QCRH QCR Holdings Inc

XNAS 103.86 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

QCRH $103.86 —
Key stats
$103.86
52-Week Range
$71.69 – $108.11
YTD
+26.44%
IV Rank (30D)
27.41
Straddle Price
$5.67
P/C Vol Ratio
0.00
Market Cap
$1.7B
Open
$102.21
Day Range
$102.01 – $104.02
Volume
87,035
Prev Close
$103.04
Fair Value
+50.0% vs price

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.12%
Beta vs SPY0.81
Cost of Equity (CAPM)9.19% (VRP-adj)
WACC8.53%
Volatility Risk Premium+23.1pp (IV − HV30)
Effective Tax Rate6.4%
Rev. Growth (YoY, DCF input)+24.4%
DCF Horizon12 years explicit + fade
Forward Tilt (NTM/TTM)×1.10 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.8B
Return on Equity (TTM)12.3%
Book / Price63.5% — banking bias active (P/B is primary)
Bank Quality Adj×1.19 (target ROE vs peer median)
Gross Margin (TTM)61.2%
FCF Margin (TTM)131.6%
Debt / Equity0.48
Quality Score4/6 — high quality (12y DCF)
SMA 50$100.56 (Market Anchor value)
SMA 20 / Bollinger Mid$99.04
Bollinger Width / SMA205.8% (drives anchor stability)
Net Debt$0.5B
Market Cap$2B
Peers used for multiples: FRME, ONB, PFS, SFNC, SSB, WSBC, WSFS, WTFC
Blended Fair Value
$815.10
Deviation
+50.0%
MethodImplied PriceWeightDetail
DCF $3254.45 23%
DDM (Gordon) n/a 0%
Peer P/E $106.39 7% median 10.9× · 7 peers
Peer EV/EBITDA n/a 0% median 11.5× · 7 peers
Peer P/B $68.69 10% median 1.1× · 8 peers
Peer P/S $108.20 3% median 2.3× · 8 peers
Market Anchor (SMA50) $100.56 45% stability 100% (BB-width)
Options Expected (B-L 30d) $103.60 11% 10 strikes · skew -0.92
As of 2026-10-23 · updated
About
Industry (SIC)
STATE COMMERCIAL BANKS (6022) · industry map
Exchange
XNAS
Market Cap
$1.7B
Employees
1,039
List Date
1993-10-06
CIK
0000906465
Headquarters
Moline, IL
Homepage
https://www.qcrh.com

QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan-0.74%1.44%6.33%-0.07%-1.90%9.89%2.49%
Feb3.53%-1.57%1.00%-1.16%-1.06%-6.33%-0.93%
Mar8.28%5.05%-17.63%6.96%-4.96%-2.89%-0.86%
Apr0.50%-3.50%-6.27%-7.04%-9.55%4.40%-3.58%
May-1.93%3.55%-5.42%0.50%3.33%1.41%0.24%
Jun-1.05%-2.62%5.72%6.78%2.07%7.87%3.13%
Jul0.39%8.13%20.57%29.60%0.91%4.05%10.61%
Aug6.96%-4.77%1.25%4.95%11.96%-4.72%2.61%
Sep-0.41%-7.03%-9.46%-3.42%-3.45%-1.14%-4.15%
Oct6.30%-2.52%-1.64%8.76%-2.39%4.57%*2.18%
Nov-5.70%4.65%4.37%17.53%8.43%--5.86%
Dec3.47%-4.81%11.50%-12.18%0.35%---0.33%
Total20.36%-5.12%4.89%55.41%1.95%17.00%15.75%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $99.18
SMA 50: $100.51
SMA 200: $94.03
Current: $103.81
EMA 12: $100.06
EMA 26: $99.83
MACD: 0.2327 | Signal: 0.6434
BEARISH
ADX (14): 18.57
RANGE
+DI: 33.61
−DI: 19.39

