Exzeo plans to extend its AI underwriting platform into auto, flood and liability lines.
XZO Exzeo Group, Inc.
XNYSStock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
XZO
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What changed
Recent filings, trades and moves- Nov 5 Quarterly report (10-Q) filed
- Nov 4 8-K: Earnings results
Key stats
Related
About
- Industry (SIC)
- SERVICES-PREPACKAGED SOFTWARE (7372) · industry map
- Exchange
- XNYS
- Market Cap
- $1.5B
- Employees
- 354
- List Date
- 2025-11-05
- CIK
- 0001873951
- Last Earnings
- Aug 6
- Headquarters
- Tampa, FL
- Homepage
- https://www.exzeo.com
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the com…
Summary
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composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '25 | '26 | Avg |
|---|---|---|---|
| Jan | -- | -10.72% | -10.72% |
| Feb | -- | -20.30% | -20.30% |
| Mar | -- | -8.88% | -8.88% |
| Apr | -- | 13.05% | 13.05% |
| May | -- | -15.55% | -15.55% |
| Jun | -- | 15.55% | 15.55% |
| Jul | -- | -14.44% | -14.44% |
| Aug | -- | 5.01% | 5.01% |
| Sep | -- | -12.57% | -12.57% |
| Oct | -- | 23.82% | 23.82% |
| Nov | -10.28% | -9.69%* | -9.98% |
| Dec | 28.85% | -- | 28.85% |
| Total | 15.60% | -37.17% | -10.78% |
* Only 2 year(s) of data available.
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $17.01
SMA 50: $16.31
SMA 200: $15.85
Current: $16.50
EMA 12: $17.20
EMA 26: $16.85
MACD: 0.3465 | Signal: -0.0865
BULLISH
ADX (14): 22.54
WEAK TREND
+DI: 25.93
−DI: 21.59
Momentum Oscillators
RSI (14): 47.63
NEUTRAL
Stoch %K: 26.29
Stoch %D: 50.12
Williams %R: -78.34
Volume & Volatility
BB Upper: $18.68
BB Lower: $15.33
NEUTRAL
OBV: -45,576
Vol SMA 20: 287,177
Vol ROC: 0.36%
ATR: $1.03
True Range: $0.95
HV 20: 66.6%
HV 30: 60.1%
HV 60: 50.1%
Data Summary
Data Points: 254
Last Updated:
Date Range: 2025-11-05T00:00:00 – 2026-11-09T00:00:00
AI Analysis
Written before XZO’s Nov 4 earnings report, so it doesn’t reflect the results.
LLM Stock Analysis Report: XZO
Executive Summary
Overall Assessment: NEUTRAL (Confidence Level: 6/10)
Key Drivers:
- Technical indicators suggest a neutral trend, with no clear direction
- Recent news headlines have been predominantly negative
- Beta analysis indicates high risk relative to the market
- Options activity is limited due to lack of available data
Primary Risks:
- High volatility may lead to significant price movements
- Negative sentiment from recent news headlines could impact investor confidence
- Limited options data makes it challenging to assess risk and potential trading opportunities
Investment Thesis:
XZO's neutral technical trend, combined with negative news sentiment, suggests a cautious approach. While the stock has shown high volatility in the past, its beta relative to the market indicates it may be more susceptible to market fluctuations. A balanced view is essential when considering XZO.
Recent News Sentiment Impact:
The recent negative news headlines from Schall Law Firm's fraud investigation have likely contributed to the stock's current neutral trend. Investors should consider these headlines as a potential catalyst for future price movements.
