GlobeNewswire Inc.T3·9d ago
UWMC UWM Holdings Corporation
XNYS
1.19
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
UWMC
$1.19
—
Key stats
$1.19
- 52-Week Range
- $0.93 – $6.15
- YTD
- -73.09%
- IV Rank (30D)
- 89.53
- Straddle Price
- $7.65
- P/C Vol Ratio
- 0.37
- Market Cap
- $0.4B
- Open
- $1.10
- Day Range
- $1.08 – $1.20
- Volume
- 4,799,886
- Prev Close
- $1.11
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.15% |
| Beta vs SPY | 1.05 |
| Cost of Equity (CAPM) | 10.95% (VRP-adj) |
| WACC | 7.27% |
| Volatility Risk Premium | +160.6pp (IV − HV30), ERP adj +50bps |
| Effective Tax Rate | 4.0% |
| Rev. Growth (YoY, DCF input) | -10.0% |
| DCF Horizon | 5 years explicit + fade |
| Free Cash Flow (TTM) | $-4.9B |
| Return on Equity (TTM) | -27.8% |
| Book / Price | 159.2% — banking bias active (P/B is primary) |
| Gross Margin (TTM) | 84.9% |
| FCF Margin (TTM) | -217.7% |
| Debt / Equity | 2.63 |
| Quality Score | 1/6 — cyclical/struggling (5y DCF) |
| SMA 50 | $1.30 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $1.14 |
| Bollinger Width / SMA20 | 2617.1% (drives anchor stability) |
| Net Debt | $3.8B |
| Market Cap | $1B |
Peers used for multiples: APO, BLK, COF, ICE
(filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$3.27
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | n/a | 0% | |
| DDM (Gordon) | $1.29 | 24% | |
| Peer P/E | $7.54 | 9% | median 24.3× · 4 peers |
| Peer EV/EBITDA | $6.37 | 5% | median 15.2× · 3 peers |
| Peer P/B | $5.34 | 14% | median 3.0× · 4 peers |
| Peer P/S | $14.88 | 5% | median 6.0× · 4 peers |
| Market Anchor (SMA50) | $1.30 | 44% | stability 72% (BB-width) |
| Options Expected (B-L 30d) | $0.99 | 0% | 6 strikes · skew +0.26 |
As of 2026-10-22 · updated
Related
About
- Industry (SIC)
- MORTGAGE BANKERS & LOAN CORRESPONDENTS (6162) · industry map
- Exchange
- XNYS
- Market Cap
- $0.4B
- Employees
- 9,100
- List Date
- 2021-01-22
- CIK
- 0001783398
- Next Earnings
- 2026-11-05 (Pre-Market)
- EPS Forecast
- $0.05 (3 est.)
- Headquarters
- Pontiac, MI
- Homepage
- https://www.uwm.com
UWM Holdings Corp engages in the origination, sale, and servicing of residential mortgage loans in the wholesale channel. The company provides independent mortgage advisors across the states and the district of Columbia.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -12.69% | -15.80% | 34.71% | -4.56% | 6.91% | 11.34% | 3.32% |
| Feb | -25.05% | -11.97% | -9.17% | -9.63% | 6.80% | -14.04% | -10.51% |
| Mar | 3.93% | -1.95% | 6.74% | 10.50% | -16.89% | -16.40% | -2.34% |
| Apr | 5.29% | -17.37% | 19.52% | -3.96% | -12.15% | -2.75% | -1.90% |
| May | 12.53% | 10.05% | -13.78% | 15.34% | -9.09% | -16.39% | -0.22% |
| Jun | -5.06% | -13.02% | 7.69% | -7.85% | 1.22% | -23.92% | -6.82% |
| Jul | -7.18% | 1.34% | 19.93% | 24.44% | -6.51% | -20.00% | 2.00% |
| Aug | -6.49% | -1.63% | -8.59% | 15.34% | 36.69% | -24.48% | 1.81% |
| Sep | -6.08% | -18.61% | -17.66% | -6.99% | 9.14% | -13.87% | -9.01% |
| Oct | -2.86% | 6.49% | 0.21% | -22.69% | -10.06% | -1.25%* | -5.03% |
| Nov | -3.09% | 37.35% | 10.32% | 3.50% | 0.00% | -- | 9.62% |
| Dec | -12.94% | -24.08% | 24.56% | -10.52% | -25.26% | -- | -9.65% |
| Total | -48.89% | -48.21% | 80.16% | -7.01% | -28.08% | -74.57% | -21.10% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $1.14
SMA 50: $1.29
SMA 200: $2.90
Current: $1.19
EMA 12: $1.12
EMA 26: $1.18
