NCNO nCino, Inc. Common Stock

XNAS 18.68 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

NCNO $18.68 —
Key stats
$18.68
52-Week Range
$13.80 – $27.50
YTD
-24.22%
IV Rank (30D)
21.59
Straddle Price
$2.02
P/C Vol Ratio
8.88
Market Cap
$2.0B
Fair Value
MODEL: SHORT

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.29%
Beta vs SPY1.42
Cost of Equity (CAPM)13.11% (VRP-adj)
WACC11.95%
Volatility Risk Premium+44.4pp (IV − HV30), ERP adj +50bps
Effective Tax Rate21.0%
Rev. Growth (YoY, DCF input)+5.8%
DCF Horizon12 years explicit + fade
Forward Tilt (NTM/TTM)×1.06 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.1B
Return on Equity (TTM)3.6%
Book / Price45.2% — banking bias active (P/B is primary)
Gross Margin (TTM)62.2%
FCF Margin (TTM)21.2%
Debt / Equity0.34
Quality Score4/6 — high quality (12y DCF)
Market-Implied Growth+10.4% (reverse-DCF on current price)
SMA 50$20.31 (Market Anchor value)
SMA 20 / Bollinger Mid$20.47
Bollinger Width / SMA20141.6% (drives anchor stability)
Net Debt$0.2B
Market Cap$2B
Peers used for multiples: IPGP, RAMP, VERI (filtered from 8 ETF-co-members; sector bias active)
60-Day Conviction
67%
20-Day Fair Value
≈ by Nov 3, 2026
$18.56
α -0.7% rank 22%
conviction
48%
40-Day Fair Value
≈ by Dec 2, 2026
$18.68
α -0.0% rank 22%
conviction
0%
60-Day Fair Value
≈ by Dec 31, 2026
$18.29
α -2.1% rank 22%
conviction
67%
MethodImplied PriceWeightDetail
DCF $13.70 56%
DDM (Gordon) n/a 0%
Peer P/E n/a 0%
Peer EV/EBITDA n/a 0%
Peer P/B $16.98 22% median 2.0× · 3 peers
Peer P/S $16.45 22% median 2.8× · 3 peers
Market Anchor (SMA50) $20.31 0% stability 0% (BB-width)
Options Expected (B-L 30d) $18.98 0% 7 strikes · skew -0.04
As of 2026-10-05 · updated
About
Industry (SIC)
SERVICES-PREPACKAGED SOFTWARE (7372)
Exchange
XNAS
Market Cap
$2.0B

Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capab…

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
MonthAvg ReturnYears of Data
Jan -6.39% 6
Feb -7.30% 6
Mar -7.14% 6
Apr -4.59% 6
May +0.11% 6
Jun +3.29% 6
Jul +6.31% 7
Aug +2.76% 7
Sep -4.94% 7
Oct -1.51% 7
Nov -0.16% 6
Dec -4.86% 6
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $20.47
SMA 50: $20.31
SMA 200: $18.71
Current: $18.68
EMA 12: $19.45
EMA 26: $20.08
MACD: -0.6299 | Signal: -0.3066
BEARISH
ADX (14): 22.23
WEAK TREND
+DI: 20.45
−DI: 29.87

Momentum Oscillators

RSI (14): 40.49
NEUTRAL
Stoch %K: 21.51
Stoch %D: 14.68
Williams %R: -79.31

Volume & Volatility

BB Upper: $23.43
BB Lower: $17.50
NEUTRAL
OBV: -16,242,894
Vol SMA 20: 2,327,319
Vol ROC: -17.75%
ATR: $0.94
True Range: $0.95
HV 20: 46.8%
HV 30: 50.6%
HV 60: 47.8%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-04T00:00:00 – 2026-10-02T00:00:00
AI Analysis

LLM Stock Analysis Report

Executive Summary

Overall Assessment: NEUTRAL (Confidence Level: 6/10)

Key Drivers:

  • Bullish technical signals from MACD and trend indicators
  • Positive news sentiment with a majority of recent headlines highlighting company developments and partnerships

Primary Risks:

  • High volatility and beta relative to the market
  • Low institutional interest and volume activity

Investment Thesis: nCino's stock price is likely to remain range-bound, with potential for moderate upside if technical signals continue to favor bulls. However, high volatility and low institutional interest may lead to increased risk.

