PRG PROG Holdings, Inc.
XNYS 38.15 −0.10% After hoursStock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
PRG
$38.15
▼ -0.10%
Key stats
$38.13
After hours
$38.15
-0.10%
- 52-Week Range
- $25.18 – $47.73
- YTD
- +29.83%
- IV Rank (30D)
- 32.38
- Straddle Price
- $4.17
- P/C Vol Ratio
- 0.05
- Market Cap
- $1.4B
- Open
- $35.40
- Day Range
- $35.40 – $38.34
- Volume
- 1,262,034
- Prev Close
- $34.75
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.05% |
| Beta vs SPY | 1.25 |
| Cost of Equity (CAPM) | 11.92% (VRP-adj) |
| WACC | 9.04% |
| Volatility Risk Premium | +48.9pp (IV − HV30), ERP adj +50bps |
| Effective Tax Rate | 28.2% |
| Rev. Growth (YoY, DCF input) | +30.0% |
| DCF Horizon | 10 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.3B |
| Return on Equity (TTM) | 18.7% |
| Book / Price | 57.2% — banking bias active (P/B is primary) |
| Gross Margin (TTM) | 92.1% |
| FCF Margin (TTM) | 11.6% |
| Debt / Equity | 1.07 |
| Quality Score | 3/6 — normal (10y DCF) |
| SMA 50 | $34.03 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $30.98 |
| Bollinger Width / SMA20 | 49.8% (drives anchor stability) |
| Net Debt | $0.8B |
| Market Cap | $1B |
Peers used for multiples: AMN, COLL, ENVA, HRMY, OSCR
(filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$346.38
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $566.58 | 44% | |
| DDM (Gordon) | $8.34 | 0% | |
| Peer P/E | $66.64 | 20% | median 16.3× · 5 peers |
| Peer EV/EBITDA | $379.51 | 20% | median 7.6× · 5 peers |
| Peer P/B | $49.87 | 4% | median 2.5× · 5 peers |
| Peer P/S | $71.20 | 13% | median 1.0× · 5 peers |
| Market Anchor (SMA50) | $34.03 | 0% | stability 0% (BB-width) |
| Options Expected (B-L 30d) | $33.51 | 0% | 7 strikes · skew -0.13 |
As of 2026-11-02 · updated
Related
About
- Industry (SIC)
- SERVICES-EQUIPMENT RENTAL & LEASING, NEC (7359) · industry map
- Exchange
- XNYS
- Market Cap
- $1.4B
- Employees
- 1,151
- List Date
- 1984-09-07
- CIK
- 0001808834
- Headquarters
- Draper, UT
- Homepage
- https://www.progholdings.com
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -9.02% | -13.14% | 32.92% | -1.98% | 1.06% | 10.45% | 3.38% |
| Feb | 4.36% | -24.53% | 6.78% | -2.43% | -33.23% | 5.83% | -7.20% |
| Mar | -11.02% | -1.34% | -3.68% | 9.68% | -7.67% | -14.51% | -4.76% |
| Apr | 12.20% | -8.82% | 23.74% | -3.29% | -4.22% | 26.21% | 7.64% |
| May | 1.23% | 4.96% | 8.73% | 13.69% | 8.26% | 1.60% | 6.41% |
| Jun | -7.90% | -39.54% | -1.02% | -6.27% | 3.24% | 26.18% | -4.22% |
| Jul | -8.51% | 11.03% | 22.27% | 33.43% | 4.98% | -4.03% | 9.86% |
| Aug | 8.71% | -2.83% | -13.91% | 5.84% | 15.54% | -16.73% | -0.56% |
| Sep | -11.71% | -21.12% | -4.16% | 5.60% | -8.15% | -17.77% | -9.55% |
| Oct | -6.24% | 6.51% | -14.83% | -7.67% | -9.71% | 11.56% | -3.40% |
| Nov | 5.89% | 13.16% | -1.48% | 10.52% | 0.59% | 0.00%* | 4.78% |
| Dec | -0.04% | -15.89% | 9.07% | -12.70% | 1.58% | -- | -3.60% |
| Total | -22.98% | -67.72% | 68.09% | 43.61% | -31.45% | 18.53% | 1.35% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $31.35
SMA 50: $34.02
SMA 200: $35.70
Current: $38.31
EMA 12: $32.65
EMA 26: $32.50
MACD: 0.1480 | Signal: 0.9576
BEARISH
ADX (14): 39.42
TREND
+DI: 34.54
−DI: 27.79
Momentum Oscillators
RSI (14): 72.31
OVERBOUGHT
Stoch %K: 98.42
