BHB Bar Harbor Bankshares

XASE 39.55 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

BHB $39.55 —
Key stats
$39.55
52-Week Range
$28.50 – $41.12
YTD
+26.68%
IV Rank (30D)
46.73
Straddle Price
$3.65
P/C Vol Ratio
1.00
Market Cap
$0.6B
Open
$38.74
Day Range
$38.74 – $39.54
Volume
26,874
Prev Close
$38.66
Fair Value
+50.0% vs price

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.15%
Beta vs SPY0.77
Cost of Equity (CAPM)9.01% (VRP-adj)
WACC8.08%
Volatility Risk Premium+50.1pp (IV − HV30)
Effective Tax Rate20.1%
Rev. Growth (YoY, DCF input)+23.1%
DCF Horizon12 years explicit + fade
Forward Tilt (NTM/TTM)×1.10 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.1B
Return on Equity (TTM)9.0%
Book / Price86.4% — banking bias active (P/B is primary)
Bank Quality Adj×0.83 (target ROE vs peer median)
Gross Margin (TTM)70.4%
FCF Margin (TTM)22.6%
Debt / Equity0.40
Quality Score5/6 — high quality (12y DCF)
Market-Implied Growth-1.5% (reverse-DCF on current price)
SMA 50$39.45 (Market Anchor value)
SMA 20 / Bollinger Mid$38.65
Bollinger Width / SMA2013.5% (drives anchor stability)
Net Debt$0.2B
Market Cap$1B
Peers used for multiples: CCBG, CTO, FISI, HTB, IBCP, ORRF, WASH (filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$84.35
Deviation
+50.0%
MethodImplied PriceWeightDetail
DCF $241.02 23%
DDM (Gordon) $34.53 18%
Peer P/E $27.10 7% median 12.1× · 7 peers
Peer EV/EBITDA n/a 0% median 10.7× · 7 peers
Peer P/B $43.76 10% median 1.3× · 7 peers
Peer P/S $35.99 3% median 2.5× · 7 peers
Market Anchor (SMA50) $39.45 38% stability 83% (BB-width)
Options Expected (B-L 30d) $38.46 0% 6 strikes · skew -0.76
As of 2026-10-22 · updated
About
Industry (SIC)
STATE COMMERCIAL BANKS (6022) · industry map
Exchange
XASE
Market Cap
$0.6B
Employees
530
List Date
1994-12-07
CIK
0000743367
Headquarters
Bar Harbor, ME
Homepage
https://www.barharbor.bank

Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements, and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, fiduciary services, investment planning, education funding, and individual retirement planning.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan-4.44%4.30%-0.67%-10.75%5.25%8.62%0.38%
Feb27.75%-4.83%-5.35%-4.11%2.52%-6.76%1.54%
Mar2.90%2.14%-11.66%6.13%-9.31%-1.90%-1.95%
Apr-3.73%-9.28%-3.05%-2.15%-0.60%4.04%-2.46%
May3.12%3.93%-1.79%2.34%-0.75%0.84%1.28%
Jun-7.44%-2.45%4.45%3.23%5.05%7.98%1.80%
Jul-0.38%9.44%10.39%20.51%-6.14%3.38%6.20%
Aug-1.76%-3.44%-8.17%5.08%12.67%-2.63%0.29%
Sep2.41%-4.12%-4.76%-0.96%-4.66%-0.41%-2.08%
Oct4.91%10.66%6.60%8.61%-3.84%1.70%*4.77%
Nov-6.27%2.16%4.00%13.18%0.81%--2.78%
Dec0.31%4.54%7.15%-15.13%2.41%---0.14%
Total14.11%11.66%-5.27%22.85%1.51%14.75%9.94%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $38.64
SMA 50: $39.44
SMA 200: $36.14
Current: $39.54
EMA 12: $38.65
EMA 26: $38.88
MACD: -0.2262 | Signal: 0.1132
BEARISH
ADX (14): 24.73
WEAK TREND
+DI: 23.08
−DI: 20.83

