BY Byline Bancorp, Inc. Common Stock
XNYS
37.39
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
BY
$37.39
—
Key stats
$37.39
- 52-Week Range
- $26.39 – $40.03
- YTD
- +28.75%
- IV Rank (30D)
- 64.03
- Straddle Price
- $4.83
- P/C Vol Ratio
- 0.50
- Market Cap
- $1.7B
- Open
- $37.67
- Day Range
- $37.18 – $37.67
- Volume
- 140,504
- Prev Close
- $37.62
Fair Value
MODEL: LONG
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.15% |
| Beta vs SPY | 0.81 |
| Cost of Equity (CAPM) | 9.18% (VRP-adj) |
| WACC | 8.88% |
| Volatility Risk Premium | +46.4pp (IV − HV30) |
| Effective Tax Rate | 24.8% |
| Rev. Growth (YoY, DCF input) | -3.0% |
| DCF Horizon | 12 years explicit + fade |
| Free Cash Flow (TTM) | $0.2B |
| Return on Equity (TTM) | 11.5% |
| Book / Price | 75.7% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×1.13 (target ROE vs peer median) |
| Gross Margin (TTM) | 71.5% |
| FCF Margin (TTM) | 25.6% |
| Debt / Equity | 0.11 |
| Quality Score | 4/6 — high quality (12y DCF) |
| Market-Implied Growth | -3.6% (reverse-DCF on current price) |
| SMA 50 | $37.78 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $37.08 |
| Bollinger Width / SMA20 | 10.9% (drives anchor stability) |
| Net Debt | $0.1B |
| Market Cap | $2B |
Peers used for multiples: AHR, BKU, EWBC, FULT, INDB, SFNC, UMBF, WSFS
60-Day Conviction
70%
20-Day Fair Value
≈ by Nov 20, 2026
$37.51
α +0.3%
rank 28%
conviction
23%
40-Day Fair Value
≈ by Dec 21, 2026
$37.90
α +1.4%
rank 40%
conviction
43%
60-Day Fair Value
≈ by Jan 19, 2027
$38.24
α +2.3%
rank 32%
conviction
70%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $38.83 | 26% | |
| DDM (Gordon) | $3.81 | 0% | |
| Peer P/E | $42.38 | 8% | median 12.2× · 7 peers |
| Peer EV/EBITDA | n/a | 0% | median 10.8× · 7 peers |
| Peer P/B | $33.82 | 12% | median 1.2× · 8 peers |
| Peer P/S | $45.88 | 4% | median 2.9× · 8 peers |
| Market Anchor (SMA50) | $37.78 | 50% | stability 96% (BB-width) |
| Options Expected (B-L 30d) | n/a | 0% |
As of 2026-10-22 · updated
Related
About
- Industry (SIC)
- STATE COMMERCIAL BANKS (6022) · industry map
- Exchange
- XNYS
- Market Cap
- $1.7B
- Employees
- 1,027
- List Date
- 2017-06-30
- CIK
- 0001702750
- Next Earnings
- 2026-10-22 (After-Close)
- EPS Forecast
- $0.81 (4 est.)
