PNFP Pinnacle Financial Partners, Inc.
XNYS
98.21
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
PNFP
$98.21
—
Key stats
$98.21
- 52-Week Range
- $81.08 – $110.33
- YTD
- +3.27%
- IV Rank (30D)
- 69.23
- Straddle Price
- $6.90
- P/C Vol Ratio
- 0.53
- Market Cap
- $14.4B
- Open
- $96.00
- Day Range
- $94.46 – $98.70
- Volume
- 2,348,333
- Prev Close
- $95.29
Fair Value
MODEL: NEUTRAL
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.15% |
| Beta vs SPY | 1.05 |
| Cost of Equity (CAPM) | 10.93% (VRP-adj) |
| WACC | 10.94% |
| Volatility Risk Premium | +37.5pp (IV − HV30), ERP adj +50bps |
| Effective Tax Rate | 21.0% |
| Rev. Growth (YoY, DCF input) | +3.0% |
| DCF Horizon | 5 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.03 (applied to P/E, EV/EBITDA, P/S) |
| Quality Score | 0/6 — cyclical/struggling (5y DCF) |
| SMA 50 | $98.16 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $94.57 |
| Bollinger Width / SMA20 | 5.6% (drives anchor stability) |
| Net Debt | $0.0B |
Peers used for multiples: BAC, FITB, MS, MTB, PNC, RF, TFC, USB
60-Day Conviction
21%
20-Day Fair Value
≈ by Nov 20, 2026
$98.01
α -0.2%
rank 8%
conviction
14%
40-Day Fair Value
≈ by Dec 21, 2026
$98.95
α +0.8%
rank 12%
conviction
23%
60-Day Fair Value
≈ by Jan 19, 2027
$98.76
α +0.6%
rank 10%
conviction
21%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | n/a | 0% | |
| DDM (Gordon) | $22.60 | 0% | |
| Peer P/E | n/a | 0% | median 11.4× · 8 peers |
| Peer EV/EBITDA | n/a | 0% | median 17.2× · 8 peers |
| Peer P/B | n/a | 0% | median 1.3× · 8 peers |
| Peer P/S | n/a | 0% | median 2.3× · 8 peers |
| Market Anchor (SMA50) | $98.16 | 68% | stability 100% (BB-width) |
| Options Expected (B-L 30d) | $98.98 | 32% | 19 strikes · skew +1.10 |
As of 2026-10-22 · updated
Related
About
- Industry (SIC)
- NATIONAL COMMERCIAL BANKS (6021) · industry map
- Exchange
- XNYS
- Market Cap
- $14.4B
- Employees
- 3,709
- List Date
- 2000-08-22
- CIK
- 0002082866
- Headquarters
- Atlanta, GA
- Homepage
- https://www.pnfp.com
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loa…
Summary
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composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 7.96% | -0.93% | 10.41% | 0.91% | 9.91% | -0.01% | 4.71% |
| Feb | 17.25% | 3.70% | -5.79% | 0.17% | -6.22% | -7.51% | 0.27% |
| Mar | 7.52% | -3.07% | -25.31% | 6.16% | -5.05% | -7.05% | -4.47% |
| Apr | -3.02% | -14.87% | 0.41% | -8.21% | -4.31% | 12.62% | -2.90% |
| May | 3.52% | 3.94% | -8.24% | 1.61% | 3.64% | -0.91% | 0.59% |
| Jun | -4.02% | -9.68% | 12.38% | 3.84% | 3.76% | 5.51% | 1.97% |
| Jul | 0.34% | 7.08% | 32.00% | 21.65% | -23.08% | 3.58% | 6.93% |
| Aug | 8.87% | 1.25% | -10.85% | 7.93% | 12.88% | -7.04% | 2.17% |
| Sep | -1.56% | 1.81% | -2.73% | -0.20% | -3.78% | -3.52% | -1.66% |
| Oct | 0.50% | -0.65% | -4.34% | 13.16% | -8.68% | 3.78%* | 0.63% |
| Nov | -4.45% | 0.70% | 15.39% | 21.47% | 6.97% | -- | 8.02% |
| Dec | 1.51% | -12.36% | 13.46% | -8.60% | 2.31% | -- | -0.74% |
| Total | 37.47% | -22.98% | 15.32% | 71.09% | -15.91% | -2.42% | 13.76% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $94.57
SMA 50: $98.16
SMA 200: $96.56
Current: $98.21
EMA 12: $95.06
EMA 26: $95.66
MACD: -0.6021 | Signal: 0.5360
BEARISH
ADX (14): 23.48
WEAK TREND
+DI: 30.22
−DI: 20.88
Momentum Oscillators
RSI (14): 58.51
NEUTRAL
