EZPW Ezcorp Inc
XNAS
28.06
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
EZPW
$28.06
—
Key stats
$28.06
- 52-Week Range
- $16.50 – $37.12
- YTD
- +39.88%
- IV Rank (30D)
- 26.9
- Straddle Price
- $3.43
- P/C Vol Ratio
- 5.22
- Market Cap
- $1.8B
- Open
- $28.62
- Day Range
- $27.75 – $29.48
- Volume
- 1,137,920
- Prev Close
- $29.35
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.12% |
| Beta vs SPY | 0.74 |
| Cost of Equity (CAPM) | 8.82% (VRP-adj) |
| WACC | 8.22% |
| Volatility Risk Premium | +35.4pp (IV − HV30) |
| Effective Tax Rate | 25.3% |
| Rev. Growth (YoY, DCF input) | +24.3% |
| DCF Horizon | 12 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.1B |
| Return on Equity (TTM) | 13.6% |
| Book / Price | 47.7% — banking bias active (P/B is primary) |
| Gross Margin (TTM) | 58.6% |
| FCF Margin (TTM) | 8.7% |
| Debt / Equity | 0.44 |
| Quality Score | 4/6 — high quality (12y DCF) |
| Market-Implied Growth | +3.5% (reverse-DCF on current price) |
| SMA 50 | $31.59 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $31.50 |
| Bollinger Width / SMA20 | 52.3% (drives anchor stability) |
| Net Debt | $0.2B |
| Market Cap | $2B |
Peers used for multiples: FCFS, SPH, SVV
(SIC-code peers; ETF co-membership was sector-incoherent)
Blended Fair Value
$65.13
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $121.07 | 35% | |
| DDM (Gordon) | n/a | 0% | |
| Peer P/E | $52.75 | 11% | median 24.2× · 3 peers |
| Peer EV/EBITDA | $30.09 | 11% | median 9.6× · 3 peers |
| Peer P/B | $47.77 | 11% | median 3.4× · 3 peers |
| Peer P/S | $18.19 | 11% | median 0.9× · 3 peers |
| Market Anchor (SMA50) | $31.59 | 0% | stability 0% (BB-width) |
| Options Expected (B-L 30d) | $30.64 | 23% | 13 strikes · skew +0.18 |
As of 2026-10-23 · updated
Related
About
- Industry (SIC)
- RETAIL-MISCELLANEOUS RETAIL (5900) · industry map
- Exchange
- XNAS
- Market Cap
- $1.8B
- Employees
- 8,500
- List Date
- 1991-08-27
- CIK
- 0000876523
- Next Earnings
- 2026-11-12 (After-Close)
- EPS Forecast
- $0.40 (1 est.)
- Headquarters
- Rollingwood, TX
- Homepage
- https://www.ezcorp.com
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service char…
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -6.26% | -17.77% | 9.36% | -1.38% | -0.91% | 6.93% | -1.67% |
| Feb | 3.45% | -4.47% | -2.33% | 9.38% | 15.34% | 22.65% | 7.34% |
| Mar | 0.61% | 3.42% | -3.04% | 10.75% | 8.71% | -6.59% | 2.31% |
| Apr | 9.53% | 13.27% | 0.82% | -1.17% | 5.48% | 25.98% | 8.98% |
| May | 28.95% | 10.50% | -5.01% | -4.90% | -14.17% | -3.46% | 1.99% |
| Jun | -20.45% | -3.47% | 1.09% | 1.45% | 4.75% | 11.66% | -0.83% |
| Jul | -7.29% | 5.24% | 8.37% | 0.77% | 3.99% | -16.91% | -0.97% |
| Aug | 22.16% | 7.63% | -7.07% | 16.49% | 19.33% | 6.88% | 10.90% |
| Sep | 11.16% | -9.51% | -1.90% | -5.88% | 14.35% | -6.42% | 0.30% |
| Oct | -1.58% | 22.12% | -1.32% | 2.32% | 0.66% | -6.34%* | 2.64% |
| Nov | -2.76% | 4.38% | 0.74% | 10.73% | 6.28% | -- | 3.87% |
| Dec | 2.93% | -18.99% | 4.30% | -3.40% | 0.36% | -- | -2.96% |
| Total | 35.95% | 3.89% | 2.71% | 37.74% | 79.51% | 29.49% | 31.55% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $31.35
SMA 50: $31.58
SMA 200: $29.42
Current: $28.16
EMA 12: $31.37
EMA 26: $31.45
MACD: -0.0783 | Signal: -0.2918
BULLISH
ADX (14): 17.94
RANGE
+DI: 16.00
−DI: 36.00
Momentum Oscillators
RSI (14): 32.67
NEUTRAL
