FRST Primis Financial Corp. Common Stock

XNAS 15.16 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

FRST $15.16 —
Key stats
$15.16
52-Week Range
$9.66 – $16.88
YTD
+16.17%
IV Rank (30D)
52.63
Straddle Price
$1.70
P/C Vol Ratio
0.26
Market Cap
$0.4B
Open
$15.19
Day Range
$15.14 – $15.54
Volume
42,782
Prev Close
$15.94
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.12%
Beta vs SPY0.79
Cost of Equity (CAPM)9.08% (VRP-adj)
WACC8.43%
Volatility Risk Premium+130.3pp (IV − HV30)
Effective Tax Rate20.9%
Rev. Growth (YoY, DCF input)+2.2%
DCF Horizon10 years explicit + fade
Forward Tilt (NTM/TTM)×1.02 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$-0.0B
Return on Equity (TTM)12.2%
Book / Price108.6% — banking bias active (P/B is primary)
Bank Quality Adj×0.95 (target ROE vs peer median)
Gross Margin (TTM)70.3%
FCF Margin (TTM)-14.3%
Debt / Equity0.20
Quality Score2/6 — normal (10y DCF)
SMA 50$15.83 (Market Anchor value)
SMA 20 / Bollinger Mid$15.46
Bollinger Width / SMA2028.9% (drives anchor stability)
Net Debt$0.1B
Market Cap$0B
Peers used for multiples: ADAM, CIVB, FISI, IBCP, ORRF, PKBK (filtered from 8 ETF-co-members; sector bias active)
60-Day Conviction
75%
20-Day Fair Value
≈ by Nov 23, 2026
$15.23
α +0.3% rank 30%
conviction
18%
40-Day Fair Value
≈ by Dec 22, 2026
$15.41
α +1.5% rank 36%
conviction
47%
60-Day Fair Value
≈ by Jan 20, 2027
$15.57
α +2.5% rank 34%
conviction
75%
MethodImplied PriceWeightDetail
DCF n/a 0%
DDM (Gordon) $5.91 27%
Peer P/E $17.69 10% median 9.7× · 6 peers
Peer EV/EBITDA n/a 0% median 9.9× · 5 peers
Peer P/B $20.07 15% median 1.2× · 6 peers
Peer P/S $27.62 5% median 2.4× · 5 peers
Market Anchor (SMA50) $15.83 43% stability 65% (BB-width)
Options Expected (B-L 30d) $16.61 0% 6 strikes · skew +0.56
As of 2026-10-23 · updated
About
Industry (SIC)
STATE COMMERCIAL BANKS (6022) · industry map
Exchange
XNAS
Market Cap
$0.4B
Employees
593
List Date
2006-11-01
CIK
0001325670
Headquarters
Mclean, VA
Homepage
https://www.primisbank.com

Primis Financial Corp is the bank holding company for Primis Bank, providing financial services to individuals and small and medium-sized businesses. Primis Bank offers a wide range of commercial banking services, It focuses on making loans secured mainly by commercial real estate and other types of secured and unsecured commercial loans to small and medium-sized businesses in several industries, as well as loans to individuals for a variety of purposes. The company has two reportable segments: Primis Bank. This segment specializes in providing financing services to businesses in various indus…

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan---4.13%0.51%4.10%-2.97%3.30%0.16%
Feb---5.11%-2.09%-3.67%-3.49%-6.31%-4.13%
Mar0.00%-0.21%-17.27%-0.49%-5.88%-0.60%-4.08%
Apr-4.71%-1.44%-7.33%-18.04%-14.26%9.57%-6.04%
May0.55%0.75%-17.19%5.11%8.60%-1.84%-0.67%
Jun0.59%1.49%11.38%-0.95%16.79%13.13%7.07%
Jul1.37%-0.81%12.28%25.95%1.36%-2.50%6.27%
Aug-3.73%-3.46%-7.11%-3.03%3.25%-2.69%-2.79%
Sep-3.60%-6.91%-9.24%3.13%-6.74%-2.24%-4.27%
Oct1.68%5.05%17.29%-5.23%4.66%-1.30%*3.69%
Nov-1.67%-3.89%6.26%11.41%4.66%--3.35%
Dec-3.28%-4.36%20.23%-6.42%23.64%--5.96%
Total-12.32%-21.25%-1.30%5.97%26.69%7.16%0.83%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $15.43
SMA 50: $15.80
SMA 200: $14.79
Current: $15.19
EMA 12: $15.49
EMA 26: $15.56
MACD: -0.0672 | Signal: 0.0382
BEARISH
ADX (14): 22.32
WEAK TREND
+DI: 19.94
−DI: 22.14