MACD: -0.0594 | Signal: 0.0171
BEARISH
ADX (14): 27.74
TREND
+DI: 22.75
−DI: 20.47
Momentum Oscillators
RSI (14): 50.57
NEUTRAL
Stoch %K: 42.89
Stoch %D: 31.76
Williams %R: -39.30
Volume & Volatility
BB Upper: $1.31
BB Lower: $0.97
NEUTRAL
OBV: -599,803,620
Vol SMA 20: 11,498,580
Vol ROC: -61.44%
ATR: $0.09
True Range: $0.11
HV 20: 82.9%
HV 30: 70.0%
HV 60: 112.9%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-23T00:00:00 – 2026-10-21T00:00:00
AI Analysis
LLM Stock Analysis Report: UWMC
Executive Summary
BULLISH (Confidence Level: 6/10)
Key drivers: Oversold RSI, bearish MACD, and recent positive news headlines.
Primary risks: High volatility, potential catalyst misfires, and market sentiment shifts.
Investment thesis: UWMC's current price reflects a disconnect between its fundamental strength and technical indicators. As the stock approaches key support levels, it may experience a rebound or consolidation phase.
Recent news sentiment impact: Positive news headlines from The Motley Fool have contributed to the stock's recent volatility, but overall market sentiment remains cautious due to high volatility and negative options metrics.
Technical Analysis
Trend Direction: Short-term (1-4 weeks): BEARISH, Medium-term (1-3 months): NEUTRAL, Long-term (3-12 months): BULLISH
Support/Resistance Levels:
- Lower Band: $1.82
- Middle Line: $2.49
- Upper Band: $3.17
Momentum Signals: RSI: 24.77 (oversold) MACD: -0.29 / Signal: -0.02 / Histogram: -0.27 (bearish) Bollinger Bands: Price touching lower band = oversold, indicating potential buying opportunity.
News & Sentiment Analysis
Recent Headlines Summary: Positive news headlines from The Motley Fool have focused on UWMC's market share and competitive positioning.
Sentiment Assessment: Aggregate sentiment is NEUTRAL due to mixed signals from recent headlines and options metrics.
Catalyst Identification: No near-term catalysts identified, but upcoming earnings or product launches could impact the stock's trajectory.
Risk & Volatility Assessment
Beta Interpretation: Beta 1.31 indicates high risk relative to market.
Volatility Regime: High volatility regime persists, with stock moves exceeding market fluctuations.
Options Market Signals:
- IV Rank: 0.0% (Low)
- Current IV: 70.7%
- Expected Move: $0.35 (29 DTE), 7-DTE: $0.20
- Put/Call Volume Ratio: 2.43 (Bearish sentiment)
Downside Protection: Key support levels at $1.82 and $2.12 provide some protection against further declines.
Market Context & Positioning
Sector Performance: UWMC's sector (Financials) has been underperforming the broader market, potentially impacting its stock price.
Institutional Activity: Institutional interest is muted, with low volume flow and open interest in options markets.
Correlation Analysis: Correlation coefficient: 0.30 indicates a moderate relationship between UWMC and the broader market (SPY).
Relative Valuation: UWMC's relative valuation within its trading range suggests it may be poised for a rebound or consolidation phase.
Key Levels & Action Items
Critical Price Levels: $1.82, $2.12, and $3.17 provide key support and resistance levels to monitor.
Breakout/Breakdown Levels: A close above $2.49 could trigger a short-term buy signal, while a close below $1.82 may indicate further declines.
Time-Sensitive Catalysts: No near-term catalysts identified, but upcoming earnings or product launches could impact the stock's trajectory.
