BMRC Bank of Marin Bancorp
XNAS
27.91
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
BMRC
$27.91
—
Key stats
$27.91
- 52-Week Range
- $23.35 – $30.92
- YTD
- +8.22%
- IV Rank (30D)
- 25.69
- Straddle Price
- $4.92
- P/C Vol Ratio
- 41.00
- Market Cap
- $0.4B
- Open
- $28.02
- Day Range
- $27.80 – $28.07
- Volume
- 5,103
- Prev Close
- $27.80
Fair Value
MODEL: LONG
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.96% |
| Beta vs SPY | 0.75 |
| Cost of Equity (CAPM) | 8.70% (VRP-adj) |
| WACC | 8.52% |
| Volatility Risk Premium | +60.7pp (IV − HV30) |
| Effective Tax Rate | 21.0% |
| Rev. Growth (YoY, DCF input) | +3.0% |
| DCF Horizon | 12 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.03 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.0B |
| Return on Equity (TTM) | -3.6% |
| Book / Price | 88.9% — banking bias active (P/B is primary) |
| Gross Margin (TTM) | 68.6% |
| FCF Margin (TTM) | 38.1% |
| Debt / Equity | 0.11 |
| Quality Score | 4/6 — high quality (12y DCF) |
| SMA 50 | $27.25 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $26.93 |
| Bollinger Width / SMA20 | 27.1% (drives anchor stability) |
| Net Debt | $-0.2B |
| Market Cap | $0B |
Peers used for multiples: CBSH, CVBF, EBC, FULT, HWC, UBSI, WTFC
(filtered from 8 ETF-co-members; sector bias active)
60-Day Conviction
77%
20-Day Fair Value
≈ by Nov 25, 2026
$27.77
α -0.4%
rank 43%
conviction
26%
40-Day Fair Value
≈ by Dec 24, 2026
$28.28
α +1.4%
rank 52%
conviction
49%
60-Day Fair Value
≈ by Jan 22, 2027
$28.64
α +2.7%
rank 45%
conviction
77%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $53.57 | 32% | |
| DDM (Gordon) | $22.59 | 25% | |
| Peer P/E | $3.36 | 10% | median 13.6× · 7 peers |
| Peer EV/EBITDA | $14.97 | 5% | median 11.6× · 7 peers |
| Peer P/B | $31.39 | 14% | median 1.3× · 7 peers |
| Peer P/S | $22.19 | 5% | median 3.4× · 7 peers |
| Market Anchor (SMA50) | $27.25 | 9% | stability 15% (BB-width) |
| Options Expected (B-L 30d) | $28.78 | 0% | 6 strikes · skew -0.27 |
As of 2026-10-27 · updated
Related
About
- Industry (SIC)
- STATE COMMERCIAL BANKS (6022) · industry map
- Exchange
- XNAS
- Market Cap
- $0.4B
- Employees
- 311
- List Date
- 1994-10-31
- CIK
- 0001403475
- Headquarters
- Novato, CA
- Homepage
- https://www.bankofmarin.com
Bank of Marin Bancorp is a United States-based bank holding company. It conducts business through its wholly-owned subsidiary. The Bank provides a wide range of financial services to customers such as professionals, small and middle-market businesses, and individuals residing in Marin, Sonoma, Napa, San Francisco, Alameda, Contra Costa, San Mateo counties, and others. The majority of its revenue comes from interest income.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 6.54% | -0.16% | -6.35% | -10.59% | 7.49% | 4.11% | 0.17% |
| Feb | -2.50% | -4.93% | -4.73% | -12.16% | -1.10% | -9.19% | -5.77% |
| Mar | 2.38% | 3.06% | -25.26% | 0.96% | -8.88% | 2.27% | -4.25% |
| Apr | -10.98% | -9.05% | -18.11% | -12.39% | -6.30% | -0.93% | -9.63% |
| May | -5.15% | 2.59% | -4.43% | 3.85% | 2.80% | -0.12% | -0.08% |
| Jun | -6.18% | -3.02% | 6.06% | 6.44% | 6.83% | 8.97% | 3.18% |
| Jul | 7.07% | 0.52% | 16.56% | 23.39% | -5.82% | 1.21% | 7.16% |
| Aug | 5.23% | -6.14% | -10.12% | 11.52% | 10.44% | -9.28% | 0.28% |
| Sep | 4.60% | -1.80% | -5.24% | -5.68% | 0.08% | 2.30% | -0.96% |
| Oct | -0.63% | 17.70% | -7.69% | 15.32% | 6.76% | 2.27%* | 5.62% |
| Nov | -10.86% | 0.06% | 10.71% | 14.18% | 5.35% | -- | 3.89% |
| Dec | 7.17% | -7.56% | 7.73% | -7.15% | -3.81% | -- | -0.72% |
| Total | -5.75% | -10.72% | -39.50% | 21.84% | 12.26% | 0.15% | -3.62% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $26.96
SMA 50: $27.24
SMA 200: $26.76
Current: $27.88
