Republic Bancorp Inc/KY(RBCAA)

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

Snapshot
$87.98
52-Week Range
$63.97 – $88.78
YTD
+29.36%
IV Rank (30D)
12.27
Straddle Price
$6.00
P/C Vol Ratio
0.00
Market Cap
$1.7B
Fair Value
+43.9% vs price
Confidence: 74% Alpha Score: 0.55

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 0.5% and dividend payments are stable.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)4.53%
Beta vs SPY1.00
Cost of Equity (CAPM)10.03% (VRP-adj)
WACC9.94%
Volatility Risk Premium+18.9pp (IV − HV30), ERP adj +50bps
Effective Tax Rate21.4%
Rev. Growth (YoY, DCF input)+19.9%
DCF Horizon12 years explicit + fade
Forward Tilt (NTM/TTM)×1.10 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.1B
Return on Equity (TTM)11.9%
Book / Price66.1% — banking bias active (P/B is primary)
Bank Quality Adj×0.97 (target ROE vs peer median)
Gross Margin (TTM)80.1%
FCF Margin (TTM)27.4%
Debt / Equity0.00
Quality Score5/6 — high quality (12y DCF)
Market-Implied Growth-6.1% (reverse-DCF on current price)
SMA 50$77.29 (Market Anchor value)
SMA 20 / Bollinger Mid$81.16
Bollinger Width / SMA2020.9% (drives anchor stability)
Net Debt$-0.6B
Market Cap$2B
Peers used for multiples: BPOP, EWBC, FLG, UMBF, VLY, WAL, WTFC, ZION
Blended Fair Value
$126.19
Current Price
$87.66
Deviation
+43.9%
Forward-Return Rank LONG gates ✓
?
Horizon Expected α z Pred Blended z Rank % Active?
21d +2.2% +1.58 +1.23 83.0%
42d +4.0% +1.99 +1.44 85.8%
63d +4.8% +1.75 +1.32 82.3%
Expected α = forward-return point estimate vs SPY (e.g., +7.5% means the predictor expects this stock to outperform SPY by 7.5% over that horizon). For SHORT direction the model uses a different ranking metric (conviction-weighted deviation, not the LGBM prediction); Expected α is shown for reference. flags rows where Expected α disagrees with the FV direction — two independent signals are in conflict; conviction is low even if rank looks extreme.
Forward-Return Rank. A proprietary ensemble of a machine-learning forward-return model and a conviction-weighted fundamental score, ranked cross-sectionally each day across the S&P 500 (and broader universes on the screener). Each stock is scored at three horizons (21/42/63 trading days). "Active" = top/bottom 5% AND all risk filters pass. Backtested mean alpha vs SPY on active picks: 21d LONG +13.4%, 63d +34.9% (S&P 500, walk-forward). Past performance is not indicative of future results.
Value vs momentum conflict ⚠. The "FV direction" (long/short) comes from the fundamentals-based engine — price vs intrinsic value. The "Expected α" comes from a separate machine-learning predictor trained on ~12 features (sector, options-implied move, beta, institutional flow, etc.). Sometimes the two disagree: a stock is overvalued by fundamentals but the predictor expects it to keep outperforming (sector or momentum tailwinds). When all 3 horizons disagree, treat the direction signal as low-conviction — neither model is strongly recommending a position.
MethodImplied PriceWeightDetail
DCF $315.96 23%
DDM (Gordon) $48.91 18%
Peer P/E $86.37 7% median 11.7× · 7 peers
Peer EV/EBITDA n/a 0% median 11.7× · 8 peers
Peer P/B $74.94 10% median 1.3× · 8 peers
Peer P/S $60.70 3% median 2.2× · 8 peers
Market Anchor (SMA50) $77.29 39% stability 85% (BB-width)
Options Expected (B-L 30d) n/a 0%
As of 2026-06-12 · updated 2026-06-12 20:59:55.687000
Info
Industry (SIC)
STATE COMMERCIAL BANKS (6022)
Exchange
XNAS
Market Cap
$1.7B

