LIFE Ethos Technologies Inc. Class A Common Stock
XNAS
35.17
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
LIFE
$35.17
—
What changed
Recent filings, trades and movesKey stats
$35.17
- 52-Week Range
- $9.45 – $49.98
- YTD
- +108.72%
- IV Rank (30D)
- 9.71
- Straddle Price
- $6.40
- P/C Vol Ratio
- 0.04
- Market Cap
- $2.2B
- Open
- $34.12
- Day Range
- $33.76 – $36.59
- Volume
- 776,553
- Prev Close
- $33.51
Fair Value
MODEL: SHORT
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.90% |
| Beta vs SPY | 0.60 |
| Cost of Equity (CAPM) | 7.91% (VRP-adj) |
| WACC | 8.41% |
| Volatility Risk Premium | +19.7pp (IV − HV30) |
| Effective Tax Rate | 21.0% |
| Rev. Growth (YoY, DCF input) | +30.0% |
| DCF Horizon | 10 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $-0.1B |
| Return on Equity (TTM) | -28.1% |
| Book / Price | 21.6% |
| Gross Margin (TTM) | 98.2% |
| FCF Margin (TTM) | -13.2% |
| Debt / Equity | 0.00 |
| Quality Score | 3/6 — normal (10y DCF) |
| SMA 50 | $38.08 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $40.22 |
| Bollinger Width / SMA20 | 32.5% (drives anchor stability) |
| Net Debt | $-0.1B |
| Market Cap | $2B |
Peers used for multiples: AJG, AON, BRO, EQH, ERIE, MMC, MRSH, WTW
60-Day Conviction
93%
20-Day Fair Value
≈ by Dec 8, 2026
$35.25
α -0.2%
rank 39%
conviction
13%
40-Day Fair Value
≈ by Jan 6, 2027
$34.81
α -1.4%
rank 39%
conviction
50%
60-Day Fair Value
≈ by Feb 4, 2027
$33.28
α -5.7%
rank 39%
conviction
93%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | n/a | 0% | |
| DDM (Gordon) | n/a | 0% | |
| Peer P/E | n/a | 0% | median 22.6× · 6 peers |
| Peer EV/EBITDA | n/a | 0% | median 17.5× · 7 peers |
| Peer P/B | $36.45 | 30% | median 5.0× · 6 peers |
| Peer P/S | $28.05 | 30% | median 3.5× · 7 peers |
| Market Anchor (SMA50) | $38.08 | 0% | stability 0% (BB-width) |
| Options Expected (B-L 30d) | $33.02 | 39% | 10 strikes · skew -0.34 |
As of 2026-11-09 · updated
Related
About
- Industry (SIC)
- INSURANCE AGENTS, BROKERS & SERVICE (6411) · industry map
- Exchange
- XNAS
- Market Cap
- $2.2B
- Employees
- 614
- List Date
- 2026-01-29
- CIK
- 0001788451
- Last Earnings
- Nov 2 after close · −4.1% vs ±22.2% expected
- Headquarters
- Austin, TX
- Homepage
- https://www.ethos.com
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generate…
Summary
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composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '26 | Avg |
|---|---|---|---|---|---|---|
| Jan | -7.56% | -24.54% | -2.54% | 6.69% | -10.68% | -7.73% |
| Feb | 15.08% | -14.19% | -7.05% | 20.00% | -11.15% | 0.54% |
| Mar | -4.71% | 7.21% | 1.94% | 2.09% | -11.28% | -0.95% |
| Apr | -11.38% | -25.58% | -7.14% | -17.80% | 57.59% | -0.86% |
| May | 10.46% | -32.94% | 8.10% | 8.81% | 1.34% | -0.85% |
| Jun | 5.63% | 1.43% | -4.85% | 2.70% | -3.92% | 0.20% |
| Jul | -6.80% | 23.16% | -12.11% | -- | 4.29% | 2.14% |
| Aug | 18.09% | -4.74% | -13.71% | -- | 59.13% | 14.69% |
| Sep | 66.30% | -9.37% | -7.06% | -- | -4.09% | 11.45% |
| Oct | 0.35% | -13.64% | -17.22% | -- | 33.22% | 0.68% |
| Nov | -4.58% | -13.25% | 5.69% | -- | -16.76%* | -7.23% |
| Dec | -7.66% | -3.95% | 11.02% | -- | -- | -0.20% |
| Total | 69.63% | -73.11% | -39.61% | 20.06% | 90.69% | 13.53% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $40.12
SMA 50: $38.02
SMA 200: $23.14
Current: $35.31
EMA 12: $38.26
EMA 26: $38.60
MACD: -0.3451 | Signal: -1.1728
BULLISH
ADX (14): 24.44
WEAK TREND
+DI: 26.56
−DI: 21.47
Momentum Oscillators
RSI (14): 41.19
NEUTRAL
Stoch %K: 7.62
Stoch %D: 6.94
Williams %R: -83.83
Volume & Volatility
BB Upper: $46.90
BB Lower: $33.34
NEUTRAL
OBV: 34,723,769
Vol SMA 20: 1,692,154
Vol ROC: 3.43%
ATR: $3.11
True Range: $3.08
HV 20: 79.0%
HV 30: 70.0%
HV 60: 65.8%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2023-03-21T00:00:00 – 2026-11-06T00:00:00
AI Analysis
Written before LIFE’s Nov 2 earnings report, so it doesn’t reflect the results.