Momentum Oscillators

RSI (14): 42.13
NEUTRAL
Stoch %K: 59.25
Stoch %D: 73.54
Williams %R: -87.50

Volume & Volatility

BB Upper: $15.78
BB Lower: $15.09
NEUTRAL
OBV: 7,789,053
Vol SMA 20: 113,803
Vol ROC: -40.88%
ATR: $0.36
True Range: $0.79
HV 20: 23.9%
HV 30: 21.5%
HV 60: 19.8%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis

Click Frenzy-Pro™ for an AI analysis of this ticker.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

News
All FRST news →
Earnings History
13 of 13 under expected move
Avg Expected Move
21.69%
Avg Actual Move
2.66%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2023-08-17 After-Close 18.46% 0.00% 0.00x Within
2023-10-26 After-Close 12.74% 5.73% 0.45x Within
2024-01-26 After-Close 11.99% 1.29% 0.11x Within
2024-04-25 After-Close 18.52% 4.86% 0.26x Within
2024-07-25 After-Close 18.90% 2.31% 0.12x Within
2024-10-24 Pre-Market 24.87% 1.34% 0.05x Within
2025-01-28 After-Close 22.31% 7.26% 0.33x Within
2025-04-29 Pre-Market 47.92% 0.71% 0.01x Within
2025-07-24 Pre-Market 28.10% 3.39% 0.12x Within
2025-10-23 Pre-Market 25.84% 1.72% 0.07x Within
2026-01-29 After-Close 23.93% 0.74% 0.03x Within
2026-04-23 After-Close 21.01% 3.02% 0.14x Within
2026-07-23 After-Close 7.33% 2.23% 0.30x Within

Earnings calendar: this week’s reports with expected vs actual moves →

FRST Options Activity & IV Rank

FRST IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 58.6%
7-DTE IV: —
Expected Move: $1.70
7-DTE Move: $1.70
Days to Exp: 28 (2026-11-20)

Options Flow

Call Volume: 34
Put Volume: 9
P/C Volume: 0.265
BULLISH
Call OI: 15
Put OI: 10
P/C OI: 0.667
Total OI: 25

ATM Options Pricing

ATM Call: $1.23
ATM Put: $0.47
Call %: 8.1%
Put %: 3.1%

Chain Summary

Chain Volume: 48
Chain OI: 29
Last Updated: 10/23/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
TYPICAL γ

Estimated net dealer gamma is at the 65th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
65%
vs own history
GEX tilt
+1.00
OI-weighted, today
Vanna tilt
-0.85
δ-sensitivity to IV
Charm tilt
-0.86
δ-decay vs time
Vanna tilt -0.85: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.86: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 3 ATM contracts, 0k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
No data
30 DTE / 10d —
— pts EXTREME
ATM 49.7% / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)52.6MediumOct 23
Straddle Price (30 DTE)$1.70Oct 23
Beta Analysis

Risk Metrics

Beta: 0.4323
Alpha: 43.24%
Correlation: 0.1956
R-Squared: 3.8%
Stock Volatility: 28.2%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own FRST
5 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Renaissance Technologies Hedge fund
Jim Simons
$3.7M
0.01%
#1629 of 3138-17.4%13F
Millennium Management Hedge fund
Izzy Englander
$732K
0.00%
#3037 of 3716-20.1%13F
Citadel Hedge fund
Ken Griffin
$627K
0.00%
#4224 of 6285new13F
Point72 Hedge fund
Steve Cohen
$495K
0.00%
#1633 of 1945-58.9%13F
Rockefeller Capital Management Family office
Rockefeller family
$130K
0.00%
#2834 of 4729+0.2%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

FRST Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 24,689,000 (as of 2026-03-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

