A first live Kinetic customer and an African bank signing stood out this quarter.
ACIW ACI Worldwide, Inc.
XNAS
61.41
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
ACIW
$61.41
—
What changed
Recent filings, trades and movesKey stats
$61.41
- 52-Week Range
- $38.05 – $63.10
- YTD
- +34.47%
- IV Rank (30D)
- 13.24
- Straddle Price
- $6.50
- P/C Vol Ratio
- 0.14
- Market Cap
- $6.0B
- Open
- $60.11
- Day Range
- $59.20 – $61.68
- Volume
- 1,370,788
- Prev Close
- $60.02
Fair Value
MODEL: SHORT
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.90% |
| Beta vs SPY | 0.99 |
| Cost of Equity (CAPM) | 9.85% (VRP-adj) |
| WACC | 9.65% |
| Volatility Risk Premium | +32.1pp (IV − HV30) |
| Effective Tax Rate | 27.6% |
| Rev. Growth (YoY, DCF input) | -10.0% |
| DCF Horizon | 10 years explicit + fade |
| Free Cash Flow (TTM) | $0.3B |
| Return on Equity (TTM) | 15.1% |
| Book / Price | 24.6% |
| Gross Margin (TTM) | 47.0% |
| FCF Margin (TTM) | 17.6% |
| Debt / Equity | 0.52 |
| Quality Score | 3/6 — normal (10y DCF) |
| Market-Implied Growth | +9.4% (reverse-DCF on current price) |
| SMA 50 | $52.68 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $55.23 |
| Bollinger Width / SMA20 | 20.2% (drives anchor stability) |
| Net Debt | $0.6B |
| Market Cap | $6B |
Peers used for multiples: BOX, EPAM, PLXS, QTWO, RNG, TOST, XYZ, YOU
60-Day Conviction
95%
20-Day Fair Value
≈ by Dec 8, 2026
$60.27
α -2.1%
rank 10%
conviction
93%
40-Day Fair Value
≈ by Jan 6, 2027
$58.26
α -5.3%
rank 10%
conviction
97%
60-Day Fair Value
≈ by Feb 4, 2027
$57.51
α -6.6%
rank 10%
conviction
95%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $15.83 | 25% | |
| DDM (Gordon) | n/a | 0% | |
| Peer P/E | $56.49 | 11% | median 34.9× · 8 peers |
| Peer EV/EBITDA | $73.72 | 11% | median 22.4× · 8 peers |
| Peer P/B | $118.12 | 2% | median 8.0× · 8 peers |
| Peer P/S | $45.54 | 8% | median 2.6× · 8 peers |
| Market Anchor (SMA50) | $52.68 | 42% | stability 83% (BB-width) |
| Options Expected (B-L 30d) | $60.40 | 0% | 9 strikes · skew +0.10 |
As of 2026-11-09 · updated
Related
About
- Industry (SIC)
- SERVICES-PREPACKAGED SOFTWARE (7372) · industry map
- Exchange
- XNAS
- Market Cap
- $6.0B
- Employees
- 2,930
- List Date
- 1995-02-23
- CIK
- 0000935036
- Last Earnings
- Nov 5 before open · +0.6% vs ±7.6% expected
- Next Earnings
- ~Feb 25, 2027 (estimated)
- Headquarters
- Elkhorn, NE
- Homepage
- https://www.aciworldwide.com
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regi…
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 1.35% | -1.66% | 21.28% | -1.02% | 1.83% | -5.06% | 2.79% |
| Feb | -3.36% | -2.70% | -8.33% | 10.77% | 7.38% | -8.68% | -0.82% |
| Mar | -3.33% | -0.63% | 4.57% | 3.36% | -0.44% | 1.64% | 0.86% |
| Apr | -2.65% | -8.09% | -4.52% | 5.28% | -5.89% | 5.52% | -1.72% |
| May | 0.50% | -3.58% | -9.95% | 4.83% | -14.19% | -0.43% | -3.80% |
| Jun | -4.77% | -4.57% | 1.89% | 11.96% | -0.46% | 11.68% | 2.62% |
| Jul | -8.58% | 10.28% | -0.47% | 10.34% | -7.36% | 8.83% | 2.17% |
| Aug | -4.50% | -17.25% | 4.21% | 10.08% | 21.13% | -7.13% | 1.09% |
| Sep | -5.36% | -10.15% | -8.37% | 3.98% | 7.74% | -4.59% | -2.79% |
| Oct | -2.48% | 14.76% | -7.74% | -2.50% | -9.69% | 13.38% | 0.96% |
| Nov | -9.31% | -15.11% | 32.11% | 14.81% | -1.70% | 5.43%* | 4.37% |
| Dec | 22.23% | 6.58% | 11.60% | -9.15% | 3.57% | -- | 6.97% |
