HTB HomeTrust Bancshares, Inc.

XNYS 48.08 Delayed
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

HTB $48.08 —
Key stats
$48.08
52-Week Range
$38.82 – $52.50
YTD
+12.29%
IV Rank (30D)
28.89
Straddle Price
$5.05
P/C Vol Ratio
0.40
Market Cap
$0.8B
Open
$47.89
Day Range
$47.78 – $48.35
Volume
37,544
Prev Close
$48.12
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.12%
Beta vs SPY0.69
Cost of Equity (CAPM)8.55% (VRP-adj)
WACC8.58%
Volatility Risk Premium+39.0pp (IV − HV30)
Effective Tax Rate20.3%
Rev. Growth (YoY, DCF input)-3.1%
DCF Horizon10 years explicit + fade
Free Cash Flow (TTM)$0.1B
Return on Equity (TTM)10.7%
Book / Price72.4% — banking bias active (P/B is primary)
Gross Margin (TTM)74.0%
FCF Margin (TTM)32.5%
Debt / Equity0.02
Quality Score3/6 — normal (10y DCF)
Market-Implied Growth-9.0% (reverse-DCF on current price)
SMA 50$46.91 (Market Anchor value)
SMA 20 / Bollinger Mid$46.38
Bollinger Width / SMA2011.8% (drives anchor stability)
Net Debt$-0.0B
Market Cap$1B
Peers used for multiples: CTO, FISI, IBCP, ORRF, PGC, SHBI, WASH (filtered from 8 ETF-co-members; sector bias active)
60-Day Conviction
72%
20-Day Fair Value
≈ by Nov 23, 2026
$47.84
α -0.4% rank 17%
conviction
25%
40-Day Fair Value
≈ by Dec 22, 2026
$48.88
α +1.8% rank 33%
conviction
57%
60-Day Fair Value
≈ by Jan 20, 2027
$49.12
α +2.3% rank 26%
conviction
72%
MethodImplied PriceWeightDetail
DCF $68.37 0%
DDM (Gordon) $5.92 0%
Peer P/E $44.58 10% median 11.5× · 7 peers
Peer EV/EBITDA $53.08 5% median 10.6× · 7 peers
Peer P/B $43.17 16% median 1.2× · 7 peers
Peer P/S $37.97 5% median 2.2× · 7 peers
Market Anchor (SMA50) $46.91 63% stability 91% (BB-width)
Options Expected (B-L 30d) $48.29 0% 6 strikes · skew +2.01
As of 2026-10-23 · updated
About
Industry (SIC)
SAVINGS INSTITUTION, FEDERALLY CHARTERED (6035) · industry map
Exchange
XNYS
Market Cap
$0.8B
Employees
574
List Date
2012-07-11
CIK
0001538263
Headquarters
Asheville, NC
Homepage
https://www.htb.com

HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgage…

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'25'26Avg
Jan--0.70%0.70%
Feb-0.08%-4.64%-2.36%
Mar-6.34%-0.42%-3.38%
Apr-0.12%6.16%3.02%
May5.00%1.57%3.29%
Jun4.44%7.78%6.11%
Jul2.26%1.01%1.63%
Aug8.41%-9.39%-0.49%
Sep-0.27%-1.44%-0.85%
Oct-3.23%4.21%*0.49%
Nov3.25%--3.25%
Dec3.90%--3.90%
Total17.65%4.47%11.06%
* Only 2 year(s) of data available.
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $46.47
SMA 50: $46.87
SMA 200: $46.06
Current: $48.02
EMA 12: $47.02
EMA 26: $46.84
MACD: 0.1840 | Signal: 0.2795
BEARISH
ADX (14): 20.58
WEAK TREND
+DI: 26.76
−DI: 13.11

Momentum Oscillators

RSI (14): 62.01
NEUTRAL
Stoch %K: 87.37
Stoch %D: 77.70
Williams %R: -10.38

Volume & Volatility

BB Upper: $47.93
BB Lower: $45.01
OVERBOUGHT
OBV: 1,033,257
Vol SMA 20: 144,355
Vol ROC: -45.35%
ATR: $1.00
True Range: $0.57
HV 20: 14.2%
HV 30: 17.3%
HV 60: 18.0%

Data Summary

Data Points: 419
Last Updated:
Date Range: 2025-02-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis

LLM Stock Analysis Report

Executive Summary Overall assessment: NEUTRAL (6/10) Key drivers and primary risks: * Technical signals indicate a possible pullback from recent highs, but remain within a larger uptrend. * Recent positive news headlines support the stock's price movement. Primary risks: * High implied volatility compared to historical volatility suggests potential for increased market risk. Recent news sentiment impact: Positive news headlines have contributed to the stock's upward momentum.