LIFE Stock Analysis Report
⚠️ CRITICAL DATA QUALITY ISSUE
This analysis contains a fundamental data integrity problem that significantly undermines confidence in all conclusions:
The news headlines reference aTyr Pharma (ticker symbol change from LIFE to ATYR on June 3, 2024), yet the current price is dated as $36.96 with next earnings listed as 2026-11-02 (future date). This suggests either:
- The data is conflating two different entities
- LIFE may have been reassigned to a different company post-ticker change
- Data timestamps are inconsistent or the dataset is corrupted
Recommendation: Verify current LIFE ticker ownership and confirm all data sources are current and aligned before making any investment decisions.
Executive Summary
Overall Assessment: NEUTRAL (Confidence: 3/10 - LOW)
This analysis is severely compromised by data quality issues. However, based on the technical data provided in isolation: The stock shows mixed technical signals with bullish momentum indicators (MACD bullish crossover, RSI neutral at 56) but conflicting news context, extremely low beta (0.07), and an unusual options market profile suggesting significant expected volatility ($11.47 move over 42 DTE).
Key Drivers:
- Strong uptrend structure (price 2.4% above SMA-20, well above SMA-200)
- Bullish MACD histogram with RSI in neutral zone
- Extremely low systematic risk (beta 0.07) suggests idiosyncratic, not market-driven movement
Primary Risks:
- Data ambiguity regarding company identity
- Extraordinarily high implied volatility (111.5% IV) vs historical volatility (54-70.5% HV20-60)
- Volume declining (-20.37% rate of change)
- Extreme skew in options market (247 calls vs 3 puts)
Investment Thesis: The technical setup is constructive with price above key moving averages and positive MACD momentum, but the massive IV premium (85.1% above realized volatility), extremely lopsided call/put ratio, and data quality concerns suggest this is a speculative positioning rather than a fundamentally supported move.
Technical Analysis
Trend Direction
| Timeframe | Direction | Confidence | Signal | |-----------|-----------|-----------|--------| | Short-term (1-4 weeks) | BULLISH | Medium | Price $36.96 > SMA20 $35.72; MACD bullish with positive histogram | | Medium-term (1-3 months) | BULLISH | Medium | Price > SMA50 $35.03; sustained above these levels | | Long-term (3-12 months) | STRONG BULLISH | High | Price $36.96 >> SMA200 $19.12 (+93.4%); multi-month uptrend evident |
Support & Resistance Levels
| Level | Type | Technical Basis | Implication | |-------|------|-----------------|-------------| | $31.86 | SUPPORT | Lower Bollinger Band | Primary downside protection; 13.8% below current | | $35.03 | SUPPORT | SMA-50 | Intermediate support; psychological level | | $35.72 | SUPPORT | SMA-20 | Near-term support; relatively tight | | $39.59 | RESISTANCE | Upper Bollinger Band | Strong technical ceiling; 7.1% upside | | $42.00+ | RESISTANCE | ATR-based projection | Extended move would require momentum acceleration |
Key Observation: Wide distance between current price and SMA-200 ($19.12) suggests either significant revaluation event or data anomaly (possible ticker reassignment with gap adjustment).
