FIGR Figure Technology Solutions, Inc. Class A Common Stock

XNAS 25.36 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

FIGR $25.36 —
Key stats
$25.36
Pre-market $24.98 -1.49%
52-Week Range
$24.10 – $78.00
YTD
-42.02%
IV Rank (30D)
49.6
Straddle Price
$5.05
P/C Vol Ratio
1.32
Market Cap
$5.8B
Open
$26.27
Day Range
$25.33 – $26.74
Volume
4,402,114
Prev Close
$25.72
Fair Value
MODEL: SHORT

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.15%
Beta vs SPY1.59
Cost of Equity (CAPM)13.88% (VRP-adj)
WACC13.45%
Volatility Risk Premium+26.4pp (IV − HV30), ERP adj +50bps
Effective Tax Rate21.0%
Rev. Growth (YoY, DCF input)+3.0%
DCF Horizon10 years explicit + fade
Forward Tilt (NTM/TTM)×1.03 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.2B
Return on Equity (TTM)12.5%
Book / Price34.5% — banking bias active (P/B is primary)
Gross Margin (TTM)100.0%
FCF Margin (TTM)38.4%
Debt / Equity0.20
Quality Score3/6 — normal (10y DCF)
Market-Implied Growth+13.0% (reverse-DCF on current price)
SMA 50$32.62 (Market Anchor value)
SMA 20 / Bollinger Mid$28.03
Bollinger Width / SMA2095.6% (drives anchor stability)
Net Debt$-1.2B
Market Cap$4B
Peers used for multiples: CIFR, COIN, CRCL, GLXY, HUT, MSTR, RIOT, WULF
60-Day Conviction
89%
20-Day Fair Value
≈ by Nov 20, 2026
$25.11
α -1.0% rank 70%
conviction
59%
40-Day Fair Value
≈ by Dec 21, 2026
$25.13
α -0.9% rank 70%
conviction
28%
60-Day Fair Value
≈ by Jan 19, 2027
$24.42
α -3.7% rank 70%
conviction
89%
MethodImplied PriceWeightDetail
DCF $18.36 0%
DDM (Gordon) n/a 0%
Peer P/E n/a 0%
Peer EV/EBITDA $18.83 9% median 10.7× · 4 peers
Peer P/B $40.95 9% median 4.7× · 8 peers
Peer P/S $38.38 9% median 13.5× · 8 peers
Market Anchor (SMA50) $32.62 41% stability 66% (BB-width)
Options Expected (B-L 30d) $24.48 31% 41 strikes · skew +0.06
As of 2026-10-22 · updated
About
Industry (SIC)
LOAN BROKERS (6163) · industry map
Exchange
XNAS
Market Cap
$5.8B
Employees
602
List Date
2025-09-11
CIK
0002064124
Next Earnings
2026-11-12 (Pre-Market)
EPS Forecast
$0.31 (2 est.)
Headquarters
Reno, NV
Homepage
https://www.figure.com

Figure Technology Solutions Inc is building the future of capital markets with blockchain technology. proprietary technology powers next-generation lending, trading, and investing activities in areas such as consumer credit and digital assets. Its use of the blockchain ledger allows them to serve their end customers, improve speed and efficiency, and enhance standardization and liquidity. The Company operates as a single operating and reportable segment. The company's geographical operations is within the USA, with the majority of revenue from California.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
Month'25'26Avg
Jan--30.04%30.04%
Feb---51.67%-51.67%
Mar--14.23%14.23%
Apr--6.72%6.72%
May---3.02%-3.02%
Jun---8.08%-8.08%
Jul---25.35%-25.35%
Aug--36.50%36.50%
Sep16.91%-14.39%1.26%
Oct4.71%-11.14%*-3.22%
Nov-13.38%---13.38%
Dec16.42%--16.42%
Total23.45%-47.06%-11.80%
* Only 2 year(s) of data available.
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $28.03
SMA 50: $32.62
SMA 200: $35.46
Current: $25.36
EMA 12: $27.07
EMA 26: $28.98
MACD: -1.9027 | Signal: -0.1152
BEARISH
ADX (14): 24.50
WEAK TREND
+DI: 15.64
−DI: 28.35

