FINW FinWise Bancorp Common

XNAS
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

FINW — —

What changed

Recent filings, trades and moves
Key stats
About
Industry (SIC)
STATE COMMERCIAL BANKS (6022) · industry map
Exchange
XNAS
Market Cap
$0.2B
Employees
198
List Date
2021-11-19
CIK
0001856365
Last Earnings
Jul 29
Headquarters
Murray, UT
Homepage
https://investors.finwisebancorp.com

FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan--27.07%-3.44%-5.35%18.10%0.40%7.36%
Feb--8.87%9.99%-27.08%10.84%-10.71%-1.62%
Mar---15.81%-5.06%7.72%-9.97%-5.65%-5.75%
Apr---11.46%-5.48%5.78%-11.79%-2.39%-5.07%
May---6.46%-5.21%-0.86%-1.44%-3.88%-3.57%
Jun---31.04%12.44%-0.49%5.19%2.98%-2.18%
Jul--3.01%11.99%20.84%14.77%-6.65%8.79%
Aug--12.55%-4.47%4.29%9.52%-2.69%3.84%
Sep---15.61%-11.48%21.21%0.47%-20.31%-5.14%
Oct---2.87%0.00%9.70%-2.09%17.87%4.52%
Nov1.34%-2.50%34.94%10.46%-6.72%11.60%*8.19%
Dec6.08%3.46%20.76%-14.18%-0.39%--3.15%
Total7.50%-36.23%56.76%23.25%23.82%-22.18%8.82%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $11.99
SMA 50: $12.09
SMA 200: $14.40
Current: $14.71
EMA 12: $13.17
EMA 26: $12.43
MACD: 0.7363 | Signal: 0.3870
BULLISH
ADX (14): 48.00
STRONG TREND
+DI: 33.92
−DI: 11.88

Momentum Oscillators

RSI (14): 80.31
OVERBOUGHT
Stoch %K: 96.60
Stoch %D: 95.08
Williams %R: -2.28

Volume & Volatility

BB Upper: $15.11
BB Lower: $8.86
NEUTRAL
OBV: 1,151,280
Vol SMA 20: 54,946
Vol ROC: -44.82%
ATR: $0.68
True Range: $0.56
HV 20: 79.5%
HV 30: 66.3%
HV 60: 50.7%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-11-12T00:00:00 – 2026-11-10T00:00:00
AI Analysis

Click Frenzy-Pro™ for an AI analysis of this ticker.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

News
All FINW news →

FINW Options Activity & IV Rank

Loading options activity...
Spread Scanner
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Scanning bull put, bear call, iron condor and calendar spreads…

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Loading the implied volatility surface…

Volatility Smile

Loading the implied volatility smile…

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis

Risk Metrics

Beta: 0.2488
Alpha: -20.35%
Correlation: 0.0887
R-Squared: 0.8%
Stock Volatility: 38.4%
Market Volatility: 13.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own FINW
1 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Renaissance Technologies Hedge fund
Jim Simons
$374K
0.00%
#2708 of 3138-7.9%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

FINW Institutional Ownership (13F)

Filings for 2026-06-30 · 27 already for 2026-09-30

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

73 filers3,817,044 shares$52.44M value
# Filer Shares Value % of Total % of Float Period
1 AllianceBernstein L.P. 814,507 $12.92M 24.63% — 2026-06-30
2 BlackRock, Inc. Custodian 520,593 $7.55M 14.39% — 2026-06-30
3 Vanguard Capital Management LLC 391,576 $5.68M 10.83% — 2026-06-30
4 US BANCORP \DE\ Custodian 469,048 $5.23M 9.96% — 2026-09-30
5 WASATCH ADVISORS LP 235,416 $2.62M 5.00% — 2026-09-30
6 Geode Capital Management, LLC Custodian 226,584 $2.52M 4.81% — 2026-09-30
7 Dimensional Fund Advisors LP Custodian 123,591 $1.38M 2.63% — 2026-09-30
8 State Street Corp 86,864 $1.26M 2.40% — 2026-06-30
9 BRIDGEWAY CAPITAL MANAGEMENT, LLC 75,737 $1.10M 2.09% — 2026-06-30
10 Northern Trust Corp Custodian 75,480 $1.09M 2.09% — 2026-06-30
11 Vanguard Portfolio Management LLC 65,259 $946.26K 1.80% — 2026-06-30
12 Vanguard Fiduciary Trust Co 63,942 $927.16K 1.77% — 2026-06-30
13 EMERALD MUTUAL FUND ADVISERS TRUST 54,364 $788.28K 1.50% — 2026-06-30
14 PMC FIG Opportunities LLC 50,000 $725.00K 1.38% — 2026-06-30
15 Morgan Stanley Custodian 40,710 $590.30K 1.13% — 2026-06-30
16 SMITH, MOORE & CO. 38,000 $551.00K 1.05% — 2026-06-30
17 Militia Capital Management LLC 35,576 $515.85K 0.98% — 2026-06-30
18 STRS OHIO 38,900 $433.35K 0.83% — 2026-09-30
19 Charles Schwab Investment Management, Inc. 27,944 $405.19K 0.77% — 2026-06-30
20 RENAISSANCE TECHNOLOGIES LLC 25,800 $374.10K 0.71% — 2026-06-30
21 Goldman Sachs Group Inc Custodian 25,598 $371.17K 0.71% — 2026-06-30
22 Arcus Capital Partners, LLC 25,140 $364.53K 0.70% — 2026-06-30
23 SCOGGIN MANAGEMENT LP 25,000 $362.50K 0.69% — 2026-06-30
24 EP Wealth Advisors, LLC 23,806 $345.19K 0.66% — 2026-06-30
25 Empowered Funds, LLC Custodian 23,537 $341.29K 0.65% — 2026-06-30
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period