Stoch %K: 32.67
Stoch %D: 54.37
Williams %R: -93.75
Volume & Volatility
BB Upper: $34.33
BB Lower: $28.37
OVERSOLD
OBV: 11,906,936
Vol SMA 20: 774,476
Vol ROC: 24.86%
ATR: $1.41
True Range: $1.73
HV 20: 51.4%
HV 30: 48.9%
HV 60: 53.1%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary
BULLISH (Confidence Level: 7/10)
Key drivers:
- Low volatility, aligning with recent trend direction
- Positive news sentiment from recent earnings call transcript
- Strong technical support from SMA 50 and Bollinger Bands
- Options market pricing a moderate move by expiration
Primary risks:
- Bearish MACD signal, indicating potential short-term reversal
- Neutral RSI reading, suggesting consolidation rather than clear directional momentum
2-3 sentence investment thesis:
EZPW has shown resilience in recent price action, with low volatility and positive news sentiment supporting the trend. While there are some bearish signals present, the overall technical setup suggests a continuation of this trend, pending any significant market or company-specific developments.
Recent news sentiment impact:
The neutral sentiment from the recent earnings call transcript is not overly bullish or bearish, allowing for a more neutral view on the stock's near-term prospects.
Technical Analysis
Trend Direction:
- Short-term: NEUTRAL
- Medium-term: BULLISH (SMA 50 and Bollinger Bands in alignment)
- Long-term: NEUTRAL
Support/Resistance Levels:
- SMA 20: $17.89
- Upper Bollinger Band: $18.35
- Lower Bollinger Band: $17.42
Momentum Signals:
- RSI (14): 50.66 (neutral)
- MACD: -0.06 / Signal: 0.00 / Histogram: -0.06 (bearish)
- Bollinger Bands: neutral signal, indicating consolidation rather than directional momentum
News & Sentiment Analysis
Recent Headlines Summary: Neutral news sentiment from recent earnings call transcript.
Sentiment Assessment: NEUTRAL
Catalyst Identification: No significant catalysts identified in the near term.
Market Narrative: The market narrative is aligned with the technical signals, suggesting a continuation of the trend pending any significant market or company-specific developments.
Risk & Volatility Assessment
Beta Interpretation: Low volatility relative to market (beta 0.25).
Volatility Regime: Current volatility levels are low compared to historical norms.
Options Market Signals:
- IV Rank: 26.6% (Medium)
- Put/Call Volume Ratio: 1.86 (Bearish sentiment)
Market Context & Positioning
Sector Performance: EZPW is outperforming the broader market sector.
Institutional Activity: Institutional interest is moderate, with no significant buying or selling activity identified.
Correlation Analysis: The stock moves relatively independently of the market (R-squared interpretation).
Key Levels & Action Items
Critical Price Levels:
- SMA 20: $17.89
- Upper Bollinger Band: $18.35
- Lower Bollinger Band: $17.42
Breakout/Breakdown Levels: No significant levels identified.
Time-Sensitive Catalysts: No immediate catalysts identified, but the company's upcoming earnings report may have an impact on the stock's near-term prospects.
Risk Management: A stop-loss level could be set around the lower Bollinger Band ($17.42) to manage risk, pending any significant market or company-specific developments.
Please note that this analysis is based on the specific data provided and should not be taken as personalized investment advice.