Technical Analysis Trend Direction: * Short-term (1-4 weeks): Uptrend * Medium-term (1-3 months): Uptrend * Long-term (3-12 months): Uptrend

Support/Resistance Levels: * SMA 20: $47.65 (support) * EMA 12: $48.29 (resistance)

Momentum Signals: * RSI interpretation: Neutral (69.07), no clear buy/sell signal * MACD signal: Bullish momentum, above signal line * Bollinger Bands position: Neutral, price within the bands

Volume Analysis: * Volume SMA 20: 121026.00 (no clear volume trend) * On-Balance Volume (OBV): 809221.13 (positive OBV, supports uptrend)

News & Sentiment Analysis Recent Headlines Summary: * Positive news headlines highlighting workplace awards and recognition.

Sentiment Assessment: POSITIVE

Catalyst Identification: * No immediate earnings or significant events expected.

Market Narrative: * News sentiment aligns with technical signals, supporting the stock's price movement.

Risk & Volatility Assessment Beta Interpretation: Low (0.60) - stock moves less than market.

Volatility Regime: Current volatility relatively low compared to historical levels.

Options Market Signals: * IV Rank: 18.5% (Low), indicating historically low implied volatility. * Put/Call Volume Ratio: 0.00 (Neutral sentiment)

Downside Protection: * Support levels: SMA 20, EMA 12 * Risk management considerations: Monitor price action and adjust positions accordingly.

Market Context & Positioning Sector Performance: HomeTrust Bank is outperforming its sector peers.

Institutional Activity: Moderate institutional interest, supporting the stock's price movement.

Correlation Analysis: * Stock moves relatively strongly with market (R-squared interpretation).

Relative Valuation: * Position within trading range, potential for further price movement.

Key Levels & Action Items Critical Price Levels: * SMA 20: $47.65 (support) * EMA 12: $48.29 (resistance)

Breakout/Breakdown Levels: * Upper Bollinger Band: $49.44 (potential resistance level) * Lower Bollinger Band: $45.86 (potential support level)

Time-Sensitive Catalysts: * No immediate earnings or significant events expected.

Risk Management: * Monitor price action and adjust positions accordingly. * Consider stop-loss levels at SMA 20 and EMA 12.

Note: As a neutral assessment, this analysis does not provide buy/sell advice.

Generated
News
All HTB news →
Earnings History
7 of 7 under expected move
Avg Expected Move
11.46%
Avg Actual Move
1.77%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2025-04-24 After-Close 14.45% 1.45% 0.10x Within
2025-07-22 After-Close 12.34% 0.99% 0.08x Within
2025-10-22 After-Close 12.30% 1.97% 0.16x Within
2026-01-22 Pre-Market 8.61% 2.38% 0.28x Within
2026-04-23 After-Close 10.16% 3.57% 0.35x Within
2026-07-23 After-Close 10.52% 0.45% 0.04x Within
2026-10-21 After-Close 11.82% 1.60% 0.14x Within

Earnings calendar: this week’s reports with expected vs actual moves →

HTB Options Activity & IV Rank

HTB IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 30.9%
7-DTE IV: —
Expected Move: $5.05
7-DTE Move: $5.05
Days to Exp: 28 (2026-11-20)

Options Flow

Call Volume: 5
Put Volume: 2
P/C Volume: 0.4
BULLISH
Call OI: 5
Put OI: 2
P/C OI: 0.4
Total OI: 7

ATM Options Pricing

ATM Call: $2.50
ATM Put: $2.55
Call %: 5.2%
Put %: 5.3%

Chain Summary

Chain Volume: 14
Chain OI: 20
Last Updated: 10/23/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
No data
30 DTE / 10d —
— pts EXTREME
ATM 26.4% / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)28.9MediumOct 23
Straddle Price (30 DTE)$5.05Oct 23
Beta Analysis

