Zacks Investment ResearchT3·11d ago
OBK Origin Bancorp, Inc.
Stock
54.52
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
OBK
$54.52
—
What changed
Recent filings, trades and movesKey stats
$54.52
- 52-Week Range
- $32.28 – $58.00
- YTD
- +44.83%
- IV Rank (30D)
- 57.72
- Straddle Price
- $5.10
- P/C Vol Ratio
- 0.27
- Market Cap
- $1.6B
- Open
- $54.34
- Day Range
- $53.80 – $54.83
- Volume
- 131,763
- Prev Close
- $53.24
Fair Value
MODEL: NEUTRAL
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.90% |
| Beta vs SPY | 0.92 |
| Cost of Equity (CAPM) | 9.52% (VRP-adj) |
| WACC | 9.57% |
| Volatility Risk Premium | +26.7pp (IV − HV30) |
| Effective Tax Rate | 21.4% |
| Rev. Growth (YoY, DCF input) | +8.9% |
| DCF Horizon | 12 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.09 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.2B |
| Return on Equity (TTM) | 7.8% |
| Book / Price | 75.9% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.61 (target ROE vs peer median) |
| Gross Margin (TTM) | 67.1% |
| FCF Margin (TTM) | 29.3% |
| Debt / Equity | 0.01 |
| Quality Score | 4/6 — high quality (12y DCF) |
| Market-Implied Growth | -5.0% (reverse-DCF on current price) |
| SMA 50 | $53.01 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $52.49 |
| Bollinger Width / SMA20 | 9.9% (drives anchor stability) |
| Net Debt | $-0.1B |
| Market Cap | $2B |
Peers used for multiples: AMAL, BFH, CASH, CATY, FHB, FIBK, TBBK, WSFS
60-Day Conviction
13%
20-Day Fair Value
≈ by Dec 8, 2026
$54.17
α -0.6%
rank 67%
conviction
44%
40-Day Fair Value
≈ by Jan 6, 2027
$54.67
α +0.3%
rank 67%
conviction
12%
60-Day Fair Value
≈ by Feb 4, 2027
$54.24
α -0.5%
rank 67%
conviction
13%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $124.36 | 21% | |
| DDM (Gordon) | $25.11 | 17% | |
| Peer P/E | $18.87 | 6% | median 11.0× · 8 peers |
| Peer EV/EBITDA | n/a | 0% | median 8.4× · 8 peers |
| Peer P/B | $57.96 | 10% | median 1.4× · 8 peers |
| Peer P/S | $33.29 | 3% | median 2.6× · 8 peers |
| Market Anchor (SMA50) | $53.01 | 43% | stability 100% (BB-width) |
| Options Expected (B-L 30d) | $52.81 | 0% | 8 strikes · skew -0.35 |
As of 2026-11-09 · updated
Related
About
- Industry (SIC)
- STATE COMMERCIAL BANKS (6022) · industry map
- Market Cap
- $1.6B
- Employees
- 988
- List Date
- 2018-05-09
- CIK
- 0001516912
- Last Earnings
- Jul 22 after close · +1.8% vs ±9.9% expected
- Headquarters
- Ruston, LA
- Homepage
- https://www.origin.bank
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting de…
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|
| Jan | -- | -13.60% | 13.87% | 13.79% | 4.69% |
| Feb | -- | -0.96% | 3.25% | -5.84% | -1.18% |
| Mar | -- | 6.19% | -10.18% | -2.10% | -2.03% |
| Apr | -- | -1.62% | -6.94% | 12.22% | 1.22% |
| May | -6.45% | 1.20% | 6.17% | 0.70% | 0.40% |
| Jun | 1.77% | 4.48% | 6.50% | 9.06% | 5.45% |
| Jul | 9.84% | 9.32% | -1.30% | 5.27% | 5.78% |
| Aug | -6.52% | 2.95% | 10.11% | -3.21% | 0.83% |
| Sep | -7.38% | -3.13% | -10.36% | -0.87% | -5.43% |
| Oct | 4.26% | 0.80% | 0.99% | 0.08% | 1.53% |
| Nov | 7.01% | 9.46% | 5.02% | 0.65%* | 5.54% |
| Dec | 8.05% | -4.56% | 1.98% | -- | 1.82% |
| Total | 9.15% | 8.52% | 17.08% | 31.53% | 16.57% |
* Only 4 year(s) of data available.
