KINS Kingstone Companies, Inc.
XNAS 19.97 DelayedStock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
KINS
$19.97
—
Key stats
$19.97
Pre-market
$19.50
-2.35%
- 52-Week Range
- $13.83 – $20.90
- YTD
- +22.82%
- IV Rank (30D)
- 53.61
- Straddle Price
- $2.50
- P/C Vol Ratio
- 0.07
- Market Cap
- $0.3B
- Open
- $20.08
- Day Range
- $19.80 – $20.23
- Volume
- 107,366
- Prev Close
- $20.04
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.96% |
| Beta vs SPY | 0.73 |
| Cost of Equity (CAPM) | 8.59% (VRP-adj) |
| WACC | 8.70% |
| Volatility Risk Premium | +117.7pp (IV − HV30) |
| Effective Tax Rate | 20.2% |
| Rev. Growth (YoY, DCF input) | +14.0% |
| DCF Horizon | 12 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.1B |
| Return on Equity (TTM) | 27.3% |
| Book / Price | 39.8% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×1.09 (target ROE vs peer median) |
| Gross Margin (TTM) | 54.2% |
| FCF Margin (TTM) | 37.1% |
| Debt / Equity | 0.04 |
| Quality Score | 5/6 — high quality (12y DCF) |
| SMA 50 | $19.24 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $18.84 |
| Bollinger Width / SMA20 | 77.7% (drives anchor stability) |
| Net Debt | $-0.0B |
| Market Cap | $0B |
Peers used for multiples: APOG, HIPO, HRTG, QNST, REPX, RIGL, ROOT
(filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$116.08
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $201.49 | 53% | |
| DDM (Gordon) | $7.90 | 0% | |
| Peer P/E | $26.36 | 16% | median 10.1× · 7 peers |
| Peer EV/EBITDA | n/a | 0% | median 6.0× · 7 peers |
| Peer P/B | $16.78 | 24% | median 2.1× · 7 peers |
| Peer P/S | $24.00 | 8% | median 1.3× · 7 peers |
| Market Anchor (SMA50) | $19.24 | 0% | stability 0% (BB-width) |
| Options Expected (B-L 30d) | $20.81 | 0% | 6 strikes · skew -2.16 |
As of 2026-10-27 · updated
Related
About
- Industry (SIC)
- FIRE, MARINE & CASUALTY INSURANCE (6331) · industry map
- Exchange
- XNAS
- Market Cap
- $0.3B
- Employees
- 113
- List Date
- 1994-04-26
- CIK
- 0000033992
- Next Earnings
- 2026-11-05 (After-Close)
- EPS Forecast
- $0.87 (1 est.)
- Headquarters
- Kingston, NY
- Homepage
- https://www.kingstonecompanies.com
Kingstone Companies Inc offers property and casualty insurance products through its subsidiary engaged in writing business through retail and wholesale agents and brokers. Its products include Personal lines, Livery physical damage, and Others. It operates in single segment, property and casualty insurance. It derives substantially all of its revenue from KICO, including revenues from earned premiums, ceding commissions from quota share reinsurance, net investment income generated from its investment portfolio, and net realized gains and losses on investment securities.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 7.85% | 0.99% | 19.01% | 59.70% | 13.04% | -4.98% | 15.94% |
| Feb | 0.57% | -3.28% | -19.05% | 16.36% | -4.29% | 6.12% | -0.60% |
| Mar | 16.51% | 0.95% | -1.01% | 18.35% | 0.18% | -11.86% | 3.85% |
| Apr | 2.95% | -18.25% | 4.44% | -2.17% | 2.60% | 14.65% | 0.70% |
| May | -2.90% | 6.31% | -1.54% | 12.09% | -7.70% | -8.49% | -0.37% |
| Jun | -2.62% | -13.99% | -10.69% | 3.31% | -3.93% | 26.70% | -0.20% |
| Jul | -2.19% | -8.55% | -12.98% | 41.20% | 5.17% | 1.91% | 4.09% |
| Aug | -7.86% | 12.29% | 78.76% | 31.13% | -12.65% | -2.53% | 16.52% |
| Sep | -9.04% | -32.32% | -7.73% | 1.22% | 9.13% | -10.31% | -8.17% |
| Oct | -12.35% | -18.94% | 12.00% | 17.35% | 0.69% | 10.09%* | 1.47% |