Generated
News
All EZPW news →
Earnings History
18 of 20 under expected move
Avg Expected Move
13.64%
Avg Actual Move
4.79%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-02-03 | After-Close | 18.79% | 8.35% | 0.44x | Within |
| 2021-05-05 | After-Close | 44.67% | 12.52% | 0.28x | Within |
| 2021-11-17 | After-Close | 10.22% | 10.86% | 1.06x | Exceeded |
| 2022-02-02 | After-Close | 22.42% | 6.52% | 0.29x | Within |
| 2022-11-16 | After-Close | 11.76% | 3.78% | 0.32x | Within |
| 2023-02-01 | After-Close | 2.33% | 0.00% | 0.00x | Within |
| 2023-05-03 | After-Close | 15.90% | 1.60% | 0.10x | Within |
| 2023-08-02 | After-Close | 13.91% | 6.56% | 0.47x | Within |
| 2023-11-15 | After-Close | 13.47% | 3.37% | 0.25x | Within |
| 2024-01-31 | After-Close | 10.58% | 11.51% | 1.09x | Exceeded |
| 2024-05-01 | After-Close | 12.24% | 4.44% | 0.36x | Within |
| 2024-07-31 | After-Close | 13.92% | 0.67% | 0.05x | Within |
| 2024-11-13 | After-Close | 9.92% | 1.43% | 0.14x | Within |
| 2025-02-05 | After-Close | 8.37% | 0.98% | 0.12x | Within |
| 2025-04-28 | After-Close | 10.12% | 2.27% | 0.22x | Within |
| 2025-07-30 | After-Close | 10.51% | 7.51% | 0.71x | Within |
| 2025-11-13 | Pre-Market | 8.19% | 3.28% | 0.40x | Within |
| 2026-02-04 | After-Close | 12.86% | 4.46% | 0.35x | Within |
| 2026-05-06 | After-Close | 8.30% | 1.67% | 0.20x | Within |
| 2026-08-05 | Pre-Market | 14.35% | 3.94% | 0.27x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
EZPW Options Activity & IV Rank
EZPW IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 54.2%
7-DTE IV: —
Expected Move: $3.43
7-DTE Move: $3.43
Days to Exp: 28 (2026-11-20)
Options Flow
Call Volume: 41
Put Volume: 214
P/C Volume: 5.22
BEARISH
Call OI: 547
Put OI: 384
P/C OI: 0.702
Total OI: 931
ATM Options Pricing
ATM Call: $2.08
ATM Put: $1.35
Call %: 7.4%
Put %: 4.8%
Chain Summary
Chain Volume: 1,116
Chain OI: 8,583
Last Updated: 10/23/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
TYPICAL γ
Estimated net dealer gamma is at the 33rd percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
33%
vs own history
GEX tilt
+0.18
OI-weighted, today
Vanna tilt
+0.65
δ-sensitivity to IV
Charm tilt
-0.50
δ-decay vs time
Vanna tilt +0.65: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.50: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 9 ATM contracts, 2k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
ATM 62.0% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)26.9MediumOct 23
Straddle Price (30 DTE)$3.43Oct 23
Beta Analysis
Risk Metrics
Beta: 1.3215
Alpha: 36.39%
Correlation: 0.3885
R-Squared: 15.1%
Stock Volatility: 43.4%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
High volatility - stock moves more than market
Beta & Alpha Over Time
EZPW Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 83,358,250 (as of 2026-06-30)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
12 filers$19.29M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Jane Street Group, LLC Custodian | $4.44M | 23.03% | 2026-06-30 |
| 2 | Susquehanna International Group, LLP Custodian | $4.28M | 22.20% | 2026-06-30 |
| 3 | Point72 Asset Management, L.P. | $3.63M | 18.81% | 2026-06-30 |
| 4 | Citadel Advisors LLC Custodian | $2.07M | 10.73% | 2026-06-30 |
| 5 | IMC-Chicago, LLC Custodian | $1.03M | 5.32% | 2026-06-30 |
| 6 | SIG BROKERAGE, LP | $881.53K | 4.57% | 2026-06-30 |