Risk Management: Consider stop-loss levels at $1.80 and $2.10 to manage risk in case of unexpected market movements.
By considering both technical and fundamental factors, I believe UWMC presents a mixed bag with potential for short-term consolidation or rebound. However, high volatility and negative options metrics suggest caution is warranted when entering new positions.
Generated
News
All UWMC news →
GlobeNewswire Inc.T3·10d ago
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Showing 1–10 of 50
Page 1 of 5
Earnings History
17 of 23 under expected move
Avg Expected Move
9.69%
Avg Actual Move
8.24%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-02-03 | Pre-Market | 23.43% | 10.16% | 0.43x | Within |
| 2021-05-10 | Pre-Market | 18.68% | 3.45% | 0.18x | Within |
| 2021-08-16 | Pre-Market | 11.32% | 5.09% | 0.45x | Within |
| 2021-11-09 | Pre-Market | 8.81% | 0.98% | 0.11x | Within |
| 2022-03-01 | Pre-Market | 11.98% | 6.45% | 0.54x | Within |
| 2022-05-10 | Pre-Market | 11.78% | 3.45% | 0.29x | Within |
| 2022-08-09 | Pre-Market | 9.95% | 0.75% | 0.08x | Within |
| 2022-11-04 | Pre-Market | 7.12% | 20.06% | 2.82x | Exceeded |
| 2023-03-01 | Pre-Market | 10.80% | 7.98% | 0.74x | Within |
| 2023-05-10 | Pre-Market | 7.38% | 18.01% | 2.44x | Exceeded |
| 2023-08-09 | Pre-Market | 8.40% | 5.23% | 0.62x | Within |
| 2023-11-08 | Pre-Market | 8.46% | 14.17% | 1.67x | Exceeded |
| 2024-02-28 | Pre-Market | 5.37% | 5.07% | 0.94x | Within |
| 2024-05-09 | Pre-Market | 7.69% | 5.03% | 0.65x | Within |
| 2024-08-06 | Pre-Market | 9.44% | 2.75% | 0.29x | Within |
| 2024-11-07 | Pre-Market | 9.80% | 7.09% | 0.72x | Within |
| 2025-02-26 | After-Close | 4.44% | 1.94% | 0.44x | Within |
| 2025-05-06 | Pre-Market | 9.96% | 14.68% | 1.47x | Exceeded |
| 2025-08-07 | After-Close | 3.33% | 0.44% | 0.13x | Within |
| 2025-11-06 | Pre-Market | 4.42% | 10.07% | 2.28x | Exceeded |
| 2026-02-25 | Pre-Market | 10.96% | 8.77% | 0.80x | Within |
| 2026-05-06 | After-Close | 4.30% | 3.15% | 0.73x | Within |
| 2026-08-06 | Pre-Market | 14.95% | 34.78% | 2.33x | Exceeded |
Earnings calendar: this week’s reports with expected vs actual moves →
UWMC Options Activity & IV Rank
UWMC IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 482.3%
7-DTE IV: —
Expected Move: $7.65
7-DTE Move: $7.67
Days to Exp: 29 (2026-11-20)
Options Flow
Call Volume: 145
Put Volume: 53
P/C Volume: 0.366
BULLISH
Call OI: 14,026
Put OI: 3,849
P/C OI: 0.274
Total OI: 17,875
ATM Options Pricing
ATM Call: $0.15
ATM Put: $7.50
Call %: 12.6%
Put %: 632.0%
Chain Summary
Chain Volume: 7,561
Chain OI: 243,473
Last Updated: 10/22/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
TYPICAL γ
Estimated net dealer gamma is at the 34th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
34%
vs own history
GEX tilt
+0.53
OI-weighted, today
Vanna tilt
-0.40
δ-sensitivity to IV
Charm tilt
-0.06
δ-decay vs time
Vanna tilt -0.40: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably if implied volatility changed.
? What is this?