Momentum Signals
RSI (14) = 56.01 - NEUTRAL
- Reading in middle of 30-70 range indicates balanced momentum
- Not overbought (>70) nor oversold (<30)
- Suggests room for directional movement either direction
- Slightly bullish positioning above 50 midpoint
MACD = 0.11 / Signal = -0.01 / Histogram = +0.12 - BULLISH EARLY SIGNAL
- MACD line (0.11) recently crossed above signal line (-0.01)
- Positive histogram (+0.12) confirms bullish crossover
- Early stage bullish momentum; not yet extended
- Suggests potential acceleration phase
Stochastic %K = 70.09 / %D = 59.16 - EARLY OVERBOUGHT
- %K at 70.09 indicates overbought conditions (>70 territory)
- %D at 59.16 hasn't caught up, suggesting momentum still building
- Classic setup for potential pullback to consolidation
- Watch for %K rolling over below %D as early warning signal
Williams %R = -16.91 - NEUTRAL TO BULLISH
- Reading between -20 and 0 indicates strong momentum
- Not yet at -100 (fully oversold) or 0 (overbought)
- Suggests continued upside potential
Conflicting Signal: Stochastic overbought (%K 70.09) vs RSI neutral (56.01) suggests momentum is gaining but not yet overextended—classic mid-move position.
Bollinger Bands Analysis
Position: Price $36.96 between middle ($35.72) and upper band ($39.59)
- 36.4% of the way through upper half
- Signal: Neutral (per indicator data)
- Bands width = 21.62 (moderate expansion, not extreme squeeze)
- Not at extremes; suggests consolidation phase rather than breakout
Interpretation: Bands are giving neither strong buy (price at lower band) nor strong sell (at upper band) signals. This neutrality combined with positive MACD suggests continuation likely rather than mean-reversion.
Volume Analysis
Volume SMA 20: 1,777,096 shares Volume Rate of Change: -20.37% (declining)
Key Concern: Despite bullish technical setup, volume is declining. This is a red flag for momentum quality:
- Rising prices on falling volume = potential false signal
- Suggests fewer participants confirming the uptrend
- May indicate exhaustion ahead
On-Balance Volume (OBV): 42,258,552.70
- Cumulative indicator suggests buyers have been accumulating
- Need prior OBV reading for direction confirmation (data not provided)
Institutional Signal: Volume decline contradicts the bullish technicals—professionals may be distributing into strength rather than accumulating.
News & Sentiment Analysis
News Headlines Summary & Data Integrity Issue
Critical Problem: The news headlines span 2024-2026 and reference aTyr Pharma changing its ticker from LIFE to ATYR on June 3, 2024. This creates fundamental ambiguity:
Headlines Chronology:
- 2024-06-03 (aTyr): Ticker symbol change from LIFE to ATYR announced
- 2024-05-24 (aTyr): Inducement grants for Nasdaq Rule 5635(c)(4)
- 2024-05-19 (General): Wall Street Breakfast commentary
- 2024-05-15 (aTyr): Efzofitimod mechanism of action poster for ATS conference
- 2024-05-14 (aTyr): Second positive DSMB review for EFZO-FIT Phase 3 study
- 2026-09-04 (Ethos): Unrelated—about Ethos Life Insurance company
Sentiment Assessment
| Category | Assessment | Details | |----------|-----------|---------| | Biotech/Drug Pipeline | POSITIVE (historical) | DSMB reviews, conference presentations for pulmonary sarcoidosis treatment positive | | Capital Structure | NEUTRAL | Inducement grants routine for Nasdaq listings | | Corporate Action | NEUTRAL | Ticker change administrative, not fundamental | | Recent (2026) | IRRELEVANT | Ethos headline about life insurance unrelated to this ticker | | Aggregate Sentiment | MIXED-TO-NEUTRAL | Old positive pipeline news conflicts with current data ambiguity |
Catalyst Identification
Immediate/Historical (Already Occurred):
- ✓ DSMB positive review (May 2024) - positive
- ✓ Efzofitimod Phase 3 interim data presentations (May 2024)
Generated
News
All LIFE news →
Owning its entire tech stack lets Ethos maintain operations when carrier partners stumble, a structural advantage that compounds as the business scales.