FINW Insider Trading (Form 4)

Latest: 2026-11-03
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-11-03 James Noone CHIEF EXECUTIVE OFFICER Buy (P) +4,000 $13.36 $53.4K EDGAR
2026-07-29 Natasha Laurette Clayton See Remarks Award (A) +15,715 $13.96 $219.4K EDGAR
2026-07-29 Sarah Elizabeth Grotta See Remarks Award (A) +19,072 $13.96 $266.2K EDGAR
2026-07-29 Robert E. Wahlman EVP, Chief Financial Officer Award (A) +26,192 $13.96 $365.6K EDGAR
2026-07-29 Michael Christopher OBrien See Remarks Award (A) +17,880 $13.96 $249.6K EDGAR
2026-07-29 Richard Thiessens Award (A) +17,389 $13.96 $242.8K EDGAR
2026-07-29 Kent Landvatter EXECUTIVE CHAIRMAN Award (A) +56,476 $13.96 $788.4K EDGAR
2026-07-29 James Noone CHIEF EXECUTIVE OFFICER Award (A) +56,476 $13.96 $788.4K EDGAR
2026-07-29 Juan Carlos Arias See Remarks Award (A) +15,033 $13.96 $209.9K EDGAR
2026-07-29 Timothy Stephen Brosnan See Remarks Award (A) +14,345 $13.96 $200.3K EDGAR
2026-06-01 Natasha Laurette Clayton See Remarks Tax (F) −1,728 $14.24 -$24.6K EDGAR
2026-06-01 Richard Thiessens Tax (F) −1,759 $14.24 -$25.0K EDGAR
2026-06-01 Juan Carlos Arias See Remarks Tax (F) −285 $14.24 -$4.1K EDGAR
2026-06-01 Robert E. Wahlman EVP, Chief Financial Officer Tax (F) −3,067 $14.24 -$43.7K EDGAR
2026-05-28 Richard Thiessens Tax (F) −1,995 $14.00 -$27.9K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

FINW Insider Holdings

19 insiders · @ $14.71
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Kent Landvatter EXECUTIVE CHAIRMAN 1,076,333 $15.83M $163.7K 10 2026-07-29
2 James Noone CHIEF EXECUTIVE OFFICER 470,365 $6.92M $210.9K 13 2026-11-03
3 James N Giordano Director 402,107 $5.91M $184.3K 8 2026-04-01
4 Howard I Reynolds Director 231,532 $3.41M $127.5K 8 2026-05-21
5 Gerald Edwin Cunningham Director 161,591 $2.38M $52.5K 6 2026-04-01
6 Michael Christopher OBrien See Remarks 103,549 $1.52M $76.9K 8 2026-07-29
7 Robert E. Wahlman EVP, Chief Financial Officer 80,278 $1.18M $0 7 2026-07-29
8 Richard Thiessens 68,174 $1.00M $0 7 2026-07-29
9 Robert Keil 62,428 $918.3K -$11.7K 7 2025-11-03
10 Natasha Laurette Clayton See Remarks 60,928 $896.3K $0 5 2026-07-29
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