Momentum Oscillators

RSI (14): 64.03
NEUTRAL
Stoch %K: 80.55
Stoch %D: 61.40
Williams %R: -2.60

Volume & Volatility

BB Upper: $102.62
BB Lower: $95.75
OVERBOUGHT
OBV: 2,177,590
Vol SMA 20: 125,860
Vol ROC: -25.07%
ATR: $2.34
True Range: $2.01
HV 20: 22.3%
HV 30: 19.5%
HV 60: 17.7%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis

LLM Stock Analysis Report

SYMBOL: QCRH

Executive Summary

Overall Assessment: NEUTRAL (confidence level: 7/10)

Key Drivers and Primary Risks:

  • Positive news sentiment from dividend announcements
  • Low volatility, indicating a stable market environment
  • Bullish MACD signal, suggesting potential uptrend continuation

Recent News Sentiment Impact: The positive news headlines related to cash dividend announcements have contributed to the overall bullish tone.

Technical Analysis

Trend Direction: Medium-term (1-3 months) uptrend

Support/Resistance Levels:

  • Upper Bollinger Band: $106.91
  • Middle Line (SMA 50): $100.58
  • Lower Bollinger Band: $97.86

Momentum Signals: RSI (14): 55.29 (neutral) MACD: 0.01 / Signal: -0.13 / Histogram: 0.14 (bullish)

News & Sentiment Analysis

Recent Headlines Summary: Cash dividend announcements with a positive sentiment.

Sentiment Assessment: POSITIVE

Catalyst Identification: None recently reported; focus on medium-term uptrend continuation.

Market Narrative: The positive news headlines have reinforced the bullish MACD signal, suggesting potential continued growth in the near term.

Risk & Volatility Assessment

Beta Interpretation: 0.61 (Low volatility relative to market)

Volatility Regime: Low volatility regime (-74.35% volume rate of change)

Options Market Signals: IV Rank: 12.8% (Low) Current IV: 48.2% Expected Move: $6.93 (42 DTE), 7-DTE: $4.70 Volume Flow: 30 calls vs 5 puts Open Interest: 118 calls vs 5 puts Put/Call Volume Ratio: 0.17 (Bullish sentiment) Put/Call OI Ratio: 0.04

Downside Protection: Support levels are established at $97.86 and $100.58, with potential for further consolidation.

Market Context & Positioning

Sector Performance: QCRH is performing similarly to its peers in the same sector (Financials).

Institutional Activity: Volume patterns suggest institutional interest, but no significant buying or selling pressure.

Correlation Analysis: QCRH has a low correlation with the broader market (R-squared interpretation: 0.32), indicating a relatively independent performance.

Relative Valuation: QCRH is positioned within its trading range, with potential for further growth in the medium term.

Key Levels & Action Items

Critical Price Levels: $97.86, $100.58, and $106.91 (Bollinger Bands)

Breakout/Breakdown Levels: None imminent; focus on consolidation and potential uptrend continuation.

Time-Sensitive Catalysts: Earnings dates not available; dividend announcements have recently driven price action.

Risk Management: Stop-loss levels should be set at the lower Bollinger Band ($97.86) to limit potential losses in case of a decline. Position sizing considerations suggest caution, with a focus on managing risk rather than aggressive growth.

Generated
News
All QCRH news →
Earnings History
14 of 15 under expected move
Avg Expected Move
7.90%
Avg Actual Move
2.11%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2021-07-26 After-Close 1.17% 1.42% 1.21x Exceeded
2023-07-26 After-Close 7.98% 3.70% 0.46x Within
2023-10-25 After-Close 11.36% 2.37% 0.21x Within
2024-01-23 After-Close 10.16% 6.73% 0.66x Within
2024-04-23 After-Close 8.22% 0.36% 0.04x Within
2024-07-24 Pre-Market 8.26% 2.44% 0.30x Within
2024-10-23 After-Close 8.01% 0.14% 0.02x Within
2025-01-22 After-Close 8.40% 1.99% 0.24x Within
2025-04-22 unknown 8.43% 1.81% 0.21x Within
2025-07-23 After-Close 6.64% 1.21% 0.18x Within
2025-10-22 After-Close 9.16% 3.18% 0.35x Within
2026-01-27 After-Close 6.86% 1.54% 0.22x Within
2026-04-22 Pre-Market 7.57% 1.61% 0.21x Within
2026-07-22 After-Close 8.52% 1.18% 0.14x Within
2026-10-20 Pre-Market 7.80% 1.96% 0.25x Within

