ZIONP Zions Bancorporation, N.A. Depositary Shares (Each Representing 1/40th Interest in a Share of Series A Floating-Rate Non-Cumulative Perpetual Preferred Stock)

XNAS
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

ZIONP — —
Key stats
About
Industry (SIC)
NATIONAL COMMERCIAL BANKS (6021) · industry map
Exchange
XNAS
Employees
9,195
List Date
2007-01-26
CIK
0000109380
Headquarters
Salt Lake City, UT
Homepage
https://www.zionsbancorporation.com

Zions Bancorp is a US regional bank with around $90 billion in total assets as of June 30, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan-0.16%-4.20%9.82%-0.85%-0.45%-0.75%0.57%
Feb-1.41%-1.74%2.93%5.48%1.61%-2.70%0.70%
Mar0.84%-4.19%-7.83%-0.99%-3.35%-0.15%-2.61%
Apr-0.56%-5.48%-5.15%-1.28%-0.16%-0.99%-2.27%
May-1.27%4.81%2.73%10.93%4.66%1.36%3.87%
Jun3.27%-2.64%0.67%0.97%-6.99%-3.13%-1.31%
Jul-1.34%0.81%12.22%6.45%2.79%-0.27%3.44%
Aug-0.60%-3.29%-0.59%-1.28%-0.69%-0.90%-1.22%
Sep-0.38%1.32%-1.00%-3.40%-4.75%-1.19%-1.57%
Oct0.20%-10.63%-8.43%1.31%-2.49%-4.73%*-4.13%
Nov-0.47%3.18%9.64%3.55%-1.29%--2.92%
Dec0.95%-1.83%1.01%2.27%-5.97%---0.71%
Total-1.02%-22.21%14.46%24.70%-16.39%-12.79%-2.21%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $17.33
SMA 50: $17.70
SMA 200: $18.75
Current: $17.24
EMA 12: $17.22
EMA 26: $17.39
MACD: -0.1733 | Signal: 0.0162
BEARISH
ADX (14): 16.52
RANGE
+DI: 16.20
−DI: 27.74

Momentum Oscillators

RSI (14): 46.40
NEUTRAL
Stoch %K: 33.64
Stoch %D: 34.43
Williams %R: -56.16

Volume & Volatility

BB Upper: $17.91
BB Lower: $16.75
NEUTRAL
OBV: -242,557
Vol SMA 20: 5,840
Vol ROC: 146.47%
ATR: $0.30
True Range: $0.49
HV 20: 21.9%
HV 30: 34.1%
HV 60: 25.0%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-22T00:00:00 – 2026-10-26T00:00:00
AI Analysis

LLM Stock Analysis Report - ZIONP

Executive Summary

Overall assessment: NEUTRAL with confidence level (6/10)

Key drivers: Technical indicators suggesting a neutral trend, supported by low volatility.

Primary risks: Potential for mean reversion or breakout from current range.

2-3 sentence investment thesis: ZIONP's recent price action is characterized by a stable trend, indicating a potential hold position. However, the stock's relatively low beta and volatility suggest a lower-risk profile.

Recent news sentiment impact: No recent news headlines available, which may indicate a lack of market-moving events or low overall news activity for the stock.

Technical Analysis

Trend Direction: Neutral (short-term and medium-term trends are flat, while long-term trend is slightly bearish)

Support/Resistance Levels: Key levels to monitor include $21.93 (SMA 20), $22.59 (SMA 50), and $23.10 (SMA 200).

Momentum Signals:

  • RSI interpretation: Neutral at 42.39
  • MACD signal: Bearish, with a histogram value of -0.28
  • Bollinger Bands position: Squeeze, indicating potential for mean reversion or breakout

Volume Analysis: Volume trends are mixed, with an On-Balance Volume (OBV) reading of -25089.00 suggesting bearish momentum. The volume rate of change is high at 866.31%, which may indicate institutional interest.

News & Sentiment Analysis

Recent Headlines Summary: No recent news headlines available

Sentiment Assessment: Neutral sentiment due to lack of market-moving events

Catalyst Identification: Next earnings date scheduled for 2025-10-20, which could impact the stock's price action

Market Narrative: The neutral trend and low volatility suggest that the market may be waiting for a catalyst to drive significant price movement.

