AMTB Amerant Bancorp Inc.
XNYS
30.61
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
AMTB
$30.61
—
Key stats
$30.61
- 52-Week Range
- $15.62 – $30.85
- YTD
- +55.33%
- IV Rank (30D)
- 15.03
- Straddle Price
- $4.85
- P/C Vol Ratio
- 4.00
- Market Cap
- $1.2B
- Open
- $30.85
- Day Range
- $29.22 – $30.85
- Volume
- 317,130
- Prev Close
- $29.66
Fair Value
MODEL: NEUTRAL
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.12% |
| Beta vs SPY | 0.86 |
| Cost of Equity (CAPM) | 9.44% (VRP-adj) |
| WACC | 9.18% |
| Volatility Risk Premium | +69.7pp (IV − HV30) |
| Effective Tax Rate | 20.8% |
| Rev. Growth (YoY, DCF input) | -10.0% |
| DCF Horizon | 12 years explicit + fade |
| Free Cash Flow (TTM) | $0.1B |
| Return on Equity (TTM) | 6.2% |
| Book / Price | 74.3% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.69 (target ROE vs peer median) |
| Gross Margin (TTM) | 65.3% |
| FCF Margin (TTM) | 15.2% |
| Debt / Equity | 0.10 |
| Quality Score | 4/6 — high quality (12y DCF) |
| Market-Implied Growth | -0.6% (reverse-DCF on current price) |
| SMA 50 | $29.08 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $29.06 |
| Bollinger Width / SMA20 | 15.1% (drives anchor stability) |
| Net Debt | $0.0B |
| Market Cap | $1B |
Peers used for multiples: ASB, BKU, CATY, FFBC, FNB, SFNC, UCB, WSBC
60-Day Conviction
29%
20-Day Fair Value
≈ by Nov 23, 2026
$30.26
α -0.7%
rank 18%
conviction
45%
40-Day Fair Value
≈ by Dec 22, 2026
$30.73
α +0.9%
rank 32%
conviction
26%
60-Day Fair Value
≈ by Jan 20, 2027
$30.71
α +0.8%
rank 28%
conviction
29%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $16.15 | 30% | |
| DDM (Gordon) | $2.08 | 0% | |
| Peer P/E | $10.94 | 9% | median 11.2× · 7 peers |
| Peer EV/EBITDA | n/a | 0% | median 11.5× · 7 peers |
| Peer P/B | $21.82 | 13% | median 1.0× · 8 peers |
| Peer P/S | $26.41 | 4% | median 2.4× · 8 peers |
| Market Anchor (SMA50) | $29.08 | 44% | stability 74% (BB-width) |
| Options Expected (B-L 30d) | $31.05 | 0% | 6 strikes · skew -0.19 |
As of 2026-10-23 · updated
Related
About
- Industry (SIC)
- NATIONAL COMMERCIAL BANKS (6021) · industry map
- Exchange
- XNYS
- Market Cap
- $1.2B
- Employees
- 694
- List Date
- 2018-08-13
- CIK
- 0001734342
- Headquarters
- Coral Gables, FL
- Homepage
- https://www.amerantbank.com
Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management, and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices and telephones.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -5.31% | -1.62% | 4.70% | -9.09% | 7.61% | 10.10% | 1.07% |
| Feb | 13.04% | -9.53% | 0.85% | -4.93% | 1.50% | -2.47% | -0.26% |
| Mar | 13.02% | 1.19% | -23.49% | 11.06% | -9.35% | 1.43% | -1.02% |
| Apr | 0.05% | -15.26% | -15.68% | -4.92% | -18.45% | 1.73% | -8.76% |
| May | 21.45% | 10.96% | -3.55% | -1.39% | 3.97% | -0.96% | 5.08% |
| Jun | -10.99% | -2.70% | -3.64% | 2.44% | 5.68% | 15.63% | 1.07% |
| Jul | 2.40% | -2.91% | 11.66% | -0.93% | 2.12% | 13.37% | 4.29% |
| Aug | 20.12% | -4.90% | -6.24% | 4.15% | 15.53% | -3.24% | 4.24% |
| Sep | -6.54% | -4.86% | -10.66% | -0.56% | -9.32% | 0.84% | -5.18% |
| Oct | 4.20% | 21.81% | 4.47% | 5.13% | -12.70% | 3.78%* | 4.45% |
| Nov | 2.96% | -3.31% | 13.98% | 18.77% | 9.87% | -- | 8.45% |
| Dec | 21.31% | -9.84% | 12.24% | -11.04% | 2.25% | -- | 2.98% |
| Total | 95.76% | -23.14% | -20.86% | 5.07% | -6.91% | 45.67% | 15.93% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $29.11
SMA 50: $29.11
SMA 200: $24.90
Current: $30.61
EMA 12: $29.30
EMA 26: $29.17
MACD: 0.1361 | Signal: 0.1282
BULLISH
ADX (14): 14.93
RANGE
+DI: 28.74
−DI: 19.12
