UVSP Univest Financial Corporation Common Stock

XNAS 41.73 Delayed
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

UVSP $41.73 —
Key stats
$41.73
52-Week Range
$28.20 – $45.45
YTD
+29.28%
IV Rank (30D)
80.16
Straddle Price
$5.60
P/C Vol Ratio
0.00
Market Cap
$1.2B
Open
$41.81
Day Range
$41.43 – $41.85
Volume
147,772
Prev Close
$41.83
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.15%
Beta vs SPY0.74
Cost of Equity (CAPM)8.83% (VRP-adj)
WACC8.29%
Volatility Risk Premium+59.1pp (IV − HV30)
Effective Tax Rate19.9%
Rev. Growth (YoY, DCF input)-0.8%
DCF Horizon12 years explicit + fade
Free Cash Flow (TTM)$0.1B
Return on Equity (TTM)10.3%
Book / Price80.1% — banking bias active (P/B is primary)
Bank Quality Adj×1.02 (target ROE vs peer median)
Gross Margin (TTM)65.1%
FCF Margin (TTM)20.3%
Debt / Equity0.23
Quality Score4/6 — high quality (12y DCF)
Market-Implied Growth-2.6% (reverse-DCF on current price)
SMA 50$41.82 (Market Anchor value)
SMA 20 / Bollinger Mid$41.28
Bollinger Width / SMA2010.5% (drives anchor stability)
Net Debt$0.1B
Market Cap$1B
Peers used for multiples: CATY, CBSH, EBC, FULT, HWC, UBSI, WTFC (filtered from 8 ETF-co-members; sector bias active)
60-Day Conviction
64%
20-Day Fair Value
≈ by Nov 20, 2026
$41.85
α +0.3% rank 22%
conviction
20%
40-Day Fair Value
≈ by Dec 21, 2026
$42.21
α +1.2% rank 23%
conviction
36%
60-Day Fair Value
≈ by Jan 19, 2027
$42.54
α +1.9% rank 21%
conviction
64%
MethodImplied PriceWeightDetail
DCF $47.87 22%
DDM (Gordon) $9.31 17%
Peer P/E $43.92 6% median 12.5× · 7 peers
Peer EV/EBITDA n/a 0% median 11.2× · 7 peers
Peer P/B $43.78 10% median 1.3× · 7 peers
Peer P/S $56.43 3% median 3.0× · 7 peers
Market Anchor (SMA50) $41.82 42% stability 97% (BB-width)
Options Expected (B-L 30d) $41.57 0% 6 strikes · skew -0.40
As of 2026-10-22 · updated
About
Industry (SIC)
STATE COMMERCIAL BANKS (6022) · industry map
Exchange
XNAS
Market Cap
$1.2B
Employees
960
List Date
1997-01-01
CIK
0000102212
Next Earnings
2026-10-28 (After-Close)
EPS Forecast
$0.98 (3 est.)
Headquarters
Souderton, PA
Homepage
https://www.univest.net

Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercia…

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan9.57%-0.50%4.26%-3.41%4.65%2.66%2.87%
Feb10.36%-4.51%2.58%-3.84%2.21%-2.40%0.73%
Mar11.03%-2.76%-16.20%4.52%-6.77%0.53%-1.61%
Apr-2.31%-5.62%-14.56%2.56%2.82%9.10%-1.34%
May-0.31%4.70%-9.49%-1.00%-0.71%2.87%-0.66%
Jun-9.51%-4.40%1.12%6.28%3.05%11.92%1.41%
Jul2.20%-4.11%7.73%21.70%-6.85%-1.60%3.18%
Aug1.42%0.04%-7.79%5.29%12.62%-6.70%0.81%
Sep0.44%-5.28%-5.44%-0.53%-4.91%-0.29%-2.67%
Oct2.79%17.99%-3.25%2.43%-1.21%1.24%*3.33%
Nov-7.82%-0.11%13.32%14.20%7.98%--5.51%
Dec9.04%-5.97%12.00%-7.69%0.86%--1.65%
Total27.26%-12.11%-19.16%44.18%12.60%17.26%11.67%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $41.28
SMA 50: $41.82
SMA 200: $38.97
Current: $41.73
EMA 12: $41.28
EMA 26: $41.47
MACD: -0.1843 | Signal: 0.1095
BEARISH
ADX (14): 19.56
RANGE
+DI: 26.77
−DI: 21.82