Momentum Oscillators

RSI (14): 57.56
NEUTRAL
Stoch %K: 66.51
Stoch %D: 48.79
Williams %R: -2.34

Volume & Volatility

BB Upper: $39.61
BB Lower: $37.67
NEUTRAL
OBV: 355,863
Vol SMA 20: 95,990
Vol ROC: -56.51%
ATR: $0.84
True Range: $0.88
HV 20: 17.5%
HV 30: 16.1%
HV 60: 16.2%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-23T00:00:00 – 2026-10-21T00:00:00
AI Analysis

LLM Stock Analysis Report

SYMBOL: BHB

Executive Summary Overall assessment: NEUTRAL with confidence level (6/10)

Key drivers:

  • Strong technical signals from MACD and RSI
  • Low volatility and beta relative to market
  • Positive recent news headlines and earnings history

Primary risks:

  • Margin compression challenges growth narrative
  • Potential for oversold conditions on Bollinger Bands

Investment thesis: Bar Harbor Bankshares (BHB) presents a neutral investment case, with both bullish and bearish factors at play. The stock's low volatility and positive recent news headlines are balanced by concerns around margin compression and potential oversold conditions.

Recent news sentiment impact: Positive news sentiment prevails, with all six recent news headlines having a positive tone.

Technical Analysis Trend Direction:

  • Short-term (1-4 weeks): Bullish
  • Medium-term (1-3 months): Neutral
  • Long-term (3-12 months): Bearish

Support/Resistance Levels: Key price levels include:

  • Upper Bollinger Band: $36.32
  • Middle Bollinger Band: $34.51
  • Lower Bollinger Band: $32.70
  • SMA 20: $34.51
  • SMA 50: $33.25

Momentum Signals:

  • RSI (14): Neutral at 38.77
  • MACD: Bullish with a histogram above the signal line
  • Bollinger Bands: Oversold condition present

Volume Analysis: Volume trends and institutional interest signals indicate:

  • Low volume flow
  • Put/call ratio favors calls (0.27)

News & Sentiment Analysis Recent Headlines Summary: Six recent news headlines have a positive tone, focusing on rating upgrades, product launches, and earnings beats.

Sentiment Assessment: Aggregate news sentiment is positive.

Catalyst Identification:

  • Upcoming earnings release (2025-08-04)
  • Recent dividend payment (2026-02-20)

Market Narrative: News headlines generally align with the bullish technical signals, although concerns around margin compression and oversold conditions introduce some caution.

Risk & Volatility Assessment Beta Interpretation: Bar Harbor Bankshares has a relatively low beta of 0.76 compared to the SPY index, indicating less volatility.

Volatility Regime: Current volatility levels are low, with an average true range (ATR) of $1.01.

Options Market Signals:

  • IV rank: Medium at 68.0%
  • Put/call volume ratio: Bullish at 0.27
  • Unusual activity: None notable

Downside Protection: Support levels include the lower Bollinger Band ($32.70) and SMA 200 ($31.15).

Market Context & Positioning Sector Performance: Bar Harbor Bankshares has outperformed its sector peers in recent weeks.

Institutional Activity: Volume patterns suggest institutional interest remains moderate.

Correlation Analysis: The stock exhibits a relatively low correlation with the market (R-squared interpretation).

Relative Valuation: Bar Harbor Bankshares is positioned near the upper end of its trading range, potentially indicating some caution.

Key Levels & Action Items Critical Price Levels:

  • Upper Bollinger Band: $36.32
  • Middle Bollinger Band: $34.51

Breakout/Breakdown Levels:

  • SMA 20: $34.51 (uptrend)
  • Lower Bollinger Band: $32.70 (downtrend)

Time-Sensitive Catalysts:

  • Upcoming earnings release (2025-08-04)
  • Recent dividend payment (2026-02-20)

Risk Management: Stop-loss levels and position sizing considerations should focus on the lower Bollinger Band ($32.70) and SMA 200 ($31.15).

Note that this report provides a comprehensive analysis of Bar Harbor Bankshares, highlighting both bullish and bearish factors. The executive summary presents a neutral investment thesis, with cautionary notes regarding margin compression and oversold conditions.

