SBSI Southside Bancshares, Inc.

XNYS 31.63 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

SBSI $31.63 —
Key stats
$31.63
52-Week Range
$26.98 – $36.20
YTD
+3.88%
IV Rank (30D)
43.54
Straddle Price
$5.05
P/C Vol Ratio
6.11
Market Cap
$0.9B
Open
$30.84
Day Range
$30.84 – $31.89
Volume
122,459
Prev Close
$30.79
Fair Value
+50.0% vs price

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.12%
Beta vs SPY0.68
Cost of Equity (CAPM)8.52% (VRP-adj)
WACC6.88%
Volatility Risk Premium+68.6pp (IV − HV30)
Effective Tax Rate16.3%
Rev. Growth (YoY, DCF input)+30.0%
DCF Horizon12 years explicit + fade
Forward Tilt (NTM/TTM)×1.10 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.1B
Return on Equity (TTM)8.6%
Book / Price92.9% — banking bias active (P/B is primary)
Bank Quality Adj×0.99 (target ROE vs peer median)
Gross Margin (TTM)57.6%
FCF Margin (TTM)29.5%
Debt / Equity1.36
Quality Score4/6 — high quality (12y DCF)
Market-Implied Growth-2.7% (reverse-DCF on current price)
SMA 50$31.40 (Market Anchor value)
SMA 20 / Bollinger Mid$30.54
Bollinger Width / SMA2015.7% (drives anchor stability)
Net Debt$1.1B
Market Cap$1B
Peers used for multiples: APLE, CATY, CVBF, FFBC, FULT, INDB, NWBI, UCB
Blended Fair Value
$169.74
Deviation
+50.0%
MethodImplied PriceWeightDetail
DCF $589.02 24%
DDM (Gordon) $43.26 19%
Peer P/E $35.59 7% median 12.9× · 8 peers
Peer EV/EBITDA n/a 0% median 11.3× · 8 peers
Peer P/B $33.66 11% median 1.1× · 8 peers
Peer P/S $44.07 4% median 2.8× · 8 peers
Market Anchor (SMA50) $31.40 35% stability 71% (BB-width)
Options Expected (B-L 30d) $33.35 0% 5 strikes · skew +0.85
As of 2026-10-23 · updated
About
Industry (SIC)
STATE COMMERCIAL BANKS (6022) · industry map
Exchange
XNYS
Market Cap
$0.9B
Employees
781
List Date
1996-10-31
CIK
0000705432
Next Earnings
2026-10-29 (Pre-Market)
EPS Forecast
$0.79 (3 est.)
Headquarters
Tyler, TX
Homepage
https://www.southside.com

Southside Bancshares Inc is a bank holding company. Through its subsidiary, it operates as a financial institution offering various financial services to individuals, businesses, municipal entities, and nonprofit organizations. These services include consumer and commercial loans, deposit accounts, wealth management and trust services, brokerage services, and safe deposit services. The company's primary market areas are East Texas, Southeast Texas, and the greater Dallas-Fort Worth, Austin, and Houston, Texas.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
Month'21'22'23'24'25'26Avg
Jan0.90%-0.99%5.31%-1.39%1.29%5.71%1.80%
Feb8.64%-0.17%0.90%-6.80%-0.49%-5.38%-0.55%
Mar7.69%2.51%-12.68%2.49%-5.48%-2.11%-1.26%
Apr4.29%-4.46%-4.20%-7.21%-2.46%5.12%-1.49%
May5.08%2.57%-15.34%-0.89%0.50%-4.63%-2.12%
Jun-11.40%-7.01%-3.25%5.10%5.94%8.01%-0.44%
Jul-6.46%5.19%24.43%28.92%-3.48%-8.81%6.63%
Aug6.32%-5.54%-11.08%2.76%8.89%-3.37%-0.34%
Sep2.00%-6.38%-6.24%-1.04%-8.81%-4.26%-4.12%
Oct5.41%-4.17%-6.35%-0.55%1.08%3.74%*-0.14%
Nov-3.98%6.13%2.16%8.83%2.62%--3.15%
Dec2.42%0.00%7.55%-9.44%1.30%--0.37%
Total20.53%-12.65%-22.28%16.99%-0.36%-7.21%-0.83%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $30.54
SMA 50: $31.40
SMA 200: $32.38
Current: $31.63
EMA 12: $30.75
EMA 26: $30.87
MACD: -0.1262 | Signal: 0.1775
BEARISH
ADX (14): 15.93
RANGE
+DI: 34.38
−DI: 19.78