| Total | -21.21% | -31.54% | 31.66% | 79.85% | -2.72% | 19.19% | 12.54% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $55.74
SMA 50: $52.83
SMA 200: $47.71
Current: $61.41
EMA 12: $57.88
EMA 26: $55.65
MACD: 2.2289 | Signal: 0.5485
BULLISH
ADX (14): 39.50
TREND
+DI: 38.71
−DI: 10.71
Momentum Oscillators
RSI (14): 80.79
OVERBOUGHT
Stoch %K: 73.29
Stoch %D: 77.10
Williams %R: -17.91
Volume & Volatility
BB Upper: $61.60
BB Lower: $49.88
NEUTRAL
OBV: 18,847,857
Vol SMA 20: 1,014,575
Vol ROC: 59.89%
ATR: $1.86
True Range: $2.48
HV 20: 27.9%
HV 30: 24.7%
HV 60: 24.6%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-11-08T00:00:00 – 2026-11-06T00:00:00
AI Analysis
Written before ACIW’s Nov 5 earnings report, so it doesn’t reflect the results.
LLM Stock Analysis Report
Executive Summary
Overall Assessment: NEUTRAL (6/10)
Key Drivers:
- Strong technical signals, including bullish MACD crossover
- Positive recent news headlines on payment security software market growth and open banking capabilities expansion
- Moderate volatility, with beta of 0.89 relative to SPY
Primary Risks:
- Recent negative sentiment article on ACI Worldwide stock trailing S&P 500 by 40 points
- Potential earnings miss or guidance revision affecting valuation
Investment Thesis: ACIW presents a moderate-risk opportunity with potential for upside momentum. The technical analysis suggests a strong uptrend, while recent news headlines highlight the company's growth in payment security software and open banking capabilities. However, the risk remains that negative sentiment could impact the stock price.
Recent News Sentiment Impact: NEUTRAL
Technical Analysis
Trend Direction:
- Short-term: Uptrend
- Medium-term: Uptrend
- Long-term: Uptrend
Support/Resistance Levels:
- Upper Bollinger Band: $45.90
- Middle Line (EMA 12): $42.73
- Lower Bollinger Band: $40.46
Momentum Signals:
- RSI (14) interpretation: Neutral (49.90)
- MACD signal: Bullish crossover above signal line (-0.02 / -0.13 / 0.11)
- Bollinger Bands position: Squeeze, breakout potential
- Volume Analysis:
- Volume SMA 20: 706010.30
- On-Balance Volume (OBV): 18379457.88
News & Sentiment Analysis
Recent Headlines Summary:
- Positive news on payment security software market growth and open banking capabilities expansion
- Negative sentiment article on ACI Worldwide stock trailing S&P 500 by 40 points
Sentiment Assessment: NEUTRAL
Catalyst Identification:
- No immediate catalysts, but potential earnings miss or guidance revision could impact valuation in the near-term
Market Narrative: The market narrative is mixed, with recent news headlines highlighting growth opportunities while also noting negative sentiment. The technical analysis suggests a strong uptrend, which may continue if the stock can break above the upper Bollinger Band.
Risk & Volatility Assessment
Risk Assessment:
- High risk: None
- Medium risk: Beta of 0.89 relative to SPY and moderate volatility
- Low risk: None
Volatility Regime: The current volatility regime is moderate, with a historical volatility of HV20 at 45.0%.
Options Market Signals: IV Rank: 22.2% (Low) - shows if volatility is historically high/low Current IV: 68.7% Expected Move: $4.08 (27 DTE) Volume Flow: 8 calls vs 3 puts
Downside Protection: Support levels include the middle line (EMA 12) at $42.73 and the lower Bollinger Band at $40.46.
