Pinnacle Financial Partners, Inc. Depositary shares of Pinnacle Financial Partners, Inc., each representing a 1/40th Interest in a share of its 6.75% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series B(PNFPP)

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

PNFPP
Snapshot
Info
Industry (SIC)
NATIONAL COMMERCIAL BANKS (6021)
Exchange
XNAS

Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loa…

Summary
composite
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
Insufficient price history — listed 2249 days ago. Seasonality patterns need at least one full year of data.
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators
SMA 20: $25.03
SMA 50: $25.06
SMA 200: $24.74
Current: $25.02
EMA 12: $25.04
EMA 26: $25.04
MACD: 0.0008 | Signal: 0.0062
BEARISH
ADX (14): 24.94
WEAK TREND
+DI: 25.36
−DI: 22.86
Momentum Oscillators
RSI (14): 48.97
NEUTRAL
Stoch %K: 50.67
Stoch %D: 52.61
Williams %R: -56.00
Volume & Volatility
BB Upper: $25.16
BB Lower: $24.89
NEUTRAL
OBV: 45,465
Vol SMA 20: 9,296
Vol ROC: -44.58%
ATR: $0.18
True Range: $0.30
HV 20: 5.1%
HV 30: 7.6%
HV 60: 6.4%

Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-01-04T00:00:00 – 2025-12-31T00:00:00
AI Analysis

Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

News
Options Activity
Loading options activity...
Spread Scanner GPU

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
pts EXTREME
ATM — / Wing —
30 DTE / 10d
pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Insufficient price history — listed 2249 days ago. Beta and correlation vs SPY require ~1 year of daily returns to be statistically meaningful.
Institutional Ownership (13F)
Latest filings — 2026-03-31