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $52.63
SMA 50: $53.04
SMA 200: $48.70
Current: $54.61
EMA 12: $53.52
EMA 26: $53.06
MACD: 0.4561 | Signal: 0.2927
BULLISH
ADX (14): 21.73
WEAK TREND
+DI: 25.98
−DI: 14.90
Momentum Oscillators
RSI (14): 56.49
NEUTRAL
Stoch %K: 47.26
Stoch %D: 61.40
Williams %R: -44.26
Volume & Volatility
BB Upper: $55.38
BB Lower: $49.88
NEUTRAL
OBV: 4,530,328
Vol SMA 20: 150,038
Vol ROC: -20.03%
ATR: $1.80
True Range: $1.59
HV 20: 34.9%
HV 30: 30.0%
HV 60: 23.4%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-11-08T00:00:00 – 2026-11-06T00:00:00
AI Analysis
Click Frenzy-Pro™ for an AI analysis of this ticker.
Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.
News
All OBK news →
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Showing 1–10 of 50
Page 1 of 5
Earnings History
13 of 13 under expected move
Avg Expected Move
12.18%
Avg Actual Move
2.92%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2023-07-26 | After-Close | 15.69% | 2.95% | 0.19x | Within |
| 2023-10-25 | After-Close | 12.37% | 6.31% | 0.51x | Within |
| 2024-01-24 | After-Close | 9.66% | 5.30% | 0.55x | Within |
| 2024-04-24 | After-Close | 10.54% | 3.27% | 0.31x | Within |
| 2024-07-24 | After-Close | 12.79% | 4.81% | 0.38x | Within |
| 2024-10-23 | After-Close | 17.12% | 2.43% | 0.14x | Within |
| 2025-01-22 | Pre-Market | 9.88% | 0.92% | 0.09x | Within |
| 2025-04-23 | After-Close | 18.12% | 0.28% | 0.02x | Within |
| 2025-07-23 | After-Close | 9.63% | 0.50% | 0.05x | Within |
| 2025-10-22 | After-Close | 11.64% | 3.70% | 0.32x | Within |
| 2026-01-28 | After-Close | 9.82% | 4.52% | 0.46x | Within |
| 2026-04-22 | Pre-Market | 11.14% | 1.21% | 0.11x | Within |
| 2026-07-22 | After-Close | 9.88% | 1.76% | 0.18x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
OBK Options Activity & IV Rank
OBK IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 36.1%
7-DTE IV: 41.3%
Expected Move: $5.10
7-DTE Move: $4.90
Days to Exp: 39 (2026-12-18)
Options Flow · All expiries
Call Volume: 81
Put Volume: 22
P/C Volume: 0.272
BULLISH
Call OI: 178
Put OI: 27
P/C OI: 0.152
Total OI: 205
ATM Options Pricing
ATM Call: $2.55
ATM Put: $2.55
Call %: 4.7%
Put %: 4.7%
Chain Summary
Chain Volume: 103
Chain OI: 205
Last Updated: 11/9/2026
Spread Scanner
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Scanning bull put, bear call, iron condor and calendar spreads…
Dealer Positioning
HIGH γ vs HISTORY
Estimated net dealer gamma is at the 85th percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
85%
vs own history
GEX tilt
+0.90
OI-weighted, today
Vanna tilt
+0.97
δ-sensitivity to IV
Charm tilt
-0.95
δ-decay vs time
Vanna tilt +0.97: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.95: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 4 ATM contracts, 0k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Loading the implied volatility surface…
Volatility Smile
Loading the implied volatility smile…
IV Rank (7 DTE)20.4LowNov 9
IV Rank (30 DTE)57.7MediumNov 9
Straddle Price (30 DTE)$5.10Nov 9
Beta Analysis
Risk Metrics
Beta: 0.5513
Alpha: 38.98%
Correlation: 0.3238
R-Squared: 10.5%
Stock Volatility: 23.4%
Market Volatility: 13.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own OBK
3 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Millennium Management Hedge fund Izzy Englander | $28.5M | #914 of 3716 | +65.0% | 13F | |