Market Context & Positioning
Sector Performance:
- ACIW is relatively strong compared to its sector peers, with a beta of 0.89 relative to SPY
Institutional Activity: Volume patterns suggest institutional interest, with a volume SMA 20 of 706010.30 and an On-Balance Volume (OBV) of 18379457.88.
Correlation Analysis:
- Correlation: 0.34 - the stock generally follows market movements
- R-squared interpretation: Moderate correlation
Relative Valuation: The stock is positioned within a trading range, with a relative valuation compared to its sector peers and industry averages.
Key Levels & Action Items
Critical Price Levels:
- Upper Bollinger Band: $45.90
- Middle Line (EMA 12): $42.73
- Lower Bollinger Band: $40.46
Breakout/Breakdown Levels:
- Break above the upper Bollinger Band for potential upside momentum
- Break below the lower Bollinger Band for potential downside risk
Time-Sensitive Catalysts:
- Earnings miss or guidance revision could impact valuation in the near-term
Risk Management: Stop-loss levels and position sizing considerations will depend on individual investor risk tolerance and market conditions.
This comprehensive analysis report provides a detailed evaluation of ACIW's technical, fundamental, and market context. The report highlights key drivers, primary risks, and potential catalysts that may impact the stock price.
Generated
News
All ACIW news →
Earnings History
17 of 22 under expected move
Avg Expected Move
9.32%
Avg Actual Move
5.55%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-01-28 | Pre-Market | 4.87% | 2.00% | 0.41x | Within |
| 2021-05-06 | Pre-Market | 9.69% | 1.08% | 0.11x | Within |
| 2021-11-04 | Pre-Market | 9.87% | 2.23% | 0.23x | Within |
| 2022-02-24 | Pre-Market | 11.33% | 2.82% | 0.25x | Within |
| 2022-08-04 | Pre-Market | 2.81% | 4.60% | 1.64x | Exceeded |
| 2022-11-02 | Pre-Market | 7.88% | 18.60% | 2.36x | Exceeded |
| 2023-03-01 | Pre-Market | 13.93% | 0.19% | 0.01x | Within |
| 2023-05-04 | Pre-Market | 9.63% | 2.72% | 0.28x | Within |
| 2023-08-03 | Pre-Market | 6.99% | 5.26% | 0.75x | Within |
| 2023-11-02 | Pre-Market | 10.38% | 13.78% | 1.33x | Exceeded |
| 2024-02-29 | Pre-Market | 10.75% | 6.26% | 0.58x | Within |
| 2024-04-30 | Pre-Market | 13.93% | 3.02% | 0.22x | Within |
| 2024-08-01 | Pre-Market | 8.91% | 5.83% | 0.65x | Within |
| 2024-11-07 | Pre-Market | 8.36% | 8.78% | 1.05x | Exceeded |
| 2025-02-27 | Pre-Market | 10.48% | 7.69% | 0.73x | Within |
| 2025-05-08 | Pre-Market | 6.20% | 11.70% | 1.89x | Exceeded |
| 2025-08-07 | Pre-Market | 8.19% | 3.77% | 0.46x | Within |
| 2025-11-06 | Pre-Market | 9.59% | 4.95% | 0.52x | Within |
| 2026-02-26 | Pre-Market | 11.93% | 4.05% | 0.34x | Within |
| 2026-05-07 | Pre-Market | 9.24% | 7.81% | 0.85x | Within |
| 2026-08-06 | Pre-Market | 12.42% | 4.45% | 0.36x | Within |
| 2026-11-05 | Pre-Market | 7.56% | 0.56% | 0.07x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
ACIW Options Activity & IV Rank
ACIW IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 38.4%
7-DTE IV: 38.7%
Expected Move: $6.50
7-DTE Move: $3.25
Days to Exp: 39 (2026-12-18)
Options Flow · All expiries
Call Volume: 618
Put Volume: 84
P/C Volume: 0.136
BULLISH
Call OI: 742
Put OI: 249
P/C OI: 0.336
Total OI: 991
ATM Options Pricing
ATM Call: $4.05
ATM Put: $2.45
Call %: 6.6%
Put %: 4.0%
Chain Summary
Chain Volume: 702
Chain OI: 991
Last Updated: 11/9/2026
Spread Scanner
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Scanning bull put, bear call, iron condor and calendar spreads…
Dealer Positioning
HIGH γ vs HISTORY
Estimated net dealer gamma is at the 98th percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
98%
vs own history
GEX tilt
+0.83
OI-weighted, today
Vanna tilt
+0.04
δ-sensitivity to IV
Charm tilt
-0.22
δ-decay vs time
? What is this?