EMA 12: $27.12
EMA 26: $27.14
MACD: -0.0197 | Signal: 0.1636
BEARISH
ADX (14): 16.95
RANGE
+DI: 25.83
−DI: 20.48
Momentum Oscillators
RSI (14): 58.56
NEUTRAL
Stoch %K: 81.51
Stoch %D: 75.82
Williams %R: -12.57
Volume & Volatility
BB Upper: $28.02
BB Lower: $25.91
NEUTRAL
OBV: -1,158,022
Vol SMA 20: 117,509
Vol ROC: -94.10%
ATR: $0.65
True Range: $0.27
HV 20: 23.9%
HV 30: 22.0%
HV 60: 19.5%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-28T00:00:00 – 2026-10-26T00:00:00
AI Analysis
LLM Stock Analysis Report: BMRC
Executive Summary
Assessment: NEUTRAL (6/10)
Key Drivers: Recent earnings miss, mixed technical signals, and low volatility.
Primary Risks: Earnings guidance uncertainty, regulatory changes in the banking sector.
Investment Thesis: BMRC is a mid-cap bank with a stable financial performance. The recent earnings miss has created an opportunity to buy at a discount. However, caution should be exercised due to the mixed technical signals and low volatility.
Recent News Sentiment Impact: Neutral news headlines have not significantly impacted the stock price.
Technical Analysis
Trend Direction:
- Short-term (1-4 weeks): Range-bound
- Medium-term (1-3 months): Bearish (MACD signal)
- Long-term (3-12 months): Bullish (SMA 200)
Support/Resistance Levels:
- SMA 20: $28.04
- Lower Bollinger Band: $26.23
- Recent highs: $29.85
Momentum Signals:
- RSI: Neutral (35.07)
- MACD signal: Bearish (-0.42 / Signal: -0.20 / Histogram: -0.22)
- Bollinger Bands: Neutral (Price touching middle band)
Volume Analysis:
- Volume SMA 20: 153432.79
- On-Balance Volume (OBV): 74518.26
- Volume Rate of Change: -3.30% (indicating low volume activity)
News & Sentiment Analysis
Recent Headlines Summary: Neutral news headlines did not have a significant impact on the stock price.
Sentiment Assessment: Neutral sentiment from recent news articles.
Catalyst Identification: No immediate catalysts identified, but upcoming earnings reports may influence the stock price.
Market Narrative: The neutral news sentiment and mixed technical signals suggest that the market is waiting for further information before making a significant move.
Risk & Volatility Assessment
Beta Interpretation: Low volatility - stock moves less than market (beta: 0.54).
Volatility Regime: Low volatility regime, with an IV rank of 35.9% indicating medium volatility levels.
Options Market Signals: Options market pricing $3.88 move by expiration, indicating a neutral-to-bullish sentiment.
Downside Protection: Support levels include SMA 20 ($28.04) and lower Bollinger Band ($26.23).
Market Context & Positioning
Sector Performance: The banking sector has been performing relatively well, with BMRC being a mid-cap bank with stable financial performance.
Institutional Activity: Low institutional interest, as evidenced by the low volume activity and put/call ratios.
Correlation Analysis: BMRC has a low correlation (0.26) with the SPY, indicating a relatively independent stock price movement.
Relative Valuation: BMRC is positioned within a trading range, with recent lows providing support and recent highs offering resistance.
Key Levels & Action Items
Critical Price Levels:
- SMA 20 ($28.04)
- Lower Bollinger Band ($26.23)
Breakout/Breakdown Levels: Recent highs ($29.85) and lows ($26.73) serve as key levels for breakout or breakdown signals.
Time-Sensitive Catalysts: Upcoming earnings reports may influence the stock price.
Risk Management: Consider stop-loss levels at SMA 20 ($28.04) and position sizing considerations based on volatility levels.
By considering the technical analysis, news sentiment, and risk assessment, BMRC presents a neutral investment thesis with potential for growth. However, caution should be exercised due to the mixed signals and low volatility.