Record revenue surged 151% year-over-year as both distribution channels scaled rapidly.
Showing 1–10 of 11
Page 1 of 2
Earnings History
1 of 1 under expected move
Avg Expected Move
22.17%
Avg Actual Move
4.08%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2026-11-02 | After-Close | 22.17% | 4.08% | 0.18x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
LIFE Options Activity & IV Rank
LIFE IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 69.4%
7-DTE IV: 65.2%
Expected Move: $6.40
7-DTE Move: $3.20
Days to Exp: 39 (2026-12-18)
Options Flow · All expiries
Call Volume: 11,034
Put Volume: 412
P/C Volume: 0.037
BULLISH
Call OI: 32,277
Put OI: 959
P/C OI: 0.03
Total OI: 33,236
ATM Options Pricing
ATM Call: $3.50
ATM Put: $2.90
Call %: 10.0%
Put %: 8.2%
Chain Summary
Chain Volume: 11,446
Chain OI: 33,236
Last Updated: 11/9/2026
Spread Scanner
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Scanning bull put, bear call, iron condor and calendar spreads…
Dealer Positioning
HIGH γ vs HISTORY
Estimated net dealer gamma is at the 87th percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
87%
vs own history
GEX tilt
+0.97
OI-weighted, today
Vanna tilt
+0.94
δ-sensitivity to IV
Charm tilt
-0.97
δ-decay vs time
Vanna tilt +0.94: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.97: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 9 ATM contracts, 16k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Loading the implied volatility surface…
Volatility Smile
Loading the implied volatility smile…
IV Rank (7 DTE)
IV Rank (30 DTE)9.7LowNov 9
Straddle Price (30 DTE)$6.40Nov 9
Beta Analysis
Risk Metrics
Beta: 0.6001
Alpha: 1134.47%
Correlation: 0.0096
R-Squared: 0.0%
Stock Volatility: 893.9%
Market Volatility: 14.4%
Analysis Details
Benchmark: SPY
Data Points: 197
Period: 252 trading days
Data Points: 197
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own LIFE
3 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Renaissance Technologies Hedge fund Jim Simons | $6.2M | #1331 of 3138 | +328.1% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $360K | #3293 of 3716 | new | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $2K | #4379 of 4729 | new | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
LIFE Institutional Ownership (13F)
Filings for 2026-06-30 · 24 already for 2026-09-30
? 13F Guide
Diluted shares outstanding: 57,746,250 (as of 2026-06-30)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
LIFE Insider Trading (Form 4)
Latest: 2026-10-16Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-10-16 | Peter George Colis | CEO and Secretary | Mixed Sell −120,000 · Conv +40,000 |
−80,000 | $38.39 | -$4.61M | EDGAR |
| 2026-10-16 | Lingke Wang | President | Mixed Sell −118,333 · Conv +118,333 |
— | $38.36 | -$4.54M | EDGAR |
| 2026-09-18 | Peter George Colis | CEO and Secretary | Mixed Sell −70,000 · Conv +70,000 |
— | $38.51 | -$2.70M | EDGAR |
| 2026-09-18 | Lingke Wang | President | Mixed Sell −118,333 · Conv +118,333 |
— | $38.96 | -$4.61M | EDGAR |
| 2026-09-10 | Roelof Botha | Director | Other (J) | +72,450 | — | EDGAR | |
| 2026-09-10 | Sequoia Capital U.S. Growth Fund VIII, L.P. | 10%+ Owner | Mixed Other −2,371,501 · Conv +2,371,501 |
— | — | EDGAR | |
| 2026-08-25 | Roelof Botha | Director | Other (J) | +55,167 | — | EDGAR | |