Stoch %K: 63.96
Stoch %D: 53.12
Williams %R: -6.89
Volume & Volatility
BB Upper: $97.09
BB Lower: $92.06
OVERBOUGHT
OBV: 34,357,783
Vol SMA 20: 1,117,345
Vol ROC: 65.39%
ATR: $2.39
True Range: $4.24
HV 20: 22.1%
HV 30: 22.2%
HV 60: 22.0%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-23T00:00:00 – 2026-10-21T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary
Overall Assessment: NEUTRAL (Confidence Level: 6/10)
Key Drivers:
- Technical signals indicate a range-bound market with no clear trend
- Recent news headlines have been mixed, with some positive and some negative sentiment
- Volatility is moderate, indicating a stable stock price
Primary Risks:
- Negative earnings surprise or guidance could lead to a sell-off
- Regulatory changes or investigations could impact the company's reputation and stock price
- Economic uncertainty could lead to a market correction, affecting PNFP's stock performance
Investment Thesis:
PNFP's recent performance is driven by its stable dividend yield and moderate volatility. The company's range-bound technical signals suggest that investors should focus on managing risk rather than seeking significant returns.
Recent News Sentiment Impact:
The mixed news sentiment has not significantly impacted the stock price, as the recent headlines have been mostly neutral or mildly positive.
Technical Analysis
Trend Direction: RANGE-BOUND (Short-term), NEUTRAL (Medium-term), BEARISH (Long-term)
Support/Resistance Levels:
- SMA 20: $102.76
- SMA 50: $102.36
- Upper Bollinger Band: $108.55
Momentum Signals:
- RSI (14): 46.81 (neutral)
- MACD: -0.86 / Signal: -0.36 / Histogram: -0.50 (bearish)
Volume Analysis:
- Volume SMA 20: 879589.91
- On-Balance Volume (OBV): 32276913.38
News & Sentiment Analysis
Recent Headlines Summary:
The recent news headlines have been mixed, with some positive and some negative sentiment. The INVESTIGATION NOTICE has had a NEGATIVE impact on the stock price, while the other headlines have been mostly POSITIVE or NEUTRAL.
Sentiment Assessment: MIXED (Positive/Negative/Neutral)
Catalyst Identification:
- No significant catalysts identified
Market Narrative:
The recent news sentiment aligns with the technical signals, indicating a range-bound market. The mixed sentiment suggests that investors should focus on managing risk rather than seeking significant returns.
Risk & Volatility Assessment
Beta Interpretation: LOW RISK (beta < 1)
Volatility Regime: MODERATE VOLATILITY
Options Market Signals:
- IV Rank: 1.8% (Low - shows if volatility is historically high/low)
- Current IV: 48.8%
- Expected Move: $7.40 (42 DTE), 7-DTE: $3.58
- Volume Flow: 25 calls vs 53 puts
Market Context & Positioning
Sector Performance:
PNFP's performance is slightly below its sector average.
Institutional Activity:
The volume patterns suggest institutional interest in the stock, with a slight bias towards selling.
Correlation Analysis:
The stock's correlation with the market (R-squared) is moderate at 0.38.
Relative Valuation:
PNFP is positioned within a trading range, suggesting that investors should focus on managing risk rather than seeking significant returns.
Key Levels & Action Items
Critical Price Levels:
- SMA 20: $102.76
- SMA 50: $102.36
Breakout/Breakdown Levels:
- Upper Bollinger Band: $108.55
Time-Sensitive Catalysts:
No significant earnings dates or product launches announced.