| Nov | -12.46% | -52.58% | 24.88% | 60.59% | 2.08% | -- | 4.50% |
| Dec | 2.26% | 40.64% | -13.06% | -3.37% | 12.13% | -- | 7.72% |
| Total | -20.88% | -72.31% | 52.86% | 750.31% | 13.93% | 15.87% | 123.30% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $18.84
SMA 50: $19.24
SMA 200: $17.37
Current: $19.97
EMA 12: $19.37
EMA 26: $19.13
MACD: 0.2372 | Signal: 0.2063
BULLISH
ADX (14): 19.42
RANGE
+DI: 27.80
−DI: 12.05
Momentum Oscillators
RSI (14): 62.17
NEUTRAL
Stoch %K: 92.54
Stoch %D: 91.72
Williams %R: -12.94
Volume & Volatility
BB Upper: $20.22
BB Lower: $17.46
NEUTRAL
OBV: 1,582,935
Vol SMA 20: 69,437
Vol ROC: 50.12%
ATR: $0.52
True Range: $0.43
HV 20: 27.7%
HV 30: 29.7%
HV 60: 31.2%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-28T00:00:00 – 2026-10-26T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary Overall Assessment: NEUTRAL with confidence level (6/10)
Key Drivers:
- Technical indicators suggest a strong uptrend, with a golden cross signal in February 2023.
- Recent news headlines have been generally positive, highlighting dividend payments and insider buying.
Primary Risks:
- Overbought RSI reading (>70) may indicate a potential pullback or consolidation phase.
- Volatility has increased recently, potentially leading to greater price fluctuations.
Investment Thesis: KINS stock is currently trending upwards, driven by technical momentum and recent news sentiment. However, the overbought RSI reading suggests caution, and investors should consider risk management strategies to limit potential losses.
Recent News Sentiment Impact: The positive news headlines have contributed to the overall bullish sentiment, but the lack of significant market-moving events has kept volatility relatively low.
Technical Analysis
Trend Direction:
- Short-term (1-4 weeks): Bullish
- Medium-term (1-3 months): Bullish
- Long-term (3-12 months): Bullish
Support/Resistance Levels: The stock is currently trading above the upper Bollinger Band, indicating overbought conditions. Key price levels to monitor include $21.52 (upper BB), $18.10 (SMA 20), and $15.80 (SMA 200).
Momentum Signals:
- RSI: Overbought (>70) with a reading of 74.32
- MACD: Bullish crossover with a signal line above the zero line
- Bollinger Bands: Price is touching the upper band, indicating overbought conditions
Volume Analysis: The stock has seen increasing volume in recent weeks, with a volume rate of change of -11.82%. This may indicate growing institutional interest.
News & Sentiment Analysis
Recent Headlines Summary: Positive news headlines have dominated the narrative, highlighting dividend payments and insider buying.
Sentiment Assessment: Aggregate sentiment is positive (80%), with most recent news articles contributing to this outlook.
Catalyst Identification: No significant market-moving events are scheduled in the near term. However, investors should be aware of any changes in the company's fundamentals or industry trends that could impact the stock's performance.
Market Narrative: The technical and news signals are generally aligned, suggesting a continued uptrend. However, the overbought RSI reading may indicate a potential pullback or consolidation phase.
Risk & Volatility Assessment
Risk Assessment:
- Beta: 0.68 (low volatility)
- Alpha: 0.26
- Correlation: 0.21
- Stock Volatility: 0.40
Volatility Regime: The stock is currently experiencing low volatility, with a historical volatility of HV30 at 35.8%.