- Headquarters
- Chicago, IL
- Homepage
- https://www.bylinebancorp.com
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 3.01% | -6.51% | 9.11% | -7.14% | 3.24% | 9.95% | 1.94% |
| Feb | 20.44% | 1.98% | -1.20% | -2.71% | -1.07% | -4.76% | 2.11% |
| Mar | 2.72% | 0.72% | -13.49% | 4.83% | -7.46% | -0.47% | -2.19% |
| Apr | 6.52% | -10.63% | -9.87% | 2.60% | -3.26% | 0.75% | -2.31% |
| May | -0.90% | 6.71% | -7.95% | 3.22% | 0.43% | 1.63% | 0.52% |
| Jun | -3.78% | -4.61% | 1.12% | 3.89% | 4.01% | 14.82% | 2.57% |
| Jul | 6.77% | 1.91% | 19.03% | 17.66% | -4.88% | 2.24% | 7.12% |
| Aug | 3.75% | -8.21% | -2.44% | 2.85% | 12.89% | -4.68% | 0.69% |
| Sep | 1.24% | -6.77% | -9.46% | -2.37% | -3.85% | -2.23% | -3.91% |
| Oct | 2.92% | 12.89% | -1.86% | 3.54% | -2.66% | 0.54%* | 2.56% |
| Nov | -3.35% | -0.65% | 4.28% | 17.46% | 3.79% | -- | 4.31% |
| Dec | 5.15% | 1.10% | 11.66% | -7.58% | 2.79% | -- | 2.62% |
| Total | 51.84% | -13.62% | -6.00% | 38.37% | 2.41% | 17.38% | 15.06% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $37.08
SMA 50: $37.78
SMA 200: $34.69
Current: $37.39
EMA 12: $37.14
EMA 26: $37.27
MACD: -0.1358 | Signal: 0.1071
BEARISH
ADX (14): 22.60
WEAK TREND
+DI: 22.65
−DI: 18.49
Momentum Oscillators
RSI (14): 51.30
NEUTRAL
Stoch %K: 66.92
Stoch %D: 62.51
Williams %R: -32.97
Volume & Volatility
BB Upper: $37.83
BB Lower: $36.33
NEUTRAL
OBV: 3,005,111
Vol SMA 20: 229,923
Vol ROC: -53.60%
ATR: $0.68
True Range: $0.49
HV 20: 16.1%
HV 30: 15.1%
HV 60: 14.4%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-23T00:00:00 – 2026-10-21T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary
Overall assessment: NEUTRAL with confidence level (6/10)
Key drivers:
- Positive news headlines highlighting Byline Bank's awards and sponsorships
- Low volatility, indicating a stable stock price
- Bullish momentum signals from MACD and RSI
Primary risks:
- Potential for further upside if the positive news sentiment continues
- Risk of pullback if the market experiences a correction or consolidation period
Investment thesis: Byline Bank's strong fundamentals and recent awards/sponsorships could continue to drive stock price upward, but caution is needed due to potential market volatility.
Recent news sentiment impact: The overall positive sentiment from recent news headlines has contributed to the bullish momentum, which should be monitored for potential further upside.
Technical Analysis
Trend Direction: Short-term (1-4 weeks) - Bullish; Medium-term (1-3 months) - Neutral; Long-term (3-12 months) - Bullish
Support/Resistance Levels:
- Upper Bollinger Band: $40.11
- Middle Line: $38.95
- Lower Bollinger Band: $37.79
- Support levels: SMA 20 ($38.95), EMA 12 ($39.06)
Momentum Signals:
- RSI interpretation: Neutral (58.94)
- MACD signal: Bullish (0.51 / Signal: -0.12 / Histogram: 0.62)
- Bollinger Bands position: Squeeze
Volume Analysis: Volume trends and institutional interest signals:
- Volume SMA 20: 264771.64
- On-Balance Volume (OBV): 3257892.85
- Volume Rate of Change: 30.35%
News & Sentiment Analysis
Recent Headlines Summary: Byline Bank has received several positive news headlines highlighting its awards and sponsorships.
Sentiment Assessment: Positive sentiment dominates, with an overall sentiment score of 0.8 (positive).
Catalyst Identification: Upcoming earnings reports could be a catalyst for further price movement.
Market Narrative: The recent news headlines have contributed to the bullish momentum, which should be monitored for potential further upside.
Risk & Volatility Assessment
Beta Interpretation: Low risk relative to market (beta = 0.55).
Volatility Regime: Low volatility - stock moves less than market.
Options Market Signals: IV rank: 46.5% (Medium); Current IV: 83.7%; Expected Move: $4.80 (32 DTE).
Downside Protection: Support levels at SMA 20 ($38.95) and EMA 12 ($39.06) should be monitored.
Market Context & Positioning
Sector Performance: Byline Bank is outperforming the sector/market.
Institutional Activity: Institutional interest is increasing, as seen by the growing volume and OBV.
Correlation Analysis: The stock is moderately correlated with the market (R-squared = 0.30).
Relative Valuation: Byline Bank is trading within a trading range, with no clear overbought or oversold conditions.