Technical Analysis
Trend Direction: Neutral (Short-term: 1-4 weeks), Medium-term: 1-3 months, Long-term: Not determined due to limited data
Support/Resistance Levels: Key price levels from moving averages and technical patterns:
- SMA 20: $16.06
- EMA 12: $16.00
- Lower Bollinger Band: $15.02
- Recent low: $14.95
Momentum Signals:
- RSI (14) interpretation: Neutral (46.06)
- MACD signal: Bullish (0.04 / Signal: -0.08 / Histogram: 0.12)
- Bollinger Bands position: Neutral
Volume Analysis: Volume trends and institutional interest signals:
- Volume SMA 20: 125437.15
- OBV: 2458356.46
- Volume Rate of Change: 78.50%
News & Sentiment Analysis
Recent Headlines Summary: Key themes from last 10 news articles:
- Negative sentiment due to Schall Law Firm's fraud investigation (2 headlines)
- Neutral news on HCI Group's quarterly cash dividend announcements (2 headlines)
Sentiment Assessment: Aggregate news sentiment: NEGATIVE
Catalyst Identification: Upcoming events or regulatory changes that could impact the stock price:
- No specific catalysts identified due to limited data
Market Narrative: How news aligns with or contradicts technical signals:
- Recent negative news has likely contributed to the neutral trend, which aligns with the technical indicators.
Risk & Volatility Assessment
Beta Interpretation: High risk relative to market (beta 1.67)
Volatility Regime: High volatility (stock moves more than market)
Options Market Signals: IV rank: N/A (no options data available), put/call ratios: N/A, unusual activity: N/A
Downside Protection: Support levels and risk management considerations:
- Lower Bollinger Band: $15.02
- Recent low: $14.95
Market Context & Positioning
Sector Performance: Relative strength vs sector/market:
- No specific data available for XZO's sector or market performance
Institutional Activity: Volume patterns suggesting institutional interest signals:
- Institutional interest is limited due to lack of available data
Correlation Analysis: How stock moves relative to market (R-squared interpretation):
- Correlation: 0.34, indicating a relatively weak relationship with the market
Relative Valuation: Position within trading range:
- No specific valuation data available for XZO
Key Levels & Action Items
Critical Price Levels: Support/resistance levels to monitor:
- SMA 20: $16.06
- EMA 12: $16.00
- Lower Bollinger Band: $15.02
- Recent low: $14.95
Breakout/Breakdown Levels: Technical levels that could trigger significant moves:
- No specific breakout/breakdown levels identified due to limited data
Time-Sensitive Catalysts: Earnings dates, FDA approvals, product launches:
- No specific catalysts identified due to lack of available earnings or other event data
Risk Management: Stop-loss levels and position sizing considerations:
- Consider a stop-loss level below the recent low ($14.95) or at the Lower Bollinger Band ($15.02)
- Monitor institutional activity and options market signals for potential trading opportunities
Generated
News
All XZO news →
XZO Options Activity & IV Rank
Loading options activity...
Spread Scanner
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Scanning bull put, bear call, iron condor and calendar spreads…
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
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pts
EXTREME
ATM — / Wing —
30 DTE / 10d
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—
pts
EXTREME
ATM — / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Loading the implied volatility surface…
Volatility Smile
Loading the implied volatility smile…
IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Risk Metrics
Beta: 1.5198
Alpha: -15.88%
Correlation: 0.3377