Stoch %D: 85.39
Williams %R: -0.08
Volume & Volatility
BB Upper: $35.34
BB Lower: $27.36
OVERBOUGHT
OBV: -10,153,310
Vol SMA 20: 766,388
Vol ROC: 95.13%
ATR: $1.77
True Range: $3.58
HV 20: 58.7%
HV 30: 53.6%
HV 60: 45.1%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-11-01T00:00:00 – 2026-10-30T00:00:00
AI Analysis
Here is a comprehensive stock analysis report for PRG:
Executive Summary
Overall Assessment: NEUTRAL (Confidence Level: 6/10)
Key Drivers: Recent positive news headlines, neutral momentum oscillators, and moderate institutional interest.
Primary Risks: Weak earnings data, bearish sentiment in options market, and potential downside pressure from declining volatility.
Investment Thesis: PRG presents a balanced risk-reward scenario with potential for further upside, but also exposes investors to risks of declines. The stock's recent price action is influenced by mixed news sentiment and neutral technical signals.
Recent News Sentiment Impact: Positive news headlines have contributed to the stock's recent gains, while mixed news sentiment may create uncertainty around the next price move.
Technical Analysis
Trend Direction: Short-term (1-4 weeks): NEUTRAL; Medium-term (1-3 months): BULLISH
Support/Resistance Levels:
- Upper Bollinger Band: $41.79
- Middle Bollinger Band: $38.93
- Lower Bollinger Band: $36.07
Momentum Signals: RSI interpretation: NEUTRAL (37.59) MACD signal: BEARISH (-1.29 / Signal: -0.08 / Histogram: -1.21) Bollinger Bands position: NEUTRAL (Price touching middle band)
Volume Analysis: Volume SMA 20: 504990.80; On-Balance Volume (OBV): -7767828.30
News & Sentiment Analysis
Recent Headlines Summary: Positive news headlines from Zacks Investment Research, emphasizing the stock's value and potential for growth.
Sentiment Assessment: Aggregate sentiment is NEUTRAL, reflecting mixed news sentiment and no clear catalyst driving price action.
Catalyst Identification: No specific earnings date or product launch announced; regulatory changes unlikely in short-term.
Market Narrative: The market narrative is centered around PRG's valuation and potential for growth, with some analysts highlighting the stock as a "bargain."
Risk & Volatility Assessment
Risk Assessment: Beta: 1.07 (vs SPY) - above average volatility Alpha: -0.01 - below average returns Correlation: 0.30 - moderate correlation with market
Volatility Regime: Current vs historical volatility levels, indicating an increase in recent price action.
Options Market Signals:
- IV Rank: 26.7% (Medium)
- Put/Call Volume Ratio: 7.38 (Bearish sentiment)
Downside Protection: Support levels: $36.07 (Lower Bollinger Band), $35.38 (SMA 200) Risk management considerations: potential for further declines if bearish momentum persists.
Market Context & Positioning
Sector Performance: PRG's sector (Financials) has been experiencing moderate gains, with some stocks outperforming others.
Institutional Activity: Moderate institutional interest, reflected in volume patterns and options activity.
Correlation Analysis: Correlation with market is 0.30, indicating a moderate relationship between the stock's price and broader market movements.
Relative Valuation: PRG's valuation appears reasonable compared to historical data, but some analysts may still view it as undervalued.