Risk Management:
Stop-loss levels and position sizing considerations should be based on the range-bound technical signals, with a focus on managing risk rather than seeking significant returns.
Generated
News
All PNFP news →
Earnings History
2 of 3 under expected move
Avg Expected Move
6.14%
Avg Actual Move
3.37%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2026-01-21 | After-Close | 3.29% | 4.10% | 1.25x | Exceeded |
| 2026-04-22 | After-Close | 7.26% | 3.50% | 0.48x | Within |
| 2026-07-22 | After-Close | 7.88% | 2.52% | 0.32x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
PNFP Options Activity & IV Rank
PNFP IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 31.0%
7-DTE IV: —
Expected Move: $6.90
7-DTE Move: $6.90
Days to Exp: 30 (2026-11-20)
Options Flow
Call Volume: 508
Put Volume: 267
P/C Volume: 0.526
BULLISH
Call OI: 806
Put OI: 384
P/C OI: 0.476
Total OI: 1,190
ATM Options Pricing
ATM Call: $2.65
ATM Put: $4.25
Call %: 2.7%
Put %: 4.3%
Chain Summary
Chain Volume: 1,590
Chain OI: 2,766
Last Updated: 10/21/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
TYPICAL γ
Estimated net dealer gamma is at the 60th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
60%
vs own history
GEX tilt
+0.65
OI-weighted, today
Vanna tilt
+0.71
δ-sensitivity to IV
Charm tilt
-0.77
δ-decay vs time
Vanna tilt +0.71: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.77: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 16 ATM contracts, 1k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
as of Oct 21 · No data
30 DTE / 10d
—
—
pts
EXTREME
as of Oct 21 · ATM 29.6% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)69.2MediumOct 21
Straddle Price (30 DTE)$6.90Oct 21
Beta Analysis
Risk Metrics
Beta: 0.7411
Alpha: 2.94%
Correlation: 0.3550
R-Squared: 12.6%
Stock Volatility: 26.5%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own PNFP
6 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Millennium Management Hedge fund Izzy Englander | $105.8M | #315 of 3716 | +31.4% | 13F | |
| Citadel Hedge fund Ken Griffin | $105.7M | #389 of 6285 | -67.9% | 13F | |
| Point72 Hedge fund Steve Cohen | $54.0M | #309 of 1945 | -71.0% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $36.3M | #450 of 3138 | +90.6% | 13F | |
| Soros Fund Management Family office George Soros, Robert Soros, Jonathan Soros | $5.0M | #163 of 251 | new | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $927K | #1749 of 4729 | -10.3% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
PNFP Institutional Ownership (13F)
Latest filings — 2026-09-30Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
4 filers$16.49M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $11.03M | 66.85% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $2.83M | 17.19% | 2026-06-30 |
| 3 | Jane Street Group, LLC Custodian | $2.57M | 15.60% | 2026-06-30 |
| 4 | NBZ Investment Advisors LLC | $60.53K | 0.37% | 2026-06-30 |
3 filers$5.55M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $3.52M | 63.48% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $1.11M | 19.97% | 2026-06-30 |
| 3 | Jane Street Group, LLC Custodian | $918.01K | 16.55% | 2026-06-30 |
PNFP Insider Trading (Form 4)
Latest: 2026-09-11Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-09-11 | Gregory G Montana | Director | Buy (P) | +500 | $98.61 | $49.3K | EDGAR |
| 2026-09-11 | Andrew J. Gregory Jr. | Chief Financial Officer | Gift (G) | −8,000 | — | EDGAR | |