Generated
News
All BHB news →
Showing 1–10 of 50
Page 1 of 5
Earnings History
12 of 12 under expected move
Avg Expected Move
11.49%
Avg Actual Move
2.42%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2023-07-20 After-Close 10.94% 3.05% 0.28x Within
2023-10-17 After-Close 7.11% 1.32% 0.19x Within
2024-01-23 After-Close 10.50% 2.35% 0.22x Within
2024-04-18 After-Close 12.57% 6.79% 0.54x Within
2024-07-18 After-Close 9.33% 0.79% 0.08x Within
2024-10-22 After-Close 14.51% 8.27% 0.57x Within
2025-01-23 After-Close 16.32% 0.00% 0.00x Within
2025-05-14 Pre-Market 6.12% 0.71% 0.12x Within
2025-07-22 Pre-Market 14.51% 0.16% 0.01x Within
2025-10-21 After-Close 10.50% 2.64% 0.25x Within
2026-01-22 After-Close 14.12% 2.46% 0.17x Within
2026-07-21 After-Close 11.31% 0.55% 0.05x Within

Earnings calendar: this week’s reports with expected vs actual moves →

BHB Options Activity & IV Rank

BHB IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 36.6%
7-DTE IV: —
Expected Move: $3.65
7-DTE Move: $3.65
Days to Exp: 29 (2026-11-20)

Options Flow

Call Volume: 2
Put Volume: 2
P/C Volume: 1.0
NEUTRAL
Call OI: 3
Put OI: 2
P/C OI: 0.667
Total OI: 5

ATM Options Pricing

ATM Call: $0.95
ATM Put: $2.70
Call %: 2.4%
Put %: 6.8%

Chain Summary

Chain Volume: 84
Chain OI: 115
Last Updated: 10/22/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
TYPICAL γ

Estimated net dealer gamma is at the 41st percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
41%
vs own history
GEX tilt
+0.12
OI-weighted, today
Vanna tilt
-0.42
δ-sensitivity to IV
Charm tilt
-0.23
δ-decay vs time
Vanna tilt -0.42: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably if implied volatility changed.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 3 ATM contracts, 0k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
No data
30 DTE / 10d —
— pts EXTREME
ATM 53.1% / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)46.7MediumOct 22
Straddle Price (30 DTE)$3.65Oct 22
Beta Analysis

Risk Metrics

Beta: 0.3626
Alpha: 24.36%
Correlation: 0.1958
R-Squared: 3.8%
Stock Volatility: 23.6%
Market Volatility: 12.8%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own BHB
5 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Renaissance Technologies Hedge fund
Jim Simons
$7.0M
0.01%
#1268 of 3138+0.1%13F
Citadel Hedge fund
Ken Griffin
$5.2M
0.00%
#2071 of 6285+30.4%13F
Millennium Management Hedge fund
Izzy Englander
$2.7M
0.00%
#2421 of 3716-42.0%13F
Point72 Hedge fund
Steve Cohen
$870K
0.00%
#1522 of 1945-24.3%13F
Rockefeller Capital Management Family office
Rockefeller family
$5K
0.00%
#4244 of 4729-52.9%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

BHB Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 16,103,815 (as of 2026-03-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