Recent News Sentiment Impact: Bullish news sentiment has contributed to the recent upward move in the stock price.

Technical Analysis

Trend Direction:

  • Short-term (1-4 weeks): Uptrend
  • Medium-term (1-3 months): Weak trend
  • Long-term (3-12 months): Neutral

Support/Resistance Levels:

  • Lower Bollinger Band: $20.01
  • Middle Line (SMA 50): $19.80
  • Upper Bollinger Band: $23.81

Momentum Signals: RSI Interpretation: Neutral (53.60) MACD Signal: Bullish (0.60 / -0.23 / Histogram: 0.83)

Volume Analysis:

  • Volume SMA 20: 2829246.35
  • On-Balance Volume (OBV): -4343739.27
  • Volume Rate of Change: 3.38%

News & Sentiment Analysis

Recent Headlines Summary: The majority of recent headlines highlight company developments, partnerships, and product launches, contributing to the bullish news sentiment.

Sentiment Assessment: Bullish (Positive sentiment dominates with a score of 4/5)

Catalyst Identification:

  • Product launch: nCino's platform modernization for corporate lending
  • Partnership announcements: Raiffeisenbankengruppe Oesterreich and DNB

Market Narrative: The news headlines align with the technical signals, supporting the current uptrend.

Risk & Volatility Assessment

Risk Interpretation: nCino's beta is relatively low at 0.80 compared to the market, indicating moderate volatility.

Volatility Regime: Current volatility levels are moderate (47.4%), slightly above historical averages.

Options Market Signals:

  • IV Rank: Low (0.0%)
  • Put/Call Volume Ratio: 0.44 (Bullish sentiment)
  • Options market pricing $2.65 move by expiration

Downside Protection: Support levels include the lower Bollinger Band and middle line (SMA 50).

Market Context & Positioning

Sector Performance: nCino's stock is outperforming its sector peers.

Institutional Activity: Low institutional interest and volume activity may indicate a lack of commitment to the current price trend.

Correlation Analysis: The stock has a moderate correlation with the market (R-squared: 0.21).

Relative Valuation: The stock is trading within a range, with potential for moderate upside if technical signals continue to favor bulls.

Key Levels & Action Items

Critical Price Levels:

  • Lower Bollinger Band: $20.01
  • Middle Line (SMA 50): $19.80

Breakout/Breakdown Levels:

  • Upper Bollinger Band: $23.81

Time-Sensitive Catalysts: No upcoming earnings dates or significant events.

Risk Management: A stop-loss level could be set at the lower Bollinger Band, and position sizing should consider the moderate volatility.

Note: This analysis is based on the provided data and may not reflect actual market movements or future stock performance. It is essential to review additional information, including company fundamentals, sector trends, and overall market conditions, before making an investment decision.

Generated
News
Earnings History
6 of 7 under expected move
Avg Expected Move
17.50%
Avg Actual Move
8.06%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2025-04-01 After-Close 23.47% 19.67% 0.84x Within
2025-05-28 After-Close 14.00% 1.68% 0.12x Within
2025-08-26 After-Close 13.77% 13.94% 1.01x Exceeded
2025-12-03 After-Close 21.43% 4.77% 0.22x Within
2026-03-31 After-Close 18.02% 10.61% 0.59x Within
2026-05-27 After-Close 16.46% 2.39% 0.15x Within
2026-08-25 After-Close 15.38% 3.36% 0.22x Within