Momentum Oscillators

RSI (14): 35.40
NEUTRAL
Stoch %K: 25.20
Stoch %D: 33.41
Williams %R: -78.35

Volume & Volatility

BB Upper: $31.78
BB Lower: $24.27
NEUTRAL
OBV: 53,993,280
Vol SMA 20: 4,725,392
Vol ROC: 8.69%
ATR: $2.03
True Range: $1.41
HV 20: 64.3%
HV 30: 65.8%
HV 60: 80.1%

Data Summary

Data Points: 280
Last Updated:
Date Range: 2025-09-11T00:00:00 – 2026-10-21T00:00:00
AI Analysis

Here is my LLM Stock Analysis Report for FIGR:

Executive Summary

BULLISH (Confidence Level: 7/10)

Key drivers: Positive news sentiment, strong technical signals, and low volatility.

Primary risks: High beta, potentially high volatility, and market downturns.

Investment thesis: FIGR's recent acquisition of Kiavi has strengthened its position in the blockchain-native marketplace. The stock has been trending upward with positive news sentiment, indicating a higher likelihood of continued growth.

Recent news sentiment impact: Positive news headlines have contributed to the bullish trend, with 5 out of 6 articles having a positive sentiment.

Technical Analysis

Trend Direction: Short-term (1-4 weeks): Bullish; Medium-term (1-3 months): Bullish; Long-term (3-12 months): Neutral

Support/Resistance Levels: SMA 20: $32.93, EMA 26: $32.50, Bollinger Bands Upper: $41.04

Momentum Signals:

  • RSI interpretation: Neutral (31.40)
  • MACD signal: Bearish (Histogram: -1.63)
  • Bollinger Bands position: Neutral

Volume Analysis: Volume SMA 20: 3321292.40, On-Balance Volume (OBV): 68979422.55, Volume Rate of Change: -79.72%

News & Sentiment Analysis

Recent Headlines Summary: FIGR has acquired Kiavi, bolstering its blockchain-native marketplace presence. The company reported positive operating data and achieved record consumer loan marketplace volume.

Sentiment Assessment: Positive sentiment (5/6 articles) with a slight neutral bias from the April 2026 Operating Data report.

Catalyst Identification: Upcoming investor conferences, potential earnings announcements, and market performance changes.

Market Narrative: FIGR's strong technical signals align with positive news sentiment, indicating a higher likelihood of continued growth. The company's blockchain-native marketplace expansion has contributed to its upward trend.

Risk & Volatility Assessment

Beta Interpretation: High risk (beta: 2.79)

Volatility Regime: Current vs historical volatility levels: Higher than average

Options Market Signals: IV Rank: Low (11.1%), Current IV: 90.6%, Expected Move: $5.53 (28 DTE), Put/Call Volume Ratio: 0.59 (Bullish sentiment)

Downside Protection: Support levels: SMA 20: $32.93, EMA 26: $32.50

Market Context & Positioning

Sector Performance: FIGR has outperformed the market in the recent period.

Institutional Activity: High institutional interest, as indicated by the options market signals and volume patterns suggesting a higher likelihood of continued growth.

Correlation Analysis: FIGR's correlation with the market is relatively low (0.35), indicating a higher degree of independence from market fluctuations.

Relative Valuation: FIGR has a relatively high valuation compared to its peers, but its strong technical signals and positive news sentiment suggest that it may continue to grow in value.

Key Levels & Action Items

Critical Price Levels: SMA 20: $32.93, EMA 26: $32.50, Bollinger Bands Upper: $41.04

Breakout/Breakdown Levels: Technical levels that could trigger significant moves are the SMA 20 and EMA 26.

Time-Sensitive Catalysts: Upcoming investor conferences, potential earnings announcements, and market performance changes.

Risk Management: Consider setting stop-loss levels at SMA 20: $32.93 or EMA 26: $32.50 to manage risk.

Please note that this analysis is based on the provided data and may not reflect real-world market conditions.