| 7 | Walleye Capital LLC | $770.91K | 4.00% | 2026-06-30 |
| 8 | Simplex Trading, LLC Custodian | $746.71K | 3.87% | 2026-06-30 |
| 9 | GROUP ONE TRADING LLC Custodian | $622.26K | 3.23% | 2026-06-30 |
| 10 | Wolverine Trading, LLC Custodian | $469.18K | 2.43% | 2025-09-30 |
| 11 | Walleye Trading LLC | $235.08K | 1.22% | 2026-06-30 |
| 12 | UBS Group AG Custodian | $114.08K | 0.59% | 2026-06-30 |
8 filers$3.68M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Jane Street Group, LLC Custodian | $1.57M | 42.53% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $591.15K | 16.06% | 2026-06-30 |
| 3 | IMC-Chicago, LLC Custodian | $580.78K | 15.77% | 2026-06-30 |
| 4 | Susquehanna International Group, LLP Custodian | $390.64K | 10.61% | 2026-06-30 |
| 5 | Walleye Capital LLC | $297.30K | 8.07% | 2026-06-30 |
| 6 | Wolverine Trading, LLC Custodian | $231.72K | 6.29% | 2025-09-30 |
| 7 | Simplex Trading, LLC Custodian | $13.83K | 0.38% | 2026-06-30 |
| 8 | Walleye Trading LLC | $10.37K | 0.28% | 2026-06-30 |
EZPW Insider Trading (Form 4)
Latest: 2026-08-25Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-25 | Ellen H Bryant | Chief Legal Officer | Sell (S) | −30,000 | $34.77 | -$1.04M | EDGAR |
| 2026-07-09 | Pablo Lagos Espinosa | Director | Sell (S) | −10,000 | $35.54 | -$355.4K | EDGAR |
| 2026-06-08 | Pablo Lagos Espinosa | Director | Sell (S) | −10,000 | $32.00 | -$320.0K | EDGAR |
| 2026-05-21 | Matthew W Appel | Director | Sell (S) | −15,037 | $33.25 | -$500.0K | EDGAR |
| 2026-05-13 | Jason A. Kulas | Director | Sell (S) | −20,000 | $33.56 | -$671.2K | EDGAR |
| 2026-03-30 | Pablo Lagos Espinosa | Director | Award (A) | +6,641 | $25.60 | $170.0K | EDGAR |
| 2026-03-30 | Gary Tillett | Director | Award (A) | +6,641 | $25.60 | $170.0K | EDGAR |
| 2026-03-30 | Jason A. Kulas | Director | Award (A) | +6,641 | $25.60 | $170.0K | EDGAR |
| 2026-03-30 | Matthew W Appel | Director | Award (A) | +6,641 | $25.60 | $170.0K | EDGAR |
| 2026-03-30 | Zena Srivatsa Arnold | Director | Award (A) | +6,641 | $25.60 | $170.0K | EDGAR |
| 2026-03-30 | Jason A. Kulas | Director | Award (A) | +6,641 | $25.60 | $170.0K | EDGAR |
| 2026-03-02 | Sunil Sajnani | Chief Audit/LP Executive | Sell (S) | −18,353 | $26.76 | -$491.1K | EDGAR |
| 2026-02-25 | Gary Tillett | Director | Sell (S) | −10,000 | $25.50 | -$255.0K | EDGAR |
| 2026-02-25 | Gary Tillett | Director | Sell (S) | −10,000 | $25.50 | -$255.0K | EDGAR |
| 2026-02-20 | Pablo Lagos Espinosa | Director | Sell (S) | −20,000 | $25.00 | -$500.0K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
EZPW Insider Holdings
14 insiders · @ $28.16
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Lachlan P Given | Chief Executive Officer | 1,128,600 | $31.78M | $0 | 23 | 2025-11-20 |
| 2 | John Blair Powell Jr. | Chief Operating Officer | 291,505 | $8.21M | -$1.22M | 19 | 2025-11-20 |
| 3 | Gary Tillett | Director | 273,607 | $7.70M | -$760.0K | 12 | 2026-03-30 |
| 4 | Timothy Jugmans | Chief Financial Officer | 238,036 | $6.70M | $0 | 14 | 2025-11-20 |
| 5 | Pablo Lagos Espinosa | Director | 219,818 | $6.19M | -$1.18M | 21 | 2026-07-09 |
| 6 | Jason A. Kulas | Director | 185,673 | $5.23M | -$609.0K | 27 | 2026-05-13 |
| 7 | Zena Srivatsa Arnold | Director | 160,124 | $4.51M | $0 | 9 | 2026-03-30 |
| 8 | Keith John Robertson | Chief Information Officer | 150,526 | $4.24M | $0 | 10 | 2024-11-14 |
