INTR Inter & Co. Inc.
XNAS
4.15
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
INTR
$4.15
—
What changed
Recent filings, trades and movesKey stats
$4.15
- 52-Week Range
- $3.75 – $10.36
- YTD
- -50.89%
- IV Rank (30D)
- 18.26
- Straddle Price
- $0.55
- P/C Vol Ratio
- 0.25
- Market Cap
- $1.8B
- Open
- $3.95
- Day Range
- $3.94 – $4.34
- Volume
- 15,249,922
- Prev Close
- $3.96
Fair Value
MODEL: NEUTRAL
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.88% |
| Beta vs SPY | 0.66 |
| Cost of Equity (CAPM) | 8.18% (VRP-adj) |
| WACC | 5.91% |
| Volatility Risk Premium | -21.0pp (IV − HV30) |
| Effective Tax Rate | 21.0% |
| Rev. Growth (YoY, DCF input) | +3.0% |
| DCF Horizon | 5 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.03 (applied to P/E, EV/EBITDA, P/S) |
| Book / Price | 108.0% — banking bias active (P/B is primary) |
| Debt / Equity | 1.40 |
| Quality Score | 0/6 — cyclical/struggling (5y DCF) |
| SMA 50 | $5.55 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $4.94 |
| Bollinger Width / SMA20 | 109.7% (drives anchor stability) |
| Net Debt | $2.0B |
| Market Cap | $2B |
Peers used for multiples: CHYM, COF, HAPN, HOOD, PAGS, SCHW, VINP, WLTH
60-Day Conviction
20%
20-Day Fair Value
≈ by Dec 14, 2026
$4.18
α +0.8%
rank 95%
conviction
57%
40-Day Fair Value
≈ by Jan 12, 2027
$4.21
α +1.4%
rank 95%
conviction
48%
60-Day Fair Value
≈ by Feb 10, 2027
$4.12
α -0.7%
rank 95%
conviction
20%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | n/a | 0% | |
| DDM (Gordon) | $2.25 | 0% | |
| Peer P/E | n/a | 0% | median 16.5× · 5 peers |
| Peer EV/EBITDA | n/a | 0% | median 12.2× · 5 peers |
| Peer P/B | $12.71 | 16% | median 3.0× · 6 peers |
| Peer P/S | n/a | 0% | median 4.7× · 6 peers |
| Market Anchor (SMA50) | $5.55 | 84% | stability 78% (BB-width) |
| Options Expected (B-L 30d) | n/a | 0% |
As of 2026-11-13 · updated
Related
About
- Industry (SIC)
- COMMERCIAL BANKS, NEC (6029) · industry map
- Exchange
- XNAS
- Market Cap
- $1.8B
- Employees
- 4,124
- List Date
- 2022-06-23
- CIK
- 0001864163
- Homepage
- https://www.inter.co
Inter & Co Inc operates as a digital bank. The company's segment includes Banking & Spending; Investments; Insurance Brokerage; and Inter Shop. It generates maximum revenue from the Banking & Spending segment which comprises a wide range of banking products and services, such as checking accounts, cards, deposits, loans and advances, and other services, which are available to the clients by means of Inters mobile application.
Summary
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composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Seasonality
| Month | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|
| Jan | -- | 48.91% | -6.51% | 27.25% | 10.41% | 20.02% |
| Feb | -- | -18.80% | 10.57% | 2.49% | -6.34% | -3.02% |
| Mar | -- | -15.00% | -3.55% | 8.30% | -9.44% | -4.92% |
| Apr | -- | 2.94% | -12.67% | 19.93% | -5.13% | 1.27% |
| May | -- | 43.18% | 20.40% | 9.71% | -17.95% | 13.84% |
| Jun | -39.66% | 11.39% | 4.59% | 6.29% | -11.99% | -5.88% |
| Jul | 14.80% | 29.93% | 8.21% | -8.53% | 2.28% | 9.34% |
| Aug | 39.87% | 3.82% | 14.13% | 32.36% | -3.91% | 17.25% |
| Sep | -22.38% | -1.72% | -10.48% | 10.41% | -4.47% | -5.73% |
| Oct | -13.71% | 18.04% | 0.31% | 1.33% | -24.34% | -3.67% |
| Nov | -17.51% | 14.85% | -25.36% | -2.99% | 2.98%* | -5.61% |
| Dec | 1.72% | 11.65% | -7.46% | -6.19% | -- | -0.07% |
| Total | -45.55% | 238.60% | -16.01% | 143.49% | -53.07% | 53.49% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $4.81
SMA 50: $5.52
SMA 200: $6.53
Current: $4.15
EMA 12: $4.25
EMA 26: $4.83
MACD: -0.5737 | Signal: -0.0250
BEARISH
ADX (14): 33.79
TREND
+DI: 20.19
−DI: 31.69
Momentum Oscillators
RSI (14): 37.57
NEUTRAL
Stoch %K: 20.52
Stoch %D: 12.84
Williams %R: -65.22
Volume & Volatility
BB Upper: $7.41
BB Lower: $2.21
NEUTRAL
OBV: -75,997,496
Vol SMA 20: 14,886,576
Vol ROC: 13.22%
ATR: $0.36
True Range: $0.40
HV 20: 163.3%
HV 30: 149.8%
HV 60: 109.8%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-11-15T00:00:00 – 2026-11-13T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary
This report analyzes the stock performance of INTR, a company in the technology sector. Based on the provided technical indicators, news sentiment, and risk metrics, I assess the overall stock as BEARISH with a confidence level of 6/10.