Momentum Oscillators

RSI (14): 60.16
NEUTRAL
Stoch %K: 78.60
Stoch %D: 70.44
Williams %R: -11.30

Volume & Volatility

BB Upper: $31.27
BB Lower: $29.81
OVERBOUGHT
OBV: -1,959,537
Vol SMA 20: 140,206
Vol ROC: -20.80%
ATR: $0.62
True Range: $1.10
HV 20: 16.9%
HV 30: 15.5%
HV 60: 15.0%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis

LLM Stock Analysis Report

Executive Summary

Overall Assessment: NEUTRAL (confidence level: 6/10)

Key Drivers:

  • Technical indicators suggest a possible uptrend, but momentum is currently weak
  • Recent news headlines are absent, which reduces the impact of market sentiment
  • Earnings expectations are moderate, with an estimated EPS of $0.72

Primary Risks:

  • Low volatility may indicate limited price movement
  • Options market signals mixed sentiment, with both bullish and bearish components

Investment Thesis: SBSI's technical indicators suggest a possible uptrend, but the absence of recent news headlines reduces the potential for significant price movements. The options market shows mixed sentiment, which may result in limited volatility.

Recent News Sentiment Impact: No recent news headlines available, which diminishes the impact on market sentiment and price movement.

Technical Analysis

Trend Direction:

  • Short-term (1-4 weeks): NEUTRAL
  • Medium-term (1-3 months): UPTREND
  • Long-term (3-12 months): UPTREND

Support/Resistance Levels:

  • SMA 20: $28.87 (resistance)
  • SMA 50: $29.69 (support)

Momentum Signals: RSI (14) is oversold, indicating a potential buy signal.

Volume Analysis:

  • Volume SMA 20: 137031.75
  • On-Balance Volume (OBV): -2577115.00
  • Volume Rate of Change: 45.57% (increasing volume)

News & Sentiment Analysis

Recent Headlines Summary: No recent news headlines available.

Sentiment Assessment: NEUTRAL (absence of recent news headlines).

Catalyst Identification: Upcoming earnings release on October 23, 2025.

Market Narrative: The absence of recent news headlines reduces the impact on market sentiment and price movement. The upcoming earnings release may provide a catalyst for future price movements.

Risk & Volatility Assessment

Beta Interpretation: Low risk relative to market (beta = 0.75).

Volatility Regime: Low volatility - stock moves less than market.

Options Market Signals:

  • IV Rank: 35.2% (Medium)
  • Current IV: 82.4%
  • Expected Move: $4.40 (42 DTE), 7-DTE: $5.10
  • Volume Flow: 4 calls vs 2 puts
  • Open Interest: 13 calls vs 5 puts
  • Put/Call Volume Ratio: 0.50 (Bullish sentiment)
  • Put/Call OI Ratio: 0.39

Downside Protection: Support levels are provided by SMA 20 ($28.87) and SMA 50 ($29.69).

Market Context & Positioning

Sector Performance: Moderate performance in the sector.

Institutional Activity: Volume patterns suggest institutional interest, but the pace of trading is moderate.

Correlation Analysis: The stock has a low correlation with market movements (R-squared = 0.51).

Relative Valuation: SBSI is positioned within its trading range, neither overbought nor oversold.

Key Levels & Action Items

Critical Price Levels:

  • Support: SMA 20 ($28.87), SMA 50 ($29.69)
  • Resistance: SMA 20 ($28.87)

Breakout/Breakdown Levels:

  • Breakout above SMA 20 ($28.87) may indicate a stronger uptrend
  • Breakdown below SMA 50 ($29.69) may suggest a more significant decline

Time-Sensitive Catalysts:

  • Earnings release on October 23, 2025

Risk Management: Consider setting stop-loss levels around SMA 20 ($28.87) and SMA 50 ($29.69) to manage potential losses.

Please let me know if you have any further questions or need additional assistance.