| 9 | Lisa Vanroekel | Chief Human Resources Officer | 142,918 | $4.02M | $0 | 11 | 2025-11-20 |
| 10 | Matthew W Appel | Director | 124,975 | $3.52M | -$1.09M | 20 | 2026-05-21 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
EZPW Board & Officers
As of SEC filings through Sep 23, 2026Directors 7
- Pablo Lagos Espinosa · since Oct 1, 2010
- Matthew W Appel · since Jan 12, 2015
- Gary Tillett · since Apr 9, 2019
- Zena Srivatsa Arnold · since May 10, 2019
- Phillip Ean Cohen · since Sep 12, 2019
- Jason A. Kulas · listed since Aug 2020
- Lachlan P Given · listed since Mar 2022
Officers 10
- Lachlan P Given · Chief Executive Officer · listed since Mar 2022
- Timothy Jugmans · Chief Financial Officer · listed since Oct 2021
- John Blair Powell Jr. · Chief Operating Officer · listed since Mar 2022
- Nicole Swies · Chief Revenue Officer · listed since Oct 2022
- Sunil Sajnani · Chief Audit/LP Executive · listed since Oct 2022
- Ellen H Bryant · Chief Legal Officer · listed since Nov 2023
- Lisa Vanroekel · Chief Human Resources Officer · listed since Nov 2023
- Michael James Croney · Chief Accounting Officer · since Feb 10, 2025
- James W. Fugitt · Chief Technology Officer · since Aug 27, 2025
- Lucy Hernandez · Chief Operations Admin Officer · since Sep 16, 2026
Changes in the last 10 years (52)
| Sep 16, 2026 | Lucy Hernandez became Chief Operations Admin Officer |
| Aug 27, 2025 | James W. Fugitt became Chief Technology Officer |
| Feb 10, 2025 | Michael James Croney became Chief Accounting Officer |
| Jan 6, 2025 | The company announced the departure of Robert J Hicks as Chief Accounting Officer in an SEC filing |
| Jan 1, 2025 | Damon Vigiolto became Chief Information Officer |
| Nov 16, 2023 | Lisa Vanroekel listed as Chief Human Resources Officer (previously Chief HR Officer) in SEC filings |
| Nov 16, 2023 | Ellen H Bryant listed as Chief Legal Officer (previously V.P., Deputy General Counsel) in SEC filings |
| Oct 13, 2022 | Sunil Sajnani listed as Chief Audit/LP Executive (previously VP, Chief Audit Executive) in SEC filings |
| Oct 13, 2022 | Nicole Swies listed as Chief Revenue Officer (previously Chief Revenue, Operations Off) in SEC filings |
| Oct 1, 2022 | Ellen H Bryant became V.P., Deputy General Counsel |
| Sep 23, 2022 | The company announced the departure of Francisco Kuthy as President, Latin America Pawn in an SEC filing |
| Mar 8, 2022 | Lachlan P Given listed as Chief Executive Officer (previously Chief M&A and Funding Officer) in SEC filings |
| Mar 8, 2022 | Lachlan P Given first listed as a director in an SEC filing |
| Mar 8, 2022 | John Blair Powell Jr. listed as Chief Operating Officer (previously President, Global Pawn) in SEC filings |
| Jan 12, 2022 | The company announced the departure of Jason A. Kulas as Chief Executive Officer in an SEC filing |
| Dec 2, 2021 | The company announced the departure of Fred E. Herman as Chief Accounting Officer in an SEC filing |
| Dec 1, 2021 | Robert J Hicks became Chief Accounting Officer |
| Oct 14, 2021 | Timothy Jugmans listed as Chief Financial Officer (previously Interim CFO) in SEC filings |
| Oct 14, 2021 | John Blair Powell Jr. listed as President, Global Pawn (previously President, US Pawn) in SEC filings |
| Jan 4, 2021 | Lisa Vanroekel became Chief HR Officer |
| Dec 24, 2020 | Sunil Sajnani became VP, Chief Audit Executive |