Momentum Oscillators
RSI (14): 65.20
NEUTRAL
Stoch %K: 81.84
Stoch %D: 67.19
Williams %R: -7.95
Volume & Volatility
BB Upper: $30.02
BB Lower: $28.20
OVERBOUGHT
OBV: 8,572,850
Vol SMA 20: 351,241
Vol ROC: -2.13%
ATR: $0.83
True Range: $1.63
HV 20: 22.7%
HV 30: 21.6%
HV 60: 18.7%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary
Overall Assessment: NEUTRAL with confidence level (6/10)
Key Drivers:
- Technical signals indicate a neutral trend, with both bullish and bearish momentum in play
- Recent news sentiment is unclear due to lack of recent news headlines
- Risk metrics suggest moderate volatility, which may impact the stock's price movement
Primary Risks:
- Lack of recent news could lead to market indecision or unexpected price moves
- Volatility remains moderate, increasing the potential for large price swings
Investment Thesis:
The stock is trading within a neutral trend, with both bullish and bearish momentum in play. While the technical signals are unclear, the lack of recent news headlines suggests that the stock's price movement may be driven by broader market factors.
Recent News Sentiment Impact:
- The absence of recent news headlines means that there is no clear sentiment impact to consider
Technical Analysis
Trend Direction: NEUTRAL (short-term), NEUTRAL (medium-term), BEARISH (long-term)
Support/Resistance Levels:
- SMA 20: $19.93 (support)
- SMA 50: $18.50 (resistance)
- SMA 200: $18.99 (support)
Momentum Signals:
- RSI (14): 57.86 (neutral)
- MACD: 0.50 / Signal: -0.07 / Histogram: 0.57 (bullish)
- Bollinger Bands: neutral
Volume Analysis:
- Volume SMA 20: 217365.75
- On-Balance Volume (OBV): 688138.00
- Volume Rate of Change: -45.38% (bearish)
News & Sentiment Analysis
Recent Headlines Summary:
- No recent news headlines available for analysis
Sentiment Assessment:
- Neutral sentiment due to lack of recent news headlines
Catalyst Identification:
- None
Market Narrative:
- The absence of recent news headlines means that there is no clear market narrative to consider
Risk & Volatility Assessment
Beta Interpretation:
- Beta: 0.94 (vs SPY) - moderate risk relative to the broader market
Volatility Regime:
- Current vs historical volatility levels: moderate volatility
Options Market Signals:
- IV Rank: 58.3% (Medium) - shows if volatility is historically high/low
- Current IV: 163.9%
- Expected Move: $4.30 (21 DTE), 7-DTE: $4.30
- Volume Flow: 7 calls vs 8 puts
- Open Interest: 44 calls vs 15 puts
- Put/Call Volume Ratio: 1.14 (Neutral sentiment)
- Put/Call OI Ratio: 0.34
Downside Protection:
- Support levels: SMA 20, SMA 50
- Risk management considerations: stop-loss levels and position sizing considerations
Market Context & Positioning
Sector Performance:
- Relative strength vs sector/market: neutral
Institutional Activity:
- Volume patterns suggesting institutional interest: mixed signals
Correlation Analysis:
- How stock moves relative to market (R-squared interpretation): moderate correlation
Relative Valuation:
- Position within trading range: neutral
Key Levels & Action Items
Critical Price Levels:
- SMA 20: $19.93 (support)
- SMA 50: $18.50 (resistance)
Breakout/Breakdown Levels:
- None identified due to neutral trend
Time-Sensitive Catalysts:
- Earnings dates: none available for analysis
- FDA approvals: none available for analysis
- Product launches: none available for analysis
Risk Management:
- Stop-loss levels and position sizing considerations: dependent on market conditions and individual risk tolerance
Generated
News
All AMTB news →
Net income jumped to $25.7 million on margin expansion and credit improvements.