Generated
Earnings History
13 of 14 under expected move
Avg Expected Move
11.88%
Avg Actual Move
2.78%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2023-01-27 After-Close 1.90% 0.38% 0.20x Within
2023-07-25 After-Close 9.00% 11.60% 1.29x Exceeded
2023-10-26 After-Close 9.35% 1.98% 0.21x Within
2024-01-26 After-Close 8.23% 5.91% 0.72x Within
2024-04-25 After-Close 13.48% 1.45% 0.11x Within
2024-07-25 After-Close 11.62% 1.13% 0.10x Within
2024-10-24 After-Close 9.85% 0.76% 0.08x Within
2025-01-29 Pre-Market 10.09% 3.85% 0.38x Within
2025-04-29 After-Close 16.65% 1.71% 0.10x Within
2025-07-25 Pre-Market 12.23% 1.83% 0.15x Within
2025-10-24 After-Close 18.56% 1.75% 0.09x Within
2026-01-29 Pre-Market 16.19% 0.09% 0.01x Within
2026-04-30 Pre-Market 15.18% 1.32% 0.09x Within
2026-07-24 After-Close 14.03% 5.12% 0.36x Within

Earnings calendar: this week’s reports with expected vs actual moves →

SBSI Options Activity & IV Rank

SBSI IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 44.0%
7-DTE IV: —
Expected Move: $5.05
7-DTE Move: $5.05
Days to Exp: 29 (2026-11-20)

Options Flow

Call Volume: 9
Put Volume: 55
P/C Volume: 6.111
BEARISH
Call OI: 18
Put OI: 4,772
P/C OI: 265.111
Total OI: 4,790

ATM Options Pricing

ATM Call: $2.60
ATM Put: $2.45
Call %: 8.2%
Put %: 7.7%

Chain Summary

Chain Volume: 1,238
Chain OI: 6,658
Last Updated: 10/22/2026
Spread Scanner GPU

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
as of Oct 22 · No data
30 DTE / 10d —
— pts EXTREME
as of Oct 22 · ATM 48.5% / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)43.5MediumOct 22
Straddle Price (30 DTE)$5.05Oct 22
Beta Analysis

Risk Metrics

Beta: 0.4464
Alpha: 8.75%
Correlation: 0.2597
R-Squared: 6.7%
Stock Volatility: 21.9%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own SBSI
4 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Renaissance Technologies Hedge fund
Jim Simons
$14.7M
0.02%
#856 of 3138-4.8%13F
Citadel Hedge fund
Ken Griffin
$3.0M
0.00%
#2526 of 6285-10.8%13F
Millennium Management Hedge fund
Izzy Englander
$2.4M
0.00%
#2481 of 3716+17.6%13F
Rockefeller Capital Management Family office
Rockefeller family
$77K
0.00%
#3130 of 4729+0.7%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

SBSI Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 30,017,500 (as of 2026-06-30)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

201 filers19,121,941 shares$662.28M value63.70% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 4,271,247 $150.31M 22.70% 14.23% 2026-06-30
2 Vanguard Group Inc Custodian 2,031,944 $61.75M 9.32% 6.77% 2025-12-31
3 Dimensional Fund Advisors LP Custodian 1,406,812 $49.51M 7.47% 4.69% 2026-06-30
4 State Street Corp 1,328,182 $46.74M 7.06% 4.42% 2026-06-30
5 Vanguard Capital Management LLC 1,248,193 $43.92M 6.63% 4.16% 2026-06-30
6 Geode Capital Management, LLC Custodian 737,957 $25.97M 3.92% 2.46% 2026-06-30
7 Vanguard Portfolio Management LLC 630,384 $22.18M 3.35% 2.10% 2026-06-30
8 RENAISSANCE TECHNOLOGIES LLC 419,146 $14.75M 2.23% 1.40% 2026-06-30
9 Charles Schwab Investment Management, Inc. 360,385 $12.68M 1.91% 1.20% 2026-06-30
10 Two Sigma Investments, LP Custodian 348,461 $12.26M 1.85% 1.16% 2026-06-30
11 Northern Trust Corp Custodian 342,761 $12.06M 1.82% 1.14% 2026-06-30
12 American Century Companies, Inc. 338,886 $11.93M 1.80% 1.13% 2026-06-30
13 Bank of New York Mellon Corp Custodian 261,818 $9.21M 1.39% 0.87% 2026-06-30
14 Royal Bank of Canada Custodian 257,180 $9.05M 1.37% 0.86% 2026-06-30
15 Invesco Ltd. Custodian 256,437 $9.02M 1.36% 0.85% 2026-06-30
16 Goldman Sachs Group Inc Custodian 255,209 $8.98M 1.36% 0.85% 2026-06-30
17 Morgan Stanley Custodian 229,982 $8.09M 1.22% 0.77% 2026-06-30
18 HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC 206,150 $7.25M 1.10% 0.69% 2026-06-30
19 AQR Capital Management, LLC Custodian 188,629 $6.64M 1.00% 0.63% 2026-06-30
20 Vanguard Fiduciary Trust Co 188,255 $6.62M 1.00% 0.63% 2026-06-30
21 JPMorgan Chase & Co Custodian 162,584 $5.67M 0.86% 0.54% 2026-06-30
22 BRIDGEWAY CAPITAL MANAGEMENT, LLC 151,664 $5.34M 0.81% 0.51% 2026-06-30
23 MACKENZIE FINANCIAL CORP 147,700 $5.20M 0.78% 0.49% 2026-06-30
24 Principal Financial Group, Inc. 135,423 $4.77M 0.72% 0.45% 2026-06-30
25 Bank of America Corp Custodian 129,163 $4.55M 0.69% 0.43% 2026-06-30
1 filers$310 notional
# Filer Notional Value % of Total Period
1 Simplex Trading, LLC Custodian $310 100.00% 2026-06-30
2 filers$12.88M notional
# Filer Notional Value % of Total Period
1 Jane Street Group, LLC Custodian $11.63M 90.30% 2026-06-30
2 Citadel Advisors LLC Custodian $1.25M 9.70% 2026-06-30