| 2026-08-25 | SEQUOIA CAPITAL U.S. VENTURE FUND XV, L.P. | 10%+ Owner | Mixed Other −1,778,626 · Conv +1,778,626 |
— | — | EDGAR | |
| 2026-08-21 | Brandt Walter Kucharski | Chief Accounting Officer | Sell (S) | −8,735 | $32.47 | -$283.7K | EDGAR |
| 2026-08-21 | Lingke Wang | President | Mixed Conv +83,197 · Sell −118,333 |
−35,136 | $33.29 | -$3.94M | EDGAR |
| 2026-08-21 | Peter George Colis | CEO and Secretary | Mixed Conv +55,848 · Sell −84,448 |
−28,600 | $33.11 | -$2.80M | EDGAR |
| 2026-08-21 | Nalrena, LLC | 10%+ Owner | Mixed Sell −142,616 · Conv +142,616 |
— | $33.05 | -$4.71M | EDGAR |
| 2026-08-21 | SEQUOIA CAPITAL U.S. VENTURE PARTNERS FUND XV (Q), L.P. | 10%+ Owner | Mixed Conv +142,616 · Sell −142,616 |
— | $33.05 | -$4.71M | EDGAR |
| 2026-08-19 | Roelof Botha | Director | Other (J) | +51,735 | — | EDGAR | |
| 2026-08-19 | SEQUOIA CAPITAL U.S. VENTURE PARTNERS FUND XV (Q), L.P. | 10%+ Owner | Mixed Conv +1,778,626 · Other −1,778,626 |
— | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
LIFE Insider Holdings
21 insiders · @ $35.31
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Accel Growth Fund IV Associates L.L.C. | 10%+ Owner | 6,780,975 | $239.44M | $0 | 1 | 2026-02-02 |
| 2 | SOFTBANK GROUP CORP. | 10%+ Owner | 3,128,902 | $110.48M | $0 | 1 | 2026-02-03 |
| 3 | GV 2021 GP, L.L.C. | 10%+ Owner | 2,758,494 | $97.40M | -$5.11M | 2 | 2026-07-27 |
| 4 | Accel Growth Fund IV L.P. | 10%+ Owner | 1,776,327 | $62.72M | $0 | 1 | 2026-08-06 |
| 5 | GV 2017 GP, L.L.C. | 10%+ Owner | 1,755,632 | $61.99M | -$35.06M | 1 | 2026-01-30 |
| 6 | Peter George Colis | CEO and Secretary | 1,597,444 | $56.41M | -$12.43M | 7 | 2026-10-16 |
| 7 | Lingke Wang | President | 1,537,543 | $54.29M | -$14.89M | 7 | 2026-10-16 |
| 8 | Vipul Sharma | Chief Technology Officer | 729,217 | $25.75M | -$3.57M | 1 | 2026-01-30 |
| 9 | Christopher M. Capozzi | Chief Financial Officer | 639,044 | $22.56M | -$2.68M | 2 | 2026-08-18 |
| 10 | GV 2019 GP, L.P. | 10%+ Owner | 571,907 | $20.19M | -$1.83M | 1 | 2026-07-17 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
LIFE Board & Officers
As of SEC filings through Oct 16, 2026Directors 9
- John H Kunze · since Jan 28, 2026
- Khozema Shipchandler · since Jan 28, 2026
- Lingke Wang · since Jan 28, 2026
- Mark W. Mullin · since Jan 28, 2026
- Nathan J Niparko · since Jan 28, 2026
- Peter George Colis · since Jan 28, 2026
- Priscilla Hung · since Jan 28, 2026
- Roelof Botha · since Jan 28, 2026
- William J Wheeler · since Jan 28, 2026
Officers 6
- Peter George Colis · CEO and Secretary · since Jan 28, 2026
- Lingke Wang · President · since Jan 28, 2026
- Christopher M. Capozzi · Chief Financial Officer · since Jan 28, 2026
- Brandt Walter Kucharski · Chief Accounting Officer · since Jan 28, 2026
- Erin N Lantz · Chief Revenue Officer · since Jan 28, 2026
- Vipul Sharma · Chief Technology Officer · since Jan 28, 2026
10% owners 26
- Accel Growth Fund IV Associates L.L.C. (entity) · since Jan 28, 2026
- Accel Growth Fund IV L.P. (entity) · since Jan 28, 2026
- Accel Growth Fund IV Strategic Partners L.P. (entity) · since Jan 28, 2026
- Accel Growth Fund Investors 2016 L.L.C. (entity) · since Jan 28, 2026
- Gv 2017 Gp, L.l.c. (entity) · since Jan 28, 2026
- Gv 2017 Gp, L.p. (entity) · since Jan 28, 2026