· 14 ATM contracts, 6k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
ATM 112.0% / Wing —
30 DTE / 10d
—
—
pts
EXTREME
ATM 353.2% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)89.5HighOct 22
Straddle Price (30 DTE)$7.65Oct 22
Beta Analysis
Risk Metrics
Beta: 1.5375
Alpha: -154.06%
Correlation: 0.2815
R-Squared: 7.9%
Stock Volatility: 69.6%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
High volatility - stock moves more than market
Beta & Alpha Over Time
Notable investors who own UWMC
5 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $16.1M | #1280 of 6285 | +67.6% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $9.4M | #1087 of 3138 | +16.1% | 13F | |
| Duquesne Family Office Family office Stanley Druckenmiller | $5.9M | #78 of 86 | new | 13F | |
| Millennium Management Hedge fund Izzy Englander | $4.7M | #2085 of 3716 | -8.9% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $13K | #3909 of 4729 | +525.6% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
UWMC Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 905,683,091 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
18 filers$21.23M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Jane Street Group, LLC Custodian | $2.80M | 13.20% | 2026-06-30 |
| 2 | GROUP ONE TRADING LLC Custodian | $2.51M | 11.82% | 2026-06-30 |
| 3 | Citadel Advisors LLC Custodian | $2.49M | 11.71% | 2026-06-30 |
| 4 | Point72 Asset Management, L.P. | $2.37M | 11.16% | 2026-06-30 |
| 5 | Wolverine Trading, LLC Custodian | $1.73M | 8.17% | 2025-09-30 |
| 6 | BOOTHBAY FUND MANAGEMENT, LLC | $1.51M | 7.10% | 2026-06-30 |
| 7 | Simplex Trading, LLC Custodian | $1.32M | 6.23% | 2026-06-30 |
| 8 | Walleye Trading LLC | $1.30M | 6.10% | 2026-06-30 |
| 9 | Susquehanna International Group, LLP Custodian | $1.29M | 6.10% | 2026-06-30 |
| 10 | IMC-Chicago, LLC Custodian | $1.15M | 5.42% | 2026-06-30 |
| 11 | JPMorgan Chase & Co Custodian | $840.00K | 3.96% | 2026-06-30 |
| 12 | Walleye Capital LLC | $644.41K | 3.04% | 2026-06-30 |
| 13 | D. E. Shaw & Co., Inc. Custodian | $458.00K | 2.16% | 2026-06-30 |
| 14 | Caption Management, LLC | $343.50K | 1.62% | 2026-06-30 |
| 15 | SALZHAUER MICHAEL | $278.50K | 1.31% | 2026-06-30 |
| 16 | Sequoia Financial Advisors, LLC | $189.15K | 0.89% | 2026-06-30 |
| 17 | NewEdge Wealth, LLC | $2.75K | 0.01% | 2026-06-30 |
| 18 | SkyOak Wealth, LLC | $916 | <0.01% | 2026-06-30 |
10 filers$15.86M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $6.75M | 42.52% | 2026-06-30 |
| 2 | Wolverine Trading, LLC Custodian | $3.58M | 22.54% | 2025-09-30 |
| 3 | Citadel Advisors LLC Custodian | $1.76M | 11.11% | 2026-06-30 |
| 4 | Walleye Trading LLC | $996.61K | 6.28% | 2026-06-30 |
| 5 | IMC-Chicago, LLC Custodian | $697.08K | 4.39% | 2026-06-30 |
| 6 | Jane Street Group, LLC Custodian | $468.53K | 2.95% | 2026-06-30 |
| 7 | D. E. Shaw & Co., Inc. Custodian | $458.00K | 2.89% | 2026-06-30 |
| 8 | GROUP ONE TRADING LLC Custodian | $450.44K | 2.84% | 2026-06-30 |
| 9 | Simplex Trading, LLC Custodian | $448.61K | 2.83% | 2026-06-30 |
| 10 | Walleye Capital LLC | $260.14K | 1.64% | 2026-06-30 |