SBSI Insider Trading (Form 4)

Latest: 2026-09-11
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-11 John Mitchell Craddock Jr. Chief Operating Officer Sell (S) −415 $32.01 -$13.3K EDGAR
2026-09-09 John Mitchell Craddock Jr. Chief Operating Officer Tax (F) −133 $32.83 -$4.4K EDGAR
2026-09-08 Susan Elaine Anderson Director Award (A) +14 — EDGAR
2026-09-08 Alton L. Frailey Director Award (A) +154 — EDGAR
2026-09-08 Hilliard J Shands Director Award (A) +14 — EDGAR
2026-09-08 Raymond C McKinney Director Award (A) +14 — EDGAR
2026-09-08 Sherri Anthony Chief Banking Officer Award (A) +28 — EDGAR
2026-09-08 Shannon Dacus Director Award (A) +14 — EDGAR
2026-09-08 Curtis Burchard CHIEF LENDING OFFICER Award (A) +55 — EDGAR
2026-09-08 Julie Shamburger CFO Award (A) +74 — EDGAR
2026-09-08 Lawrence Lazelle Anderson Director Award (A) +19 — EDGAR
2026-09-08 April Pinkley CAO Award (A) +33 — EDGAR
2026-09-08 Jeb Weldon Jones Director Award (A) +14 — EDGAR
2026-09-08 John Robert Garrett Director Award (A) +14 — EDGAR
2026-09-08 Keith Donahoe President and CEO Award (A) +158 — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

SBSI Insider Holdings

30 insiders · @ $31.63
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Herbert C Buie Director 620,341 $19.62M $483.5K 21 2025-12-05
2 Lee R Gibson Director 99,476 $3.15M -$2.56M 130 2026-09-08
3 Michael J Bosworth Director 99,079 $3.13M -$153.1K 31 2026-03-09
4 George H Henderson III Director 48,830 $1.54M $0 25 2025-03-10
5 Hilliard J Shands Director 47,901 $1.52M $0 56 2026-09-08
6 Tony K Morgan Director 43,983 $1.39M $377.6K 35 2025-03-10
7 Julie Shamburger CFO 37,025 $1.17M -$763.8K 121 2026-09-08
8 John F Sammons Jr Director 35,655 $1.13M $213.0K 27 2025-03-10
9 Brian K McCabe COO 32,869 $1.04M -$1.20M 101 2025-09-08
10 John Robert Garrett Director 26,956 $852.6K $261.6K 113 2026-09-08
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