Risk Metrics

Beta: 0.3547
Alpha: 16.18%
Correlation: 0.2148
R-Squared: 4.6%
Stock Volatility: 21.0%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own HTB
4 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Renaissance Technologies Hedge fund
Jim Simons
$21.8M
0.03%
#662 of 3138-6.3%13F
Citadel Hedge fund
Ken Griffin
$3.6M
0.00%
#2346 of 6285+150.3%13F
Millennium Management Hedge fund
Izzy Englander
$1.3M
0.00%
#2805 of 3716new13F
Point72 Hedge fund
Steve Cohen
$755K
0.00%
#1548 of 1945new13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

HTB Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 17,014,837 (as of 2026-03-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

183 filers11,269,865 shares$551.99M value66.24% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 1,677,983 $83.71M 15.17% 9.86% 2026-06-30
2 Dimensional Fund Advisors LP Custodian 856,611 $42.74M 7.74% 5.03% 2026-06-30
3 FJ Capital Management LLC 839,115 $41.86M 7.58% 4.93% 2026-06-30
4 Vanguard Group Inc Custodian 851,076 $36.55M 6.62% 5.00% 2025-12-31
5 Vanguard Capital Management LLC 644,313 $32.14M 5.82% 3.79% 2026-06-30
6 American Century Companies, Inc. 556,442 $27.76M 5.03% 3.27% 2026-06-30
7 State Street Corp 462,911 $23.09M 4.18% 2.72% 2026-06-30
8 RENAISSANCE TECHNOLOGIES LLC 436,815 $21.79M 3.95% 2.57% 2026-06-30
9 AllianceBernstein L.P. 479,582 $20.45M 3.71% 2.82% 2026-06-30
10 Geode Capital Management, LLC Custodian 366,680 $18.30M 3.31% 2.16% 2026-06-30
11 Nuveen, LLC Custodian 276,695 $13.80M 2.50% 1.63% 2026-06-30
12 Private Capital Management, LLC 248,335 $12.39M 2.24% 1.46% 2026-06-30
13 Vanguard Portfolio Management LLC 150,841 $7.53M 1.36% 0.89% 2026-06-30
14 ROYCE & ASSOCIATES LP 145,431 $7.26M 1.31% 0.85% 2026-06-30
15 Qube Research & Technologies Ltd 137,278 $6.85M 1.24% 0.81% 2026-06-30
16 Northern Trust Corp Custodian 131,762 $6.57M 1.19% 0.77% 2026-06-30
17 BRIDGEWAY CAPITAL MANAGEMENT, LLC 124,651 $6.22M 1.13% 0.73% 2026-06-30
18 ACADIAN ASSET MANAGEMENT LLC 119,181 $5.94M 1.08% 0.70% 2026-06-30
19 CSM Advisors, LLC 117,890 $5.88M 1.07% 0.69% 2026-06-30
20 Goldman Sachs Group Inc Custodian 116,145 $5.79M 1.05% 0.68% 2026-06-30
21 Charles Schwab Investment Management, Inc. 114,126 $5.69M 1.03% 0.67% 2026-06-30
22 Polaris Capital Management, LLC 107,700 $5.37M 0.97% 0.63% 2026-06-30
23 Morgan Stanley Custodian 105,959 $5.29M 0.96% 0.62% 2026-06-30
24 Vanguard Fiduciary Trust Co 88,752 $4.43M 0.80% 0.52% 2026-06-30
25 Two Sigma Investments, LP Custodian 82,825 $4.13M 0.75% 0.49% 2026-06-30
1 filers$39.91K notional
# Filer Notional Value % of Total Period
1 Simplex Trading, LLC Custodian $39.91K 100.00% 2026-06-30
# Filer Notional Value % of Total Period

HTB Insider Trading (Form 4)

Latest: 2026-08-03
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-08-03 Laura C Kendall Director Mixed — $38.04 -$261.8K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

HTB Insider Holdings

1 insider · @ $48.02
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Laura C Kendall Director 34,229 $1.64M -$511.3K 1 2026-08-03
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

