FinWise Bancorp Common(FINW)

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.

FINW iron condor setups FINW expected move FINW IV rank history FINW Fibonacci levels FINW insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

FINW — —
Snapshot
Info
Industry (SIC)
STATE COMMERCIAL BANKS (6022)
Exchange
XNAS
Market Cap
$0.2B

FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.

Summary
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composite
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No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
MonthAvg ReturnYears of Data
Jan +6.42% 5
Feb +1.14% 5
Mar -7.59% 5
Apr -4.95% 5
May -6.45% 5
Jun -2.34% 5
Jul +10.34% 5
Aug +3.66% 5
Sep +0.37% 4
Oct +1.17% 4
Nov +7.66% 5
Dec +4.17% 5
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $13.88
SMA 50: $14.18
SMA 200: $16.21
Current: $13.76
EMA 12: $13.97
EMA 26: $14.00
MACD: -0.0381 | Signal: 0.0299
BEARISH
ADX (14): 10.50
RANGE
+DI: 18.69
−DI: 16.55

Momentum Oscillators

RSI (14): 46.32
NEUTRAL
Stoch %K: 59.82
Stoch %D: 67.26
Williams %R: -57.23

Volume & Volatility

BB Upper: $14.45
BB Lower: $13.31
NEUTRAL
OBV: 1,505,748
Vol SMA 20: 28,405
Vol ROC: 94.40%
ATR: $0.60
True Range: $0.30
HV 20: 36.7%
HV 30: 34.7%
HV 60: 34.9%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-08-12T00:00:00 – 2026-08-11T00:00:00
AI Analysis

Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

News
Options Activity
Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Beta (1Y vs SPY)
0.41
Correlation (SPY)
14.6%
R²
0.02
Ann. Volatility
35.7%
SPY Volatility
12.9%