| 2026-09-02 | Kevin S. Blair | Chief Executive Officer | Buy (P) | +2,565 | $97.48 | $250.0K | EDGAR |
| 2026-08-17 | M Terry Turner | Director | Sell (S) | −174,491 | $108.07 | -$18.86M | EDGAR |
| 2026-08-10 | M Terry Turner | Director | Sell (S) | −2,737 | $108.01 | -$295.6K | EDGAR |
| 2026-08-03 | Abney S Boxley III | Director | Other (J) | 13,087 (reclass) | — | EDGAR | |
| 2026-07-24 | Robert A McCabe Jr | Chief Banking Officer | Buy (P) | +10,013 | $99.90 | $1.00M | EDGAR |
| 2026-05-28 | Robert A McCabe Jr | Chief Banking Officer | Gift (G) | −775 | — | EDGAR | |
| 2026-05-22 | Teresa L White | Director | Award (A) | +1,490 | $97.33 | $145.0K | EDGAR |
| 2026-05-22 | G Kennedy Thompson | Director | Award (A) | +1,490 | $97.33 | $145.0K | EDGAR |
| 2026-05-22 | Gregory G Montana | Director | Award (A) | +1,490 | $97.33 | $145.0K | EDGAR |
| 2026-05-22 | Pedro P. Cherry | Director | Award (A) | +1,490 | $97.33 | $145.0K | EDGAR |
| 2026-05-22 | Gregory L Burns | Director | Award (A) | +1,490 | $97.33 | $145.0K | EDGAR |
| 2026-05-22 | David B Ingram | Director | Award (A) | +1,490 | $97.33 | $145.0K | EDGAR |
| 2026-05-22 | Tim E Bentsen | Director | Award (A) | +1,490 | $97.33 | $145.0K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
PNFP Insider Holdings
25 insiders · @ $98.21
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | M Terry Turner | CEO | 369,013 | $36.24M | -$35.87M | 80 | 2026-08-17 |
| 2 | Robert A McCabe Jr | Chief Banking Officer | 334,233 | $32.83M | -$13.39M | 96 | 2026-07-24 |
| 3 | David B Ingram | Director | 199,728 | $19.62M | $3.17M | 11 | 2026-05-22 |
| 4 | Kevin S. Blair | Chief Executive Officer | 152,397 | $14.97M | $250.0K | 3 | 2026-09-02 |
| 5 | G Kennedy Thompson | Director | 54,862 | $5.39M | $574.1K | 9 | 2026-05-22 |
| 6 | Allan E Kamensky | Chief Legal Officer | 51,606 | $5.07M | $0 | 2 | 2026-02-18 |
| 7 | Andrew J. Gregory Jr. | Chief Financial Officer | 40,742 | $4.00M | $94.5K | 5 | 2026-09-11 |
| 8 | Daniel Zachary Bishop | Chief Operating Officer | 33,186 | $3.26M | $0 | 3 | 2026-04-01 |
| 9 | Abney S Boxley III | Director | 27,264 | $2.68M | $0 | 7 | 2026-08-03 |
| 10 | Shellie Creson | Chief Risk Officer | 24,036 | $2.36M | $0 | 3 | 2026-04-01 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
PNFP Board & Officers
As of SEC filings through Sep 11, 2026Directors 15
- Barry L. Storey · since Jan 1, 2026
- Gregory G Montana · since Jan 1, 2026
- John H. Irby · since Jan 1, 2026
- Kevin S. Blair · since Jan 1, 2026
- Pedro P. Cherry · since Jan 1, 2026
- Teresa L White · since Jan 1, 2026
- Tim E Bentsen · since Jan 1, 2026
- Abney S Boxley III · listed since Jan 2026
- David B Ingram · listed since Jan 2026
- Decosta Jenkins · listed since Jan 2026
- G Kennedy Thompson · listed since Jan 2026
- Gregory L Burns · listed since Jan 2026
- M Terry Turner · listed since Jan 2026
- Robert A McCabe Jr · listed since Jan 2026
- Thomas C Farnsworth III · listed since Jan 2026
Officers 10
- Kevin S. Blair · Chief Executive Officer · since Jan 1, 2026
- Andrew J. Gregory Jr. · Chief Financial Officer · since Jan 1, 2026
- Daniel Zachary Bishop · Chief Operating Officer · since Jan 1, 2026
- Allan E Kamensky · Chief Legal Officer · since Jan 1, 2026
- Jennifer Spinks Upshaw · Chief Administrative Officer · since Jan 1, 2026
- Jill K Hurley · Chief Accounting Officer · since Jan 1, 2026
- Shellie Creson · Chief Risk Officer · since Jan 1, 2026
- Charissa D Sumerlin · Chief Credit Officer · listed since Jan 2026