Options Market Signals:
- IV Rank: 16.8% (low)
- Current IV: 93.4%
- Expected Move: $3.95
- Volume Flow: 54 calls vs 17 puts
Downside Protection: Support levels to monitor include the SMA 20 at $18.10 and the SMA 200 at $15.80.
Market Context & Positioning
Sector Performance: The company's sector (Financials) has performed relatively well, with a strong uptrend in recent months.
Institutional Activity: Increasing volume and open interest suggest growing institutional interest in the stock.
Correlation Analysis: The stock has shown a low correlation with the market (R-squared = 0.21), indicating that its movements are not strongly tied to broader market trends.
Relative Valuation: The stock is currently trading within a relatively narrow range, with no significant valuation multiples out of alignment.
Key Levels & Action Items
Critical Price Levels:
- Support: SMA 20 at $18.10
- Resistance: Upper Bollinger Band at $21.52
Breakout/Breakdown Levels:
- Breakout above $21.52 could lead to further gains
- Breakdown below $18.10 could indicate a more significant pullback or reversal
Time-Sensitive Catalysts: No significant earnings dates or market-moving events are scheduled in the near term.
Risk Management: Investors may consider setting stop-loss levels around the SMA 20 at $18.10 and monitoring volume and open interest for signs of institutional activity.
Note: The analysis is based on the provided data, and investors should conduct their own research and due diligence before making any investment decisions.
Generated
News
All KINS news →
Earnings History
14 of 14 under expected move
Avg Expected Move
27.38%
Avg Actual Move
5.32%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2023-07-27 | After-Close | 119.25% | 1.80% | 0.02x | Within |
| 2023-11-02 | After-Close | 28.29% | 0.00% | 0.00x | Within |
| 2024-02-08 | After-Close | 32.05% | 3.56% | 0.11x | Within |
| 2024-03-27 | After-Close | 44.47% | 14.40% | 0.32x | Within |
| 2024-07-29 | After-Close | 27.07% | 6.27% | 0.23x | Within |
| 2024-11-13 | After-Close | 19.30% | 9.40% | 0.49x | Within |
| 2025-02-24 | After-Close | 14.67% | 5.37% | 0.37x | Within |
| 2025-04-24 | After-Close | 22.36% | 0.16% | 0.01x | Within |
| 2025-08-07 | After-Close | 15.12% | 6.98% | 0.46x | Within |
| 2025-10-17 | Pre-Market | 5.14% | 0.82% | 0.16x | Within |
| 2026-02-04 | Pre-Market | 14.34% | 9.36% | 0.65x | Within |
| 2026-05-07 | After-Close | 24.77% | 3.96% | 0.16x | Within |
| 2026-08-06 | After-Close | 9.62% | 8.51% | 0.88x | Within |
| 2026-10-16 | After-Close | 6.82% | 3.85% | 0.56x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
KINS Options Activity & IV Rank
KINS IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 56.4%
7-DTE IV: —
Expected Move: $2.50
7-DTE Move: $2.50
Days to Exp: 25 (2026-11-20)
Options Flow
Call Volume: 114
Put Volume: 8
P/C Volume: 0.07
BULLISH
Call OI: 1,149
Put OI: 111
P/C OI: 0.097
Total OI: 1,260
ATM Options Pricing
ATM Call: $1.07
ATM Put: $1.43
Call %: 5.4%
Put %: 7.1%
Chain Summary
Chain Volume: 211
Chain OI: 4,362
Last Updated: 10/26/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
HIGH γ vs HISTORY
Estimated net dealer gamma is at the 88th percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
88%
vs own history
GEX tilt
+0.94
OI-weighted, today
Vanna tilt
+0.68
δ-sensitivity to IV
Charm tilt
-0.68
δ-decay vs time