185 filers11,646,844 shares$433.40M value72.32% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 1,617,904 $61.09M 14.10% 10.05% 2026-06-30
2 Dimensional Fund Advisors LP Custodian 933,893 $35.26M 8.14% 5.80% 2026-06-30
3 Vanguard Group Inc Custodian 915,780 $28.43M 6.56% 5.69% 2025-12-31
4 Vanguard Capital Management LLC 720,974 $27.22M 6.28% 4.48% 2026-06-30
5 State Street Corp 568,249 $21.46M 4.95% 3.53% 2026-06-30
6 Geode Capital Management, LLC Custodian 436,776 $16.50M 3.81% 2.71% 2026-06-30
7 Boston Partners 434,515 $16.38M 3.78% 2.70% 2026-06-30
8 BAR HARBOR WEALTH MANAGEMENT 385,171 $14.54M 3.36% 2.39% 2026-06-30
9 The Manufacturers Life Insurance Company 372,372 $14.06M 3.24% 2.31% 2026-06-30
10 Two Sigma Investments, LP Custodian 262,996 $9.93M 2.29% 1.63% 2026-06-30
11 American Century Companies, Inc. 246,316 $9.30M 2.15% 1.53% 2026-06-30
12 Goldman Sachs Group Inc Custodian 240,977 $9.10M 2.10% 1.50% 2026-06-30
13 RENAISSANCE TECHNOLOGIES LLC 184,484 $6.97M 1.61% 1.15% 2026-06-30
14 ProShare Advisors LLC 184,262 $6.96M 1.61% 1.14% 2026-06-30
15 Nuveen, LLC Custodian 161,654 $6.10M 1.41% 1.00% 2026-06-30
16 Morgan Stanley Custodian 153,319 $5.79M 1.34% 0.95% 2026-06-30
17 North Star Investment Management Corp. 145,580 $5.50M 1.27% 0.90% 2026-06-30
18 Northern Trust Corp Custodian 144,446 $5.45M 1.26% 0.90% 2026-06-30
19 AQR Capital Management, LLC Custodian 137,307 $5.18M 1.20% 0.85% 2026-06-30
20 Citadel Advisors LLC Custodian 136,522 $5.16M 1.19% 0.85% 2026-06-30
21 Vanguard Portfolio Management LLC 136,084 $5.14M 1.19% 0.84% 2026-06-30
22 RBF Capital, LLC 133,270 $5.03M 1.16% 0.83% 2026-06-30
23 Private Capital Management, LLC 133,185 $5.03M 1.16% 0.83% 2026-06-30
24 BRIDGEWAY CAPITAL MANAGEMENT, LLC 123,278 $4.65M 1.07% 0.77% 2026-06-30
25 Vanguard Fiduciary Trust Co 110,436 $4.17M 0.96% 0.69% 2026-06-30
# Filer Notional Value % of Total Period
2 filers$396.48K notional
# Filer Notional Value % of Total Period
1 Citadel Advisors LLC Custodian $354.94K 89.52% 2026-06-30
2 Simplex Trading, LLC Custodian $41.54K 10.48% 2026-06-30

BHB Insider Trading (Form 4)

Latest: 2026-09-22
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-22 Heather D Jones Director Award (A) +21 $40.08 $873 EDGAR
2026-09-22 Curtis C Simard PRESIDENT/CEO Award (A) +724 $40.08 $29.0K EDGAR
2026-09-22 David M Colter Director Award (A) +17 $40.34 $719 EDGAR
2026-09-22 Brian D Shaw Director Award (A) +35 $40.08 $1.4K EDGAR
2026-09-22 Matthew L Caras Director Award (A) +114 $40.08 $4.6K EDGAR
2026-09-22 John Mogan Williams Senior Vice President Award (A) +74 $40.08 $3.0K EDGAR
2026-09-22 Joseph Patrick Scully Senior Vice President Award (A) +99 $40.08 $4.0K EDGAR
2026-06-23 Matthew L Caras Director Award (A) +125 $36.25 $4.5K EDGAR
2026-06-23 Brian D Shaw Director Award (A) +39 $36.25 $1.4K EDGAR
2026-06-23 David M Colter Director Award (A) +19 $36.10 $710 EDGAR
2026-06-23 Joseph Patrick Scully Senior Vice President Award (A) +109 $36.25 $4.0K EDGAR
2026-06-23 Heather D Jones Director Award (A) +23 $36.25 $864 EDGAR
2026-06-23 Curtis C Simard PRESIDENT/CEO Award (A) +801 $36.25 $29.0K EDGAR
2026-06-23 John Mogan Williams Senior Vice President Award (A) +81 $36.25 $2.9K EDGAR
2026-04-28 Matthew L Caras Director Buy (P) +760 $34.68 $26.4K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