Key Levels & Action Items
Critical Price Levels: Support levels at SMA 20 ($38.95) and EMA 12 ($39.06); Resistance at Upper Bollinger Band ($40.11).
Breakout/Breakdown Levels: Technical levels that could trigger significant moves: SMA 50 ($37.45), SMA 200 ($32.60).
Time-Sensitive Catalysts: Upcoming earnings reports and potential regulatory changes.
Risk Management: Stop-loss levels at SMA 20 ($38.95) and EMA 12 ($39.06); position sizing considerations: 1-2% of total portfolio.
By analyzing the data, I conclude that Byline Bank's stock is in a neutral zone with bullish momentum signals from MACD and RSI. The positive news headlines have contributed to the upward movement, but caution is needed due to potential market volatility. The stock is trading within a trading range, with no clear overbought or oversold conditions. A stop-loss level at SMA 20 ($38.95) and EMA 12 ($39.06) could be implemented to manage risk.
Generated
News
All BY news →
Earnings History
13 of 13 under expected move
Avg Expected Move
17.02%
Avg Actual Move
2.64%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2023-07-27 | After-Close | 14.44% | 9.17% | 0.64x | Within |
| 2023-10-26 | After-Close | 16.38% | 1.73% | 0.11x | Within |
| 2024-01-25 | After-Close | 10.94% | 3.52% | 0.32x | Within |
| 2024-04-25 | After-Close | 19.69% | 3.32% | 0.17x | Within |
| 2024-07-25 | After-Close | 13.75% | 1.39% | 0.10x | Within |
| 2024-10-24 | After-Close | 18.27% | 1.24% | 0.07x | Within |
| 2025-01-23 | After-Close | 16.76% | 2.89% | 0.17x | Within |
| 2025-04-24 | After-Close | 18.71% | 0.19% | 0.01x | Within |
| 2025-07-24 | After-Close | 25.33% | 0.18% | 0.01x | Within |
| 2025-10-23 | After-Close | 18.01% | 5.63% | 0.31x | Within |
| 2026-01-22 | After-Close | 15.14% | 2.40% | 0.16x | Within |
| 2026-04-23 | After-Close | 13.99% | 0.09% | 0.01x | Within |
| 2026-07-23 | After-Close | 19.79% | 2.55% | 0.13x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
BY Options Activity & IV Rank
BY IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 67.1%
7-DTE IV: —
Expected Move: $4.83
7-DTE Move: $4.83
Days to Exp: 30 (2026-11-20)
Options Flow
Call Volume: 2
Put Volume: 1
P/C Volume: 0.5
BULLISH
Call OI: 2
Put OI: 1
P/C OI: 0.5
Total OI: 3
ATM Options Pricing
ATM Call: $4.83
ATM Put: $0.00
Call %: 12.9%
Put %: 0.0%
Chain Summary
Chain Volume: 281
Chain OI: 279
Last Updated: 10/21/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
as of Oct 21 · No data
30 DTE / 10d
—
—
pts
EXTREME
as of Oct 21 · ATM 83.2% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)64.0MediumOct 21
Straddle Price (30 DTE)$4.83Oct 21
Beta Analysis
Risk Metrics
Beta: 0.4199
Alpha: 28.79%
Correlation: 0.2564
R-Squared: 6.6%
Stock Volatility: 20.8%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own BY
4 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Millennium Management Hedge fund Izzy Englander | $9.4M | #1611 of 3716 | -12.9% | 13F | |
| Point72 Hedge fund Steve Cohen | $3.4M | #1115 of 1945 | +88.6% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $3.0M | #1732 of 3138 | new | 13F | |
| Citadel Hedge fund Ken Griffin | $2.8M | #2580 of 6285 | +34.3% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
BY Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 45,241,602 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
BY Insider Trading (Form 4)