| Point72 Hedge fund Steve Cohen | $3.6M | #1090 of 1945 | -26.2% | 13F | |
| Citadel Hedge fund Ken Griffin | $1.9M | #2968 of 6285 | -22.8% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
OBK Institutional Ownership (13F)
Filings for 2026-06-30 · 81 already for 2026-09-30
? 13F Guide
Diluted shares outstanding: 31,307,050 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
1 filers$230.18K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $230.18K | 100.00% | 2026-06-30 |
| # | Filer | Notional Value | % of Total | Period |
|---|
OBK Insider Trading (Form 4)
Latest: 2026-08-21Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-21 | Willliam J Wallace IV | Chief Financial Officer | Mixed Tax −593 · Exer +2,226 |
+1,633 | $52.51 | -$31.1K | EDGAR |
| 2026-08-21 | Meryl Kennedy Farr | Director | Exer (M) | +407 | — | EDGAR | |
| 2026-08-10 | Cecil W. Jones | Director | Buy (P) | +3,700 | $53.86 | $199.3K | EDGAR |
| 2026-08-05 | Michael Aubrey Jones | Director | Gift (G) | −500 | — | EDGAR | |
| 2026-07-15 | Meryl Kennedy Farr | Director | Mixed Exer +1,877 · Sell −2,265 · Tax −40 |
−428 | $38.29 | -$88.3K | EDGAR |
| 2026-06-18 | Drake Mills | Chairman, President and CEO | Mixed Exer +25,947 · Tax −10,338 |
+15,609 | $48.71 | -$503.6K | EDGAR |
| 2026-05-22 | Willliam J Wallace IV | Chief Financial Officer | Mixed Tax −271 · Exer +959 |
+688 | $47.38 | -$12.8K | EDGAR |
| 2026-05-22 | James E. Davison Jr. | Director | Other (J) | 336,715 (reclass) | — | EDGAR | |
| 2026-05-22 | Jim Crotwell | Chief Risk Officer | Mixed Exer +858 · Tax −219 |
+639 | $47.38 | -$10.4K | EDGAR |
| 2026-05-22 | Preston Moore | Chief Credit & Banking Officer | Exer (M) | +959 | — | EDGAR | |
| 2026-05-22 | Derek McGee | Chief Legal Counsel | Mixed Exer +1,199 · Tax −391 |
+808 | $47.38 | -$18.5K | EDGAR |
| 2026-05-22 | Drake Mills | Chairman, President and CEO | Mixed Exer +5,061 · Tax −2,068 |
+2,993 | $47.38 | -$98.0K | EDGAR |
| 2026-05-22 | Martin Lance Hall | OBK COO, Origin Bank Pres&CEO | Mixed Exer +1,514 · Tax −619 |
+895 | $47.38 | -$29.3K | EDGAR |
| 2026-05-22 | Stephen H Brolly | Chief Accounting Officer | Mixed Tax −231 · Exer +839 |
+608 | $47.38 | -$10.9K | EDGAR |
| 2026-05-14 | Michael Aubrey Jones | Director | Gift (G) | −1,000 | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
OBK Insider Holdings
18 insiders · @ $54.61
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | James E. Davison Jr. | Director | 435,450 | $23.78M | $0 | 3 | 2026-05-22 |
| 2 | Drake Mills | Chairman, President and CEO | 245,065 | $13.38M | $40.9K | 14 | 2026-06-18 |
| 3 | Michael Aubrey Jones | Director | 210,674 | $11.50M | $0 | 9 | 2026-08-05 |
| 4 | Gary E. Luffey | Director | 160,605 | $8.77M | $17.4K | 3 | 2025-10-29 |
| 5 | Lori Sirman | Director | 112,197 | $6.13M | $0 | 7 | 2025-02-21 |
| 6 | Martin Lance Hall | OBK COO, Origin Bank Pres&CEO | 67,813 | $3.70M | $51.8K | 12 | 2026-05-22 |
| 7 | James Samuel D'Agostino Jr. | Director | 66,048 | $3.61M | $33.9K | 3 | 2025-10-29 |
| 8 | Preston Moore | Chief Credit & Banking Officer | 59,143 | $3.23M | $257.6K | 10 | 2026-05-22 |
| 9 | Stephen H Brolly | Chief Accounting Officer | 31,408 | $1.72M | $34.7K | 12 | 2026-05-22 |
| 10 | Jim Crotwell | Chief Risk Officer | 26,670 | $1.46M | $192.2K | 13 | 2026-05-22 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