Republic Bancorp Inc operates as a financial institution that provides both traditional and non-traditional banking products through five reportable segments. It has traditional banking, which generates the majority of revenue, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions segment, and Republic Credit Solutions (RCS) business segments. The business activities of these segments include retail mortgage and commercial lending, construction and land development lending, internet lending, correspondent and indirect lending, and also private banking, treasury management s…

Price History
Seasonality
MonthAvg ReturnYears of Data
Jan +0.59% 6
Feb -0.10% 6
Mar -1.19% 6
Apr +0.64% 6
May +4.55% 6
Jun +1.77% 6
Jul +4.69% 5
Aug -0.32% 5
Sep -2.73% 5
Oct +5.11% 5
Nov +1.52% 5
Dec -1.42% 5
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators
SMA 20: $81.71
SMA 50: $77.62
SMA 200: $72.50
Current: $87.66
EMA 12: $84.35
EMA 26: $81.46
MACD: 2.8938 | Signal: 0.5309
BULLISH
ADX (14): 44.48
STRONG TREND
+DI: 33.01
−DI: 6.30
Momentum Oscillators
RSI (14): 72.91
OVERBOUGHT
Stoch %K: 87.38
Stoch %D: 88.78
Williams %R: -11.37
Volume & Volatility
BB Upper: $88.82
BB Lower: $74.60
NEUTRAL
OBV: 1,213,712
Vol SMA 20: 76,609
Vol ROC: -27.36%
ATR: $2.01
True Range: $1.64
HV 20: 23.9%
HV 30: 21.1%
HV 60: 27.2%

Data Summary
Data Points: 500
Last Updated: 2026-06-12T21:15:23.256000
Date Range: 2024-06-14T00:00:00 – 2026-06-12T00:00:00
AI Analysis

Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

News
Earnings History
8 of 8 under expected move
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2024-07-19 After-Close 8.13% 4.24% 0.52x Within
2024-10-18 Pre-Market 7.38% 1.99% 0.27x Within
2025-01-24 After-Close 8.21% 0.39% 0.05x Within
2025-04-24 Pre-Market 8.98% 1.21% 0.13x Within
2025-07-18 Pre-Market 6.61% 0.07% 0.01x Within
2025-10-17 After-Close 7.04% 1.45% 0.21x Within
2026-01-30 After-Close 6.94% 0.87% 0.13x Within
2026-04-23 After-Close 7.16% 4.66% 0.65x Within
Options Activity
IV Rank (30D)
12.27
IV Rank (7D)
74.92
Avg IV
37.0%
Straddle (30D)
$6.00
Straddle (7D)
$5.05
P/C Volume
0.00
Spread Scanner GPU

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR25 and BF25 from the live options chain. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Volatility Surface

Enter a ticker to render the implied volatility surface.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Beta (1Y vs SPY)
0.59
Correlation (SPY)
27.7%
0.08
Ann. Volatility
26.3%
SPY Volatility
12.3%

Low volatility - stock moves less than market

Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-03-31
Diluted shares outstanding: 19,736,555 (as of 2026-03-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