152 filers23,278,914 shares$374.02M value94.29% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 2,461,114 $40.29M 10.77% 9.97% 2026-06-30
2 North Reef Capital Management LP 1,226,283 $20.07M 5.37% 4.97% 2026-06-30
3 Patriot Financial Partners GP II, L.P. 1,217,531 $19.93M 5.33% 4.93% 2026-06-30
4 Dimensional Fund Advisors LP Custodian 1,064,320 $17.42M 4.66% 4.31% 2026-06-30
5 Vanguard Group Inc Custodian 1,225,739 $17.05M 4.56% 4.96% 2025-12-31
6 Vanguard Capital Management LLC 985,372 $16.13M 4.31% 3.99% 2026-06-30
7 AllianceBernstein L.P. 1,196,270 $15.89M 4.25% 4.85% 2026-06-30
8 MENDON CAPITAL ADVISORS CORP 929,735 $15.22M 4.07% 3.77% 2026-06-30
9 Two Sigma Investments, LP Custodian 923,711 $15.12M 4.04% 3.74% 2026-06-30
10 MALTESE CAPITAL MANAGEMENT LLC 897,100 $14.69M 3.93% 3.63% 2026-06-30
11 BANC FUNDS CO LLC 872,961 $14.29M 3.82% 3.54% 2026-06-30
12 Curi Capital, LLC 801,797 $13.13M 3.51% 3.25% 2026-06-30
13 Geode Capital Management, LLC Custodian 536,724 $8.79M 2.35% 2.17% 2026-06-30
14 Arrowstreet Capital, Limited Partnership 527,939 $8.64M 2.31% 2.14% 2026-06-30
15 SALZHAUER MICHAEL 471,795 $7.72M 2.06% 1.91% 2026-06-30
16 State Street Corp 430,454 $7.05M 1.88% 1.74% 2026-06-30
17 CSM Advisors, LLC 364,425 $5.96M 1.59% 1.48% 2026-06-30
18 PRUDENTIAL FINANCIAL INC 346,145 $5.67M 1.51% 1.40% 2026-06-30
19 Qube Research & Technologies Ltd 312,943 $5.12M 1.37% 1.27% 2026-06-30
20 Connor, Clark & Lunn Investment Management Ltd. 283,551 $4.64M 1.24% 1.15% 2026-06-30
21 CORBYN INVESTMENT MANAGEMENT INC/MD 270,282 $4.42M 1.18% 1.09% 2026-06-30
22 PL Capital Advisors, LLC 237,241 $3.88M 1.04% 0.96% 2026-06-30
23 Nuveen, LLC Custodian 235,374 $3.85M 1.03% 0.95% 2026-06-30
24 Petiole USA ltd 230,222 $3.77M 1.01% 0.93% 2026-06-30
25 EJF Capital LP 228,204 $3.74M 1.00% 0.92% 2026-06-30
1 filers$8.19K notional
# Filer Notional Value % of Total Period
1 GROUP ONE TRADING LLC Custodian $8.19K 100.00% 2026-06-30
# Filer Notional Value % of Total Period

FRST Insider Trading (Form 4)

Latest: 2026-09-10
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-10 Eric Alan Johnson Director Buy (P) +1,565 $15.95 $25.0K EDGAR
2026-09-03 Margaret M Weichert Director Buy (P) +100 $15.75 $1.6K EDGAR
2026-09-03 Eric Alan Johnson Director Buy (P) +1,280 $15.60 $20.0K EDGAR
2026-08-24 Margaret M Weichert Director Buy (P) +110 $16.00 $1.8K EDGAR
2026-08-10 Margaret M Weichert Director Buy (P) +200 $16.32 $3.3K EDGAR
2026-06-12 Jason Brock Saunders Director Buy (P) +500 $15.20 $7.6K EDGAR
2026-06-11 F L Garrett III Director Buy (P) +155 $15.24 $2.4K EDGAR
2026-06-09 F L Garrett III Director Buy (P) +250 $15.03 $3.8K EDGAR
2026-06-08 F L Garrett III Director Buy (P) +1,300 $14.57 $18.9K EDGAR
2026-06-04 Scott R Gamble Director Buy (P) +1,711 $14.59 $25.0K EDGAR
2026-06-03 Anurag Sharma EVP, Chief Information Officer Buy (P) +694 $14.40 $10.0K EDGAR
2026-06-02 Scott R Gamble Director Buy (P) +1,389 $14.39 $20.0K EDGAR
2026-06-01 F L Garrett III Director Buy (P) +1,394 $14.46 $20.2K EDGAR
2026-05-20 Robert Yates Clagett Director Buy (P) +1,421 $14.00 $19.9K EDGAR
2026-05-19 Robert Yates Clagett Director Buy (P) +1,410 $14.16 $20.0K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