· 7 ATM contracts, 0k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Loading the implied volatility surface…
Volatility Smile
Loading the implied volatility smile…
IV Rank (7 DTE)5.2LowNov 9
IV Rank (30 DTE)13.2LowNov 9
Straddle Price (30 DTE)$6.50Nov 9
Beta Analysis
Risk Metrics
Beta: 0.3259
Alpha: 24.71%
Correlation: 0.1317
R-Squared: 1.7%
Stock Volatility: 34.1%
Market Volatility: 13.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own ACIW
5 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $22.2M | #1081 of 6285 | +789.5% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $12.3M | #1441 of 3716 | +701.4% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $8.9M | #1122 of 3138 | -49.2% | 13F | |
| Bridgewater Associates Hedge fund Ray Dalio | $957K | #844 of 997 | new | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $335K | #2295 of 4729 | +221.5% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
ACIW Institutional Ownership (13F)
Filings for 2026-06-30 · 175 already for 2026-09-30
? 13F Guide
Diluted shares outstanding: 102,307,500 (as of 2026-09-30)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
2 filers$684.46K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $528.04K | 77.15% | 2026-06-30 |
| 2 | Simplex Trading, LLC Custodian | $156.42K | 22.85% | 2026-09-30 |
1 filers$804.64K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $804.64K | 100.00% | 2026-06-30 |
ACIW Insider Trading (Form 4)
Latest: 2026-09-25Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-09-25 | Robert William Leibrock | Chief Financial Officer | Disp (D) | −3,176 | $49.62 | -$157.6K | EDGAR |
| 2026-09-09 | Robert William Leibrock | Chief Financial Officer | Disp (D) | −1,905 | $52.95 | -$100.9K | EDGAR |
| 2026-09-09 | Erich J Litch | GM, Payment Software | Disp (D) | −1,766 | $52.95 | -$93.5K | EDGAR |
| 2026-09-09 | Ronald Craig Shultz | GM, ACI Speedpay | Disp (D) | −1,874 | $52.95 | -$99.2K | EDGAR |
| 2026-06-26 | Robert William Leibrock | Chief Financial Officer | Disp (D) | −2,454 | $46.39 | -$113.8K | EDGAR |
| 2026-06-08 | Erich J Litch | GM, Payment Software | Disp (D) | −1,790 | $42.61 | -$76.3K | EDGAR |
| 2026-06-08 | Ronald Craig Shultz | GM, ACI Speedpay | Disp (D) | −1,882 | $42.53 | -$80.0K | EDGAR |
| 2026-06-08 | Robert William Leibrock | Chief Financial Officer | Disp (D) | −1,289 | $42.80 | -$55.2K | EDGAR |
| 2026-06-03 | Samir Michael Zabaneh | Director | Award (A) | +5,720 | — | EDGAR | |
| 2026-06-03 | Mary P Harman | Director | Award (A) | +5,720 | — | EDGAR | |
| 2026-06-03 | Kimberly A. deBeers | Director | Award (A) | +5,720 | — | EDGAR | |
| 2026-06-03 | Didier R Lamouche | Director | Award (A) | +5,720 | — | EDGAR | |
| 2026-06-03 | Juan Benitez II | Director | Award (A) | +5,720 | — | EDGAR | |
| 2026-06-03 | Todd R Ford | Director | Award (A) | +5,720 | — | EDGAR | |
| 2026-06-03 | Adalio T Sanchez | Director | Award (A) | +5,720 | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
ACIW Insider Holdings
17 insiders · @ $61.41
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Scott W Behrens | Former Chief Financial Officer | 532,354 | $32.69M | -$10.40M | 73 | 2025-08-13 |
| 2 | Thomas W Warsop III | President and CEO | 483,017 | $29.66M | $1.17M | 21 | 2026-06-02 |
| 3 | Robert William Leibrock | Chief Financial Officer | 200,725 | $12.33M | $0 | 8 | 2026-09-25 |
| 4 | Adalio T Sanchez | Director | 101,515 | $6.23M | -$650.9K | 20 | 2026-06-03 |