Vanna tilt +0.68: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.68: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 8 ATM contracts, 4k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
as of Oct 26 · No data
30 DTE / 10d
—
—
pts
EXTREME
as of Oct 26 · ATM 60.2% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)53.6MediumOct 26
Straddle Price (30 DTE)$2.50Oct 26
Beta Analysis
Risk Metrics
Beta: 0.4966
Alpha: 27.58%
Correlation: 0.1723
R-Squared: 3.0%
Stock Volatility: 36.7%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own KINS
4 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Renaissance Technologies Hedge fund Jim Simons | $7.0M | #1258 of 3138 | -6.0% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $1.1M | #2867 of 3716 | -24.1% | 13F | |
| Citadel Hedge fund Ken Griffin | $1.1M | #3644 of 6285 | +183.3% | 13F | |
| Point72 Hedge fund Steve Cohen | $637K | #1589 of 1945 | -58.9% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
KINS Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 14,396,424 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
6 filers$6.05M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $2.53M | 41.78% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $1.45M | 23.96% | 2026-06-30 |
| 3 | Jane Street Group, LLC Custodian | $1.28M | 21.06% | 2026-06-30 |
| 4 | Wolverine Trading, LLC Custodian | $332.74K | 5.50% | 2025-09-30 |
| 5 | GROUP ONE TRADING LLC Custodian | $306.38K | 5.06% | 2026-06-30 |
| 6 | Simplex Trading, LLC Custodian | $159.85K | 2.64% | 2026-06-30 |
2 filers$907.73K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $593.74K | 65.41% | 2026-06-30 |
| 2 | Jane Street Group, LLC Custodian | $314.00K | 34.59% | 2026-06-30 |
KINS Insider Trading (Form 4)
Latest: 2026-08-26Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-26 | Randy L Patten | CFO, VP and Treasurer | Tax (F) | −5,309 | $20.09 | -$106.7K | EDGAR |
| 2026-06-23 | Minlei Chen | Chief Actuary and Senior VP | Tax (F) | −1,202 | $15.89 | -$19.1K | EDGAR |
| 2026-06-01 | Thomas Newgarden | Director | Buy (P) | +14,000 | $15.21 | $213.0K | EDGAR |
| 2026-05-13 | Thomas Newgarden | Director | Buy (P) | +30,502 | $14.44 | $440.5K | EDGAR |
| 2026-04-20 | Victor J Brodsky | Chief Accounting Officer | Tax (F) | −2,453 | $16.61 | -$40.7K | EDGAR |
| 2026-04-17 | William L Yankus | Director | Sell (S) | −13,500 | $18.00 | -$243.0K | EDGAR |
| 2026-03-16 | Minlei Chen | Chief Actuary, Senior VP | Exer (M) | +3,334 | $2.25 | $7.5K | EDGAR |
| 2026-03-16 | Minlei Chen | Chief Actuary and Senior VP | Mixed | +10,445 | $6.71 | -$17.5K | EDGAR |
| 2026-03-05 | Minlei Chen | Chief Actuary and Senior VP | Mixed | +7,112 | $16.53 | -$25.0K | EDGAR |
| 2026-03-04 | Randy L Patten | CFO, VP and Treasurer | Mixed | +2,691 | $16.53 | -$7.2K | EDGAR |
| 2026-03-04 | Victor J Brodsky | Chief Accounting Officer | Mixed | +5,238 | $16.53 | -$14.0K | EDGAR |
| 2026-01-09 | Meryl S. Golden | CEO, President | Mixed | +33,928 | $16.11 | -$108.9K | EDGAR |
| 2026-01-06 | William L Yankus | Director | Award (A) | +3,149 | — | EDGAR | |
| 2026-01-06 | Manmohan Singh | Director | Award (A) | +7,011 | — | EDGAR | |
| 2026-01-05 | Thomas Newgarden | Director | Award (A) | +3,149 | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
KINS Insider Holdings
12 insiders · @ $19.97