UWMC Insider Trading (Form 4)
Latest: 2026-09-02Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-09-02 | Rami Hasani | EVP, Chief Financial Officer | Mixed | +1,772 | $1.37 | $2.4K | EDGAR |
| 2026-08-31 | Rami Hasani | EVP, Chief Financial Officer | Mixed | +5,651 | $1.49 | $8.4K | EDGAR |
| 2026-08-07 | SFS HOLDING CORP | 10%+ Owner | Award (A) | — | — | EDGAR | |
| 2026-08-07 | Ishbia Mat | President and CEO | Award (A) | — | — | EDGAR | |
| 2026-08-04 | Laura Lawson | EVP, Chief People Officer | Mixed | +1,906 | $1.82 | $3.5K | EDGAR |
| 2026-05-21 | Alex Elezaj | EVP, Chief Strategy Officer | Mixed | +947,058 | $2.92 | $2.77M | EDGAR |
| 2026-05-21 | Melinda Wilner | EVP, COO | Mixed | +946,735 | $2.92 | $2.76M | EDGAR |
| 2026-05-08 | SFS HOLDING CORP | 10%+ Owner | Mixed | −3,984,842 | $3.39 | -$13.61M | EDGAR |
| 2026-05-06 | Ishbia Mat | President and CEO | Sell (S) | −4,013,332 | $3.56 | -$14.27M | EDGAR |
| 2026-05-04 | SFS HOLDING CORP | 10%+ Owner | Mixed | +1,334,708 | $3.57 | -$21.01M | EDGAR |
| 2026-04-29 | Ishbia Mat | President and CEO | Sell (S) | −3,974,436 | $3.58 | -$14.23M | EDGAR |
| 2026-04-27 | Ishbia Mat | President and CEO | Sell (S) | −6,003,444 | $3.73 | -$22.37M | EDGAR |
| 2026-04-22 | Ishbia Mat | President and CEO | Sell (S) | −4,002,296 | $3.76 | -$15.05M | EDGAR |
| 2026-04-20 | SFS HOLDING CORP | 10%+ Owner | Sell (S) | −6,003,444 | $3.88 | -$23.27M | EDGAR |
| 2026-04-15 | SFS HOLDING CORP | 10%+ Owner | Mixed | +17,997,704 | $3.75 | -$14.99M | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
UWMC Insider Holdings
7 insiders · @ $1.19
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Ishbia Mat | President and CEO | 3,403,885 | $4.05M | -$313.18M | 20 | 2026-08-07 |
| 2 | SFS HOLDING CORP | 10%+ Owner | 1,411,464 | $1.68M | -$303.41M | 18 | 2026-08-07 |
| 3 | Alex Elezaj | EVP, Chief Strategy Officer | 1,261,035 | $1.50M | $0 | 4 | 2026-05-21 |
| 4 | Melinda Wilner | EVP, COO | 1,018,935 | $1.21M | $0 | 4 | 2026-05-21 |
| 5 | Laura Lawson | EVP, Chief People Officer | 62,136 | $73.9K | $0 | 4 | 2026-08-04 |
| 6 | Rami Hasani | EVP, Chief Financial Officer | 20,577 | $24.5K | $0 | 5 | 2026-09-02 |
| 7 | Adam A Wolfe | EVP, CLO & Chief Admin Officer | 19,984 | $23.8K | $0 | 3 | 2026-03-02 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
UWMC Board & Officers
As of SEC filings through Sep 2, 2026Directors 9
- Alex Elezaj · since Jan 21, 2021
- Ishbia Mat · since Jan 21, 2021
- Isiah Thomas III · since Jan 21, 2021
- Jeff Ishbia · since Jan 21, 2021
- Kelly Czubak · since Jan 21, 2021
- Laura Lawson · since Jan 21, 2021
- Melinda Wilner · since Jan 21, 2021
- Stacey Coopes · since Jun 30, 2023
- Nicholas Daniel Basso · since Aug 5, 2026
Officers 6
- Ishbia Mat · President and CEO · since Jan 21, 2021
- Rami Hasani · EVP, Chief Financial Officer · since Mar 28, 2025
- Melinda Wilner · EVP, COO · since Jan 21, 2021
- Alex Elezaj · EVP, Chief Strategy Officer · since Jan 21, 2021
- Laura Lawson · EVP, Chief People Officer · since Jan 21, 2021
- Adam A Wolfe · EVP, CLO & Chief Admin Officer · since Feb 12, 2025
10% owners 2
- Ishbia Mat · since Jan 21, 2021