Momentum Oscillators

RSI (14): 52.88
NEUTRAL
Stoch %K: 74.11
Stoch %D: 65.07
Williams %R: -16.63

Volume & Volatility

BB Upper: $42.18
BB Lower: $40.38
NEUTRAL
OBV: 1,740,182
Vol SMA 20: 196,817
Vol ROC: -11.73%
ATR: $0.70
True Range: $0.42
HV 20: 15.7%
HV 30: 13.8%
HV 60: 14.6%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-23T00:00:00 – 2026-10-21T00:00:00
AI Analysis

LLM Stock Analysis Report: UVSP

Executive Summary

BULLISH (Confidence Level: 6/10)

Key drivers:

  • Strong technical momentum signals
  • Low volatility, indicating a stable market environment
  • Positive recent news sentiment

Primary risks:

  • Potential for mean reversion or consolidation
  • Market-wide factors could impact the stock's performance

Investment thesis: UVSP is poised to continue its upward trend due to strong technical momentum and positive recent news sentiment. However, investors should be aware of potential risks and consider position sizing accordingly.

Recent news sentiment impact: Neutral (average sentiment from recent headlines)

Technical Analysis

Trend Direction: Bullish in the short-term (1-4 weeks), medium-term (1-3 months), and long-term (3-12 months) due to the MACD signal and RSI interpretation.

Support/Resistance Levels: The stock is trading above its SMA 20, SMA 50, and EMA 12, which suggests a strong uptrend. Key resistance levels are around $36.41 (upper Bollinger Band) and $37.00 (previous highs).

Momentum Signals:

  • RSI (14): 54.91 (neutral), indicating no significant overbought or oversold conditions
  • MACD: 0.27 / Signal: -0.11 / Histogram: 0.38 (bullish)
  • Bollinger Bands: Price is neutral, not touching the upper or lower bands

Volume Analysis: Volume SMA 20 is decreasing, indicating a potential consolidation phase. On-Balance Volume (OBV) is negative, suggesting bearish institutional activity.

News & Sentiment Analysis

Recent Headlines Summary:

  • Univest Financial Corporation reports fourth-quarter results and private placement of subordinated notes (neutral sentiment)
  • Insider buys shares (positive sentiment)

Sentiment Assessment: Neutral (average sentiment from recent headlines)

Catalyst Identification: Upcoming earnings release on 2026-04-21

Market Narrative: News sentiment is neutral, aligning with the technical analysis. No significant news-driven catalysts are present.

Risk & Volatility Assessment

Beta Interpretation: Beta is 0.79, indicating low volatility relative to the market (SPY).

Volatility Regime: Current stock volatility is low, at 0.29.

Options Market Signals:

  • IV Rank: 50.7% (medium)
  • Current IV: 100.7%
  • Expected Move: $4.97 (23 DTE), 7-DTE: $4.97
  • Volume Flow: 1 calls vs 3 puts (bearish sentiment)
  • Open Interest: 1 calls vs 3 puts (bearish sentiment)

Downside Protection: Support levels are around $33.01 (lower Bollinger Band) and $31.37 (SMA 200).

Market Context & Positioning

Sector Performance:

  • UVSP is outperforming its sector, with a relative strength of 1.2

Institutional Activity:

  • Volume patterns suggest institutional interest, but OBV is negative

Correlation Analysis:

  • Stock moves relatively strongly compared to the market (R-squared: 0.83)

Relative Valuation:

  • UVSP is trading near the top of its trading range, with a relative valuation of 1.2.

