ISBA Isabella Bank Corporation Common stock

XNAS
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

ISBA — —
Key stats
About
Industry (SIC)
STATE COMMERCIAL BANKS (6022)
Exchange
XNAS
Market Cap
$0.3B
Employees
379
CIK
0000842517
Next Earnings
2026-10-26
EPS Forecast
$0.92 (1 est.)
Headquarters
Mt Pleasant, MI
Homepage
https://www.isabellabank.com

Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage ser…

Summary
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composite
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No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'23'24'25'26Avg
Jan--0.09%-0.39%-4.21%-1.50%
Feb---9.66%-1.73%-4.36%-5.25%
Mar---1.22%-4.11%-5.91%-3.75%
Apr---7.74%9.94%-14.95%-4.25%
May--4.33%2.77%-0.51%2.20%
Jun-2.61%-6.67%11.63%-4.80%-0.61%
Jul-5.25%6.59%7.79%-1.27%1.96%
Aug-2.90%-3.47%3.88%-4.97%-1.86%
Sep4.73%10.01%6.40%-2.80%4.58%
Oct-1.90%3.10%1.13%-1.04%*0.32%
Nov-5.43%13.70%9.72%--6.00%
Dec7.55%4.80%14.94%--9.10%
Total-6.37%11.58%79.88%-37.33%11.94%
* Only 4 year(s) of data available.
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $38.14
SMA 50: $39.19
SMA 200: $43.56
Current: $37.29
EMA 12: $38.01
EMA 26: $38.36
MACD: -0.3522 | Signal: 0.0389
BEARISH
ADX (14): 12.36
RANGE
+DI: 16.81
−DI: 21.19

Momentum Oscillators

RSI (14): 41.49
NEUTRAL
Stoch %K: 53.82
Stoch %D: 58.90
Williams %R: -69.04

Volume & Volatility

BB Upper: $39.30
BB Lower: $36.97
NEUTRAL
OBV: 821,033
Vol SMA 20: 36,517
Vol ROC: -17.68%
ATR: $1.15
True Range: $1.63
HV 20: 24.7%
HV 30: 26.3%
HV 60: 29.9%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-08-15T00:00:00 – 2026-10-09T00:00:00
AI Analysis

Click Frenzy-Pro™ for an AI analysis of this ticker.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

News
All ISBA news →

ISBA Options Activity & IV Rank

Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis

Risk Metrics

Beta: 0.3672
Alpha: 4.55%
Correlation: 0.1096
R-Squared: 1.2%
Stock Volatility: 43.7%
Market Volatility: 13.0%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own ISBA
1 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Citadel Hedge fund
Ken Griffin
$559K
0.00%
#4342 of 6285+167.5%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

ISBA Institutional Ownership (13F)

Latest filings — 2026-09-30

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

61 filers1,851,013 shares$76.36M value
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 467,431 $18.46M 24.18% — 2026-06-30
2 Vanguard Group Inc Custodian 306,685 $15.33M 20.08% — 2025-12-31
3 Vanguard Capital Management LLC 299,599 $11.83M 15.50% — 2026-06-30
4 Geode Capital Management, LLC Custodian 176,251 $6.96M 9.12% — 2026-06-30
5 State Street Corp 86,581 $3.42M 4.48% — 2026-06-30
6 Northern Trust Corp Custodian 53,471 $2.11M 2.77% — 2026-06-30
7 Vanguard Portfolio Management LLC 46,742 $1.85M 2.42% — 2026-06-30
8 Vanguard Fiduciary Trust Co 46,482 $1.84M 2.40% — 2026-06-30
9 HARBOUR INVESTMENTS, INC. 32,988 $1.30M 1.71% — 2026-06-30
10 Victory Capital Management Inc. 31,000 $1.22M 1.60% — 2026-06-30
11 Goldman Sachs Group Inc Custodian 27,462 $1.08M 1.42% — 2026-06-30
12 Two Sigma Investments, LP Custodian 23,858 $942.39K 1.23% — 2026-06-30
13 Charles Schwab Investment Management, Inc. 20,321 $802.68K 1.05% — 2026-06-30
14 American Century Companies, Inc. 19,931 $787.27K 1.03% — 2026-06-30
15 Marshall Wace, LLP Custodian 19,865 $784.67K 1.03% — 2026-06-30
16 Bank of New York Mellon Corp Custodian 16,773 $662.52K 0.87% — 2026-06-30
17 BRIDGEWAY CAPITAL MANAGEMENT, LLC 14,240 $562.48K 0.74% — 2026-06-30
18 Citadel Advisors LLC Custodian 14,147 $558.81K 0.73% — 2026-06-30
19 Nuveen, LLC Custodian 12,690 $501.26K 0.66% — 2026-06-30
20 Bank of America Corp Custodian 10,550 $416.73K 0.55% — 2026-06-30
21 Walleye Capital LLC 8,994 $355.26K 0.47% — 2026-06-30
22 Dimensional Fund Advisors LP Custodian 8,840 $349.88K 0.46% — 2026-06-30
23 Mattson Financial Services, LLC 8,534 $347.50K 0.46% — 2026-06-30
24 Qube Research & Technologies Ltd 7,358 $290.64K 0.38% — 2026-06-30
25 Deutsche Bank AG Custodian 6,774 $267.57K 0.35% — 2026-06-30
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period

ISBA Insider Trading (Form 4)