OBK Board & Officers
As of SEC filings through Aug 21, 2026Directors 10
- Drake Mills · since May 8, 2018
- Gary E. Luffey · since May 8, 2018
- James E. Davison Jr. · since May 8, 2018
- James Samuel D'Agostino Jr. · since May 8, 2018
- Michael Aubrey Jones · since May 8, 2018
- Richard J. Gallot Jr. · since Apr 24, 2019
- Stacey W Goff · since Dec 4, 2019
- Andrea La'Verne Edney · since Apr 28, 2021
- Meryl Kennedy Farr · since Apr 28, 2021
- Cecil W. Jones · since Oct 23, 2024
Officers 8
- Drake Mills · Chairman, President and CEO · since May 8, 2018
- Martin Lance Hall · OBK COO, Origin Bank Pres&CEO · listed since Aug 2023
- Bartlett H. Dugdale · Dir Inv Ptnrshp/Forth Ins CEO · since Apr 22, 2026
- Willliam J Wallace IV · Chief Financial Officer · since Aug 8, 2022
- Jim Crotwell · Chief Risk Officer · since Dec 31, 2020
- Preston Moore · Chief Credit & Banking Officer · since Dec 31, 2020
- Derek McGee · Chief Legal Counsel · since Jan 4, 2022
- Stephen H Brolly · Chief Accounting Officer · listed since Aug 2022
Changes in the last 10 years (46)
| Apr 22, 2026 | Bartlett H. Dugdale became Dir Inv Ptnrshp/Forth Ins CEO |
| Sep 7, 2025 | The company announced the departure of Daniel Chu from the board in an SEC filing |
| Oct 23, 2024 | Cecil W. Jones became a director |
| Aug 22, 2023 | Martin Lance Hall listed as OBK COO, Origin Bank Pres&CEO (previously OBNK COO, Origin Bank Pres&CEO) in SEC filings |
| Aug 23, 2022 | Stephen H Brolly listed as Chief Accounting Officer (previously Chief Financial Officer) in SEC filings |
| Aug 8, 2022 | Willliam J Wallace IV became Chief Financial Officer |
| Aug 1, 2022 | Lori Sirman became a director |
| Aug 1, 2022 | Jay Dyer became a director |
| Apr 27, 2022 | Daniel Chu became a director |
| Jan 4, 2022 | Derek McGee became Chief Legal Counsel |
| Aug 24, 2021 | Martin Lance Hall listed as OBNK COO, Origin Bank Pres&CEO (previously Origin Bank President) in SEC filings |
| Apr 28, 2021 | Meryl Kennedy Farr became a director |
| Apr 28, 2021 | Andrea La'Verne Edney became a director |
| Dec 31, 2020 | Preston Moore became Chief Credit & Banking Officer |
| Dec 31, 2020 | Jim Crotwell became Chief Risk Officer |
| Feb 3, 2020 | Fred Ronnie Myrick no longer listed as Chief Banking Officer in SEC filings |
| Dec 4, 2019 | Stacey W Goff became a director |
| Nov 19, 2019 | Cary Stephen Davis listed as Executive Risk Officer (previously Chief Risk Officer) in SEC filings |
| Apr 24, 2019 | Richard J. Gallot Jr. became a director |
| Nov 14, 2018 | Martin Lance Hall listed as Origin Bank President (previously Chief Operating Officer) in SEC filings |
| May 10, 2018 | Pine Brook Road Associates, L.P. reported in an SEC filing no longer being a 10% owner |
| May 10, 2018 | Pine Brook Capital Partners LP reported in an SEC filing no longer being a 10% owner |
| May 10, 2018 | Pbra, LLC reported in an SEC filing no longer being a 10% owner |
| May 10, 2018 | Howard H Newman reported in an SEC filing no longer being a 10% owner |
| May 8, 2018 | Steven Lewis Taylor became a director |
| May 8, 2018 | Stephen H Brolly became Chief Financial Officer |
| May 8, 2018 | Pine Brook Road Associates, L.P. became a 10% owner |
| May 8, 2018 | Pine Brook Capital Partners LP became a 10% owner |