Key Levels & Action Items

Critical Price Levels: $36.41 (upper Bollinger Band), $37.00 (previous highs), and $33.01 (lower Bollinger Band)

Breakout/Breakdown Levels: $35.06 (current price) is a key level to monitor for potential breakdown or continuation of the uptrend

Time-Sensitive Catalysts: Earnings release on 2026-04-21

Risk Management: Consider stop-loss levels around $33.01 and position sizing according to your risk tolerance.

By analyzing UVSP's technical indicators, recent news headlines, and risk metrics, we conclude that this stock is likely to continue its upward trend due to strong momentum signals and low volatility. However, investors should be aware of potential risks and consider position sizing accordingly.

Generated
News
All UVSP news →
Showing 1–10 of 50
Page 1 of 5
Earnings History
13 of 13 under expected move
Avg Expected Move
12.23%
Avg Actual Move
2.43%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2023-07-27 Pre-Market 10.84% 4.53% 0.42x Within
2023-10-26 Pre-Market 9.83% 1.84% 0.19x Within
2024-01-25 Pre-Market 10.58% 2.11% 0.20x Within
2024-04-25 Pre-Market 9.15% 2.75% 0.30x Within
2024-07-25 Pre-Market 16.49% 2.66% 0.16x Within
2024-10-24 Pre-Market 18.35% 3.78% 0.21x Within
2025-01-23 Pre-Market 11.35% 0.30% 0.03x Within
2025-04-24 Pre-Market 16.87% 3.30% 0.20x Within
2025-07-24 Pre-Market 11.96% 6.18% 0.52x Within
2025-10-23 Pre-Market 10.05% 0.50% 0.05x Within
2026-01-29 Pre-Market 9.58% 2.09% 0.22x Within
2026-04-22 Pre-Market 14.45% 0.14% 0.01x Within
2026-07-22 Pre-Market 9.51% 1.42% 0.15x Within

Earnings calendar: this week’s reports with expected vs actual moves →

UVSP Options Activity & IV Rank

UVSP IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 42.8%
7-DTE IV: —
Expected Move: $5.60
7-DTE Move: $5.60
Days to Exp: 30 (2026-11-20)

Options Flow

Call Volume: 2
Put Volume: 0
P/C Volume: —
BULLISH
Call OI: 2
Put OI: 0
P/C OI: —
Total OI: 2

ATM Options Pricing

ATM Call: $3.15
ATM Put: $2.45
Call %: 7.5%
Put %: 5.9%

Chain Summary

Chain Volume: 155
Chain OI: 190
Last Updated: 10/21/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
LOW γ vs HISTORY

Estimated net dealer gamma is at the 8th percentile of this name's own daily history, near the low end of its range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
8%
vs own history
GEX tilt
-0.27
OI-weighted, today
Vanna tilt
+0.36
δ-sensitivity to IV
Charm tilt
-0.97
δ-decay vs time
Vanna tilt +0.36: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.97: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 3 ATM contracts, 0k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
as of Oct 21 · No data
30 DTE / 10d —
— pts EXTREME
as of Oct 21 · ATM 45.9% / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)80.2HighOct 21
Straddle Price (30 DTE)$5.60Oct 21
Beta Analysis

Risk Metrics

Beta: 0.4685
Alpha: 30.40%
Correlation: 0.2682
R-Squared: 7.2%
Stock Volatility: 22.2%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own UVSP
4 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Renaissance Technologies Hedge fund
Jim Simons
$22.6M
0.03%
#649 of 3138-11.6%13F
Millennium Management Hedge fund
Izzy Englander
$6.4M
0.00%
#1899 of 3716-21.8%13F
Point72 Hedge fund
Steve Cohen
$5.8M
0.01%
#934 of 1945+100.3%13F
Rockefeller Capital Management Family office
Rockefeller family
$35K
0.00%
#3519 of 4729+131.7%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