Earnings History
13 of 14 under expected move
Avg Expected Move
13.24%
Avg Actual Move
2.96%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2023-07-20 | Pre-Market | 8.67% | 1.35% | 0.16x | Within |
| 2023-10-19 | Pre-Market | 10.78% | 0.84% | 0.08x | Within |
| 2024-01-24 | Pre-Market | 9.17% | 1.17% | 0.13x | Within |
| 2024-04-24 | Pre-Market | 13.12% | 0.00% | 0.00x | Within |
| 2024-07-24 | After-Close | 12.89% | 7.96% | 0.62x | Within |
| 2024-10-23 | After-Close | 18.01% | 1.92% | 0.11x | Within |
| 2025-01-22 | Pre-Market | 10.12% | 1.45% | 0.14x | Within |
| 2025-04-23 | After-Close | 11.17% | 13.09% | 1.17x | Exceeded |
| 2025-07-23 | Pre-Market | 14.16% | 0.85% | 0.06x | Within |
| 2025-10-28 | Pre-Market | 15.40% | 3.65% | 0.24x | Within |
| 2026-01-22 | After-Close | 18.46% | 4.28% | 0.23x | Within |
| 2026-04-23 | Pre-Market | 17.03% | 1.52% | 0.09x | Within |
| 2026-07-23 | Pre-Market | 13.16% | 1.57% | 0.12x | Within |
| 2026-10-22 | Pre-Market | 13.22% | 1.82% | 0.14x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
AMTB Options Activity & IV Rank
AMTB IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 35.9%
7-DTE IV: —
Expected Move: $4.85
7-DTE Move: $4.85
Days to Exp: 28 (2026-11-20)
Options Flow
Call Volume: 1
Put Volume: 4
P/C Volume: 4.0
BEARISH
Call OI: 3
Put OI: 14
P/C OI: 4.667
Total OI: 17
ATM Options Pricing
ATM Call: $2.40
ATM Put: $2.45
Call %: 7.8%
Put %: 8.0%
Chain Summary
Chain Volume: 18
Chain OI: 98
Last Updated: 10/23/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
TYPICAL γ
Not enough history yet to rank today's net dealer gamma against this name's own record.
Gamma percentile
—
vs own history
GEX tilt
+0.55
OI-weighted, today
Vanna tilt
+0.79
δ-sensitivity to IV
Charm tilt
-0.86
δ-decay vs time
Vanna tilt +0.79: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.86: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 3 ATM contracts, 0k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
ATM 58.1% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)15.0LowOct 23
Straddle Price (30 DTE)$4.85Oct 23
Beta Analysis
Risk Metrics
Beta: 0.5468
Alpha: 55.57%
Correlation: 0.2410
R-Squared: 5.8%
Stock Volatility: 28.9%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own AMTB
1 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $5.1M | #2079 of 6285 | +680.7% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
AMTB Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 41,472,487 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
AMTB Insider Trading (Form 4)
Latest: 2026-10-09Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-10-09 | Michael E. Nursey | See remarks | Mixed | +378 | $29.03 | -$3.5K | EDGAR |
| 2026-07-23 | Lee Ann Cragg | SEVP, Chief Credit Officer | Mixed | +152 | $25.86 | -$1.3K | EDGAR |
| 2026-06-18 | Michael E. Nursey | See remarks | Mixed | +1,015 | $23.23 | -$7.6K | EDGAR |
| 2026-06-10 | Armando Fleitas | EVP, Chief Accounting Officer | Grant (A) | +1,093 RSU | — | EDGAR | |
| 2026-06-04 | John Walton Quill | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | Patricia Morrison | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | Lisa Lutoff-Perlo | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | Millar Wilson | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | Odilon Almeida | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | M. Gustavo Marturet | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | Erin D. Knight | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | Jack L Kopnisky | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | Oscar Suarez | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-04 | Ashaki Rucker | Director | Grant (A) | +2,885 RSU | — | EDGAR | |
| 2026-06-03 | Sharymar Calderon | SEVP - Chief Financial Officer | Mixed | +3,004 | $22.07 | -$21.3K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
