Franklin Financial Services Corporation Common Stock(FRAF)

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.

FRAF iron condor setups FRAF expected move FRAF IV rank history

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

Snapshot
Info
Industry (SIC)
STATE COMMERCIAL BANKS (6022)
Exchange
XNAS
Market Cap
$0.3B

Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities, which include accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Depar…

Price History
Seasonality
MonthAvg ReturnYears of Data
Jan +4.36% 6
Feb -2.44% 6
Mar -2.45% 6
Apr +4.79% 6
May -3.85% 6
Jun +2.53% 6
Jul +10.42% 5
Aug -1.72% 5
Sep -1.85% 5
Oct +5.05% 5
Nov +3.61% 5
Dec -1.55% 5
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators
SMA 20: $57.95
SMA 50: $57.01
SMA 200: $51.29
Current: $60.82
EMA 12: $59.01
EMA 26: $57.98
MACD: 1.0305 | Signal: 0.2623
BULLISH
ADX (14): 15.15
RANGE
+DI: 29.40
−DI: 18.01
Momentum Oscillators
RSI (14): 61.87
NEUTRAL
Stoch %K: 65.18
Stoch %D: 67.67
Williams %R: -26.22
Volume & Volatility
BB Upper: $61.32
BB Lower: $54.58
NEUTRAL
OBV: 1,287,821
Vol SMA 20: 23,629
Vol ROC: 27.71%
ATR: $1.91
True Range: $1.38
HV 20: 31.5%
HV 30: 31.0%
HV 60: 32.2%
Data Summary
Data Points: 500
Last Updated: 2026-06-12T21:15:09.810000
Date Range: 2024-06-14T00:00:00 – 2026-06-12T00:00:00
AI Analysis

Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

News
Options Activity
Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR25 and BF25 from the live options chain. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Volatility Surface

Enter a ticker to render the implied volatility surface.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Beta (1Y vs SPY)
0.64
Correlation (SPY)
25.5%
R²
0.07
Ann. Volatility
30.8%
SPY Volatility
12.3%