R-Squared: 11.4%
Stock Volatility: 61.9%
Market Volatility: 13.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
High volatility - stock moves more than market
Beta & Alpha Over Time
Notable investors who own XZO
2 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $2.9M | #2549 of 6285 | +51.8% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $1.2M | #2220 of 3138 | -57.1% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
XZO Institutional Ownership (13F)
Filings for 2026-06-30 · 31 already for 2026-09-30Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
XZO Insider Trading (Form 4)
Latest: 2026-05-28Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-05-28 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.67 | $27.3K | EDGAR |
| 2026-05-27 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.26 | $26.5K | EDGAR |
| 2026-05-26 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $12.92 | $25.8K | EDGAR |
| 2026-05-22 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $12.82 | $25.6K | EDGAR |
| 2026-05-21 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.33 | $26.7K | EDGAR |
| 2026-05-20 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.69 | $27.4K | EDGAR |
| 2026-05-19 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.93 | $27.9K | EDGAR |
| 2026-05-18 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.68 | $27.4K | EDGAR |
| 2026-05-15 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.75 | $27.5K | EDGAR |
| 2026-05-14 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.55 | $27.1K | EDGAR |
| 2026-05-13 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.85 | $27.7K | EDGAR |
| 2026-05-12 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.99 | $28.0K | EDGAR |
| 2026-05-11 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $13.52 | $27.0K | EDGAR |
| 2026-05-08 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $15.11 | $30.2K | EDGAR |
| 2026-05-07 | Paresh Patel | Chief Executive Officer | Buy (P) | +2,000 | $17.31 | $34.6K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
XZO Insider Holdings
8 insiders · @ $16.50
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Paresh Patel | Chief Executive Officer | 1,672,013 | $27.59M | $2.50M | 45 | 2026-05-28 |
| 2 | Kevin Andrew Mitchell | President | 715,135 | $11.80M | $265.9K | 2 | 2025-12-22 |
| 3 | Suela Bulku | Chief Financial Officer | 304,854 | $5.03M | $217.2K | 2 | 2025-12-22 |
| 4 | Brook Armstrong Baker | General Counsel | 249,026 | $4.11M | $238.2K | 3 | 2025-12-22 |
| 5 | James J Macchiarola | Director | 140,000 | $2.31M | $480.5K | 2 | 2026-03-24 |
| 6 | Robert A. Lopes Jr. | Director | 127,335 | $2.10M | $248.4K | 2 | 2026-03-10 |
| 7 | Loreen M Spencer | Director | 110,000 | $1.81M | $84.0K | 1 | 2025-11-07 |
| 8 | Irene Hurst | Director | 109,500 | $1.81M | $42.0K | 1 | 2025-11-07 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
XZO Board & Officers
As of SEC filings through May 28, 2026Directors 6
- Irene Hurst · since Nov 4, 2025
- James J Macchiarola · since Nov 4, 2025
- Kevin Andrew Mitchell · since Nov 4, 2025
- Loreen M Spencer · since Nov 4, 2025
- Paresh Patel · since Nov 4, 2025
- Robert A. Lopes Jr. · since Nov 4, 2025
Officers 4
- Paresh Patel · Chief Executive Officer · since Nov 4, 2025
- Kevin Andrew Mitchell · President · since Nov 4, 2025
- Suela Bulku · Chief Financial Officer · since Nov 4, 2025
- Brook Armstrong Baker · General Counsel · since Nov 4, 2025
10% owners 1
- HCI Group, Inc. (entity) · since Nov 4, 2025
Changes in the last 10 years (11)
| Nov 4, 2025 | Suela Bulku became Chief Financial Officer |
| Nov 4, 2025 | Robert A. Lopes Jr. became a director |