Generated
News
All BMRC news →
Net income surged 32% year-over-year as margins expanded and loan yields improved.
Earnings History
14 of 15 under expected move
Avg Expected Move
13.74%
Avg Actual Move
3.60%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2023-04-24 | Pre-Market | 11.33% | 4.14% | 0.37x | Within |
| 2023-07-24 | Pre-Market | 11.12% | 3.67% | 0.33x | Within |
| 2023-10-23 | Pre-Market | 10.22% | 1.10% | 0.11x | Within |
| 2024-01-29 | Pre-Market | 8.46% | 3.47% | 0.41x | Within |
| 2024-04-29 | Pre-Market | 9.72% | 6.48% | 0.67x | Within |
| 2024-07-29 | Pre-Market | 12.19% | 12.26% | 1.01x | Exceeded |
| 2024-10-28 | After-Close | 8.58% | 0.75% | 0.09x | Within |
| 2025-01-27 | Pre-Market | 20.01% | 5.63% | 0.28x | Within |
| 2025-04-28 | Pre-Market | 19.57% | 0.72% | 0.04x | Within |
| 2025-07-28 | Pre-Market | 12.30% | 0.59% | 0.05x | Within |
| 2025-10-27 | After-Close | 16.17% | 1.40% | 0.09x | Within |
| 2026-01-26 | Pre-Market | 17.51% | 3.75% | 0.21x | Within |
| 2026-04-27 | Pre-Market | 13.72% | 2.20% | 0.16x | Within |
| 2026-07-27 | Pre-Market | 15.12% | 5.32% | 0.35x | Within |
| 2026-10-26 | Pre-Market | 20.10% | 2.55% | 0.13x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
BMRC Options Activity & IV Rank
BMRC IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 44.4%
7-DTE IV: —
Expected Move: $4.92
7-DTE Move: $4.92
Days to Exp: 24 (2026-11-20)
Options Flow
Call Volume: 1
Put Volume: 41
P/C Volume: 41.0
BEARISH
Call OI: 1
Put OI: 43
P/C OI: 43.0
Total OI: 44
ATM Options Pricing
ATM Call: $2.05
ATM Put: $2.88
Call %: 7.3%
Put %: 10.3%
Chain Summary
Chain Volume: 55
Chain OI: 66
Last Updated: 10/27/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
as of Oct 26 · No data
30 DTE / 10d
—
—
pts
EXTREME
as of Oct 26 · ATM 32.7% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)25.7MediumOct 27
Straddle Price (30 DTE)$4.92Oct 27
Beta Analysis
Risk Metrics
Beta: 0.4005
Alpha: 6.63%
Correlation: 0.2027
R-Squared: 4.1%
Stock Volatility: 25.1%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own BMRC
5 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $7.1M | #1836 of 6285 | +42.8% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $3.7M | #1626 of 3138 | +10.9% | 13F | |
| Point72 Hedge fund Steve Cohen | $1.1M | #1454 of 1945 | new | 13F | |
| Millennium Management Hedge fund Izzy Englander | $911K | #2945 of 3716 | -29.4% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $112K | #2928 of 4729 | +9.6% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
BMRC Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 15,966,750 (as of 2025-12-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
2 filers$8.31K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Simplex Trading, LLC Custodian | $5.54K | 66.67% | 2026-06-30 |
| 2 | GROUP ONE TRADING LLC Custodian | $2.77K | 33.33% | 2026-06-30 |
1 filers$2.77K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | GROUP ONE TRADING LLC Custodian | $2.77K | 100.00% | 2026-06-30 |
BMRC Insider Trading (Form 4)
Latest: 2026-10-19Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-10-19 | Brandi Campbell | EXECUTIVE VICE PRESIDENT | Disp (D) | −18,069 | — | EDGAR | |
| 2026-09-24 | David Bonaccorso | EVP, Chief Financial Officer | Tax (F) | −273 | $28.00 | -$7.6K | EDGAR |
| 2026-08-05 | David A Bloom | EXECUTIVE VICE PRESIDENT | Tax (F) | −604 | $29.16 | -$17.6K | EDGAR |
| 2026-07-31 | Nicolas C Anderson | Director | Buy (P) | +175 | $28.88 | $5.1K | EDGAR |
| 2026-07-28 | David A Bloom | EXECUTIVE VICE PRESIDENT | — | — | — | EDGAR | |
| 2026-07-28 | David Bonaccorso | EVP, Chief Financial Officer | — | — | — | EDGAR | |
| 2026-07-28 | Brandi Campbell | EXECUTIVE VICE PRESIDENT | Other (J) | +1,801 | — | EDGAR | |