FRST Insider Holdings

18 insiders · @ $15.19
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Dennis J Zember JR President/CEO 270,981 $4.11M $341.5K 6 2026-03-06
2 Matthew Alan Switzer EVP, CFO 101,445 $1.54M $392.4K 11 2026-03-06
3 John Fitzgerald Biagas Director 91,944 $1.40M $373.1K 12 2026-03-13
4 Marie Taylor Leibson EVP, Chief Credit Officer 78,609 $1.19M $36.6K 9 2026-03-09
5 Charles A Kabbash Director 65,372 $992.7K $223.5K 12 2024-12-16
6 F L Garrett III Director 55,032 $835.7K $269.5K 13 2026-06-11
7 Robert Yates Clagett Director 53,665 $814.9K $263.4K 10 2026-05-20
8 Eric Alan Johnson Director 52,744 $800.9K $270.9K 11 2026-09-10
9 William Rand Cook Director 46,202 $701.6K $278.3K 12 2026-02-11
10 Deborah Diaz Director 21,122 $320.7K $211.2K 9 2026-03-12
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

FRST Board & Officers

As of SEC filings through Sep 10, 2026

Directors 11

Officers 8

Changes in the last 10 years (86)
Jun 25, 2026Margaret M Weichert became a director
May 21, 2026The company announced the departure of Robert Yates Clagett from the board in an SEC filing
May 21, 2026The company announced the departure of Charles A Kabbash from the board in an SEC filing
May 21, 2026Scott R Gamble became a director
May 21, 2026Jason Brock Saunders became a director
Apr 24, 2026Anurag Sharma became EVP, Chief Information Officer
Nov 17, 2025Donald Charles Savino became EVP, Chief Risk Officer
Jan 27, 2025Ryan Lysaght Gorney became Chief Information Officer
Oct 31, 2023The company announced the departure of Stephen B Weber as EVP, Chief Strategy Officer in an SEC filing
Oct 2, 2023Rickey Allen Fulk became EVP, President
Jan 12, 2023The company announced the departure of Jeffrey L Karafa as Chief Accounting Officer in an SEC filing
Jan 3, 2023Julia E Fredricks became EVP, Chief Risk Officer
Aug 1, 2022Susan B Williamson became EVP, Director of Reg Relations
Feb 3, 2022The company announced the departure of W. Bruce Jennings from the board in an SEC filing
Feb 3, 2022Barry P Almond listed as EVP, Chief Retail Officer (previously EVP, Head of Retail/Marketing) in SEC filings
Sep 13, 2021Ann-Stanton C Gore became EVP, Chief Marketing Officer
Sep 2, 2021Marie Taylor Leibson listed as EVP, Chief Credit Officer (previously EVP, Chief SBA Lending Officer) in SEC filings
Jul 16, 2021Keith Avant reported in an SEC filing no longer being EVP, Chief Credit Officer
Jun 23, 2021John M Eggemeyer III no longer listed as a 10% owner in SEC filings
Jun 23, 2021John M Eggemeyer III first listed as a director in an SEC filing
Not reported recently (17)
  • Susan B Williamson · Last reported as EVP, Director of Reg Relations in an SEC filing dated Feb 7, 2025
  • Ryan Lysaght Gorney · Last reported as Chief Information Officer in an SEC filing dated Jan 29, 2025
  • Julia E Fredricks · Last reported as EVP, Chief Risk Officer in an SEC filing dated Feb 8, 2024
  • George Cody Sheflett Jr · Last reported as EVP, Cio/coo in an SEC filing dated Nov 17, 2023
  • Clinton Tyler Stafford · Last reported as Pres Panacea Financial in an SEC filing dated Jun 8, 2023
  • Barry P Almond · Last reported as EVP, Chief Retail Officer in an SEC filing dated Mar 15, 2023
  • Bruce Todd Brockwell · Last reported as EVP, Head of Commercial in an SEC filing dated Dec 15, 2022
  • Jr John Colantoni · Last reported as EVP, Chief Risk Officer in an SEC filing dated Mar 10, 2022
  • William H Stevens · Last reported as EVP, Chief Credit Risk Officer in an SEC filing dated Feb 3, 2022
  • Mary Robin Jett · Last reported as EVP, Director of Retail in an SEC filing dated Feb 9, 2021
  • Castle Creek Capital Partners IV, LP · Last reported as a 10% owner in an SEC filing dated Nov 19, 2020
  • Castle Creek Capital IV LLC · Last reported as a 10% owner in an SEC filing dated Nov 19, 2020