NCNO Options Activity & IV Rank

NCNO IV rank history, 52-week IV rank and IV percentile →

IV Rank (30D)
21.59
IV Rank (7D)
9.93
IV (30D ATM)
54.6%
Straddle (30D)
$2.02
Straddle (7D)
$2.02
P/C Volume
8.88
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Beta (1Y vs SPY)
0.76
Correlation (SPY)
19.9%
R²
0.04
Ann. Volatility
49.5%
SPY Volatility
13.0%

Low volatility - stock moves less than market

Beta & Alpha Over Time

NCNO Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 110,092,646 (as of 2026-07-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

301 filers141,275,319 shares$2.42B value128.32% of float
# Filer Shares Value % of Total % of Float Period
1 Vanguard Group Inc Custodian 11,857,473 $304.03M 12.57% 10.77% 2025-12-31
2 BlackRock, Inc. Custodian 9,020,898 $147.49M 6.10% 8.19% 2026-06-30
3 Vanguard Portfolio Management LLC 7,826,876 $127.97M 5.29% 7.11% 2026-06-30
4 Senvest Management, LLC 7,326,196 $119.78M 4.95% 6.65% 2026-06-30
5 AQR Capital Management, LLC Custodian 7,102,050 $112.35M 4.65% 6.45% 2026-06-30
6 Bank of America Corp Custodian 5,157,098 $84.32M 3.49% 4.68% 2026-06-30
7 AMERICAN CAPITAL MANAGEMENT INC 5,107,539 $83.51M 3.45% 4.64% 2026-06-30
8 HMI Capital Management, L.P. 4,990,713 $81.60M 3.38% 4.53% 2026-06-30
9 Bank of Montreal Custodian 4,710,565 $77.02M 3.19% 4.28% 2026-06-30
10 Vanguard Capital Management LLC 4,462,308 $72.96M 3.02% 4.05% 2026-06-30
11 Clearbridge Investments, LLC 3,913,634 $63.99M 2.65% 3.55% 2026-06-30
12 Lead Edge Capital Management, LLC 3,662,570 $59.88M 2.48% 3.33% 2026-06-30
13 Long Path Partners LP 3,639,442 $59.50M 2.46% 3.31% 2026-06-30
14 Wellington Management Group LLP Custodian 3,014,228 $49.28M 2.04% 2.74% 2026-06-30
15 State Street Corp 2,906,920 $47.53M 1.97% 2.64% 2026-06-30
16 Geode Capital Management, LLC Custodian 2,709,930 $44.32M 1.83% 2.46% 2026-06-30
17 Dimensional Fund Advisors LP Custodian 2,700,449 $44.15M 1.83% 2.45% 2026-06-30
18 KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC 2,521,806 $41.23M 1.71% 2.29% 2026-06-30
19 ALGEBRIS (UK) LTD 2,414,440 $39.35M 1.63% 2.19% 2026-06-30
20 Conestoga Capital Advisors, LLC 2,120,465 $34.67M 1.43% 1.93% 2026-06-30
21 BAMCO INC /NY/ 1,867,719 $30.54M 1.26% 1.70% 2026-06-30
22 Arrowstreet Capital, Limited Partnership 1,670,309 $27.31M 1.13% 1.52% 2026-06-30
23 T. Rowe Price Investment Management, Inc. 1,621,103 $26.51M 1.10% 1.47% 2026-06-30
24 JPMorgan Chase & Co Custodian 1,465,666 $23.23M 0.96% 1.33% 2026-06-30
25 Franklin Resources, Inc. Custodian 1,342,453 $21.95M 0.91% 1.22% 2026-06-30
9 filers$4.46M notional
# Filer Notional Value % of Total Period
1 Citadel Advisors LLC Custodian $817.50K 18.34% 2026-06-30
2 Susquehanna International Group, LLP Custodian $765.18K 17.16% 2026-06-30
3 Jane Street Group, LLC Custodian $689.97K 15.47% 2026-06-30
4 IMC-Chicago, LLC Custodian $634.38K 14.23% 2026-06-30
5 D. E. Shaw & Co., Inc. Custodian $598.41K 13.42% 2026-06-30
6 GROUP ONE TRADING LLC Custodian $407.12K 9.13% 2026-06-30
7 Simplex Trading, LLC Custodian $258.33K 5.79% 2026-06-30
8 SYMMETRY PEAK MANAGEMENT LLC $204.38K 4.58% 2026-06-30
9 Walleye Capital LLC $83.39K 1.87% 2026-06-30
6 filers$1.79M notional
# Filer Notional Value % of Total Period
1 Susquehanna International Group, LLP Custodian $930.32K 51.87% 2026-06-30
2 Jane Street Group, LLC Custodian $362.97K 20.24% 2026-06-30
3 Citadel Advisors LLC Custodian $310.65K 17.32% 2026-06-30
4 Walleye Capital LLC $147.15K 8.20% 2026-06-30
5 Simplex Trading, LLC Custodian $40.88K 2.28% 2026-06-30
6 GROUP ONE TRADING LLC Custodian $1.64K 0.09% 2026-06-30