HTB Board & Officers

As of SEC filings through Aug 3, 2026

Directors 9

Officers 8

Changes in the last 10 years (36)
May 18, 2026The company announced the departure of Robert E. James from the board in an SEC filing
Feb 13, 2026Kristin Y. Powell listed as EVP, Consumer & BB Group Exec (previously EVP) in SEC filings
May 19, 2025The company announced the departure of Craig C. Koontz from the board in an SEC filing
Jul 1, 2024Kevin M. Nunley became EVP and Chief Credit Officer
Jun 10, 2024Charles F. Sivley Jr. became Chief Technology Officer
Jun 4, 2024Jesse Cureton first listed as a director in an SEC filing
Jun 4, 2024Dwight L. Jacobs first listed as a director in an SEC filing
Jun 4, 2024Bonnie V Hancock first listed as a director in an SEC filing
Feb 13, 2024Megan Pelletier listed as EVP (previously EVP and Chief People Officer) in SEC filings
Jan 19, 2024The company announced the departure of Keith J Houghton as EVP, Chief Credit Officer in an SEC filing
Nov 14, 2023The company announced the departure of Dana L. Stonestreet as Executive Chairman in an SEC filing
Aug 31, 2023Lora Jex became EVP and Chief Risk Officer
Jun 26, 2023The company announced the departure of F. K. McFarland III from the board in an SEC filing
Jun 26, 2023Narasimhulu Neelagaru became a director
May 1, 2023John Francis Sprink II became EVP
Feb 14, 2023Dana L. Stonestreet listed as Executive Chairman (previously Chairman and CEO) in SEC filings
Oct 17, 2022The company announced the departure of Mark Demarcus as EVP in an SEC filing
Sep 13, 2022Hunter Westbrook listed as President, CEO (previously President, COO) in SEC filings
May 23, 2022The company announced the departure of Dana L. Stonestreet from the board in an SEC filing
May 23, 2022The company announced the departure of Dana L. Stonestreet from the board in an SEC filing
Not reported recently (10)
  • Marty T. Caywood · Last reported as EVP, Chief Information Officer in an SEC filing dated Feb 13, 2024
  • R. Parrish Little · Last reported as EVP, Chief Risk Officer in an SEC filing dated Mar 2, 2023
  • Sidney A. Biesecker · Last reported as a director in an SEC filing dated Feb 14, 2023
  • Anna Marie Smith · Last reported as EVP and Chief HR Officer in an SEC filing dated May 21, 2021
  • J. Steven Goforth · Last reported as a director in an SEC filing dated Feb 12, 2020
  • Paula C. Labian · Last reported as EVP, Chief Human Resources Off in an SEC filing dated Feb 12, 2020
  • Howard L. Sellinger · Last reported as EVP, Chief Information Officer in an SEC filing dated Feb 13, 2019
  • Robert G Dinsmore Jr · Last reported as a director in an SEC filing dated Feb 13, 2019
  • Peggy C. Melville · Last reported as a director in an SEC filing dated Feb 13, 2018
  • M. Teresa White · Last reported as EVP, CAO and Corp Secretary in an SEC filing dated Feb 14, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

HTB Proposed Insider Sales (Form 144)

Latest: 2026-07-30
Last 30d: 0 filings  ·  Last 90d: 1 filing · $517K notice value · 1 unique filer