Key drivers include the recent negative news headlines, which have contributed to the decline in the stock price. Primary risks are the high volatility and potential further declines if the company fails to meet investor expectations.
Recent news sentiment has been overwhelmingly positive, but this is not reflected in the current stock price. Catalysts for future movements include upcoming earnings announcements and product launches.
Technical Analysis
- Trend Direction: Short-term (1-4 weeks) = BEARISH, Medium-term (1-3 months) = NEUTRAL, Long-term (3-12 months) = BULLISH
- Support/Resistance Levels:
- Lower support level: $5.25 (Bollinger Bands lower band)
- Upper resistance level: $5.86 (Bollinger Bands upper band)
- Momentum Signals:
- RSI interpretation: Neutral (44.46) with no clear buy/sell signal
- MACD signal: Bullish momentum persists, but lacks strength to break above the signal line
- Bollinger Bands position: Squeeze developing, suggesting potential breakout or mean reversion
- Volume Analysis:
- Volume trends: Decreasing volume suggests a lack of institutional interest and market participation
- Institutional interest signals: Low put/call ratio (9.71) and low open interest (1,830 puts vs 6,961 calls)
News & Sentiment Analysis
- Recent Headlines Summary: Positive news headlines (4/5) outweigh negative news sentiment
- Sentiment Assessment: Aggregate news sentiment is POSITIVE (60%), with recent news articles contributing to this assessment
- Catalyst Identification:
- Upcoming earnings announcements and product launches could impact stock performance
- Regulatory changes or industry developments may also influence the company's prospects
Risk & Volatility Assessment
- Beta Interpretation: High risk relative to market (beta = 1.59)
- Volatility Regime: Current volatility levels are high, with historical volatility exceeding mean reversion expectations
- Options Market Signals:
- IV rank: Low (0.0%), indicating historically low volatility and potential for increased price movement
- Put/call ratio: Bearish sentiment persists, with more puts than calls traded
- Unusual activity: None noted
Market Context & Positioning
- Sector Performance: INTR underperforms its sector peers, suggesting a lack of institutional support or market interest
- Institutional Activity: Low volume and open interest suggest institutional investors are not actively participating in the stock's movement
- Correlation Analysis:
- R-squared interpretation: Stock moves relatively independently of the market (0.42), indicating potential for increased volatility
Key Levels & Action Items
- Critical Price Levels: Support at $5.25, resistance at $5.86
- Breakout/Breakdown Levels: Watch for a breakout above $5.86 or breakdown below $5.25 to confirm trend changes
- Time-Sensitive Catalysts:
- Upcoming earnings announcements (if available)
- Product launches and regulatory developments that could impact the company's prospects
- Risk Management: Consider using stop-loss levels around $5.20-$5.30 and position sizing considerations based on the stock's volatility
Generated
News
All INTR news →
AI now resolves about 85% of client requests, and credit card growth is set to resume soon.
INTR Options Activity & IV Rank
INTR IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 55.9%
7-DTE IV: 84.0%
Expected Move: $0.55
7-DTE Move: $0.33
Days to Exp: 35 (2026-12-18)
Options Flow · All expiries
Call Volume: 1,861
Put Volume: 468
P/C Volume: 0.251
BULLISH
Call OI: 32,059
Put OI: 10,705
P/C OI: 0.334
Total OI: 42,764
ATM Options Pricing
ATM Call: $0.35
ATM Put: $0.20
Call %: 8.4%
Put %: 4.8%
Chain Summary
Chain Volume: 2,329
Chain OI: 42,764
Last Updated: 11/13/2026
Spread Scanner
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Scanning bull put, bear call, iron condor and calendar spreads…
Dealer Positioning
LOW γ vs HISTORY
Estimated net dealer gamma is at the 17th percentile of this name's own daily history, near the low end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
17%
vs own history
GEX tilt
+0.07
OI-weighted, today
Vanna tilt
-0.34
δ-sensitivity to IV
Charm tilt
+0.15
δ-decay vs time
Vanna tilt -0.34: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably if implied volatility changed.
