ING ING Groep N.V.
XNYS
33.22
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
What changed
Recent filings, trades and moves- 52-Week Range
- $24.35 – $37.52
- YTD
- +15.51%
- IV Rank (30D)
- 24.37
- Straddle Price
- $2.10
- P/C Vol Ratio
- 2.64
- Market Cap
- $93.7B
- Open
- $33.09
- Day Range
- $33.06 – $33.24
- Volume
- 1,525,370
- Prev Close
- $33.03
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.88% |
| Beta vs SPY | 0.93 |
| Cost of Equity (CAPM) | 9.55% (VRP-adj) |
| WACC | 9.58% |
| Volatility Risk Premium | +6.3pp (IV − HV30) |
| Effective Tax Rate | 21.0% |
| Rev. Growth (YoY, DCF input) | +3.0% |
| DCF Horizon | 5 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.03 (applied to P/E, EV/EBITDA, P/S) |
| Quality Score | 0/6 — cyclical/struggling (5y DCF) |
| SMA 50 | $34.39 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $32.55 |
| Bollinger Width / SMA20 | 9.0% (drives anchor stability) |
| Net Debt | $0.0B |
| Market Cap | $94B |
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | n/a | 0% | |
| DDM (Gordon) | $23.93 | 0% | |
| Peer P/E | n/a | 0% | |
| Peer EV/EBITDA | n/a | 0% | |
| Peer P/B | n/a | 0% | |
| Peer P/S | n/a | 0% | |
| Market Anchor (SMA50) | $34.39 | 70% | stability 100% (BB-width) |
| Options Expected (B-L 30d) | $32.40 | 30% | 17 strikes · skew -0.99 |
- Industry (SIC)
- COMMERCIAL BANKS, NEC (6029) · industry map
- Exchange
- XNYS
- Market Cap
- $93.7B
- Employees
- 60,000
- List Date
- 1994-10-31
- CIK
- 0001039765
- Homepage
- https://www.ing.com
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The financial crisis in 2008 forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -4.85% | 5.11% | 15.07% | -3.79% | 6.83% | 2.19% | 3.43% |
| Feb | 21.05% | -22.71% | -4.58% | 2.69% | 9.11% | -5.21% | 0.06% |
| Mar | 10.18% | 1.16% | -15.76% | 19.67% | 6.58% | -7.16% | 2.45% |
| Apr | 3.41% | -11.72% | 2.06% | -3.89% | -1.27% | 7.91% | -0.58% |
| May | 8.29% | 19.03% | -0.24% | 12.30% | 10.21% | 8.37% | 9.66% |
| Jun | -6.83% | -10.71% | 7.42% | -4.94% | 2.15% | 1.75% | -1.86% |
| Jul | -4.76% | -2.11% | 6.66% | 3.13% | 6.18% | 10.92% | 3.34% |
| Aug | 8.16% | -8.83% | -2.48% | 5.75% | 4.93% | -0.08% | 1.24% |
| Sep | 3.35% | -1.39% | -6.33% | 1.85% | 8.89% | 0.71% | 1.18% |
| Oct | 3.42% | 12.74% | -1.38% | -4.40% | -4.45% | -8.15% | -0.37% |
| Nov | -11.56% | 21.69% | 10.78% | -8.90% | 2.65% | 5.86%* | 3.42% |
| Dec | 1.90% | 1.25% | 6.30% | 2.75% | 7.61% | -- | 3.96% |
| Total | 31.38% | -5.74% | 14.46% | 20.58% | 76.81% | 16.13% | 25.60% |
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
Momentum Oscillators
Volume & Volatility
Data Summary
LLM Stock Analysis Report
ING - ING Groep N.V.
Executive Summary
Overall Assessment: NEUTRAL (Confidence Level: 6/10)
Key Drivers: Strong technical signals, mixed news sentiment, and high volatility.
Primary Risks: Potential for mean reversion after recent rally, regulatory risks in Russia, and market uncertainty.
Investment Thesis: ING's stock has a strong potential for further upside, driven by its robust financials, positive earnings trends, and attractive valuation. However, the stock is not immune to market fluctuations and may experience volatility due to various factors, including global economic concerns and regulatory risks.
Recent News Sentiment Impact: The recent news headlines have had a neutral impact on ING's stock price, with both positive (Extraordinary General Meeting, share buyback programme) and negative (Russia business termination, dividend check-in) articles. This mixed sentiment has contributed to the current trading range.
Technical Analysis
Trend Direction:
- Short-term: Neutral
- Medium-term: Uptrend
- Long-term: Bullish trend
Support/Resistance Levels: The stock is currently trading between $34.63 and $36.06, with the SMA 20 acting as a support level.
Momentum Signals:
- RSI (14): 56.59 - neutral
- MACD: Bullish momentum signals continue to indicate a strong uptrend.
- Bollinger Bands: The stock is currently trading within the middle band, indicating a neutral sentiment.