Key Levels & Action Items
Critical Price Levels:
- Support: $36.07 (Lower Bollinger Band), $35.38 (SMA 200)
- Resistance: $41.79 (Upper Bollinger Band)
Breakout/Breakdown Levels:
- Breakout above Upper Bollinger Band: potential for further gains
- Breakdown below Lower Bollinger Band: potential for significant declines
Time-Sensitive Catalysts: No specific earnings date or product launch announced; regulatory changes unlikely in short-term.
Risk Management: Stop-loss levels: $35.38 (SMA 200), $36.07 (Lower Bollinger Band); position sizing considerations: potential for further declines if bearish momentum persists.
Please note that this report provides a comprehensive analysis of the stock, but it does not include any buy or sell recommendations. The risk assessment and market context sections highlight the key drivers and primary risks associated with the stock's price action.
Generated
News
All PRG news →
Consolidated GMV surged 59% despite macro headwinds and revised full-year guidance downward.
Showing 1–10 of 11
Page 1 of 2
Earnings History
20 of 23 under expected move
Avg Expected Move
9.82%
Avg Actual Move
3.25%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-02-25 | After-Close | 10.18% | 2.13% | 0.21x | Within |
| 2021-04-29 | After-Close | 7.98% | 0.14% | 0.02x | Within |
| 2021-07-29 | After-Close | 6.31% | 1.37% | 0.22x | Within |
| 2021-11-03 | After-Close | 1.37% | 2.19% | 1.60x | Exceeded |
| 2022-02-23 | After-Close | 11.77% | 0.39% | 0.03x | Within |
| 2022-04-27 | After-Close | 6.04% | 7.91% | 1.31x | Exceeded |
| 2022-07-27 | After-Close | 16.09% | 2.18% | 0.14x | Within |
| 2023-02-22 | After-Close | 8.48% | 2.95% | 0.35x | Within |
| 2023-04-26 | After-Close | 9.40% | 0.07% | 0.01x | Within |
| 2023-07-26 | After-Close | 9.36% | 0.02% | 0.00x | Within |
| 2023-10-25 | After-Close | 8.85% | 3.54% | 0.40x | Within |
| 2024-01-25 | After-Close | 9.13% | 2.08% | 0.23x | Within |
| 2024-04-24 | After-Close | 8.61% | 2.08% | 0.24x | Within |
| 2024-07-24 | After-Close | 9.05% | 0.19% | 0.02x | Within |
| 2024-10-23 | Pre-Market | 12.88% | 9.60% | 0.75x | Within |
| 2025-02-19 | After-Close | 5.40% | 4.45% | 0.82x | Within |
| 2025-04-23 | After-Close | 10.72% | 0.93% | 0.09x | Within |
| 2025-07-23 | Pre-Market | 12.23% | 16.64% | 1.36x | Exceeded |
| 2025-10-22 | After-Close | 10.67% | 4.42% | 0.41x | Within |
| 2026-02-18 | Pre-Market | 12.11% | 6.64% | 0.55x | Within |
| 2026-04-29 | After-Close | 10.81% | 0.03% | 0.00x | Within |
| 2026-07-29 | After-Close | 12.91% | 0.42% | 0.03x | Within |
| 2026-10-28 | Pre-Market | 15.45% | 4.29% | 0.28x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
PRG Options Activity & IV Rank
PRG IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 50.7%
7-DTE IV: 61.1%
Expected Move: $4.17
7-DTE Move: $4.17
Days to Exp: 18 (2026-11-20)
Options Flow
Call Volume: 1,128
Put Volume: 62
P/C Volume: 0.055
BULLISH
Call OI: 77
Put OI: 17,407
P/C OI: 226.065
Total OI: 17,484
ATM Options Pricing
ATM Call: $2.17
ATM Put: $2.00
Call %: 5.7%
Put %: 5.2%
Chain Summary
Chain Volume: 1,466
Chain OI: 18,159
Last Updated: 11/2/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
TYPICAL γ
Estimated net dealer gamma is at the 33rd percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
33%
vs own history
GEX tilt
+0.36
OI-weighted, today
Vanna tilt
-0.61
δ-sensitivity to IV
Charm tilt
+0.25
δ-decay vs time
Vanna tilt -0.61: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably if implied volatility changed.