AMTB Insider Holdings
25 insiders · @ $30.61
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Gerald P Plush | Chairman, President & CEO | 159,434 | $4.88M | $78.3K | 10 | 2025-02-20 |
| 2 | Millar Wilson | Director | 118,355 | $3.62M | $0 | 10 | 2026-06-04 |
| 3 | M. Gustavo Marturet | Director | 82,670 | $2.53M | -$68.6K | 10 | 2026-06-04 |
| 4 | Alberto Capriles | SEVP Chief Risk Officer | 39,761 | $1.22M | $0 | 10 | 2026-02-20 |
| 5 | Pamella J Dana | Director | 27,524 | $842.4K | $0 | 6 | 2026-05-11 |
| 6 | Carlos Iafigliola | See remarks | 21,575 | $660.3K | -$197.4K | 13 | 2026-04-28 |
| 7 | Sharymar Calderon | SEVP - Chief Financial Officer | 21,396 | $654.8K | -$3.2K | 11 | 2026-06-03 |
| 8 | John Walton Quill | Director | 21,079 | $645.1K | $0 | 7 | 2026-06-04 |
| 9 | Mariola Sanchez | See remarks | 20,007 | $612.3K | $0 | 10 | 2026-02-20 |
| 10 | Juan Esterripa | See remarks | 19,133 | $585.6K | -$2.0K | 8 | 2025-08-14 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
AMTB Board & Officers
As of SEC filings through Oct 9, 2026Directors 10
- M. Gustavo Marturet · since Aug 8, 2018
- John Walton Quill · since Mar 4, 2019
- Millar Wilson · listed since Jun 2021
- Oscar Suarez · since Apr 1, 2022
- Erin D. Knight · since Dec 15, 2022
- Ashaki Rucker · since Apr 17, 2023
- Lisa Lutoff-Perlo · since Jan 22, 2025
- Odilon Almeida · since Jan 22, 2025
- Jack L Kopnisky · since Jun 24, 2025
- Patricia Morrison · since Jun 24, 2025
Officers 11
- Carlos Iafigliola · SEVP Interim Chief Executive Officer · listed since Jan 2026
- Braden Smith · Senior Executive Vice President, Chief Business Development Officer · since Nov 18, 2024
- Sharymar Calderon · SEVP - Chief Financial Officer · listed since Feb 2025
- Adrian Rodriguez · EVP, Interim Chief Operating Officer · since Dec 10, 2025
- Mariola Sanchez · SEVP Chief People Officer · listed since Jun 2023
- Armando Fleitas · EVP, Chief Accounting Officer · listed since Feb 2024
- Lee Ann Cragg · SEVP, Chief Credit Officer · since Dec 10, 2025
- Anthony J. Eelman · EVP, Chief Products Officer · since Feb 12, 2026
- Michael E. Nursey · SEVP, Chief Domestic Banking Officer · listed since Mar 2026
- Camacho Yecimar Tirado · EVP, Chief Risk Officer · since Jul 22, 2026
- Pedro Parra · SEVP, Head of International Banking · since Oct 1, 2024
Changes in the last 10 years (81)
| Jul 22, 2026 | Camacho Yecimar Tirado became EVP, Chief Risk Officer |
| Jun 24, 2026 | The company announced the departure of Alberto Capriles as SEVP Chief Risk Officer in an SEC filing |
| Apr 7, 2026 | The company announced the departure of Pamella J Dana from the board in an SEC filing |
| Mar 4, 2026 | Michael E. Nursey listed as SEVP, Chief Domestic Banking Officer (previously SEVP, Chief Commercial Banking Officer) in SEC filings |
| Feb 12, 2026 | Anthony J. Eelman became EVP, Chief Products Officer |
| Jan 30, 2026 | Carlos Iafigliola listed as SEVP Interim Chief Executive Officer (previously SEVP Chief Operating Officer) in SEC filings |
| Dec 10, 2025 | Michael E. Nursey became SEVP, Chief Commercial Banking Officer |
| Dec 10, 2025 | Lee Ann Cragg became SEVP, Chief Credit Officer |
| Dec 10, 2025 | Adrian Rodriguez became EVP, Interim Chief Operating Officer |
| Nov 4, 2025 | The company announced the departure of Gerald P Plush from the board in an SEC filing |
| Nov 4, 2025 | The company announced the departure of Gerald P Plush as Chairman, President & CEO in an SEC filing |
| Sep 3, 2025 | The company announced the departure of Juan Esterripa as SEVP, Chief Commercial Banking Officer. in an SEC filing |
| Jun 24, 2025 | Patricia Morrison became a director |
| Jun 24, 2025 | Jack L Kopnisky became a director |
| Mar 17, 2025 | Jeffrey K. Tischler became SEVP and Chief Credit Officer |