Volume Analysis: Volume has been relatively low recently, but there are signs of increasing institutional interest.
News & Sentiment Analysis
Recent Headlines Summary: The recent news headlines have been mixed, with both positive and negative articles.
Sentiment Assessment: Neutral (average sentiment: 0.5)
Catalyst Identification: Earnings announcements, dividend payments, and regulatory updates could drive significant price movements.
Market Narrative: The market narrative is driven by global economic concerns, central bank policies, and company-specific news.
Risk & Volatility Assessment
Beta Interpretation: High risk relative to the market (beta > 1.2).
Volatility Regime: High volatility - stock moves more than the market.
Options Market Signals:
- IV Rank: Low (10.6%)
- Put/Call Volume Ratio: Neutral (1.03)
- Open Interest: Neutral
Market Context & Positioning
Sector Performance: ING's sector (Finance) has performed relatively well, with a strong uptrend in recent months.
Institutional Activity: Institutional interest is increasing, as indicated by the rising volume and open interest in options contracts.
Correlation Analysis: The stock has a high correlation with the market (R-squared: 0.85), suggesting that it will likely move in tandem with broader market trends.
Key Levels & Action Items
Critical Price Levels: $34.63, $35.24, and $36.06 are key support and resistance levels to monitor.
Breakout/Breakdown Levels: A breakout above $36.06 could trigger a strong uptrend, while a breakdown below $34.63 could lead to a correction.
Time-Sensitive Catalysts: Earnings announcements and dividend payments could drive significant price movements in the near term.
Risk Management: Stop-loss levels should be set around $33.59 (SMA 50) and $32.83 (Bollinger Band lower boundary), with position sizing considerations based on risk tolerance.
By following this comprehensive analysis, investors can make informed decisions about their ING stock holdings or consider taking a position in the company's stock.
ING Options Activity & IV Rank
ING IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Options Flow · All expiries
ATM Options Pricing
Chain Summary
Each spread is ranked by a composite score built in three stages. Full documentation →
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Scanning bull put, bear call, iron condor and calendar spreads…
Estimated net dealer gamma is at the 44th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
IV(call wing) − IV(ATM), in vol pointsThe same measure on the upside: how the OTM call is priced against the at-the-money strike.
- Negative (typical) — calls trade below ATM for most stocks and indices, so the sign alone says little.
- Percentile vs own history: high = upside calls unusually rich for this name (squeezes, takeover talk, commodity supply scares); low = calls cheaper than usual.
Put or call vs ATM tells you how expensive that tail is. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Loading the implied volatility surface…
Loading the implied volatility smile…
Risk Metrics
Analysis Details
Data Points: 251
Period: 252 trading days
High volatility - stock moves more than market
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Millennium Management Hedge fund Izzy Englander | $17.9M | #1190 of 3716 | -38.0% | 13F | |
| Point72 Hedge fund Steve Cohen | $13.3M | #685 of 1945 | -0.8% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $6.9M | #841 of 4729 | -1.1% | 13F | |
| Citadel Hedge fund Ken Griffin | $2.4M | #2761 of 6285 | -78.8% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
ING Institutional Ownership (13F)
Filings for 2026-09-30Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Jane Street Group, LLC Custodian | $28.89M | 37.40% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $28.20M | 36.50% | 2026-06-30 |
| 3 | Twin Tree Management, LP | $8.50M | 11.01% | 2026-06-30 |
| 4 | Walleye Trading LLC | $3.17M | 4.11% | 2026-06-30 |
| 5 | Susquehanna International Group, LLP Custodian | $2.20M | 2.85% | 2026-06-30 |
| 6 | Optiver Holding B.V. | $2.17M | 2.81% | 2026-06-30 |
| 7 | Walleye Capital LLC | $2.13M | 2.75% | 2026-06-30 |
| 8 | Simplex Trading, LLC Custodian | $795.20K | 1.03% | 2026-09-30 |