| Dec 17, 2020 | John Blair Powell Jr. listed as President, US Pawn (previously Chief Customer Service Officer) in SEC filings |
| Sep 3, 2020 | Timothy Jugmans became Interim CFO |
| Sep 3, 2020 | Nicole Swies became Chief Revenue, Operations Off |
| Aug 5, 2020 | Jason A. Kulas listed as Chief Executive Officer (previously President and CFO) in SEC filings |
| Aug 5, 2020 | Jason A. Kulas first listed as a director in an SEC filing |
| Jul 22, 2020 | Fred E. Herman became Chief Accounting Officer |
| May 5, 2020 | Hugo R. Dooner became a director |
| Mar 9, 2020 | Jason A. Kulas no longer listed as a director in SEC filings |
| Mar 9, 2020 | Jason A. Kulas first listed as President and CFO in an SEC filing |
| Dec 16, 2019 | Francisco Kuthy listed as President, Latin America Pawn (previously General Manager - Empeno Facil) in SEC filings |
| Dec 13, 2019 | Stuart Grimshaw first listed as a director in an SEC filing |
| Dec 13, 2019 | Lachlan P Given no longer listed as a director in SEC filings |
| Dec 13, 2019 | Lachlan P Given first listed as Chief M&A and Funding Officer in an SEC filing |
| Nov 19, 2019 | Keith John Robertson became Chief Information Officer |
| Nov 19, 2019 | John Blair Powell Jr. became Chief Customer Service Officer |
| Sep 12, 2019 | Phillip Ean Cohen became a director |
| Sep 12, 2019 | Phillip Ean Cohen became Executive Chairman |
| May 10, 2019 | Zena Srivatsa Arnold became a director |
| Apr 9, 2019 | Shelaghmichael C. Brown became a director |
| Apr 9, 2019 | Rosa C Zeegers became a director |
| Apr 9, 2019 | Robert W.K. Webb became a director |
| Apr 9, 2019 | Kent V. Stone became a director |
| Apr 9, 2019 | Jason A. Kulas became a director |
| Apr 9, 2019 | Gary Tillett became a director |
| Aug 13, 2018 | Eric Fosse listed as President, US Pawn (previously Pres North American Operations) in SEC filings |
| Dec 14, 2017 | Jacob Gustaf Lennart Wedin listed as Chief Business Development Off (previously Chief Product & Process Office) in SEC filings |
| Dec 14, 2017 | Francisco Kuthy listed as General Manager - Empeno Facil (previously President - Mexico Pawn) in SEC filings |
| Nov 21, 2017 | Thomas H Welch JR listed as Chief Legal Officer (previously Senior Vice President) in SEC filings |
| May 31, 2017 | Mark DeBenedictus became Chief Customer Experience Off |
| May 9, 2017 | Daniel M Chism listed as Chief Financial Officer (previously VP & Chief Accounting Officer) in SEC filings |
| Dec 9, 2016 | Joseph L Rotunda listed as Chief Operating Officer (previously President, North American Pawn) in SEC filings |
Not reported recently (22)
- Damon Vigiolto · Last reported as Chief Information Officer in an SEC filing dated Jan 13, 2025
- Keith John Robertson · Last reported as Chief Information Officer in an SEC filing dated Nov 14, 2024
- Thomas H Welch JR · Last reported as Chief Legal Officer in an SEC filing dated Nov 18, 2022
- Rosa C Zeegers · Last reported as a director in an SEC filing dated Dec 23, 2020
- Shelaghmichael C. Brown · Last reported as a director in an SEC filing dated Dec 23, 2020
- Kent V. Stone · Last reported as a director in an SEC filing dated Dec 23, 2020
- Robert W.K. Webb · Last reported as a director in an SEC filing dated Dec 23, 2020
- Hugo R. Dooner · Last reported as a director in an SEC filing dated Dec 23, 2020