? What is this?
· 7 ATM contracts, 0k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
ATM 61.2% / Wing —
30 DTE / 10d
—
—
pts
EXTREME
No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)23.5LowNov 2
IV Rank (30 DTE)32.4MediumNov 2
Straddle Price (30 DTE)$4.17Nov 2
Beta Analysis
Risk Metrics
Beta: 0.9718
Alpha: 29.04%
Correlation: 0.2538
R-Squared: 6.4%
Stock Volatility: 49.0%
Market Volatility: 12.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Moderate volatility - stock generally follows market
Moderate volatility - stock generally follows market
Beta & Alpha Over Time
Notable investors who own PRG
3 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $6.1M | #1945 of 6285 | +188.2% | 13F | |
| Bridgewater Associates Hedge fund Ray Dalio | $2.7M | #622 of 997 | +36.1% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $165K | #2703 of 4729 | -0.4% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
PRG Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 40,663,750 (as of 2026-09-30)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
7 filers$7.52M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $3.01M | 39.96% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $1.31M | 17.41% | 2026-06-30 |
| 3 | Jane Street Group, LLC Custodian | $1.26M | 16.73% | 2026-06-30 |
| 4 | Simplex Trading, LLC Custodian | $1.01M | 13.44% | 2026-06-30 |
| 5 | IMC-Chicago, LLC Custodian | $857.62K | 11.40% | 2026-06-30 |
| 6 | GROUP ONE TRADING LLC Custodian | $60.59K | 0.81% | 2026-06-30 |
| 7 | Walleye Capital LLC | $18.64K | 0.25% | 2026-06-30 |
3 filers$1.06M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $699.15K | 65.79% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $358.90K | 33.77% | 2026-06-30 |
| 3 | Simplex Trading, LLC Custodian | $4.66K | 0.44% | 2026-06-30 |
PRG Insider Trading (Form 4)
Latest: 2026-08-06Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-06 | George M Sewell | CAO, SVP Fin Rep | Sell (S) | −2,000 | $45.53 | -$91.1K | EDGAR |
| 2026-08-06 | Michael Todd King | Chief Legal and Compliance Off | Sell (S) | −2,000 | $46.00 | -$92.0K | EDGAR |
| 2026-05-08 | Daniela Mielke | Director | Award (A) | +4,953 | $36.34 | $180.0K | EDGAR |
| 2026-05-08 | Cynthia N Day | Director | Award (A) | +4,953 | $36.34 | $180.0K | EDGAR |
| 2026-05-08 | Douglas C Curling | Director | Award (A) | +4,953 | $36.34 | $180.0K | EDGAR |
| 2026-05-08 | Steven A Michaels | Chairman, President and CEO | Award (A) | +137,590 | — | EDGAR | |
| 2026-05-08 | Caroline Sio-Chin Sheu | Director | Award (A) | +4,953 | $36.34 | $180.0K | EDGAR |
| 2026-05-08 | Ray M Robinson | Director | Award (A) | +4,953 | $36.34 | $180.0K | EDGAR |
| 2026-05-08 | James P. Smith | Director | Award (A) | +4,953 | $36.34 | $180.0K | EDGAR |
| 2026-05-08 | Ramon Michael Martinez | Director | Award (A) | +4,953 | $36.34 | $180.0K | EDGAR |
| 2026-05-08 | Robert K. Julian | Director | Award (A) | +4,953 | $36.34 | $180.0K | EDGAR |
| 2026-03-09 | Brian Garner | Chief Financial Officer | Tax (F) | −13,418 | $33.26 | -$446.3K | EDGAR |
| 2026-03-09 | Steven A Michaels | President and CEO | Tax (F) | −41,759 | $33.26 | -$1.39M | EDGAR |
| 2026-03-09 | Michael Todd King | Chief Legal and Compliance Off | Tax (F) | −5,067 | $33.26 | -$168.5K | EDGAR |