NCNO Insider Trading (Form 4)

Latest: 2026-09-17
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-17 April Rieger Chief Lgl. & Admin Ofc., Sec Sell (S) −6,098 $21.98 -$134.1K EDGAR
2026-09-08 Sean Desmond CEO & President Mixed — $14.32 -$150.6K EDGAR
2026-08-31 Jeanette Sellers SVP of Accounting Sell (S) −690 $22.70 -$15.7K EDGAR
2026-08-06 Pierre Naude Director Sell (S) −4,677 $19.22 -$89.9K EDGAR
2026-08-06 Sean Desmond CEO & President Mixed −32,426 $16.93 -$741.7K EDGAR
2026-08-06 Jeanette Sellers SVP of Accounting Sell (S) −2,423 $19.42 -$47.0K EDGAR
2026-08-06 Gregory Orenstein CFO & Treasurer Sell (S) −11,780 $19.22 -$226.4K EDGAR
2026-08-06 April Rieger Chief Lgl. & Admin Ofc., Sec Sell (S) −7,852 $19.22 -$150.9K EDGAR
2026-08-06 Jeanette Sellers SVP of Accounting Sell (S) −2,423 $19.42 -$47.0K EDGAR
2026-08-06 Pierre Naude Director Sell (S) −4,677 $19.22 -$89.9K EDGAR
2026-08-06 Gregory Orenstein CFO & Treasurer Sell (S) −11,780 $19.22 -$226.4K EDGAR
2026-08-06 Sean Desmond CEO & President Mixed −32,426 $16.93 -$741.7K EDGAR
2026-08-06 April Rieger Chief Lgl. & Admin Ofc., Sec Sell (S) −7,852 $19.22 -$150.9K EDGAR
2026-07-08 Sean Desmond CEO & President Mixed — $11.22 -$100.7K EDGAR
2026-06-23 Diego German Dugatkin Director Award (A) +12,911 — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

NCNO Insider Holdings

24 insiders · @ $18.68
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Jeff Horing Director 4,014,242 $74.99M -$1.69B 34 2025-09-09
2 Insight Venture Associates Growth-Buyout Coinvestment Ltd. Director 1,235,700 $23.08M -$282.61M 3 2024-10-18
3 Sean Desmond CEO & President 1,231,080 $23.00M -$21.01M 46 2026-09-08
4 Pierre Naude Director 1,116,707 $20.86M -$41.06M 39 2026-08-06
5 Insight Venture Partners X, L.P. Director 999,315 $18.67M -$125.22M 2 2024-12-11
6 Insight Venture Partners Growth-Buyout Coinvestment Fund, L.P. Director 867,760 $16.21M -$320.96M 3 2024-12-11
7 Gregory Orenstein CFO & Treasurer 690,513 $12.90M -$23.75M 39 2026-08-06
8 Insight Venture Associates IX, L.P. Director 409,365 $7.65M -$246.34M 2 2024-10-18
9 April Rieger Chief Lgl. & Admin Ofc., Sec 369,651 $6.91M -$4.43M 33 2026-09-17
10 Insight Venture Partners X (Co-Investors), L.P. Director 362,291 $6.77M -$125.46M 2 2024-10-21
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