Earnings calendar: this week’s reports with expected vs actual moves →

QCRH Options Activity & IV Rank

QCRH IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 25.5%
7-DTE IV: —
Expected Move: $5.67
7-DTE Move: $5.67
Days to Exp: 28 (2026-11-20)

Options Flow

Call Volume: 61
Put Volume: 0
P/C Volume: —
BULLISH
Call OI: 107
Put OI: 0
P/C OI: —
Total OI: 107

ATM Options Pricing

ATM Call: $2.55
ATM Put: $3.12
Call %: 2.5%
Put %: 3.0%

Chain Summary

Chain Volume: 114
Chain OI: 198
Last Updated: 10/23/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
TYPICAL γ

Estimated net dealer gamma is at the 59th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
59%
vs own history
GEX tilt
+1.00
OI-weighted, today
Vanna tilt
-0.70
δ-sensitivity to IV
Charm tilt
+0.82
δ-decay vs time
Vanna tilt -0.70: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt +0.82: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably as time passes and options approach expiry.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 6 ATM contracts, 0k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
No data
30 DTE / 10d —
— pts EXTREME
ATM 24.0% / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)27.4MediumOct 23
Straddle Price (30 DTE)$5.67Oct 23
Beta Analysis

Risk Metrics

Beta: 0.4728
Alpha: 30.57%
Correlation: 0.2668
R-Squared: 7.1%
Stock Volatility: 22.6%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own QCRH
5 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Renaissance Technologies Hedge fund
Jim Simons
$18.0M
0.02%
#759 of 3138-9.7%13F
Citadel Hedge fund
Ken Griffin
$9.1M
0.01%
#1653 of 6285+533.7%13F
Millennium Management Hedge fund
Izzy Englander
$6.6M
0.00%
#1873 of 3716+160.8%13F
Point72 Hedge fund
Steve Cohen
$1.2M
0.00%
#1437 of 1945-39.6%13F
Rockefeller Capital Management Family office
Rockefeller family
$14K
0.00%
#3862 of 4729-53.0%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

QCRH Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 17,002,418 (as of 2025-12-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

228 filers13,718,051 shares$1.32B value80.68% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 1,494,502 $145.49M 11.03% 8.79% 2026-06-30
2 Dimensional Fund Advisors LP Custodian 945,891 $92.08M 6.98% 5.56% 2026-06-30
3 FMR LLC Custodian 915,872 $89.16M 6.76% 5.39% 2026-06-30
4 Vanguard Group Inc Custodian 953,777 $79.45M 6.02% 5.61% 2025-12-31
5 Vanguard Capital Management LLC 710,757 $69.19M 5.24% 4.18% 2026-06-30
6 State Street Corp 565,893 $55.13M 4.18% 3.33% 2026-06-30
7 KENNEDY CAPITAL MANAGEMENT LLC 565,484 $55.05M 4.17% 3.33% 2026-06-30
8 Geode Capital Management, LLC Custodian 440,660 $42.91M 3.25% 2.59% 2026-06-30
9 ENDEAVOUR CAPITAL ADVISORS INC 390,758 $38.04M 2.88% 2.30% 2026-06-30
10 Victory Capital Management Inc. 378,112 $36.81M 2.79% 2.22% 2026-06-30
11 American Century Companies, Inc. 370,147 $36.03M 2.73% 2.18% 2026-06-30
12 Schroder Investment Management Group 290,304 $28.05M 2.13% 1.71% 2026-06-30
13 Wellington Management Group LLP Custodian 284,295 $27.68M 2.10% 1.67% 2026-06-30
14 JPMorgan Chase & Co Custodian 279,062 $26.97M 2.04% 1.64% 2026-06-30
15 FULLER & THALER ASSET MANAGEMENT, INC. 246,312 $23.98M 1.82% 1.45% 2026-06-30
16 Qube Research & Technologies Ltd 212,146 $20.65M 1.57% 1.25% 2026-06-30
17 The Manufacturers Life Insurance Company 203,734 $19.83M 1.50% 1.20% 2026-06-30
18 RENAISSANCE TECHNOLOGIES LLC 185,172 $18.03M 1.37% 1.09% 2026-06-30
19 SILVERCREST ASSET MANAGEMENT GROUP LLC 181,185 $17.64M 1.34% 1.07% 2026-06-30
20 Northern Trust Corp Custodian 173,774 $16.92M 1.28% 1.02% 2026-06-30
21 BRIDGEWAY CAPITAL MANAGEMENT, LLC 154,340 $15.02M 1.14% 0.91% 2026-06-30
22 Vanguard Portfolio Management LLC 147,520 $14.36M 1.09% 0.87% 2026-06-30
23 Charles Schwab Investment Management, Inc. 138,179 $13.45M 1.02% 0.81% 2026-06-30
24 Two Sigma Investments, LP Custodian 116,041 $11.30M 0.86% 0.68% 2026-06-30
25 Goldman Sachs Group Inc Custodian 110,124 $10.72M 0.81% 0.65% 2026-06-30
1 filers$1.21M notional
# Filer Notional Value % of Total Period
1 Susquehanna International Group, LLP Custodian $1.21M 100.00% 2026-06-30
# Filer Notional Value % of Total Period

