Robert Neil Mackay became a director |
| Jan 26, 2022 | Bernard Bennett Banks became a director |
| Apr 5, 2021 | Steven Issa first listed as Special Advisor to CEO in an SEC filing |
| Apr 5, 2021 | Glenn Hedde listed as Pres Mortgage WarehouseLending (previously EVP Mortgage Warehouse Lending) in SEC filings |
| Feb 17, 2021 | Steven Issa no longer listed as Executive VP and CLO in SEC filings |
| Oct 15, 2020 | Carla A Leibold listed as Chief Financial Officer (previously CFO and Treasurer) in SEC filings |
| Sep 15, 2020 | Robert J Buford became a director |
| Jun 24, 2020 | Andrew Hertz Bowman became EVP and Chief Credit Officer |
| Apr 20, 2020 | Jessie John Deano Velasquez became Chief Accounting Officer |
| Jan 24, 2020 | Richard A Ehst first listed as President and COO in an SEC filing |
| Jan 21, 2020 | Samvir S. Sidhu became Head of Corporate Development |
| Dec 18, 2019 | Thomas John Jastrem became Chief Risk Officer |
| Oct 25, 2019 | Glenn Hedde listed as EVP Mortgage Warehouse Lending (previously EVP, Pres Mrtg Wrhs Lending) in SEC filings |
| Jun 6, 2019 | Glenn Hedde listed as EVP, Pres Mrtg Wrhs Lending (previously Pres Mortgage WarehouseLending) in SEC filings |
| Apr 25, 2019 | James T. Collins became Chief Administrative Officer |
| Feb 20, 2019 | Richard A Ehst reported in an SEC filing no longer being President & COO |
| Feb 20, 2019 | Carla A Leibold listed as CFO and Treasurer (previously Chief Accounting Officer) in SEC filings |
| Nov 21, 2018 | Jeffrey C. Skumin became Chief Accounting Officer |
| Jun 5, 2017 | Steven Issa listed as Executive VP and CLO (previously Exec VP/Chief Lending Officer) in SEC filings |
| Jan 25, 2017 | Robert E. Wahlman listed as CFO&Executive Vice President (previously CFO & Exec. VP) in SEC filings |
Not reported recently (9)
- Glenn Hedde · Last reported as Pres Mortgage WarehouseLending in an SEC filing dated Apr 8, 2025
- Joan Patricia Cheney · Last reported as Chief Risk Officer in an SEC filing dated Apr 5, 2024
- Steven Issa · Last reported as Special Advisor to CEO in an SEC filing dated Nov 23, 2021
- Richard A Ehst · Last reported as President and COO in an SEC filing dated May 18, 2021
- James T. Collins · Last reported as Chief Administrative Officer in an SEC filing dated Apr 6, 2021
- Bhanu Choudhrie · Last reported as a director in an SEC filing dated Mar 16, 2021
- Thomas John Jastrem · Last reported as Chief Risk Officer in an SEC filing dated Oct 26, 2020
- Jeffrey C. Skumin · Last reported as Chief Accounting Officer in an SEC filing dated Mar 4, 2020
- Robert E. Wahlman · Last reported as CFO&Executive Vice President in an SEC filing dated Jul 19, 2018
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
CUBI Proposed Insider Sales (Form 144)
Latest: 2026-07-29
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
1 filing
· $7.9M notice value
· 1 unique filer
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
Jay Sidhu (1, $7.9M)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-07-29 | Jay Sidhu | Director | 100,000 | $7.92M | 2026-07-29 | UBS Financial Services Inc | — | EDGAR |
| 2026-05-29 | Lyle Cunningham | Officer | 47,914 | $3.59M | 2026-05-29 | UBS Financial Services Inc | — | EDGAR |
| 2026-05-27 | Jay Sidhu | Officer | 100,000 | $7.63M | 2026-05-27 | UBS Financial Services Inc | — | EDGAR |
| 2026-05-11 | Philip Watkins | Officer | 3,000 | $227.0K | 2026-05-11 | UBS Financial Services Inc | — | EDGAR |
| 2025-12-09 | Jessie Velasquez | Officer | 2,242 | $159.3K | 2025-12-09 | UBS Financial Services Inc | — | EDGAR |
| 2025-11-05 | Jay Sidhu | Director, Officer | 200,000 | $13.55M | 2025-11-05 | UBS Financial Services Inc | — | EDGAR |
| 2025-01-31 | Jay Sidhu | Officer | 100,173 | $5.68M | 2025-01-31 | UBS Financial Services Inc | — | EDGAR |
| 2025-01-30 | Glenn Hedde | Officer | 15,815 | $921.2K | 2025-01-30 | UBS Financial Services Inc | — | EDGAR |
| 2024-11-07 | Jay Sidhu | Officer | 100,000 | $5.48M | 2024-11-07 | UBS Financial Services Inc | — | EDGAR |