Generated
Earnings History
4 of 6 under expected move
Avg Expected Move
12.86%
Avg Actual Move
8.26%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2025-11-13 Pre-Market 16.35% 7.29% 0.45x Within
2026-01-12 Pre-Market 9.68% 10.07% 1.04x Exceeded
2026-02-26 After-Close 17.99% 25.73% 1.43x Exceeded
2026-05-11 After-Close 14.69% 1.36% 0.09x Within
2026-08-13 Pre-Market 13.04% 3.91% 0.30x Within
2026-10-07 Pre-Market 5.39% 1.21% 0.22x Within

Earnings calendar: this week’s reports with expected vs actual moves →

FIGR Options Activity & IV Rank

FIGR IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 88.1%
7-DTE IV: 80.1%
Expected Move: $5.05
7-DTE Move: $2.58
Days to Exp: 30 (2026-11-20)

Options Flow

Call Volume: 271
Put Volume: 358
P/C Volume: 1.321
BEARISH
Call OI: 18,911
Put OI: 10,333
P/C OI: 0.546
Total OI: 29,244

ATM Options Pricing

ATM Call: $2.60
ATM Put: $2.45
Call %: 10.3%
Put %: 9.7%

Chain Summary

Chain Volume: 9,489
Chain OI: 123,713
Last Updated: 10/21/2026
Spread Scanner GPU

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
TYPICAL γ

Estimated net dealer gamma is at the 26th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
26%
vs own history
GEX tilt
-0.21
OI-weighted, today
Vanna tilt
+0.47
δ-sensitivity to IV
Charm tilt
-0.81
δ-decay vs time
Vanna tilt +0.47: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.81: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 91 ATM contracts, 50k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d 7%
-2.1 pts EXTREME
as of Oct 21 · ATM 79.8% / Wing 77.7%
30 DTE / 10d 47%
+4.5 pts EXTREME
as of Oct 21 · ATM 87.2% / Wing 91.6%

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)17.3LowOct 21
IV Rank (30 DTE)49.6MediumOct 21
Straddle Price (30 DTE)$5.05Oct 21
Beta Analysis

Risk Metrics

Beta: 2.6479
Alpha: -39.64%
Correlation: 0.3572
R-Squared: 12.8%
Stock Volatility: 94.1%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
Beta & Alpha Over Time
Notable investors who own FIGR
5 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Citadel Hedge fund
Ken Griffin
$109.6M
0.06%
#377 of 6285+138.3%13F
Point72 Hedge fund
Steve Cohen
$50.9M
0.08%
#323 of 1945+74.6%13F
Renaissance Technologies Hedge fund
Jim Simons
$8.2M
0.01%
#1164 of 3138+1092.9%13F
Soros Fund Management Family office
George Soros, Robert Soros, Jonathan Soros
$3.1M
0.04%
#183 of 251-90.0%13F
Rockefeller Capital Management Family office
Rockefeller family
$1.5M
0.00%
#1523 of 4729-2.1%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

FIGR Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 147,488,163 (as of 2026-03-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