- Gv 2017, L.p. (entity) · since Jan 28, 2026
- Nalrena, LLC (entity) · since Jan 28, 2026
- SB Global Advisers Ltd (entity) · since Jan 28, 2026
- SC U.S. Growth VIII Management, L.P. (entity) · since Jan 28, 2026
- SC U.S. Venture XV Management, L.P. (entity) · since Jan 28, 2026
- SVF II Aggregator (Jersey) L.P. (entity) · since Jan 28, 2026
- SVF II Holdings (DE) LLC (entity) · since Jan 28, 2026
- Sc U.s. Scout Seed Fund 2013 Management, L.p. (entity) · since Jan 28, 2026
- Sc US (ttgp), Ltd. (entity) · since Jan 28, 2026
- Sc US Ssf 2013 (ttgp), L.l.c. (entity) · since Jan 28, 2026
- Sequoia Capital U.S. Growth Fund VIII, L.P. (entity) · since Jan 28, 2026
- Sequoia Capital U.S. Scout IV, L.L.C (entity) · since Jan 28, 2026
- Sequoia Capital U.s. Scout Seed Fund 2013, L.p. (entity) · since Jan 28, 2026
- Sequoia Capital U.s. Venture Fund Xv, L.p. (entity) · since Jan 28, 2026
- Sequoia Capital U.s. Venture Partners Fund Xv (q), L.p. (entity) · since Jan 28, 2026
- Sequoia Capital U.s. Venture Partners Fund Xv, L.p. (entity) · since Jan 28, 2026
- Sequoia Capital U.s. Venture Xv Principals Fund, L.p. (entity) · since Jan 28, 2026
- Softbank Group Corp. (entity) · since Jan 28, 2026
- Softbank Vision Fund Ii-2 L.p. (entity) · since Jan 28, 2026
- Spelunker Channel Holdings, LLC (entity) · since Jan 28, 2026
Changes in the last 10 years (57)
| Aug 11, 2026 | Roelof Botha no longer listed as a 10% owner in SEC filings |
| Jul 29, 2026 | Gv 2021, L.p. reported in an SEC filing no longer being a 10% owner |
| Jul 29, 2026 | Gv 2021 Gp, L.p. reported in an SEC filing no longer being a 10% owner |
| Jul 29, 2026 | Gv 2021 Gp, L.l.c. reported in an SEC filing no longer being a 10% owner |
| Jul 29, 2026 | Gv 2019, L.p. reported in an SEC filing no longer being a 10% owner |
| Jul 29, 2026 | Gv 2019 Gp, L.p. reported in an SEC filing no longer being a 10% owner |
| Jul 29, 2026 | Gv 2019 Gp, L.l.c. reported in an SEC filing no longer being a 10% owner |
| Jul 29, 2026 | Alphabet Inc. reported in an SEC filing no longer being a 10% owner |
| Jan 28, 2026 | William J Wheeler became a director |
| Jan 28, 2026 | Vipul Sharma became Chief Technology Officer |
| Jan 28, 2026 | Spelunker Channel Holdings, LLC became a 10% owner |
| Jan 28, 2026 | Softbank Vision Fund Ii-2 L.p. became a 10% owner |
| Jan 28, 2026 | Softbank Group Corp. became a 10% owner |
| Jan 28, 2026 | Sequoia Capital U.s. Venture Xv Principals Fund, L.p. became a 10% owner |
| Jan 28, 2026 | Sequoia Capital U.s. Venture Partners Fund Xv, L.p. became a 10% owner |
| Jan 28, 2026 | Sequoia Capital U.s. Venture Partners Fund Xv (q), L.p. became a 10% owner |
| Jan 28, 2026 | Sequoia Capital U.s. Venture Fund Xv, L.p. became a 10% owner |
| Jan 28, 2026 | Sequoia Capital U.s. Scout Seed Fund 2013, L.p. became a 10% owner |
| Jan 28, 2026 | Sequoia Capital U.S. Scout IV, L.L.C became a 10% owner |
| Jan 28, 2026 | Sequoia Capital U.S. Growth Fund VIII, L.P. became a 10% owner |
| Jan 28, 2026 | Sc US Ssf 2013 (ttgp), L.l.c. became a 10% owner |
| Jan 28, 2026 | Sc US (ttgp), Ltd. became a 10% owner |
| Jan 28, 2026 | Sc U.s. Scout Seed Fund 2013 Management, L.p. became a 10% owner |
| Jan 28, 2026 | SVF II Holdings (DE) LLC became a 10% owner |
| Jan 28, 2026 | SVF II Aggregator (Jersey) L.P. became a 10% owner |