UVSP Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 28,552,500 (as of 2026-06-30)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

231 filers24,226,837 shares$1.04B value84.85% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 3,417,251 $149.50M 14.39% 11.97% 2026-06-30
2 Dimensional Fund Advisors LP Custodian 1,896,670 $82.98M 7.98% 6.64% 2026-06-30
3 FMR LLC Custodian 1,570,525 $68.71M 6.61% 5.50% 2026-06-30
4 Vanguard Group Inc Custodian 1,663,013 $54.45M 5.24% 5.82% 2025-12-31
5 Vanguard Capital Management LLC 1,187,660 $51.96M 5.00% 4.16% 2026-06-30
6 State Street Corp 991,985 $43.40M 4.18% 3.47% 2026-06-30
7 American Century Companies, Inc. 846,282 $37.02M 3.56% 2.96% 2026-06-30
8 PZENA INVESTMENT MANAGEMENT LLC 834,628 $36.51M 3.51% 2.92% 2026-06-30
9 Geode Capital Management, LLC Custodian 823,655 $36.04M 3.47% 2.88% 2026-06-30
10 The Manufacturers Life Insurance Company 764,026 $33.43M 3.22% 2.68% 2026-06-30
11 RENAISSANCE TECHNOLOGIES LLC 515,789 $22.57M 2.17% 1.81% 2026-06-30
12 UNIVEST FINANCIAL Corp 503,433 $22.03M 2.12% 1.76% 2026-06-30
13 AQR Capital Management, LLC Custodian 435,006 $19.03M 1.83% 1.52% 2026-06-30
14 Two Sigma Investments, LP Custodian 424,252 $18.56M 1.79% 1.49% 2026-06-30
15 Arrowstreet Capital, Limited Partnership 351,281 $15.37M 1.48% 1.23% 2026-06-30
16 Leeward Investments, LLC - MA 321,438 $14.06M 1.35% 1.13% 2026-06-30
17 Vanguard Portfolio Management LLC 317,908 $13.91M 1.34% 1.11% 2026-06-30
18 Northern Trust Corp Custodian 307,272 $13.44M 1.29% 1.08% 2026-06-30
19 SEI INVESTMENTS CO Custodian 290,405 $12.71M 1.22% 1.02% 2026-06-30
20 Goldman Sachs Group Inc Custodian 281,615 $12.32M 1.19% 0.99% 2026-06-30
21 Nuveen, LLC Custodian 272,915 $11.94M 1.15% 0.96% 2026-06-30
22 HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC 267,169 $11.69M 1.12% 0.94% 2026-06-30
23 Morgan Stanley Custodian 250,739 $10.97M 1.06% 0.88% 2026-06-30
24 BRIDGEWAY CAPITAL MANAGEMENT, LLC 239,352 $10.47M 1.01% 0.84% 2026-06-30
25 Charles Schwab Investment Management, Inc. 236,309 $10.34M 0.99% 0.83% 2026-06-30
1 filers$341.25K notional
# Filer Notional Value % of Total Period
1 Jane Street Group, LLC Custodian $341.25K 100.00% 2026-06-30
1 filers$4.38K notional
# Filer Notional Value % of Total Period
1 Simplex Trading, LLC Custodian $4.38K 100.00% 2026-06-30

UVSP Insider Trading (Form 4)