- Sfs Holding Corp (entity) · since Jan 21, 2021
Changes in the last 10 years (49)
| Aug 5, 2026 | Nicholas Daniel Basso became a director |
| Mar 28, 2025 | Rami Hasani became EVP, Chief Financial Officer |
| Feb 12, 2025 | Adam A Wolfe became EVP, CLO & Chief Admin Officer |
| Sep 4, 2024 | Sfs Holding Corp no longer listed as a director in SEC filings |
| Jun 30, 2023 | Stacey Coopes became a director |
| Feb 8, 2023 | Andrew Hubacker listed as EVP, CFO and CAO (previously SVP, CAO, Interim PFO) in SEC filings |
| Sep 2, 2022 | Andrew Hubacker listed as SVP, CAO, Interim PFO (previously SVP, CAO) in SEC filings |
| Apr 6, 2021 | Andrew Hubacker listed as SVP, CAO (previously CAO) in SEC filings |
| Jan 25, 2021 | William B Patton Jr reported in an SEC filing no longer being a director |
| Jan 25, 2021 | Randy Bort reported in an SEC filing no longer being a director |
| Jan 25, 2021 | Mark Stone reported in an SEC filing no longer being Chief Executive Officer |
| Jan 25, 2021 | Jeffrey Gene Rea reported in an SEC filing no longer being a director |
| Jan 25, 2021 | Gores Sponsor IV LLC reported in an SEC filing no longer being a director |
| Jan 25, 2021 | Gores Sponsor IV LLC reported in an SEC filing no longer being a 10% owner |
| Jan 25, 2021 | Andrew McBride reported in an SEC filing no longer being CFO & Secretary |
| Jan 25, 2021 | Alec E Gores reported in an SEC filing no longer being a director |
| Jan 25, 2021 | Alec E Gores reported in an SEC filing no longer being a 10% owner |
| Jan 25, 2021 | AEG Holdings, LLC reported in an SEC filing no longer being a director |
| Jan 25, 2021 | AEG Holdings, LLC reported in an SEC filing no longer being a 10% owner |
| Jan 21, 2021 | Tim Forrester became EVP, CFO |
| Jan 21, 2021 | Sfs Holding Corp became a director |
| Jan 21, 2021 | Sfs Holding Corp became a 10% owner |
| Jan 21, 2021 | Robert Verdun became a director |
| Jan 21, 2021 | Melinda Wilner became a director |
| Jan 21, 2021 | Melinda Wilner became EVP, COO |
| Jan 21, 2021 | Laura Lawson became a director |
| Jan 21, 2021 | Laura Lawson became EVP, Chief People Officer |
| Jan 21, 2021 | Kelly Czubak became a director |
| Jan 21, 2021 | Justin Ishbia became a director |
| Jan 21, 2021 | Jeff Ishbia became a director |
| Jan 21, 2021 | Jeff Ishbia became a 10% owner |
| Jan 21, 2021 | Isiah Thomas III became a director |
| Jan 21, 2021 | Ishbia Mat became a director |
| Jan 21, 2021 | Ishbia Mat became a 10% owner |
| Jan 21, 2021 | Ishbia Mat became President and CEO |
| Jan 21, 2021 | Andrew Hubacker became CAO |
| Jan 21, 2021 | Alex Elezaj became a director |
| Jan 21, 2021 | Alex Elezaj became EVP, Chief Strategy Officer |
| Jan 23, 2020 | William B Patton Jr became a director |
| Jan 23, 2020 | Randy Bort became a director |
| Jan 23, 2020 | Mark Stone became Chief Executive Officer |
| Jan 23, 2020 | Jeffrey Gene Rea became a director |
| Jan 23, 2020 | Gores Sponsor IV LLC became a director |
| Jan 23, 2020 | Gores Sponsor IV LLC became a 10% owner |
| Jan 23, 2020 | Andrew McBride became CFO & Secretary |
| Jan 23, 2020 | Alec E Gores became a director |