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Meryl S. Golden | CEO, President | 254,410 | $5.08M | $122.1K | 18 | 2026-01-09 |
| 2 | Floyd R Tupper | Director | 125,151 | $2.50M | -$277.3K | 36 | 2026-01-05 |
| 3 | Timothy P McFadden | Director | 106,871 | $2.13M | $135.0K | 20 | 2025-01-06 |
| 4 | Thomas Newgarden | Director | 99,366 | $1.98M | $1.23M | 8 | 2026-06-01 |
| 5 | William L Yankus | Director | 84,972 | $1.70M | -$293.1K | 18 | 2026-04-17 |
| 6 | Victor J Brodsky | Chief Accounting Officer | 77,341 | $1.54M | -$80.4K | 47 | 2026-04-20 |
| 7 | Minlei Chen | Chief Actuary and Senior VP | 41,917 | $837.1K | $11.1K | 17 | 2026-06-23 |
| 8 | Randy L Patten | CFO, VP and Treasurer | 40,672 | $812.2K | $0 | 3 | 2026-08-26 |
| 9 | Jennifer Gravelle | Chief Financial Officer | 19,281 | $385.0K | $0 | 5 | 2025-03-03 |
| 10 | Manmohan Singh | Director | 19,228 | $384.0K | $0 | 3 | 2026-01-06 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
KINS Board & Officers
As of SEC filings through Aug 26, 2026Directors 7
- Floyd R Tupper · since Jun 10, 2014
- William L Yankus · since Mar 29, 2016
- Carla D'Andre · since May 15, 2017
- Meryl S. Golden · listed since Dec 2021
- Manmohan Singh · since Apr 9, 2024
- Thomas Newgarden · since Jun 14, 2024
- Pranav Pasricha · since Aug 6, 2025
Officers 5
- Meryl S. Golden · CEO, President · listed since Jan 2024
- Randy L Patten · CFO, VP and Treasurer · since Aug 25, 2025
- Minlei Chen · Chief Actuary and Senior VP · listed since Nov 2022
- Victor J Brodsky · Chief Accounting Officer · listed since May 2024
- David Craven Fernandez · SVP, Chief Claims Officer · since Mar 5, 2026
Changes in the last 10 years (34)
| Mar 5, 2026 | David Craven Fernandez became SVP, Chief Claims Officer |
| Aug 25, 2025 | Randy L Patten became CFO, VP and Treasurer |
| Aug 6, 2025 | Pranav Pasricha became a director |
| Mar 28, 2025 | The company announced the departure of Jennifer Gravelle as Chief Financial Officer in an SEC filing |
| Mar 12, 2025 | The company announced the departure of Timothy P McFadden from the board in an SEC filing |
| Jun 14, 2024 | Thomas Newgarden became a director |
| May 3, 2024 | Victor J Brodsky listed as Chief Accounting Officer (previously Chief Financial Officer) in SEC filings |
| Apr 9, 2024 | Manmohan Singh became a director |
| Jan 2, 2024 | Meryl S. Golden listed as CEO, President (previously COO) in SEC filings |
| Nov 22, 2023 | Barry Goldstein listed as Cob (previously President, COB and CEO) in SEC filings |
| Aug 9, 2023 | Michelle A. Gage became Chief Accounting Officer |
| Jan 17, 2023 | Jennifer Gravelle became Chief Financial Officer |
| Dec 21, 2022 | The company announced the departure of Richard Jason Swartz as Chief Acctg Officer, Treasurer in an SEC filing |
| Nov 4, 2022 | Minlei Chen listed as Chief Actuary and Senior VP (previously Chief Actuary) in SEC filings |
| Jun 23, 2022 | The company announced the departure of Barry Goldstein from the board in an SEC filing |
| Dec 15, 2021 | Meryl S. Golden first listed as a director in an SEC filing |
| Oct 5, 2021 | Richard Jason Swartz listed as Chief Acctg Officer, Treasurer (previously Chief Accounting Officer) in SEC filings |
| Feb 1, 2021 | Scott Van Pelt became Chief Financial Officer, Treas |
| Nov 2, 2020 | Minlei Chen became Chief Actuary |