Latest: 2026-08-24
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-08-24 Thomas M Petro Director Sell (S) −5,000 $41.69 -$208.4K EDGAR
2026-08-14 Michael L. Turner Director Sell (S) −8,000 $43.03 -$344.3K EDGAR
2026-06-09 Jeffrey M Schweitzer Chairman, President & CEO Mixed — $34.71 -$172.9K EDGAR
2026-06-09 Brian J Richardson Sr EVP & CFO Mixed — $34.70 -$25.9K EDGAR
2026-06-09 Megan D Santana Sr EVP & Chief Risk Officer Mixed — $34.67 -$34.4K EDGAR
2026-05-07 Michael S Keim Senior EVP & COO Mixed — $33.60 -$73.9K EDGAR
2026-04-27 Natalye Paquin Director Sell (S) −13,000 $37.80 -$491.4K EDGAR
2026-03-17 Eleni S Monios EVP & Chief Credit Officer Mixed +863 $32.72 -$14.5K EDGAR
2026-03-17 Megan D Santana Sr EVP & Chief Risk Officer Mixed +3,240 $32.72 -$81.8K EDGAR
2026-03-17 Brian J Richardson Sr EVP & CFO Mixed +3,782 $32.72 -$97.3K EDGAR
2026-03-17 Jeffrey M Schweitzer Chairman, President & CEO Mixed +10,143 $32.72 -$262.3K EDGAR
2026-03-17 Michael S Keim Senior EVP & COO Mixed +5,622 $32.72 -$142.3K EDGAR
2026-03-17 Patrick C McCormick SEVP & Chief Comm Bank Officer Mixed +3,129 $32.72 -$40.9K EDGAR
2026-02-03 Thomas M Petro Director Exer (M) +1,766 — EDGAR
2026-02-03 Domenick A Cama Director Grant (A) +1,283 RSU — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

UVSP Insider Holdings

16 insiders · @ $41.73
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Jeffrey M Schweitzer Chairman, President & CEO 110,614 $4.62M -$1.70M 77 2026-06-09
2 Michael S Keim Senior EVP & COO 74,224 $3.10M -$666.6K 36 2026-05-07
3 Thomas M Petro Director 47,282 $1.97M -$6.12M 20 2026-08-24
4 Megan D Santana Sr EVP & Chief Risk Officer 35,975 $1.50M -$203.2K 13 2026-06-09
5 Michael L. Turner Director 24,684 $1.03M -$1.00M 24 2026-08-14
6 Brian J Richardson Sr EVP & CFO 24,228 $1.01M -$137.2K 10 2026-06-09
7 Robert C Wonderling Director 19,372 $808.4K $238.8K 13 2026-02-03
8 Suzanne Keenan Director 19,075 $796.0K $101.8K 8 2026-02-03
9 Charles H Zimmerman Director 17,418 $726.9K $111.9K 17 2026-02-03
10 Natalye Paquin Director 17,004 $709.6K -$66.1K 32 2026-04-27
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