| 5 | Abraham Kuruvilla | Chief Technology Officer | 87,885 | $5.40M | -$501.6K | 11 | 2025-12-08 |
| 6 | Charles E Peters Jr | Director | 86,185 | $5.29M | -$744.9K | 12 | 2025-06-05 |
| 7 | Janet O Estep | Director | 77,631 | $4.77M | -$698.1K | 13 | 2025-06-23 |
| 8 | Alessandro Silva | Chief Revenue Officer | 75,490 | $4.64M | -$493.8K | 22 | 2025-04-17 |
| 9 | Ronald Craig Shultz | GM, ACI Speedpay | 58,825 | $3.61M | $0 | 13 | 2026-09-09 |
| 10 | Samir Michael Zabaneh | Director | 47,302 | $2.91M | $0 | 7 | 2026-06-03 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ACIW Board & Officers
As of SEC filings through Sep 25, 2026Directors 8
- Adalio T Sanchez · since Jun 8, 2015
- Thomas W Warsop III · since Jun 8, 2015
- Mary P Harman · since Mar 18, 2021
- Samir Michael Zabaneh · since Mar 18, 2021
- Juan Benitez II · since Feb 23, 2024
- Katrinka McCallum · since Feb 23, 2024
- Todd R Ford · since Sep 25, 2025
- Kimberly A. deBeers · since Feb 23, 2026
Officers 5
- Thomas W Warsop III · President and CEO · listed since Apr 2026
- Robert William Leibrock · Chief Financial Officer · since Jul 1, 2025
- Abraham Kuruvilla · Chief Technology Officer · since Nov 29, 2023
- Erich J Litch · GM, Payment Software · listed since Jun 2025
- Ronald Craig Shultz · GM, ACI Speedpay · listed since Jun 2025
Changes in the last 10 years (52)
| Apr 15, 2026 | Thomas W Warsop III listed as President and CEO (previously Director, President and CEO) in SEC filings |
| Feb 23, 2026 | The company announced the departure of Janet O Estep from the board in an SEC filing |
| Feb 23, 2026 | The company announced the departure of Charles E Peters Jr from the board in an SEC filing |
| Feb 23, 2026 | Kimberly A. deBeers became a director |
| Sep 25, 2025 | Todd R Ford became a director |
| Aug 13, 2025 | Scott W Behrens reported in an SEC filing no longer being Chief Financial Officer |
| Jul 1, 2025 | Robert William Leibrock became Chief Financial Officer |
| Jun 6, 2025 | Ronald Craig Shultz listed as GM, ACI Speedpay (previously General Manager, ACI Speedpay) in SEC filings |
| Jun 6, 2025 | Erich J Litch listed as GM, Payment Software (previously General Manager) in SEC filings |
| Apr 17, 2025 | Alessandro Silva reported in an SEC filing no longer being Chief Revenue Officer |
| Mar 26, 2025 | Ronald Craig Shultz became General Manager, ACI Speedpay |
| Mar 26, 2025 | Erich J Litch became General Manager |
| Aug 13, 2024 | Deborah L Guerra reported in an SEC filing no longer being Chief Product Officer |
| Jun 4, 2024 | James C Hale III reported in an SEC filing no longer being a director |
| Feb 23, 2024 | Katrinka McCallum became a director |
| Feb 23, 2024 | Juan Benitez II became a director |
| Nov 29, 2023 | Abraham Kuruvilla became Chief Technology Officer |
| Jun 5, 2023 | Thomas W Warsop III listed as Director, President and CEO (previously Interim President & CEO) in SEC filings |
| Jun 2, 2023 | Thomas W Warsop III first listed as Interim President & CEO in an SEC filing |
| Feb 14, 2023 | The company announced the departure of Didier R Lamouche from the board in an SEC filing |
| Nov 30, 2022 | Jeremy Wilmot left as Chief Product Officer, per their own SEC filing |
| Nov 30, 2022 | Deborah L Guerra became Chief Product Officer |
| Nov 30, 2022 | Alessandro Silva became Chief Revenue Officer |
| Nov 28, 2022 | The company announced the departure of Odilon Almeida from the board in an SEC filing |