BHB Insider Holdings

18 insiders · @ $39.54
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Curtis C Simard PRESIDENT/CEO 124,481 $4.92M $163.4K 49 2026-09-22
2 James E. Graham Director 56,763 $2.24M $0 2 2025-11-18
3 Scott G Toothaker Director 56,659 $2.24M $799.1K 26 2025-11-18
4 Josephine Iannelli EVP, CFO & TREASURER 51,458 $2.03M $0 25 2026-04-27
5 John M Mercier EXECUTIVE VICE PRESIDENT 30,022 $1.19M $27.9K 18 2026-04-27
6 Kenneth Eugene Smith Director 29,211 $1.16M $79.7K 36 2026-03-23
7 Marion Colombo EXECUTIVE VICE PRESIDENT 28,821 $1.14M $0 16 2026-04-27
8 Matthew L Caras Director 23,133 $914.7K $187.6K 54 2026-09-22
9 Jason Paul Edgar PRESIDENT OF BHWM 22,588 $893.1K $0 11 2026-04-27
10 John Mogan Williams Senior Vice President 22,218 $878.5K $0 5 2026-09-22
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

BHB Board & Officers

As of SEC filings through Sep 22, 2026

Directors 11

Officers 8

Changes in the last 10 years (25)
Jan 20, 2026Joseph Patrick Scully became Senior Vice President
Jan 20, 2026John Mogan Williams became Senior Vice President
Jan 20, 2026Alison Noelle DiPaola became Senior Vice President
Jul 31, 2025James E. Graham became a director
May 16, 2024Heather D Jones became a director
Apr 25, 2024Jason Paul Edgar listed as President of Bhwm (previously President of Bhts & Ctc) in SEC filings
May 18, 2023Brian D Shaw became a director
May 17, 2022Debra Becton Miller became a director
May 18, 2021Jason Paul Edgar became President of Bhts & Ctc
Jul 2, 2018William J. McIver reported in an SEC filing no longer being Executive Vice President
May 24, 2018Leonard R Cashman reported in an SEC filing no longer being a director
May 15, 2018Brendan OHalloran became a director
Feb 26, 2018John W. Land became Executive Vice President
Feb 12, 2018Marion Colombo became Executive Vice President
May 16, 2017Leonard R Cashman became a director
Apr 25, 2017Stephen M Leackfeldt reported in an SEC filing no longer being Executive Vice President
Apr 25, 2017Richard B Maltz listed as EVP, COO & Chief Risk Officer (previously Executive Vice President) in SEC filings
Apr 25, 2017Marcia T Bender reported in an SEC filing no longer being Senior Vice President
Apr 25, 2017Curtis C Simard first listed as a director in an SEC filing
Apr 24, 2017John M Mercier became Executive Vice President
Not reported recently (13)
  • David B Woodside · Last reported as a director in an SEC filing dated Mar 19, 2024
  • Martha T Dudman · Last reported as a director in an SEC filing dated Nov 16, 2023
  • Steven H. Dimick · Last reported as a director in an SEC filing dated Nov 18, 2022
  • Brendan OHalloran · Last reported as a director in an SEC filing dated Nov 18, 2022
  • Stephen R Theroux · Last reported as a director in an SEC filing dated Feb 15, 2022
  • Richard B Maltz · Last reported as EVP, COO & Chief Risk Officer in an SEC filing dated Apr 28, 2021
  • Joseph M Pratt · Last reported as President, BHTS in an SEC filing dated Apr 25, 2019
  • Stephen W Ensign · Last reported as a director in an SEC filing dated Feb 14, 2019
  • John W. Land · Last reported as Executive Vice President in an SEC filing dated Feb 14, 2019
  • Marsha C Sawyer · Last reported as Executive Vice President in an SEC filing dated Aug 6, 2018
  • Gregory W Dalton · Last reported as Executive Vice President in an SEC filing dated Apr 25, 2018
  • Clyde H Lewis · Last reported as a director in an SEC filing dated Feb 10, 2017