145 filers5,289,123 shares$369.92M value26.80% of float
# Filer Shares Value % of Total % of Float Period
1 DIMENSIONAL FUND ADVISORS LP Custodian 928,367 $65.50M 17.71% 4.70% 2026-03-31
2 BlackRock, Inc. Custodian 758,921 $53.54M 14.47% 3.85% 2026-03-31
3 VANGUARD GROUP INC Custodian 621,441 $42.87M 11.59% 3.15% 2025-12-31
4 MORGAN STANLEY Custodian 365,717 $25.23M 6.82% 1.85% 2025-12-31
5 AMERICAN CENTURY COMPANIES INC 302,294 $21.33M 5.77% 1.53% 2026-03-31
6 STATE STREET CORP 261,272 $18.54M 5.01% 1.32% 2026-03-31
7 GEODE CAPITAL MANAGEMENT, LLC Custodian 241,746 $17.06M 4.61% 1.22% 2026-03-31
8 GENDELL JEFFREY L 142,916 $10.08M 2.73% 0.72% 2026-03-31
9 BRIDGEWAY CAPITAL MANAGEMENT, LLC 127,608 $9.00M 2.43% 0.65% 2026-03-31
10 NORTHERN TRUST CORP Custodian 80,589 $5.69M 1.54% 0.41% 2026-03-31
11 Empowered Funds, LLC Custodian 78,246 $5.52M 1.49% 0.40% 2026-03-31
12 GOLDMAN SACHS GROUP INC Custodian 75,468 $5.32M 1.44% 0.38% 2026-03-31
13 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 74,347 $5.25M 1.42% 0.38% 2026-03-31
14 Bank of New York Mellon Corp Custodian 61,361 $4.33M 1.17% 0.31% 2026-03-31
15 TWO SIGMA INVESTMENTS, LP 56,385 $3.98M 1.08% 0.29% 2026-03-31
16 MILLENNIUM MANAGEMENT LLC Custodian 55,585 $3.92M 1.06% 0.28% 2026-03-31
17 Qube Research & Technologies Ltd 48,798 $3.44M 0.93% 0.25% 2026-03-31
18 RENAISSANCE TECHNOLOGIES LLC 46,300 $3.27M 0.88% 0.23% 2026-03-31
19 CARY STREET PARTNERS FINANCIAL LLC 39,446 $2.78M 0.75% 0.20% 2026-03-31
20 Inspire Advisors, LLC 39,141 $2.76M 0.75% 0.20% 2026-03-31
21 Glenview Trust Co 34,076 $2.40M 0.65% 0.17% 2026-03-31
22 CM Management, LLC 32,000 $2.26M 0.61% 0.16% 2026-03-31
23 Formidable Asset Management, LLC 30,972 $2.14M 0.58% 0.16% 2026-03-31
24 FIRST TRUST ADVISORS LP 23,812 $1.68M 0.45% 0.12% 2026-03-31
25 MERCER GLOBAL ADVISORS INC /ADV 23,713 $1.67M 0.45% 0.12% 2026-03-31
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period
Insider Activity
Latest: 2026-05-21
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-05-21 Alejandro M Sanchez Director Award (A) +510 EDGAR
2026-05-21 ERNEST W JR MARSHALL Director Award (A) +510 EDGAR
2026-05-21 Heather V Howell Director Award (A) +510 EDGAR
2026-05-21 Yoania Cannon Director Award (A) +510 EDGAR
2026-05-21 Jennifer N Green Director Award (A) +510 EDGAR
2026-05-21 Timothy S. Huval Director Award (A) +510 EDGAR
2026-05-21 William Kennett II Oyler Director Award (A) +510 EDGAR
2026-05-21 Vidya Ravichandran Director Award (A) +510 EDGAR
2026-05-21 Mark A Vogt Director Award (A) +510 EDGAR
2026-05-12 Kusman Andrew Trager Director Gift (G) +93,473 EDGAR
2026-04-24 Christy Ames EVP, GENERAL COUNSEL Mixed +829 $54.89 -$19.8K EDGAR
2026-04-14 KEVIN D SIPES EVP & CHIEF FINANCIAL OFFICER Mixed +1,246 $56.57 -$78.2K EDGAR
2026-04-02 ERNEST W JR MARSHALL Director Award (A) +133 $70.55 $9.5K EDGAR
2026-04-02 Yoania Cannon Director Award (A) +184 $70.55 $13.0K EDGAR
2026-04-02 David P Feaster Director Award (A) +184 $70.55 $13.0K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
Insider Holdings
40 insiders · @ $87.66