| Nov 8, 2022 | The company announced the departure of Odilon Almeida as Director, President and CEO in an SEC filing |
| Jun 17, 2022 | The company announced the departure of Charles K Bobrinskoy from the board in an SEC filing |
| May 5, 2022 | The company announced the departure of Evanthia Aretakis as Chief Revenue Officer in an SEC filing |
| Nov 30, 2021 | Ram Kumar Puppala became Chief Technology Officer |
| Mar 18, 2021 | Samir Michael Zabaneh became a director |
| Mar 18, 2021 | Mary P Harman became a director |
| Mar 3, 2021 | Odilon Almeida listed as Director, President and CEO (previously President and CEO) in SEC filings |
| Mar 3, 2021 | Odilon Almeida first listed as a director in an SEC filing |
| Feb 23, 2021 | Evanthia Aretakis listed as Chief Revenue Officer (previously EVP, Group President, AOD) in SEC filings |
| Feb 23, 2021 | Dennis Byrnes listed as Chief Legal Officer (previously EVP, CAO,General Counsel & Sec) in SEC filings |
| Dec 8, 2020 | Jeremy Wilmot listed as Chief Product Officer (previously EVP, Group President, AOP) in SEC filings |
| Dec 1, 2020 | Alvaro Monserrat became Chief Revenue Officer |
| Nov 25, 2020 | Scott W Behrens listed as Chief Financial Officer (previously EVP, Chief Financial Officer) in SEC filings |
| Oct 22, 2020 | Didier R Lamouche became a director |
| Oct 22, 2020 | Charles K Bobrinskoy became a director |
| Mar 19, 2020 | Craig S Saks listed as Chief Strategy Officer (previously Interim President) in SEC filings |
| Mar 9, 2020 | Odilon Almeida became President and CEO |
| Feb 24, 2020 | Craig S Saks listed as Interim President (previously Chief Operating Officer) in SEC filings |
| Dec 13, 2019 | Carolyn B Homberger listed as EVP, Chief Risk Officer (previously Group President Global Sales) in SEC filings |
| Dec 12, 2019 | Scott W Behrens listed as EVP, Chief Financial Officer (previously Sevp, CFO & CAO) in SEC filings |
| Dec 9, 2019 | Michael Braatz became EVP, Chief Product Officer |
| Dec 9, 2019 | Jeremy Wilmot became EVP, Group President, AOP |
| Dec 9, 2019 | Evanthia Aretakis became EVP, Group President, AOD |
| Jun 12, 2018 | Pamela H Patsley became a director |
| Jun 12, 2018 | Jan Suwinski reported in an SEC filing no longer being a director |
| Feb 23, 2017 | Daniel J Frate listed as Group President AOD, P&L (previously Group President) in SEC filings |
| Feb 23, 2017 | Craig S Saks listed as Chief Operating Officer (previously Group President) in SEC filings |
| Feb 23, 2017 | Carolyn B Homberger listed as Group President Global Sales (previously Group President AOD) in SEC filings |
Not reported recently (14)
- Ram Kumar Puppala · Last reported as Chief Technology Officer in an SEC filing dated May 19, 2023
- Dennis Byrnes · Last reported as Chief Legal Officer in an SEC filing dated Mar 19, 2021
- Alvaro Monserrat · Last reported as Chief Revenue Officer in an SEC filing dated Dec 11, 2020
- Craig S Saks · Last reported as Chief Strategy Officer in an SEC filing dated Nov 18, 2020
- Michael Braatz · Last reported as EVP, Chief Product Officer in an SEC filing dated Sep 17, 2020
- David A Poe · Last reported as a director in an SEC filing dated Jun 11, 2020
- Pamela H Patsley · Last reported as a director in an SEC filing dated Jun 11, 2020
- Carolyn B Homberger · Last reported as EVP, Chief Risk Officer in an SEC filing dated Mar 19, 2020