- Jacob Gustaf Lennart Wedin · Last reported as Chief Business Development Off in an SEC filing dated Feb 13, 2020
- David Francis McGuire · Last reported as Deputy CFO; CAO in an SEC filing dated Dec 16, 2019
- Eric Fosse · Last reported as President, US Pawn in an SEC filing dated Dec 13, 2019
- Stuart Grimshaw · Last reported as Chief Executive Officer in an SEC filing dated Dec 13, 2019
- Scott Alomes · Last reported as Chief Human Resources Officer in an SEC filing dated Dec 13, 2019
- Joseph L Rotunda · Last reported as Chief Operating Officer in an SEC filing dated Feb 21, 2019
- Daniel M Chism · Last reported as Chief Financial Officer in an SEC filing dated Dec 12, 2018
- Mark DeBenedictus · Last reported as Chief Customer Experience Off in an SEC filing dated Dec 12, 2018
- Santiago Creel Miranda · Last reported as a director in an SEC filing dated Nov 19, 2018
- Peter Cumins · Last reported as a director in an SEC filing dated Nov 19, 2018
- Thomas Craig Roberts JR · Last reported as a director in an SEC filing dated Dec 14, 2017
- David John Hurrell · Last reported as Chief Information Officer in an SEC filing dated Dec 14, 2017
- Mark Ashby · Last reported as Chief Financial Officer in an SEC filing dated Dec 27, 2016
- Karyn Munsie · Last reported as Chief Mkting & Comm Officer in an SEC filing dated Dec 27, 2016
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
EZPW Proposed Insider Sales (Form 144)
Latest: 2026-08-24
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
1 filing
· $1.0M notice value
· 1 unique filer
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
ELLEN BRYANT (1, $1.0M)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-08-24 | ELLEN BRYANT | Officer | 30,000 | $1.04M | 2026-08-24 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
| 2026-06-05 | Pablo Lagos Espinosa | Director | 20,000 | $643.0K | 2026-06-05 | J.P. Morgan Securities LLC | 10b5-1 | EDGAR |
| 2026-06-04 | NICOLE R SWIES | Officer | 13,500 | $428.4K | 2026-06-04 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
| 2026-05-18 | MATTHEW APPEL | DIRECTOR | 15,037 | $518.8K | 2026-05-18 | MERRILL LYNCH | — | EDGAR |
| 2026-05-12 | Kulas Jason A. | Director | 20,000 | $695.8K | 2026-05-12 | FIDELITY INVESTMENTS | — | EDGAR |
| 2026-02-19 | Pablo Lagos Espinosa | Director | 20,000 | $502.6K | 2026-02-19 | J.P. Morgan Securities LLC | — | EDGAR |
| 2026-02-17 | Gary Tillett | Director | 20,000 | $486.2K | 2026-02-17 | J.P. Morgan Securities LLC | — | EDGAR |
| 2026-02-17 | NICOLE R SWIES | Officer | 24,138 | $597.6K | 2026-02-17 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
| 2025-09-08 | APPEL MATTHEW W | Director | 18,038 | $306.6K | 2025-09-08 | MERRILL LYNCH | 10b5-1 | EDGAR |
| 2024-12-05 | Swies Nicole | Officer | 10,000 | $126.5K | 2024-12-05 | MORGAN STANLEY SMITH BARNEY LLC … | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
77 ETFs hold EZPW
25 shown · $414.70M total exposure · 0.14% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.11% | $115.6M | $103.8B | 2026-10-21 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $53.3M | — | 2026-09-30 |
| 3 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.09% | $26.9M | — | 2026-10-21 |
| 4 | VXF Vanguard Extended Market ETF | Vanguard | 0.02% | $19.6M | — | 2026-09-30 |
| 5 | FESM Fidelity Enhanced Small Cap Core ETF | Fidelity | 0.28% | $18.5M | $6.6B | 2026-10-21 |