| 2024-11-06 | Glenn Hedde | Officer | 5,002 | $268.5K | 2024-11-06 | UBS Financial Services Inc | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
105 ETFs hold CUBI
25 shown · $717.53M total exposure · 0.16% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.14% | $143.8M | $103.1B | 2026-10-20 |
| 2 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.26% | $83.0M | $31.4B | 2026-10-20 |
| 3 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $72.2M | — | 2026-09-30 |
| 4 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.08% | $60.9M | $75.1B | 2026-10-20 |
| 5 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.17% | $47.0M | — | 2026-10-20 |
| 6 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.13% | $38.6M | — | 2026-10-20 |
| 7 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.80% | $31.7M | $4.0B | 2026-10-20 |
| 8 | VXF Vanguard Extended Market ETF | Vanguard | 0.03% | $26.5M | — | 2026-09-30 |
| 9 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.14% | $22.0M | $15.7B | 2026-10-20 |
| 10 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.06% | $21.3M | — | 2026-10-20 |
| 11 | BLOK Amplify Blockchain Technology ETF | Amplify | 2.20% | $20.8M | $944.9M | 2026-10-20 |
| 12 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.15% | $20.5M | $13.7B | 2026-10-20 |
| 13 | KBE State Street® SPDR® S&P® Bank ETF | SPDR (State Street) | 0.95% | $13.6M | $1.4B | 2026-10-20 |
| 14 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.08% | $13.4M | — | 2026-09-30 |
| 15 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.52% | $12.4M | — | 2026-06-30 |
| 16 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.01% | $12.4M | — | 2026-10-20 |
| 17 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.05% | $11.5M | — | 2026-05-31 |
| 18 | IJT iShares S&P Small-Cap 600 Growth ETF | iShares (BlackRock) | 0.14% | $10.9M | $7.6B | 2026-10-20 |
| 19 | IJS iShares S&P Small-Cap 600 Value ETF | iShares (BlackRock) | 0.13% | $10.1M | $7.6B | 2026-10-20 |
| 20 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.12% | $9.0M | — | 2026-10-20 |
| 21 | VIOO Vanguard S&P Small-Cap 600 ETF | Vanguard | 0.14% | $8.3M | — | 2026-09-30 |
| 22 | PSC Principal U.S. Small-Cap ETF | Nport | 0.32% | $7.5M | — | 2026-06-30 |
| 23 | SLYG State Street® SPDR® S&P 600™ Small Cap Growth ETF | SPDR (State Street) | 0.15% | $6.7M | $4.6B | 2026-10-20 |
| 24 | FNDA Schwab Fundamental U.S. Small Company ETF | Nport | 0.07% | $6.7M | — | 2026-05-31 |
| 25 | USVM VictoryShares US Small Mid Cap Value Momentum ETF | Nport | 0.38% | $6.6M | — | 2026-06-30 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
9.94
TTM Diluted EPS
$7.92
TTM Revenue
$1.51B
TTM Net Income
$269.31M
TTM Op. Cash Flow
$435.71M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $370.63M | $69.65M | $1.97 | $35.07M |
| Q4 '25 | 2025-12-31 | $387.71M | $70.09M | $2.02 | $121.57M |
| Q3 '25 | 2025-09-30 | $391.67M | $73.73M | $2.20 | $116.91M |
| Q2 '25 | 2025-06-30 | $357.61M | $55.85M | $1.73 | $162.15M |
| Q1 '25 | 2025-03-31 | $290.42M | $9.52M | $0.29 | $94.12M |
| Q4 '24 | 2024-12-31 | $329.51M | $23.27M | $0.72 | $133.40M |
| Q3 '24 | 2024-09-30 | $340.67M | $42.94M | $1.31 | $24.40M |
| Q2 '24 | 2024-06-30 | $365.07M | $54.30M | $1.66 | $6.08M |
| Q1 '24 | 2024-03-31 | $353.01M | $45.93M | $1.40 | $-18.82M |
| Q4 '23 | 2023-12-31 | $368.68M | $58.22M | $1.79 | $-527.88M |
| Q3 '23 | 2023-09-30 | $390.02M | $82.95M | $2.58 | $148.50M |
| Q2 '23 | 2023-06-30 | $346.16M | $44.01M | $1.39 | $486.57M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-08
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
9.94
P/B
1.24
P/S
1.76
EV/EBITDA
11.70
EV/Sales
2.85
ROE
12.6%
ROA
1.0%
Div Yield
0.15%
FCF Yield
16.45%
Debt/Equity
0.81
Current Ratio
—
Market Cap
$2.65B
as of 2026-10-22
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
2.57M
SI % of Float
8.52%
Days to Cover
8.41
Short Vol Ratio
72.4%
Free Float
30.20M
Float %
89.4%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-08-24