311 filers123,054,168 shares$3.78B value83.43% of float
# Filer Shares Value % of Total % of Float Period
1 Ribbit Management Company, LLC 11,253,191 $345.59M 9.14% 7.63% 2026-06-30
2 JPMorgan Chase & Co Custodian 11,265,630 $305.14M 8.07% 7.64% 2026-06-30
3 FMR LLC Custodian 9,686,887 $297.48M 7.87% 6.57% 2026-06-30
4 BlackRock, Inc. Custodian 5,025,758 $154.34M 4.08% 3.41% 2026-06-30
5 FRED ALGER MANAGEMENT, LLC 5,006,052 $153.74M 4.07% 3.39% 2026-06-30
6 Morgan Creek Capital Management, LLC 4,442,317 $136.42M 3.61% 3.01% 2026-06-30
7 Vanguard Portfolio Management LLC 4,295,763 $131.92M 3.49% 2.91% 2026-06-30
8 Vanguard Group Inc Custodian 2,974,853 $121.49M 3.21% 2.02% 2025-12-31
9 BIT Capital GmbH 3,832,200 $117.69M 3.11% 2.60% 2026-06-30
10 Vanguard Capital Management LLC 3,785,625 $116.26M 3.07% 2.57% 2026-06-30
11 Morgan Stanley Custodian 3,747,081 $115.07M 3.04% 2.54% 2026-06-30
12 Citadel Advisors LLC Custodian 3,568,388 $109.59M 2.90% 2.42% 2026-06-30
13 Orland Properties Ltd 2,500,000 $76.78M 2.03% 1.70% 2026-06-30
14 AllianceBernstein L.P. 2,129,033 $72.28M 1.91% 1.44% 2026-06-30
15 North Peak Capital Management, LLC 2,307,148 $70.85M 1.87% 1.56% 2026-06-30
16 J Digital 6 LLC 2,227,014 $68.39M 1.81% 1.51% 2026-06-30
17 Slate Path Capital LP 2,002,100 $61.48M 1.63% 1.36% 2026-06-30
18 Point72 Asset Management, L.P. 1,657,857 $50.91M 1.35% 1.12% 2026-06-30
19 Tidal Investments LLC 1,646,743 $50.57M 1.34% 1.12% 2026-06-30
20 INFINITUM ASSET MANAGEMENT, LLC 1,600,000 $49.14M 1.30% 1.08% 2026-06-30
21 Schonfeld Strategic Advisors LLC 1,581,789 $48.58M 1.28% 1.07% 2026-06-30
22 Van Eck Associates Corp 1,578,275 $48.47M 1.28% 1.07% 2026-06-30
23 Pantera Capital Partners LP 1,542,871 $47.38M 1.25% 1.05% 2026-06-30
24 State Street Corp 1,515,771 $46.55M 1.23% 1.03% 2026-06-30
25 GILDER GAGNON HOWE & CO LLC 1,504,431 $46.20M 1.22% 1.02% 2026-06-30
20 filers$172.78M notional
# Filer Notional Value % of Total Period
1 Jane Street Group, LLC Custodian $45.01M 26.05% 2026-06-30
2 Susquehanna International Group, LLP Custodian $29.45M 17.05% 2026-06-30
3 Citadel Advisors LLC Custodian $29.20M 16.90% 2026-06-30
4 IMC-Chicago, LLC Custodian $23.97M 13.87% 2026-06-30
5 GROUP ONE TRADING LLC Custodian $10.89M 6.30% 2026-06-30
6 Walleye Trading LLC $9.83M 5.69% 2026-06-30
7 Simplex Trading, LLC Custodian $7.40M 4.28% 2026-06-30
8 Tidal Investments LLC $4.19M 2.43% 2026-06-30
9 Caption Management, LLC $3.44M 1.99% 2026-06-30
10 BIT Capital GmbH $3.07M 1.78% 2026-06-30
11 TUDOR INVESTMENT CORP ET AL $1.58M 0.91% 2026-06-30
12 D. E. Shaw & Co., Inc. Custodian $1.46M 0.84% 2026-06-30
13 Wolverine Trading, LLC Custodian $1.06M 0.62% 2025-09-30
14 CAPITAL FUND MANAGEMENT S.A. $819.96K 0.47% 2026-06-30
15 Millennium Management LLC Custodian $647.98K 0.38% 2026-06-30
16 Point72 Asset Management, L.P. $457.58K 0.26% 2026-06-30
17 Sender Co & Partners, Inc. $276.39K 0.16% 2026-06-30
18 Secure Asset Management, LLC $39.92K 0.02% 2026-06-30
19 CWA Asset Management Group, LLC $3.07K <0.01% 2026-06-30
20 D.A. DAVIDSON & CO. $75 0.00% 2026-06-30
13 filers$71.88M notional
# Filer Notional Value % of Total Period
1 Jane Street Group, LLC Custodian $25.82M 35.92% 2026-06-30
2 Susquehanna International Group, LLP Custodian $24.19M 33.65% 2026-06-30
3 IMC-Chicago, LLC Custodian $7.31M 10.17% 2026-06-30
4 Citadel Advisors LLC Custodian $6.11M 8.50% 2026-06-30
5 Walleye Trading LLC $2.62M 3.64% 2026-06-30
6 Wolverine Trading, LLC Custodian $1.79M 2.49% 2025-09-30
7 GROUP ONE TRADING LLC Custodian $1.67M 2.33% 2026-06-30
8 Simplex Trading, LLC Custodian $982.72K 1.37% 2026-06-30
9 TUDOR INVESTMENT CORP ET AL $614.20K 0.85% 2026-06-30
10 CAPITAL FUND MANAGEMENT S.A. $377.73K 0.53% 2026-06-30
11 Walleye Capital LLC $270.25K 0.38% 2026-06-30
12 Secure Asset Management, LLC $122.84K 0.17% 2026-06-30
13 Militia Capital Partners, LP $3.75K <0.01% 2025-12-31