Low volatility - stock moves less than market

Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-06-30

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

59 filers3,851,236 shares$63.16M value
# Filer Shares Value % of Total % of Float Period
1 ALLIANCEBERNSTEIN L.P. 799,876 $14.35M 22.72% — 2026-03-31
2 VANGUARD GROUP INC Custodian 502,455 $9.01M 14.27% — 2025-12-31
3 US BANCORP \DE\ Custodian 469,048 $7.44M 11.78% — 2026-03-31
4 WASATCH ADVISORS LP 502,201 $7.28M 11.53% — 2026-06-30
5 BlackRock, Inc. Custodian 456,238 $7.24M 11.46% — 2026-03-31
6 GEODE CAPITAL MANAGEMENT, LLC Custodian 199,970 $3.17M 5.02% — 2026-03-31
7 DIMENSIONAL FUND ADVISORS LP Custodian 113,484 $1.80M 2.85% — 2026-03-31
8 STATE STREET CORP 87,808 $1.39M 2.20% — 2026-03-31
9 BRIDGEWAY CAPITAL MANAGEMENT, LLC 83,889 $1.33M 2.11% — 2026-03-31
10 NORTHERN TRUST CORP Custodian 67,878 $1.08M 1.70% — 2026-03-31
11 Militia Capital Partners, LP 50,000 $897.00K 1.42% — 2025-12-31
12 EMERALD MUTUAL FUND ADVISERS TRUST 54,364 $862.21K 1.37% — 2026-03-31
13 SMITH, MOORE & CO. 38,000 $602.68K 0.95% — 2026-03-31
14 GOLDMAN SACHS GROUP INC Custodian 37,243 $590.67K 0.94% — 2026-03-31
15 Militia Capital Management LLC 31,419 $498.31K 0.79% — 2026-03-31
16 Global Retirement Partners, LLC 27,000 $484.38K 0.77% — 2025-12-31
17 RENAISSANCE TECHNOLOGIES LLC 28,026 $444.49K 0.70% — 2026-03-31
18 Tempus Wealth Planning, LLC 28,022 $406.32K 0.64% — 2026-06-30
19 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 24,649 $390.93K 0.62% — 2026-03-31
20 EP Wealth Advisors, LLC 23,799 $377.45K 0.60% — 2026-03-31
21 Empowered Funds, LLC Custodian 23,537 $373.30K 0.59% — 2026-03-31
22 Bank of New York Mellon Corp Custodian 19,273 $305.67K 0.48% — 2026-03-31
23 NORDEN GROUP LLC 16,921 $245.35K 0.39% — 2026-06-30
24 LPL Financial LLC Custodian 15,115 $239.72K 0.38% — 2026-03-31
25 STEPHENS INC /AR/ 16,129 $233.87K 0.37% — 2026-06-30
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period
Insider Activity
Latest: 2026-07-29
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-07-29 Natasha Laurette Clayton See Remarks Award (A) +15,715 $13.96 $219.4K EDGAR
2026-07-29 Sarah Elizabeth Grotta See Remarks Award (A) +19,072 $13.96 $266.2K EDGAR
2026-07-29 Robert E. Wahlman EVP, Chief Financial Officer Award (A) +26,192 $13.96 $365.6K EDGAR
2026-07-29 Michael Christopher OBrien See Remarks Award (A) +17,880 $13.96 $249.6K EDGAR
2026-07-29 Richard Thiessens Award (A) +17,389 $13.96 $242.8K EDGAR
2026-07-29 Kent Landvatter EXECUTIVE CHAIRMAN Award (A) +56,476 $13.96 $788.4K EDGAR
2026-07-29 James Noone CHIEF EXECUTIVE OFFICER Award (A) +56,476 $13.96 $788.4K EDGAR
2026-07-29 Juan Carlos Arias See Remarks Award (A) +15,033 $13.96 $209.9K EDGAR
2026-07-29 Timothy Stephen Brosnan See Remarks Award (A) +14,345 $13.96 $200.3K EDGAR
2026-06-01 Natasha Laurette Clayton See Remarks Tax (F) −1,728 $14.24 -$24.6K EDGAR
2026-06-01 Richard Thiessens Tax (F) −1,759 $14.24 -$25.0K EDGAR
2026-06-01 Juan Carlos Arias See Remarks Tax (F) −285 $14.24 -$4.1K EDGAR
2026-06-01 Robert E. Wahlman EVP, Chief Financial Officer Tax (F) −3,067 $14.24 -$43.7K EDGAR
2026-05-28 Richard Thiessens Tax (F) −1,995 $14.00 -$27.9K EDGAR
2026-05-28 Natasha Laurette Clayton See Remarks Tax (F) −1,961 $14.00 -$27.5K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
Insider Holdings
23 insiders · @ $13.76
Officers, directors, and 10%+ owners ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Kent Landvatter EXECUTIVE CHAIRMAN 1,076,333 $14.81M $163.7K 10 2026-07-29
2 James Noone CHIEF EXECUTIVE OFFICER 466,365 $6.42M $157.5K 12 2026-07-29
3 James N Giordano Director 402,107 $5.53M $184.3K 8 2026-04-01
4 Russell Fred Jr Healey Director 400,048 $5.50M $105.0K 1 2021-11-23
5 David Tilis CSO AND SENIOR VP 317,778 $4.37M $150.6K 2 2022-05-04
6 Javvis O Jacobson CFO AND EXECUTIVE VP 283,842 $3.91M $116.5K 7 2023-10-31
7 Howard I Reynolds Director 231,532 $3.19M $127.5K 8 2026-05-21
8 Gerald Edwin Cunningham Director 161,591 $2.22M $52.5K 6 2026-04-01
9 Michael Christopher OBrien See Remarks 103,549 $1.42M $76.9K 8 2026-07-29
10 Robert E. Wahlman EVP, Chief Financial Officer 80,278 $1.10M $0 7 2026-07-29
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.