Low volatility - stock moves less than market

Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-03-31

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

80 filers1,501,272 shares$76.37M value
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 265,472 $13.56M 17.76% — 2026-03-31
2 VANGUARD GROUP INC Custodian 234,007 $11.75M 15.38% — 2025-12-31
3 GEODE CAPITAL MANAGEMENT, LLC Custodian 99,850 $5.10M 6.68% — 2026-03-31
4 ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 75,439 $3.85M 5.05% — 2026-03-31
5 STATE STREET CORP 71,939 $3.67M 4.81% — 2026-03-31
6 Elizabeth Park Capital Advisors, Ltd. 63,910 $3.26M 4.27% — 2026-03-31
7 BRIDGEWAY CAPITAL MANAGEMENT, LLC 59,075 $3.02M 3.95% — 2026-03-31
8 GOLDMAN SACHS GROUP INC Custodian 50,841 $2.60M 3.40% — 2026-03-31
9 DIMENSIONAL FUND ADVISORS LP Custodian 49,391 $2.52M 3.30% — 2026-03-31
10 AMERICAN CENTURY COMPANIES INC 48,823 $2.49M 3.27% — 2026-03-31
11 MARSHALL WACE, LLP Custodian 42,991 $2.20M 2.88% — 2026-03-31
12 MILLENNIUM MANAGEMENT LLC Custodian 41,654 $2.13M 2.79% — 2026-03-31
13 NORTHERN TRUST CORP Custodian 30,179 $1.54M 2.02% — 2026-03-31
14 Nuveen, LLC Custodian 27,579 $1.41M 1.84% — 2026-03-31
15 Empowered Funds, LLC Custodian 24,375 $1.25M 1.63% — 2026-03-31
16 RENAISSANCE TECHNOLOGIES LLC 24,100 $1.23M 1.61% — 2026-03-31
17 CITADEL ADVISORS LLC Custodian 20,639 $1.05M 1.38% — 2026-03-31
18 SummerHaven Investment Management, LLC 19,624 $1.00M 1.31% — 2026-03-31
19 Trexquant Investment LP 18,193 $929.30K 1.22% — 2026-03-31
20 HSBC HOLDINGS PLC Custodian 15,627 $806.04K 1.06% — 2026-03-31
21 MORGAN STANLEY Custodian 15,403 $773.23K 1.01% — 2025-12-31
22 FIRST TRUST ADVISORS LP 14,874 $759.76K 0.99% — 2026-03-31
23 Bank of New York Mellon Corp Custodian 11,761 $600.74K 0.79% — 2026-03-31
24 Tidal Investments LLC 11,502 $587.52K 0.77% — 2026-03-31
25 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 11,191 $571.64K 0.75% — 2026-03-31
# Filer Notional Value % of Total Period
1 filers$2.07M notional
# Filer Notional Value % of Total Period
1 LOGAN CAPITAL MANAGEMENT INC $2.07M 100.00% 2026-03-31
Insider Activity
Latest: 2026-06-02
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-06-02 CRAIG W BEST CEO Award (A) +246 $47.51 $11.7K EDGAR
2026-06-02 Louis J Giustini SVP, CRSO Award (A) +82 $47.51 $3.9K EDGAR
2026-06-02 Charles Benner Jr Carroll President & COO Award (A) +109 $47.51 $5.2K EDGAR
2026-06-02 David M Long SVP, Chief Technology Officer Award (A) +16 $47.51 $760 EDGAR
2026-06-02 Mark R Hollar SEVP/CFO Award (A) +136 $47.51 $6.5K EDGAR
2026-06-02 Karen K Carmack SVP, Chief HR Officer Award (A) +7 $47.51 $333 EDGAR
2026-06-01 Steven D Butz EVP, CCSO Sell (S) −1,400 $57.73 -$80.8K EDGAR
2026-06-01 Gregory A Duffey Director Buy (P) +17 $58.88 $1.0K EDGAR
2026-04-29 Charles Benner Jr Carroll President & COO Award (A) +1,020 — EDGAR
2026-03-30 Kevin W Craig Director Award (A) +214 $50.56 $10.8K EDGAR
2026-03-30 G WARREN ELLIOTT Director Award (A) +48 $50.56 $2.4K EDGAR
2026-03-30 Stanley J Kerlin Director Award (A) +155 $50.56 $7.8K EDGAR
2026-03-30 Daniel J Fisher Director Award (A) +97 $50.56 $4.9K EDGAR
2026-03-30 Gregory I Snook Director Award (A) +128 $50.56 $6.5K EDGAR
2026-03-30 Gregory A Duffey Director Award (A) +63 $50.56 $3.2K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
Insider Holdings
29 insiders · @ $60.82
Officers, directors, and 10%+ owners ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Donald H Mowery Director 45,068 $2.74M $250.0K 9 2026-03-03
2 ALLAN E JR JENNINGS Director 31,175 $1.90M $165.4K 22 2025-03-26
3 Daniel J Fisher Director 30,240 $1.84M $27.5K 20 2026-03-30
4 Kevin W Craig Director 27,594 $1.68M $469.7K 41 2026-03-30
5 Stanley J Kerlin Director 27,070 $1.65M $61.1K 18 2026-03-30
6 Gregory A Duffey Director 23,845 $1.45M $400.1K 84 2026-06-01
7 Timothy G Henry CEO 23,369 $1.42M $145.8K 39 2025-04-24
8 G WARREN ELLIOTT Director 18,347 $1.12M $34.8K 21 2026-03-30
9 CRAIG W BEST CEO 17,559 $1.07M $499.3K 5 2026-06-02
10 Mark R Hollar SEVP/CFO 17,296 $1.05M $19.3K 148 2026-06-02
11 Martin R Brown Director 9,695 $589.6K $0 14 2026-03-03
12 Gregory I Snook Director 9,416 $572.7K $192.2K 17 2026-03-30
13 Ronald L Cekovich SVP 8,469 $515.1K $7.7K 60 2022-07-15
14 Patricia D Lacy Director 7,703 $468.5K $0 2 2021-03-05
15 Lorie M. Heckman EVP, Chief Risk Officer 7,150 $434.9K $0 23 2026-03-24
16 MARTHA B WALKER 7,106 $432.2K $0 1 2020-03-03
17 DONALD A FRY Director 6,293 $382.7K $0 2 2021-03-05
18 Kimberly Rzomp Director 6,185 $376.2K $113.6K 15 2026-03-03
19 Charles Benner Jr Carroll President & COO 6,035 $367.0K $31.4K 15 2026-06-02
20 Steven D Butz EVP, CCSO 5,610 $341.2K -$119.6K 25 2026-06-01
21 Karen K Carmack SVP, Chief HR Officer 5,482 $333.4K $6.8K 129 2026-06-02
22 Patricia A Hanks SVP 4,686 $285.0K $3.7K 37 2022-05-05
23 Matthew D Weaver SVP, Chief Marketing Officer 3,714 $225.9K -$7.0K 19 2026-03-03
24 Steven M Poynot COO 2,257 $137.3K $78.3K 3 2022-06-03
25 Scott D Ehrig SVP, Chief Wealth Officer 1,942 $118.1K -$49.6K 12 2025-08-29
26 Louis J Giustini SVP, CRSO 1,933 $117.6K $0 8 2026-06-02
27 David M Long SVP, Chief Technology Officer 1,601 $97.4K -$6.1K 9 2026-06-02
28 Joseph C Lieb SVP 1,466 $89.2K $0 3 2023-01-03
29 Susan L Rosenberg SVP 990 $60.2K $0 2 2020-07-06
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.