SBSI Board & Officers

As of SEC filings through Sep 11, 2026

Directors 13

Officers 10

Changes in the last 10 years (56)
Feb 19, 2026The company announced the departure of Michael J Bosworth from the board in an SEC filing
Feb 6, 2026Keith Donahoe listed as President and CEO (previously President) in SEC filings
Nov 18, 2025Keith Donahoe first listed as a director in an SEC filing
Nov 15, 2025Raymond C McKinney became a director
Nov 15, 2025John Mitchell Craddock Jr. became Chief Operating Officer
Nov 15, 2025Jeb Weldon Jones became a director
Sep 18, 2025The company announced the departure of Lee R Gibson as Chief Executive Officer in an SEC filing
Aug 4, 2025The company announced the departure of Brian K McCabe as COO in an SEC filing
Mar 20, 2025The company announced the departure of Tony K Morgan from the board in an SEC filing
Mar 20, 2025The company announced the departure of John F Sammons Jr from the board in an SEC filing
Mar 20, 2025The company announced the departure of Donald W Thedford from the board in an SEC filing
Dec 10, 2024Suni M Davis listed as Chief Treasury Officer (previously Chief Risk Officer) in SEC filings
Nov 25, 2024The company announced the departure of George H Henderson III from the board in an SEC filing
Nov 19, 2024Mark W Drennan listed as Regional President, NTX (previously Rp Ntx) in SEC filings
Nov 19, 2024Keith Donahoe listed as President (previously Rp Ctx) in SEC filings
Nov 19, 2024Jared C. Green listed as Regional President, ETX (previously Regional President, ETR) in SEC filings
Nov 7, 2024Lee R Gibson listed as Chief Executive Officer (previously Pres & CEO) in SEC filings
Sep 1, 2024Anne Martinez became CRO
Aug 20, 2024April Pinkley first listed as CAO in an SEC filing
May 15, 2024Kirk A. Calhoun became a director
Not reported recently (12)
  • Mark W Drennan · Last reported as Regional President, NTX in an SEC filing dated Dec 10, 2024
  • Timothy F Alexander · Last reported as CLO in an SEC filing dated Mar 4, 2024
  • Emily S Moore · Last reported as HR Director in an SEC filing dated Sep 6, 2023
  • Cindy Blackstone · Last reported as Chief Retail Officer in an SEC filing dated Jun 30, 2023
  • James D Alfred · Last reported as Rp Ctx in an SEC filing dated Mar 7, 2022
  • Melvin B Lovelady · Last reported as a director in an SEC filing dated Mar 12, 2020
  • W Clawater Earl III · Last reported as Sevp & Cco in an SEC filing dated Apr 2, 2019
  • Peter M Boyd · Last reported as Sevp in an SEC filing dated Dec 18, 2017
  • M Richard Warner · Last reported as a director in an SEC filing dated Dec 1, 2017
  • Tim Carter · Last reported as Rp Ntx in an SEC filing dated Sep 5, 2017
  • Alton Cade Jr · Last reported as a director in an SEC filing dated Jun 16, 2017
  • Charles E Dawson · Last reported as a director in an SEC filing dated Dec 2, 2016
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

SBSI Proposed Insider Sales (Form 144)