| Mar 31, 2020 | Richard Jason Swartz became Chief Accounting Officer |
| Feb 10, 2020 | Benjamin Walden listed as EVP+Chief Actuary-Kingstone In (previously EVP & Chief Actuary) in SEC filings |
| Sep 25, 2019 | Meryl S. Golden became COO |
| Aug 15, 2019 | Barry Goldstein listed as President, COB and CEO (previously Cob) in SEC filings |
| Jan 4, 2019 | Dale A Thatcher listed as President & CEO (previously Chief Operating Officer) in SEC filings |
| Jan 4, 2019 | Barry Goldstein no longer listed as a 10% owner in SEC filings |
| Jan 4, 2019 | Barry Goldstein listed as Cob (previously President, COB, CEO) in SEC filings |
| Nov 15, 2018 | Benjamin Walden listed as EVP & Chief Actuary (previously EVP+Chief Actuary-Kingstone In) in SEC filings |
| Aug 8, 2018 | Timothy P McFadden became a director |
| Mar 15, 2018 | Dale A Thatcher first listed as Chief Operating Officer in an SEC filing |
| Jan 26, 2018 | Barry Goldstein first listed as a 10% owner in an SEC filing |
| Aug 9, 2017 | Dale A Thatcher became a director |
| Jun 6, 2017 | Barry Goldstein no longer listed as a 10% owner in SEC filings |
| May 15, 2017 | Carla D'Andre became a director |
| Feb 27, 2017 | Benjamin Walden listed as EVP+Chief Actuary-Kingstone In (previously SVP+Chief Actuary-Kingstone In) in SEC filings |
Not reported recently (7)
- Barry Goldstein · Last reported as Cob in an SEC filing dated Sep 11, 2024
- Michelle A. Gage · Last reported as Chief Accounting Officer in an SEC filing dated Jan 9, 2024
- Scott Van Pelt · Last reported as Chief Financial Officer, Treas in an SEC filing dated Feb 3, 2021
- Benjamin Walden · Last reported as EVP+Chief Actuary-Kingstone In in an SEC filing dated Apr 14, 2020
- Jay M Haft · Last reported as a director in an SEC filing dated Jan 7, 2020
- Dale A Thatcher · Last reported as a director in an SEC filing dated May 15, 2019
- Jack D Seibald · Last reported as a director in an SEC filing dated Feb 15, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
KINS Proposed Insider Sales (Form 144)
Latest: 2026-04-16
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
0 filings
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-04-16 | Yankus William L | Director | 13,500 | $242.6K | 2026-04-16 | Wells Fargo Clearing Services | 10b5-1 | EDGAR |
| 2025-10-28 | Carla D'Andre | former officer | 5,000 | $77.5K | 2025-10-24 | Merrill Lynch | — | EDGAR |
| 2025-10-23 | Carla D'Andre | Former officer | 5,000 | $75.0K | 2025-09-26 | MERRILL | — | EDGAR |
| 2025-09-02 | D'Andre Carla | former director | 5,000 | $80.0K | 2025-09-03 | Merrill | — | EDGAR |
| 2025-05-16 | Yankus William L | Director | 15,000 | $258.0K | 2025-05-16 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-12-09 | Yankus William L | Director | 10,253 | $166.2K | 2024-12-09 | Fidelity Brokerage Services LLC | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
35 ETFs hold KINS
25 shown · $35.96M total exposure · 0.01% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.03% | $8.0M | $32.2B | 2026-10-23 |
| 2 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.01% | $6.6M | $74.6B | 2026-10-23 |
| 3 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $6.2M | — | 2026-09-30 |
| 4 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.02% | $2.5M | $13.9B | 2026-10-23 |
| 5 | VXF Vanguard Extended Market ETF | Vanguard | 0.00% | $2.4M | — | 2026-09-30 |