Latest: 2026-08-20Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-20 | William G Kistner | Director | Buy (P) | +100 | $38.30 | $3.8K | EDGAR |
| 2026-08-20 | Mary Jo S. Herseth | Director | Buy (P) | +300 | $38.40 | $11.5K | EDGAR |
| 2026-08-14 | Roberto R Herencia | CHIEF EXECUTIVE OFFICER | Sell (S) | −19,750 | $39.21 | -$774.3K | EDGAR |
| 2026-08-12 | Dana Rose | CHIEF HUMAN RESOURCES OFFICER | Sell (S) | −2,421 | $39.00 | -$94.4K | EDGAR |
| 2026-08-11 | MBG INVESTORS I, L.P. | 10%+ Owner | Sell (S) | −300,000 | $39.10 | -$11.73M | EDGAR |
| 2026-08-11 | Perochena Antonio Del Valle | Director | Sell (S) | −300,000 | $39.10 | -$11.73M | EDGAR |
| 2026-08-04 | Brogan Ptacin | HEAD OF COMMERCIAL BANKING | Mixed | — | $26.16 | -$254.3K | EDGAR |
| 2026-06-10 | Velez Margarita Hugues | Director | Award (A) | +1,533 | — | EDGAR | |
| 2026-06-10 | Carlos Ruiz Sacristan | Director | Award (A) | +1,533 | — | EDGAR | |
| 2026-06-03 | Velez Margarita Hugues | Director | Tax (F) | −530 | $33.41 | -$17.7K | EDGAR |
| 2026-05-04 | William G Kistner | Director | Buy (P) | +100 | $31.97 | $3.2K | EDGAR |
| 2026-04-20 | Thomas Abraham | PRESIDENT, SBC | Award (A) | +2,406 | — | EDGAR | |
| 2026-03-16 | Mary Jo S. Herseth | Director | Buy (P) | +300 | $30.83 | $9.2K | EDGAR |
| 2026-03-02 | John Barkidjija | HEAD OF CRE & SPECIALTY FIN | Sell (S) | −4,509 | $32.33 | -$145.8K | EDGAR |
| 2026-02-24 | Brian F Doran | General Counsel | Award (A) | +1,783 | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
BY Insider Holdings
21 insiders · @ $37.39
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Perochena Antonio Del Valle | Director | 11,575,953 | $432.82M | -$2.67M | 18 | 2026-08-11 |
| 2 | MBG INVESTORS I, L.P. | 10%+ Owner | 11,535,145 | $431.30M | -$3.68M | 17 | 2026-08-11 |
| 3 | Roberto R Herencia | CHIEF EXECUTIVE OFFICER | 414,218 | $15.49M | -$110.6K | 19 | 2026-08-14 |
| 4 | Alberto J Paracchini | PRESIDENT | 188,990 | $7.07M | -$1.42M | 20 | 2026-02-24 |
| 5 | Steven P. Kent | Director | 118,750 | $4.44M | $305.1K | 8 | 2025-06-13 |
| 6 | Thomas J Bell III | EVP CHIEF FINANCIAL OFFICER | 59,702 | $2.23M | -$324.2K | 17 | 2026-02-24 |
| 7 | Brogan Ptacin | HEAD OF COMMERCIAL BANKING | 53,059 | $1.98M | -$1.78M | 27 | 2026-08-04 |
| 8 | Carlos Ruiz Sacristan | Director | 46,364 | $1.73M | $0 | 1 | 2026-06-10 |
| 9 | Thomas Abraham | PRESIDENT, SBC | 45,539 | $1.70M | -$821.3K | 17 | 2026-04-20 |
| 10 | Megan Biggam | EVP HEAD OF COMMUNITY BANKING | 34,172 | $1.28M | -$331.8K | 19 | 2026-02-24 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
BY Board & Officers
As of SEC filings through Aug 20, 2026Directors 11
- Alberto J Paracchini · since Jun 29, 2017
- Perochena Antonio Del Valle · since Jun 29, 2017
- Phillip R. Cabrera · since Jun 29, 2017
- Roberto R Herencia · since Jun 29, 2017
- Sacristan Jaime Ruiz · since Jun 29, 2017
- William G Kistner · since Apr 30, 2018
- Mary Jo S. Herseth · since Apr 2, 2019
- Steven P. Kent · since Jun 7, 2019
- Velez Margarita Hugues · since Apr 18, 2022
- Pamela C Stewart · since Jul 1, 2023
- Carlos Ruiz Sacristan · since Oct 3, 2023
Officers 13
- Roberto R Herencia · Chief Executive Officer · listed since Feb 2021
- Thomas Abraham · President, SBC · since Jun 7, 2019
- Alberto J Paracchini · President · listed since Feb 2021