| Jan 23, 2020 | Alec E Gores became a 10% owner |
| Jan 23, 2020 | AEG Holdings, LLC became a director |
| Jan 23, 2020 | AEG Holdings, LLC became a 10% owner |
Not reported recently (4)
- Andrew Hubacker · Last reported as EVP, CFO and CAO in an SEC filing dated Mar 4, 2025
- Justin Ishbia · Last reported as a director in an SEC filing dated Nov 4, 2024
- Robert Verdun · Last reported as a director in an SEC filing dated Nov 4, 2024
- Tim Forrester · Last reported as EVP, CFO in an SEC filing dated Feb 3, 2022
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
UWMC Proposed Insider Sales (Form 144)
Latest: 2026-03-16
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
0 filings
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-03-16 | SFS Holding Corp | 10% Stockholder | 63,036,171 | $230.71M | 2026-03-16 | J.P. Morgan Securities LLC | — | EDGAR |
| 2025-12-15 | SFS Holding Corp | 10% Stockholder | 34,394,802 | $180.92M | 2025-12-23 | J.P. Morgan Securities LLC | — | EDGAR |
| 2025-09-15 | SFS Holding Corp | 10% Stockholder | 38,166,811 | $261.44M | 2025-09-15 | J.P. Morgan Securities LLC | 10b5-1 | EDGAR |
| 2025-06-17 | SFS Holding Corp | 10% Stockholder | 24,402,216 | $102.00M | 2025-06-17 | J.P. Morgan Securities LLC | 10b5-1 | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-06-03
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
| Filing Date | Accession | Link |
|---|---|---|
| 2026-06-03 | 0001783398-26-000092 | EDGAR |
| 2026-05-13 | 0001783398-26-000071 | EDGAR |
| 2026-05-12 | 0001783398-26-000063 | EDGAR |
| 2026-05-11 | 0001783398-26-000053 | EDGAR |
| 2026-05-06 | 0001783398-26-000047 | EDGAR |
| 2026-05-04 | 0001783398-26-000041 | EDGAR |
| 2026-05-01 | 0001783398-26-000034 | EDGAR |
| 2026-03-16 | 0001783398-26-000031 | EDGAR |
| 2026-03-11 | 0001783398-26-000026 | EDGAR |
| 2026-03-10 | 0001783398-26-000021 | EDGAR |
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
| Filing Date | Accession | Link |
|---|---|---|
| 2026-05-11 | 0001783398-26-000051 | EDGAR |
| 2025-11-06 | 0001783398-25-000050 | EDGAR |
| 2025-08-07 | 0001783398-25-000035 | EDGAR |
| 2025-05-06 | 0001783398-25-000025 | EDGAR |
| 2024-11-07 | 0001783398-24-000044 | EDGAR |
| 2024-08-06 | 0001783398-24-000038 | EDGAR |
| 2024-05-09 | 0001783398-24-000021 | EDGAR |
| 2023-11-08 | 0001783398-23-000044 | EDGAR |
| 2023-08-09 | 0001783398-23-000036 | EDGAR |
| 2023-05-10 | 0001783398-23-000023 | EDGAR |
ETF Holders
62 ETFs hold UWMC
25 shown · $50.94M total exposure · 0.00% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $10.9M | — | 2026-09-30 |
| 2 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.00% | $8.6M | — | 2026-09-30 |
| 3 | KBWD Invesco KBW High Dividend Yield Financial ETF | Nport | 1.46% | $6.2M | — | 2026-05-31 |
| 4 | VBK Vanguard Morningstar Small-Cap Growth ETF | Vanguard | 0.01% | $4.8M | — | 2026-09-30 |
| 5 | VXF Vanguard Extended Market ETF | Vanguard | 0.00% | $4.5M | — | 2026-09-30 |
| 6 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.02% | $3.7M | — | 2026-05-31 |
| 7 | DES WisdomTree U.S. SmallCap Dividend Fund | Nport | 0.10% | $2.2M | — | 2026-06-30 |
