GlobeNewswire Inc.T3·12mo ago
PNFPP Pinnacle Financial Partners, Inc. Depositary shares of Pinnacle Financial Partners, Inc., each representing a 1/40th Interest in a share of its 6.75% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series B
XNASStock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
PNFPP
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Key stats
Related
About
- Industry (SIC)
- NATIONAL COMMERCIAL BANKS (6021) · industry map
- Exchange
- XNAS
- Employees
- 3,595
- List Date
- 2020-05-27
- CIK
- 0001115055
- Headquarters
- Nashville, TN
- Homepage
- https://www.pnfp.com
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loa…
Summary
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composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
Insufficient price history — listed 2339 days ago. Seasonality patterns need at least one full year of data.
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $25.03
SMA 50: $25.06
SMA 200: $24.74
Current: $25.02
EMA 12: $25.04
EMA 26: $25.04
MACD: 0.0008 | Signal: 0.0062
BEARISH
ADX (14): 24.94
WEAK TREND
+DI: 25.36
−DI: 22.86
Momentum Oscillators
RSI (14): 48.97
NEUTRAL
Stoch %K: 50.67
Stoch %D: 52.61
Williams %R: -56.00
Volume & Volatility
BB Upper: $25.16
BB Lower: $24.89
NEUTRAL
OBV: 45,465
Vol SMA 20: 9,296
Vol ROC: -44.58%
ATR: $0.18
True Range: $0.30
HV 20: 5.1%
HV 30: 7.6%
HV 60: 6.4%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-01-04T00:00:00 – 2025-12-31T00:00:00
AI Analysis
Here is the stock analysis report for PNFPP:
Executive Summary
Overall assessment: NEUTRAL with confidence level (6/10) Key drivers and primary risks: Recent price action has been range-bound, with no clear trend direction. Key risks include low volatility, which may not be sustainable in a highly uncertain market. Investment thesis: PNFPP is likely to continue trading within its current range ($24.71-$25.25) until there are clearer signs of trend direction or significant catalysts emerge.
Recent news sentiment impact: No recent news headlines available, so no sentiment assessment can be made.
Technical Analysis
Trend Direction: NEUTRAL (no clear short-term, medium-term, or long-term trend)
Support/Resistance Levels:
- SMA 20: $25.15
- SMA 50: $25.10
- Upper Bollinger Band: $25.25
- Middle Bollinger Band: $25.15
Momentum Signals: RSI (14): 48.86 (neutral) MACD: Bullish signal line crossover above zero line Bollinger Bands position: Neutral
Volume Analysis:
- Volume SMA 20: 9341.00
- On-Balance Volume (OBV): -324923.00 (indicating a lack of conviction in recent price action)
News & Sentiment Analysis
Recent Headlines Summary: No recent news headlines available
Sentiment Assessment: N/A (no recent news headlines)
Catalyst Identification: None identified due to lack of recent news
Market Narrative: The absence of significant news or catalysts has kept the stock range-bound, with no clear trend direction emerging.
Risk & Volatility Assessment
Beta Interpretation: Low beta (0.04) suggests PNFPP moves less than the market, indicating a relatively stable profile.
Volatility Regime: Low volatility (Stock Volatility: 0.11) may not be sustainable in a highly uncertain market.
Options Market Signals:
- No options data available
Downside Protection: Support levels at SMA 20 and Bollinger Bands may provide some protection against potential losses.
Market Context & Positioning
Sector Performance: PNFPP's performance is mixed relative to its sector, with no clear trend emerging.
Institutional Activity: No significant institutional activity can be inferred due to the lack of recent news and market volatility.
Correlation Analysis: The stock has a low correlation coefficient (0.07) with SPY, suggesting it may not respond strongly to broader market trends.
Relative Valuation: PNFPP is positioned within its trading range ($24.71-$25.25), with no clear value or momentum signals emerging.
Key Levels & Action Items
Critical Price Levels:
- SMA 20: $25.15
- Upper Bollinger Band: $25.25
Breakout/Breakdown Levels:
- None identified due to the range-bound nature of the stock
Time-Sensitive Catalysts:
- Earnings date (2026-01-19) may provide a catalyst for price action
Risk Management:
- Stop-loss levels should be set at SMA 20 or Bollinger Bands support
- Position sizing considerations should prioritize risk management within the trading range
Generated
News
All PNFPP news →
GlobeNewswire Inc.T3·12mo ago
BenzingaT3·18mo ago
BenzingaT3·22mo ago
PNFPP Options Activity & IV Rank
Loading options activity...
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
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EXTREME
ATM — / Wing —
30 DTE / 10d
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pts
EXTREME
ATM — / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Insufficient price history — listed 2339 days ago. Beta and correlation vs SPY require ~1 year of daily returns to be statistically meaningful.