- Philip G Heasley · Last reported as a director in an SEC filing dated Mar 6, 2019
- Craig A Maki · Last reported as EVP, Treasurer & Chief CDO in an SEC filing dated Mar 6, 2019
- John M Shay Jr · Last reported as a director in an SEC filing dated Feb 28, 2018
- James McGroddy · Last reported as a director in an SEC filing dated Feb 13, 2018
- Anthony M Scotto Jr · Last reported as Sr EVP Technology in an SEC filing dated Feb 5, 2018
- Daniel J Frate · Last reported as Group President AOD, P&L in an SEC filing dated Jul 5, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
ACIW Proposed Insider Sales (Form 144)
Latest: 2025-11-10
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
0 filings
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2025-11-10 | ABRAHAM KURUVILLA | Officer | 4,210 | $200.8K | 2025-11-10 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
| 2025-06-18 | JANET O ESTEP | Director | 4,500 | $201.0K | 2025-06-18 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
| 2025-06-10 | MARY HARMAN | Director | 7,194 | $341.5K | 2025-06-10 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
| 2025-03-03 | PETERS CHARLES E JR | Director | 12,940 | $742.1K | 2025-03-03 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
| 2024-12-11 | Behrens Scott W | Officer | 60,749 | $3.31M | 2024-12-11 | MORGAN STANLEY SMITH BARNEY LLC … | — | EDGAR |
| 2024-12-06 | Kuruvilla Abraham | Officer | 5,400 | $300.8K | 2024-12-06 | MORGAN STANLEY SMITH BARNEY LLC … | — | EDGAR |
| 2024-11-13 | Adalio T. Sanchez | Officer | 9,750 | $553.5K | 2024-11-13 | Goldman Sachs & Co. LLC | — | EDGAR |
| 2024-09-04 | Guerra Deborah L | Officer | 1,224 | $60.4K | 2024-09-04 | Morgan Stanley Smith Barney LLC … | — | EDGAR |
| 2024-08-28 | James C. Hale III | Director | 5,602 | $273.4K | 2024-08-28 | UBS Financial Services Inc | — | EDGAR |
| 2024-08-20 | James C. Hale III | Director | 4,310 | $204.7K | 2024-08-20 | UBS Financial Services Inc | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-11-05
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
| Filing Date | Accession | Link |
|---|
ETF Holders
128 ETFs hold ACIW
25 shown · $1.52B total exposure · 0.30% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.35% | $366.7M | $103.8B | 2026-11-06 |
| 2 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.22% | $162.8M | $76.6B | 2026-11-06 |
| 3 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.01% | $158.2M | — | 2026-09-30 |
| 4 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.06% | $111.0M | — | 2026-09-30 |
| 5 | VGT Vanguard Information Technology ETF | Vanguard | 0.05% | $96.5M | — | 2026-09-30 |
| 6 | VBK Vanguard Morningstar Small-Cap Growth ETF | Vanguard | 0.14% | $61.9M | — | 2026-09-30 |
| 7 | IWO iShares Russell 2000 Growth ETF | iShares (BlackRock) | 0.43% | $58.7M | $13.7B | 2026-11-06 |
| 8 | VXF Vanguard Extended Market ETF | Vanguard | 0.06% | $55.6M | — | 2026-09-30 |
| 9 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.35% | $55.3M | $15.7B | 2026-11-05 |
| 10 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.15% | $50.1M | — | 2026-11-05 |
| 11 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.14% | $44.7M | — | 2026-11-05 |
| 12 | FESM Fidelity Enhanced Small Cap Core ETF | Fidelity | 0.61% | $40.0M | $6.6B | 2026-11-05 |
| 13 | IJT iShares S&P Small-Cap 600 Growth ETF | iShares (BlackRock) | 0.50% | $36.1M | $7.3B | 2026-11-06 |