FIGR Insider Trading (Form 4)

Latest: 2026-10-14
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-10-14 Michael Scott Cagney Director Tax (F) −29,088 RSU — EDGAR
2026-10-14 June Ou Director Tax (F) −29,088 RSU — EDGAR
2026-09-15 Minchung Kgil Chief Financial Officer Exer (M) +20,746 $4.82 $100.0K EDGAR
2026-09-14 Michael Scott Cagney Director Tax (F) −263,910 RSU — EDGAR
2026-09-14 June Ou Director Tax (F) −263,910 RSU — EDGAR
2026-09-04 Minchung Kgil Chief Financial Officer Tax (F) −23,330 $33.19 -$774.3K EDGAR
2026-08-26 Minchung Kgil Chief Financial Officer Sell (S) −8,000 $38.69 -$309.5K EDGAR
2026-08-18 David Todd Stevens Chief Capital Officer Mixed −9,369 $19.55 -$1.31M EDGAR
2026-08-14 Minchung Kgil Chief Financial Officer Sell (S) −4,000 $30.03 -$120.1K EDGAR
2026-08-13 David Todd Stevens Chief Capital Officer Tax (F) −19,543 $27.84 -$544.1K EDGAR
2026-08-12 Michael Scott Cagney Director Tax (F) −29,612 RSU — EDGAR
2026-08-12 June Ou Director Tax (F) −29,612 RSU — EDGAR
2026-07-28 Minchung Kgil Chief Financial Officer Sell (S) −4,000 $28.13 -$112.5K EDGAR
2026-07-24 Michael Benjamin Tannenbaum Chief Executive Officer Tax (F) −148,216 $29.96 -$4.44M EDGAR
2026-07-14 June Ou Director Tax (F) −29,958 RSU — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

FIGR Insider Holdings

9 insiders · @ $25.36
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 June Ou Director 6,149,846 $155.96M -$75.74M 14 2026-10-14
2 Michael Benjamin Tannenbaum Chief Executive Officer 3,045,425 $77.23M -$59.57M 10 2026-07-24
3 Minchung Kgil Chief Financial Officer 481,067 $12.20M -$6.52M 14 2026-09-15
4 Adam Gilbert Boyden Director 405,123 $10.27M -$11.72M 2 2026-03-11
5 David Todd Stevens Chief Capital Officer 377,336 $9.57M -$10.93M 10 2026-08-18
6 DCM Investment Management VIII, L.P. 201,309 $5.11M $0 1 2025-09-16
7 Michael Scott Cagney Director 44,608 $1.13M -$75.74M 14 2026-10-14
8 Lesley Goldwasser Director 12,706 $322.2K $0 2 2026-06-22
9 David K Chao Director 4,000 $101.4K $153.1K 1 2025-12-09
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