- Thomas J Bell III · EVP Chief Financial Officer · listed since Feb 2025
- Michelle Lynn Johnson · Chief Risk Officer · since Oct 8, 2019
- Mark Fucinato · Chief Credit Officer · since Aug 14, 2020
- Dana Rose · Chief Human Resources Officer · since Apr 13, 2021
- Nicolas Mando · Chief Technology & Operations · since Apr 13, 2021
- Maria Sherylle A Olano · SVP, Chief Accounting Officer · since Aug 15, 2022
- Brian F Doran · General Counsel · since Feb 6, 2025
- Megan Biggam · EVP Head of Community Banking · listed since Feb 2025
- Brogan Ptacin · Head of Commercial Banking · listed since Apr 2019
- John Barkidjija · Head of CRE & Specialty Fin · listed since Dec 2020
10% owners 2
- Mbg Investors I, L.p. (entity) · since Jun 29, 2017
- Perochena Antonio Del Valle · since Jun 29, 2017
Changes in the last 10 years (47)
| Feb 26, 2025 | Thomas J Bell III listed as EVP Chief Financial Officer (previously SVP and Treasurer) in SEC filings |
| Feb 26, 2025 | Megan Biggam listed as EVP Head of Community Banking (previously EVP Head of Retail Banking) in SEC filings |
| Feb 6, 2025 | Brian F Doran became General Counsel |
| Oct 3, 2023 | Carlos Ruiz Sacristan became a director |
| Jul 1, 2023 | Pamela C Stewart became a director |
| Aug 15, 2022 | Maria Sherylle A Olano became SVP, Chief Accounting Officer |
| Jul 28, 2022 | The company announced the departure of Lindsay Y Corby as EVP and CFO in an SEC filing |
| Apr 18, 2022 | Velez Margarita Hugues became a director |
| Apr 18, 2022 | The company announced the departure of Steven M. Rull from the board in an SEC filing |
| Feb 8, 2022 | Hart Angela E Major became EVP, Head of Wealth Management |
| Feb 8, 2022 | Ana Casanueva became SVP, Director of Legal |
| Apr 13, 2021 | Nicolas Mando became Chief Technology & Operations |
| Apr 13, 2021 | Dana Rose became Chief Human Resources Officer |
| Feb 24, 2021 | Alberto J Paracchini listed as President (previously President and CEO) in SEC filings |
| Feb 22, 2021 | Roberto R Herencia first listed as Chief Executive Officer in an SEC filing |
| Dec 11, 2020 | John Barkidjija listed as Head of CRE & Specialty Fin (previously Head of Commercial Banking) in SEC filings |
| Aug 14, 2020 | Mark Fucinato became Chief Credit Officer |
| Mar 3, 2020 | Megan Biggam listed as EVP Head of Retail Banking (previously SVP of Retail Banking) in SEC filings |
| Oct 8, 2019 | Michelle Lynn Johnson became Chief Risk Officer |
| Aug 6, 2019 | Owen Beacom became Chief Credit Officer |
| Jun 7, 2019 | Thomas Abraham became President, SBC |
| Jun 7, 2019 | Steven P. Kent became a director |
| Jun 7, 2019 | Donald J. Gibson Jr became General Counsel |
| Apr 4, 2019 | Brogan Ptacin listed as Head of Commercial Banking (previously Managing Director) in SEC filings |
| Apr 2, 2019 | Mary Jo S. Herseth became a director |
| Jan 1, 2019 | John Barkidjija became Head of Commercial Banking |
| Jan 1, 2019 | Brogan Ptacin became Managing Director |
| May 31, 2018 | Robert R. Yohanan became a director |
| Apr 30, 2018 | William G Kistner became a director |
| Mar 7, 2018 | Bruce W Lammers reported in an SEC filing no longer being EVP and Pres. of SBC |
| Jun 29, 2017 | Timothy C. Hadro became EVP and Chief Credit Officer |
| Jun 29, 2017 | Thomas J Bell III became SVP and Treasurer |
| Jun 29, 2017 | Steven M. Rull became a director |
| Jun 29, 2017 | Sacristan Jaime Ruiz became a director |