| 14 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.17% | $29.2M | — | 2026-09-30 |
| 15 | IGV iShares Expanded Tech-Software Sector ETF | iShares (BlackRock) | 0.22% | $27.8M | $12.4B | 2026-11-06 |
| 16 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.11% | $25.7M | — | 2026-08-31 |
| 17 | SLYG State Street® SPDR® S&P 600™ Small Cap Growth ETF | SPDR (State Street) | 0.50% | $22.7M | $4.6B | 2026-11-05 |
| 18 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.02% | $19.7M | — | 2026-11-05 |
| 19 | VIOO Vanguard S&P Small-Cap 600 ETF | Vanguard | 0.29% | $17.5M | — | 2026-09-30 |
| 20 | IJS iShares S&P Small-Cap 600 Value ETF | iShares (BlackRock) | 0.23% | $17.1M | $7.5B | 2026-11-06 |
| 21 | FTEC Fidelity MSCI Information Technology Index ETF | Fidelity | 0.08% | $15.5M | $19.1B | 2026-11-05 |
| 22 | FNDA Schwab Fundamental U.S. Small Company ETF | Nport | 0.15% | $13.3M | — | 2026-08-31 |
| 23 | PSCT Invesco S&P SmallCap Information Technology ETF | Invesco | 2.97% | $13.2M | — | 2026-11-05 |
| 24 | SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF | SPDR (State Street) | 0.23% | $11.1M | $4.9B | 2026-11-05 |
| 25 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.29% | $9.2M | $3.2B | 2026-11-05 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
38.01
TTM Diluted EPS
$1.62
TTM Revenue
$1.76B
TTM Net Income
$166.97M
TTM Op. Cash Flow
$375.89M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q3 '26 | 2026-09-30 | $426.81M | $32.53M | $0.32 | $119.08M |
| Q1 '26 | 2026-03-31 | $425.75M | $38.31M | $0.37 | $64.25M |
| Q4 '25 | 2025-12-31 | $481.60M | $64.34M | $0.62 | $121.78M |
| Q3 '25 | 2025-09-30 | $482.36M | $91.25M | $0.88 | $73.04M |
| Q2 '25 | 2025-06-30 | $401.26M | $12.20M | $0.12 | $49.80M |
| Q1 '25 | 2025-03-31 | $394.56M | $58.87M | $0.55 | $78.22M |
| Q4 '24 | 2024-12-31 | $453.04M | $98.56M | $0.93 | $126.48M |
| Q3 '24 | 2024-09-30 | $451.75M | $81.43M | $0.77 | $54.01M |
| Q2 '24 | 2024-06-30 | $373.48M | $30.89M | $0.29 | $55.02M |
| Q1 '24 | 2024-03-31 | $316.02M | $-7.75M | $-0.07 | $123.24M |
| Q4 '23 | 2023-12-31 | $476.56M | $122.62M | $1.13 | $85.74M |
| Q3 '23 | 2023-09-30 | $363.01M | $37.91M | $0.35 | $25.27M |
Q3 2026 • period ending 2026-09-30 • filed 2026-11-05
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
38.01
P/B
4.27
P/S
3.58
EV/EBITDA
16.43
EV/Sales
3.92
ROE
13.7%
ROA
6.6%
Div Yield
0.00%
FCF Yield
4.82%
Debt/Equity
0.51
Current Ratio
—
Market Cap
$6.41B
as of 2026-11-09
ACIW vs Peers
Related companies, largest first| Company | Market cap | P/E | Revenue growth | YTD | IV rank |
|---|---|---|---|---|---|
| XYZ Block, Inc. | $51.7B | 120.5 | +6.9% | +36.8% | 19 |
| TOST Toast, Inc. | $20.1B | 37.7 | +22.1% | +2.0% | 27 |
| EPAM EPAM SYSTEMS, INC. | $8.1B | 22.5 | +14.2% | −21.8% | 14 |
| RNG RINGCENTRAL, INC. | $6.0B | 9.7 | +5.5% | +165.0% | 18 |
| ACIW ACI Worldwide, Inc. | $6.0B | 37.9 | +1.9% | +34.5% | 13 |
| BOX BOX, INC. | $5.8B | 60.5 | +9.6% | +44.9% | 88 |
| YOU Clear Secure, Inc. | $5.6B | 32.6 | +22.9% | +61.2% | 0 |
| PLXS Plexus Corp | $5.1B | 30.5 | +14.2% | +35.7% | 68 |
| QTWO Q2 Holdings Inc | $4.6B | 42.8 | +13.1% | +7.2% | 0 |
| Peer median | $5.9B | 35.2 | +13.6% | +36.3% | 18 |
P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
6.30M
SI % of Float
6.31%
Days to Cover
9.66
Short Vol Ratio
25.5%
Free Float
99.77M
Float %
98.8%
Short interest 2026-10-15 • Short volume 2026-11-06 • Float 2026-09-22