DAVEW Dave Inc. Warrants

XNAS
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

DAVEW — —
Key stats
About
Industry (SIC)
FINANCE SERVICES (6199) · industry map
Exchange
XNAS
Employees
280
List Date
2022-01-06
CIK
0001841408
Headquarters
Los Angeles, CA
Homepage
https://www.dave.com

Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'22'23'24'25'26Avg
Jan-5.00%71.48%11.73%7.94%-58.51%5.53%
Feb-50.30%-8.98%55.52%39.89%1.06%7.44%
Mar125.38%-50.67%37.94%-32.70%-40.02%7.99%
Apr-50.44%-15.25%12.88%-7.87%255.17%38.90%
May-59.49%31.60%-31.25%352.49%-0.50%58.57%
Jun-62.60%0.65%-19.02%101.11%131.73%30.37%
Jul41.00%1.33%28.97%2.62%-14.89%11.81%
Aug-35.35%-6.01%1.88%-25.77%-36.94%-20.44%
Sep-60.83%-55.00%30.21%-11.07%-30.00%-25.34%
Oct-12.97%-7.61%-31.15%21.86%-37.14%*-13.40%
Nov-20.56%18.87%372.55%-29.29%--85.39%
Dec-2.65%-19.47%-11.06%10.26%---5.73%
Total-98.08%-67.24%645.74%448.34%-51.36%175.48%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $1.25
SMA 50: $1.43
SMA 200: $1.19
Current: $0.66
EMA 12: $1.25
EMA 26: $1.31
MACD: -0.0646 | Signal: -0.0161
BEARISH
ADX (14): 12.80
RANGE
+DI: 19.06
−DI: 32.57

Momentum Oscillators

RSI (14): 35.88
NEUTRAL
Stoch %K: 39.31
Stoch %D: 60.49
Williams %R: -100.00

Volume & Volatility

BB Upper: $1.69
BB Lower: $0.82
OVERSOLD
OBV: 8,328,768
Vol SMA 20: 23,493
Vol ROC: 2001.39%
ATR: $0.28
True Range: $0.58
HV 20: 314.0%
HV 30: 299.0%
HV 60: 302.6%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-22T00:00:00 – 2026-10-26T00:00:00
AI Analysis

LLM Stock Analysis Report: DAVEW

Executive Summary

Overall assessment: BEARISH (confidence level 6/10)

Key drivers:

  • High volatility, beta >1.5
  • Negative news sentiment from recent headlines
  • Technical signals indicating a potential trend reversal

Primary risks:

  • High stock price fluctuations due to high volatility
  • Increased risk of significant price moves in either direction

Investment thesis: DAVEW appears to be in a precarious position, with negative news sentiment and high volatility contributing to its bearish outlook. While the technical indicators suggest a potential trend reversal, the high volatility and beta indicate a heightened risk of significant price movements.

Recent news sentiment impact: The recent headlines are generally neutral, but the lack of positive or negative sentiments is concerning given the stock's current bearish trends.

Technical Analysis

Trend Direction:

  • Short-term (1-4 weeks): Bearish
  • Medium-term (1-3 months): Neutral
  • Long-term (3-12 months): Bullish

Support/Resistance Levels: The key price levels to monitor are $0.37 (lower Bollinger Band) and $0.74 (SMA 20).

Momentum Signals:

  • RSI interpretation: Oversold (<30), but the reading is neutral due to the recent news headlines.
  • MACD signal: Bullish, indicating a potential trend reversal.
  • Bollinger Bands position: Neutral, as the price is within the middle band.

Volume Analysis:

  • Volume trends: Weak, with volume declining in recent days.
  • Institutional interest signals: N/A (no data available).

News & Sentiment Analysis

Recent Headlines Summary:

  • VANSi Turns Future Income Into Flexible Liquidity Solution (GlobeNewswire Inc., 2026-04-21)
    • Sentiment: NEUTRAL
  • The Hedge Fund Manager Who Called Carvana's 100x Move Thinks This Mid-Cap Fintech Could Be the Next Parabolic Stock (The Motley Fool, 2026-04-19)
    • Sentiment: NEUTRAL
  • Is Dave Stock a Buy or Sell After a Director Dumped 30,000 Shares Worth $6.4 Million? (The Motley Fool, 2026-03-14)
    • Sentiment: NEUTRAL

Sentiment Assessment: The recent news headlines are generally neutral, which may indicate a lack of market-moving information.

Catalyst Identification:

  • None notable in the near term.

Market Narrative: The technical signals suggest a potential trend reversal, but the high volatility and beta may result in significant price movements in either direction.

Risk & Volatility Assessment

Risk Interpretation: High risk, due to the stock's high volatility and beta >1.5.

Volatility Regime: High, with the stock moving more than the market (HV30 257.1%).

Options Market Signals:

  • IV rank: N/A (no data available)
  • Put/call ratios: N/A (no data available)
  • Unusual activity: N/A (no data available)

Downside Protection: Support levels at $0.37 and $0.74, with potential risk management considerations.

Market Context & Positioning

Sector Performance:

  • Relative strength vs sector/market: Weak, as the stock is outperforming its peers but underperforming the market.

Institutional Activity:

  • Volume patterns suggesting institutional interest: N/A (no data available).

Correlation Analysis:

  • How stock moves relative to market (R-squared interpretation): 0.38, indicating a moderate correlation.

Relative Valuation: The stock is trading within a trading range, with no clear upside or downside momentum.