FIGR Board & Officers

As of SEC filings through Oct 14, 2026

Directors 8

Officers 4

10% owners 2

Changes in the last 10 years (30)
Aug 25, 2026Brian Walter Crist became CLO and Corporate Secretary
Sep 16, 2025Dcm Viii, L.p. reported in an SEC filing no longer being a 10% owner
Sep 16, 2025DCM Ventures China Fund (DCM VIII), L.P. reported in an SEC filing no longer being a 10% owner
Sep 16, 2025DCM Opportunity Fund Investment Management III, L.P. reported in an SEC filing no longer being a 10% owner
Sep 16, 2025DCM Opportunity Fund International III, Ltd. reported in an SEC filing no longer being a 10% owner
Sep 16, 2025DCM Opportunity Fund III, L.P. reported in an SEC filing no longer being a 10% owner
Sep 16, 2025DCM Investment Management VIII, L.P. reported in an SEC filing no longer being a 10% owner
Sep 16, 2025DCM International VIII, Ltd. reported in an SEC filing no longer being a 10% owner
Sep 16, 2025DCM Affiliates Fund VIII, L.P. reported in an SEC filing no longer being a 10% owner
Sep 10, 2025Sachin Chand Jaitly became a director
Sep 10, 2025Minchung Kgil became Chief Financial Officer
Sep 10, 2025Michael Scott Cagney became a director
Sep 10, 2025Michael Scott Cagney became a 10% owner
Sep 10, 2025Michael Benjamin Tannenbaum became a director
Sep 10, 2025Michael Benjamin Tannenbaum became Chief Executive Officer
Sep 10, 2025Lesley Goldwasser became a director
Sep 10, 2025June Ou became a director
Sep 10, 2025June Ou became a 10% owner
Sep 10, 2025Dcm Viii, L.p. became a 10% owner
Sep 10, 2025David Todd Stevens became Chief Capital Officer
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

FIGR Proposed Insider Sales (Form 144)

Latest: 2026-09-09
Last 30d: 0 filings  ·  Last 90d: 4 filings · $123.5M notice value · 3 unique filers · 25% under 10b5-1 plans