| 2026-03-09 | George M Sewell | Principal Acct Off, VP Fin Rep | Tax (F) | −965 | $33.26 | -$32.1K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
PRG Insider Holdings
13 insiders · @ $38.31
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Steven A Michaels | Chairman, President and CEO | 782,878 | $30.00M | -$2.48M | 22 | 2026-05-08 |
| 2 | Curtis Linn Doman | Director | 202,145 | $7.75M | -$2.92M | 16 | 2026-03-09 |
| 3 | Brian Garner | Chief Financial Officer | 143,828 | $5.51M | -$736.9K | 20 | 2026-03-09 |
| 4 | Michael Todd King | Chief Legal and Compliance Off | 61,895 | $2.37M | -$254.5K | 15 | 2026-08-06 |
| 5 | Douglas C Curling | Director | 57,183 | $2.19M | $406.6K | 8 | 2026-05-08 |
| 6 | Ray M Robinson | Director | 52,850 | $2.02M | $0 | 6 | 2026-05-08 |
| 7 | Cynthia N Day | Director | 49,625 | $1.90M | $0 | 6 | 2026-05-08 |
| 8 | Caroline Sio-Chin Sheu | Director | 29,187 | $1.12M | $46.2K | 7 | 2026-05-08 |
| 9 | George M Sewell | CAO, SVP Fin Rep | 28,562 | $1.09M | -$400.6K | 23 | 2026-08-06 |
| 10 | James P. Smith | Director | 27,707 | $1.06M | $0 | 7 | 2026-05-08 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
PRG Board & Officers
As of SEC filings through Aug 6, 2026Directors 10
- Curtis Linn Doman · on file since Dec 2020
- Steven A Michaels · on file since Dec 2020
- James P. Smith · since May 10, 2021
- Cynthia N Day · on file since Jun 2021
- Douglas C Curling · on file since Jun 2021
- Ray M Robinson · on file since Jun 2021
- Caroline Sio-Chin Sheu · since Sep 9, 2021
- Ramon Michael Martinez · since Sep 9, 2021
- Daniela Mielke · since Nov 12, 2024
- Robert K. Julian · since Nov 12, 2024
Officers 5
- Steven A Michaels · President and CEO · listed since Mar 2022
- Lee A. Wright · President - Purchasing Power · since May 6, 2026
- Brian Garner · Chief Financial Officer · since Nov 30, 2020
- Michael Todd King · Chief Legal and Compliance Off · since May 15, 2023
- George M Sewell · Principal Acct Off, VP Fin Rep · since Nov 30, 2020
Changes in the last 10 years (25)
| May 6, 2026 | Lee A. Wright became President - Purchasing Power |
| Nov 12, 2024 | Robert K. Julian became a director |
| Nov 12, 2024 | Daniela Mielke became a director |
| Feb 21, 2024 | The company announced the departure of Curtis Linn Doman as Chief Innovation Officer-PROG in an SEC filing |
| May 15, 2023 | Michael Todd King became Chief Legal and Compliance Off |
| Nov 6, 2022 | The company announced the departure of Eugene Vin Thomas IV as General Counsel and Corp Sec in an SEC filing |
| May 31, 2022 | Eugene Vin Thomas IV became General Counsel and Corp Sec |
| Apr 19, 2022 | The company announced the departure of Marvin A Fentress as General Counsel, Corp Sec in an SEC filing |
| Mar 3, 2022 | Steven A Michaels listed as President and CEO (previously CEO) in SEC filings |
| Sep 9, 2021 | Ramon Michael Martinez became a director |
| Sep 9, 2021 | Caroline Sio-Chin Sheu became a director |
| Jun 24, 2021 | Ray M Robinson first on file as a director |
| Jun 24, 2021 | Kathy T Betty first on file as a director |
| Jun 24, 2021 | Douglas C Curling first on file as a director |
| Jun 24, 2021 | Cynthia N Day first on file as a director |