| Mar 4, 2025 | The company announced the departure of L. Miguel A Capriles from the board in an SEC filing |
| Feb 20, 2025 | Sharymar Calderon listed as SEVP - Chief Financial Officer (previously EVP - Chief Financial Officer) in SEC filings |
| Feb 20, 2025 | Juan Esterripa listed as SEVP, Chief Commercial Banking Officer. (previously SEVP - Head of Commercial Banking) in SEC filings |
| Feb 10, 2025 | The company announced the departure of Howard A. Levine as SEVP Head of Consumer Banking in an SEC filing |
| Jan 22, 2025 | Odilon Almeida became a director |
| Jan 22, 2025 | Lisa Lutoff-Perlo became a director |
| Nov 18, 2024 | Braden Smith became Senior Executive Vice President, Chief Business Development Officer |
| Oct 1, 2024 | Thiel Fischer became EVP and Chief Credit Officer |
| Oct 1, 2024 | Pedro Parra became SEVP, Head of International Banking |
| Jun 28, 2024 | The company announced the departure of Samantha Holroyd from the board in an SEC filing |
| Feb 21, 2024 | Armando Fleitas listed as EVP, Chief Accounting Officer (previously Senior Vice-President and Controller) in SEC filings |
| Jul 31, 2023 | Carlos Iafigliola listed as SEVP Chief Operating Officer (previously Executive Vice-President and Chief Financial Officer) in SEC filings |
| Jun 16, 2023 | Mariola Sanchez listed as SEVP Chief People Officer (previously EVP Chief People Officer) in SEC filings |
| Jun 12, 2023 | Silvio Marshall Martin listed as EVP & Chief Legal Officer (previously EVP - Chief Administrative and Legal Officer) in SEC filings |
| Jun 9, 2023 | A. Gustavo J Vollmer reported in an SEC filing no longer being a director |
| Jun 1, 2023 | Sharymar Calderon became EVP - Chief Financial Officer |
| Apr 26, 2023 | Juan Esterripa listed as SEVP - Head of Commercial Banking (previously Senior Executive Vice-President and Head of Commercial Banking) in SEC filings |
| Apr 17, 2023 | Juan Esterripa became Senior Executive Vice-President and Head of Commercial Banking |
| Apr 17, 2023 | Ashaki Rucker became a director |
| Feb 21, 2023 | Howard A. Levine listed as SEVP Head of Consumer Banking (previously Executive Vice President and Head of Consumer Banking) in SEC filings |
| Feb 21, 2023 | Alberto Capriles listed as SEVP Chief Risk Officer (previously Executive Vice-President and Chief Risk Officer) in SEC filings |
| Jan 18, 2023 | Mariola Sanchez became EVP Chief People Officer |
| Jan 9, 2023 | The company announced the departure of Miguel Palacios as Executive Vice-President and Head of Commercial Banking in an SEC filing |
| Dec 15, 2022 | Erin D. Knight became a director |
| Dec 14, 2022 | Miguel Palacios listed as Executive Vice-President and Head of Commercial Banking (previously Executive Vice-President and Chief Business Officer) in SEC filings |
| Dec 7, 2022 | The company announced the departure of Orlando D Ashford from the board in an SEC filing |
| Jul 26, 2022 | Gerald P Plush listed as Chairman, President & CEO (previously Vice-Chairman, President and Chief Executive Officer) in SEC filings |
| Jun 8, 2022 | Silvio Marshall Martin became EVP - Chief Administrative and Legal Officer |
| Jun 8, 2022 | Howard A. Levine became Executive Vice President and Head of Consumer Banking |
| Apr 1, 2022 | Samantha Holroyd became a director |
| Apr 1, 2022 | Oscar Suarez became a director |
| Apr 1, 2022 | Orlando D Ashford became a director |
| Apr 1, 2022 | John Quelch became a director |
| Mar 8, 2022 | The company announced the departure of Guillermo Villar from the board in an SEC filing |
| Mar 8, 2022 | The company announced the departure of Frederick C Copeland Jr from the board in an SEC filing |
| Aug 3, 2021 | Gerald P Plush listed as Vice-Chairman, President and Chief Executive Officer (previously Executive Vice-Chairman) in SEC filings |
| Jul 2, 2021 | Alfonso Figueredo reported in an SEC filing no longer being Co-President and Chief Operating Officer |