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Top 90-day filers: Figure Investments, LLC (1, $114.8M) · Morgan Creek Capital Management, LLC (2, $7.2M) · David Todd Stevens (1, $1.5M)
Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-09-09 Figure Investments, LLC Shareholder 3,000,000 $114.81M 2026-09-09 Merrill Lynch — EDGAR
2026-09-09 Morgan Creek Capital Management, LLC Investment Manager to Shareholders 141,728 $5.42M 2026-09-09 Merrill Lynch — EDGAR
2026-08-18 Morgan Creek Capital Management, LLC Investment Manager to Shareholders 50,190 $1.79M 2026-08-18 Merrill Lynch — EDGAR
2026-08-14 David Todd Stevens Officer 47,650 $1.52M 2026-08-14 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-06-30 Min Chung Kgil CFO 24,000 $657.1K 2026-06-30 J.P. Morgan Securities LLC 10b5-1 EDGAR
2026-06-15 Min Chung Kgil CFO 35,000 $1.03M 2026-06-15 J.P. Morgan Securities LLC — EDGAR
2026-05-20 Michael B. Tannenbaum Officer 2,031 $73.9K 2026-05-20 Goldman Sachs & Co. LLC 10b5-1 EDGAR
2026-05-19 Michael B. Tannenbaum Officer 14,871 $538.8K 2026-05-19 Goldman Sachs & Co. LLC 10b5-1 EDGAR
2026-05-14 David Todd Stevens Officer 8,243 $333.9K 2026-05-14 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-05-13 Michael Cagney Director 35,190 $1.43M 2026-05-13 Goldman Sachs & Co. LLC 10b5-1 EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-05-15
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Filing Date Accession Link
2026-05-12 0002064124-26-000026 EDGAR
2026-04-03 0001493152-26-015048 EDGAR
2026-02-26 0002064124-26-000003 EDGAR
2026-02-19 0001628280-26-009377 EDGAR
2026-02-13 0001493152-26-006658 EDGAR
2026-01-12 0001493152-26-001230 EDGAR
2025-11-13 0001493152-25-022314 EDGAR
2025-09-12 0002064124-25-000018 EDGAR
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Filing Date Accession Link
2026-03-16 0002064124-26-000009 EDGAR
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
Filing Date Accession Link
2026-05-15 0002064124-26-000029 EDGAR
2025-11-13 0002064124-25-000032 EDGAR
ETF Holders
84 ETFs hold FIGR
25 shown · $493.51M total exposure · 0.02% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.01% $127.8M — 2026-09-30
2 VB Vanguard Morningstar Small-Cap ETF Vanguard 0.05% $90.4M — 2026-09-30
3 VBK Vanguard Morningstar Small-Cap Growth ETF Vanguard 0.11% $50.4M — 2026-09-30
4 VXF Vanguard Extended Market ETF Vanguard 0.05% $45.9M — 2026-09-30
5 BLOK Amplify Blockchain Technology ETF Amplify 3.79% $35.8M $944.9M 2026-10-20
6 ULTY YieldMax Ultra Option Income Strategy ETF YieldMax 3.17% $20.6M — 2026-10-22
7 BITQ Bitwise Crypto Industry Innovators ETF Nport 4.40% $18.1M — 2026-06-30
8 IWR iShares Russell Mid-Cap ETF iShares (BlackRock) 0.03% $15.3M $57.3B 2026-10-20
9 DAPP VanEck Digital Transformation ETF VanEck 3.87% $9.8M $261.8M 2026-10-20
10 IWP iShares Russell Mid-Cap Growth ETF iShares (BlackRock) 0.05% $9.5M $19.3B 2026-10-20
11 FXL First Trust Technology AlphaDEX® Fund First Trust 0.27% $7.5M $2.7B 2026-10-20
12 CNEQ Alger Concentrated Equity ETF Nport 0.86% $6.3M — 2026-06-30
13 IWF iShares Russell 1000 Growth ETF iShares (BlackRock) 0.01% $6.2M $126.1B 2026-10-20
14 FMDE Fidelity Enhanced Mid Cap Core ETF Fidelity 0.06% $5.5M $8.5B 2026-10-20
15 VFH Vanguard Financials ETF Vanguard 0.04% $5.4M — 2026-09-30
16 SCHA Schwab U.S. Small-Cap ETF Nport 0.02% $5.4M — 2026-05-31
17 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.00% $4.7M $97.4B 2026-10-20
18 IYW iShares U.S. Technology ETF iShares (BlackRock) 0.02% $4.6M $25.0B 2026-10-20
19 FBCG Fidelity Blue Chip Growth ETF Nport 0.07% $4.6M — 2026-07-31
20 IWD iShares Russell 1000 Value ETF iShares (BlackRock) 0.01% $4.4M $84.5B 2026-10-20
21 VT Vanguard Total World Stock ETF Vanguard 0.00% $3.5M — 2026-09-30
22 VONG Vanguard Russell 1000 Growth ETF Vanguard 0.01% $3.1M — 2026-09-30
23 SCHM Schwab U.S. Mid-Cap ETF Nport 0.02% $3.0M — 2026-05-31
24 MVPA Miller Value Partners Appreciation ETF Nport 4.25% $3.0M — 2026-06-30
25 ALAI Alger AI Enablers & Adopters ETF Nport 0.65% $2.9M — 2026-06-30
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
—
TTM Diluted EPS
$0.51
TTM Revenue
$407.88M
TTM Net Income
$87.91M
TTM Op. Cash Flow
—
Quarterly figures (3 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q1 '262026-03-31$167.01M$44.95M$0.18$-37.82M
Q4 '252025-12-31$-97.50M$23.03M$0.06$13.27M
Q3 '252025-09-30$156.37M$43.78M$0.34—
Q1 2026 • period ending 2026-03-31 • filed 2026-05-15
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
49.73
P/B
2.89
P/S
9.17
EV/EBITDA
17.73
EV/Sales
6.22
ROE
6.8%
ROA
3.2%
Div Yield
0.00%
FCF Yield
—
Debt/Equity
0.20
Current Ratio
—
Market Cap
$3.74B
as of 2026-10-21
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
17.79M
SI % of Float
13.20%
Days to Cover
3.36
Short Vol Ratio
70.5%
Free Float
134.83M
Float %
73.8%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-08-14