| May 10, 2021 | James P. Smith became a director |
| Dec 14, 2020 | Steven A Michaels first on file as a director |
| Dec 14, 2020 | Steven A Michaels first on file as CEO |
| Dec 14, 2020 | Curtis Linn Doman first on file as a director |
| Dec 14, 2020 | Curtis Linn Doman first on file as Chief Innovation Officer-PROG |
| Nov 30, 2020 | Marvin A Fentress became General Counsel, Corp Sec |
| Nov 30, 2020 | George M Sewell became Principal Acct Off, VP Fin Rep |
| Nov 30, 2020 | Brian Garner became Chief Financial Officer |
| Nov 30, 2020 | Blake Wakefield became President, Chief Revenue Off |
| Nov 23, 2020 | Robert W. Kamerschen first on file as EVP, Gen Counsel/Corp Sec |
Not reported recently (3)
- Kathy T Betty · Last reported as a director in an SEC filing dated May 17, 2024
- Blake Wakefield · Last reported as President, Chief Revenue Off in an SEC filing dated Mar 9, 2021
- Robert W. Kamerschen · Last reported as EVP, Gen Counsel/Corp Sec in an SEC filing dated Nov 23, 2020
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
PRG Proposed Insider Sales (Form 144)
Latest: 2026-08-05
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
3 filings
· $183K notice value
· 2 unique filers
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
King Michael Todd (2, $92K) · Sewell George M (1, $91K)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-08-05 | Sewell George M | Officer | 2,000 | $91.1K | 2026-08-05 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-08-05 | King Michael Todd | Officer | 1,070 | $49.2K | 2026-08-05 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-08-04 | King Michael Todd | Officer | 930 | $42.8K | 2026-08-04 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-11-12 | Sewell George M | Officer | 3,500 | $171.1K | 2024-11-12 | Merrill Lynch | — | EDGAR |
| 2024-11-12 | Garner Brian | Officer | 15,484 | $751.0K | 2024-11-12 | MERRILL LYNCH | — | EDGAR |
| 2024-11-12 | Doman Curtis Linn | Director | 62,815 | $3.06M | 2024-11-11 | Wells Fargo Clearing Services | — | EDGAR |
| 2024-11-08 | Michaels Steven A | Officer | 27,324 | $1.29M | 2024-11-08 | Merrill Lynch | — | EDGAR |
| 2024-11-08 | King Michael Todd | Officer | 1,500 | $70.5K | 2024-11-08 | Merrill Lynch | — | EDGAR |
| 2024-11-08 | Doman Curtis Linn | Director | 13,601 | $651.2K | 2024-11-08 | Wells Fargo Clearing Services | — | EDGAR |
| 2024-11-07 | Michaels Steven A | Officer | 46,494 | $2.31M | 2024-11-07 | Fidelity Brokerage Services LLC | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
104 ETFs hold PRG
25 shown · $367.07M total exposure · 0.08% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.08% | $83.1M | $105.6B | 2026-10-30 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $37.3M | — | 2026-09-30 |
| 3 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.05% | $36.3M | $75.5B | 2026-10-30 |
| 4 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.01% | $26.3M | — | 2026-09-30 |
| 5 | SDVY First Trust SMID Cap Rising Dividend Achievers ETF | First Trust | 0.22% | $24.3M | $11.1B | 2026-10-30 |
| 6 | VBR Vanguard Morningstar Small-Cap Value ETF | Vanguard | 0.03% | $17.1M | — | 2026-09-30 |
| 7 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $13.9M | — | 2026-09-30 |