QCRH Insider Trading (Form 4)

Latest: 2026-08-05
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-08-05 Reba K Winter EVP, COO Grant (A) +1,160 RSU — EDGAR
2026-08-05 Reba K Winter EVP, COO Exer (M) +1,208 $62.53 $75.5K EDGAR
2026-06-10 Amy L Reasner Director Buy (P) +60 $90.25 $5.4K EDGAR
2026-06-10 Laura L Ekizian President & CEO, QCBT Mixed — $69.98 -$37.5K EDGAR
2026-06-08 James D. Klein President, CRBT Sell (S) −428 $60.74 -$26.0K EDGAR
2026-06-05 James D. Klein President, CRBT Exer (M) +94 $66.52 $6.3K EDGAR
2026-06-03 Nicole A Lee EVP, Chief HR Officer Exer (M) +234 $38.81 $9.1K EDGAR
2026-04-24 Amy L Reasner Director Buy (P) +100 $88.35 $8.8K EDGAR
2026-04-08 James Matthew Field Director Award (A) +387 $87.99 $34.1K EDGAR
2026-03-12 James D. Klein President, CRBT Sell (S) −554 $82.50 -$45.7K EDGAR
2026-03-04 Monte C McNew President & CEO, GBank Exer (M) +128 $75.04 $9.6K EDGAR
2026-03-04 Todd A Gipple President & CFO Exer (M) — — EDGAR
2026-03-04 James D. Klein President, CRBT Exer (M) +116 $75.04 $8.7K EDGAR
2026-03-04 Kurt A Gibson CEO, CSB Exer (M) +114 $75.04 $8.6K EDGAR
2026-03-04 Nicole A Lee EVP, Chief HR Officer Exer (M) +146 $75.04 $11.0K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

QCRH Insider Holdings

21 insiders · @ $103.81
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Larry J Helling CEO, QCRH & CRBT 60,515 $6.28M $154.4K 69 2025-04-28
2 Marie Z. Ziegler Director 51,341 $5.33M $279.4K 64 2026-03-03
3 Todd A Gipple President & CFO 45,609 $4.73M -$1.70M 54 2026-03-04
4 Brent R Cobb Director 43,297 $4.49M $662.4K 8 2026-03-03
5 Donna J. Sorensen Director 37,159 $3.86M $0 19 2025-03-04
6 Mark C Kilmer Director 28,950 $3.01M $289.0K 39 2026-03-03
7 Laura L Ekizian President & CEO, QCBT 16,012 $1.66M -$177.9K 5 2026-06-10
8 James R Batten Director 15,590 $1.62M $0 2 2026-03-03
9 James Matthew Field Director 15,105 $1.57M $0 1 2026-04-08
10 James M. Field Director 13,717 $1.42M $224.5K 11 2025-03-04
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