Latest: 2024-11-25
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2024-11-25 MCCABE BRIAN K Officer 14,648 $531.7K 2024-11-25 Morgan Stanley Smith Barney LLC … — EDGAR
2024-11-07 PINKLEY APRIL Officer 6,724 $252.2K 2024-11-07 Morgan Stanley Smith Barney LLC … — EDGAR
2024-11-06 GIBSON LEE R Officer 3,300 $121.3K 2024-11-06 Morgan Stanley Smith Barney LLC … — EDGAR
2024-11-06 DAVIS SUNI M Officer 2,220 $79.9K 2024-11-06 Morgan Stanley Smith Barney LLC … — EDGAR
2024-08-23 Arnold T L Jr Officer 4,667 $149.3K 2024-08-23 Morgan Stanley Smith Barney LLC … — EDGAR
2024-08-09 ALEXANDER TIMOTHY F Officer 3,105 $96.5K 2024-08-09 Morgan Stanley Smith Barney LLC … — EDGAR
2024-08-07 Arnold T L Jr Officer 3,999 $120.0K 2024-08-07 MORGAN STANLEY SMITH BARNEY LLC … — EDGAR
2024-07-31 SHAMBURGER JULIE Officer 5,360 $187.8K 2024-07-31 MORGAN STANLEY SMITH BARNEY LLC … — EDGAR
2024-03-04 GIBSON LEE R Officer 18,997 $574.9K 2024-03-04 Morgan Stanley Smith Barney LLC … — EDGAR
2023-12-13 MCCABE BRIAN K Officer 2,648 $78.4K 2023-12-13 Morgan Stanley Smith Barney LLC … — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
85 ETFs hold SBSI
25 shown · $218.11M total exposure · 0.05% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 IJR iShares Core S&P Small-Cap ETF iShares (BlackRock) 0.05% $51.8M $103.8B 2026-10-21
2 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $27.0M — 2026-09-30
3 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.03% $22.7M $74.2B 2026-10-21
4 DFAT Dimensional US Targeted Value ETF Dimensional 0.04% $11.6M — 2026-10-21
5 DFSV Dimensional US Small Cap Value ETF Dimensional 0.04% $9.7M — 2026-10-21
6 VXF Vanguard Extended Market ETF Vanguard 0.01% $9.6M — 2026-09-30
7 SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF SPDR (State Street) 0.05% $8.0M $15.8B 2026-10-21
8 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.05% $7.2M $13.9B 2026-10-21
9 IJS iShares S&P Small-Cap 600 Value ETF iShares (BlackRock) 0.09% $7.2M $7.7B 2026-10-21
10 DFAS Dimensional US Small Cap ETF Dimensional 0.02% $7.1M — 2026-10-21
11 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.02% $7.0M $31.5B 2026-10-21
12 KRE State Street® SPDR® S&P® Regional Banking ETF SPDR (State Street) 0.14% $6.1M $4.2B 2026-10-21
13 VTWO Vanguard Russell 2000 ETF Vanguard 0.03% $5.1M — 2026-09-30
14 SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF SPDR (State Street) 0.10% $4.5M $4.7B 2026-10-21
15 SCHA Schwab U.S. Small-Cap ETF Nport 0.02% $4.4M — 2026-05-31
16 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.00% $4.0M — 2026-10-21
17 XSVM Invesco S&P SmallCap Value with Momentum ETF Invesco 0.66% $3.8M — 2026-10-21
18 BSVO EA Bridgeway Omni Small-Cap Value ETF Nport 0.16% $3.8M — 2026-06-30
19 DFMC Dimensional US Micro Cap ETF Dimensional 0.04% $3.4M — 2026-10-21
20 FNDA Schwab Fundamental U.S. Small Company ETF Nport 0.04% $3.1M — 2026-05-31
21 VIOO Vanguard S&P Small-Cap 600 ETF Vanguard 0.05% $3.0M — 2026-09-30
22 DES WisdomTree U.S. SmallCap Dividend Fund Nport 0.11% $2.4M — 2026-06-30
23 XSLV Invesco S&P SmallCap Low Volatility ETF Invesco 0.84% $1.9M — 2026-10-21
24 AVSC Avantis U.S. Small Cap Equity ETF Avantis 0.06% $1.8M $3.1B 2026-10-21
25 VIOV Vanguard S&P Small-Cap 600 Value ETF Vanguard 0.09% $1.7M — 2026-09-30
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
12.45
TTM Diluted EPS
$2.54
TTM Revenue
$430.59M
TTM Net Income
$76.00M
TTM Op. Cash Flow
$145.21M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q2 '262026-06-30$117.92M$26.84M$0.90$32.24M
Q1 '262026-03-31$114.85M$23.26M$0.78$49.04M
Q4 '252025-12-31$107.91M$20.99M$0.70$23.73M
Q3 '252025-09-30$89.91M$4.91M$0.16$40.20M
Q2 '252025-06-30$110.71M$21.81M$0.72$5.95M
Q1 '252025-03-31$110.51M$21.51M$0.71$23.94M
Q4 '242024-12-31$113.97M$21.79M$0.71$38.81M
Q3 '242024-09-30$113.87M$20.52M$0.68$-11.74M
Q2 '242024-06-30$115.74M$24.67M$0.81$16.48M
Q1 '242024-03-31$112.48M$21.50M$0.71$58.29M
Q4 '232023-12-31$101.44M$17.32M$0.58$-56.59M
Q3 '232023-09-30$103.91M$18.45M$0.60$78.42M
Q2 2026 • period ending 2026-06-30 • filed 2026-07-24
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
12.45
P/B
1.08
P/S
2.21
EV/EBITDA
22.90
EV/Sales
4.83
ROE
8.6%
ROA
0.9%
Div Yield
4.68%
FCF Yield
15.29%
Debt/Equity
1.36
Current Ratio
—
Market Cap
$949.45M
as of 2026-10-22
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
981.12K
SI % of Float
3.46%
Days to Cover
6.25
Short Vol Ratio
46.8%
Free Float
28.32M
Float %
95.0%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-08-07