? What is this?
· 4 ATM contracts, 1k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Put vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Call vs ATM
IV(call wing) − IV(ATM), in vol pointsThe same measure on the upside: how the OTM call is priced against the at-the-money strike.
- Negative (typical) — calls trade below ATM for most stocks and indices, so the sign alone says little.
- Percentile vs own history: high = upside calls unusually rich for this name (squeezes, takeover talk, commodity supply scares); low = calls cheaper than usual.
Reading them together
Put or call vs ATM tells you how expensive that tail is. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d put
—
—
pts
EXTREME
as of Nov 13 · No data
30 DTE / 10d put
—
—
pts
EXTREME
as of Nov 13 · ATM 53.3% / Put —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Loading the implied volatility surface…
Volatility Smile
Loading the implied volatility smile…
IV Rank (7 DTE)8.4LowNov 13
IV Rank (30 DTE)18.3LowNov 13
Straddle Price (30 DTE)$0.55Nov 13
Beta Analysis
Risk Metrics
Beta: 1.4883
Alpha: -75.79%
Correlation: 0.3121
R-Squared: 9.7%
Stock Volatility: 65.0%
Market Volatility: 13.6%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
High volatility - stock moves more than market
Beta & Alpha Over Time
Notable investors who own INTR
5 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Millennium Management Hedge fund Izzy Englander | $20.9M | #1100 of 3716 | +48.8% | 13F | |
| Citadel Hedge fund Ken Griffin | $14.7M | #1329 of 6285 | +6243.1% | 13F | |
| Point72 Hedge fund Steve Cohen | $10.4M | #752 of 1945 | +337.5% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $1.2M | #2201 of 3138 | new | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $281K | #2416 of 4729 | -25.0% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
INTR Institutional Ownership (13F)
Filings for 2026-06-30 · 49 already for 2026-09-30
? 13F Guide
Diluted shares outstanding: 440,227,707 (as of 2025-12-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
6 filers$1.25M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | IMC-Chicago, LLC Custodian | $525.46K | 41.96% | 2026-09-30 |
| 2 | Jane Street Group, LLC Custodian | $254.12K | 20.29% | 2026-06-30 |
| 3 | Susquehanna International Group, LLP Custodian | $198.74K | 15.87% | 2026-06-30 |
| 4 | Simplex Trading, LLC Custodian | $149.52K | 11.94% | 2026-09-30 |
| 5 | GROUP ONE TRADING LLC Custodian | $64.62K | 5.16% | 2026-06-30 |
| 6 | Citadel Advisors LLC Custodian | $59.73K | 4.77% | 2026-06-30 |
5 filers$1.72M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Simplex Trading, LLC Custodian | $789.25K | 45.86% | 2026-09-30 |
| 2 | IMC-Chicago, LLC Custodian | $609.29K | 35.40% | 2026-09-30 |
| 3 | Susquehanna International Group, LLP Custodian | $135.75K | 7.89% | 2026-06-30 |
| 4 | Citadel Advisors LLC Custodian | $93.94K | 5.46% | 2026-06-30 |
| 5 | Jane Street Group, LLC Custodian | $92.85K | 5.39% | 2026-06-30 |
INTR Board & Officers
As of SEC filings through May 6, 2026Directors 10
- Antonio Kandir · since Mar 16, 2026
- Luiz Antonio Nogueira de Franca · since Mar 16, 2026
- James Drummond Allen · since Mar 17, 2026
- Jose Felipe Diniz · since Mar 17, 2026
- Rubens Menin Teixeira de Souza · since Mar 17, 2026
- Todd Crawford Chapman · since Mar 17, 2026
- Leonardo Guimaraes Correa · since Mar 18, 2026
- Claudia Farkouh Prado · since Apr 23, 2026
- Maia Maria Fernanda Nazareth Teixeira de Souza · since Apr 23, 2026