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Top 90-day filers: Laura C. Kendall (1, $517K)
Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-07-30 Laura C. Kendall Director 10,000 $517.4K 2026-07-30 APEX CLEARING — EDGAR
2026-05-27 Kristin Y. Powell EVP, Consumer and Business Banking Group Executive 1,000 $47.2K 2026-05-27 APEX CLEARING — EDGAR
2026-05-01 C. Hunter Westbrook President and CEO 60,000 $2.77M 2026-04-30 APEX CLEARING350 N ST. PAUL ST, — EDGAR
2026-02-04 John Sprink EVP, Commercial Banking Group Executive 2,000 $88.8K 2026-02-04 APEX CLEARING350 N ST. PAUL ST — EDGAR
2025-08-22 POWELL KRISTIN Y. EVP 2,000 $82.0K 2025-08-22 Georgeson Securities Corp — EDGAR
2025-02-26 POWELL KRISTIN Y. EVP 2,000 — 2025-02-26 Georgeson Securities Corp — EDGAR
2024-07-29 Houghton Keith J Officer, Former Chief Credit Officer 25,000 $866.8K 2024-07-29 Georgeson Securities Corp — EDGAR
2024-07-29 Caywood Marty T. Officer, Former EVP/Chief Information Officer 10,000 $355.0K 2024-07-29 Georgeson Securities Corp — EDGAR
2023-05-03 Stonestreet Dana L. Officer 80,000 $1.64M 2023-05-03 Charles Schwab Corp — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
60 ETFs hold HTB
25 shown · $152.23M total exposure · 0.03% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.08% $24.4M $31.5B 2026-10-21
2 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $22.0M — 2026-09-30
3 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.03% $19.3M $74.2B 2026-10-21
4 DFSV Dimensional US Small Cap Value ETF Dimensional 0.05% $14.4M — 2026-10-21
5 KRE State Street® SPDR® S&P® Regional Banking ETF SPDR (State Street) 0.25% $10.6M $4.2B 2026-10-21
6 DFAT Dimensional US Targeted Value ETF Dimensional 0.03% $8.8M — 2026-10-21
7 VXF Vanguard Extended Market ETF Vanguard 0.01% $7.8M — 2026-09-30
8 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.05% $6.8M $13.9B 2026-10-21
9 DFAS Dimensional US Small Cap ETF Dimensional 0.02% $6.2M — 2026-10-21
10 VTWO Vanguard Russell 2000 ETF Vanguard 0.02% $4.1M — 2026-09-30
11 BSVO EA Bridgeway Omni Small-Cap Value ETF Nport 0.17% $4.1M — 2026-06-30
12 FDM First Trust Dow Jones Select MicroCap Index Fund First Trust 1.16% $3.1M $264.3M 2026-10-21
13 SCHA Schwab U.S. Small-Cap ETF Nport 0.01% $3.0M — 2026-05-31
14 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.00% $3.0M — 2026-10-21
15 DFMC Dimensional US Micro Cap ETF Dimensional 0.04% $2.9M — 2026-10-21
16 IWC iShares Micro-Cap ETF iShares (BlackRock) 0.18% $2.2M $1.2B 2026-10-21
17 VFMF Vanguard U.S. Multifactor ETF Vanguard 0.14% $1.5M — 2026-10-21
18 AVSC Avantis U.S. Small Cap Equity ETF Avantis 0.04% $1.4M $3.1B 2026-10-21
19 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.00% $1.3M $96.2B 2026-10-21
20 FESM Fidelity Enhanced Small Cap Core ETF Fidelity 0.02% $1.3M $6.6B 2026-10-21
21 VFH Vanguard Financials ETF Vanguard 0.01% $1.1M — 2026-09-30
22 DES WisdomTree U.S. SmallCap Dividend Fund Nport 0.04% $841,944 — 2026-06-30
23 SMLV State Street® SPDR® US Small Cap Low Volatility Index ETF SPDR (State Street) 0.33% $829,074 $247.9M 2026-10-21
24 VTWV Vanguard Russell 2000 Value ETF Vanguard 0.05% $653,504 — 2026-09-30
25 DPST Direxion Daily Regional Banks Bull 3X ETF Direxion 0.19% $593,563 — 2026-10-22
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
12.41
TTM Diluted EPS
$3.87
TTM Revenue
$292.33M
TTM Net Income
$66.07M
TTM Op. Cash Flow
$88.64M
Quarterly figures (5 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q1 '262026-03-31$71.53M$16.77M$0.99$110.83M
Q4 '252025-12-31$72.86M$15.96M$0.93$-2.11M
Q3 '252025-09-30$74.15M$16.32M$0.95$-11.26M
Q2 '252025-06-30$73.80M$17.02M$1.00$-8.83M
Q1 '252025-03-31$71.66M$14.54M$0.84$71.66M
Q1 2026 • period ending 2026-03-31 • filed 2026-05-06
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
12.41
P/B
1.38
P/S
2.80
EV/EBITDA
9.57
EV/Sales
2.73
ROE
11.2%
ROA
1.5%
Div Yield
1.14%
FCF Yield
10.85%
Debt/Equity
0.02
Current Ratio
—
Market Cap
$817.22M
as of 2026-10-23
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
1.42M
SI % of Float
9.54%
Days to Cover
6.16
Short Vol Ratio
52.0%
Free Float
14.85M
Float %
89.0%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-08-13