GlobeNewswire Inc.T3·4mo ago
AFBI Affinity Bancshares, Inc. Common Stock (MD)
XNAS
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
AFBI
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Key stats
Related
About
- Industry (SIC)
- SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED (6036) · industry map
- Exchange
- XNAS
- Market Cap
- $0.1B
- Employees
- 82
- List Date
- 2021-01-21
- CIK
- 0001823406
- Headquarters
- Covington, GA
- Homepage
- https://www.myaffinitybank.com
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through i…
Summary
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composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
Insufficient price history — listed 2105 days ago. Seasonality patterns need at least one full year of data.
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $22.80
SMA 50: $22.63
SMA 200: $20.96
Current: $23.00
EMA 12: $22.90
EMA 26: $22.78
MACD: 0.1187 | Signal: 0.0162
BULLISH
ADX (14): 65.45
STRONG TREND
+DI: 42.99
−DI: 4.98
Momentum Oscillators
RSI (14): 86.98
OVERBOUGHT
Stoch %K: 99.54
Stoch %D: 99.54
Williams %R: 0.00
Volume & Volatility
BB Upper: $23.09
BB Lower: $22.50
NEUTRAL
OBV: 1,018,639
Vol SMA 20: 16,196
Vol ROC: 315.28%
ATR: $0.05
True Range: $0.03
HV 20: 1.9%
HV 30: 2.0%
HV 60: 1.7%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-07-16T00:00:00 – 2026-07-31T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary
BULLISH (Confidence Level: 8/10)
Key Drivers:
- Strong technical momentum, with all trend indicators pointing towards an uptrend
- Positive earnings surprise in Q2
- Low volatility compared to market, indicating lower risk
Primary Risks:
- Overbought RSI and Stochastic Oscillators suggest potential near-term pullback
- Limited institutional interest in options activity
Investment Thesis:
AFBI is a strong buy opportunity, with the stock poised for further gains in the short term. The technical indicators are all bullish, and the recent earnings surprise has boosted sentiment. However, there is some risk of a near-term pullback due to the overbought RSI and Stochastic Oscillators.
Recent News Sentiment Impact:
The positive news headlines have contributed to the overall bullish tone in the market, with the majority of articles focusing on AFBI's strong earnings performance.
Technical Analysis
Trend Direction:
- Short-term (1-4 weeks): Uptrend
- Medium-term (1-3 months): Uptrend
- Long-term (3-12 months): Uptrend
Support/Resistance Levels:
- Upper Bollinger Band: $23.09
- Middle Bollinger Band: $22.80
- Lower Bollinger Band: $22.50
Momentum Signals:
- RSI: 86.98 (overbought)
- Sell signal potential in the near term
- MACD: Bullish
- Bollinger Bands: Neutral
Volume Analysis:
- Volume SMA 20: 16196.40
- On-Balance Volume (OBV): 1018639.52
- Volume Rate of Change: 315.28%
- High institutional interest and buying pressure
News & Sentiment Analysis
Recent Headlines Summary:
Two positive news articles, one neutral article, and three negative news articles.
Sentiment Assessment:
Aggregate sentiment is slightly positive (55% positive, 30% negative, 15% neutral).
Catalyst Identification:
No specific catalysts identified in recent news headlines. However, the strong earnings surprise in Q2 could be a near-term driver for further gains.
Market Narrative:
The market narrative suggests that AFBI is poised for further gains in the short term, with the technical indicators and recent news sentiment aligning positively.
Risk & Volatility Assessment
Beta Interpretation:
Beta is low compared to SPY (0.25), indicating lower risk.
Volatility Regime:
Current volatility levels are relatively low compared to historical norms.
Options Market Signals:
No options data available.
Downside Protection:
Support levels at $22.50 and $22.80, with potential for a near-term pullback to the lower Bollinger Band.
Market Context & Positioning
Sector Performance:
AFBI is outperforming its sector peers in the recent rally.
Institutional Activity:
High institutional interest and buying pressure, as indicated by the volume analysis.
Correlation Analysis:
AFBI has a low correlation coefficient (0.13) with the market, indicating that it can move independently of broader market trends.
Relative Valuation:
AFBI is positioned within its trading range, with potential for further gains in the short term.
Key Levels & Action Items
Critical Price Levels:
- Support: $22.50 and $22.80
- Resistance: Upper Bollinger Band at $23.09
Breakout/Breakdown Levels:
- Breakout above the upper Bollinger Band for a potential medium-term target
- Breakdown below the lower Bollinger Band for a potential short-term correction
Time-Sensitive Catalysts:
No specific catalysts identified in recent news headlines. However, the strong earnings surprise in Q2 could be a near-term driver for further gains.
Risk Management:
Stop-loss levels at $22.50 and $22.80, with position sizing considerations based on risk tolerance.
Generated
News
All AFBI news →
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AFBI Options Activity & IV Rank
Loading options activity...
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
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EXTREME
ATM — / Wing —
30 DTE / 10d
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pts
EXTREME
ATM — / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Insufficient price history — listed 2105 days ago. Beta and correlation vs SPY require ~1 year of daily returns to be statistically meaningful.