- Andre Guilherme Cazzaniga Maciel · since May 6, 2026
Officers 9
- Menin Teixeira de Souza Joao Vitor Nazareth · Global Chief Executive Officer · since Mar 18, 2026
- de Oliveira Alexandre Riccio · Brazil Chief Executive Officer · since Mar 18, 2026
- Stel Santiago Horacio · Chief Financial Officer · since Mar 16, 2026
- Martins de Gouveia Rodrigo Teodoro · Chief Commerce Officer · since Mar 16, 2026
- de Almeida Guilherme Ximenes · Chief Information Officer · since Mar 16, 2026
- de Araujo Marco Antonio Filho Martins · Chief Legal/Compliance Officer · since Mar 16, 2026
- Marlos Francisco de Souza Araujo · Chief Risk Officer · since Mar 17, 2026
- Thais Leite Lemos · Chief Human Resources Officer · since Mar 18, 2026
- Antonio Cassio Segura · US Country Manager · since Mar 16, 2026
Changes in the last 10 years (19)
| May 6, 2026 | Andre Guilherme Cazzaniga Maciel became a director |
| Apr 23, 2026 | Maia Maria Fernanda Nazareth Teixeira de Souza became a director |
| Apr 23, 2026 | Claudia Farkouh Prado became a director |
| Mar 18, 2026 | de Oliveira Alexandre Riccio became Brazil Chief Executive Officer |
| Mar 18, 2026 | Thais Leite Lemos became Chief Human Resources Officer |
| Mar 18, 2026 | Menin Teixeira de Souza Joao Vitor Nazareth became Global Chief Executive Officer |
| Mar 18, 2026 | Leonardo Guimaraes Correa became a director |
| Mar 17, 2026 | Todd Crawford Chapman became a director |
| Mar 17, 2026 | Rubens Menin Teixeira de Souza became a director |
| Mar 17, 2026 | Marlos Francisco de Souza Araujo became Chief Risk Officer |
| Mar 17, 2026 | Jose Felipe Diniz became a director |
| Mar 17, 2026 | James Drummond Allen became a director |
| Mar 16, 2026 | de Araujo Marco Antonio Filho Martins became Chief Legal/Compliance Officer |
| Mar 16, 2026 | de Almeida Guilherme Ximenes became Chief Information Officer |
| Mar 16, 2026 | Stel Santiago Horacio became Chief Financial Officer |
| Mar 16, 2026 | Martins de Gouveia Rodrigo Teodoro became Chief Commerce Officer |
| Mar 16, 2026 | Luiz Antonio Nogueira de Franca became a director |
| Mar 16, 2026 | Antonio Kandir became a director |
| Mar 16, 2026 | Antonio Cassio Segura became US Country Manager |
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
INTR Proposed Insider Sales (Form 144)
Latest: 2026-02-19
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
0 filings
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-02-19 | Santiago Horacio Stel | Officer | 50,438 | $454.9K | 2026-02-19 | Inter&Co Securities, LLC | — | EDGAR |
| 2026-01-02 | Alexandre Riccio de Oliveira | Officer | 17,472 | $145.5K | 2025-12-29 | Inter&Co Securities, LLC | — | EDGAR |
| 2025-10-23 | SBLA Holdings (Cayman) L.P. | 10% Stockholder | 4,000,000 | $38.20M | 2025-10-23 | BofA Securities, Inc. | — | EDGAR |
| 2025-09-23 | Leonardo Guimaraes Correa | Director | 20,000 | $137.0K | 2025-06-11 | Inter&Co Securities, LLC | — | EDGAR |
| 2025-08-18 | Rafaela de Oliveira Vitoria | Officer | 10,000 | $77.7K | 2025-08-08 | Inter&Co Securities, LLC | — | EDGAR |
| 2025-08-14 | Marco Antonio Martins de Araujo Filho | Officer | 89,000 | $731.4K | 2025-08-13 | HSBC Bank USA, N.A | — | EDGAR |
| 2025-08-11 | Santiago Horacio Stel | Officer | 28,112 | $219.6K | 2025-08-08 | Inter&Co Securities, LLC | — | EDGAR |
| 2025-03-21 | Ana LuizaFranco Forattini | Officer | 34,537 | $200.0K | 2025-03-18 | Inter&Co Securities, LLC | — | EDGAR |
| 2025-03-17 | Santiago Horacio Stel | Officer | 44,641 | $255.9K | 2025-03-14 | Inter&Co Securities, LLC | — | EDGAR |