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

52 filers20,376,873 shares$1.92B value
# Filer Shares Value % of Total % of Float Period
1 VANGUARD GROUP INC Custodian 14,003,256 $1.34B 69.49% 2025-12-31
2 MORGAN STANLEY Custodian 2,950,844 $281.54M 14.64% 2025-12-31
3 PINNACLE FINANCIAL PARTNERS INC 1,336,182 $125.32M 6.52% 2025-09-30
4 Vinva Investment Management Ltd 840,126 $71.37M 3.71% 2026-03-31
5 Point72 Europe (London) LLP 381,600 $35.79M 1.86% 2025-09-30
6 Cubist Systematic Strategies, LLC 192,328 $18.04M 0.94% 2025-09-30
7 Sage Mountain Advisors LLC 72,408 $6.91M 0.36% 2025-12-31
8 Corient Private Wealth LLC 79,704 $6.87M 0.36% 2026-03-31
9 BROOKS, MOORE & ASSOCIATES, INC. 59,230 $5.10M 0.27% 2026-03-31
10 COMERICA BANK Custodian 51,834 $4.95M 0.26% 2025-12-31
11 Universal- Beteiligungs- und Servicegesellschaft mbH 42,734 $4.08M 0.21% 2025-12-31
12 MANNING & NAPIER ADVISORS LLC 35,101 $3.81M 0.20% 2026-03-31
13 VIRGINIA RETIREMENT SYSTEMS ET Al 24,500 $2.34M 0.12% 2025-12-31
14 DANSKE BANK A/S 16,332 $1.73M 0.09% 2025-03-31
15 RiverFront Investment Group, LLC 16,774 $1.60M 0.08% 2025-12-31
16 Ashton Thomas Private Wealth, LLC 14,988 $1.43M 0.07% 2025-12-31
17 BAILARD, INC. 14,092 $1.34M 0.07% 2025-12-31
18 SIGNATUREFD, LLC 13,432 $1.16M 0.06% 2026-03-31
19 Councilmark Asset Management, LLC 12,280 $1.06M 0.06% 2026-03-31
20 Parcion Private Wealth LLC 11,864 $1.02M 0.05% 2026-03-31
21 De Lisle Partners LLP 11,748 $1.01M 0.05% 2026-03-31
22 CIBC WORLD MARKETS CORP 10,428 $994.94K 0.05% 2025-12-31
23 PAX Financial Group, LLC 11,404 $982.36K 0.05% 2026-03-31
24 Reliant Investment Partners, LLC 8,600 $820.53K 0.04% 2025-12-31
25 Capital Investment Counsel, Inc 9,518 $819.88K 0.04% 2026-03-31
4 filers$1.66M notional
# Filer Notional Value % of Total Period
1 IMC-Chicago, LLC Custodian $826.94K 49.94% 2026-03-31
2 WOLVERINE TRADING, LLC Custodian $510.19K 30.81% 2025-09-30
3 GROUP ONE TRADING LLC Custodian $241.19K 14.57% 2026-03-31
4 SIMPLEX TRADING, LLC Custodian $77.53K 4.68% 2026-03-31
4 filers$1.97M notional
# Filer Notional Value % of Total Period
1 IMC-Chicago, LLC Custodian $990.61K 50.19% 2026-03-31
2 WOLVERINE TRADING, LLC Custodian $736.94K 37.34% 2025-09-30
3 GROUP ONE TRADING LLC Custodian $129.21K 6.55% 2026-03-31
4 SIMPLEX TRADING, LLC Custodian $116.90K 5.92% 2026-03-31
Insider Activity
Latest: 2025-12-31
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2025-12-31 Charissa D Sumerlin EVP and Chief Credit Officer Award (A) +8,674 $98.00 $850.1K EDGAR
2025-12-31 RICHARD D II CALLICUTT Chairman-Carolinas & Virginia Award (A) +30,613 $98.00 $3.00M EDGAR
2025-12-29 RICHARD D II CALLICUTT Chairman-Carolinas & Virginia Tax (F) −17,480 $101.30 -$1.77M EDGAR
2025-12-29 M TERRY TURNER CEO Tax (F) −23,610 $101.30 -$2.39M EDGAR
2025-12-29 ROBERT A JR MCCABE CHAIRMAN Tax (F) −23,610 $101.30 -$2.39M EDGAR
2025-12-29 HAROLD R CARPENTER EVP & CFO Tax (F) −11,805 $101.30 -$1.20M EDGAR
2025-12-15 ABNEY S III BOXLEY Director Gift (G) −1,377 EDGAR
2025-11-28 ROBERT A JR MCCABE CHAIRMAN Sell (S) −6,775 $93.00 -$630.1K EDGAR
2025-10-21 ABNEY S III BOXLEY Director Gift (G) −2,000 EDGAR
2025-10-21 G KENNEDY THOMPSON Director Buy (P) +5,000 $87.63 $438.1K EDGAR
2025-08-15 GREGORY L BURNS Director Buy (P) +652 $92.50 $60.3K EDGAR
2025-08-08 DAVID B INGRAM Director Buy (P) +22,000 $90.09 $1.98M EDGAR
2025-08-04 Thomas C III Farnsworth Director Buy (P) +1,000 $84.94 $84.9K EDGAR
2025-08-04 G KENNEDY THOMPSON Director Buy (P) +10,000 $85.65 $856.5K EDGAR
2025-07-31 HAROLD R CARPENTER EVP & CFO Buy (P) +1,000 $89.73 $89.7K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
Insider Holdings
22 insiders · @ $25.02
Officers, directors, and 10%+ owners ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 M TERRY TURNER CEO 321,967 $8.06M -$28.86M 21 2025-12-29
2 HUGH M QUEENER CAO 210,060 $5.26M -$11.45M 19 2023-04-04
3 DAVID B INGRAM Director 199,728 $5.00M -$11.28M 12 2025-08-08
4 ROBERT A JR MCCABE CHAIRMAN 181,547 $4.54M -$47.71M 34 2025-12-29
5 RICHARD D II CALLICUTT Chairman-Carolinas & Virginia 125,352 $3.14M -$5.85M 21 2025-12-31
6 HAROLD R CARPENTER EVP & CFO 106,876 $2.67M -$2.04M 26 2025-12-29
7 REESE L III SMITH Director 65,941 $1.65M -$90.1K 5 2023-03-02
8 J. Harvey White Chief Credit Officer 52,308 $1.31M -$11.9K 4 2024-03-29
9 ABNEY S III BOXLEY Director 35,417 $886.1K $0 12 2025-12-15
10 G KENNEDY THOMPSON Director 35,372 $885.0K $1.79M 10 2025-10-21
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.