  • Daniel H Burch · Last reported as a director in an SEC filing dated Dec 18, 2018
  • Douglas Robert Taylor · Last reported as EVP and Chief Risk Officer in an SEC filing dated Jun 26, 2017
  • John Pietrzak · Last reported as a 10% owner in an SEC filing dated Jun 26, 2017
  • J Mikesell Thomas · Last reported as a 10% owner in an SEC filing dated Jun 26, 2017
  • Mark G Merlo · Last reported as a 10% owner in an SEC filing dated Jun 26, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
ETF Holders
42 ETFs hold FRST
25 shown · $54.41M total exposure · 0.01% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $11.1M — 2026-09-30
2 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.01% $9.6M $74.2B 2026-10-21
3 DFSV Dimensional US Small Cap Value ETF Dimensional 0.03% $6.9M — 2026-10-21
4 VXF Vanguard Extended Market ETF Vanguard 0.00% $4.3M — 2026-09-30
5 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.01% $3.6M $31.5B 2026-10-21
6 DFAS Dimensional US Small Cap ETF Dimensional 0.01% $3.0M — 2026-10-21
7 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.02% $2.2M $13.9B 2026-10-21
8 VTWO Vanguard Russell 2000 ETF Vanguard 0.01% $2.0M — 2026-09-30
9 FDM First Trust Dow Jones Select MicroCap Index Fund First Trust 0.63% $1.7M $264.3M 2026-10-21
10 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.00% $1.5M — 2026-10-21
11 DFMC Dimensional US Micro Cap ETF Dimensional 0.02% $1.4M — 2026-10-21
12 IWO iShares Russell 2000 Growth ETF iShares (BlackRock) 0.01% $1.3M $13.6B 2026-10-21
13 IWC iShares Micro-Cap ETF iShares (BlackRock) 0.09% $1.1M $1.2B 2026-10-21
14 DES WisdomTree U.S. SmallCap Dividend Fund Nport 0.04% $910,810 — 2026-06-30
15 BSVO EA Bridgeway Omni Small-Cap Value ETF Nport 0.03% $824,230 — 2026-06-30
16 AVSC Avantis U.S. Small Cap Equity ETF Avantis 0.03% $812,123 $3.1B 2026-10-21
17 DCOR Dimensional US Core Equity 1 ETF Dimensional 0.00% $603,429 — 2026-10-21
18 DHS WisdomTree U.S. High Dividend Fund Nport 0.02% $314,631 — 2026-06-30
19 GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF Goldman 0.03% $288,370 $1.0B 2026-10-21
20 PRFZ Invesco RAFI US 1500 Small-Mid ETF Nport 0.01% $248,422 — 2026-07-31
21 DXUV Dimensional US Vector Equity ETF Dimensional 0.00% $245,915 — 2026-10-21
22 VTWV Vanguard Russell 2000 Value ETF Vanguard 0.01% $187,486 — 2026-09-30
23 RSSL Global X Russell 2000 ETF Global X 0.01% $170,160 — 2026-10-22
24 IWV iShares Russell 3000 ETF iShares (BlackRock) 0.00% $156,906 $20.4B 2026-10-21
25 VTWG Vanguard Russell 2000 Growth ETF Vanguard 0.01% $145,603 — 2026-09-30
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
8.08
TTM Diluted EPS
$1.88
TTM Revenue
$299.81M
TTM Net Income
$46.12M
TTM Op. Cash Flow
$-77.99M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q1 '262026-03-31$67.08M$7.31M$0.30$-54.36M
Q4 '252025-12-31$103.34M$29.54M$1.20$28.73M
Q3 '252025-09-30$63.73M$6.83M$0.28$-11.38M
Q2 '252025-06-30$65.66M$2.44M$0.10$-40.98M
Q1 '252025-03-31$80.06M$22.64M$0.92$34.39M
Q4 '242024-12-31$64.01M$-23.34M$-0.95$-37.82M
Q3 '242024-09-30$66.39M$1.23M$0.05$6.05M
Q2 '242024-06-30$63.05M$3.44M$0.14$52.26M
Q1 '242024-03-31$60.65M$2.47M$0.10$-965.00K
Q4 '232023-12-31$59.05M$-8.17M$-0.33$65.44M
Q3 '232023-09-30$57.75M$-6.03M$-0.24$-930.00K
Q2 '232023-06-30$59.14M$-1.99M$-0.08$-23.76M
Q1 2026 • period ending 2026-03-31 • filed 2026-05-08
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
8.08
P/B
0.88
P/S
1.25
EV/EBITDA
7.73
EV/Sales
1.50
ROE
10.8%
ROA
1.1%
Div Yield
2.58%
FCF Yield
-20.80%
Debt/Equity
0.20
Current Ratio
—
Market Cap
$375.03M
as of 2026-10-23
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
676.07K
SI % of Float
3.24%
Days to Cover
4.28
Short Vol Ratio
52.0%
Free Float
20.88M
Float %
84.2%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-08-14