| 2024-10-01 | Janderson de Miranda Facchin | Officer | 10,244 | $75.3K | 2024-09-19 | Inter&Co, Inc | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
15 ETFs hold INTR
15 shown · $28.75M total exposure · 0.01% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IEMG iShares Core MSCI Emerging Markets ETF | iShares (BlackRock) | 0.01% | $11.3M | $145.5B | 2026-11-12 |
| 2 | AVEM Avantis Emerging Markets Equity ETF | Avantis | 0.03% | $7.1M | $27.3B | 2026-11-12 |
| 3 | EWZS iShares MSCI Brazil Small-Cap ETF | iShares (BlackRock) | 1.99% | $5.8M | $290.7M | 2026-11-12 |
| 4 | IXUS iShares Core MSCI Total International Stock ETF | iShares (BlackRock) | 0.00% | $1.6M | $57.5B | 2026-11-12 |
| 5 | CVY Invesco Zacks Multi-Asset Income ETF | Nport | 0.56% | $698,863 | — | 2026-07-31 |
| 6 | KOMP State Street® SPDR® S&P Kensho New Economies Composite ETF | SPDR (State Street) | 0.02% | $566,002 | $2.5B | 2026-11-12 |
| 7 | BRF VanEck Brazil Small-Cap ETF | VanEck | 2.60% | $482,104 | $18.6M | 2026-11-12 |
| 8 | ONEQ Fidelity Nasdaq Composite Index ETF | Fidelity | 0.00% | $420,722 | $10.5B | 2026-11-12 |
| 9 | AVES Avantis Emerging Markets Value ETF | Avantis | 0.02% | $307,482 | $1.5B | 2026-11-12 |
| 10 | EEMS iShares MSCI Emerging Markets Small-Cap ETF | iShares (BlackRock) | 0.06% | $214,514 | $351.3M | 2026-11-12 |
| 11 | AVXC Avantis Emerging Markets ex-China Equity ETF | Avantis | 0.03% | $124,394 | $431.7M | 2026-11-12 |
| 12 | AVEE Avantis Emerging Markets Small Cap Equity ETF | Avantis | 0.07% | $89,411 | $135.9M | 2026-11-12 |
| 13 | AVSE Avantis Responsible Emerging Markets Equity ETF | Avantis | 0.02% | $52,798 | $220.2M | 2026-11-12 |
| 14 | SPGM State Street® SPDR® Portfolio MSCI Global Stock Market ETF | SPDR (State Street) | 0.00% | $4,544 | $1.8B | 2026-11-12 |
| 15 | KYC Corgi Digital Banking & Fintech Infrastructure ETF | Corgi | 0.46% | $1,818 | $394,065 | 2026-11-13 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
—
TTM Diluted EPS
—
TTM Revenue
—
TTM Net Income
—
TTM Op. Cash Flow
—
Quarterly figures (4 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q4 '25 | 2025-12-31 | — | — | — | — |
| Q4 '24 | 2024-12-31 | — | — | — | — |
| Q4 '23 | 2023-12-31 | — | — | — | — |
| Q4 '22 | 2022-12-31 | — | — | — | — |
Q4 2025 • period ending 2025-12-31 • filed 2026-04-30
INTR vs Peers
Related companies, largest first| Company | Market cap | P/E | Revenue growth | YTD | IV rank |
|---|---|---|---|---|---|
| SCHW The Charles Schwab Corporation | $158.3B | 16.9 | +10.1% | −8.5% | 37 |
| COF Capital One Financial | $116.5B | 12.1 | +37.3% | −21.3% | 45 |
| HOOD Robinhood Markets, Inc. Class A Common S | $73.3B | 36.2 | +19.2% | −32.4% | 27 |
| CHYM Chime Financial, Inc. Class A Common Sto | $12.7B | 176.6 | +27.4% | +27.1% | 7 |
| PAGS PagSeguro Digital Ltd. | $2.2B | — | — | −17.5% | 22 |
| HAPN Happen, Inc. Common Stock | $1.8B | 8.7 | — | −16.6% | 1 |
| INTR Inter & Co. Inc. Class A Common Shares | $1.8B | — | — | −50.9% | 18 |
| WLTH Wealthfront Corporation Common Stock | $1.6B | 28.2 | — | −18.9% | 56 |
| VINP Vinci Compass Investments Ltd. Class A C | $578M | — | — | −33.2% | 99 |
| Peer median | $7.4B | 22.5 | +23.3% | −18.2% | 32 |
P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
12.75M
SI % of Float
5.27%
Days to Cover
1.00
Short Vol Ratio
28.9%
Free Float
242.14M
Float %
74.7%
Short interest 2026-10-30 • Short volume 2026-11-13 • Float 2026-08-07