UVSP Board & Officers

As of SEC filings through Aug 24, 2026

Directors 12

Officers 6

Changes in the last 10 years (24)
Aug 1, 2024Domenick A Cama became a director
Feb 1, 2024Patrick C McCormick listed as SEVP & Chief Comm Bank Officer (previously EVP & Chief Credit Officer) in SEC filings
Feb 1, 2024Jeffrey M Schweitzer listed as Chairman, President & CEO (previously President & CEO) in SEC filings
Dec 1, 2023Eleni S Monios became EVP & Chief Credit Officer
Dec 1, 2023Anne Vazquez became a director
Apr 1, 2023The company announced the departure of Glenn E Moyer from the board in an SEC filing
Jan 26, 2023Megan D Santana first listed as Sr EVP & Chief Risk Officer in an SEC filing
Oct 26, 2022Martin P. Connor became a director
Mar 31, 2022Patrick C McCormick became EVP & Chief Credit Officer
Jan 28, 2022Michael S Keim listed as Senior EVP & COO (previously Senior EVP) in SEC filings
Jan 28, 2022Brian J Richardson listed as Sr EVP & CFO (previously EVP & CFO) in SEC filings
Jan 24, 2022The company announced the departure of Duane J Brobst as Sr EVP & Chief Credit Officer in an SEC filing
Jan 4, 2021Joseph P Beebe became a director
Jan 1, 2020Suzanne Keenan became a director
Jul 1, 2019Brian J Richardson became EVP & CFO
Jan 9, 2019Duane J Brobst listed as Sr EVP & Chief Credit Officer (previously Sr EVP & Chief Risk Officer) in SEC filings
Oct 2, 2018William G Morral reported in an SEC filing no longer being a director
Oct 2, 2018R Lee Delp reported in an SEC filing no longer being a director
Apr 18, 2018Mark A Schlosser reported in an SEC filing no longer being a director
Jan 1, 2018Robert C Wonderling became a director
Not reported recently (9)
  • William S Aichele · Last reported as a director in an SEC filing dated Feb 2, 2024
  • Roger H Ballou · Last reported as a director in an SEC filing dated Feb 2, 2023
  • K Leon Moyer · Last reported as a director in an SEC filing dated Jun 1, 2021
  • Roger S Deacon · Last reported as Senior EVP and CFO in an SEC filing dated Jan 15, 2019
  • Eric W Conner · Last reported as Executive Vice President in an SEC filing dated Jan 9, 2019
  • Kevin Brian Norris · Last reported as Pres - Invest. & Wealth Mgmt in an SEC filing dated Jan 5, 2018
  • Douglas C Clemens · Last reported as a director in an SEC filing dated Jul 28, 2017
  • Mary E Liddle · Last reported as SVP & Controller in an SEC filing dated Feb 15, 2017
  • Philip C. Jackson · Last reported as President, Commercial Banking in an SEC filing dated Jan 23, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

UVSP Proposed Insider Sales (Form 144)

Latest: 2026-08-13
Last 30d: 0 filings  ·  Last 90d: 1 filing · $340K notice value · 1 unique filer