NCNO Proposed Insider Sales (Form 144)

Latest: 2026-09-15
Last 30d: 1 filing · $134K notice value  ·  Last 90d: 11 filings · $1.8M notice value · 5 unique filers · 36% under 10b5-1 plans

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. Amendments (Form 144/A) and post-cancellation refilings can inflate this if you sum naively; the rollup above excludes filings with zero stated value.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Top 90-day filers: Desmond Sean (4, $1.1M) · Rieger April (2, $285K) · Orenstein Gregory (1, $226K) · Naude Pierre (1, $90K) · Sellers Jeanette (3, $63K)
Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-09-15 Rieger April Officer 6,098 $134.0K 2026-09-15 Fidelity Brokerage Services LLC — EDGAR
2026-09-03 Desmond Sean Officer, Director 8,064 $190.8K 2026-09-03 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-08-27 Sellers Jeanette Officer 690 $15.7K 2026-08-27 Fidelity Brokerage Services LLC — EDGAR
2026-08-05 Sellers Jeanette Officer 1,536 $30.0K 2026-08-05 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-08-05 Desmond Sean Officer, Director 11,815 $231.5K 2026-08-05 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-08-04 Sellers Jeanette Officer 887 $17.0K 2026-08-04 Fidelity Brokerage Services LLC — EDGAR
2026-08-04 Rieger April Officer 7,852 $150.9K 2026-08-04 Fidelity Brokerage Services LLC — EDGAR
2026-08-04 Naude Pierre Director 4,677 $89.9K 2026-08-04 Fidelity Brokerage Services LLC — EDGAR
2026-08-04 Desmond Sean Officer, Director 28,675 $551.1K 2026-08-04 Fidelity Brokerage Services LLC — EDGAR
2026-08-04 Orenstein Gregory Officer 11,780 $226.4K 2026-08-04 Fidelity Brokerage Services LLC — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed.
Recent SEC Filings
Latest: 2026-05-27
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Filing Date Accession Link
2026-05-27 0001902733-26-000064 EDGAR
2026-03-31 0001902733-26-000019 EDGAR
2025-12-08 0001902733-25-000133 EDGAR
2025-12-03 0001902733-25-000130 EDGAR
2025-08-26 0001902733-25-000105 EDGAR
2025-06-20 0001193125-25-143670 EDGAR
2025-05-28 0001902733-25-000074 EDGAR
2025-05-27 0001902733-25-000070 EDGAR
2025-05-20 0001902733-25-000064 EDGAR
2025-04-01 0001902733-25-000024 EDGAR
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Filing Date Accession Link
2026-03-31 0001902733-26-000022 EDGAR
2025-04-01 0001902733-25-000026 EDGAR
2024-03-26 0001902733-24-000053 EDGAR
2023-03-28 0001902733-23-000024 EDGAR
2022-03-31 0001902733-22-000013 EDGAR
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
Filing Date Accession Link
2026-05-27 0001902733-26-000066 EDGAR
2025-12-03 0001902733-25-000131 EDGAR
2025-08-26 0001902733-25-000106 EDGAR
2025-05-28 0001902733-25-000076 EDGAR
2024-12-04 0001902733-24-000188 EDGAR
2024-08-27 0001902733-24-000152 EDGAR
2024-05-29 0001902733-24-000115 EDGAR
2023-11-29 0001902733-23-000078 EDGAR
2023-08-29 0001902733-23-000062 EDGAR
2023-05-31 0001902733-23-000034 EDGAR
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

P/E Ratio60.3
P/B Ratio2.2
P/S Ratio3.3
EV/EBITDA23.3
TTM Revenue$0.6B
TTM Net Income$0.0B
TTM EPS$0.31
ROE3.6%
Debt/Equity0.35