| May 8, 2018 | Pbra, LLC became a 10% owner |
| May 8, 2018 | Oliver M Goldstein became a director |
| May 8, 2018 | Michael Aubrey Jones became a director |
| May 8, 2018 | Martin Lance Hall became Chief Operating Officer |
| May 8, 2018 | John Pietrzak became a director |
| May 8, 2018 | John Marshall Buske became a director |
| May 8, 2018 | James Samuel D'Agostino Jr. became a director |
| May 8, 2018 | James E. Davison Jr. became a director |
| May 8, 2018 | Howard H Newman became a 10% owner |
| May 8, 2018 | George M. Snellings IV became a director |
| May 8, 2018 | Gary E. Luffey became a director |
| May 8, 2018 | Fred Ronnie Myrick became a director |
| May 8, 2018 | Fred Ronnie Myrick became Chief Banking Officer |
| May 8, 2018 | Farrell J. Malone became a director |
| May 8, 2018 | Elizabeth E. Solender became a director |
| May 8, 2018 | Drake Mills became a director |
| May 8, 2018 | Drake Mills became Chairman, President and CEO |
| May 8, 2018 | Cary Stephen Davis became Chief Risk Officer |
Not reported recently (11)
- Lori Sirman · Last reported as a director in an SEC filing dated Feb 21, 2025
- Elizabeth E. Solender · Last reported as a director in an SEC filing dated May 21, 2024
- Steven Lewis Taylor · Last reported as a director in an SEC filing dated May 21, 2024
- Farrell J. Malone · Last reported as a director in an SEC filing dated May 21, 2024
- Jay Dyer · Last reported as a director in an SEC filing dated May 21, 2024
- Fred Ronnie Myrick · Last reported as a director in an SEC filing dated Feb 23, 2021
- Cary Stephen Davis · Last reported as Executive Risk Officer in an SEC filing dated Dec 23, 2020
- George M. Snellings IV · Last reported as a director in an SEC filing dated May 20, 2020
- John Marshall Buske · Last reported as a director in an SEC filing dated Nov 14, 2018
- John Pietrzak · Last reported as a director in an SEC filing dated May 8, 2018
- Oliver M Goldstein · Last reported as a director in an SEC filing dated May 8, 2018
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
ETF Holders
70 ETFs hold OBK
25 shown · $284.36M total exposure · 0.05% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $48.5M | — | 2026-09-30 |
| 2 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.06% | $42.3M | $76.6B | 2026-11-06 |
| 3 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.09% | $27.8M | $31.6B | 2026-11-05 |
| 4 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.10% | $26.6M | — | 2026-11-05 |
| 5 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.06% | $18.5M | — | 2026-11-05 |
| 6 | VXF Vanguard Extended Market ETF | Vanguard | 0.02% | $17.0M | — | 2026-09-30 |
| 7 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.10% | $14.4M | $13.9B | 2026-11-06 |
| 8 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.29% | $13.7M | $4.7B | 2026-11-05 |
| 9 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.04% | $12.7M | — | 2026-11-05 |
| 10 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.05% | $9.2M | — | 2026-09-30 |
| 11 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.31% | $7.4M | — | 2026-06-30 |
| 12 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.03% | $7.4M | — | 2026-08-31 |
| 13 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.01% | $6.9M | — | 2026-11-05 |
| 14 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.41% | $4.9M | $1.2B | 2026-11-06 |