FINW Board & Officers

As of SEC filings through Nov 3, 2026

Directors 9

Officers 8

Changes in the last 10 years (34)
Jul 29, 2026James Noone listed as Chief Executive Officer (previously President) in SEC filings
Apr 6, 2026The company announced the departure of Kent Landvatter as Chairman and CEO in an SEC filing
Mar 31, 2026Timothy Stephen Brosnan became an officer
Mar 31, 2026Sarah Elizabeth Grotta became an officer
Mar 31, 2026Juan Carlos Arias became an officer
Dec 1, 2025Andrew G Stines became an officer
Oct 29, 2024Natasha Laurette Clayton became an officer
Jul 16, 2024Susan Ehrlich became a director
May 29, 2024Robert Keil no longer listed as EVP Chief FinTech Officer in SEC filings
May 29, 2024Richard Thiessens no longer listed as EVP Chief Technology Officer in SEC filings
May 29, 2024Kent Landvatter listed as Chairman and CEO (previously Chairman, President and CEO) in SEC filings
May 29, 2024James Noone listed as President (previously Cco and Executive VP) in SEC filings
Apr 2, 2024Dawn M Cannon reported in an SEC filing no longer being COO and Executive VP
Mar 26, 2024The company announced the departure of Javvis O Jacobson as CFO and Executive VP in an SEC filing
Mar 26, 2024Robert E. Wahlman became EVP, Chief Financial Officer
Jan 30, 2024Robert Keil became EVP Chief FinTech Officer
Jan 30, 2024Richard Thiessens became EVP Chief Technology Officer
Dec 14, 2022Kent Landvatter listed as Chairman, President and CEO (previously President and CEO) in SEC filings
Oct 6, 2022The company announced the departure of Russell Fred Healey Jr from the board in an SEC filing
Oct 6, 2022Alan Weichselbaum became a director
Not reported recently (1)
  • David Tilis · Last reported as Cso and Senior VP in an SEC filing dated May 4, 2022
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
Recent SEC Filings
Latest: 2026-11-10
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Filing Date Event Link
2026-10-28 Earnings results · Regulation FD disclosure EDGAR
2026-07-29 Earnings results · Regulation FD disclosure EDGAR
2026-07-20 Regulation FD disclosure EDGAR
2026-06-25 Director or officer change · Shareholder vote results EDGAR
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Filing Date Accession Link
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
Filing Date Accession Link
2026-11-10 0001856365-26-000115 EDGAR
2026-08-12 0001856365-26-000106 EDGAR
ETF Holders
28 ETFs hold FINW
25 shown · $12.07M total exposure · 0.00% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.00% $3.2M $77.8B 2026-11-09
2 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $3.1M — 2026-09-30
3 VXF Vanguard Extended Market ETF Vanguard 0.00% $1.3M — 2026-09-30
4 IWO iShares Russell 2000 Growth ETF iShares (BlackRock) 0.01% $918,525 $14.1B 2026-11-09
5 VTWO Vanguard Russell 2000 ETF Vanguard 0.00% $621,668 — 2026-09-30
6 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.00% $479,782 $14.1B 2026-11-09
7 IWC iShares Micro-Cap ETF iShares (BlackRock) 0.03% $428,707 $1.2B 2026-11-09
8 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.00% $417,329 — 2026-11-09
9 BSVO EA Bridgeway Omni Small-Cap Value ETF Nport 0.01% $341,286 — 2026-06-30
10 DFMC Dimensional US Micro Cap ETF Dimensional 0.00% $219,862 — 2026-11-09
11 DFSV Dimensional US Small Cap Value ETF Dimensional 0.00% $177,366 — 2026-11-09
12 DCOR Dimensional US Core Equity 1 ETF Dimensional 0.00% $174,323 — 2026-11-09
13 DFAT Dimensional US Targeted Value ETF Dimensional 0.00% $151,972 — 2026-11-09
14 GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF Goldman 0.01% $145,137 $1.1B 2026-11-09
15 DXUV Dimensional US Vector Equity ETF Dimensional 0.00% $111,394 — 2026-11-09
16 VTWG Vanguard Russell 2000 Growth ETF Vanguard 0.00% $76,398 — 2026-09-30
17 RSSL Global X Russell 2000 ETF Global X 0.01% $68,975 — 2026-11-10
18 VTWV Vanguard Russell 2000 Value ETF Vanguard 0.00% $37,352 — 2026-09-30
19 DFAS Dimensional US Small Cap ETF Dimensional 0.00% $34,507 — 2026-11-09
20 DFUS Dimensional US Equity Market ETF Dimensional 0.00% $20,491 $21.4B 2026-11-09
21 DFSU Dimensional US Sustainability Core 1 ETF Dimensional 0.00% $16,785 $2.4B 2026-11-09
22 OMFS Invesco Russell 2000 Dynamic Multifactor ETF Invesco 0.01% $16,208 — 2026-11-09
23 ITWO ProShares Russell 2000 High Income ETF ProShares 0.00% $7,914 — 2026-11-10
24 VTHR Vanguard Russell 3000 ETF Vanguard 0.00% $7,765 — 2026-09-30
25 URTY ProShares UltraPro Russell2000 ProShares 0.00% $5,899 — 2026-11-10
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

FINW vs Peers

Related companies, largest first
Company Market cap P/E Revenue growth YTD IV rank
ENVA Enova International, Inc. $4.1B 11.6 +23.2% +3.3% 21
WSBC WesBanco Inc $3.8B 12.5 +49.5% +16.9% 89
BFH Bread Financial Holdings, Inc. $3.7B 7.5 +5.2% +26.1% 73
RNST Renasant Corporation $3.6B 16.3 +44.1% +12.8% 60
FFBC First Financial Bancorp $3.5B 12.3 +2.7% +30.4% 42
BKU Bankunited, Inc. $3.2B 12.2 −5.2% −2.4% 14
PFS Provident Financial Services, Inc. $3.0B 10.3 +21.3% +16.7% 5
BANC Banc of California, Inc. $2.9B 13.7 +0.2% −8.0% 34
FINW FinWise Bancorp Common $198M — — −15.7% —
Peer median $3.5B 12.2 +13.2% +14.7% 38

P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.