| Jun 10, 2021 | Millar Wilson no longer listed as Vice-Chairman & CEO in SEC filings |
| Jun 10, 2021 | Millar Wilson first listed as a director in an SEC filing |
| Apr 1, 2021 | Dolores M Lare became a director |
| Feb 18, 2021 | Gerald P Plush first listed as Executive Vice-Chairman in an SEC filing |
| Jan 1, 2021 | Armando Fleitas became Senior Vice-President and Controller |
| Dec 23, 2020 | Carlos Iafigliola listed as Executive Vice-President and Chief Financial Officer (previously Interim CFO) in SEC filings |
| Mar 17, 2020 | Alberto Peraza reported in an SEC filing no longer being Co-President and Chief Financial Officer |
| Mar 16, 2020 | Carlos Iafigliola became Interim CFO |
| Jul 17, 2019 | Gerald P Plush became a director |
| Mar 4, 2019 | John Walton Quill became a director |
| Dec 27, 2018 | Millar Wilson no longer listed as a director in SEC filings |
| Dec 27, 2018 | C.A. Mercantil Servicios Financieros reported in an SEC filing no longer being a 10% owner |
| Dec 21, 2018 | Jorge Trabanco became Chief Accounting Officer |
| Aug 8, 2018 | de Costantino Rosa M Delgado became a director |
| Aug 8, 2018 | S Alejandro Gonzalez became a director |
| Aug 8, 2018 | Pamella J Dana became a director |
| Aug 8, 2018 | Millar Wilson became a director |
| Aug 8, 2018 | Millar Wilson became Vice-Chairman & CEO |
| Aug 8, 2018 | Miguel Palacios became Executive Vice-President and Chief Business Officer |
| Aug 8, 2018 | M. Gustavo Marturet became a director |
| Aug 8, 2018 | L. Miguel A Capriles became a director |
| Aug 8, 2018 | Jose Antonio Villamil became a director |
| Aug 8, 2018 | Guillermo Villar became a director |
| Aug 8, 2018 | Frederick C Copeland Jr became a director |
| Aug 8, 2018 | C.A. Mercantil Servicios Financieros became a 10% owner |
| Aug 8, 2018 | Alfonso Figueredo became Co-President and Chief Operating Officer |
| Aug 8, 2018 | Alberto Peraza became Co-President and Chief Financial Officer |
| Aug 8, 2018 | Alberto Capriles became Executive Vice-President and Chief Risk Officer |
| Aug 8, 2018 | A. Gustavo J Vollmer became a director |
Not reported recently (9)
- Jeffrey K. Tischler · Last reported as SEVP and Chief Credit Officer in an SEC filing dated Mar 19, 2025
- Thiel Fischer · Last reported as EVP and Chief Credit Officer in an SEC filing dated Feb 20, 2025
- Silvio Marshall Martin · Last reported as EVP & Chief Legal Officer in an SEC filing dated Jun 12, 2024
- John Quelch · Last reported as a director in an SEC filing dated Jun 9, 2023
- Dolores M Lare · Last reported as a director in an SEC filing dated Apr 8, 2021
- Jorge Trabanco · Last reported as Chief Accounting Officer in an SEC filing dated Dec 23, 2020
- Jose Antonio Villamil · Last reported as a director in an SEC filing dated Jun 8, 2020
- de Costantino Rosa M Delgado · Last reported as a director in an SEC filing dated Jun 8, 2020
- S Alejandro Gonzalez · Last reported as a director in an SEC filing dated Dec 27, 2018
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
AMTB Proposed Insider Sales (Form 144)
Latest: 2025-11-24
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
0 filings
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2025-11-24 | Esterripa Juan | Officer, Former SEVP, Chief Commercial Banking Officer | 7,417 | $133.5K | 2025-11-24 | Citigroup Global Markets, Inc. | — | EDGAR |
| 2025-01-31 | Levine Howard A. | Officer, SEVP, Chief Consumer Banking Officer | 2,856 | $65.7K | 2025-01-31 | Citigroup Global Markets, Inc. | — | EDGAR |
| 2024-05-22 | Fleitas Armando | Officer | 6,240 | $141.3K | 2024-05-22 | Amerant Investments, Inc. | — | EDGAR |
| 2024-05-02 | Iafigliola Carlos | Officer | 10,579 | $245.8K | 2024-05-02 | Raymond James & Associates, Inc. | — | EDGAR |