- Dana M. Sanders · Chief Audit Executive · listed since Jan 2026
- Robert A McCabe Jr · Chief Banking Officer · listed since Jan 2026
Changes in the last 10 years (53)
| Jan 5, 2026 | Thomas C Farnsworth III first listed as a director in an SEC filing |
| Jan 5, 2026 | Robert A McCabe Jr first listed as a director in an SEC filing |
| Jan 5, 2026 | Robert A McCabe Jr first listed as Chief Banking Officer in an SEC filing |
| Jan 5, 2026 | M Terry Turner first listed as a director in an SEC filing |
| Jan 5, 2026 | Gregory L Burns first listed as a director in an SEC filing |
| Jan 5, 2026 | G Kennedy Thompson first listed as a director in an SEC filing |
| Jan 5, 2026 | Decosta Jenkins first listed as a director in an SEC filing |
| Jan 5, 2026 | David B Ingram first listed as a director in an SEC filing |
| Jan 5, 2026 | Dana M. Sanders listed as Chief Audit Executive (previously Principal Accounting Officer) in SEC filings (predecessor company) |
| Jan 5, 2026 | Charissa D Sumerlin first listed as Chief Credit Officer in an SEC filing |
| Jan 5, 2026 | Abney S Boxley III first listed as a director in an SEC filing |
| Jan 2, 2026 | Thomas C Farnsworth III reported in an SEC filing no longer being a director |
| Jan 2, 2026 | Robert A McCabe Jr reported in an SEC filing no longer being a director |
| Jan 2, 2026 | Robert A McCabe Jr reported in an SEC filing no longer being Chairman |
| Jan 2, 2026 | Richard D Callicutt II reported in an SEC filing no longer being a director |
| Jan 2, 2026 | Richard D Callicutt II reported in an SEC filing no longer being Chairman-Carolinas & Virginia |
| Jan 2, 2026 | Renda J Burkhart reported in an SEC filing no longer being a director |
| Jan 2, 2026 | M Terry Turner reported in an SEC filing no longer being a director |
| Jan 2, 2026 | M Terry Turner reported in an SEC filing no longer being CEO |
| Jan 2, 2026 | Harold R Carpenter reported in an SEC filing no longer being EVP & CFO |
| Jan 2, 2026 | Gregory L Burns reported in an SEC filing no longer being a director |
| Jan 2, 2026 | Glenda Baskin Glover reported in an SEC filing no longer being a director |
| Jan 2, 2026 | G Kennedy Thompson reported in an SEC filing no longer being a director |
| Jan 2, 2026 | Decosta Jenkins reported in an SEC filing no longer being a director |
| Jan 2, 2026 | David B Ingram reported in an SEC filing no longer being a director |
| Jan 2, 2026 | Charles E Brock reported in an SEC filing no longer being a director |
| Jan 2, 2026 | Charissa D Sumerlin reported in an SEC filing no longer being EVP and Chief Credit Officer |
| Jan 2, 2026 | Abney S Boxley III reported in an SEC filing no longer being a director |
| Jan 1, 2026 | Tim E Bentsen became a director |
| Jan 1, 2026 | Teresa L White became a director |
| Jan 1, 2026 | Shellie Creson became Chief Risk Officer |
| Jan 1, 2026 | Pedro P. Cherry became a director |
| Jan 1, 2026 | Kevin S. Blair became a director |
| Jan 1, 2026 | Kevin S. Blair became Chief Executive Officer |
| Jan 1, 2026 | John H. Irby became a director |
| Jan 1, 2026 | Jill K Hurley became Chief Accounting Officer |
| Jan 1, 2026 | Jennifer Spinks Upshaw became Chief Administrative Officer |
| Jan 1, 2026 | Gregory G Montana became a director |
| Jan 1, 2026 | Daniel Zachary Bishop became Chief Operating Officer |
| Jan 1, 2026 | Barry L. Storey became a director |
| Jan 1, 2026 | Andrew J. Gregory Jr. became Chief Financial Officer |
| Jan 1, 2026 | Allan E Kamensky became Chief Legal Officer |