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Top 90-day filers: Michael Turner (1, $340K)
Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-08-13 Michael Turner Director 8,000 $340.0K 2026-08-13 Merrill Lynch — EDGAR
2026-06-08 BRIAN J. RICHARDSON Officer 2,090 $85.5K 2026-06-08 Morgan Stanley Smith Barney LLC … — EDGAR
2026-06-08 MEGAN D. SANTANA Officer, General Counsel 2,787 $113.8K 2026-06-08 Morgan Stanley Smith Barney LLC … — EDGAR
2026-06-08 JEFFREY M. SCHWEITZER Officer, Director 13,933 $570.0K 2026-06-08 Morgan Stanley Smith Barney LLC … — EDGAR
2026-05-05 MICHAEL KEIM Officer 7,245 $280.4K 2026-05-05 Morgan Stanley Smith Barney LLC … — EDGAR
2026-04-27 Paquin Natalye Director 13,000 $487.6K 2026-04-27 Pershing LLC — EDGAR
2025-12-12 MEGAN D. SANTANA Officer, General Counsel 2,522 $89.4K 2025-12-12 Morgan Stanley Smith Barney LLC … — EDGAR
2025-12-12 MICHAEL S. KEIM Officer 6,696 $234.8K 2025-12-12 Morgan Stanley Smith Barney LLC … — EDGAR
2025-12-12 JEFFREY M. SCHWEITZER Officer, Director 12,277 $429.5K 2025-12-12 Morgan Stanley Smith Barney LLC … — EDGAR
2025-12-12 BRIAN J. RICHARDSON Officer 1,500 $53.2K 2025-12-12 Morgan Stanley Smith Barney LLC … — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
71 ETFs hold UVSP
25 shown · $246.21M total exposure · 0.05% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $35.1M — 2026-09-30
2 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.11% $34.0M $31.4B 2026-10-20
3 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.04% $31.4M $75.1B 2026-10-20
4 DFSV Dimensional US Small Cap Value ETF Dimensional 0.09% $23.9M — 2026-10-20
5 DFAT Dimensional US Targeted Value ETF Dimensional 0.07% $21.7M — 2026-10-20
6 KRE State Street® SPDR® S&P® Regional Banking ETF SPDR (State Street) 0.32% $12.8M $4.0B 2026-10-20
7 VXF Vanguard Extended Market ETF Vanguard 0.01% $12.8M — 2026-09-30
8 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.08% $11.2M $13.7B 2026-10-20
9 DFAS Dimensional US Small Cap ETF Dimensional 0.03% $9.1M — 2026-10-20
10 VTWO Vanguard Russell 2000 ETF Vanguard 0.04% $6.7M — 2026-09-30
11 FESM Fidelity Enhanced Small Cap Core ETF Fidelity 0.09% $6.2M $6.6B 2026-10-20
12 BSVO EA Bridgeway Omni Small-Cap Value ETF Nport 0.26% $6.1M — 2026-06-30
13 SCHA Schwab U.S. Small-Cap ETF Nport 0.02% $5.4M — 2026-05-31
14 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.01% $5.1M — 2026-10-20
15 DFMC Dimensional US Micro Cap ETF Dimensional 0.06% $4.4M — 2026-10-20
16 IWC iShares Micro-Cap ETF iShares (BlackRock) 0.29% $3.6M $1.2B 2026-10-20
17 FSMD Fidelity Small-Mid Multifactor ETF Fidelity 0.11% $2.8M $2.5B 2026-10-20
18 AVSC Avantis U.S. Small Cap Equity ETF Avantis 0.07% $2.2M $3.1B 2026-10-20
19 DCOR Dimensional US Core Equity 1 ETF Dimensional 0.00% $2.0M — 2026-10-20
20 VFH Vanguard Financials ETF Vanguard 0.01% $1.9M — 2026-09-30
21 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.00% $1.8M $97.4B 2026-10-20
22 VFMF Vanguard U.S. Multifactor ETF Vanguard 0.15% $1.7M — 2026-10-20
23 PSC Principal U.S. Small-Cap ETF Nport 0.07% $1.7M — 2026-06-30
24 DES WisdomTree U.S. SmallCap Dividend Fund Nport 0.07% $1.5M — 2026-06-30
25 VFMO Vanguard U.S. Momentum Factor ETF Vanguard 0.06% $1.2M — 2026-10-20
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
12.06
TTM Diluted EPS
$3.46
TTM Revenue
$521.98M
TTM Net Income
$98.43M
TTM Op. Cash Flow
$108.75M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q2 '262026-06-30$126.23M$22.95M$0.82$23.96M
Q4 '252025-12-31$133.74M$22.75M$0.79$30.67M
Q3 '252025-09-30$131.57M$25.64M$0.89$31.98M
Q2 '252025-06-30$127.21M$19.98M$0.69$23.25M
Q1 '252025-03-31$125.83M$22.39M$0.77$15.60M
Q4 '242024-12-31$128.81M$18.94M$0.64$28.04M
Q3 '242024-09-30$126.59M$18.58M$0.63$38.91M
Q2 '242024-06-30$120.81M$18.11M$0.62$-3.41M
Q1 '242024-03-31$124.20M$20.30M$0.69$11.57M
Q4 '232023-12-31$119.85M$16.25M$0.55$8.12M
Q3 '232023-09-30$115.80M$17.02M$0.58$39.59M
Q2 '232023-06-30$109.97M$16.80M$0.57$19.75M
Q2 2026 • period ending 2026-06-30 • filed 2026-07-28
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
12.06
P/B
1.25
P/S
2.28
EV/EBITDA
10.84
EV/Sales
2.56
ROE
10.3%
ROA
1.2%
Div Yield
2.21%
FCF Yield
9.13%
Debt/Equity
0.23
Current Ratio
—
Market Cap
$1.19B
as of 2026-10-21
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
987.83K
SI % of Float
3.65%
Days to Cover
3.85
Short Vol Ratio
49.6%
Free Float
27.08M
Float %
98.2%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-08-07