| 8 | BSJU Invesco BulletShares 2030 High Yield Corporate Bond ETF | Invesco | 0.42% | $1.3M | — | 2026-10-20 |
| 9 | IWR iShares Russell Mid-Cap ETF | iShares (BlackRock) | 0.00% | $1.3M | $57.3B | 2026-10-20 |
| 10 | HIDV AB US High Dividend ETF | Nport | 0.54% | $1.0M | — | 2026-05-31 |
| 11 | CSB VictoryShares US Small Cap High Div Volatility Wtd ETF | Nport | 0.26% | $667,256 | — | 2026-06-30 |
| 12 | VFH Vanguard Financials ETF | Vanguard | 0.00% | $647,236 | — | 2026-09-30 |
| 13 | IWD iShares Russell 1000 Value ETF | iShares (BlackRock) | 0.00% | $643,480 | $84.5B | 2026-10-20 |
| 14 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $536,760 | $97.4B | 2026-10-20 |
| 15 | BIBL Inspire 100 ETF | Nport | 0.11% | $519,239 | — | 2026-05-31 |
| 16 | IWS iShares Russell Mid-Cap Value ETF | iShares (BlackRock) | 0.00% | $455,126 | $15.6B | 2026-10-20 |
| 17 | SCHB Schwab U.S. Broad Market ETF | Nport | 0.00% | $432,644 | — | 2026-05-31 |
| 18 | EQAL Invesco Russell 1000 Equal Weight ETF | Nport | 0.05% | $393,592 | — | 2026-05-31 |
| 19 | DHS WisdomTree U.S. High Dividend Fund | Nport | 0.03% | $389,872 | — | 2026-06-30 |
| 20 | EES WisdomTree U.S. SmallCap Fund | Nport | 0.05% | $327,850 | — | 2026-06-30 |
| 21 | PRFZ Invesco RAFI US 1500 Small-Mid ETF | Nport | 0.01% | $323,501 | — | 2026-07-31 |
| 22 | BLES Inspire Global Hope ETF | Nport | 0.20% | $308,274 | — | 2026-05-31 |
| 23 | IHYF Invesco High Yield Bond Factor ETF | Invesco | 0.17% | $278,416 | — | 2026-04-30 |
| 24 | PTL Inspire 500 ETF | Nport | 0.03% | $258,977 | — | 2026-05-31 |
| 25 | IYF iShares U.S. Financials ETF | iShares (BlackRock) | 0.01% | $225,936 | $3.8B | 2026-10-20 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
3.82
TTM Diluted EPS
$0.31
TTM Revenue
$2.26B
TTM Net Income
$66.36M
TTM Op. Cash Flow
$-5.47B
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $133.48M | $25.30M | $0.09 | $-2.23B |
| Q4 '25 | 2025-12-31 | $789.76M | $19.41M | $0.12 | $103.76M |
| Q3 '25 | 2025-09-30 | $711.16M | $-1.26M | $-0.01 | $-3.08B |
| Q2 '25 | 2025-06-30 | $626.70M | $22.91M | $0.11 | $-265.88M |
| Q1 '25 | 2025-03-31 | $118.10M | $-13.68M | $-0.12 | $593.90M |
| Q4 '24 | 2024-12-31 | $580.53M | $8.92M | $0.07 | $-543.26M |
| Q3 '24 | 2024-09-30 | $600.30M | $-6.29M | $-0.06 | $-2.18B |
| Q2 '24 | 2024-06-30 | $501.02M | $3.05M | $0.03 | $-1.32B |
| Q1 '24 | 2024-03-31 | $483.66M | $8.73M | $0.09 | $-2.20B |
| Q4 '23 | 2023-12-31 | $431.93M | $-27.08M | $-0.29 | $-329.27M |
| Q3 '23 | 2023-09-30 | $489.36M | $18.23M | $0.15 | $345.90M |
| Q2 '23 | 2023-06-30 | $473.98M | $7.56M | $0.08 | $-1.84B |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-11
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
3.82
P/B
0.67
P/S
0.47
EV/EBITDA
7.73
EV/Sales
2.15
ROE
4.1%
ROA
0.3%
Div Yield
27.37%
FCF Yield
-509.80%
Debt/Equity
2.63
Current Ratio
—
Market Cap
$1.07B
as of 2026-10-22
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
98.50M
SI % of Float
29.25%
Days to Cover
8.24
Short Vol Ratio
48.6%
Free Float
336.73M
Float %
97.7%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-09-01