| Jul 16, 2024 | Charissa D Sumerlin became EVP and Chief Credit Officer (predecessor company) |
| Apr 4, 2023 | Hugh M Queener reported in an SEC filing no longer being CAO |
| Mar 1, 2021 | Decosta Jenkins became a director (predecessor company) |
| Jan 21, 2020 | Timothy Howard Huestis became Chief Credit Officer (predecessor company) |
| Sep 26, 2019 | Ronald L Samuel no longer listed as Vice Chairman in SEC filings |
| Apr 16, 2019 | Dana M. Sanders became Principal Accounting Officer (predecessor company) |
| Jun 16, 2017 | Thomas R Sloan became a director (predecessor company) |
| Jun 16, 2017 | Richard D Callicutt II became a director (predecessor company) |
| Jun 16, 2017 | Richard D Callicutt II became Chairman-Carolinas & Virginia (predecessor company) |
| Jun 16, 2017 | G Kennedy Thompson became a director (predecessor company) |
| Jun 16, 2017 | Abney S Boxley III became a director (predecessor company) |
Not reported recently (13)
- Joseph C Galante · Last reported as a director in an SEC filing dated Apr 23, 2024
- J. Harvey White · Last reported as Chief Credit Officer in an SEC filing dated Mar 29, 2024
- Reese L Smith III · Last reported as a director in an SEC filing dated Mar 2, 2023
- Marty G Dickens · Last reported as a director in an SEC filing dated Mar 2, 2023
- Timothy Howard Huestis · Last reported as Chief Credit Officer in an SEC filing dated Mar 2, 2023
- Ronald L Samuel · Last reported as a director in an SEC filing dated Mar 3, 2022
- Gary L Scott · Last reported as a director in an SEC filing dated Mar 11, 2021
- Thomas R Sloan · Last reported as a director in an SEC filing dated Mar 2, 2020
- Ed C Loughry Jr · Last reported as a director in an SEC filing dated Mar 8, 2018
- Welch Collen Conway · Last reported as a director in an SEC filing dated Mar 2, 2017
- William H Huddleston IV · Last reported as a director in an SEC filing dated Mar 2, 2017
- Harold G Bone · Last reported as a director in an SEC filing dated Mar 2, 2017
- William Francis Hagerty · Last reported as a director in an SEC filing dated Mar 2, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
PNFP Proposed Insider Sales (Form 144)
Latest: 2026-08-17
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
4 filings
· $19.2M notice value
· 1 unique filer
· 100% under 10b5-1 plans
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
TURNER M TERRY (4, $19.2M)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-08-17 | TURNER M TERRY | Director | 54,107 | $5.85M | 2026-08-17 | Raymond James & Associates, Inc. | 10b5-1 | EDGAR |
| 2026-08-14 | TURNER M TERRY | Director | 66,783 | $7.21M | 2026-08-14 | Raymond James & Associates, Inc. | 10b5-1 | EDGAR |
| 2026-08-14 | TURNER M TERRY | Director | 53,601 | $5.79M | 2026-08-13 | Raymond James & Associates, Inc. | 10b5-1 | EDGAR |
| 2026-08-06 | TURNER M TERRY | Director | 2,737 | $295.6K | 2026-08-06 | Raymond James & Associates, Inc. | 10b5-1 | EDGAR |
| 2026-02-12 | Weislogel Katherine | Former Officer | 4,800 | $455.3K | 2026-02-12 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-02-10 | Weislogel Katherine | Former Officer | 9,721 | $985.8K | 2026-02-10 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-02-02 | AKINS D WAYNE JR | Officer | 8,000 | $770.7K | 2026-02-02 | Fidelity Brokerage Services LLC | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-05-22
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
| Filing Date | Accession | Link |
|---|---|---|
| 2026-05-22 | 0002082866-26-000056 | EDGAR |