QCRH Board & Officers

As of SEC filings through Aug 5, 2026

Directors 11

Officers 9

Changes in the last 10 years (37)
Apr 8, 2026James Matthew Field first on file as a director
Jun 10, 2025Laura L Ekizian became President & CEO, QCBT
May 23, 2025Brittany N Whitfield became Cheif Accounting Officer
Mar 4, 2025Monte C McNew listed as President & CEO, GBank (previously President & CEO, SFC) in SEC filings
Mar 4, 2025Kurt A Gibson listed as CEO, Csb (previously President/CEO CSB) in SEC filings
Feb 24, 2025The company announced the departure of Larry J Helling from the board in an SEC filing
Feb 24, 2025The company announced the departure of Larry J Helling as CEO, Qcrh & Crbt in an SEC filing
Feb 20, 2025The company announced the departure of Todd A Gipple from the board in an SEC filing
Feb 20, 2025The company announced the departure of Todd A Gipple from the board in an SEC filing
Feb 20, 2025James D. Klein became President, CRBT
Jan 29, 2025Todd A Gipple listed as President & CFO (previously President, CFO, COO) in SEC filings
Jan 29, 2025Todd A Gipple first listed as a director in an SEC filing
Sep 20, 2024James R Batten became a director
Sep 20, 2024Amy L Reasner became a director
Jul 27, 2023Reba K Winter became EVP, COO
Jul 27, 2023Nicole A Lee became EVP, Chief HR Officer
Apr 5, 2022John F Griesemer first on file as a director
Mar 31, 2022Monte C McNew became President & CEO, SFC
Feb 17, 2022The company announced the departure of Dana L Nichols as EVP, Chief Lending Officer in an SEC filing
Feb 12, 2021Robert C Fulp reported in an SEC filing no longer being Chief Exec Officer, SFC Bank
Not reported recently (15)
  • Donna J. Sorensen · Last reported as a director in an SEC filing dated Mar 4, 2025
  • John H Anderson · Last reported as CEO Qcbt in an SEC filing dated Mar 5, 2024
  • Anne E Howard · Last reported as SVP, Dir Of Human Resources in an SEC filing dated Mar 3, 2023
  • Patrick Baird · Last reported as a director in an SEC filing dated Mar 3, 2022
  • Timothy B O'Reilly · Last reported as a director in an SEC filing dated Mar 3, 2021
  • Michael Lawrence Peterson · Last reported as a director in an SEC filing dated Mar 4, 2020
  • George T Ralph III · Last reported as a director in an SEC filing dated Mar 4, 2020
  • Douglas M Hultquist · Last reported as a director in an SEC filing dated Mar 12, 2019
  • Thomas D Budd · Last reported as President/CEO RB&T in an SEC filing dated Mar 12, 2019
  • Linda K Neuman · Last reported as a director in an SEC filing dated Mar 5, 2019
  • Elizabeth A Grabin · Last reported as 1st VP Dir of Financial Report in an SEC filing dated Mar 5, 2019
  • Christopher J Lindell · Last reported as EVP, Corp Comm/Inv Relations in an SEC filing dated Mar 5, 2019
  • Cathie Whiteside · Last reported as EVP, Corp Strat, HR & Branding in an SEC filing dated Aug 7, 2017
  • Ronald Peterson · Last reported as a director in an SEC filing dated Mar 3, 2017
  • James J Brownson · Last reported as a director in an SEC filing dated Mar 3, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

QCRH Proposed Insider Sales (Form 144)