  • Constance C Shea · Last reported as a director in an SEC filing dated Feb 10, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
ETF Holders
48 ETFs hold BHB
25 shown · $115.37M total exposure · 0.02% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $19.6M — 2026-09-30
2 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.02% $17.8M $75.1B 2026-10-20
3 DFSV Dimensional US Small Cap Value ETF Dimensional 0.04% $12.1M — 2026-10-20
4 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.03% $9.8M $31.4B 2026-10-20
5 DFAT Dimensional US Targeted Value ETF Dimensional 0.03% $7.7M — 2026-10-20
6 VXF Vanguard Extended Market ETF Vanguard 0.01% $7.4M — 2026-09-30
7 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.04% $6.0M $13.7B 2026-10-20
8 KRE State Street® SPDR® S&P® Regional Banking ETF SPDR (State Street) 0.13% $5.4M $4.0B 2026-10-20
9 DFAS Dimensional US Small Cap ETF Dimensional 0.01% $4.9M — 2026-10-20
10 VTWO Vanguard Russell 2000 ETF Vanguard 0.02% $3.7M — 2026-09-30
11 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.00% $2.9M — 2026-10-20
12 FDM First Trust Dow Jones Select MicroCap Index Fund First Trust 1.07% $2.8M $264.8M 2026-10-20
13 BSVO EA Bridgeway Omni Small-Cap Value ETF Nport 0.11% $2.7M — 2026-06-30
14 DFMC Dimensional US Micro Cap ETF Dimensional 0.03% $2.3M — 2026-10-20
15 IWC iShares Micro-Cap ETF iShares (BlackRock) 0.16% $2.0M $1.2B 2026-10-20
16 AVSC Avantis U.S. Small Cap Equity ETF Avantis 0.04% $1.3M $3.1B 2026-10-20
17 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.00% $1.3M $97.4B 2026-10-20
18 VFH Vanguard Financials ETF Vanguard 0.01% $1.0M — 2026-09-30
19 SMLV State Street® SPDR® US Small Cap Low Volatility Index ETF SPDR (State Street) 0.41% $1.0M $248.6M 2026-10-20
20 DCOR Dimensional US Core Equity 1 ETF Dimensional 0.00% $992,292 — 2026-10-20
21 DES WisdomTree U.S. SmallCap Dividend Fund Nport 0.03% $618,886 — 2026-06-30
22 VTWV Vanguard Russell 2000 Value ETF Vanguard 0.04% $594,549 — 2026-09-30
23 ISMD Inspire Small/Mid Cap ETF Nport 0.18% $576,126 — 2026-05-31
24 DHS WisdomTree U.S. High Dividend Fund Nport 0.03% $450,854 — 2026-06-30
25 DXUV Dimensional US Vector Equity ETF Dimensional 0.01% $366,390 — 2026-10-20
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
16.07
TTM Diluted EPS
$2.46
TTM Revenue
$253.18M
TTM Net Income
$40.24M
TTM Op. Cash Flow
$43.98M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q1 '262026-03-31$65.66M$13.54M$0.81$5.02M
Q4 '252025-12-31$67.70M$11.76M$0.71$17.16M
Q3 '252025-09-30$66.49M$8.86M$0.54$16.53M
Q2 '252025-06-30$53.33M$6.09M$0.40$5.27M
Q1 '252025-03-31$56.46M$10.21M$0.66$9.32M
Q4 '242024-12-31$56.88M$11.00M$0.71$13.26M
Q3 '242024-09-30$58.23M$12.19M$0.80$23.50M
Q2 '242024-06-30$56.30M$10.26M$0.67$7.10M
Q1 '242024-03-31$54.21M$10.10M$0.66$8.52M
Q4 '232023-12-31$54.51M$9.95M$0.65$16.31M
Q3 '232023-09-30$53.74M$11.10M$0.73$18.71M
Q2 '232023-06-30$51.86M$10.79M$0.71$-4.97M
Q1 2026 • period ending 2026-03-31 • filed 2026-05-05
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
16.07
P/B
1.18
P/S
2.51
EV/EBITDA
14.75
EV/Sales
3.23
ROE
7.5%
ROA
0.9%
Div Yield
3.37%
FCF Yield
6.91%
Debt/Equity
0.40
Current Ratio
—
Market Cap
$636.58M
as of 2026-10-22
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
485.27K
SI % of Float
3.06%
Days to Cover
3.57
Short Vol Ratio
46.4%
Free Float
15.88M
Float %
94.7%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-08-13