| 2026-05-19 | 0001628280-26-036507 | EDGAR |
| 2026-05-14 | 0001628280-26-035160 | EDGAR |
| 2026-05-12 | 0002082866-26-000047 | EDGAR |
| 2026-04-22 | 0002082866-26-000039 | EDGAR |
| 2026-03-02 | 0002082866-26-000020 | EDGAR |
| 2026-01-21 | 0002082866-26-000008 | EDGAR |
| 2026-01-15 | 0002082866-26-000004 | EDGAR |
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
| Filing Date | Accession | Link |
|---|---|---|
| 2026-03-02 | 0002082866-26-000018 | EDGAR |
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
| Filing Date | Accession | Link |
|---|---|---|
| 2026-05-06 | 0002082866-26-000043 | EDGAR |
ETF Holders
158 ETFs hold PNFP
25 shown · $2.71B total exposure · 0.29% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJH iShares Core S&P Mid-Cap ETF | iShares (BlackRock) | 0.42% | $513.6M | $123.0B | 2026-10-20 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.02% | $427.7M | — | 2026-09-30 |
| 3 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.17% | $302.5M | — | 2026-09-30 |
| 4 | VXF Vanguard Extended Market ETF | Vanguard | 0.17% | $158.5M | — | 2026-09-30 |
| 5 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.37% | $114.7M | — | 2026-10-20 |
| 6 | MDY State Street® SPDR® S&P MIDCAP 400® ETF Trust | SPDR (State Street) | 0.42% | $107.4M | $25.8B | 2026-10-20 |
| 7 | VBR Vanguard Morningstar Small-Cap Value ETF | Vanguard | 0.15% | $98.4M | — | 2026-09-30 |
| 8 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.36% | $97.2M | — | 2026-10-20 |
| 9 | KBWB Invesco KBW Bank ETF | Nport | 1.77% | $94.2M | — | 2026-05-31 |
| 10 | VBK Vanguard Morningstar Small-Cap Growth ETF | Vanguard | 0.19% | $84.0M | — | 2026-09-30 |
| 11 | SPMD State Street® SPDR® Portfolio S&P 400™ Mid Cap ETF | SPDR (State Street) | 0.42% | $77.3M | $18.4B | 2026-10-20 |
| 12 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.22% | $73.5M | — | 2026-10-20 |
| 13 | IJJ iShares S&P Mid-Cap 400 Value ETF | iShares (BlackRock) | 0.85% | $72.9M | $8.5B | 2026-10-20 |
| 14 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.31% | $70.8M | — | 2026-05-31 |
| 15 | IWR iShares Russell Mid-Cap ETF | iShares (BlackRock) | 0.10% | $59.6M | $57.3B | 2026-10-20 |
| 16 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.07% | $59.1M | — | 2026-10-20 |
| 17 | VYM Vanguard High Dividend Yield ETF | Vanguard | 0.06% | $56.8M | — | 2026-09-30 |
| 18 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 1.11% | $44.0M | $4.0B | 2026-10-20 |
| 19 | SCHM Schwab U.S. Mid-Cap ETF | Nport | 0.27% | $39.8M | — | 2026-05-31 |
| 20 | FMDE Fidelity Enhanced Mid Cap Core ETF | Fidelity | 0.37% | $31.9M | $8.5B | 2026-10-20 |
| 21 | IWD iShares Russell 1000 Value ETF | iShares (BlackRock) | 0.04% | $29.8M | $84.5B | 2026-10-20 |
| 22 | IVOO Vanguard S&P Mid-Cap 400 ETF | Vanguard | 0.41% | $23.5M | — | 2026-09-30 |
| 23 | MDYV State Street® SPDR® S&P 400™ Mid Cap Value ETF | SPDR (State Street) | 0.85% | $23.5M | $2.8B | 2026-10-20 |
| 24 | VFH Vanguard Financials ETF | Vanguard | 0.17% | $23.4M | — | 2026-09-30 |
| 25 | SDVY First Trust SMID Cap Rising Dividend Achievers ETF | First Trust | 0.21% | $23.1M | $11.1B | 2026-10-20 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
—
TTM Diluted EPS
—
TTM Revenue
—
TTM Net Income
—
TTM Op. Cash Flow
—
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
5.66M
SI % of Float
3.88%
Days to Cover
4.87
Short Vol Ratio
50.7%
Free Float
145.89M
Float %
96.6%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-08-24