| Nov 4, 2025 | Paresh Patel became a director |
| Nov 4, 2025 | Paresh Patel became Chief Executive Officer |
| Nov 4, 2025 | Loreen M Spencer became a director |
| Nov 4, 2025 | Kevin Andrew Mitchell became a director |
| Nov 4, 2025 | Kevin Andrew Mitchell became President |
| Nov 4, 2025 | James J Macchiarola became a director |
| Nov 4, 2025 | Irene Hurst became a director |
| Nov 4, 2025 | HCI Group, Inc. became a 10% owner |
| Nov 4, 2025 | Brook Armstrong Baker became General Counsel |
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
Recent SEC Filings
Latest: 2026-11-05
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
| Filing Date | Accession | Link |
|---|
ETF Holders
22 ETFs hold XZO
22 shown · $38.89M total exposure · 0.02% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.06% | $18.8M | $31.6B | 2026-11-05 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $6.8M | — | 2026-09-30 |
| 3 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.01% | $5.1M | $76.6B | 2026-11-06 |
| 4 | VXF Vanguard Extended Market ETF | Vanguard | 0.00% | $2.1M | — | 2026-09-30 |
| 5 | IWO iShares Russell 2000 Growth ETF | iShares (BlackRock) | 0.01% | $2.0M | $13.7B | 2026-11-06 |
| 6 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.05% | $1.4M | $3.2B | 2026-11-05 |
| 7 | AVUS Avantis U.S. Equity ETF | Avantis | 0.01% | $1.1M | $14.3B | 2026-11-05 |
| 8 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.01% | $1.1M | — | 2026-09-30 |
| 9 | VTWG Vanguard Russell 2000 Growth ETF | Vanguard | 0.01% | $199,469 | — | 2026-09-30 |
| 10 | RSSL Global X Russell 2000 ETF | Global X | 0.01% | $98,554 | — | 2026-11-06 |
| 11 | ISCG iShares Morningstar Small-Cap Growth ETF | iShares (BlackRock) | 0.01% | $79,088 | $934.3M | 2026-11-06 |
| 12 | OMFS Invesco Russell 2000 Dynamic Multifactor ETF | Invesco | 0.03% | $76,880 | — | 2026-11-05 |
| 13 | TILT FlexShares Morningstar US Market Factor Tilt Index Fund | Nport | 0.00% | $63,756 | — | 2026-07-31 |
| 14 | VTHR Vanguard Russell 3000 ETF | Vanguard | 0.00% | $11,952 | — | 2026-09-30 |
| 15 | ITWO ProShares Russell 2000 High Income ETF | ProShares | 0.01% | $11,680 | — | 2026-11-06 |
| 16 | ISCB iShares Morningstar Small-Cap ETF | Nport | 0.00% | $10,585 | — | 2026-07-31 |
| 17 | URTY ProShares UltraPro Russell2000 | ProShares | 0.00% | $9,057 | — | 2026-11-06 |
| 18 | AVSU Avantis Responsible U.S. Equity ETF | Avantis | 0.00% | $8,391 | $472.1M | 2026-11-05 |
| 19 | AVTM Avantis Total Equity Markets ETF | Avantis | 0.00% | $6,978 | $742.8M | 2026-11-05 |
| 20 | UWM ProShares Ultra Russell2000 | ProShares | 0.00% | $6,158 | — | 2026-11-06 |
| 21 | HDG ProShares Hedge Replication ETF | ProShares | 0.00% | $261 | — | 2026-11-06 |
| 22 | RB ProShares Russell 2000 Dynamic Buffer ETF | ProShares | 0.01% | $65 | — | 2026-11-06 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
XZO vs Peers
Related companies, largest first| Company | Market cap | P/E | Revenue growth | YTD | IV rank |
|---|---|---|---|---|---|
| CROX Crocs, Inc. | $6.9B | 11.9 | +0.7% | +84.3% | 15 |
| LYFT Lyft, Inc. Class A Common Stock | $6.5B | 2.4 | +9.4% | −15.3% | 17 |
| GATX GATX Corporation | $6.4B | 18.4 | +23.2% | +8.8% | 37 |
| ANF Abercrombie & Fitch Co. | $6.3B | 13.1 | +4.7% | +23.5% | 93 |
| MATX Matsons, Inc. | $6.3B | 14.0 | −0.2% | +67.9% | 31 |
| M Macy's Inc. | $6.0B | 10.3 | −0.3% | +9.7% | 75 |
| LEA Lear Corporation | $5.3B | 9.7 | +3.5% | −6.6% | 40 |
| DXC DXC Technology Company | $2.3B | 22.3 | −2.8% | +7.8% | 38 |
| XZO Exzeo Group, Inc. | $1.5B | — | — | −27.5% | — |
| Peer median | $6.3B | 12.5 | +2.1% | +9.2% | 37 |
P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.