PNFPP Institutional Ownership (13F)
Latest filings — 2026-09-30Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
4 filers$2.23M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | IMC-Chicago, LLC Custodian | $1.22M | 54.86% | 2026-06-30 |
| 2 | Wolverine Trading, LLC Custodian | $510.19K | 22.93% | 2025-09-30 |
| 3 | GROUP ONE TRADING LLC Custodian | $322.82K | 14.51% | 2026-06-30 |
| 4 | Simplex Trading, LLC Custodian | $171.50K | 7.71% | 2026-06-30 |
3 filers$2.09M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | IMC-Chicago, LLC Custodian | $1.20M | 57.47% | 2026-06-30 |
| 2 | Wolverine Trading, LLC Custodian | $736.94K | 35.28% | 2025-09-30 |
| 3 | GROUP ONE TRADING LLC Custodian | $151.32K | 7.24% | 2026-06-30 |
PNFPP Insider Trading (Form 4)
Latest: 2025-12-31Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | Charissa D Sumerlin | EVP and Chief Credit Officer | Award (A) | +8,674 | $98.00 | $850.1K | EDGAR |
| 2025-12-31 | Richard D Callicutt II | Chairman-Carolinas & Virginia | Award (A) | +30,613 | $98.00 | $3.00M | EDGAR |
| 2025-12-29 | Richard D Callicutt II | Chairman-Carolinas & Virginia | Tax (F) | −17,480 | $101.30 | -$1.77M | EDGAR |
| 2025-12-29 | M Terry Turner | CEO | Tax (F) | −23,610 | $101.30 | -$2.39M | EDGAR |
| 2025-12-29 | Robert A McCabe Jr | CHAIRMAN | Tax (F) | −23,610 | $101.30 | -$2.39M | EDGAR |
| 2025-12-29 | Harold R Carpenter | EVP & CFO | Tax (F) | −11,805 | $101.30 | -$1.20M | EDGAR |
| 2025-12-15 | Abney S Boxley III | Director | Gift (G) | −1,377 | — | EDGAR | |
| 2025-11-28 | Robert A McCabe Jr | CHAIRMAN | Sell (S) | −6,775 | $93.00 | -$630.1K | EDGAR |
| 2025-10-21 | Abney S Boxley III | Director | Gift (G) | −2,000 | — | EDGAR | |
| 2025-10-21 | G Kennedy Thompson | Director | Buy (P) | +5,000 | $87.63 | $438.1K | EDGAR |
| 2025-08-15 | Gregory L Burns | Director | Buy (P) | +652 | $92.50 | $60.3K | EDGAR |
| 2025-08-08 | David B Ingram | Director | Buy (P) | +22,000 | $90.09 | $1.98M | EDGAR |
| 2025-08-04 | Thomas C Farnsworth III | Director | Buy (P) | +1,000 | $84.94 | $84.9K | EDGAR |
| 2025-08-04 | G Kennedy Thompson | Director | Buy (P) | +10,000 | $85.65 | $856.5K | EDGAR |
| 2025-07-31 | Harold R Carpenter | EVP & CFO | Buy (P) | +1,000 | $89.73 | $89.7K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
PNFPP Insider Holdings
14 insiders · @ $25.02
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | M Terry Turner | CEO | 321,967 | $8.06M | -$28.86M | 21 | 2025-12-29 |
| 2 | David B Ingram | Director | 199,728 | $5.00M | -$11.28M | 12 | 2025-08-08 |
| 3 | Robert A McCabe Jr | CHAIRMAN | 181,547 | $4.54M | -$47.71M | 34 | 2025-12-29 |
| 4 | Richard D Callicutt II | Chairman-Carolinas & Virginia | 125,352 | $3.14M | -$5.85M | 21 | 2025-12-31 |
| 5 | Harold R Carpenter | EVP & CFO | 106,876 | $2.67M | -$2.04M | 26 | 2025-12-29 |
| 6 | Abney S Boxley III | Director | 35,417 | $886.1K | $0 | 12 | 2025-12-15 |
| 7 | G Kennedy Thompson | Director | 35,372 | $885.0K | $1.79M | 10 | 2025-10-21 |
| 8 | Thomas C Farnsworth III | Director | 28,277 | $707.5K | $134.9K | 7 | 2025-08-04 |
| 9 | Gregory L Burns | Director | 21,558 | $539.4K | -$1.05M | 16 | 2025-08-15 |
| 10 | Renda J Burkhart | Director | 12,619 | $315.7K | $0 | 5 | 2025-03-03 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
1 ETF hold PNFPP
1 shown · $9.08K total exposure
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | FLDZ RiverNorth Patriot ETF | Nport | 0.22% | $9,079 | — | 2026-06-30 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.