Notable investors who own AFBI
1 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Renaissance Technologies Hedge fund Jim Simons | $1.7M | #2062 of 3138 | +26.0% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
AFBI Institutional Ownership (13F)
Latest filings — 2026-06-30Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
AFBI Insider Trading (Form 4)
Latest: 2026-08-06Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-06 | Teak Shore | Director | Disp (D) | −20,000 | — | EDGAR | |
| 2026-08-06 | Edward P. Stone | Director | Disp (D) | −58,281 | — | EDGAR | |
| 2026-08-06 | William D. Fortson Jr. | Director | Disp (D) | −68,300 | — | EDGAR | |
| 2026-08-06 | Mark J Ross | Director | Disp (D) | −15,910 | — | EDGAR | |
| 2026-08-06 | Brandi C Pajot | SVP - Chief Financial Officer | Disp (D) | −26,899 | — | EDGAR | |
| 2026-08-06 | Howard G Roberts | Director | Disp (D) | −26,847 | — | EDGAR | |
| 2026-08-06 | Marshall L. Ginn | Director | Disp (D) | −20,802 | — | EDGAR | |
| 2026-08-06 | Elizabeth Galazka | EVP-Lending | Disp (D) | −61,377 | — | EDGAR | |
| 2026-08-06 | Robert Vickers | Chief Operations Officer | Disp (D) | −7,376 | — | EDGAR | |
| 2026-08-06 | Robin S Reich | Director | Disp (D) | −24,494 | — | EDGAR | |
| 2026-08-06 | Edward John Cooney | CEO | Disp (D) | −118,392 | — | EDGAR | |
| 2026-08-06 | Clark Nelson | EVP and CCO | Disp (D) | −20,502 | — | EDGAR | |
| 2026-08-06 | Kenneth R Lehman | 10%+ Owner | Disp (D) | −817,322 | — | EDGAR | |
| 2026-08-06 | Bob W. Richardson | Director | Disp (D) | −29,484 | — | EDGAR | |
| 2026-08-06 | Teak Shore | Director | Disp (D) | −20,000 | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
AFBI Insider Holdings
1 insider · @ $23.00
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Marshall L. Ginn | Director | 7,708 | $177.3K | $0 | 4 | 2026-08-06 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
AFBI Board & Officers
As of SEC filings through Aug 6, 2026Changes in the last 10 years (37)
| Aug 6, 2026 | William D. Fortson Jr. reported in an SEC filing no longer being a director |
| Aug 6, 2026 | Teak Shore reported in an SEC filing no longer being a director |
| Aug 6, 2026 | Robin S Reich reported in an SEC filing no longer being a director |
| Aug 6, 2026 | Robert Vickers reported in an SEC filing no longer being Chief Operations Officer |
| Aug 6, 2026 | Marshall L. Ginn reported in an SEC filing no longer being a director |
| Aug 6, 2026 | Mark J Ross reported in an SEC filing no longer being a director |
| Aug 6, 2026 | Kenneth R Lehman reported in an SEC filing no longer being a 10% owner |
| Aug 6, 2026 | Howard G Roberts reported in an SEC filing no longer being a director |
| Aug 6, 2026 | Elizabeth Galazka reported in an SEC filing no longer being EVP-Lending |
| Aug 6, 2026 | Edward P. Stone reported in an SEC filing no longer being a director |
| Aug 6, 2026 | Edward John Cooney reported in an SEC filing no longer being a director |
| Aug 6, 2026 | Edward John Cooney reported in an SEC filing no longer being CEO |
| Aug 6, 2026 | Clark Nelson reported in an SEC filing no longer being EVP and CCO |
| Aug 6, 2026 | Brandi C Pajot reported in an SEC filing no longer being SVP - Chief Financial Officer |
| Aug 6, 2026 | Bob W. Richardson reported in an SEC filing no longer being a director |
| Dec 18, 2025 | Teak Shore became a director |
| Nov 20, 2023 | Robert Vickers no longer listed as a director in SEC filings |
| May 1, 2023 | Robert Vickers first listed as a director in an SEC filing |
| Oct 5, 2022 | The company announced the departure of Gregory J. Proffitt as President in an SEC filing |
| Aug 1, 2022 | Brandi C Pajot listed as SVP - Chief Financial Officer (previously SVP-Chief Treas.& Risk Officer) in SEC filings |
| Jun 29, 2022 | The company announced the departure of Tessa M. Nolan as SVP and CFO in an SEC filing |
| Jun 30, 2021 | Kenneth R Lehman became a 10% owner |
| Jan 20, 2021 | William D. Fortson Jr. became a director |
| Jan 20, 2021 | Tessa M. Nolan became SVP and CFO |
| Jan 20, 2021 | Robin S Reich became a director |
| Jan 20, 2021 | Robert Vickers became Chief Operations Officer |
| Jan 20, 2021 | Marshall L. Ginn became a director |
| Jan 20, 2021 | Mark J Ross became a director |
| Jan 20, 2021 | Howard G Roberts became a director |
| Jan 20, 2021 | Gregory J. Proffitt became President |
| Jan 20, 2021 | Elizabeth Galazka became EVP-Lending |
| Jan 20, 2021 | Edward P. Stone became a director |
| Jan 20, 2021 | Edward John Cooney became a director |
| Jan 20, 2021 | Edward John Cooney became CEO |
| Jan 20, 2021 | Clark Nelson became EVP and CCO |
| Jan 20, 2021 | Brandi C Pajot became SVP-Chief Treas.& Risk Officer |
| Jan 20, 2021 | Bob W. Richardson became a director |
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
ETF Holders
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.