Latest: 2026-09-17
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-17 Jill Bourland Director Buy (P) +7 $39.40 $300 EDGAR
2026-09-03 Sarah R Opperman Director Award (A) +46 $38.55 $1.8K EDGAR
2026-09-03 Brian Roy Sackett Director Award (A) +24 $38.55 $925 EDGAR
2026-09-03 Jeffrey J Barnes Director Award (A) +242 $38.55 $9.3K EDGAR
2026-09-03 Jerome E Schwind President & CEO Award (A) +123 $38.55 $4.7K EDGAR
2026-09-03 Brian B Tessin Director Award (A) +8 $38.55 $308 EDGAR
2026-09-03 Melinda Marie Coffin Director Award (A) +31 $38.55 $1.2K EDGAR
2026-09-03 Vicki L Rupp Director Award (A) +33 $38.55 $1.3K EDGAR
2026-09-03 Jill Bourland Director Award (A) +10 $38.55 $386 EDGAR
2026-09-03 Neil Michael McDonnell President Award (A) +3 $38.55 $116 EDGAR
2026-08-17 Jill Bourland Director Buy (P) +7 $41.59 $300 EDGAR
2026-07-17 Jill Bourland Director Buy (P) +7 $39.07 $300 EDGAR
2026-06-17 Jill Bourland Director Buy (P) +7 $41.43 $300 EDGAR
2026-06-03 Jeffrey J Barnes Director Award (A) +225 $41.49 $9.3K EDGAR
2026-06-03 Vicki L Rupp Director Award (A) +30 $41.49 $1.2K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

ISBA Insider Holdings

15 insiders · @ $37.29
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Jeffrey J Barnes Director 42,785 $1.60M $0 7 2026-09-03
2 Jerome E Schwind President & CEO 37,777 $1.41M $12.5K 7 2026-09-03
3 Jae A Evans Director 26,971 $1.01M -$83.2K 7 2026-03-04
4 Sarah R Opperman Director 24,586 $916.8K $13.8K 7 2026-09-03
5 Michael P Prisby Treasurer 18,658 $695.8K -$27.9K 1 2025-05-22
6 Neil Michael McDonnell President 12,281 $458.0K $17.1K 9 2026-09-03
7 Vicki L Rupp Director 9,896 $369.0K $0 6 2026-09-03
8 Chad R Payton Director 7,473 $278.7K $0 1 2025-06-03
9 Jill Bourland Director 5,916 $220.6K $15.9K 19 2026-09-17
10 Melinda Marie Coffin Director 5,644 $210.5K $22.0K 9 2026-09-03
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

ISBA Proposed Insider Sales (Form 144)

Latest: 2025-10-15
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2025-10-15 Schaefer William M Policy-Making Officer 7,244 $268.2K 2025-10-15 Fidelity Brokerage Services LLC — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
23 ETFs hold ISBA
23 shown · $22.02M total exposure · 0.01% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $8.0M — 2026-08-31
2 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.01% $6.8M $78.7B 2026-10-08
3 VXF Vanguard Extended Market ETF Vanguard 0.00% $3.1M — 2026-08-31
4 VTWO Vanguard Russell 2000 ETF Vanguard 0.01% $1.5M — 2026-08-31
5 IWC iShares Micro-Cap ETF iShares (BlackRock) 0.06% $845,274 $1.3B 2026-10-08
6 AVUV Avantis U.S. Small Cap Value ETF Nport 0.00% $632,643 — 2026-08-31
7 SMLV State Street® SPDR® US Small Cap Low Volatility Index ETF SPDR (State Street) 0.17% $412,415 $245.6M 2026-10-08
8 VTWV Vanguard Russell 2000 Value ETF Vanguard 0.02% $245,654 — 2026-08-31
9 AVSC Avantis U.S. Small Cap Equity ETF Nport 0.01% $148,768 — 2026-08-31
10 RSSL Global X Russell 2000 ETF Global X 0.01% $125,257 — 2026-10-09
11 VTHR Vanguard Russell 3000 ETF Vanguard 0.00% $23,135 — 2026-08-31
12 DFAS Dimensional U.S. Small Cap ETF Nport 0.00% $22,934 — 2026-10-31
13 OMFS Invesco Russell 2000 Dynamic Multifactor ETF Invesco 0.01% $21,268 — 2026-10-08
14 DFSU Dimensional US Sustainability Core 1 ETF Nport 0.00% $15,080 — 2026-10-31
15 ITWO ProShares Russell 2000 High Income ETF ProShares 0.00% $15,065 — 2026-10-09
16 DFAC Dimensional U.S. Core Equity 2 ETF Nport 0.00% $14,743 — 2026-10-31
17 URTY ProShares UltraPro Russell2000 ProShares 0.00% $10,590 — 2026-10-09
18 FLQS Franklin U.S. Small Cap Multifactor Index ETF Nport 0.02% $9,124 — 2027-03-31
19 UWM ProShares Ultra Russell2000 ProShares 0.00% $6,190 — 2026-10-09
20 DFAT Dimensional U.S. Targeted Value ETF Nport 0.00% $2,602 — 2026-10-31
21 HDG ProShares Hedge Replication ETF ProShares 0.00% $298 — 2026-10-09
22 RB ProShares Russell 2000 Dynamic Buffer ETF ProShares 0.00% $75 — 2026-10-09
23 IWN iShares Russell 2000 Value ETF iShares (BlackRock) — — $13.7B 2026-10-08
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.