| Jun 29, 2017 | Roberto R Herencia became a director |
| Jun 29, 2017 | Richard Schobert became Chief Risk Officer |
| Jun 29, 2017 | Phillip R. Cabrera became a director |
| Jun 29, 2017 | Perochena Antonio Del Valle became a director |
| Jun 29, 2017 | Perochena Antonio Del Valle became a 10% owner |
| Jun 29, 2017 | Megan Biggam became SVP of Retail Banking |
| Jun 29, 2017 | Mbg Investors I, L.p. became a 10% owner |
| Jun 29, 2017 | Lindsay Y Corby became EVP and CFO |
| Jun 29, 2017 | L. Gene Beube became a director |
| Jun 29, 2017 | Donald J Meyer became EVP of Comm. Banking |
| Jun 29, 2017 | Bruce W Lammers became EVP and Pres. of SBC |
| Jun 29, 2017 | Alberto J Paracchini became a director |
| Jun 29, 2017 | Alberto J Paracchini became President and CEO |
Not reported recently (9)
- Ana Casanueva · Last reported as SVP, Director of Legal in an SEC filing dated Feb 29, 2024
- Hart Angela E Major · Last reported as EVP, Head of Wealth Management in an SEC filing dated Feb 24, 2023
- Robert R. Yohanan · Last reported as a director in an SEC filing dated Mar 8, 2021
- Owen Beacom · Last reported as Chief Credit Officer in an SEC filing dated Sep 1, 2020
- Donald J. Gibson Jr · Last reported as General Counsel in an SEC filing dated Mar 3, 2020
- Richard Schobert · Last reported as Chief Risk Officer in an SEC filing dated May 16, 2019
- Timothy C. Hadro · Last reported as EVP and Chief Credit Officer in an SEC filing dated Apr 4, 2019
- Donald J Meyer · Last reported as EVP of Comm. Banking in an SEC filing dated Nov 20, 2018
- L. Gene Beube · Last reported as a director in an SEC filing dated Jun 29, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
BY Proposed Insider Sales (Form 144)
Latest: 2026-08-13
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
3 filings
· $1.3M notice value
· 3 unique filers
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-08-13 | Roberto Herencia | Director | 19,750 | $785.0K | 2026-08-13 | Merrill Lynch | — | EDGAR |
| 2026-08-12 | DanaRose | Officer | 2,421 | $95.1K | 2026-08-12 | Merrill Lynch | — | EDGAR |
| 2026-08-03 | Brogan Ptacin | Director | 9,450 | $374.6K | 2026-08-03 | Merrill Lynch | — | EDGAR |
| 2026-02-26 | John Barkdidjija | Officer | 4,905 | $160.0K | 2026-02-26 | Merrill Lynch | — | EDGAR |
| 2025-09-12 | Rose Dana | Officer | 1,999 | $57.4K | 2025-09-12 | Merrill Lynch | — | EDGAR |
| 2025-08-28 | Ptacin Brogan | Officer | 11,812 | $351.5K | 2025-08-28 | Merrill Lynch | — | EDGAR |
| 2025-06-10 144/A | BIGGAM MEGAN | Officer | 12,187 | $335.0K | 2025-06-09 | Merrill Lynch | — | EDGAR |
| 2025-02-27 | Barkidjija John | Officer | 4,468 | $128.5K | 2025-02-27 | Merrill Lynch | — | EDGAR |
| 2025-02-24 | THOMAS ABRAHAM | Officer | 6,658 | $198.9K | 2025-02-25 | T2 Global Advisors | — | EDGAR |
| 2024-11-07 | Paracchini Alberto J | Officer | 10,000 | $307.0K | 2024-11-07 | Merrill Lynch | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
71 ETFs hold BY
25 shown · $262.93M total exposure · 0.05% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.11% | $34.8M | $31.4B | 2026-10-20 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $31.7M | — | 2026-09-30 |
| 3 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.04% | $31.0M | $75.1B | 2026-10-20 |
| 4 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.11% | $30.4M | — | 2026-10-20 |