| Jan 28, 2026 | SC U.S. Venture XV Management, L.P. became a 10% owner |
| Jan 28, 2026 | SC U.S. Growth VIII Management, L.P. became a 10% owner |
| Jan 28, 2026 | SB Global Advisers Ltd became a 10% owner |
| Jan 28, 2026 | Roelof Botha became a director |
| Jan 28, 2026 | Roelof Botha became a 10% owner |
| Jan 28, 2026 | Priscilla Hung became a director |
| Jan 28, 2026 | Peter George Colis became a director |
| Jan 28, 2026 | Peter George Colis became CEO and Secretary |
| Jan 28, 2026 | Nathan J Niparko became a director |
| Jan 28, 2026 | Nalrena, LLC became a 10% owner |
| Jan 28, 2026 | Mark W. Mullin became a director |
| Jan 28, 2026 | Lingke Wang became a director |
| Jan 28, 2026 | Lingke Wang became President |
| Jan 28, 2026 | Khozema Shipchandler became a director |
| Jan 28, 2026 | John H Kunze became a director |
| Jan 28, 2026 | Gv 2021, L.p. became a 10% owner |
| Jan 28, 2026 | Gv 2021 Gp, L.p. became a 10% owner |
| Jan 28, 2026 | Gv 2021 Gp, L.l.c. became a 10% owner |
| Jan 28, 2026 | Gv 2019, L.p. became a 10% owner |
| Jan 28, 2026 | Gv 2019 Gp, L.p. became a 10% owner |
| Jan 28, 2026 | Gv 2019 Gp, L.l.c. became a 10% owner |
| Jan 28, 2026 | Gv 2017, L.p. became a 10% owner |
| Jan 28, 2026 | Gv 2017 Gp, L.p. became a 10% owner |
| Jan 28, 2026 | Gv 2017 Gp, L.l.c. became a 10% owner |
| Jan 28, 2026 | Erin N Lantz became Chief Revenue Officer |
| Jan 28, 2026 | Christopher M. Capozzi became Chief Financial Officer |
| Jan 28, 2026 | Brandt Walter Kucharski became Chief Accounting Officer |
| Jan 28, 2026 | Alphabet Inc. became a 10% owner |
| Jan 28, 2026 | Accel Growth Fund Investors 2016 L.L.C. became a 10% owner |
| Jan 28, 2026 | Accel Growth Fund IV Strategic Partners L.P. became a 10% owner |
| Jan 28, 2026 | Accel Growth Fund IV L.P. became a 10% owner |
| Jan 28, 2026 | Accel Growth Fund IV Associates L.L.C. became a 10% owner |
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
LIFE Proposed Insider Sales (Form 144)
Latest: 2026-10-16
? Form 144 Guide
Last 30d:
4 filings
· $9.1M notice value
· Last 90d:
22 filings
· $33.8M notice value
· 5 unique filers
· 64% under 10b5-1 plans
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
Wang Lingke (4, $13.9M) · Colis Peter George (10, $11.1M) · SPELUNKER CHANNEL HOLDINGS LLC (4, $4.7M) · Kucharski Brandt Walter (3, $3.2M) · Capozzi Christopher M. (1, $894K)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-10-16 | Colis Peter George | Officer, Director | 40,000 | $1.51M | 2026-10-16 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-10-15 | Wang Lingke | Officer, Director | 118,333 | $4.54M | 2026-10-15 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-10-15 | Colis Peter George | Officer, Director | 40,000 | $1.53M | 2026-10-15 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-10-14 | Colis Peter George | Officer, Director | 40,000 | $1.56M | 2026-10-14 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-09-18 | Colis Peter George | Officer, Director | 23,333 | $859.9K | 2026-09-18 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-09-17 | Wang Lingke | Officer, Director | 118,333 | $4.61M | 2026-09-17 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-09-17 | Colis Peter George | Officer, Director | 23,333 | $906.4K | 2026-09-17 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-09-16 | Colis Peter George | Officer, Director | 23,334 | $929.2K | 2026-09-16 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-08-21 | Colis Peter George | Officer, Director | 28,600 | $954.5K | 2026-08-21 | Charles Schwab & Co., Inc. | 10b5-1 | EDGAR |