Officers, directors, and 10%+ owners ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 STEVE TRAGER Chairman and CEO 3,710,551 $325.27M -$91.36M 11 2022-02-15
2 Kusman Andrew Trager Director 348,328 $30.53M $0 19 2026-05-12
3 SCOTT TRAGER VICE CHAIRMAN 220,616 $19.34M -$498.6K 33 2026-03-02
4 DAVID VEST Executive Vice President 100,048 $8.77M $0 2 2008-04-22
5 KEVIN D SIPES EVP & CHIEF FINANCIAL OFFICER 84,702 $7.43M -$1.01M 59 2026-04-14
6 CHARLES E ANDERSON Director 73,175 $6.41M $26.7K 7 2008-04-02
7 LOGAN PICHEL PRESIDENT & CEO, REPUBLIC BANK 65,968 $5.78M $0 32 2026-04-02
8 Anthony T Powell EVP, CHIEF LENDING OFFICER 51,488 $4.51M -$459.1K 56 2026-04-02
9 Steven E DeWeese EVP, MG DIR COMM & PRIV BANK 43,079 $3.78M -$1.60M 89 2025-10-03
10 William R Nelson PRESIDENT, RPG 35,864 $3.14M $0 62 2026-04-02
11 Mark A Vogt Director 32,040 $2.81M $486.3K 55 2026-05-21
12 John T Rippy EVP, CHIEF RISK OFFICER 29,671 $2.60M -$286.7K 53 2025-07-02
13 William Patrick II Mulloy Director 28,151 $2.47M $0 29 2026-04-02
14 R WAYNE STRATTON Director 25,399 $2.23M $76.2K 58 2020-04-02
15 STOUT SUE TAMME Director 24,229 $2.12M $115.7K 78 2024-04-02
16 SANDY METTS SNOWDEN Director 23,775 $2.08M $148.4K 39 2016-04-01
17 Michael T Rust Director 20,967 $1.84M $58.3K 76 2024-04-02
18 Margaret S Wendler EVP & CHIEF HR OFFICER 18,494 $1.62M $0 20 2025-04-02
19 Juan Montano EVP, CHIEF MTG BANKING OFFICER 18,099 $1.59M -$835.9K 58 2026-04-02
20 Craig Greenberg Director 17,921 $1.57M $118.9K 66 2023-01-04
21 Robert J Arnold SVP, Commercial Lending 10,715 $939.3K -$131.5K 15 2020-01-03
22 Ronald F Barnes Director 10,023 $878.7K $0 9 2022-04-04
23 Heather V Howell Director 9,548 $837.0K -$113.1K 31 2026-05-21
24 ERNEST W JR MARSHALL Director 8,988 $788.0K $0 30 2026-05-21
25 Christy Ames EVP, GENERAL COUNSEL 8,343 $731.4K -$234.7K 28 2026-04-24
26 Jeff Starke EVP, CHIEF INFORMATION OFFICER 7,438 $652.1K -$10.0K 22 2026-04-02
27 David P Feaster Director 5,707 $500.3K -$145.2K 30 2026-04-02
28 George III Nichols Director 5,089 $446.1K $10.1K 20 2024-04-02
29 William Kennett II Oyler Director 4,348 $381.2K $0 6 2026-05-21
30 Jennifer N Green Director 3,743 $328.2K $0 14 2026-05-21
31 Vidya Ravichandran Director 3,709 $325.1K $0 16 2026-05-21
32 Henry M JR Altman Director 3,483 $305.3K $1.7K 2 2007-04-02
33 Timothy S. Huval Director 2,872 $251.8K $0 5 2026-05-21
34 Yoania Cannon Director 2,713 $237.9K $0 11 2026-05-21
35 Cheryl VanAllen EVP & CHIEF PEOPLE OFFICER 2,222 $194.9K $0 8 2026-04-02
36 Scott Nardi SVP, Risk & Compliance Officer 2,210 $193.8K $0 5 2026-04-02
37 Pedro A Bryant EVP, SR BUS DEVELOPMENT EXEC 1,939 $170.0K -$164.0K 20 2024-07-25
38 Campbell P Brown Director 1,648 $144.5K $0 3 2021-04-02
39 Laura M Douglas Director 1,325 $116.2K -$38.3K 11 2022-04-04
40 Alejandro M Sanchez Director 510 $44.7K -$74.2K 4 2026-05-21
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

P/E Ratio12.6
P/B Ratio1.5
P/S Ratio3.4
EV/EBITDA9.1
TTM Revenue$0.5B
TTM Net Income$0.1B
TTM EPS$6.96
ROE11.9%
Dividend Yield2.04%
Debt/Equity0.32