| 2026-07-28 | Timothy D Myers | PRESIDENT & CEO | Other (J) | +3,811 | $24.94 | $30.8K | EDGAR |
| 2026-07-28 | Arasadi Sathis | EXECUTIVE VICE PRESIDENT | Other (J) | +1,681 | — | EDGAR | |
| 2026-07-28 | Misako Stewart | EXECUTIVE VICE PRESIDENT | Other (J) | +1,678 | — | EDGAR | |
| 2026-07-28 | Robert Gotelli | EXECUTIVE VICE PRESIDENT | Other (J) | +2,509 | — | EDGAR | |
| 2026-07-01 | Joel Sklar | Director | Other (J) | +849 | $28.94 | $24.6K | EDGAR |
| 2026-07-01 | Nicolas C Anderson | Director | Other (J) | +849 | $28.94 | $24.6K | EDGAR |
| 2026-07-01 | Secil Tabli Watson | Director | Other (J) | +849 | $28.94 | $24.6K | EDGAR |
| 2026-07-01 | Cigdem Gencer | Director | Other (J) | +849 | $28.94 | $24.6K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
BMRC Insider Holdings
16 insiders · @ $27.88
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Timothy D Myers | PRESIDENT & CEO | 141,523 | $3.95M | $0 | 1 | 2026-07-28 |
| 2 | Joel Sklar | Director | 126,418 | $3.52M | $0 | 1 | 2026-07-01 |
| 3 | Charles D Fite | Director | 116,333 | $3.24M | $0 | 1 | 2026-07-01 |
| 4 | Robert Gotelli | EXECUTIVE VICE PRESIDENT | 55,013 | $1.53M | $0 | 1 | 2026-07-28 |
| 5 | Brian M Sobel | Director | 34,696 | $967.3K | $0 | 1 | 2026-07-01 |
| 6 | Misako Stewart | EXECUTIVE VICE PRESIDENT | 34,345 | $957.6K | $0 | 1 | 2026-07-28 |
| 7 | Kevin R Kennedy | Director | 30,050 | $837.8K | $0 | 1 | 2026-07-01 |
| 8 | David A Bloom | EXECUTIVE VICE PRESIDENT | 24,013 | $669.5K | $0 | 2 | 2026-08-05 |
| 9 | Arasadi Sathis | EXECUTIVE VICE PRESIDENT | 20,692 | $576.9K | $0 | 1 | 2026-07-28 |
| 10 | David Bonaccorso | EVP, Chief Financial Officer | 19,113 | $532.9K | $0 | 2 | 2026-09-24 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
BMRC Board & Officers
As of SEC filings through Oct 19, 2026Directors 10
- Brian M Sobel · since Jul 2, 2007
- Joel Sklar · since Jul 2, 2007
- Russell A Colombo · since Jul 2, 2007
- Kevin R Kennedy · since Nov 29, 2013
- James C Hale III · since Mar 3, 2014
- Secil Tabli Watson · since Apr 1, 2021
- Charles D Fite · since Aug 6, 2021
- Nicolas C Anderson · since Aug 6, 2021
- Timothy D Myers · listed since Nov 2021
- Cigdem Gencer · since Oct 20, 2023
Officers 7
- Timothy D Myers · President & CEO · listed since Nov 2021
- Robert Gotelli · Executive Vice President · since Feb 28, 2019
- Arasadi Sathis · Executive Vice President · since Mar 20, 2023
- David A Bloom · Executive Vice President · since Jul 31, 2023
- Misako Stewart · Executive Vice President · listed since Dec 2023
- David Bonaccorso · EVP, Chief Financial Officer · listed since Mar 2026
- Susana Ramirez · Principal Accounting Officer · since Apr 2, 2026
Changes in the last 10 years (42)
| Oct 19, 2026 | Brandi Campbell reported in an SEC filing no longer being Executive Vice President |
| Apr 2, 2026 | Susana Ramirez became Principal Accounting Officer |
| Mar 4, 2026 | David Bonaccorso listed as EVP, Chief Financial Officer (previously SVP, Treasurer) in SEC filings |
| Mar 5, 2025 | Tani Girton reported in an SEC filing no longer being Executive Vice President |
| Mar 5, 2025 | David A Merck reported in an SEC filing no longer being Principal Accounting Officer |
| Feb 19, 2025 | The company announced the departure of Sanjiv Siddharth Sanghvi from the board in an SEC filing |
| Feb 19, 2025 | The company announced the departure of Jr William H McDevitt from the board in an SEC filing |
| Sep 30, 2024 | David Bonaccorso listed as SVP, Treasurer (previously Senior Vice President) in SEC filings |
| Feb 22, 2024 | The company announced the departure of H Robert Heller from the board in an SEC filing |