| 2026-08-20 | NALRENA LLC | Director | 47,898 | $1.59M | 2026-08-20 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-11-04
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
| Filing Date | Accession | Link |
|---|
ETF Holders
5 ETFs hold LIFE
5 shown · $34.73M total exposure · 0.00% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $23.9M | — | 2026-09-30 |
| 2 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $9.3M | — | 2026-09-30 |
| 3 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $1.2M | $93.2B | 2026-11-06 |
| 4 | ONEQ Fidelity Nasdaq Composite Index ETF | Fidelity | 0.00% | $314,979 | $10.0B | 2026-11-05 |
| 5 | GTO Invesco Total Return Bond ETF | Invesco | 0.00% | $52,183 | — | 2026-11-05 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
—
TTM Diluted EPS
$-2.96
TTM Revenue
$471.51M
TTM Net Income
$-134.03M
TTM Op. Cash Flow
—
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q2 '26 | 2026-06-30 | $189.56M | $19.53M | $0.30 | $35.66M |
| Q1 '26 | 2026-03-31 | $193.10M | $-172.03M | $-3.57 | $31.21M |
| Q4 '25 | 2025-12-31 | $0.00 | $-13.96M | $-0.14 | $-12.20M |
| Q3 '25 | 2025-09-30 | $190.00K | $-25.74M | $-0.26 | $-20.48M |
| Q2 '25 | 2025-06-30 | — | $-19.53M | $-0.22 | $-13.89M |
| Q1 '25 | 2025-03-31 | — | $-14.88M | $-0.17 | $-15.42M |
| Q4 '24 | 2024-12-31 | $0.00 | $-14.97M | $-0.17 | $-13.13M |
| Q3 '24 | 2024-09-30 | — | $-17.26M | $-0.23 | $-13.16M |
| Q2 '24 | 2024-06-30 | — | $-16.31M | $-0.23 | $-20.45M |
| Q1 '24 | 2024-03-31 | $235.00K | $-15.49M | $-0.23 | $-22.38M |
| Q4 '23 | 2023-12-31 | $0.00 | $-14.76M | $-0.25 | $-11.06M |
| Q3 '23 | 2023-09-30 | $353.00K | $-11.34M | $-0.20 | $-9.56M |
Q2 2026 • period ending 2026-06-30 • filed 2026-08-05
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
—
P/B
4.30
P/S
4.34
EV/EBITDA
—
EV/Sales
4.11
ROE
-28.1%
ROA
-19.3%
Div Yield
0.00%
FCF Yield
—
Debt/Equity
0.00
Current Ratio
—
Market Cap
$2.05B
as of 2026-11-09
LIFE vs Peers
Related companies, largest first| Company | Market cap | P/E | Revenue growth | YTD | IV rank |
|---|---|---|---|---|---|
| MRSH Marsh | $97.4B | 24.7 | — | +12.4% | 29 |
| MMC Marsh & McLennan Companies, Inc. | $89.5B | 21.7 | +10.3% | +0.1% | — |
| AJG Arthur J. Gallagher & Co. | $72.2B | 43.2 | +25.6% | +10.3% | 39 |
| AON Aon plc Class A | $71.0B | 18.5 | +3.8% | −2.0% | 31 |
| WTW Willis Towers Watson Public Limited Comp | $30.3B | 20.1 | +4.8% | +0.7% | 27 |
| BRO Brown & Brown, Inc. | $23.9B | 21.4 | +27.5% | −8.2% | 39 |
| ERIE Erie Indemnity Co | $14.3B | 24.8 | +5.0% | −2.4% | 26 |
| EQH Equitable Holdings, Inc. | $14.0B | — | −6.1% | +16.6% | 39 |
| LIFE Ethos Technologies Inc. Class A Common S | $2.2B | — | — | +109.6% | 10 |
| Peer median | $50.7B | 21.7 | +5.0% | +0.4% | 31 |
P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
4.11M
SI % of Float
18.37%
Days to Cover
2.87
Short Vol Ratio
7.7%
Free Float
22.40M
Float %
71.0%
Short interest 2026-10-15 • Short volume 2026-11-06 • Float 2026-08-18