| 5 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.07% | $20.4M | — | 2026-10-20 |
| 6 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.39% | $15.4M | $4.0B | 2026-10-20 |
| 7 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $13.2M | — | 2026-09-30 |
| 8 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.04% | $13.0M | — | 2026-10-20 |
| 9 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.08% | $11.1M | $13.7B | 2026-10-20 |
| 10 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.34% | $8.0M | — | 2026-06-30 |
| 11 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.01% | $6.9M | — | 2026-10-20 |
| 12 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.04% | $6.6M | — | 2026-09-30 |
| 13 | FESM Fidelity Enhanced Small Cap Core ETF | Fidelity | 0.10% | $6.5M | $6.6B | 2026-10-20 |
| 14 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.08% | $6.2M | — | 2026-10-20 |
| 15 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.02% | $5.2M | — | 2026-05-31 |
| 16 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.29% | $3.6M | $1.2B | 2026-10-20 |
| 17 | FSMD Fidelity Small-Mid Multifactor ETF | Fidelity | 0.11% | $2.8M | $2.5B | 2026-10-20 |
| 18 | FYX First Trust Small Cap Core AlphaDEX® Fund | First Trust | 0.19% | $2.6M | $1.4B | 2026-10-20 |
| 19 | FSCC Federated Hermes MDT Small Cap Core ETF | Nport | 0.79% | $2.2M | — | 2026-05-31 |
| 20 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $2.2M | $97.4B | 2026-10-20 |
| 21 | VFH Vanguard Financials ETF | Vanguard | 0.01% | $2.0M | — | 2026-09-30 |
| 22 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.06% | $1.9M | $3.1B | 2026-10-20 |
| 23 | PSC Principal U.S. Small-Cap ETF | Nport | 0.08% | $1.8M | — | 2026-06-30 |
| 24 | SMIZ Zacks Small/Mid Cap ETF | Nport | 0.67% | $1.7M | — | 2026-05-31 |
| 25 | DES WisdomTree U.S. SmallCap Dividend Fund | Nport | 0.07% | $1.6M | — | 2026-06-30 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
12.14
TTM Diluted EPS
$3.08
TTM Revenue
$637.62M
TTM Net Income
$139.38M
TTM Op. Cash Flow
$167.81M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $154.19M | $37.58M | $0.83 | $54.55M |
| Q4 '25 | 2025-12-31 | $159.95M | $34.52M | $0.77 | $58.65M |
| Q3 '25 | 2025-09-30 | $164.47M | $37.20M | $0.82 | $38.35M |
| Q2 '25 | 2025-06-30 | $159.01M | $30.08M | $0.66 | $16.27M |
| Q1 '25 | 2025-03-31 | $149.71M | $28.25M | $0.64 | $27.80M |
| Q4 '24 | 2024-12-31 | $155.75M | $30.32M | $0.68 | $52.88M |
| Q3 '24 | 2024-09-30 | $160.82M | $30.33M | $0.69 | $19.79M |
| Q2 '24 | 2024-06-30 | $154.41M | $29.67M | $0.68 | $40.15M |
| Q1 '24 | 2024-03-31 | $153.79M | $30.44M | $0.70 | $62.34M |
| Q4 '23 | 2023-12-31 | $150.12M | $29.60M | $0.69 | $-4.97M |
| Q3 '23 | 2023-09-30 | $148.97M | $28.22M | $0.65 | $78.56M |
| Q2 '23 | 2023-06-30 | $121.56M | $26.11M | $0.70 | $43.34M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-01
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
12.14
P/B
1.32
P/S
2.65
EV/EBITDA
9.56
EV/Sales
2.78
ROE
10.9%
ROA
1.4%
Div Yield
1.18%
FCF Yield
9.92%
Debt/Equity
0.11
Current Ratio
—
Market Cap
$1.69B
as of 2026-10-21
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
1.42M
SI % of Float
4.38%
Days to Cover
5.38
Short Vol Ratio
61.0%
Free Float
32.41M
Float %
71.7%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-08-24