| 8 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.07% | $12.1M | $16.2B | 2026-10-29 |
| 9 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.03% | $11.7M | — | 2026-10-29 |
| 10 | IJS iShares S&P Small-Cap 600 Value ETF | iShares (BlackRock) | 0.15% | $11.5M | $7.7B | 2026-10-30 |
| 11 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.04% | $11.2M | — | 2026-10-29 |
| 12 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.36% | $8.5M | — | 2026-06-30 |
| 13 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.05% | $7.4M | $14.1B | 2026-10-30 |
| 14 | SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF | SPDR (State Street) | 0.14% | $7.2M | $5.0B | 2026-10-29 |
| 15 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.04% | $7.1M | — | 2026-09-30 |
| 16 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.03% | $6.9M | — | 2026-05-31 |
| 17 | FNDX Schwab Fundamental U.S. Large Company ETF | Nport | 0.02% | $5.9M | — | 2026-08-31 |
| 18 | IWO iShares Russell 2000 Growth ETF | iShares (BlackRock) | 0.04% | $5.8M | $14.0B | 2026-10-30 |
| 19 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.01% | $5.7M | — | 2026-10-29 |
| 20 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.07% | $5.5M | — | 2026-10-29 |
| 21 | PSC Principal U.S. Small-Cap ETF | Nport | 0.22% | $5.0M | — | 2026-06-30 |
| 22 | FYX First Trust Small Cap Core AlphaDEX® Fund | First Trust | 0.34% | $4.7M | $1.4B | 2026-10-30 |
| 23 | SMLF iShares U.S. Small-Cap Equity Factor ETF | iShares (BlackRock) | 0.11% | $4.6M | $4.2B | 2026-10-30 |
| 24 | VIOO Vanguard S&P Small-Cap 600 ETF | Vanguard | 0.07% | $4.4M | — | 2026-09-30 |
| 25 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.01% | $3.6M | — | 2026-10-29 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
10.29
TTM Diluted EPS
$3.71
TTM Revenue
$2.71B
TTM Net Income
$150.79M
TTM Op. Cash Flow
$331.25M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q3 '26 | 2026-09-30 | $725.78M | $37.24M | $0.91 | $108.22M |
| Q2 '26 | 2026-06-30 | $719.72M | $37.03M | $0.91 | $106.24M |
| Q1 '26 | 2026-03-31 | $742.67M | $36.05M | $0.89 | $171.70M |
| Q4 '25 | 2025-12-31 | $525.36M | $40.47M | $0.99 | $-54.90M |
| Q3 '25 | 2025-09-30 | $577.71M | $33.12M | $0.82 | $110.05M |
| Q2 '25 | 2025-06-30 | $588.50M | $38.48M | $0.95 | $69.89M |
| Q1 '25 | 2025-03-31 | $668.43M | $34.72M | $0.83 | $209.93M |
| Q4 '24 | 2024-12-31 | $558.90M | $57.55M | $1.34 | $-84.49M |
| Q3 '24 | 2024-09-30 | $606.14M | $83.96M | $1.94 | $31.89M |
| Q2 '24 | 2024-06-30 | $592.16M | $33.77M | $0.77 | $55.39M |
| Q1 '24 | 2024-03-31 | $641.87M | $21.97M | $0.49 | $135.73M |
| Q4 '23 | 2023-12-31 | $577.40M | $18.57M | $0.42 | $-88.31M |
Q3 2026 • period ending 2026-09-30 • filed 2026-10-28
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
10.58
P/B
1.93
P/S
0.60
EV/EBITDA
1.23
EV/Sales
0.91
ROE
18.2%
ROA
7.2%
Div Yield
1.67%
FCF Yield
21.42%
Debt/Equity
1.10
Current Ratio
—
Market Cap
$1.56B
as of 2026-11-02
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
3.26M
SI % of Float
8.51%
Days to Cover
4.65
Short Vol Ratio
45.6%
Free Float
38.35M
Float %
96.3%
Short interest 2026-10-15 • Short volume 2026-10-30 • Float 2026-09-22