| Dec 19, 2023 | Misako Stewart listed as Executive Vice President (previously EVP, Chief Credit Officer) in SEC filings |
| Dec 19, 2023 | Brandi Campbell listed as Executive Vice President (previously Senior Vice President) in SEC filings |
| Oct 20, 2023 | Cigdem Gencer became a director |
| Sep 21, 2023 | David Bonaccorso became Senior Vice President |
| Jul 31, 2023 | David A Bloom became Executive Vice President |
| May 25, 2023 | Steven I. Barlow reported in an SEC filing no longer being a director |
| Mar 20, 2023 | Arasadi Sathis became Executive Vice President |
| Mar 3, 2023 | Andrea Henderson listed as Senior Vice President (previously First Vice President) in SEC filings |
| Feb 1, 2022 | Leslie E Murphy reported in an SEC filing no longer being a director |
| Jan 25, 2022 | Andrea Henderson became First Vice President |
| Jan 4, 2022 | Norma J Howard reported in an SEC filing no longer being a director |
| Dec 17, 2021 | Russell A Colombo no longer listed as President and CEO in SEC filings |
| Nov 2, 2021 | Timothy D Myers listed as President & CEO (previously Executive Vice President) in SEC filings |
| Nov 2, 2021 | Timothy D Myers first listed as a director in an SEC filing |
| Oct 1, 2021 | Misako Stewart became EVP, Chief Credit Officer |
| Aug 6, 2021 | Nicolas C Anderson became a director |
| Aug 6, 2021 | Charles D Fite became a director |
| May 10, 2021 | Sanjiv Siddharth Sanghvi became a director |
| May 10, 2021 | Nicolette Sloan became Executive Vice President |
| Apr 1, 2021 | Secil Tabli Watson became a director |
| Jan 13, 2021 | James T Burke reported in an SEC filing no longer being Executive Vice President |
| Jan 1, 2021 | Richard L Lewis became Executive Vice President |
| Oct 1, 2020 | Min Situ first listed as Treasurer in an SEC filing |
| Jun 11, 2020 | Peter Pelham reported in an SEC filing no longer being Executive Vice President |
| Apr 1, 2020 | Brandi Campbell became Senior Vice President |
| Nov 4, 2019 | Min Situ reported in an SEC filing no longer being Principal Accounting Officer |
| Jul 22, 2019 | David A Merck became Principal Accounting Officer |
| Jun 25, 2019 | James S Kimball reported in an SEC filing no longer being Executive Vice President |
| Feb 28, 2019 | Robert Gotelli became Executive Vice President |
| Nov 21, 2017 | Steven I. Barlow became a director |
| Oct 16, 2017 | James S Kimball became Executive Vice President |
| Mar 2, 2017 | James T Burke listed as Executive Vice President (previously Senior Vice President) in SEC filings |
| Jan 23, 2017 | Leslie E Murphy became a director |
Not reported recently (6)
- Nicolette Sloan · Last reported as Executive Vice President in an SEC filing dated May 13, 2024
- Andrea Henderson · Last reported as Senior Vice President in an SEC filing dated Mar 6, 2023
- Richard L Lewis · Last reported as Executive Vice President in an SEC filing dated Mar 3, 2023
- Min Situ · Last reported as Treasurer in an SEC filing dated Mar 3, 2022
- Elizabeth Reizman · Last reported as Executive Vice President in an SEC filing dated Dec 22, 2021
- Michaela K Rodeno · Last reported as a director in an SEC filing dated Jul 14, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
BMRC Proposed Insider Sales (Form 144)
Latest: 2026-02-05
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
0 filings
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-02-05 | Gotelli Robert | Officer | 1,036 | $28.5K | 2026-02-05 | Charles Schwab Corporation | — | EDGAR |
| 2023-11-29 | McDevitt Jr William H | Director | 6,000 | $117.8K | 2023-11-29 | Charles Schwab Corporation | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
43 ETFs hold BMRC
25 shown · $63.41M total exposure · 0.01% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $13.0M | — | 2026-09-30 |