| 15 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.06% | $4.8M | — | 2026-11-05 |
| 16 | FESM Fidelity Enhanced Small Cap Core ETF | Fidelity | 0.07% | $4.4M | $6.6B | 2026-11-05 |
| 17 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.11% | $3.3M | $3.2B | 2026-11-05 |
| 18 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $2.5M | $93.2B | 2026-11-06 |
| 19 | VFH Vanguard Financials ETF | Vanguard | 0.02% | $2.4M | — | 2026-09-30 |
| 20 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.00% | $2.1M | — | 2026-11-05 |
| 21 | FYX First Trust Small Cap Core AlphaDEX® Fund | First Trust | 0.13% | $1.7M | $1.4B | 2026-11-06 |
| 22 | DES WisdomTree U.S. SmallCap Dividend Fund | Nport | 0.07% | $1.6M | — | 2026-06-30 |
| 23 | VFMO Vanguard U.S. Momentum Factor ETF | Vanguard | 0.09% | $1.6M | — | 2026-11-05 |
| 24 | VTWV Vanguard Russell 2000 Value ETF | Vanguard | 0.10% | $1.4M | — | 2026-09-30 |
| 25 | PRFZ Invesco RAFI US 1500 Small-Mid ETF | Nport | 0.05% | $1.4M | — | 2026-07-31 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
21.20
TTM Diluted EPS
$2.57
TTM Revenue
$597.74M
TTM Net Income
$80.48M
TTM Op. Cash Flow
$176.24M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $148.09M | $27.69M | $0.89 | $52.88M |
| Q4 '25 | 2025-12-31 | $151.38M | $29.52M | $0.94 | $43.43M |
| Q3 '25 | 2025-09-30 | $162.27M | $8.62M | $0.27 | $59.30M |
| Q2 '25 | 2025-06-30 | $136.00M | $14.65M | $0.47 | $20.63M |
| Q1 '25 | 2025-03-31 | $148.15M | $22.41M | $0.71 | $35.56M |
| Q4 '24 | 2024-12-31 | $139.50M | $14.27M | $0.45 | $29.88M |
| Q3 '24 | 2024-09-30 | $160.25M | $18.60M | $0.60 | $39.58M |
| Q2 '24 | 2024-06-30 | $164.26M | $20.99M | $0.67 | $11.90M |
| Q1 '24 | 2024-03-31 | $155.96M | $22.63M | $0.73 | $27.13M |
| Q4 '23 | 2023-12-31 | $143.68M | $13.43M | $0.43 | $29.45M |
| Q3 '23 | 2023-09-30 | $153.57M | $24.31M | $0.79 | $25.32M |
| Q2 '23 | 2023-06-30 | $147.95M | $21.76M | $0.70 | $47.57M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-06
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
21.20
P/B
1.35
P/S
2.85
EV/EBITDA
15.94
EV/Sales
2.73
ROE
6.4%
ROA
0.8%
Div Yield
1.33%
FCF Yield
10.33%
Debt/Equity
0.01
Current Ratio
—
Market Cap
$1.71B
as of 2026-11-09
OBK vs Peers
Related companies, largest first| Company | Market cap | P/E | Revenue growth | YTD | IV rank |
|---|---|---|---|---|---|
| CATY Cathay General Bancorp | $4.3B | 13.6 | +1.1% | +35.2% | 51 |
| WSFS WSFS Financial Corp | $4.0B | 14.3 | −2.3% | +45.9% | 46 |
| BFH Bread Financial Holdings, Inc. | $3.9B | 7.8 | +5.2% | +32.2% | 69 |
| FIBK First Interstate BancSystem, Inc. Common | $3.5B | 12.6 | −5.5% | +9.2% | 8 |
| FHB First Hawaiian, Inc. Common Stock | $3.0B | 11.4 | +1.1% | −1.1% | 63 |
| TBBK The Bancorp Inc. | $1.9B | 9.7 | +11.9% | −26.0% | 43 |
| OBK Origin Bancorp, Inc. | $1.6B | 21.2 | −2.4% | +45.1% | 58 |
| CASH Pathward Financial, Inc. Common Stock | $1.6B | 9.1 | +0.1% | +7.3% | 46 |
| AMAL Amalgamated Financial Corp. Common Stock | $1.5B | 14.8 | +7.9% | +59.1% | 16 |
| Peer median | $3.3B | 12.0 | +1.1% | +20.7% | 46 |
P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
440.70K
SI % of Float
1.50%
Days to Cover
2.26
Short Vol Ratio
44.5%
Free Float
29.31M
Float %
95.0%
Short interest 2026-10-15 • Short volume 2026-11-06 • Float 2026-08-14