Latest: 2024-11-06
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2024-11-06 Winter Reba K Officer 4,270 $382.4K 2024-11-06 Morgan Stanley Smith Barney LLC … — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
68 ETFs hold QCRH
25 shown · $303.28M total exposure · 0.06% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $49.5M — 2026-09-30
2 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.06% $41.9M $74.2B 2026-10-21
3 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.11% $35.9M $31.5B 2026-10-21
4 DFAT Dimensional US Targeted Value ETF Dimensional 0.08% $25.8M — 2026-10-21
5 VXF Vanguard Extended Market ETF Vanguard 0.02% $18.0M — 2026-09-30
6 KRE State Street® SPDR® S&P® Regional Banking ETF SPDR (State Street) 0.42% $17.7M $4.2B 2026-10-21
7 DFSV Dimensional US Small Cap Value ETF Dimensional 0.06% $16.1M — 2026-10-21
8 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.11% $15.2M $13.9B 2026-10-21
9 DFAS Dimensional US Small Cap ETF Dimensional 0.04% $14.5M — 2026-10-21
10 VTWO Vanguard Russell 2000 ETF Vanguard 0.05% $9.3M — 2026-09-30
11 DFMC Dimensional US Micro Cap ETF Dimensional 0.11% $8.1M — 2026-10-21
12 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.01% $7.5M — 2026-10-21
13 BSVO EA Bridgeway Omni Small-Cap Value ETF Nport 0.31% $7.5M — 2026-06-30
14 SCHA Schwab U.S. Small-Cap ETF Nport 0.03% $7.4M — 2026-05-31
15 IWC iShares Micro-Cap ETF iShares (BlackRock) 0.40% $4.9M $1.2B 2026-10-21
16 DCOR Dimensional US Core Equity 1 ETF Dimensional 0.01% $3.5M — 2026-10-21
17 AVSC Avantis U.S. Small Cap Equity ETF Avantis 0.10% $3.0M $3.1B 2026-10-21
18 FSMD Fidelity Small-Mid Multifactor ETF Fidelity 0.12% $2.9M $2.5B 2026-10-21
19 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.00% $2.7M $96.2B 2026-10-21
20 VFH Vanguard Financials ETF Vanguard 0.02% $2.6M — 2026-09-30
21 FYX First Trust Small Cap Core AlphaDEX® Fund First Trust 0.19% $2.6M $1.4B 2026-10-21
22 PSC Principal U.S. Small-Cap ETF Nport 0.09% $2.1M — 2026-06-30
23 DXUV Dimensional US Vector Equity ETF Dimensional 0.02% $1.5M — 2026-10-21
24 PRFZ Invesco RAFI US 1500 Small-Mid ETF Nport 0.05% $1.5M — 2026-07-31
25 DES WisdomTree U.S. SmallCap Dividend Fund Nport 0.07% $1.5M — 2026-06-30
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
13.84
TTM Diluted EPS
$7.50
TTM Revenue
$603.75M
TTM Net Income
$127.19M
TTM Op. Cash Flow
$421.54M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q4 '252025-12-31$166.16M$35.66M$2.11$335.41M
Q3 '252025-09-30$161.67M$36.71M$2.16$47.46M
Q2 '252025-06-30$142.36M$29.02M$1.71$42.23M
Q1 '252025-03-31$133.56M$25.80M$1.52$-3.55M
Q4 '242024-12-31$152.27M$30.23M$1.77$177.33M
Q3 '242024-09-30$152.58M$27.79M$1.64$238.12M
Q2 '242024-06-30$150.63M$29.11M$1.72$26.34M
Q1 '242024-03-31$141.91M$26.73M$1.58$2.74M
Q4 '232023-12-31$159.98M$32.85M$1.94$290.97M
Q3 '232023-09-30$135.16M$25.12M$1.49$24.89M
Q2 '232023-06-30$130.90M$28.43M$1.69$38.69M
Q1 '232023-03-31$120.06M$27.16M$1.60$21.76M
Q4 2025 • period ending 2025-12-31 • filed 2026-02-27
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
13.84
P/B
1.59
P/S
2.92
EV/EBITDA
16.08
EV/Sales
3.67
ROE
11.4%
ROA
1.3%
Div Yield
0.29%
FCF Yield
23.89%
Debt/Equity
0.48
Current Ratio
—
Market Cap
$1.76B
as of 2026-10-23
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
551.77K
SI % of Float
3.48%
Days to Cover
5.02
Short Vol Ratio
51.6%
Free Float
15.86M
Float %
96.9%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-09-22