| 6 | IJT iShares S&P Small-Cap 600 Growth ETF | iShares (BlackRock) | 0.24% | $18.0M | $7.6B | 2026-10-21 |
| 7 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.11% | $17.7M | $15.8B | 2026-10-21 |
| 8 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.05% | $16.6M | — | 2026-10-21 |
| 9 | XSMO Invesco S&P SmallCap Momentum ETF | Invesco | 0.58% | $16.3M | — | 2026-10-21 |
| 10 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.05% | $13.4M | — | 2026-10-21 |
| 11 | SLYG State Street® SPDR® S&P 600™ Small Cap Growth ETF | SPDR (State Street) | 0.24% | $11.1M | $4.6B | 2026-10-21 |
| 12 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.01% | $9.4M | — | 2026-10-21 |
| 13 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.39% | $9.4M | — | 2026-06-30 |
| 14 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.04% | $8.9M | — | 2026-05-31 |
| 15 | FYC First Trust Small Cap Growth AlphaDEX® Fund | First Trust | 0.57% | $7.7M | $1.3B | 2026-10-21 |
| 16 | FNDA Schwab Fundamental U.S. Small Company ETF | Nport | 0.08% | $6.8M | — | 2026-05-31 |
| 17 | USVM VictoryShares US Small Mid Cap Value Momentum ETF | Nport | 0.39% | $6.8M | — | 2026-06-30 |
| 18 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.09% | $6.8M | — | 2026-10-21 |
| 19 | VIOO Vanguard S&P Small-Cap 600 ETF | Vanguard | 0.10% | $6.2M | — | 2026-09-30 |
| 20 | BRNY Burney U.S. Factor Rotation ETF | Nport | 0.93% | $5.1M | — | 2026-04-30 |
| 21 | FFSM Fidelity Fundamental Small-Mid Cap ETF | Nport | 0.31% | $4.6M | — | 2026-07-31 |
| 22 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.14% | $4.5M | $3.1B | 2026-10-21 |
| 23 | XSVM Invesco S&P SmallCap Value with Momentum ETF | Invesco | 0.74% | $4.3M | — | 2026-10-21 |
| 24 | FYX First Trust Small Cap Core AlphaDEX® Fund | First Trust | 0.28% | $3.8M | $1.4B | 2026-10-21 |
| 25 | FSMD Fidelity Small-Mid Multifactor ETF | Fidelity | 0.14% | $3.6M | $2.5B | 2026-10-21 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
14.22
TTM Diluted EPS
$1.98
TTM Revenue
$1.58B
TTM Net Income
$158.31M
TTM Op. Cash Flow
$181.64M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q3 '26 | 2026-06-30 | $418.75M | $38.20M | $0.48 | $42.78M |
| Q2 '26 | 2026-03-31 | $446.88M | $49.10M | $0.61 | $48.46M |
| Q1 '26 | 2025-12-31 | $382.02M | $44.30M | $0.55 | $39.15M |
| Q4 '25 | 2025-09-30 | $336.81M | $26.70M | $0.34 | $51.26M |
| Q3 '25 | 2025-06-30 | $310.98M | $26.50M | $0.34 | $34.80M |
| Q2 '25 | 2025-03-31 | $306.32M | $25.39M | $0.33 | $36.94M |
| Q1 '25 | 2024-12-31 | $320.17M | $31.02M | $0.40 | $25.99M |
| Q4 '24 | 2024-09-30 | $294.55M | $15.20M | $0.21 | $43.34M |
| Q3 '24 | 2024-06-30 | $281.42M | $17.95M | $0.25 | $33.72M |
| Q2 '24 | 2024-03-31 | $285.64M | $21.48M | $0.29 | $15.07M |
| Q1 '24 | 2023-12-31 | $299.99M | $28.47M | $0.36 | $21.48M |
| Q4 '23 | 2023-09-30 | $270.48M | $10.25M | $0.15 | $27.52M |
Q3 2026 • period ending 2026-06-30 • filed 2026-08-05
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
14.24
P/B
2.01
P/S
1.48
EV/EBITDA
9.94
EV/Sales
1.62
ROE
13.6%
ROA
7.3%
Div Yield
0.00%
FCF Yield
7.73%
Debt/Equity
0.44
Current Ratio
—
Market Cap
$2.35B
as of 2026-10-23
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
12.34M
SI % of Float
23.48%
Days to Cover
16.94
Short Vol Ratio
68.9%
Free Float
52.55M
Float %
89.9%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-08-07