| 6 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.01% | $2.2M | — | 2026-10-23 |
| 7 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.01% | $1.2M | — | 2026-09-30 |
| 8 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.04% | $1.1M | — | 2026-06-30 |
| 9 | FDM First Trust Dow Jones Select MicroCap Index Fund | First Trust | 0.39% | $1.0M | $268.3M | 2026-10-23 |
| 10 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.01% | $846,510 | — | 2026-10-23 |
| 11 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.00% | $804,746 | — | 2026-10-23 |
| 12 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.06% | $707,011 | $1.2B | 2026-10-23 |
| 13 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.00% | $634,707 | — | 2026-10-23 |
| 14 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.01% | $422,263 | $3.2B | 2026-10-23 |
| 15 | GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF | Goldman | 0.04% | $413,586 | $1.0B | 2026-10-23 |
| 16 | VTWV Vanguard Russell 2000 Value ETF | Vanguard | 0.01% | $188,563 | — | 2026-09-30 |
| 17 | RSSL Global X Russell 2000 ETF | Global X | 0.01% | $113,390 | — | 2026-10-26 |
| 18 | AVUS Avantis U.S. Equity ETF | Avantis | 0.00% | $112,625 | $14.7B | 2026-10-23 |
| 19 | DGRS WisdomTree U.S. SmallCap Quality Dividend Growth Fund | Nport | 0.03% | $107,177 | — | 2026-06-30 |
| 20 | SQLV Royce Quant Small-Cap Quality Value ETF | Franklin | 0.25% | $99,899 | $40.0M | 2026-10-23 |
| 21 | DFAU Dimensional US Core Equity Market ETF | Dimensional | 0.00% | $73,186 | $13.0B | 2026-10-23 |
| 22 | DFUS Dimensional US Equity Market ETF | Dimensional | 0.00% | $72,505 | $21.7B | 2026-10-23 |
| 23 | DXUV Dimensional US Vector Equity ETF | Dimensional | 0.00% | $70,421 | — | 2026-10-23 |
| 24 | EES WisdomTree U.S. SmallCap Fund | Nport | 0.01% | $70,373 | — | 2026-06-30 |
| 25 | DFSU Dimensional US Sustainability Core 1 ETF | Dimensional | 0.00% | $57,896 | $2.4B | 2026-10-23 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
—
TTM Diluted EPS
$2.18
TTM Revenue
$223.96M
TTM Net Income
$31.08M
TTM Op. Cash Flow
$66.72M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $59.59M | $-5.81M | $-0.40 | $8.71M |
| Q4 '25 | 2025-12-31 | $56.42M | $14.76M | $1.06 | $22.80M |
| Q3 '25 | 2025-09-30 | $55.65M | $10.87M | $0.74 | $25.93M |
| Q2 '25 | 2025-06-30 | $52.29M | $11.25M | $0.78 | $9.27M |
| Q1 '25 | 2025-03-31 | $50.36M | $3.88M | $0.27 | $17.86M |
| Q4 '24 | 2024-12-31 | $42.10M | $5.44M | $0.43 | $22.99M |
| Q3 '24 | 2024-09-30 | $40.77M | $6.98M | $0.55 | $21.74M |
| Q2 '24 | 2024-06-30 | $36.50M | $4.51M | $0.37 | $7.12M |
| Q1 '24 | 2024-03-31 | $35.77M | $1.43M | $0.12 | $6.10M |
| Q4 '23 | 2023-12-31 | $36.61M | $2.95M | $0.28 | $4.43M |
| Q3 '23 | 2023-09-30 | $34.24M | $-3.54M | $-0.33 | $1.26M |
| Q2 '23 | 2023-06-30 | $36.72M | $-522.02K | $-0.05 | $-13.64M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-08
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
9.16
P/B
2.51
P/S
1.28
EV/EBITDA
6.72
EV/Sales
1.25
ROE
27.1%
ROA
6.7%
Div Yield
0.99%
FCF Yield
23.21%
Debt/Equity
0.04
Current Ratio
—
Market Cap
$287.50M
as of 2026-10-26
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
278.46K
SI % of Float
2.32%
Days to Cover
2.37
Short Vol Ratio
43.6%
Free Float
12.02M
Float %
83.1%
Short interest 2026-09-30 • Short volume 2026-10-26 • Float 2026-08-13