| 9 | IMC-Chicago, LLC Custodian | $791.65K | 1.02% | 2026-09-30 |
| 10 | TUDOR INVESTMENT CORP ET AL | $251.04K | 0.32% | 2026-06-30 |
| 11 | GROUP ONE TRADING LLC Custodian | $147.49K | 0.19% | 2026-06-30 |
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Walleye Trading LLC | $4.64M | 31.81% | 2026-06-30 |
| 2 | Optiver Holding B.V. | $4.10M | 28.09% | 2026-06-30 |
| 3 | Simplex Trading, LLC Custodian | $1.84M | 12.58% | 2026-09-30 |
| 4 | Walleye Capital LLC | $1.19M | 8.15% | 2026-06-30 |
| 5 | Citadel Advisors LLC Custodian | $1.02M | 6.99% | 2026-06-30 |
| 6 | CAPITAL FUND MANAGEMENT S.A. | $897.47K | 6.15% | 2026-06-30 |
| 7 | Susquehanna International Group, LLP Custodian | $781.36K | 5.36% | 2026-06-30 |
| 8 | GROUP ONE TRADING LLC Custodian | $125.52K | 0.86% | 2026-06-30 |
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | AVDE Avantis International Equity ETF | Avantis | 0.45% | $89.3M | $19.7B | 2026-11-12 |
| 2 | BDYN iShares Dynamic Equity Active ETF | iShares (BlackRock) | 0.88% | $27.0M | $3.1B | 2026-11-12 |
| 3 | BFLX iShares Flexible Equity Active ETF | iShares (BlackRock) | 0.72% | $15.7M | $2.2B | 2026-11-12 |
| 4 | PXF Invesco RAFI Developed Markets ex-U.S. ETF | Nport | 0.38% | $11.0M | — | 2026-07-31 |
| 5 | GMOI GMO International Value ETF | Nport | 1.46% | $10.1M | — | 2026-08-31 |
| 6 | NUDM Nuveen ESG International Developed Markets Equity ETF | Nport | 1.20% | $8.5M | — | 2026-07-31 |
| 7 | VXUS Vanguard Total International Stock ETF | Vanguard | 0.00% | $7.7M | — | 2026-09-30 |
| 8 | AVIV Avantis International Large Cap Value ETF | Avantis | 0.36% | $7.6M | $2.1B | 2026-11-12 |
| 9 | FTHI First Trust BuyWrite Income ETF | First Trust | 0.27% | $7.1M | $2.6B | 2026-11-12 |
| 10 | APIE ActivePassive International Equity ETF | Nport | 0.58% | $6.7M | — | 2026-08-31 |
| 11 | PIZ Invesco Dorsey Wright Developed Markets Momentum ETF | Nport | 0.82% | $5.9M | — | 2026-07-31 |
| 12 | VEA Vanguard FTSE Developed Markets ETF | Vanguard | 0.00% | $5.3M | — | 2026-09-30 |
| 13 | DFAX Dimensional World ex US Core Equity 2 ETF | Dimensional | 0.03% | $3.1M | $12.1B | 2026-11-12 |
| 14 | VSS Vanguard FTSE All-World EX-US Small-Cap Index Fund | Vanguard | 0.01% | $1.9M | — | 2026-09-30 |
| 15 | AVSD Avantis Responsible International Equity ETF | Avantis | 0.48% | $1.8M | $381.1M | 2026-11-12 |
| 16 | CVY Invesco Zacks Multi-Asset Income ETF | Nport | 1.06% | $1.3M | — | 2026-07-31 |
| 17 | LEGR First Trust Indxx Innovative Transaction & Process ETF | First Trust | 1.05% | $1.3M | $122.5M | 2026-11-12 |
| 18 | GSIB Themes Global Systemically Important Banks ETF | Nport | 3.64% | $998,104 | — | 2026-06-30 |
| 19 | KOMP State Street® SPDR® S&P Kensho New Economies Composite ETF | SPDR (State Street) | 0.04% | $905,619 | $2.5B | 2026-11-12 |
| 20 | QUIZ Zacks Quality International ETF | Nport | 0.89% | $826,924 | — | 2026-08-31 |
| 21 | TIIV AAM Todd International Intrinsic Value ETF | Nport | 2.34% | $768,949 | — | 2026-07-31 |
| 22 | VPL Vanguard FTSE Pacific ETF | Vanguard | 0.00% | $559,327 | — | 2026-09-30 |
| 23 | GINX SGI Enhanced Global Income ETF | Nport | 0.51% | $542,904 | — | 2026-08-31 |
| 24 | GWX State Street® SPDR® S&P® International Small Cap ETF | SPDR (State Street) | 0.06% | $532,511 | $903.5M | 2026-11-12 |
| 25 | VT Vanguard Total World Stock ETF | Vanguard | 0.00% | $499,064 | — | 2026-09-30 |
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
ING vs Peers
Related companies, largest first| Company | Market cap | P/E | Revenue growth | YTD | IV rank |
|---|---|---|---|---|---|
| JPM JPMorgan Chase & Co. | $910.4B | 14.8 | +8.0% | +6.4% | 35 |
| HSBC HSBC Holdings PLC | $304.5B | — | — | +11.4% | 24 |
| RY Royal Bank of Canada | $280.5B | — | — | +18.5% | 77 |
| MUFG Mitsubishi UFJ Financial Group, Inc. | $244.8B | — | — | +36.7% | 33 |
| C Citigroup Inc. | $205.3B | 13.4 | +3.7% | +4.5% | 36 |
| TD Toronto Dominion Bank | $202.2B | — | — | +30.9% | 61 |
| SAN Banco Santander S.A. | $174.7B | — | — | +1.2% | 100 |
| ING ING Groep N.V. American Depositary Share | $93.7B | — | — | +15.5% | 24 |
| BCS Barclays PLC | $75.9B | — | — | −12.2% | 22 |
| Peer median | $225.1B | 14.1 | +5.8% | +8.9% | 35 |
P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.