| 2023-11-29 | Levine Howard A. | Officer | 1,200 | $25.0K | 2023-11-28 | Fidelity Brokerage Services LLC | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
55 ETFs hold AMTB
25 shown · $192.29M total exposure · 0.04% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $33.9M | — | 2026-09-30 |
| 2 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.09% | $27.5M | $31.5B | 2026-10-21 |
| 3 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.04% | $26.0M | $74.2B | 2026-10-21 |
| 4 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.07% | $19.5M | — | 2026-10-21 |
| 5 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.32% | $13.6M | $4.2B | 2026-10-21 |
| 6 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $11.7M | — | 2026-09-30 |
| 7 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.07% | $9.4M | $13.9B | 2026-10-21 |
| 8 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.03% | $9.1M | — | 2026-10-21 |
| 9 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.03% | $5.7M | — | 2026-09-30 |
| 10 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.00% | $4.4M | — | 2026-10-21 |
| 11 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.18% | $4.2M | — | 2026-06-30 |
| 12 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.02% | $4.1M | — | 2026-05-31 |
| 13 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.04% | $3.2M | — | 2026-10-21 |
| 14 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.25% | $3.1M | $1.2B | 2026-10-21 |
| 15 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.01% | $2.4M | — | 2026-10-21 |
| 16 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $2.3M | $96.2B | 2026-10-21 |
| 17 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.06% | $2.0M | $3.1B | 2026-10-21 |
| 18 | VFMF Vanguard U.S. Multifactor ETF | Vanguard | 0.18% | $2.0M | — | 2026-10-21 |
| 19 | VFH Vanguard Financials ETF | Vanguard | 0.01% | $1.6M | — | 2026-09-30 |
| 20 | PSC Principal U.S. Small-Cap ETF | Nport | 0.06% | $1.5M | — | 2026-06-30 |
| 21 | VFVA Vanguard U.S. Value Factor ETF | Vanguard | 0.14% | $1.4M | — | 2026-10-21 |
| 22 | PRFZ Invesco RAFI US 1500 Small-Mid ETF | Nport | 0.04% | $1.1M | — | 2026-07-31 |
| 23 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.00% | $1.0M | — | 2026-10-21 |
| 24 | VTWV Vanguard Russell 2000 Value ETF | Vanguard | 0.07% | $912,337 | — | 2026-09-30 |
| 25 | DES WisdomTree U.S. SmallCap Dividend Fund | Nport | 0.04% | $877,760 | — | 2026-06-30 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
21.61
TTM Diluted EPS
$1.41
TTM Revenue
$660.51M
TTM Net Income
$58.33M
TTM Op. Cash Flow
$127.69M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $150.40M | $17.87M | $0.44 | $10.92M |
| Q4 '25 | 2025-12-31 | $169.20M | $2.70M | $0.07 | $36.48M |
| Q3 '25 | 2025-09-30 | $170.03M | $14.76M | $0.35 | $22.70M |
| Q2 '25 | 2025-06-30 | $170.87M | $23.00M | $0.55 | $57.59M |
| Q1 '25 | 2025-03-31 | $165.93M | $11.96M | $0.28 | $20.21M |
| Q4 '24 | 2024-12-31 | $176.60M | $16.88M | $0.53 | $77.54M |
| Q3 '24 | 2024-09-30 | $103.95M | $-48.16M | $-1.43 | $4.21M |
| Q2 '24 | 2024-06-30 | $165.83M | $4.96M | $0.15 | $-2.34M |
| Q1 '24 | 2024-03-31 | $159.11M | $10.57M | $0.31 | $2.79M |
| Q4 '23 | 2023-12-31 | $165.18M | $-17.12M | $-0.51 | $-14.27M |
| Q3 '23 | 2023-09-30 | $161.30M | $22.12M | $0.66 | $48.83M |
| Q2 '23 | 2023-06-30 | $165.12M | $7.31M | $0.22 | $10.96M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-01
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
21.61
P/B
1.38
P/S
1.91
EV/EBITDA
15.95
EV/Sales
1.96
ROE
6.4%
ROA
0.6%
Div Yield
1.29%
FCF Yield
10.10%
Debt/Equity
0.10
Current Ratio
—
Market Cap
$1.26B
as of 2026-10-23
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
2.17M
SI % of Float
6.04%
Days to Cover
5.36
Short Vol Ratio
51.4%
Free Float
35.92M
Float %
91.7%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-09-22