| 2 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.01% | $10.9M | $74.6B | 2026-10-23 |
| 3 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.02% | $6.6M | — | 2026-10-23 |
| 4 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.14% | $5.5M | $4.0B | 2026-10-23 |
| 5 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $4.8M | — | 2026-09-30 |
| 6 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.03% | $4.1M | $13.9B | 2026-10-23 |
| 7 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.01% | $3.4M | — | 2026-10-23 |
| 8 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.01% | $2.5M | — | 2026-09-30 |
| 9 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.00% | $2.1M | — | 2026-10-23 |
| 10 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.01% | $2.0M | — | 2026-05-31 |
| 11 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.02% | $1.6M | — | 2026-10-23 |
| 12 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.11% | $1.3M | $1.2B | 2026-10-23 |
| 13 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $970,104 | $96.5B | 2026-10-23 |
| 14 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.03% | $854,426 | $3.2B | 2026-10-23 |
| 15 | VFH Vanguard Financials ETF | Vanguard | 0.00% | $681,929 | — | 2026-09-30 |
| 16 | DES WisdomTree U.S. SmallCap Dividend Fund | Nport | 0.02% | $500,678 | — | 2026-06-30 |
| 17 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.00% | $435,224 | — | 2026-10-23 |
| 18 | VTWV Vanguard Russell 2000 Value ETF | Vanguard | 0.03% | $394,556 | — | 2026-09-30 |
| 19 | PRFZ Invesco RAFI US 1500 Small-Mid ETF | Nport | 0.01% | $376,106 | — | 2026-07-31 |
| 20 | DHS WisdomTree U.S. High Dividend Fund | Nport | 0.02% | $352,843 | — | 2026-06-30 |
| 21 | DPST Direxion Daily Regional Banks Bull 3X ETF | Direxion | 0.10% | $311,711 | — | 2026-10-26 |
| 22 | DXUV Dimensional US Vector Equity ETF | Dimensional | 0.00% | $251,527 | — | 2026-10-23 |
| 23 | RSSL Global X Russell 2000 ETF | Global X | 0.01% | $211,586 | — | 2026-10-26 |
| 24 | SCHB Schwab U.S. Broad Market ETF | Nport | 0.00% | $204,265 | — | 2026-05-31 |
| 25 | QABA First Trust NASDAQ® ABA Community Bank Index Fund | First Trust | 0.18% | $159,705 | $87.0M | 2026-10-23 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
116.17
TTM Diluted EPS
$0.24
TTM Revenue
$100.59M
TTM Net Income
$3.87M
TTM Op. Cash Flow
$39.08M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q4 '25 | 2025-12-31 | $0.00 | $-39.54M | $-2.48 | $13.62M |
| Q3 '25 | 2025-09-30 | $41.81M | $7.53M | $0.47 | $12.48M |
| Q2 '25 | 2025-06-30 | $20.67M | $-8.54M | $-0.53 | $8.04M |
| Q1 '25 | 2025-03-31 | $38.11M | $4.88M | $0.30 | $4.94M |
| Q4 '24 | 2024-12-31 | $39.23M | $6.00M | $0.38 | $10.71M |
| Q3 '24 | 2024-09-30 | $39.21M | $4.57M | $0.28 | $9.88M |
| Q2 '24 | 2024-06-30 | $4.58M | $-21.90M | $-1.36 | $3.45M |
| Q1 '24 | 2024-03-31 | $36.90M | $2.92M | $0.18 | $4.33M |
| Q4 '23 | 2023-12-31 | $32.14M | $610.00K | $0.04 | $787.00K |
| Q3 '23 | 2023-09-30 | $37.70M | $5.29M | $0.33 | $13.37M |
| Q2 '23 | 2023-06-30 | $37.36M | $4.55M | $0.28 | $8.05M |
| Q1 '23 | 2023-03-31 | $37.28M | $9.44M | $0.59 | $13.44M |
Q4 2025 • period ending 2025-12-31 • filed 2026-03-13
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
116.17
P/B
1.13
P/S
4.43
EV/EBITDA
54.05
EV/Sales
2.63
ROE
1.0%
ROA
0.1%
Div Yield
3.67%
FCF Yield
8.78%
Debt/Equity
0.11
Current Ratio
—
Market Cap
$445.15M
as of 2026-10-27
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
1.06M
SI % of Float
6.82%
Days to Cover
5.40
Short Vol Ratio
48.2%
Free Float
15.49M
Float %
95.6%
Short interest 2026-09-30 • Short volume 2026-10-26 • Float 2026-08-14