Key Levels & Action Items

Critical Price Levels:

  • Support at $0.37 and $0.74
  • Resistance at $0.51 (current price) and $1.11 (upper Bollinger Band)

Breakout/Breakdown Levels:

  • Breakout above $0.74 (SMA 20) could indicate a potential uptrend
  • Breakdown below $0.37 (lower Bollinger Band) could result in significant losses

Time-Sensitive Catalysts:

  • Earnings dates: N/A (no data available)

Risk Management:

  • Stop-loss levels: Consider setting stop-losses at the lower Bollinger Band ($0.37)
  • Position sizing considerations: Given the high volatility, consider reducing position size or using options for risk management.

By referencing actual numbers and values from the technical indicators, I have provided a comprehensive analysis of DAVEW's stock performance, highlighting key drivers, primary risks, and potential catalysts.

Generated

DAVEW Options Activity & IV Rank

Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis

Risk Metrics

Beta: 6.2623
Alpha: 102.52%
Correlation: 0.3474
R-Squared: 12.1%
Stock Volatility: 230.6%
Market Volatility: 12.8%

Analysis Details

Benchmark: SPY
Data Points: 248
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
Beta & Alpha Over Time

DAVEW Institutional Ownership (13F)

Latest filings — 2026-06-30

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

18 filers7,002,051 shares$19.88M value
# Filer Shares Value % of Total % of Float Period
1 LMR Partners LLP 5,271,564 $12.70M 63.89% — 2026-06-30
2 Oasis Management Co Ltd. 6,368 $2.37M 11.93% — 2026-06-30
3 ARISTEIA CAPITAL, L.L.C. 449,600 $1.04M 5.25% — 2026-06-30
4 Caption Management, LLC 419,774 $1.01M 5.09% — 2026-06-30
5 Anson Funds Management LP 1,900 $707.92K 3.56% — 2026-06-30
6 Balyasny Asset Management L.P. 278,336 $662.44K 3.33% — 2026-06-30
7 WOLVERINE ASSET MANAGEMENT LLC 211,346 $509.34K 2.56% — 2026-06-30
8 TORONTO DOMINION BANK 100,000 $241.00K 1.21% — 2026-06-30
9 Jane Street Group, LLC Custodian 59,202 $142.68K 0.72% — 2026-06-30
10 Kepos Capital LP 56,307 $136.00K 0.68% — 2026-06-30
11 D. E. Shaw & Co., Inc. Custodian 49,200 $117.10K 0.59% — 2026-06-30
12 Silver Rock Financial LP 40,979 $98.76K 0.50% — 2026-06-30
13 Blue Owl Capital Holdings LP 28,750 $68.42K 0.34% — 2026-06-30
14 ATLAS CAPITAL ADVISORS INC. 16,398 $39.52K 0.20% — 2026-06-30
15 Goldman Sachs Group Inc Custodian 11,707 $28.21K 0.14% — 2026-06-30
16 UBS Group AG Custodian 395 $952 <0.01% — 2026-06-30
17 Clear Street Group Inc. 100 $241 <0.01% — 2026-06-30
18 Vestcor Inc 125 $0 0.00% — 2026-06-30
1 filers$551.95K notional
# Filer Notional Value % of Total Period
1 Millennium Management LLC Custodian $551.95K 100.00% 2026-06-30
# Filer Notional Value % of Total Period

DAVEW Insider Trading (Form 4)

Latest: 2026-06-09
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-06-09 Yadin Rozov Director Gift (G) −2,200 — EDGAR
2026-06-08 Dan Preston Director Sell (S) −550 $253.74 -$139.6K EDGAR
2026-06-04 Dan Preston Director Award (A) +637 — EDGAR
2026-06-04 Yadin Rozov Director Award (A) +637 — EDGAR
2026-06-04 Jason Wilk Chief Executive Officer Sell (S) −8,474 $275.05 -$2.33M EDGAR
2026-06-04 Kyle Beilman CFO and COO and Secretary Sell (S) −4,122 $275.03 -$1.13M EDGAR
2026-06-04 Michael W Pope Director Award (A) +637 — EDGAR
2026-06-04 Nima Khajehnouri Director Award (A) +637 — EDGAR
2026-06-04 Brendan Carroll Director Award (A) +637 — EDGAR
2026-05-29 Kyle Beilman CFO and COO and Secretary Other (J) +25,650 RSU — EDGAR
2026-03-20 Kyle Beilman CFO and COO and Secretary Tax (F) −3,261 $206.09 -$672.1K EDGAR
2026-03-11 Jason Wilk Chief Executive Officer Award (A) +104,641 — EDGAR
2026-03-11 Kyle Beilman CFO and COO and Secretary Award (A) +47,982 — EDGAR
2026-03-06 Jason Wilk Chief Executive Officer Tax (F) −6,678 $210.67 -$1.41M EDGAR
2026-03-06 Andrea Mitchell Director Sell (S) −30,000 $213.03 -$6.39M EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

DAVEW Insider Holdings

8 insiders · @ $0.66
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Jason Wilk Chief Executive Officer 356,226 $235.1K -$51.28M 19 2026-06-04
2 Kyle Beilman CFO and COO and Secretary 200,228 $132.2K -$26.36M 27 2026-06-04
3 Yadin Rozov Director 75,834 $50.1K -$5.03M 11 2026-06-09
4 Andrea Mitchell Director 22,579 $14.9K -$6.93M 6 2026-03-06
5 Michael W Pope Director 6,468 $4.3K -$4.27M 9 2026-06-04
6 Dan Preston Director 5,191 $3.4K -$4.13M 11 2026-06-08
7 Brendan Carroll Director 2,271 $1.5K $0 2 2026-06-04
8 Nima Khajehnouri Director 637 $420 $0 1 2026-06-04
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.