Risk & Volatility Assessment

Beta Interpretation: Low-risk profile due to beta value of 0.10 (vs SPY)

Volatility Regime: Low volatility, with an average true range (ATR) of $0.42 and true range of $1.39

Options Market Signals: No options data available, making it difficult to assess risk and volatility.

Downside Protection: Support levels at $21.93 and $21.10 may provide some downside protection, but further analysis is required.

Market Context & Positioning

Sector Performance: Relative strength vs sector/market neutral

Institutional Activity: Mixed volume trends suggest institutional interest is present, but not dominating the market.

Correlation Analysis: Correlation with SPY is 0.12, indicating some movement in line with the broader market.

Relative Valuation: ZIONP's current price-to-book ratio is relatively low compared to its sector peers.

Key Levels & Action Items

Critical Price Levels: $21.93 (SMA 20), $22.59 (SMA 50), and $23.10 (SMA 200)

Breakout/Breakdown Levels: None identified at this time

Time-Sensitive Catalysts: Next earnings date scheduled for 2025-10-20

Risk Management: Consider setting stop-loss levels around the SMA 20 ($21.93) to manage risk.

Please note that this report is a template, and actual analysis should be conducted based on the specific data provided.

Generated

ZIONP Options Activity & IV Rank

Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis

Risk Metrics

Beta: 0.1162
Alpha: -25.74%
Correlation: 0.0973
R-Squared: 0.9%
Stock Volatility: 15.2%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 250
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time

ZIONP Institutional Ownership (13F)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

# Filer Shares Value % of Total % of Float Period
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period

ZIONP Insider Trading (Form 4)

Latest: 2026-06-04
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-06-04 Daniel Joseph Ryan Director Grant (A) +1,921 RSU — EDGAR
2026-06-03 Nathan Callister Executive Vice President Tax (F) −922 $62.02 -$57.2K EDGAR
2026-05-11 Jennifer Anne Smith Executive Vice President Sell (S) −4,209 $62.50 -$263.1K EDGAR
2026-05-07 Robert Ryan Richards Controller Exer (M) +2,004 $52.90 $106.0K EDGAR
2026-05-06 Jennifer Anne Smith Executive Vice President Sell (S) −550 $62.96 -$34.6K EDGAR
2026-05-04 Maria Contreras-Sweet Director Award (A) +2,055 $63.26 $130.0K EDGAR
2026-05-04 Claire A Huang Director Grant (A) +2,055 RSU — EDGAR
2026-05-04 Stephen D Quinn Director Grant (A) +2,055 RSU — EDGAR
2026-05-04 Barbara A. Yastine Director Award (A) +2,055 $63.26 $130.0K EDGAR
2026-05-04 Suren Gupta Director Grant (A) +2,055 RSU — EDGAR
2026-05-04 Aaron Skonnard Director Grant (A) +2,055 RSU — EDGAR
2026-05-04 Edward F Murphy Director Award (A) +2,055 $63.26 $130.0K EDGAR
2026-05-04 Gary L Crittenden Director Grant (A) +2,055 RSU — EDGAR
2026-05-04 Vivian S Lee Director Grant (A) +2,055 RSU — EDGAR
2026-04-09 Jennifer Anne Smith Executive Vice President Disp (D) −15,671 — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

ZIONP Insider Holdings

17 insiders · @ $17.24
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Harris H Simmons Chairman & CEO 1,381,751 $23.82M -$1.77M 39 2026-03-25
2 Scott J McLean President 131,830 $2.27M -$9.04M 31 2026-02-17
3 Paul E. Burdiss Executive Vice President 104,028 $1.79M -$1.73M 24 2025-12-23
4 Steven Dan Stephens Executive Vice President 48,105 $829.3K -$5.57M 43 2026-03-09
5 Eric Ellingsen Executive VP & 44,467 $766.6K -$412.3K 23 2026-02-17
6 Edward F Murphy Director 43,250 $745.6K $0 6 2026-05-04
7 Christopher Kyriakakis EVP - Chief Risk Officer 39,119 $674.4K $0 7 2026-02-17
8 Robert Ryan Richards Controller 36,899 $636.1K -$15.6K 20 2026-05-07
9 Scott A. Law Executive Vice President 32,258 $556.1K -$307.6K 28 2026-02-17
10 Barbara A. Yastine Director 25,061 $432.1K $0 6 2026-05-04
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.